The Bank of Khyber - BOK
Transcript of The Bank of Khyber - BOK
Basis Of Deposits :
Name Of Pool :
Declaration Date :
Applicable Period :
Profit Payment Periods/ Tier
groups
Weightages Applicable M/O
January
Weightages Applicable
M/O February
Weightages Applicable
M/O March
Monthly 1.000 1.000 1.000
Monthly 1.025 1.025 1.025
Monthly 1.075 1.075 1.075
Monthly 1.150 1.150 1.150
25/100 25/100 25/100
0 0 0
0 0 0
Equity:
Type Of Customer:
Amount
200,000,000
300,000,000
100,000,000
-
600,000,000
Investment Strategy:
Terms Of Pool:
Purpose:
Deposit Category
RFSD-1 Pool - Deposit
Riba Free Special Certificates (RFSCs)
RFSC-01 Month
RFSC-03 Month
RFSC-06 Month
Bank's Additional Profit (Maximum)
Profit Equalization Reserve (Maximum)
Acceptance of Special Deposits for availaing investment oppourtunity.
-
TOTAL ASSETS
Deposits are invested in above stated Assets
Constructive Liquidation every month.
Assets Of Pool:
Assets Allocated
NJHPCL
K-Electric Sukuk (03.08.2020)
Running Musharakah-PFD (Garden Town Br)
Equity Risk
Return Risk
Shariah Risk
Note: Management may reduce the ratio of Bank's Additional Profit at time of actual application
General Pool Assets
All customers. Bank can Refuse to accept deposit from any customer with out
assigning reason.
01-03-2021 upto 31-03-2021
The Bank of KhyberIslamic Banking Group
Musharakah
Sub Pool - Riba Free Special Pool-1
February 24, 2021
Investment Risk Reserve (Maximum)
These weightages shall remain effective till they are changed.
These weightages may be changed from first day of any month
BOK (Islamic Banking Operation) declares profit on Monthly basis
Risks Associated With
Assets Of Pool:
Credit Risk
Market Risk
Basis Of Deposits :
Name Of Pool :
Declaration Date :
Applicable Period :
Profit Payment Periods/ Tier
groups
Weightages Applicable M/O
January
Weightages Applicable
M/O February
Weightages Applicable
M/O March
Monthly 1.000 1.000 1.000
Monthly 1.005 1.005 1.005
Monthly 1.015 1.015 1.015
Monthly 1.030 1.030 1.030
15.00% 15.00% 15.00%
0 0 0
0 0 0
Equity:
Type Of Customer:
Amount
-
200,000,000
800,000,000
-
1,000,000,000
Investment Strategy:
Terms Of Pool:
Purpose:
RFSC-06 Months
Deposits are invested in above stated Assets
Constructive Liquidation every month.
Risks Associated With
Assets Of Pool:
Credit Risk
-
TOTAL ASSETS
RFSC-01 Month
RFSC-03 Months
Bank's Additional Profit (Maximum)
Profit Equalization Reserve (Maximum)
Investment Risk Reserve (Maximum)
Riba Free Special Certificates (RFSCs)
The Bank of KhyberIslamic Banking Group
Musharakah
Sub Pool - Riba Free Special Pool - Mutual Fund
February 24, 2021
01-03-2021 upto 31-03-2021
These weightages shall remain effective till they are changed.
These weightages may be changed from first day of any month
BOK (Islamic Banking Operation) declares profit on Monthly basis
Deposit Category
RFSD Pool Mutual Fund - Deposit
Market Risk
Equity Risk
Return Risk
Shariah Risk
Note: Management may reduce the ratio of Bank's Additional Profit at time of actual application
General Pool Assets
All customers. Bank can Refuse to accept deposit from any customer with out
assigning reason.
Assets Of Pool:
Assets Allocated
GOP Ijara Sukuk (29.05.2020)
Running Musharakah (PFD-Gardent Town)
-
Acceptance of Special Deposits for availaing investment oppourtunity.
