The New Jersey Business Action Center€¦ · NJ Business Action Center – The state agency is the...

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The New Jersey Business Action Center team of experts works with businesses one-on-one to find solutions to the daily issues and concerns they face. Call 1-800-JERSEY-7 and connect with a Business Advocate who can work with you. Business.nj.gov - new business website As businesses focus on reopening and finding new, better ways to operate, our team can connect you with the right government agencies and facilitate and coordinate meetings with government officials to guide you through the process. We stay up-to-date on state laws and guidelines so we can support businesses of all sizes with everything from permitting and site selection to exporting and compliance with state regulations. The New Jersey Business Action Center

Transcript of The New Jersey Business Action Center€¦ · NJ Business Action Center – The state agency is the...

Page 1: The New Jersey Business Action Center€¦ · NJ Business Action Center – The state agency is the one-stop shop for all business questions and challenges concerning business operations,

The New Jersey Business Action Center team of experts works with

businesses one-on-one to find solutions to the daily issues and concerns

they face. Call 1-800-JERSEY-7 and connect with a Business Advocate who

can work with you. Business.nj.gov - new business website

As businesses focus on reopening and finding new, better ways to operate,

our team can connect you with the right government agencies and facilitate

and coordinate meetings with government officials to guide you through

the process.

We stay up-to-date on state laws and guidelines so we can support

businesses of all sizes with everything from permitting and site selection to

exporting and compliance with state regulations.

The New Jersey Business Action Center

Page 2: The New Jersey Business Action Center€¦ · NJ Business Action Center – The state agency is the one-stop shop for all business questions and challenges concerning business operations,

The New Jersey Business Action Center

https://www.nj.gov/state/bac/

Business Helpline: 1-800-JERSEY-7

business.nj.govCovid Business Website

cv.business.nj.gov

Melanie Willoughby, Executive Director

[email protected]

The New Jersey Business Action Center

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The New Jersey Business Action Center

Page 4: The New Jersey Business Action Center€¦ · NJ Business Action Center – The state agency is the one-stop shop for all business questions and challenges concerning business operations,

The New Jersey Business Action Center

Page 5: The New Jersey Business Action Center€¦ · NJ Business Action Center – The state agency is the one-stop shop for all business questions and challenges concerning business operations,

ONE JERSEY

For more information: covid19.nj.gov

Know your rights in NJ: nj.gov/labor

Our pledge to you as an employer

Provide sanitization materials, training, and time to practice safe hygiene as recommended by CDC.

Support contact tracing efforts, while respecting your privacy

Require that you and/or any of your colleagues with COVID-19 symptoms stay home

Provide appropriate PPE for your job

Wear face coverings at all times and gloves for certain activities

Participate in staff health screening on arrival

Clean high-touch areas frequently

Follow hygiene guidelines, including regular hand-washing

Your pledge as an employeeI will:

We will:

ONE JERSEY

Para más información: covid19.nj.gov

Conozca sus derechos en NJ: nj.gov/labor

Nuestro compromiso con usted como empleador

Proporcionar materiales de desinfección, capacitación y tiempo para practicar una higiene segura según lo recomendado por el CDCApoyar esfuerzos de rastreo de contactos, respetando su privacidadRequerir que usted y/o cualquiera de sus colegas con síntomas de COVID-19 se quede en casa

Proporcionarle EPP adecuado para su trabajo

Limpiar las áreas de alto contacto con frecuencia

Utilizar una mascarilla en todo momento y guantes para ciertas actividades

Participar en el tamizaje de salud del personal a mi llegada

Seguir las pautas de higiene, incluido el lavado regular de manos

Su compromiso comoempleadoYo me comprometo a:

Nos comprometemos a:

The New Jersey Business Action Center

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The New Jersey Business Action Center

The New Jersey Business Action Center

https://www.nj.gov/labor/

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PAYCHECK PROTECTION PROGRAMwww.sba.gov/funding-programs/loans/coronavirus-relief-options/paycheck-protection-

program• The PPP is now accepting applications until August 8, 2020.

• You can apply through any existing SBA 7(a) lender or through a federally insured credit union that is participating.

• The loan will be fully forgiven if the funds are used for payroll costs, interest on mortgages, rent and utilities. At least 60% of the forgiven amount must have been used for payroll.

