THE NOVEAU 40

The “NEW” look at living and life over 40.

OK, so you are in your 40s (and older) and yet, you don’t look like your father or other men in their 40s when you were growing up. You see guys who are half your age and they look older than you. You get asked your age and people say, “you don’t look your age!” Is it that people just assume 40 plus is out of shape and sickly or is it that we are just getting better at taking care of ourselves. I would like to believe that we are taking better care of ourselves. We are eating right, we exercise more and we are just living healthier lives.

Our health is important to us because we have realized that to have an edge in life, we must take of ourselves. This is definitely critical for men of color because we neglect our health more. The Noveau 40 magazine will cover health and other aspects that affect our lives. Join us to this journey and finally, get a chance to hear the the voices of The Noveau (New) 40.

Welcome to The Noveau 40

Fitn

ess 30-Minute Chest Workout

Guys love to train chest. So much so, in fact, that they'll spend an hour or more on it, pounding their pecs with so many sets that they look enormous by the time they leave the gym. As soon as their "pump" deflates, however, they're left with the same sunken chests they've always had—and a lot of soreness. Our plan trains your chest twice as hard in half as long and yields results you keep.

Actually, the chest component of each workout takes only about 10 minutes to complete. You'll hit it hard using supersets and tri-sets with little rest in between, then train the rest of your body in the remaining 20 minutes. This will allow you to maintain size and strength everywhere else, as well as cause the release of muscle-building hormones that will enhance the results you see in your chest.

The first workout starts with a modified tri-set for the chest, designed to pump your pecs and stretch the connective tissue that surrounds them, thereby allowing more room under your skin for the muscles to grow. The second chest blast is done by pairing pushups with very heavy sets of dumbbell bench presses. Though you'll be brutally sore afterward, the combination of high and low reps will flush an enormous amount of blood into your chest and maximize the recruitment of your biggest muscle fibers, setting the stage for big gains.

by Nick Nilsson, C.P.T.Mensfitness.com

Fitn

ess 30-Minute Chest Workout

On the third day, you'll do a variation on an old bodybuilding technique called "running down the rack." You'll perform dumbbell bench presses on an incline, flat, and then decline bench without rest in between. Instead of lightening the load on each set and reducing the demand on your muscles (the way the technique is normally done), you'll simply change the angle from incline to flat to decline—this puts you in progressively stronger mechanical positions, so you can keep the superset going without having to stop or switch dumbbells.

Directions:

Frequency: Perform each workout (Days I, II, and III) once per week, resting at least a day between each session.

How To Do It: Perform the exercises marked lowercase a and b, or lowercase a, b, and c, as a modified superset or tri-set, as prescribed. That means you'll complete one set for each exercise in order, resting or not resting as prescribed between sets. So you'll do one set of a, then one set of b, and repeat, or one set of a, b, and then c. Rest after the last exercise in the group, and then repeat the process for the prescribed number of sets. Perform the remaining exercises as straight sets, completing all the prescribed sets for one exercise before moving on to the next.

Weight: Except where otherwise noted, use the heaviest weight that allows you to complete all the prescribed repetitions for a given set.

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You have thousands of choices and decisions to make everyday. You have the right to not go to the gym, you the right to follow poor nutritional habits, you have the right to overwork yourself and not get enough sleep. You must accept the fact that your physique has suffered because of the choices that you make everyday.

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It’s a funny thing about life; if you refuse to accept anything but the best, you very

often get it.

Nut

rition The 5 Best Supplements for Men

MultivitaminIt's not exotic, but it is a must for everyone who doesn't get enough fruits and vegetables. (That's you, and up to 80% of other men.) Rather than megadoses of nutrients, look for one pill that provides 100% of your daily requirements for as many different vitamins and minerals as possible. (Amounts exceeding 100% are generally a waste.) And make sure you buy a men's formula, without extra iron. Excess levels of the mineral could increase your risk of heart disease (a condition called hemachromatosis), says Doug Kalman, M.S., R.D., director of clinical research at Miami Research Associates.

Protein PowderYou can get plenty of protein in your diet, but protein powder has other advantages: It's convenient and generally lower in calories than an entire "high protein" meal. Drinking a protein shake after every workout speeds muscle recovery and supplies your body with the amino acids needed for muscle growth. There are two widely used proteins: whey and casein. Whey is absorbed more quickly by the body, while casein is digested slowly-providing the body with a longer-lasting supply of muscle-building nutrients. That's why many researchers recommend taking a mixture of the two to help sustain the release of amino acids into the blood for as long as possible.

by Kimberly Flynnmensfitness.com

There are literally thousands of pills you could be taking at any one time. Here are the most important five.