Basis Of Deposits :
Name Of Pool :
Declaration Date :
Applicable Period :
Profit Payment Periods/ Tier
groups
Weightages Applicable M/O
January
Weightages Applicable
M/O February
Weightages Applicable
M/O March
Monthly 1.000 1.000 1.000
Monthly 1.032 1.032 1.032
Monthly 1.096 1.096 1.096
8.00% 8.00% 15.00%
0 0 0
0 0 0
Equity:
Type Of Customer:
Amount
100,000,000
450,000,000
-
-
550,000,000
Investment Strategy:
Terms Of Pool:
Purpose:
-
-
Note: Management may reduce the ratio of Bank's Additional Profit at time of actual application
Equity Risk
Return Risk
Shariah Risk
BOK (Islamic Banking Operation) declares profit on Monthly basis
Deposit Category
RFSD Pool Corporate 1- Deposit
Riba Free Special Certificates (RFSCs)
RFSC-01 Month
RFSC-03 Month
Bank's Additional Profit (Maximum)
Profit Equalization Reserve (Maximum)
Investment Risk Reserve (Maximum)
These weightages may be changed from first day of any month
The Bank of KhyberIslamic Banking Group
Musharakah
Sub Pool - Riba Free Special Pool - RFSD Corporate-1
February 24, 2021
01-03-2021 upto 31-03-2021
Running Musharakah (PFD-Gardent Town)
General Pool Assets
All customers. Bank can Refuse to accept deposit from any customer with out
assigning reason.
Assets Of Pool:
Assets Allocated
NJHPCL
TOTAL ASSETS
Acceptance of Special Deposits for availaing investment oppourtunity.
Deposits are invested in above stated Assets
Constructive Liquidation every month.
Risks Associated With
Assets Of Pool:
Credit Risk
Market Risk
Basis Of Deposits :
Name Of Pool :
Declaration Date :
Applicable Period :
Profit Payment Periods/ Tier
groups
Weightages Applicable M/O
January
Weightages Applicable
M/O February
Weightages Applicable
M/O March
Monthly 1.000 1.000 1.000
Monthly 1.010 1.010 1.010
Monthly 1.030 1.030 1.030
25.00% 25.00% 25.00%
0 0 0
0 0 0
Equity:
Type Of Customer:
Amount
80,000,000
-
-
-
80,000,000
Investment Strategy:
Terms Of Pool:
Purpose: Acceptance of Special Deposits for availaing investment oppourtunity.
Deposits are invested in above stated Assets
Constructive Liquidation every month.
Risks Associated With
Assets Of Pool:
Credit Risk
Market Risk
Equity Risk
Return Risk
Shariah Risk
All customers. Bank can Refuse to accept deposit from any customer with out
assigning reason.
Assets Of Pool:
Assets Allocated
-
TOTAL ASSETS
Profit Equalization Reserve (Maximum)
Investment Risk Reserve (Maximum)
Note: Management may reduce the ratio of Bank's Additional Profit at time of actual application
General Pool Assets
-
NJHPC
RFSD Pool Corporate 2- Deposit
Riba Free Special Certificates (RFSCs)
RFSC-01 Month
RFSC-03 Month
Bank's Additional Profit (Maximum)
01-03-2021 upto 31-03-2021
These weightages shall remain effective till they are changed.
These weightages may be changed from first day of any month
BOK (Islamic Banking Operation) declares profit on Monthly basis
Deposit Category
The Bank of KhyberIslamic Banking Group
Musharakah
Sub Pool - Riba Free Special Pool - RFSD Corporate-2
February 24, 2021
-
Basis Of Deposits :
Name Of Pool :
Declaration Date :
Applicable Period :
Profit Payment Periods/ Tier
groups
Weightages Applicable M/O
January
Weightages Applicable
M/O February
Weightages Applicable
M/O March
Monthly 1.000 1.000 1.000
Monthly 1.031 1.031 1.031
Monthly 1.061 1.061 1.061
Monthly 1.122 1.122 1.122
18.00% 18.00% 18.00%
0 0 0
0 0 0
Equity:
Type Of Customer:
Amount
6,300,000,000
-
-
-
6,300,000,000
Investment Strategy:
Terms Of Pool:
Purpose:
The Bank of KhyberIslamic Banking Group
Musharakah
Sub Pool - Riba Free Special Pool - Corporate-3
February 24, 2021
01-03-2021 upto 31-03-2021
These weightages shall remain effective till they are changed.
These weightages may be changed from first day of any month
BOK (Islamic Banking Operation) declares profit on Monthly basis
Deposit Category
Corporate-3 Pool- Deposit
Riba Free Special Certificates (RFSCs)
Bank's Additional Profit (Maximum)
Profit Equalization Reserve (Maximum)
Investment Risk Reserve (Maximum)
Certificate-03 Month
Certificate-06 Month
Certificate-01 Year
Note: Management may reduce the ratio of Bank's Additional Profit at time of actual application
General Pool Assets
All customers. Bank can Refuse to accept deposit from any customer with out
assigning reason.
