The Local News—December 15, 2011

8/3/2019 The Local NewsDecember 15, 2011

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What would WeezieDo?It was 6:00 last night and I was rushing

out the door @ Mama's to get to Sam's

Christmas Pageant @ Sts. Simon & Jude.I was in a hurry because the show started at7:00 and you are "not" late for these things.

Our hostess came to me and said thatthere was a woman at the front door askingif we had a pay phone and that she was

As I waited, Cynthia started to cry evenmore and hung up the phone without saying

anything. I asked her what they said and shesaid no one answered. I called the number back myself and, sure enough, a poorquality voice mail answered saying to justleave a message. I left a message sayingthat one of their employees had been left

Brianne to wait for a call back fromthe girl's company and that I would be

back after the play and to text me withany progress.

Prior to the start of the play I talked withmy old friend Mike Beuerlein, second incommand for HB Lifeguards, to see whathe would suggest He wasn't very

Don Hansen was elected Mayor byhis Huntington Beach City Council

colleagues Monday, December 6,2011. Don is an articulate, consummate

professional in his business, personaland political life. He is Conservative

by nature but more important has afinancial background that will

enable him to lead the City process in fiscal

matters at a time whenadditional local citycuts in labor and

service levels willcontinue to effect localgovernment's ability tocontinue to be allthings to all people.

Mayor Hansen is anchored in his familylife, church and community oriented

life-style. He continues to be a leader inhis industry, lectern at Sts. Simon & Judeand in addition to his position as Mayor,Don is a member of a number of countygovernment Boards that makes him avaluable contributor to the future ofOrange County. We are somewhat spoiledin Huntington Beach. The community hasthrived on citizen committees, citizenactivist and special interest politicsranging from butterflies to high rise.

Along the way this process has helpedpromote a multitude of life style issuescontinually making Huntington Beach acommunity where open space, preservationand core environmental issues have

dominated for over a quarter century.

We've always been a "bedroom"

community with housing providers building and building since the early1970 when HB was year after year thefastest growing city in the nation. Todaywe have a relatively flat city skyline, withonly pockets of vacant or recyclableareas remaining. The future appears to bemore dense and taller as we continue totry and embrace what is best for us.

Following is the Plan the new Mayorput forth as he assumed the gavel. MayorHansen's 2012 Goals andDirectives include:

DECEMBER 15, 2011 714.914.9797 [email protected] VOL. 20 NO. 438

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50SERVING HUNTINGTON BEACH & NORTH WEST ORANGE COUNTY, CA 5901 WARNER AVENUE, #429 HUNTINGTON BEACH, CA 92649

What Would WeezieDo?

ChristmasStoryEdition

New Mayor, Agenda and Focus

New Mayor, Agenda and Focus

Detailed Plan pg 9


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if we had a pay phone and that she was that one of their employees had been left he would suggest He wasn t very


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There's a new mural on the side ofthe Post Office, showing the beautyof Sunset Beach, the first beachArtist Katy Brack went to when shearrived in California from Englandyears ago. Katy was selected as the

best applicant in a recent contest,sponsored by Las Damas Women'sClub and the United States PostalService. Included on the judging

panel was noted painter BillAnderson, owner of Anderson's ArtGallery in Sunset Beach. This is anexciting amenity to have on the cute

Sunset Beach Post Office. Katy wasdelighted her artwork was selected.Helping make the painting "lifesize"was Margie Zuliani, an artist,muralist, and Katy's acrylics teacherat Orange County Fine Arts. Margiehelped Katy work out what supplieswere needed and she visited the siteevery day for support and assistancein making the painting a reality. Tom

Wolf, a noted muralist, also helpedin the project. Tom met Katy beforeshe started working on the mural togive his advice on development and

paint. Tom's most recent mural is atHollywood and Vine. While theywere painting, Jim Mohoff rode byon his bike and offered his help. "Heis a professional house painter andhis skill and great sense of humorkept us entertained while we workedon the mural," Katy said. Her artistfriend, Viola Chang, supplied a

photograph of Catalina for back-

ground reference. Katy also wouldlike to thank her husband, Andrew,and children, Arianna and Dominic,who also helped with the painting.Thanks Katy and crew for makingSunset Beach a more beautiful and

brighter place. You can learn moreabout Katy Brack at: www.katy-

brack.com. Her e-mail address is:[email protected] .

Hundreds of people enjoyed the BalboaVillage Business Improvement District'sSecond Annual Christmas Tree/MenorahLighting recently. Also on hand at theevent were new Newport Beach Mayor

Nancy Gardner, Explore Ocean NewportHarbor Nautical Museum Executive Director Rita Stenlund and Balboa BayBoat Rental Company Owner Ralph Rodheim. This was the first time ahorse drawn carriage took more than 100 happy folks of all ages on a ridefrom the Village to the Beachfront Boardwalk up Main Street toward thelighted Balboa Pavillion, then left behind Bay Arcade to the parking lot. Amemorable and wonderful time was had by all. Santa arrived and listenedto many kids wishes. Thanks to Santa and the Carriage Occasion for providingso much joy. I'd also like to Thank Former Newport Beach Mayor MichaelHenn for donating $500 to help pur-chase the Christmas tree. If you haven't

been to Balboa Village It's a Must See.There is Patrick Moore's fabulous FerrisWheel, Two Arcades, Boat Rental

Companies, Restaurants and TheNewport Harbor Nautical Museum.

ChrisMacDonaldOn the road in Surf City

By Chris MacDonald, Writer/Photographer,HB Ambassador/The Local News Columnist

The Local News

The Weak That WasAmerica: Home of the Free because of the Brave

Dave GarofaloPublisherFarmers Market on Balboa Village

Creates Joyful Magic for Hundredswith Carriage

Rides & Santa

Therearefourboxesto

beusedindefense

ofliberty:soap, ballot,

jury,andammo.

Pleaseuseinthatorder.

Sunset Beach Makes History WithNew Painting on Post Office

Balboa Village Christmas Treebeing lit.

Here was The Carriage Ride

Dominic Brack, Katy Brack and Margie Zuliani posing infront of the completed mural of Sunset Beach

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FOR OVER 100 YEARS...LIFE. POWERED BY EDISON.

PLAY IT SAFEAround Holiday Lights

As you begin preparing for the holiday season,

we remind you to follow these important safety tips:

Do not use decorative lighting with frayed cords and wires,broken fuses or broken light bulbs.

Do not use staples, nails or tacks to hang electrical cords.These can pierce the protective insulation.

Use only Underwriters Laboratories (UL) approved lightingand extension cords.

Plug no more than three strands of lights into eachelectrical cord/outlet.

Ensure live trees are well watered, and keep electric cordsaway from tree stands with water pans.

Never use lighted candles on or near holiday treesor decorations.

Remember to unplug decorative lights when you leavehome and before going to bed.

