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THE ONTARIO THE ONTARIO EXPERT EXPERT
COMMISSION ON COMMISSION ON PENSIONSPENSIONSACTION TO DATEACTION TO DATE
Robert L. BrownRobert L. BrownDirector of ResearchDirector of ResearchNovember 30, 2007November 30, 2007
Canadian Institute of ActuariesCanadian Institute of Actuaries
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CHAIR:CHAIR: Dr. Harry ArthursDr. Harry Arthurs
EXPERT ADVISORS:EXPERT ADVISORS: Bob BaldwinBob Baldwin Economist, InfometricaEconomist, Infometrica Kathryn BushKathryn Bush Lawyer, BlakesLawyer, Blakes Murray GoldMurray Gold Lawyer, Koskie MinskyLawyer, Koskie Minsky Ian MarkhamIan Markham Actuary, Watson Actuary, Watson
WyattWyatt
STAFF OF SEVENSTAFF OF SEVEN
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ESTABLISHED NOVEMBER ESTABLISHED NOVEMBER 20072007
TO REPORT BY “SUMMER” TO REPORT BY “SUMMER” 20082008
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JANUARY 2007JANUARY 2007
PRODUCED 21 PAGE PRODUCED 21 PAGE DISCUSSION PAPERDISCUSSION PAPER
(www.pensionreview.on.ca/engl(www.pensionreview.on.ca/english)ish)
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CONSULTATIONS ON CONSULTATIONS ON DISCUSSION PAPERDISCUSSION PAPER
FUNDING AND FINANCE:FUNDING AND FINANCE: FEB. 22-23FEB. 22-23ECONOMIC AND SOCIAL: MARCH 30ECONOMIC AND SOCIAL: MARCH 30LEGAL AND REGULATORY: APRIL 6LEGAL AND REGULATORY: APRIL 6
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RESEARCH RESEARCH STUDIESSTUDIES
MANY NOW AVAILABLE ON OUR MANY NOW AVAILABLE ON OUR WEBSITE WEBSITE
www.pensionreview.on.ca/english/www.pensionreview.on.ca/english/
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Mandate #1Mandate #1
Mapping the Provision, Funding and Mapping the Provision, Funding and Adequacy of Occupational Pension Adequacy of Occupational Pension Plans and of Retirement Income: Plans and of Retirement Income: What Do We Know?What Do We Know?
Richard Shillington, Infometrica Ltd.Richard Shillington, Infometrica Ltd.
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Mandate #2Mandate #2
Modeling the Prospective Role of Modeling the Prospective Role of Occupational Pension Plans in the Occupational Pension Plans in the Retirement Savings and Income of Retirement Savings and Income of OntariansOntarians
SSéébastien LaRochelle-Côtbastien LaRochelle-Côté, Statistics Canadaé, Statistics Canada
Garnett Picot, Statistics CanadaGarnett Picot, Statistics Canada
John Myles, University of TorontoJohn Myles, University of Toronto
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Mandate #3Mandate #3
The Impact of “Exogenous” Factors The Impact of “Exogenous” Factors on Pension Plan Coverage and on Pension Plan Coverage and FundingFunding
Gordon Clark, University of OxfordGordon Clark, University of OxfordWithWith
Adam DixonAdam DixonAshby MonkAshby Monk
Kendra StraussKendra Strauss
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Mandate #4Mandate #4
Comparative Funding Regimes in Comparative Funding Regimes in Canada and OECDCanada and OECD
Colin Pugh (FCIA)Colin Pugh (FCIA)
Manchester Metropolitan University (Ret’d)Manchester Metropolitan University (Ret’d)
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Mandate #5Mandate #5
Comparative Models of Regulation of Comparative Models of Regulation of Risk Based Financial ServicesRisk Based Financial Services
Mary Condon, York UniversityMary Condon, York University
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Mandate #6Mandate #6
Insuring Members and Pensioners Insuring Members and Pensioners Against the Risk of Plan Failure or Against the Risk of Plan Failure or Employer Insolvency – A Employer Insolvency – A Comparative StudyComparative Study
Norma Nielson, University of CalgaryNorma Nielson, University of Calgary
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Mandate #7Mandate #7
Arguments About Asymmetry of Arguments About Asymmetry of Risks and Rewards and Deferred Risks and Rewards and Deferred Wages in Pension PlansWages in Pension Plans
James Wooten, University of New York at James Wooten, University of New York at BuffaloBuffalo
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Mandate #8Mandate #8
Analysis of Efficiency of Pension Analysis of Efficiency of Pension Regulation in OntarioRegulation in Ontario
Lorne Sossin, University of TorontoLorne Sossin, University of Toronto
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Mandate #9Mandate #9
Actuarial Issues Related to Major Actuarial Issues Related to Major Changes to Pension PlansChanges to Pension Plans