Assets Of Pool:
Assets Allocated
Running Musharakah (PFD-New Garden Town )
-
-
TOTAL ASSETS
-
Deposits are invested in above stated Assets
Constructive Liquidation every month.
Risks Associated With
Assets Of Pool:
Credit Risk
Market Risk
Equity Risk
Return Risk
Shariah Risk
Acceptance of Special Deposits for availaing investment oppourtunity.
Basis Of Deposits :
Name Of Pool :
Declaration Date :
Applicable Period :
Profit Payment Periods/ Tier
groups
Weightages Applicable M/O
January
Weightages Applicable
M/O February
Weightages Applicable
M/O March
Monthly 1.0000 1.0000 1.0000
Monthly 1.0065 1.0076 1.0076
Monthly 1.0195 1.0228 1.0228
Monthly 1.0390 1.0456 1.0456
Monthly 1.0780 1.0912 1.0912
20.00% 20.00% 15.00%
0 0 0
0 0 0
Equity:
Type Of Customer:
Amount
175,000,000
-
250,000,000
36,428,571
-
461,428,571
Investment Strategy:
Terms Of Pool:
Purpose:
The Bank of KhyberIslamic Banking Group
Musharakah
Sub Pool - Riba Free Special Pool - Corporate-4
February 24, 2021
01-03-2021 upto 31-03-2021
These weightages shall remain effective till they are changed.
These weightages may be changed from first day of any month
BOK (Islamic Banking Operation) declares profit on Monthly basis
Deposit Category
Corporate-4 Pool- Deposit
Riba Free Special Certificates (RFSCs)
Certificate-01 Month
Certificate-03 Month
Bank's Additional Profit (Maximum)
Profit Equalization Reserve (Maximum)
Investment Risk Reserve (Maximum)
Certificate-06 Month
Certificate-01 Year
Note: Management may reduce the ratio of Bank's Additional Profit at time of actual application
General Pool Assets
All customers. Bank can Refuse to accept deposit from any customer with out
assigning reason.
Assets Of Pool:
Assets Allocated
Al-Barakah Sukuk
-
Running Musharakah (PFD-New Garden Town )
Wapda-III Sukuk
TOTAL ASSETS
-
Deposits are invested in above stated Assets
Constructive Liquidation every month.
Risks Associated With
Assets Of Pool:
Credit Risk
Market Risk
Equity Risk
Return Risk
Shariah Risk
Acceptance of Special Deposits for availaing investment oppourtunity.
Basis Of Deposits :
Name Of Pool :
Declaration Date :
Applicable Period :
Profit Payment Periods/ Tier
groups
Weightages Applicable M/O
January
Weightages Applicable
M/O February
Weightages Applicable
M/O March
Monthly 1.0000 1.0000 1.0000
Monthly 1.0600 1.0600 1.0600
Monthly 1.1200 1.1200 1.1200
Monthly 1.2400 1.2400 1.2400
10.00% 1.00% 1.00%
0 0 0
0 0 0
Equity:
Type Of Customer:
Amount
40,000,000
180,000,000
-
-
220,000,000
Investment Strategy:
Terms Of Pool:
Purpose:
Deposit Category
Corporate-5 Pool- Deposit
Riba Free Special Certificates (RFSCs)
Certificate-03 Month
Certificate-06 Month
Certificate-01 Year
Bank's Additional Profit (Maximum)
The Bank of KhyberIslamic Banking Group
Musharakah
Sub Pool - Riba Free Special Pool - Corporate-5
February 24, 2021
01-03-2021 upto 31-03-2021
These weightages shall remain effective till they are changed.
These weightages may be changed from first day of any month
BOK (Islamic Banking Operation) declares profit on Monthly basis
Profit Equalization Reserve (Maximum)
Investment Risk Reserve (Maximum)
Note: Management may reduce the ratio of Bank's Additional Profit at time of actual application
General Pool Assets
All customers. Bank can Refuse to accept deposit from any customer with out
assigning reason.
Assets Of Pool:
Assets Allocated
K-Electric Sukuk (03.08.2020)
Running Musharakah (PFD-New Garden Town )
-
-
TOTAL ASSETS
Deposits are invested in above stated Assets
Constructive Liquidation every month.
Risks Associated With
Assets Of Pool:
Credit Risk
Market Risk
Acceptance of Special Deposits for availaing investment oppourtunity.