We wish you and yours a safe and happyholiday season. For more safety tips, please visit

www.sce.com/holidaysafety

Pete & Nikki are back

Recently..."I decided to go fora run. Starting on 11thStreet, I was running north on

the PCH sidewalk toward LongBeach. The sun was starting to setas I passed the Sea Point signal. Iran over the bridge, and wasapproaching the first bathroomwhen I saw a sparkle in front of me, butit disappeared quickly. I caught aglimpse of it again as the sun wassinking in the distance. I thought it wasa spider web, so I put my hand out tograb it and push it aside. (Keep in mindthere was no one around me at this timeand my headphones were blaring withmusic.) To my surprise, it was not a

spider web, but a piece of very strongfishing line (industrial strength), that had been tied across the bike path. As Igrabbed the line, my body came to asudden stop. I quickly realized it was tiedfrom a light poll to a gigantic tree trunkthat was turned over on its side. I leanedon the line and, after much work, wasfinally able to detach one side by leaningmy all of my body weight on it. As I wasdoing this, I start to freak out. There wasno one around, the bathroom doors wereall open, and the sun had gone down.

Two women were approaching fromover the hill. I yelled for them to comeover and they assessed the situationwith me. We quickly realized thatsomeone was either trying to play a verycruel joke, or that a predator who hadsomething else in mind, had strung theline across the sidewalk at neck-level asa trap. The line was so thick and strongthat it could have sliced someone's throator clothes-lined a jogger or cyclist,knocking them backward onto theground. The knots had been tiedwith impeccable skill - neat andtight. It was evident that a lot of

thought and planning had gone intothe placement of the line was, as well.The section of the path it was tied

across was a very hard to see, extremelydark area, with no light except for a little

coming from the bathrooms.Cars from the road would have

been unable to see an injuredperson or female being attacked.

We decided to leave and call the police.The two ladies continued north and I ransouth, in hindsight, not the smartest thingto do. For the next three miles (whichI ran at a full-out sprint) I foundmyself in patches of light and darknessall alone. Very scary!

When I arrived at home, I immediatelycalled the cops and told them what had

happened. They sent a car over and I madea police report. They said that they havehad several other similar reports aboutfishing line in the area, and that theywerent sure if it was teenagers playing

pranks or someone else. I am not normallya person who is nervous when I run,whether its the early morning or the darkhours of night, but I can tell you that Iwont be running alone in the dark again,or in the dark at all, for that matter. I dont

believe that this was the work of teenagers,as everything was too calculatedthe"ideal-ness" of the location, the execution,the time, and the knot technique .

I send this as a reminder to be SAFE.As I was talking to my mom and sister,I started to think about all my friendsthat run during the dark hours of themorning and night. Hopefully, this letterwill remind you to pay attention to yoursurroundings, stay alert, and keep to

lighted areas."Molly

Hopefully you have room for my favorite holiday desert:Tequila Christmas Cake

Once again this year, I've had requests for my TequilaChristmas Cake recipe so here goes. Please keep in your filesas I am beginning to get tired of typing this up every year!

1 cup sugar1 tsp. baking powder1 cup water1 tsp. salt1 cup brown sugarLemon juice4 large eggs

Nuts1 bottle tequila2 cups dried fruit

Sample the tequila tocheck quality. Take alarge bowl; check thetequila again to be sure itis of the highest quality.Repeat. Turn on theelectric mixer. Beat one cup of butter in a large fluffy bowl. Add1 teaspoon of sugar. Beat again. At this point, it is best to makesure the tequila is still OK. Try another cup just in case. Turnoff the mixerer thingy. Break 2 eegs and add to the bowl andchuck iin the cup of dried fruit. Pick the fruit up off the floor.Mix on the turner. If the fried druit getas stuck in the beaterers,

just pry it loose with a drewscriver. Sample the tequila to testfor tonsisticity. Next, sift 2 cups of salt, or something. Checkthe tequila. Now shift the lemon ice strain your nuts. Add onetable. Add a spoon of sugar, or somefink. Whatever you canfind. Greash the oven. Turn the cake tin 360 s and try not to fallover. Don't forget to beat off the turner. Finally, throw the bowlthrough the window. Finish the tequila and wipe the counterwith the cat.

Cherry Mristmas

Karen A. Your fiend for life

HERE IS ALL I WANT for Christmas

Borders: Secure!Language: Primarily English multi-lingual a beautiful

thingLegal System: Based on the Constitution, and theBill of Rights!

Illegal Substances: Mandatory Drug Screeningbefore eligible for any Federal or State Program

Non-Citizens:Not the same status as citizensStocking Stuffers: BALANCED BUDGET!TAX REFORMFLAT TAX!

AND TERM LIMITS FORall elected officials!

Oh yes...just in case Santa has some free time: repeal of the new Health Care act, significant in-centives for Small Business, complete top to bottom re-vamp of Americas Banking system designedto encourage lending..no sales tax on my house next year a few other things but I have not beenthat good of a boy this year so I wont press my luck.

ELECTION 2012 IS COMING

Bewareifyou:run,walk,

roller

blade,orcycleinthearea

God grant me the wineto make bea rable what I ca nt

change. The beer to makeit funny and the wisdom

to never get my knickersin a knot because it solves

nothing and makes mewalk funny.

Todays Lesson

Dear Dave:


4/17

Getting the money out of politics,specifically the big contributions to

politicians made by special interestgroups, is the goal of a movementnow being promoted by MSNBCsDylan Ratigan, among others.Ratigans heart is in the right place.He wants to make Congress truly

representative of the 99 percent.But money is not the root problem.The fundamental problem is politicsitself, reflecting thecontentious, overly-competitive nature ofAmerican culture.

Nowhere is it writtenin stone that democraticgovernance demandscompetitive, partisan

political competition.Rather, since thatsthe way democratic

politics have beenconducted here andin most other liberalsocieties for most ofthe last two centuries,it is taken as anarticle of faith that it

has to be that way.In the early days ofthe American republic,President George Washington

believed that partisanship was evil,and would lead to what we havetoday: eternally competing specialinterests organized for the benefit ofspecific classes or groups and notfocused on the general interest orcommon good. The Constitutionadopted in 1787 resulted fromcompromise between sectional andeconomic interests, setting a precedentfor a series of compromises over thedecades leading up to the Civil War.After that war, compromise eventuallyresulted in the disenfranchisementof African Americans and their rel-egation to second class citizenship.Many more decades would pass be-fore that situation began to change.

