The Next Generation of FinTech - Tyrannosaurus Tech - by Payscape CTO Doug Hardman

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Tyrannosaurus Tech – January 18, 2017

Transcript of The Next Generation of FinTech - Tyrannosaurus Tech - by Payscape CTO Doug Hardman

Page 1: The Next Generation of FinTech - Tyrannosaurus Tech - by Payscape CTO Doug Hardman

Tyrannosaurus Tech – January 18, 2017

Page 2: The Next Generation of FinTech - Tyrannosaurus Tech - by Payscape CTO Doug Hardman

Doug Hardman• CTO – Payscape• 15y in electronic payments• Recovering entrepreneur• Cleveland, OH & Atlanta, GA

/in/doughardman

@doughardman

[email protected]

@mrdoug

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Payscape• Founded in 2004• 15 offices in 9 states• 200+ employees• 15,000+ merchant locations• $2,000,000,000+ in annual

processing volume

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FinTech

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FinTech is important

- FinTech =

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FinTech is important

- FinTech =

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Payments is complicated

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Atlanta• FinTech in Atlanta is HOT• Most major US processors

have HQ in Atlanta• $2,000,000,000,000+ in

processing volume flowed through Georgia in 2016

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Payscape Tech• Payscape has 3 primary SaaS

platforms to help small businesses

• Payments is the core functionality, while adding value with ancillary services

• All three were separate acquisitions in 2011, 2012, and 2015

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BillingOrchard• Businesses input invoices to

be emailed to their clients• Client receives an email with

a link to pay the invoice• Client pays through a secure

portal• Business gets the money the

next day

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2017• Focus on common core

architecture• Make the API the star and build

the product around that• Create reusable functions that

service all three products• Release great APIs to

developers to see what they can come up with

Common Core API

Registration UI

Invoicing UI

Ecommerce UI

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Beyond 2017

Common Core API

Registration UI

Invoicing UI

Ecommerce UI}

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Simplifying payments for the next generation of FinTech