The Gables Group at Morgan Stanley Smith Barney

Wealth Management and Investment Servicesfor the prudent investor

Morgan Stanley Smith Barney office, 220 Alhambra Circle, Coral Gables, Florida

We provide comprehensive wealth management advice and help connect all the pieces of your financial life.

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Provide a high level of professional advice and service to our clients. We work with our clients to help them establish and realize their financial goals. We provide an enhanced level of customized services, ranging from prudent asset management to comprehensive financial and estate planning. We treat our clients as we ourselves desire to be treated with honesty, integrity, confidentiality and complete professionalism.

Our Vision is to:Be your most valued provider of financial services and advice. Understand your financial needs and goals. Help you invest successfully.

That is our commitment to you.

Our Mission

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Melanie Parrish is an Investment Management Specialist. Her professional experience includes over 22 years as a

financial advisor with the same firm. Her focus is on financial planning, retirement planning and money management. She also serves as an investment management consultant to nonprofit organizations. Melanie and her husband, Rod, have been residents of South Florida for over 50 years and live in Pinecrest. She is actively involved in community affairs, is a founder of Miami Children’s Hospital and serves on the Miami Children’s’ Hospital Foundation Ambassador’s Legacy Board.

Tony is a member of Morgan Stanley Smith Barney’s prestigious Directors Council and has over 40 years of experience. Tony

functions as a Senior Strategic Advisor to families in the United States and Latin America. Tony develops plans and potential solutions for high-net-worth-clients. He is a member of the City of Miami Beach Budget Advisory Committee, a Founder of the University of Miami and a Founder at Mount Sinai Hospital. Tony has been a resident of Miami for 55 years.

MELANIE A. PARRISHSenior Vice President–Wealth Management Investment Management Specialist Financial Advisor

TONY RODRIGUEZSenior Vice President–Wealth Management

Meet the Professionals

• Bachelors Degree–Business Administration, University of Florida

• Life and Health Insurance and Variable Annuities

• 1992–Present, Morgan Stanley Smith Barney

• Works closely with clients responding to requests and financial needs

• Assists in preparing financial reports

• Assists clients with online services

• Provides clients with market quotes and places orders as needed

• 1994–Present, Morgan Stanley Smith Barney

• Works closely with clients responding to requests

• Provides clients with market quotes and research materials

• Provides customer service

• Obtains tax reporting documents

• Performs incoming and outgoing wire transfer services

GLADYS DOWDRegistered Associate

RACHEL BLOCKSenior Client Services Associate

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Way We Do Business

THE BEST OF BOTH WORLDS: • PERSONAL SERVICE

• A TEAM OF EXPERIENCED PROFESSIONALS

We use a team approach to serving your investment needs and goals. You will receive personal attention, individually, and collectively, by professionals with over 50 years of combined investment experience.

YOU AND YOUR INVESTMENT NEEDS ARE UNIQUE.Your investment decisions will be driven by a comprehensive strategy that targets your own particular needs and goals. We take specific steps to establish your investment objectives.

These steps include:

• Understanding and identifying your needs, goals and attitudes towards risk

• Analyze your current portfolio

• Customize a financial plan for you and set asset allocation

• Implement the financial plan with specific investment recommendations

• Retirement Planning Analysis with a Cash Flow Chart

• Estate Planning Analysis and Review

• Quarterly Review and ongoing monitoring

• Informative events and seminars throughout the year

We recommend our clients review their portfolio every three months. By providing quarterly reviews, we analyze your asset allocation, provide you with your total rates of return, monitor your investments and make adjustments as needed.

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Wealth Management Resources

FINANCIAL PLANNING • Comprehensive Financial Planning Services

• Net worth and asset-allocation analysis

• Retirement Planning: Traditional IRAs Roth IRAs, Qualified Plan, Company Retirement Plan Rollovers

ASSET MANAGEMENT • Consulting Group-Access to top professional money managers

• Fees based Securities

• Investment Accounts

• Mutual Funds

WEALTH PLANNING • Wealth Transfer and Wealth Preservation

• Estate Planning & Liquidity

• Charitable Giving Strategies

• Trust Planning

BUSINESS SERVICES • Business FMA Retirement Plans: 401(k) Profit Sharing, Pension, SEP

• Deferred Compensation Plans

• Executive Financial Services

• Stock Plan Services

• Commercial and Private Lending

SECURITIES • Common and Preferred Stocks

• Bonds-Government, Corporate and Tax-exempt Municipal Bonds

• FDIC-Insured Certificates of Deposit (“CDs”)

• Equity Structured Products

• Alternative Investments

INSURANCE • Life Insurance • Annuities • Long-Term Care Insurance

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You have worked hard to accumulate your wealth. Now you would like your assets responsibly invested to help you achieve a particular goal or to meet future needs.Complimentary Financial and Estate Planning Analysis available upon request

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Morgan Stanley Smith Barney LLC and its affiliates do not provide tax or legal advice. To the extent that this material or any attachment concerns tax matters, it is not intended to be used and cannot be used by a taxpayer for the purpose of avoiding penalties that may be imposed by law. Any such taxpayer should seek advice based on the taxpayer’s particular circumstances from an independent tax advisor.

© 2010 Morgan Stanley Smith Barney LLC. Member SIPC. 3779 7/10

The Gables Group at Morgan Stanley Smith Barney

220 Alhambra Circle, 10th Floor Coral Gables, Florida 33134

Melanie Parrish: 305.460.7911

melanie.a.parrish@mssb.com fa.smithbarney.com/thegablesgroup

Tony Rodriguez: 305.460.7901

tony.rodriguez@mssb.com

TOLL-FREE: 800.321.1397FACSIMILE: 305.448.5738