Compromises also led to governmentfavoritism for big business, notablythe railroads in the 1800s, occasionalfavoritism for labor, and nearlyunchallenged favoritism for

financial interests such as largebanks. The hierarchical-libertarian posture of the propertied classeswas challenged regularly, famouslywith the Populist and Progressivemovements, by the other fundamentalstrain in American culture, theegalitarian-communitarian. These

two basic impulses took differentforms and featured different touch-stone issues over the years, but

seem to remain unchanged untilthis day. The Occupy Wall Streetmovement is as much egalitarian-communitarian as the Populistmovement of the late 19th century.Nearly constant political warfare

between these two strains ofAmerican democracy has wreckeduntold havoc during the life of therepublic. Many catastrophes thatcould easily have been avoidedwere not. Much suffering that couldhave been alleviated was not. Warsthat did not need to be fought were,at great expense of lives and resources.As Washington correctly sensed,without a unifying set of values,Americas republic would, sooneror later, descend into the worst sortof partisan combat. And so it did,

beginning as early as the bitterelections of 1796, 1798 and 1800.Only during moments of greatnational crisis, such as World War

II, has this partisan warfaresubsided. The system continues tofunction with the same DNA it gotat birth, so it should not come as a

surprise to us.Ratigan and others believe that

removing money from politics willmagically restorebalance and sensiblegovernment. But evenif making contributionsto candidates wereoutlawed, and allcampaigns funded bytax dollars, politicswould continue to be

politics: competition between candidatesrepresenting particularclass and economicviewpoints. The war-fare, while not directlyfunded in this scenario

by contributions,would continue. Out-comes would likely

be similar, while backdoor corruptionwould escalate.

The fundamental solution toattack the root of the problem goes

beyond getting the money out of politics. It deals with changingthe DNA so that an actuallyrepresentative government results.Getting politics organized ideologicalwarfare out of governancerepresents the fundamental solution.

One possible, very radical, solutionwould be, for a period of severalelection cycles at least, to choosemembers of Congress as jurorsare now chosen. Such a randomselection process, coupled with aone-term limit, would approximatethe citizen-legislators that Jeffersonadvocated, and produce a much

more truly representative federallegislature. Main Street DNA wouldreplace Special Interest DNA in thenational body politic.

536.9990

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Offic (714) 914-9797

A reader writes: "I read your story on page 6 of yourDec 1 issue explaining that the new health care bill callsfor a 3.8% sales tax on all home sales starting next year.This is totally inaccurate, the first $500,000 in PROFITafter the original purchase price is deductedfrom the sales price is exempt for marriedcouples, the first $250,000 in PROFIT isexempt for singles. This vastly reducesthe majority of homes subject to

this tax. Please correct this errorso you do not cause unnecessary concern.In the future I would suggest that whenyou hear something as outrageous as a taxon home sales that has mysteriously beenkept quiet, you do a little basic

research to make sure that your information isaccurate. There are several web sites that validate whatI have stated above that can be accessed throughGoogle in a matter of minutes."

Regards, Tim B

Thank you Tim...no excuses with over27,000 words per Edition we try had...but

never, for sure hard enough...I amhappy to print this...but your clarifi-

cation does not distort the fact -that any attempt to use our homes

to help pay for the reckless actions of thisadministration is pure foolishness...

The Local News

Changing the DNA ofgovernment:

Just one more idea...keep them coming

CORRECTION:Lastweek'sstoryaboutthe

tobeimposed SalesTaxonHomesales:

{

By Sam Davis


5/17


6/17

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In addition to the standard equipment ofcomputer, notepad and camera, reportersmay soon be required to carry a mirror

and a ruler in order to qualify for a presspass to the nations ballparks.

MLB recently announced the adoption of a dress code, A/K/A the Ines

Sainz Fashion Guidelines, for members of the media. The new rulesgovern attire worn in locker rooms, dugouts, press boxes and on the field.According to MLB spokesman Pat Courtney, the written guidelineswere not a knee jerk reaction to any single incident. But it seems morethan a little ironic that MLB appointed a committee to formulate a dresscode after Sainz wardrobe caused a stir at the New York Jets trainingcamp in September 2010.

You may recall that Ms. Sainz, a reporter for the Mexican mediaoutlet TV Azteca, wore a provocative outfit to an interview with Jetsquarterback Mark Sanchez. Sainz figure-accentuating garb didnt gounnoticed by the quarterbacks testosterone-laden teammates. Theirinappropriate conduct led the NFL to institute a league-wide program thataddressed behavior towards women in the workplace. As the first

professional sports league in North America to adopt a dress code, MLBopted to take a proactive approach in an effort to reduce the risk of asimilarly embarrassing incident.

The goal of the new dress code is to have the media dress in anappropriate and professional manner, and recommends attire that is

proper for a business casual work environment. The policy bans sheerand see-through clothing, one-shouldered and strapless shirts, baremidriffs, tank tops, excessively short skirts and dresses and shorts cut

more than 3-4 inches above the knee.If you think the new dress code sounds sexist, youre not alone. A number

of female members of the media weighed in with theiropposition to the policy. Not surprisingly, MLB insists thedress code is gender neutral. As proof, they point to thecomposition of the committee which drafted the newguidelines. The panel included women and Latinreporters, the latter a nod to the fact different cultures

have different views on what constitutes provocativeor appropriate attire.

MLBs guidelines do include a ban on muscleshirts, clothing that is typically worn by men,as well as clothing that is considered genderneutral short-shorts, anything bearinga team logo, flip flops and bare feet.

MLB said it will consider taking action if the guidelinesare not adhered to, but it didnt elaborate on what thoseactions might be. The league could revoke media cre-dentials of violators, but members of the media arentemployees of MLB, which virtually guarantees a legalchallenge if the league attempts to enfor ce the policy.

Well intentioned though it may be, short ofvoluntary compliance, the new dress codeis unenforceable.

By Jordan Kobritz

kobritzon

Sports

How Much Sexis Too Much Sexfor Jets and NFL?

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The information contained in this column does not necessarilyreflect the opinion of The Local News.

HOLIDAY TRASH

COLLECTION SCHEDULE

Rainbow Disposal observes thefollowing holidays: ThanksgivingDay, Christmas Day, New YearsDay, Memorial Day, IndependenceDay, and Labor Day.

Christmas: As the December 25Christmas holiday is on a Sunday,there will be no change in the trashcollection schedule.

New Years Day: As New Years Day is on a Sunday,there will be no change in the trashcollection schedule.

CHRISTMAS TREE

RECYCLING

Once again, RainbowDisposal will recyclen o n - a r t i f i c i a lChristmas trees

placed at the curbfor collection.Flocked trees arealso accepted.The col lectedtrees will be shredded

into ground cover material.Recycling Christmas trees helps toextend the limited lifespan ofour local landfills.

Trees should be no taller than6 feet and have all lights and ornamentsremoved. For additional information,call Rainbow Disposal at (714) 847-3581, or visit their website atwww.rainbowdisposal.com.

Open For Lunch from 11-3

Some general infofollows from City...

Taryn just finished her 2nd "thing" saleto benefit Breast Cancer. She is 10years old and a pretty good student at

Harbour View School. Last year Taryndonated $479 to the Susan G. KomenCancer Center Foundation. She isalso a Girl Scout.

This little 10 year old girl sold$975worth of things that locals dropped off at

Four Winds Hair Salon...16383 BolaChica Rd...just things that peoplegave her to sell.