• Forgiveness will be reduced if full-time headcount declines, or if salaries and wages decrease.

• Sole proprietors, independent contractors and self-employed persons can apply.

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State & Federal Resources To Assist Businesses With Operational Challenges Reopening And In Recovery

Small Business Emergency Assistance Grant Program Small Business Emergency Assistance Grant Program has closed. Businesses can now check the status of their loan at: https://www.cognitoforms.com/NJEDA/grantapplicationstatus/.

Small Business Emergency Assistance Loan Program – A $10 million program that will provide working capital loans of up to $100,000 to businesses with less than $5 million in revenues. Loans made through the program will have ten-year terms with zero percent for the first five years, then resetting to the EDA’s prevailing floor rate (capped at 3.00%) for the remaining five years. To apply: https://www.njeda.com/pdfs/NJEDA_COVID-19_Loan_App_Walkthrough/. In addition, you can check the status of your loan here: https://forms.business.nj.gov/loan-status/.

The New Jersey Business Action Center

New Jersey Economic Development Authority NJEDA.COM 609-858-6767

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State & Federal Resources To Assist Businesses With Operational Challenges Reopening And In Recovery

NJ Entrepreneur Support Program – A $5 million program that will encourage continued capital flows to new companies, often in the innovation economy, and temporarily support a shaky market by providing 80 percent loan guarantees for working capital loans to entrepreneurs. https://application.njeda.com/NJESP_Login.aspx.

Small Business Emergency Assistance Guarantee Program – A $10 million program that will provide 50 percent guarantees on working capital loans and waive fees on loans made through institutions participating in the NJEDA’s existing Premier Lender or Premier CDFI programs.

The New Jersey Business Action Center

New Jersey Economic Development Authority

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State & Federal Resources To Assist Businesses With Operational Challenges Reopening And In Recovery

Micro Business Loan Program – makes financing of up to $50,000 available to businesses with annual revenues in the most current fiscal year of no greater than $1,500,000, and 10 full-time employees or less at time of application.

Financing can be used for inventory, the purchase of equipment, or working capital. Ten percent of the approved loan amount may be forgiven if the business is still open and in operation 12 months from the date of loan closing.

The application will be ready the end of July. Check the cv.business.nj.gov website

The New Jersey Business Action Center

New Jersey Economic Development Authority

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State & Federal Resources To Assist Businesses With Operational Challenges Reopening And In Recovery

Community Development Finance Institution (CDFI) Emergency Loan Loss Reserve Fund – NJEDA has partnered with the following CDFIs to provide low cost financing. Businesses and non-profits seeking financing should contact the CDIFs directly: • NJ Community Capital www.newjerseycommunitycapital.org/• UCEDC www.ucedc.com• Regional Business Assistance Corp. www.rbacloan.com• Greater Newark Enterprise Corp www.gnecorp.org• First Bergen Federal Credit Union www.1stbergen.com• Cooperative Business Assistance Corp (CBAC) www.cbaclenders.com

The New Jersey Business Action Center

New Jersey Economic Development Authority

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State & Federal Resources To Assist Businesses With Operational Challenges Reopening And In Recovery

Premier Lenders - The NJEDA partners with participating financial institutions to provide access to capital to businesses throughout New Jersey. Please note that the information listed should be used as a reference tool only. Contact the NJEDA at 609-858-6767 for more information or to verify your bank’s status.

The New Jersey Business Action Center

New Jersey Economic Development Authority

BB&T Lakeland Bank Sterling National BankBank of America M&T Bank TD BankColumbia Bank Newfield National Bank The Bank of PrincetonConnectOne Bank OceanFirst Bank Provident BankCross River Bank Peapack-Gladstone Bank TriState Capital BankFulton Bank, NA PNC Valley National BankInvestors Bank Republic Bank Wells FargoJPMorgan Chase Santander Bank

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State & Federal Resources To Assist Businesses With

Operational Challenges Reopening And In Recovery

Complying with state and federal guidelines to maintain a safe and healthy environment for my employees and customers.Complying with state and federal employee laws and regulations arising from COVID-19.Reviewing &updating employee handbook in consideration of implications due to COVID-19.Determining status of previous vendors and suppliers and identifying new ones if needed.Identifying availability of financial resources with technical assistance to apply.