Determining Funding and Financing ImpactDetermining Funding and Financing Impact ““What if” ScenariosWhat if” Scenarios
Brian FitzGerald (FCIA)Brian FitzGerald (FCIA)
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Mandate #10Mandate #10
Protecting the Pension FundProtecting the Pension Fund
Ron Davis, University of British ColumbiaRon Davis, University of British Columbia
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Mandate #11Mandate #11
Analysis of Multi-Employer Pension Plans Analysis of Multi-Employer Pension Plans and Similar Entities (MEPPs, MUPPs & and Similar Entities (MEPPs, MUPPs & JSPPs)JSPPs)
Elizabeth Shilton, University of TorontoElizabeth Shilton, University of Toronto
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Mandate #12Mandate #12
Alternative Governance Models: Alternative Governance Models: Vehicles for Collective Provision of Vehicles for Collective Provision of Pension Services: Pension Plans for Pension Services: Pension Plans for Small and Medium Sized EnterprisesSmall and Medium Sized Enterprises
Teresa Ghilarducci, University of Notre Teresa Ghilarducci, University of Notre DameDame
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Mandate #13Mandate #13
Analysis of Factors Leading to Analysis of Factors Leading to Restructuring and Insolvency and Restructuring and Insolvency and their Effects on Pension Plan Wind-their Effects on Pension Plan Wind-Ups and ClosuresUps and Closures
Janis Sarra and Ron Davis, Janis Sarra and Ron Davis,
University of British ColumbiaUniversity of British Columbia
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Mandate #14Mandate #14
Economic Impact of Pension Fund Economic Impact of Pension Fund Investments in OntarioInvestments in Ontario
Poonam Puri, York UniversityPoonam Puri, York University
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Mandate #15Mandate #15
Pension Plans and Labour Force Pension Plans and Labour Force CharacteristicsCharacteristics
Morley Gunderson, University of TorontoMorley Gunderson, University of Toronto
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Mandate #16Mandate #16
Tax Policy and Pension PlansTax Policy and Pension Plans
Jinyan Li, York UniversityJinyan Li, York University
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Mandate #17Mandate #17
Mapping Legislative Provisions Mapping Legislative Provisions Across CanadaAcross Canada
Ontario Bar Association, Ontario Bar Association,
Pensions and Benefits SectionPensions and Benefits Section
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INTERNAL RESEARCHINTERNAL RESEARCH
Four smaller mandates (e.g., Four smaller mandates (e.g., description of Pension systems in description of Pension systems in other countries)other countries)
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List of StakeholdersList of Stakeholders Association of Association of
Canadian Pension Canadian Pension ManagementManagement
Canada’s Association Canada’s Association for the Fifty-Plusfor the Fifty-Plus
Canadian Auto Canadian Auto WorkersWorkers
Canadian Institute of Canadian Institute of ActuariesActuaries
Canadian Federation Canadian Federation of Independent of Independent BusinessBusiness
Canadian Labour Canadian Labour CongressCongress
Canadian Canadian Manufacturers & Manufacturers & ExportersExporters
Canadian Union of Canadian Union of Public Employees Public Employees (CUPE) – Ontario(CUPE) – Ontario
Congress of Union Congress of Union Retirees of CanadaRetirees of Canada
General ElectricGeneral Electric
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List of Stakeholders List of Stakeholders Cont’dCont’d
General MotorsGeneral Motors Great West/Canada Great West/Canada
Life/London LifeLife/London Life Major Ontario Major Ontario
Pension PlansPension Plans Multi-Employer Multi-Employer
Benefits CouncilBenefits Council Ontario Bar Ontario Bar
AssociationAssociation Ontario Chamber of Ontario Chamber of
CommerceCommerce
Ontario Federation Ontario Federation of Labourof Labour
Ontario Public Ontario Public Sector Unions Sector Unions (OPSEU)(OPSEU)
Ontario Public Ontario Public Service (OPS)Service (OPS)
Ontario Teachers’ Ontario Teachers’ FederationFederation
Ontario Teachers’ Ontario Teachers’ Pension Plan BoardPension Plan Board
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PUBLIC HEARINGSPUBLIC HEARINGS
TORONTO:TORONTO: October 17, 18, 19, October 17, 18, 19, 23, 2423, 24
November 7, 14November 7, 14
KINGSTON:KINGSTON: October 31October 31
OTTAWA:OTTAWA: November 1November 1
HAMILTON:HAMILTON: November 13November 13