1. Taryn thought of this all by herself.

2. She did most of the asking.

3. She did all the selling

4. She did all the giving.

We tip our hat to thisyoung lady...all that she

stands for and all thatshe is and will be asshe continues on herlife's path.

The Local News

On Saturday, January 22, the Fountain ValleyCommunity Foundation will be hostingan electronic waste (e-waste)collection event to drop-off theirunwanted electronic items.

The event will take place in theparking lot of the Fountain ValleyCivic Center at 10200 Slater Avenuefrom 8:30 a.m. to 3:30 p.m. This is afree service offered to residents to properly dispose of their e-waste andhelp divert waste from landfills.

Hundreds of millions of retired computers,

cell phones, and electronics sit idle or are discardedby Americans every year, eventually contributingto landfill waste. Toxic substances like lead,

cadmium, and mercury that are commonlyused in these products can contaminate the land,water, and air. We need to make good choicesabout what to do with our e-waste to help ensurea clean environment for future generations.

Acceptable household e-waste items includetelevisions, PC systems, laptops, monitors,

home entertainment systems, cell phones, desktopcopiers, printers, fax machines, keyboards, DVD

and VCR players, audio devices, and loose wires in

working condi-tion or not.Items notaccepted aref luorescentlamps, microwaves,vacuums, and cooling units such as refrigerators.

For more information, visit our website atwww.fvcommunityfoundation.org. If you havequestions on qualifying e-waste products, pleasecall All Green at (800) 780-0347 or e-mail [email protected].

E-Waste Collection Drive Date: Saturday, January22,2011Time: 8:30a.m. to3:30p.m.

Location: FountainValleyCivicCenter10200SlaterAvenueFountainValley, CA92708

Price: FREEforallresidents

The City of Fountain Valley CityHall Offices will be closed fromSaturday, December 24, 2011, toTuesday, January 3, 2012. If the

public needs immediate assistance,include emergency water turn on,they can contact the Police Depart-ment front desk at 714-593-4485.

For the holiday trash pickup and streetsweeping schedule and much moreinformation, please visit the Cityswebsite at www.fountainvalley.org.

Her name is TarynReynolds...and beginning thestory with that is a blessing

in and of itself.

Jordan Kobritz is a former attorney, CPA, and Minor League Baseball teamowner. He is an Assistant Professor of Sport Management and Sport Law at

Eastern New Mexico University, teaches the Business of Sports at theUniversity of Wyoming, and is a contributing author to the Business of Sports

Network. Jordan can be reached at [email protected].

HOLIDAY STREET SWEEPING SCHEDULE

Christmas: For the December 25 Christmasholiday, there will no change in the streetsweeping schedule.

New Years Day:As New Years Day ison a Sunday, there will be no change in thestreet sweeping schedule.

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CITY OF FOUNTAIN VALLEY HOLIDAY CLOSURE

Computers, televisions, cell phones old, broken or unwanted?

Q


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Jerry was the kind of guy youlove to hate. He was alwaysin a good mood and always

had something positive to say.When someone would ask

him how he was doing, hewould reply, "If I were any

better, I would be twins!"He was a unique manager

because he had severalwaiters who had followedhim around from restaurant

to restaurant. The reasonthe waiters followed Jerrywas because of his attitude.

He was a natural motivator. If anemployee was having a bad day,Jerry was there telling the employeehow to look on the positive side ofthe situation.

Seeing this style really made mecurious, so one day I went up toJerry and asked him, "I don't get it!

You can't be a positive person allof the time. How do you do it?"

Jerry replied, "Each morning Iwake up and say to myself, Jerry,you have two choices today. You canchoose to be in a good mood or youcan choose to be in a bad mood.' Ichoose to be in a good mood.

Each time something bad happens,I can choose to be a victim or I canchoose tolearn from it. I choose to

learn from it.Every time someone comes to me

complaining, I can choose to accepttheir complaining or I can point outthe positive side of life. I choose the

positive side of life.""Yeah, right, it's not that easy,"

I protested."Yes it is," Jerry said. "Life is all

about choices. When you cut awayall the junk, every situation is achoice. You choose how you react tosituations. You choose how peoplewill affect your mood. You chooseto be in a good mood or bad mood.The bottom line: It's your choicehow you live life."

I reflected on what Jerry said.Soon thereafter, I left the restaurantindustry to start my own business.

We lost touch, but often thoughtabout him when I made a choiceabout life instead of reacting to it.

Several years later, I heard that

Jerry did something you are neversupposed to do in a restaurantbusiness: he left the back door openone morning and was held up atgunpoint by three armed robbers.

While trying to open the safe, hishand, shaking from nervousness,

slipped off the combination.The robbers

panicked and shot him.Luckily, Jerry was found relativelyquickly and rushed to the localtrauma center. After 18 hours ofsurgery and weeks of intensivecare, Jerry was released from thehospital with fragments of the

bullets still in his body.I saw Jerry about six months

after the accident. When I asked himhow he was, he replied, "If I wereany better, I'd be twins. Wanna seemy scars?" I declined to see hiswounds, but did ask him what hadgone through his mind as therobbery took place. "The first thingthat went through my mind was thatI should have locked the back door,"Jerry replied.

"Then, as I lay on the floor, Iremembered that I had two choices:I could choose to live, or I couldchoose to die. I chose to live.

"Weren't you scared? Did you loseconsciousness?" I asked.

Jerry continued, "The paramedicswere great. They kept telling me Iwas going to be fine. But when theywheeled me into the emergency

room and I saw the expressionson the faces of the doctorsand nurses, I got reallyscared. In their eyes,I read, 'He's a dead man." I knew I needed to

take action.""What did you do?"I asked.

"Well, there was a big, burly nurseshouting questions at

me," said Jerry. "She asked if I wasallergic to anything. 'Yes,' I replied.

The doctors and nurses stoppedworking as they waited for my reply. Itook a deep breath and yelled, 'Bullets!'

Over their laughter, I told them, 'Iam choosing to live. Operate on meas if I am alive, not dead."

Jerry lived thanks to the skill of hisdoctors, but also because of hisamazing attitude. I learned from himthat every day we have the choice tolive fully. Attitude, after all, is every-thing.