The New Jersey Business Action Center

Have Questions?

Call Our Business Helpline 1-800-JERSEY-7

Businesses & organizations have challenges in reopening & recovery:

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State & Federal Resources To Assist Businesses With Operational Challenges Reopening And In Recovery

Health – Addressing and improving physical and mental health due to the coronavirus is important. From employees to vendors to customers, everyone has been impacted. The firm’s response to questions about health maintenance will assist everyone’s return.

NJ Mental Health Cares Helpline For emotional support dealing with stress, anxiety and depression due to COVID-19, speak with a behavioral care specialist at 866-202-HELP (4357) daily from 8am-8pm. You can also text NJHOPE to 51684.

The New Jersey Business Action Center

Businesses & organizations encouraged to review & address the following areas:

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State & Federal Resources To Assist Businesses With Operational Challenges Reopening And In Recovery

Employment Practices – Employee health is only one part of the pandemic’s impact. Businesses are encountering areas such as remote working, staggered shifts, data security from a home-based office, and other topics. Contact NJBAC at 1-800-JERSEY-7 for assistance in directing you to resources to answer these questions.

Financial Planning – As businesses reopen, it is not clear how quickly customers will return. Further, reduced capacity will limit the number of customers present at any time. Cash flow projections with different scenarios will help businesses anticipate and plan for the future demand. Contact your local SBDC office for counseling on financial issues here: https://njsbdc.com/contact/.

The New Jersey Business Action Center

Businesses & organizations encouraged to review & address the following areas:

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State & Federal Resources To Assist Businesses With Operational Challenges Reopening And In Recovery

Communications – Timely and effective communications across distributed operations became important to businesses and organizations. After reopening, and while adjusting to post-COVID-19, expect methods of communication with employees, vendors, and customers to continue evolving.Customer Interactions – Selling goods and services has changed. Facilitating transactions with customers through contactless payments, online orders, delivery, pickup, and other methods will assist everyone during this period.Marketing – Customers are adapting to changes in their respective routines and traditional marketing efforts may need to be reviewed. An expanded online presence through expanded social media, video conferencing, or other technologies may help.

The New Jersey Business Action Center

Businesses & organizations encouraged to review & address the following areas:

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State & Federal Resources To Assist Businesses With Operational Challenges Reopening And In Recovery

NJ Business Action Center – The state agency is the one-stop shop for all business questions and challenges concerning business operations, interacting with state, local and federal governments, financial resources and expansion and relocation. Call NJBAC at 1-800-JERSEY-7.

New Jersey Small Business Development Centers – The (NJSBDC) network provides assistance to small and medium businesses around the state.Access the NJSBDC at www.njsbdc.com .

SCORE – SCORE’s network of volunteer business mentors helps small businesses get off the ground, grow, and achieve their goals. Call NJSCORE at 201-252-7858.

The New Jersey Business Action Center

For further information on these topics and other related to reopening

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State & Federal Resources To Assist Businesses With Operational Challenges Reopening And In Recovery

New Jersey State Library - The Reference Staff of the State's library provide access to knowledge for civic organizations and businesses. Access the New Jersey State Library at https://www.njstatelib.org/.

Occupational Safety and Health Administration (OSHA) - COVID-19 - Measures for protecting workers from SARS-CoV-2, the virus that causes Coronavirus Disease 2019 (COVID-19). These measure may be accessed athttps://www.osha.gov/SLTC/covid-19/controlprevention.html .

New Jersey Department of Health – Within their site you can locate the offices that serve your area at https://www.nj.gov/health/lh/community/index.shtml.

The New Jersey Business Action Center

For further information on these topics and other related to reopening

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State & Federal Resources To Assist Businesses With Operational Challenges Reopening And In Recovery

Center for Disease Control (CDC) - Businesses and Workplaces - Plan, Prepare, and Respond. Includes resources for Deciding to Open, Ongoing Mitigation Strategy, Prevention and Support. These resources may be found at https://www.cdc.gov/coronavirus/2019-ncov/community/organizations/businesses-employers.html .

Additional State and Federal Guidelines may be found at https://faq.business.nj.gov/en/articles/3839687-what-mitigation-protocols-are-required-for-operating-businesses.

