The Mid-west Golf TripThe Mid-west Golf Trip

Some hidden risks…

PROTECTING BUSINESS LEADERS FOR FIVE GENERATIONS

The Golf TripThe Golf Trip

Sand Hills – Mullen, Nebraska

Prairie Dunes – Hutchinson, Kansas

Southern Hills - Tulsa, Oklahoma

PROTECTING BUSINESS LEADERS FOR FIVE GENERATIONS

Let’s go!Let’s go!

All 3 courses Top 50 Golf DigestAll 3 courses Top 50 Golf Digest Well-organized tripWell-organized trip Low maintenance – no thinkingLow maintenance – no thinking Good friendsGood friends

PROTECTING BUSINESS LEADERS FOR FIVE GENERATIONS

Getting thereGetting there

Friend has access to private jet

Arrange to borrow

Because life is much better at 50,000 feet in a private jet than at 35,000 on a commercial flight

Helicopter company in Topeka has last minute availability to Hutchinson, Kansas – you TAKE IT

PROTECTING BUSINESS LEADERS FOR FIVE GENERATIONS

Chartering AircraftChartering Aircraft

You attract liability even if you don’t You attract liability even if you don’t own the craftown the craft

You are not automatically covered by You are not automatically covered by Owner’s insuranceOwner’s insurance

Extra LimitationsExtra Limitations on rotary wing on rotary wing aircraftaircraft

There are solutions for you personallyThere are solutions for you personally

PROTECTING BUSINESS LEADERS FOR FIVE GENERATIONS

Ground TransportGround Transport

Fits Everyone

Fits Clubs

Not a mini-Van

MSRP US$72K

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Renting a CarRenting a CarAerogold Personal Aerogold Personal VisaVisa

CollisionCollision Damage Coverage only Damage Coverage only No coverNo cover if > Cdn$65K msrp if > Cdn$65K msrp Can’t have two on card same timeCan’t have two on card same time Only covers Canada/USA rentalsOnly covers Canada/USA rentals You pay Alamo You pay Alamo thenthen Visa pays you Visa pays you Don’t leave keys in carDon’t leave keys in car

The colour of your credit-card The colour of your credit-card does not automatically give does not automatically give

you collisionyou collisioncoveragecoverage

PROTECTING BUSINESS LEADERS FOR FIVE GENERATIONS

Renting a CarRenting a CarPersonal LiabilityPersonal Liability

Rental Car CompanyRental Car Company• May automatically give you state May automatically give you state

minimum limitsminimum limits• Kansas & Nebraska min. limit $25,000Kansas & Nebraska min. limit $25,000• Oklahoma $10,000Oklahoma $10,000• Can probably buy only $1,000,000Can probably buy only $1,000,000

There are solutions for you personallyThere are solutions for you personally

PROTECTING BUSINESS LEADERS FOR FIVE GENERATIONS

Cocktail PartyCocktail Party Bump into another group Bump into another group You know two of them through your You know two of them through your

home golf clubhome golf club Your Group decides to host a cocktail Your Group decides to host a cocktail

party before all going to Flemings party before all going to Flemings Steak House in Tulsa (125 wines by Steak House in Tulsa (125 wines by the glass)the glass)

Someone drives home when they Someone drives home when they shouldn’t haveshouldn’t have

PROTECTING BUSINESS LEADERS FOR FIVE GENERATIONS

Host Liquor LiabilityHost Liquor Liability

You attract liability when you host a You attract liability when you host a partyparty

Liability not limited to where the “tip- Liability not limited to where the “tip- the-balance” drink consumedthe-balance” drink consumed

Many insurance policies exclude this Many insurance policies exclude this issueissue

There are solutions for you personallyThere are solutions for you personally

We specialize in limiting We specialize in limiting business leaders’ legal business leaders’ legal

liabilitiesliabilities

Even on golf trips…

For solutions click here