You have 2 choices now:1. Save this, or

2. Pass it to people you care about.Hope you will choose No. 2.

~Author:Francie Baltazar-Schwartz~

Just Another Christmas Story'

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We Often Have Choice

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LANGUAGE: translationAFRIKAANS: gesende Kers-feesALBANIAN: gzuar Kr-ishtlindjaALSATIAN: gleckikaWanachtaARABIC: (mi-ilaad majiid)ARMENIAN: Shnorha-vor Surb tsnundAZERI: NoelbayraminizmubarakBASQUE: Egu-berri onBELARUSIAN: - (Z Bozym naradzenniem)BENGALI: subho baradinBOSNIAN: sretan BoiBRETON: Nedeleg laouenBULGARIAN: (vesela koleda)BURMESE: Christmas nay hma muepyaw paCATALAN: bon NadalCHEROKEE: ulihelisdi danisdayohihviCHINESE: (shng dn kuil)CORNISH: Nadelek lowen

CORSICAN: bon NataleCROATIAN: sretan BoiCZECH: vesel VnoceDANISH: gldelig julDUTCH: vrolijk KerstfeestENGLISH: merry ChristmasESPERANTO: gojan KristnaskonESTONIAN: hid juleFAROESE: gleilig jlFINNISH: hyv jouluaFRENCH:joyeux NolFRISIAN: noflike KrystdagenFRIULAN: bon nadlGALICIAN: bo NadalGEORGIAN: Gilotsavt ShobasGERMAN: frohe Weihnachten / frh-liche WeihnachtenGREEK: kala christougenna / kalaxristougennaHAITIAN CREOLE:jwaye NowelHAWAIIAN: mele KalikimakaHEBREW: (hag moladsama'h)HINDI: Krismas ki subhkamnaHUNGARIAN: boldog karcsonytICELANDIC: gleileg jlIGBO: annuri EkeresimesiILOCANO: naragsak a paskuaINDONESIAN: selamat NatalIRISH GAELIC: Nollaig shonaITALIAN: buon Natale / gioiosoNataleJAVANESE: sugeng NatalJAPANESE: merii kurisumasuKABYLIAN: assegass amegassKINYARWANDA: Noheli nzizaKIRUNDI: Noheli nzizaKOREAN:KURDISH: Noela we proz be

LAO:souksan van Christmas

LATIN: felix dies NativitatisLATVIAN: priecgus ZiemassvtkusLIGURIAN: bn dn / bn natleLITHUANIAN: su Kaldomis /linksm Kald

LOW SAXON: vrolik KersfeesLUXEMBOURGEOIS: schiChrschtdeeg

MACEDONIAN: (sreen Boi)MALAGASY: tratry nyKrismasy / arahabainatratry ny Krismasy /arahaba tratry nyKrismasy

MALAY: selamat harinatalMALAYALAM:Christmasashamshagal

MALTESE: il-milied it-tajjeb / miliedhieniMANX: Nollick ghennalMAORI: meri KirihimeteMONGASQUE: bon NataleNORWEGIAN: god julOCCITAN: bon NadalPAPIAMENTU: bon paskuPERSIAN: (Christmas mobaarak)POLISH: wesoych wit boegoNarodzeniaPORTUGUESE: feliz NatalROMANI: baxtalo KreunoROMANIAN: un Crciun fericit

RUKIGA: Noheiri nungi / webaleNoheiriRUSSIAN: (S rozhdestvomKhristovym)SAMOAN: ia manuia le KerisimasiSARDINIAN: bona pascae Nadale(logudorese) / bona paschixedda(campidanese)SCOTTISH GAELIC: Nollaig chridheilSERBIAN: (srecanbozic)SHONA: krisimas yakanakaSINDHI: Chrismas joon wadhayoonSINHALESE: suba nattalak wewaSLOVAK: vesele vianoceSLOVENIAN: vesel boi/ veseleboine praznikeSOBOTA: dobro dedekSPANISH: feliz NavidadSRANAN: switi KrisnetiSWAHILI: heri la KrismasiSWEDISH: god julTAGALOG: maligayang paskoTAHITIAN: 'ia 'oa'oa e teieNoeraTAMIL: Nathaar thinavaalthukalTHAI: (souksaan wan Christmas)TURKISH: Noeliniz kutluolsunUDMURT: Shuldyr YmutonUKRAINIAN: Z RizdvomKhrystovymVIETNAMESE: Mng ChaGing SinhWALOON ("betchfesss"

spelling):djoyeus Noy

WELSH: Nadolig llawenWEST INDIAN CREOLE:jnwlYIDDISH: (a gutenitl)ZULU: UKhisimusi omuhle

The Surf City USA Marathon is not only the largest combinedoceanfront marathon and half marathon e vent in California, it hasevolved into a premier travel destination for domestic andinternational runners. The award-winning race attracts more than20,000 participants and 45,000 spectators from all 50 states, 1,000U.S. cities and 18 foreign countries. Staged on Super BowlSunday, February 5, 2012, detailed information is available atwww.runsurfcity.com .

Myriad reasons account for the growing appeal, ranging fromthe development of running clubs to the unique ocean-front course(voted 2nd most favorite in the nation by readers and fans ofMarathon and Beyond), but the allure of Surf City and its mildwinter weather is clearly strong. Participation from Arizona,Illinois, Colorado, Washington and Nevada has spiked recently;all boast 100 or more runners. Several states feature 50 or morerunners--Illinois, Oregon, Texas, Utah, New York, Minnesota,Wisconsin and Massachusetts. Canada tops internationalregistrations followed by the UK, Australia, Mexico, Italy and Japan.

Another major draw is Huntington Beach itself, boasting sevenmiles of beaches and an iconic pier that is home to internationalsurfing competitions. Many runners spend time hiking in thespectacular Bolsa Chica wetlands while others embrace SurfCity's namesake surfing culture via the Surfers' Hall of Fameand International Surf Museum along with world-classretailers like Huntington Surf & Sport and surf-stoked restaurantslike the famed Dukes, named after legendary Hawaiiansurfer Duke Kahanamoku.

Led by the Waterfront Beach Resort, a Hilton Hotel, the city'shotel rooms are now filled to capacity with overflow going to

Newport Beach and surrounding communities. Furthermore,room stays have evolved from one to three-night packages asattendees are spending more time and money visiting Surf City'sfamed landmarks. To that end, the event works closely withthe community to foster an appealing environment for runnersand merchants, offering valuable discounts and FREE shuttleson race day for runners.

Merry ChristmasAround the World

Surf City USA Marathon:World Class

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12/17

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Dear EarthTalk:Is it true that gas

furnaces cost less torun and burn cleaner than their oil counterparts?

If I make the switch, how long should I expect it totake for me to pay back my initial investment? Andare there any greener options I should consider?

Veronica Austin,Boston, MA

It is true that natural gashas been a more affordableheat source than oil for

Americans in recent years.The federal Energy InformationAdministration (EIA) reportsthat the average Americanhomeowner will pay onlyabout $732 to heat theirhome with gas this winterseason (October 1 throughMarch 31) versus a whopping$2,535 for oil heat. While the

price of natural gas hasremained relatively stable inthe last few years, oil priceshave been high and risingthanks in large part tocontinued unrest in MiddleEastern oil producing countries.

Just two years ago theaverage winter home oil heating bill was $1,752.