Select industries in New Jersey have additional state policies that must be followed. Review all mitigation protocols for businesses operating in New Jersey before planning to reopen at https://cv.business.nj.gov/.

The New Jersey Business Action Center

For further information on these topics and other related to reopening

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State & Federal Resources To Assist Businesses With Operational Challenges Reopening And In Recovery

New Jersey Department of Labor’s: Coronavirus (COVID-19): Updated Information

for Employers & Businesses and Returning to Work: General Principles.

For the U.S. Chamber of Commerce ‘s: Return-to-work playbook for employers.

The Occupational Safety and Health Administration’s: Report on reopening and

preparing workplaces for COVID-19.

The Center for Disease Control’s: Recommendations for employers to prevent the

spread of the coronavirus when they reopen their offices.

New Jersey's PPE Supplier Registry connects suppliers of personal protective

equipment with potential buyers.*

The New Jersey Business Action Center

Resources:

Notice from the state: Parties are strongly advised to exercise due diligence when selecting vendors and are responsible for ensuring the quality and regulatory compliance of all goods/services purchased.

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State & Federal Resources To Assist Businesses With Operational Challenges Reopening And In Recovery

There are 21 counties in New Jersey, all of which have a designated economic development contact and/or office.

The New Jersey Business Action Center

Atlantic County: Howard Kyle, Chief of Staff, (609) 343-2368, [email protected]

Atlantic County Economic Alliance: Lauren Moore, Executive Director, (609) [email protected]

Burlington County Bridge Economic Development: Mark Remsa, Director, (609) 265-5505, [email protected]

Camden County Economic Workforce Dev.: Patrick Shuttleworth (856) 374-6205, PatrickShuttleworth@ camdencounty.com

Bergen County Economic Development: Joanne Cimiluca, Director, (201) [email protected]

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State & Federal Resources To Assist Businesses With Operational Challenges Reopening And In Recovery

Camden County Improvement Authority: Christopher Orlando, Int. Executive Director(856) 751-2422, [email protected]

The New Jersey Business Action Center

Cape May County Planning Department: Leslie Gimeno, Director, (609) [email protected]

Cumberland County Department of Planning: Robert Brewer, Director, (856) [email protected]

Cumberland County Improvement Authority: Ken Ayres, Int. Director, (609) [email protected]

Essex County Economic Development: Anibal Ramos Jr. Director, (973) [email protected]

Gloucester County Economic Development: Tom Bianco, Director (856) [email protected]

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State & Federal Resources To Assist Businesses With Operational Challenges Reopening And In Recovery

The New Jersey Business Action Center

Hudson County Economic Development: Michelle Richardson, Executive Director(210) 369-4370, [email protected]

Hunterdon County Economic Development: Marc Saluk, (908) 806 [email protected]

Mercer County Economic Development: Anthony Carabelli, Jr., (609) [email protected]

Middlesex County Economic Development: Kathaleen Shaw, (732) [email protected]

Monmouth County Economic Development: John Ciufo, Executive Director (732) 431-7470, [email protected]

Morris County Economic Development: Meghan Hunscher, Executive Director(973) 539-0859, [email protected]

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State & Federal Resources To Assist Businesses With Operational Challenges Reopening And In Recovery

The New Jersey Business Action Center

Ocean County Planning Department: David McKeon, Planning Director, (732) [email protected]

Passaic County Economic Development: Deborah Hoffman, Director, (973) [email protected]

Salem County Economic Development: Kathleen Mills, Director, (856) 935-7510 [email protected]

Somerset County Business Partnership: John Maddocks, VP, (908) 218-4300 [email protected]

Sussex County Economic Development: Tammie Horsfeld, President, (973) [email protected]

County of Union: Amy Wagner, Director, (908) 527-4200, [email protected]

Page 25: The New Jersey Business Action Center€¦ · NJ Business Action Center – The state agency is the one-stop shop for all business questions and challenges concerning business operations,

Business HelplineProvide ongoing support with a centralized Business Helpline 1–800–JERSEY–7.

Scammers & Price Gouging Concerns about scamming price gouging? Alert the N.J. Division of Consumer Affairs

njconsumeraffairs.gov (973) 504-6240

Health Care ProfessionalsAnswering questions about coronavirus.

Toll Free 1-800-222-1222

Outside the state 1-800-962-1253