WINDSOR:WINDSOR: November 15November 15
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SUBMISSIONSSUBMISSIONSRECEIVED:RECEIVED: 8585
Some are small individual “notes”Some are small individual “notes”
Placed on Web Site November 22Placed on Web Site November 22
(www.pensionreview.on.ca/english(www.pensionreview.on.ca/english
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SUBMISSIONS/SUBMISSIONS/HEARINGSHEARINGS
Association of Management, Administrative Association of Management, Administrative and Crown Professional Employees of and Crown Professional Employees of Ontario (AMAPCEO)Ontario (AMAPCEO)
Pension Investment Association of Canada Pension Investment Association of Canada (PIAC)(PIAC)
Hospitals of Ontario Pension Plan (HOOPP)Hospitals of Ontario Pension Plan (HOOPP) Police Association of Ontario (PAO)Police Association of Ontario (PAO) Police Retirees of OntarioPolice Retirees of Ontario Ontario Confederation of University Faculty Ontario Confederation of University Faculty
Associations (OCUFA)Associations (OCUFA) Council of Ontario Universities (COU)Council of Ontario Universities (COU) OPSEU Pension TrustOPSEU Pension Trust OPSEU UnionOPSEU Union
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Association of Canadian Pension Association of Canadian Pension Management (ACPM)Management (ACPM)
C.D. Howe InstituteC.D. Howe Institute Nursing Homes and Related Industries Nursing Homes and Related Industries
Pension PlanPension Plan Ontario Chamber of CommerceOntario Chamber of Commerce Financial Executives International CanadaFinancial Executives International Canada Keith AmbachtsheerKeith Ambachtsheer Ontario Federation of Labour (OFL)Ontario Federation of Labour (OFL) Canadian Association for 55+ (CARP)Canadian Association for 55+ (CARP) OMERSOMERS
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Municipal Retirees Organization of Municipal Retirees Organization of OntarioOntario
Ontario Bar Association (OBA)Ontario Bar Association (OBA) International Association of Machinists & International Association of Machinists &
Aerospace Workers (IAMAW)Aerospace Workers (IAMAW) Social Investment OrganizationSocial Investment Organization Ontario Region of Communications, Ontario Region of Communications,
Energy & Paperworkers Union of CanadaEnergy & Paperworkers Union of Canada Ontario Teacher’s Pension PlanOntario Teacher’s Pension Plan Ontario Secondary School Teachers’ Ontario Secondary School Teachers’
Federation (OSSTP)Federation (OSSTP) United Steel Workers (USW) CanadaUnited Steel Workers (USW) Canada Morneau SobecoMorneau Sobeco
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BlakesBlakes Koskie MinskyKoskie Minsky Osler HoskinsOsler Hoskins Union Pension Services Ltd.Union Pension Services Ltd. Multi-Employer Benefit Plan Council of Multi-Employer Benefit Plan Council of
Canada (MEBCO)Canada (MEBCO) Towers PerrinTowers Perrin Canadian Federation of Independent Canadian Federation of Independent
Business (CFIB)Business (CFIB) Buck Consultants (2)Buck Consultants (2) Canadian Union of Public EmployeesCanadian Union of Public Employees
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National Pensioners & Senior Citizens National Pensioners & Senior Citizens FederationFederation
Watson WyattWatson Wyatt AONAON Ontario Pension Board (OPB)Ontario Pension Board (OPB) Toronto Transit Commission Pension Fund Toronto Transit Commission Pension Fund
SocietySociety MercerMercer Association of Municipalities of Ontario Association of Municipalities of Ontario
(AMO)(AMO) Ontario Professional Fire FightersOntario Professional Fire Fighters United Food & Commercial WorkersUnited Food & Commercial Workers
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Colleges of Applied Arts & Technology Colleges of Applied Arts & Technology Pension Plan (CAAT)Pension Plan (CAAT)
College & University Retirees AssociationCollege & University Retirees Association Canadian Institute of Actuaries (CIA)Canadian Institute of Actuaries (CIA) Canadian Labour Congress (CLC)Canadian Labour Congress (CLC) Federal Superannuates National Association Federal Superannuates National Association
(FSNA)(FSNA) Welton, ParentWelton, Parent Canadian Federation of PensionersCanadian Federation of Pensioners CAW – Retired WorkersCAW – Retired Workers 25 + Others25 + Others
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THE FUTURETHE FUTURE
Consider Report FrameworkConsider Report Framework
Revisit StakeholdersRevisit Stakeholders
Write ReportWrite Report
Submit by September, 2008Submit by September, 2008