The future of SME finance - business as usual?
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@kleverlaan | Crowdfunding strategy | Alternative Finance expert, author, strategic advisor The Future of SME Finance - Business as usual?
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@kleverlaan | Crowdfunding strategy | Alternative Finance expert, author, strategic advisor
The Future of SME Finance - Business as usual?
Alternative Finance in Europe 3 billion in 2014 (146% yearly growth) -> 7 billion in 2015
@kleverlaan | Crowdfunding strategy
Alternative Finance in Europe UK leading - 2nd NL, FR, DE, SE
@kleverlaan | Crowdfunding strategy
!Peer-to-peer consumer lending
Personal loans from a group of anonymous investors !
Peer-to-peer business lending Business loans from a group of anonymous investors
!Crowdfunding
Community funding (+ marketing & market research)
Alternative Finance
@kleverlaan | Crowdfunding strategy
Peer-to-peer consumer lending
@kleverlaan | Crowdfunding strategy
LendingClub (2006) First SEC regulated peer-to-peer lending company
@kleverlaan | Crowdfunding strategy
LendingClub (2006) $8 billion in loans issued
@kleverlaan | Crowdfunding strategy
Fund Google to finance partners Max $600K loan though LendingClub for all 10.000 partners
@kleverlaan | Crowdfunding strategy
Fund Alibaba to finance customers $5-300K loan for sales on Alibaba.com
@kleverlaan | Crowdfunding strategy
BancAlliance + CitiGroup ($150M) Co-branding to provide personal loans
@kleverlaan | Crowdfunding strategy
Peer-to-peer business lending
@kleverlaan | Crowdfunding strategy
@kleverlaan | Crowdfunding strategy
Funding Circle (UK) Peer-to-business lending company (£603 million)
Crowdfunding Finance and more from donors, investors and clients
@kleverlaan | Crowdfunding strategy
!
Crowdfunding more than money
sales marketing
market research community building
access to additional finance
@kleverlaan | Crowdfunding strategy
Market research 18.000 subscribers - 1 million euro (pre-sales)
@kleverlaan | Crowdfunding strategy
Pebble $10 million pre-sales (2012)
@kleverlaan | Crowdfunding strategy
Pebble >$20 million second version (2015)
@kleverlaan | Crowdfunding strategy
Community building 560K by 481 investors
@kleverlaan | Crowdfunding strategy
Community building 1000 local citizens invest 2-3 million in wind farm
@kleverlaan | Crowdfunding strategy
!„In 10 years Crowdfunding is gone”
!!
„Banks will not finance SMEs in the future” !!
„The Alternative Finance consultant will be the guide for entrepreneurs in the fragmented Finance market”
Input for discussion
@kleverlaan | Crowdfunding strategy
Ronald Kleverlaan
!Crowdfunding strategy !Founder CrowdfundingHub Co-founder & Board Member European Crowdfunding Network !Expert Advisor “Crowd Investing” European Commission
@kleverlaan
slideshare.net/kleverlaan