Nut

rition The 5 Best Supplements for Men

CreatineThis synthetic version of an energy source produced naturally in the body is stored in the muscles for use during exercise. And it works! Multiple studies show that creatine does help speed recovery and the growth of lean-muscle mass after a workout. Manufacturers used to agree that new creatine users should start with a weeklong "loading phase" of 20 grams per day; however, recent research shows that this isn't necessary, according to Chris Mohr, Ph.D., R.D., adjunct professor of nutrition at the University of Louisville. You can start taking creatine at the normal dose of three to five grams per day after a workout. You can even mix it directly with your protein powder.

Green TeaIf we haven't beaten you over the head with the findings enough in the last year, here's a recap: Green tea fights fat. Animals who are given the extract in studies gain less weight and burn substantially more fat than animals getting a placebo. You can drink the tea-experts ideally recommend about eight glasses a day-or go the easier route and just take a supplement. Aim for 90 milligrams three times daily.

Fish OilMost guys in their 20s and 30s aren't thinking about their hearts. But if you have a family history of heart disease, you ought to start thinking about fish oil, the best protection available against the disease. Experts recommend taking at least one to two grams a day. Be aware: This is not the time to scrimp and save money. Cheap fish-oil supplements taste like fish and can leave you hiccuping herring all day. Higherquality brands are more expensive, but they have much less of a fishy taste. There are literally thousands of pills you could be taking at any one time. Forget them. These are the five every guy should be taking in order to fight disease, counteract bad genes, and simply live as long as possible.

Spending lots of time in the gym locker rooms has left me to believe that I have it easy. I keep hearing comments from fellow gym members like “oh man, you black guys have great genetics”.

This usually was the response I received once I denied ever using anabolic steroids or growth hormone. Several times, I get the ” oh you’re lean because all black guys are ripped”.

The point is, there is no get fit quick free card. Sure, many folks, Black, White, Hispanic or Asian may possess some genetic qualities that hasten the muscle building process. Irrespective of all of this, we all must put in the time.

Instead of focusing of what we may possess, I began thinking of how these comments usually came from those individuals who often missed workouts, partied too much and refused to alter their workout routines. I pondered how many took long sabbaticals and neglected their nutritional requirements. In hindsight, these same cats were the ones who years ago juiced up like crazy but somehow, I’m the one who has it “easy” ?

The way, I see it, we’re all in the same boat. Everyone must schedule time and make the best of their workouts. If it were easy, we’d see the majority of our citizens in wicked shape. So let’s forget about who is predisposed for muscle growth, instead, let’s focus on getting fitter!

Source: StripperRipped.comBY DIESEL

ShoeFetish

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The first step to getting the things you want out of

life is this:

Decide what you want.

Nutrition, work/personal life balance and a

dedication to making exercise a part of your life

EVERYDAY.

Your

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hNothing can stop the man with the right mental attitude from achieving his goal, nothing on earth can help the man with the wrong attitude.

Now all you have to do Is just get started.

Compared to women, men tend to drink more, suffer more from stress and seek medical advice less often. However, men are also living longer and their lifespan is catching up to women. Make sure that your later years are as healthy as possible. As you age past 40, following health recommendations from organizations like the Mayo Clinic is a good way to take control of your health.

VACCINATIONS

Vaccinations are not just for the young, according to MedlinePlus. Consider a one-time vaccination for herpes zoster, which can cause shingles, after age 60. Your doctor might suggest a yearly flu vaccine over the age of 50 and a one-time pneumococcal vaccine after age 65. This latter vaccine protects against the most common cause of pneumonia in older individuals. Health officials recommend booster shots for tetanus-diptheria-pertussis every 10 years.

ABDOMINAL AORTIC ANEURYSM

If you have smoked more than 100 cigarettes in your lifetime, MayoClinic.com recommends an abdominal ultrasound at age 65 to screen for an abdominal aortic aneurysm. Using high-frequency sound waves, the ultrasound can look for bulges in the main artery in your abdomen. This budge can indicate an aneurysm. Treatment varies from watchful monitoring of the aneurysm to emergency surgery, depending on its size.

HEALTH CHECKLIST FOR MEN OVER 40

HEART HEALTH

High blood pressure and high cholesterol raise your risk for heart disease and strokes. Normal blood pressure is less than 120 systolic and 80 diastolic, or 120/80. Have your blood pressure checked at least every two years if it is in this range. If your blood pressure is higher than 140/90, see your doctor as often as he recommends. Your doctor will likely recommend a blood test for cholesterol after age 40, especially if you have a family history of high cholesterol or heart disease. Your doctor may also include a measurement of your triglyceride levels. Repeat your cholesterol tests every 5 years, according to MedlinePlus.