While oil prices are likely to remain high andvolatile in the foreseeable future, most energyanalysts agree that pricing for natural gas, muchof which is still derived domestically, is not ex-

pected to rise or fluctuate substantially in the U.S.any time soon. According to EIA economist andforecaster Neil Gamson, the U.S. already has aglut of natural gas and expects even more domestic

production to come online soon as drillers are setto open up the Marcellus Shale in Pennsylvaniaand New York to more gas development.

Only about eight percent of U.S. homes are onoil heat today. Most are in the Northeastern U.S.

and were built back in the day when oil wasthe cheapest way to keep toasty through thelong winters. Many utilities have since put gaslines into neighborhoods that didnt have them inthe past, opening the door for homeowners toswitch out old inefficient oil furnaces for moreefficient gas units.

The federal governments 30 percent tax cr edit(capped at $500) for upgrading to a high efficiencyfurnace expires at the end of 2011 but will likely

be extended in one form or another into 2012. Inthe meantime, some states, municipalities andutilities offer their own incentives and low-interestloans on upgraded, high-efficiency furnaces.Check whats available in your area via a zipcode or map-based search online at the websiteof the Database of State Incentives for Renewablesand Efficiency (DSIRE). Regardless ofincentives, gas furnaces tend to cost less thantheir oil counterparts anyway, but installing onefrom scratch will incur an extra thousand dollars

or two to run a gas line to it from the street. Ifnatural gas continues to be substantially cheaperthan oil, the fuel cost savings alone would pay

back the up-front equipment and infrastructureinvestment within five years in most cases.

Environmentally speaking, gas has lower carbonemissions than oil, but hydraulic fracturing

(fracking)the highly controversialgas extraction method increasinglyemployed today (drillers inject water,sand and chemicals at high pressureunderground to break through rock andaccess the natural gas)takes a heavytoll on surrounding ecosystems andregional water quality. Most environ-mental advocates would rather see

people transition to truly renewableheating sources like geothermal orsolar. If youre going to the cost andtrouble of switching out an oil furnacefor something new, a geothermal heat

pump may cost more ($7,500 and up)than a new gas heating system but willsave big bucks and emissions in thelong run. For those in reliably sunnyareas, a solar heating system will costeven more up front but can deliversimilar long term economic andenvironmental benefits.

There's nothing like popping thecork on a bottle of Champagne whenthe clock strikes midnight on NewYear's.

For good reason. Sparkling winemakes every event a bit more glam-orous. That's why it's been the go-to

beverage for celebrations for over 150years. As New Year's approaches, it's im-

portant to understand the differences be-tween sparkling wines -- and figure outwhich ones you're going to stock up onfor the big night.

Legend would have us believe thatDom Perignon, the Benedictine monk,invented Champagne in 1697. But histo-rians now know that sparkling wineswere being produced in the French Pyre-nees as early as 1531. And in 1662 -- sixyears before Perignon even started work-ing in wine -- a British scientist by thename of Christopher Merret documentedthat the addition of sugar to a finishedwine could create a second fermentation.

Since the modern Champagne industrytook form in the mid-19th century, theprocess of making the French sparklerhas essentially remained unchanged.First, the wine is fermented until dry. It'sthen bottled, and a second fermentationis launched by adding yeast and sugar. Atthis point, the wine bottle is temporarily

capped, and the dead yeast is graduallyforced to the bottle's neck. After a periodof aging, the neck is briefly frozen, andthe temporary cap and surrounding sedi-ment are removed. A small amount of

wine and cane sugar is then added to topoff the bottle and add a bit of sweetness.Finally, the wine is resealed with a morepermanent closure.

This process, called the "traditionalmethod," is used to produce manysparkling wines across the world.

Champagne, of course, can only comefrom Champagne. Under EuropeanUnion trade laws, wine can only be soldas "Champagne" if it comes from that re-gion of France and is madein the traditionalmethod. Thep r i m a r ygrapes usedin Cham- pagne arePinot Noir,Chardonnay,and Pinot Meunier.

Real Champagneis a treat, but it can be quite expensive.Even "budget" op-tions cost upwardsof $35! Fortunately,there are plenty ofaffordable sparklersfrom regions outside Champagne.

Consider Cava, a delightful sparkling

wine from Spain that's produced just likeChampagne, but using native Spanishgrapes. As Washington Post wine criticDave McIntyre recently wrote, "In thebargain bubbly category, it's hard to beat

Cava... I've tasted many ofthese over the years andrarely have I found one Ididn't like." Many top Cavascan be purchased for lessthan $10.

There are also plenty ofChampagne imitators --

sparkling wines made from Pinot Noir,Chardonnay, and Pinot Meunier and pro-duced in the traditional method.

In South Africa,these wines are

called "CapClass ique."Graham BeckWines has been produc-ing impres-sive sparklerssince theearly 1990s,and its winesare readilya v a i l a b l e

across theUnited States

for less than $15.American imita-

tors are often labeled as "MethodeChampenoise." For about $25, you can't

beat Roederer Estate's Anderson ValleyBrut Ros or Argyle's Willamette ValleyBrut. For less than $15, Gruet's Blanc deNoirs, which comes from New Mexico,is delightful.

France even has its ownChampagne imitators!Sparkling wines labeled as"Cremant" are producedusing the traditionalmethod, and winemakersmust follow some strictrules. Cremant de Bourgogneshave long offered exceptional

value.The second method of producingsparkling wine is called the Charmantprocess, and it's primarily used in Italy toproduce wines like Asti and Prosecco. Inthis process, secondary fermentationtakes place in steel tanks rather than in-side each bottle. These wines aren't ascomplex, but they're not supposed to be.Proseccos should be light, fruity, andfresh. Plus, they tend to cost less thansparklers produced using the traditionalmethod.

As you prepare for New Year's, don'thesitate to purchase some extra sparklingwine for 2012. We're taught to believethat Champagne and other sparklers arefor celebrating. They are. But they're de-licious every night of the week, evenwhen there's nothing to celebrate.\

Pop! Goes theCork on New Year'sEarthTalk

From the Editors ofE/The Environmental

Magazine

CONTACTS:

EIAwww.eia.gov

DSIREwww.dsireusa.org

On the Vine

EarthTalk is written and edited by Roddy ScheerandDoug Moss and is a registered

trademark of E - The Environmental Magazine(www.emagazine.com).

SEND YOUR QUESTIONS TO:

[email protected]:

www.emagazine.com/ subscribe;Free Trial Issue:

www.emagazine.com/trial.

David White

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David White, a wine writer,is the founder and editor of

Terroirist.com. His columns arehoused at Wines.com, the

fastest growing wine portal onthe Internet.

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om


13/17

Dodge has pulled the sheet offof its new Alfa Romeo

based 2013 compact car andannounced that it will be calledDart. Set to debut in January at theDetroit auto show, the Dart featuresthree engines and three transmissionoptions and aggressive stylingreminiscent of the larger Charger.Weve only got one question: Howdo you say Dart in Italian?Actually, its a three-part question:Wouldnt you rather say Demon

in Italian? Or Hornet?