Equity Risk
Return Risk
Shariah Risk
Basis Of Deposits :
Name Of Pool :
Declaration Date :
Applicable Period :
Profit Payment Periods/ Tier
groups
Weightages Applicable M/O
January
Weightages Applicable
M/O February
Weightages Applicable
M/O March
Monthly 0.0000 1.0000 1.0000
Monthly 0 1.0125 1.0125
Monthly 0 1.0375 1.0375
Monthly 0 1.075 1.075
Monthly 0 1.15 1.15
0.00% 15.00% 8.00%
0 0 0
0 0 0
Equity:
Type Of Customer:
Amount
200,000,000
-
-
-
200,000,000
Investment Strategy:
Terms Of Pool:
Purpose:
The Bank of KhyberIslamic Banking Group
Musharakah
Sub Pool - Riba Free Special Pool - Corporate-6
February 24, 2021
01-03-2021 upto 31-03-2021
These weightages shall remain effective till they are changed.
These weightages may be changed from first day of any month
BOK (Islamic Banking Operation) declares profit on Monthly basis
Investment Risk Reserve (Maximum)
Note: Management may reduce the ratio of Bank's Additional Profit at time of actual application
General Pool Assets
All customers. Bank can Refuse to accept deposit from any customer with out
assigning reason.
Deposit Category
Corporate-6 Pool- Deposit
Riba Free Special Certificates (RFSCs)
RFSD-Corp-6 (01 Month Certificate)
RFSD-Corp-6 (03 Month Certificate)
RFSD-Corp-6 (06 Month Certificate)
RFSD-Corp-6 (01 Year Certificate)
Bank's Additional Profit (Maximum)
Profit Equalization Reserve (Maximum)
Risks Associated With
Assets Of Pool:
Credit Risk
Market Risk
Equity Risk
Return Risk
Shariah Risk
Acceptance of Special Deposits for availaing investment oppourtunity.
Assets Of Pool:
Assets Allocated
Running Musharakah (PFD-New Garden Town )
-
-
-
TOTAL ASSETS
Deposits are invested in above stated Assets
Constructive Liquidation every month.
Basis Of Deposits :
Name Of Pool :
Declaration Date :
Applicable Period :
Profit Payment Periods/ Tier
groups
Weightages Applicable M/O
January
Weightages Applicable
M/O February
Weightages Applicable
M/O March
Monthly 1.000 1.000 1.000
10.00% 10.00% 7.00%
0 0 0
0 0 0
Equity:
Type Of Customer:
Amount
200,000,000
1,500,000,000
-
-
1,700,000,000
Investment Strategy:
Terms Of Pool:
Purpose:
The Bank of KhyberIslamic Banking Group
Musharakah
Sub Pool - Riba Free Special Pool - Daily Product-1
February 24, 2021
01-03-2021 upto 31-03-2021
These weightages shall remain effective till they are changed.
These weightages may be changed from first day of any month
BOK (Islamic Banking Operation) declares profit on Monthly basis
Deposit Category
Daily Product 1 Pool- Deposit
Riba Free Special Certificates (RFSCs)
Bank's Additional Profit (Maximum)
Profit Equalization Reserve (Maximum)
Investment Risk Reserve (Maximum)
Market Risk
Equity Risk
Return Risk
Shariah Risk
Acceptance of Special Deposits for availaing investment oppourtunity.
Note: Management may reduce the ratio of Bank's Additional Profit at time of actual application
General Pool Assets
All customers. Bank can Refuse to accept deposit from any customer with out
assigning reason.
Assets Of Pool:
Assets Allocated
-
TOTAL ASSETS
Running Musharakah (PFD-New Garden Town)
-
GOP Ijara Sukuk (29.05.2020)
Deposits are invested in above stated Assets
Constructive Liquidation every month.
Risks Associated With
Assets Of Pool:
Credit Risk
Basis Of Deposits :
Name Of Pool :
Declaration Date :
Applicable Period :
Profit Payment Periods/ Tier
groups
Weightages Applicable M/O
January
Weightages Applicable
M/O February
Weightages Applicable
M/O March
Monthly 1.0000 1.0000 1.0000
Monthly 1.0090 1.0206 1.0206
Monthly 1.0270 1.0618 1.0618
Monthly 1.0540 1.1236 1.1236
Monthly 1.1080 1.2472 1.2472
3.00% 10.00% 10.00%
0 0 0
0 0 0
Equity:
Type Of Customer:
Amount
50,000,000
250,000,000
2,000,000,000
1,200,000,000
3,500,000,000
Investment Strategy:
Terms Of Pool:
Purpose:
Deposit Category
Daily Product 3 Pool- Deposit
Riba Free Special Certificates (RFSCs)
RFSC-01 Month
RFSC-03 Months
RFSC-06 Months
Bank's Additional Profit (Maximum)
Profit Equalization Reserve (Maximum)
Investment Risk Reserve (Maximum)
RFSC-01 Year
Risks Associated With
Assets Of Pool:
Credit Risk
Market Risk
Equity Risk
Return Risk
Shariah Risk
Acceptance of Special Deposits for availaing investment oppourtunity.