COLON CANCER SCREENING

Unless you have a family history of colon cancer or personal risk factors like polyps or inflammatory bowel disease, screening for colon or rectal cancer typically begins at age 50. A number of screening tests are available to look for cancer or for treatable precancerous changes. This includes testing a stool sample looking for blood, the fecal occult blood test, or for DNA mutations, also known as a stool DNA test. Using a colonoscopy or sigmoidoscopy your doctor views the colon to look for suspicious areas and take samples for biopsy.

HEALTH CHECKLIST FOR MEN OVER 40

PROSTATE EXAM

Enlargement of the prostate can cause urinary problems as one of the first symptoms. This enlargement can be benign, or a sign of prostate cancer. After age 40, your doctor will recommend a yearly digital rectal exam to feel the prostate gland and check for abnormalities. The prostate-specific antigen, or PSA, test is another screening method. This blood test measures levels of PSA, with high levels possibly indicating cancer.

DIABETES

As you age your risk for Type II diabetes increases. Screening for diabetes, using a fasting blood glucose test or blood A1C test, should begin at age 45. Generally, repeat screening is every 3 years although your doctor might recommend a more frequent screening schedule depending on your risk factors.

EYE HEALTH

Treatable eye diseases can cause blindness if you ignore symptoms for too long. In addition to checking your visual acuity, your eye specialist will examine your eyes for signs of glaucoma, macular degeneration and cataracts. Your risk for these eye conditions increases after age 40. The recommendations for eye checkups are every 2 years after age 40, according to MedlinePlus.

HEALTH CHECKLIST FOR MEN OVER 40

HEALTH CHECKLIST FOR MEN OVER 40OTHER SCREENING TESTS

Get your hearing tested every 10 years after age 40 and every 3 years after age 50. Mental health screening for dementia and Alzheimer's disease is available if you or your family is concerned about your decision-making ability or possible memory loss. Over the age of 40, you might find yourself divorced and newly dating. Discuss sexually transmitted disease screening, including an HIV test, with your doctor. This is especially important if you are going to begin a new sexual relationship.

By Stacey AndersonLiveStrong.com

All Wrapped Up With

A Bow (Tie)

Inve

sting 3 Ways To

Indirectly Invest In Apple

Apple shares have been on a roll for the past few years: up approximately 50% within the last year, 265% over the three previous years and 8,000% in the past 10 years. To put the gain into perspective, in July of 2002, Apple stock traded for around $7 per share. Had you invested $10,000 you could have bought roughly 1,429 Apple shares. If you held onto those shares, they would be worth over $894,000 today.

Apple has come a long way and revolutionized several industries over the past decade: iTunes changed the music industry, the iPhone has transformed the telecom sector and the iPad has created an entirely new market. The company is on a roll and with the tablet market barely penetrated and a potential Apple television in the future, Apple's stock could have even further gains ahead.

One issue that arises in purchasing stock in the company is that Apple's stock is no longer $7. As of closing on August 13, 2012, Apple traded at $626. The stock is no longer cheap and investing $10,000 will only allow you to buy about 15 shares. The solution: invest in Apple suppliers. Below are a few companies that should profit off of the success of Apple and may be a more viable investing option for many.

AkamaiFounded by MIT professors, the company provides backend infrastructure service and software for several big customers, such as the U.S. Security and Exchange Commission, Toyota Motors, the NFL and Morgan Stanley, to name only a few. Akamai launched in April 1999 and since has become a dominant force in the industry. Akamai states on their website "if you've ever shopped online, downloaded music, watched a web video or connected to work remotely, you've probably used Akamai's cloud platform."

Akamai provides Apple with infrastructure support for content delivery, QuickTime Streaming Operations and software downloads for Apple's website. Apple, having foreseen Akamai becoming such a vital partner back in 1999, invested $12.5 million dollars for a roughly 5% stake in Akamai. Steve Jobs was quoted as saying "Together, Apple and Akamai will deliver the highest quality and easiest to use Internet streaming video content available."