Front-Drive, Not a

Muscle CarIf the resurrected Dart name had

you daydreaming of late-1960sMopar muscle, well stop you righthere. The 2013 Dart rides on a front-wheel-drive platform adapted fromthe Alfa Romeo Giulietta. Comparedto the Giulietta, the Dart is widerand longer, its new architecturedubbed Compact U.S. Wide.Dont let all of the air out ofthe Fun Balloon quite yet; thesmall Alfa is a fine drivers car(you can read our drive of a2010 Giulietta here).

The Darts appearance at leastfulfills Dodges sportiness claims.

The company released just twoimages of an up-level R/T model,

but whats visible is veryCharger-like. The frontwears a crosshair grillestuffed into a large,

blacked-out cutout andflanked by swept-backheadlights. The rear is

basically a downsizedrendition of theChargers, completewith a full-width LEDtaillight treatment and dual

exhaust outlets. As opposed to many

others in its segmentas well as itsCaliber predecessorthe Dart willexist only as a four-door. Dodge hasgiven no indication that a hatchbackis in the works. An image of the in-terior will be releasedon December 13,according to amini-site set up

for the Dart, but our spy photographers alreadytook a peek inside.

Threes Company

When it goes on salesometime in 2012, the Dartwill offer three differentinline-fours. There will bea 2.0-liter, a turbocharged1.4-liter Multiair, and a2.4-liter Multiair. Thenaturally aspirated 2.0-and 2.4-liters are bothmembers of Chryslersnew engine family, which it

callsplease keep giggling to a

minimumTigershark. Modernizedevolutions of Chryslers currentglobal 2.0- and 2.4-liter fours, whichmake 158 and 173 hp, respectively,

both should have direct injection.

The

t u r b ois likely

the same unitas is found in the U.S.-

spec Fiat 500 Abarth. We expect the2.0-liter to make around 160 hp, theturbo 1.4-liter to produce about170but deliver better fueleconomy than the 2.0and the 2.4to perhaps touch 200 horses.

Dodge also is mum on whattransmissions will back the engines,although it says three gearboxes will

be offered. A five- or six-speedmanual is a given, and while initialreports said that Fiat's dual-clutchautomatic wasn't headed to the U.S.any time soon, now Chrysler tells usthat the trans is ready for small-carduty. The new ZF nine-speedautomatic probably will join the

lineup a bit later. Well have to waituntil the Detroit show for all of theDarts details, but it looks as thoughDodge has an attractive and modernsmall car on its hands (sorry,Caliber). Were just waiting for theSRT4 versionor, wait.

Buy / Lease a New Vehicle from any Beach Blvd of Cars Dealer &

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The bishop decided that he would conductthe interviews personally and went up intothe belfry to begin the screening process.

After observing several applicantsdemonstrate their skills, he had just aboutdecided to call it a day. But just then, anarmless man approached him and announced that he was there toapply for the bell ringer`s job.

Incredulously, the bishop blurted out, "But. . .you have no arms!"

"No matter," said the man: "Observe!"

And he began striking the bells with his face, producing abeautiful melody on the carillon. The bishop listened inastonishment, convinced he had finally found a suitablereplacement for Quasimodo.

But suddenly, rushing forward to strike a bell, thearmless man tripped and plunged headlong out of the

belfry window, falling to his death in the street below.The stunned bishop rushed to his side. When hereached the street, a crowd had gathered around thefallen figure, drawn by the beautiful music theyhad heard only moments before.

As they silently parted to let the bishopthrough, one of them asked, "Bishop,

who was this man?" "I don`t know hisname," the bishop sadly replied, "but hisface rings a bell."

{WAIT! WAIT! Not through yet}

The following day, despite the sadnessthat weighed heavily on his heart due to

the unfortunate death of the armlesscampanologist (now there`s a word-of-the-day...), the bishop continued his

interviews for a new bell ringer of Notre Dame.

The first man to appr oach him said, "Your Excellency, I am thebrother of the poor armless wretch who fell to his death from this

very belfry yesterday. I pray that you honor his life by allowingme to replace him in this duty."

The bishop agreed to give the man an audition, and,as the armless man`s brother stooped to pick up a malletto strike the first bell, he groaned, clutched at his chest,and died on the spot.

Two monks, hearing the bishop`s cries of grief atthis second tragedy, rushed up the stairs to his side.

"What has happened? Who is this man?" thefirst monk asked breathlessly.

"I don`t know his name," sighed thedistraught bishop...

"....but he`s a dead ringer for his

brother."

Questions & AnswersFrom the Mailbag 714.536.6300

Moe News Than You Can Handle:Main Street Eyewear Looks at Life

Through Designer GlassesMoe Kanoudi

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Dodge Dart: the Plymouth Valiant knockoff or Kickoff...


14/17

mCreate a Policy to Achieve RegionalLeadership Pathways

mPrioritize Key Economic DevelopmentOpportunities

mBegin Community Outreach and Partnerships:Establish the Huntington BeachCommunity Foundation

mSuccessfully Negotiate with the HBCSD aWin-Win Solution for the LeBard Property

mDeal with the Infrastructure Challenge:Complete Due Diligence related to theFormation of a Facilities District concept

mTaxpayer Protection issues: Successfullyqualify and pass citizens initiative torepeal the "pension" tax.

mCelebrating Huntington Beach: Launch a2-year Pilot Program allowing approvedfireworks sales

Mayor Hansen's 2012 DetailedGoals and Directives include:

Regional Leadershipo Huntington Beach is the 4th largest city in

Orange Countyo Unique Regional Positiono Strategic appointments will achieve leadership

positions within agencies that impactHuntington Beach

Goal Create a Policy to AchieveRegional Leadership Pathways

o 2012 appointments will be based onachieving this goal

o Time to Stop the HB Revolving dooro Establish a Council Policy to achieve Regional

Leadership going forward Economic Growtho Huntington Beach is in the early stages of a

community renaissanceo The Beach-Edinger Specific Plan is the

foundational document for this transformationo The consistent and successful execution of thisplan will create significant opportunities foreconomic growth in our city.

o 2012 will present opportunities to advance orcomplete key projects in Huntington Beach

Goal Prioritize Key EconomicDevelopment Opportunities

o Prioritize the Pacific City Project with anAd-Hoc Committee

o Continue implementation of our awardwinning 10 Point Plan

oAggressively Market and PromoteBeach-Edinger Specific plan successes

Community Outreach and Partnershipso Huntington Beach is vibrant and desirable

place to live work and playo Our community is engaged, generous and

ready to serve when asked.o The current economic crisis has challenged

many who never expected to be challenged.o We must support and maintain programs and

facilities that contribute directly to the quality

of life in Huntington Beach.Goal Establish the Huntington Beach

Community Foundationo Charter the Huntington Beach

Community Foundationo Establish Board of Directors Mission

and Visiono Raise $250,000 in contributions by

December 2012o Disburse first round of grants by

December 2012

Goal Successfully Negotiate with theHBCSD a Win-Win Solution for the

LeBard Propertyo Establish Ad Hoc Committee to Work with

HBCSD Residents and SeaviewLittle League to produce a solution to theLeBard Property

oAchieve preservation of sports fields andparkland that meets the needs ofthe HBCSD and residents.

Solving the Infrastructure

Challengeo The Infrastructure funding

deficit faced by HuntingtonBeach far exceeds the reach ofcurrent budget solutions.

o Failure to account compounds

the problem both physically and financially.o Without action most needs will take years if not

decades to complete.

Goal Complete Due Diligence relatedto the Formation of a Facilities

District concepto Complete Council Study Session on Concepto Begin Outreach and Focus Group

Data Collectiono Formulate Blue Ribbon Committee to

review data and make final recommendationsto City Council.

Taxpayer Protectiono Huntington Beach is the only city in Orange

County that has a parcel tax to pay for pension

obligationso This tax assessment has zero taxpayer

protection a simple Council majority voteraises the rate

o The tax has increased 115% since FYE2002/2003 Projected Pension Obligationswill put pressure on Future Councils toincrease this tax.

Goal: Successfully qualify and passcitizens initiative to repeal the tax.

o Work with Citizens Committee to File InitialDocuments by December 2011

o Complete Successful Signature GatheringCampaign Prior to 180 day Deadline

oAchieve Ballot Box Success inNovember 2012 election.

Celebrating Huntington Beacho Huntington Beachs 4th of July Celebration

is a signature event that involves theentire community.

o We currently ban the sale of State approvedfireworks in the city of Huntington Beach yet we are surrounded by two communitiesthat allow fireworks sales.

o Enforcement of this ban drains resourcesand prohibits families and neighborhoodsfrom joining the celebration of ourNations Independence.

Goal: Launch a2-year Pilot Programallowing approved fireworks sales

o Direct Staff to Develop Or-dinance allowing for sales.

o Ordinance will establishfireworks-free zonesincluding Beaches, Parks,environmentally sensitivezones and commercialdowntown areas.

o Sales licenses in the 2 yearperiod will be limited to the4th of July Board

o Have implementation plancomplete by May 2012.

Comments WelcomeEmail: dhansen@surfcity-

hb.orgTwitter: @donhansen_hb

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Turn south onto beach blvd.

Chev

roletChryslerDodgeFordHondaJeep

KiaMazdaMitsubishiNissanToyota

VWCh

evro

letChryslerDodgeFordHondaJeep

KiaMazdaMitsubishiNissanToyotaVW

In order to save taxpayersdollars, City Offices andoff-site facilities will beclosed during the holidays.The closure will not impactessential public safety services.The closures will be as follows:

City Hall will be closed December 26 January 2,re-opening on January 3. Limited staff will be available in

some offices to process payments and schedule buildinginspections.

The first City Council meetingin 2012 will be Tuesday,January 17, 2011, due to the observance of MartinLuther King Day.

Community Services facilities Edison Center, MurdyCenter, City Gym, Senior Center and Art Center will beclosed. The Sports Complex will be available throughreservations and the batting cages will be open. The Pier, beach area, beach parking area, and Main PromenadeStructure will be open. Senior Outreach will continue pro-viding Meals to the Home for those homebound seniors.

Marine Safety Officers will be patrolling the beachdaily 7:00 am to 5:00 pm. Lifeguard Headquarterswill be open December 26 through January 16 from 8:00am to 5:00 pm daily. Parking passes will be available forsale at this location.

The Central Library will be open December 27 30from 1:00 pm to 6:00 pm. All branch Librarieswill be closed.

Police and Fire will continue to be available and willanswer any emergency 9-1-1 calls. The Police building

will be open during the holiday closure. Fire Stations willbe open and staffed for emergencies.

Questions regarding the Citys holiday closure can bedirected to Public Information at 714-536-5577 or [email protected].

Don Hansen Continued from page 1 Tis the Season toSave -and the City

is NoException


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The recent acceleration of the European DebtCrisis has made a significant impact on the factorswhich drive mortgage rates. The effect has beento improve fixed term mortgages, while adjustablerate mortgages have begun whats projected to

be a steady and prolonged increase. For anyonewho still has an adjustable rate mortgage, thestars have all aligned

to make right now theperfect time to get intoa fixed rate product.

Fixed rate mortgagesare tied to the bondmarket. More specif-ically, each fixedrate product is tiedto an individualmortgage backedsecurity, and thesesecurities are tradeddaily on the openmarket. As an in-vestment vehicle,mortgage backedsecurities carry relativelyless risk than many other financial vehicles. Asa result they are often considered as a safehaven trade, very similar to US Treasury bonds.Safe havens do especially well when themarket is in a state of volatility. Because theseassets are traded in US dollars, they doespecially well when the dollar strengthensagainst a foreign currency. As the Euro crisis has

deepened, mortgage bonds have benefitted andAmerican homeowners have seen the rate on a30 year fixed mortgage drop back below 4.0%.

In a sharp contrast, adjustable rate mortgages(ARMs) have risen over the same time frame.This is because ARMs are tied to a differentindex. The overwhelming majority of ARMs aretied to the 12 month LIBOR. Although the

LIBOR has historically been the most stableindex as compared to

all others,it is aEuropean

b a s e dindex andhas there-fore risenin responseto the Eu-ropean debtcrisis.

The LondonI n t e r b a n k O f f e r e dRate, betterknown by the

acronym LIBOR, is therate which London based banks charge eachother to borrow funds within their system. The

12 month LIBOR rate has held steady roughly0.75% for nearly a year, from October of 2010through August of 2011. But as the Europeandebt problems have emerged, LIBOR has begun

to rise. First to0.8332% in September,then 0.9086% inOctober, and finallyreaching over 1.0%in November, thisrepresents a 0.25%increase in a three month time span. For a rate

which has been typically referred to as stable,a 0.25% increase in three months representscause for concern.

Should the European debt crisis spread in2012 (as many predict it will into Russia andsurrounding countries), LIBOR will havenowhere else to go but up. Since the majority ofARMs are tied to this index, those rates will alsocontinue to increase with each adjustment

period. For those who still have adjustable ratemortgages, they might be able to ride out thestorm if they plan to sell the house before theirnext adjustment period. But for those who planto hold their properties long term, now would bethe perfect time to get into a fixed rate product.

Arnaud Dufour

The information contained in this column does notnecessarily reflect the opinion of The Local News.

LIBOR on the RiseArnaud Dufour

Arnaud Dufour is a Sr. Mortgage Banker at

Newport Beach based DLJ Financial.

With more than eleven years in the industry,

Arnaud is available to answer questionsin Real Estate Finance.

E-mail: [email protected]

Call: 714-677-4107.

CA DRE # 01360217 NMLS# 335 758

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The Local News—December 15, 2011

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Transcript of The Local News—December 15, 2011