Akamai shares currently trade around $35. Returns over the past 10 years have been over 3,100%, roughly 76% in three years and around 21% in the past year. If you're looking for an affordable investment with direct relationship to Apple, Akamai may be an excellent opportunity.

by Aaron PragnellInvestopedia.com

Inve

sting 3 Ways To Indirectly Invest In Apple

QualcommWith a market cap over $100 billion, Qualcomm is a major supplier in the technology industry. The company provides Apple with processor chips for products like the iPhone and iPad. A report published by Forbes states Qualcomm makes approximately $23.54 off each iPhone 4S sold. With 26 million iPhones sold in Apple's recent Q3 earnings, Qualcomm racked in over $612 million dollars in just three months, from only one product.

The new iPhone is also set to be released later this year and despite 26 million iPhones still being sold, many are waiting for the newest Apple gadget to be released before upgrading. Rumors have circulated that Qualcomm will supply the iPhone 5 with a 28 nanometer chip, so Qualcomm is sure to reap the rewards if Apple's iPhone 5 dominates the market. Historically, the top selling quarter for the iPhone is directly after the newest version has been released. In Q1 and Q2, after the release of the iPhone 4S, Apple sold roughly 72 million phones.

With a one-year return around 8%, beating the approximate 6% of the S&P 500, Qualcomm is fairly priced at just under $60 a share. This may be a great chance to cash in on some of Apple's success. Qualcomm has returned over 350% in the past 10 years and around 27% in the past three years.

Skyworks SolutionsHeadquartered in Woburn, Massachusetts, Skyworks Solutions was founded in 1962 and provides semiconductors for a wide range of devices. Apple is the largest purchaser of semiconductors, purchasing roughly $24 billion in 2011, nearly $10 billion more in semiconductors than Samsung Electronics, who falls in second place at over $14 billion.

In 2012, Apple is expected to buy around $28 billion in semiconductors, a growth of roughly 15%. Skyworks should benefit from this increase as it supplies Apple with products for the iPhone and iPad.

Trading around $28 per share, Skyworks has returned over 715% in 10 years; 2011 returns were up nearly 10% and up roughly 260% over the past five years.

The Bottom LineIf you believe in Apple's future, then the companies above may be a great way to indirectly invest in the company at a lower price point. Keep in mind that the companies mentioned deal with many other large corporations - some even supply Apple's competitors, as well. So even if Apple continues to grow market share, there is still a possibility the above firms may not benefit. Buying shares in these companies can not only be a way to invest in Apple, but to diversify your risk from investing in just one company. If you believe in the growth of the entire smartphone and tablet market, the above companies may be a great way to benefit from the expansion of the whole industry.

An essential ingredient in frugal living is spending less money. However, there is only so much you can cut from your budget before you can’t cut anymore — or you feel so restricted that it becomes difficult to maintain your situation. If you are looking to improve your cash flow, you can look for ways to add a little more income to your budget.

Increasing your income doesn’t mean that you have to go out and find a part-time job, though. There are things you can do from home to make a little extra money. You may have to spend some time getting things started, but after a while, you might find that you can create a steady income from the comfort of your home.

1. FreelancingOne of the most popular things you can do is freelance. You can freelance if you know how to write, if you are knowledgeable about graphic design, or if you know how to program. Technology has made it possible for you to provide your services to people all over the world. Many of my own clients have never even met me in person. You will have to figure out how to set your freelance rates, and you need to be careful of scams and people who don’t pay you in a timely manner, but with a little perseverance, you can earn some money as a freelancer.

3 Things You Can Do From Home ForAdditional Income

2. Start Your Own Web Site

Another way to make a little extra money is to start your own web site. Think of something that you are passionate about, or that you are knowledgeable about. You can start a blog or web site quickly and fairly inexpensively. Post information that others find useful, and consider tweaking content to focus on certain keywords. You can even look for good information from other sites, and curate it in a way that attracts visitors. Content curation and creation are expected to really take off, and you can be involved.

Monetize your web site/blog with AdSense, as well as affiliate programs. Once you have an established following, you can even begin offering advertising packages.

3. ConsultingIf you know a lot about something, you can offer your services as a consultant. You can do PR and image consulting, or you can provide help as a SEO (Search Engine Optimization) consultant or social media guru. It doesn’t even have to be online. You can base a consulting business for communications, teamwork, survey design, green living or some other subject of interest out of your home. You may have to travel sometimes, though, so that can get difficult.

Consulting is also tricky, since you will have to be able to deliver results and prove your expertise. But if you have the credentials, you can be a success as a consultant — and do it all from the comfort of your home.

Other Opportunities

There are plenty of other opportunities to work from home as part of your frugal lifestyle. Companies are outsourcing some call center jobs to home workers or you can be a virtual assistant. I’m sure you can think of plenty of other opportunities to create a little extra income each month.