Note: Management may reduce the ratio of Bank's Additional Profit at time of actual application
General Pool Assets
All customers. Bank can Refuse to accept deposit from any customer with out
assigning reason.
Assets Of Pool:
Assets Allocated
NJHPC
TOTAL ASSETS
K-Electric Sukuk (03.08.2020)
Running Musharakah (PFD-New Garden Town)
PHL Sukuk
Deposits are invested in above stated Assets
Constructive Liquidation every month.
The Bank of KhyberIslamic Banking Group
Musharakah
Sub Pool - Riba Free Special Pool - Daily Product-3
February 24, 2021
01-03-2021 upto 31-03-2021
These weightages shall remain effective till they are changed.
These weightages may be changed from first day of any month
BOK (Islamic Banking Operation) declares profit on Monthly basis
Basis Of Deposits :
Name Of Pool :
Declaration Date :
Applicable Period :
Profit Payment Periods/ Tier
groups
Weightages Applicable M/O
January
Weightages Applicable
M/O February
Weightages Applicable
M/O March
Monthly 1.000 1.000 1.000
15.00% 15.00% 15.00%
0 0 0
0 0 0
Equity:
Type Of Customer:
Amount
200,000,000
500,000,000
-
-
700,000,000
Investment Strategy:
Terms Of Pool:
Purpose:
Deposit Category
Daily Product 4 Pool- Deposit
Riba Free Special Certificates (RFSCs)
Bank's Additional Profit (Maximum)
Profit Equalization Reserve (Maximum)
Investment Risk Reserve (Maximum)
Deposits are invested in above stated Assets
Constructive Liquidation every month.
The Bank of KhyberIslamic Banking Group
Musharakah
Sub Pool - Riba Free Special Pool - Daily Product-4
February 24, 2021
01-03-2021 upto 31-03-2021
These weightages shall remain effective till they are changed.
These weightages may be changed from first day of any month
BOK (Islamic Banking Operation) declares profit on Monthly basis
Note: Management may reduce the ratio of Bank's Additional Profit at time of actual application
General Pool Assets
All customers. Bank can Refuse to accept deposit from any customer with out
assigning reason.
Assets Of Pool:
Assets Allocated
GOP Ijara Sukuk (29.05.2020)
Running Musharakah (PFD-New Garden Town)
-
-
TOTAL ASSETS
Risks Associated With
Assets Of Pool:
Credit Risk
Market Risk
Equity Risk
Return Risk
Shariah Risk
Acceptance of Special Deposits for availaing investment oppourtunity.
Basis Of Deposits :
Name Of Pool :
Declaration Date :
Applicable Period :
Profit Payment Periods/ Tier
groups
Weightages Applicable M/O
January
Weightages Applicable
M/O February
Weightages Applicable
M/O March
Monthly 0.000 1.000 1.000
20.00% 20.00% 20.00%
0 0 0
0 0 0
Equity:
Type Of Customer:
Amount
1,000,000,000.00
-
-
-
1,000,000,000
Investment Strategy:
Terms Of Pool:
Purpose: Acceptance of Special Deposits for availaing investment oppourtunity.
All customers. Bank can Refuse to accept deposit from any customer with out
assigning reason.
Assets Of Pool:
Assets Allocated
Running Musharkah-Punjab Food Deptt.
-
-
-
TOTAL ASSETS
01-03-2021 upto 31-03-2021
These weightages shall remain effective till they are changed.
These weightages may be changed from first day of any month
BOK (Islamic Banking Operation) declares profit on Monthly basis
Deposits are invested in above stated Assets
Constructive Liquidation every month.
Risks Associated With
Assets Of Pool:
Credit Risk
Market Risk
Equity Risk
Return Risk
Shariah Risk
Deposit Category
Daily Product 4 Pool- Deposit
Riba Free Special Certificates (RFSCs)
Bank's Additional Profit (Maximum)
Profit Equalization Reserve (Maximum)
Investment Risk Reserve (Maximum)
Note: Management may reduce the ratio of Bank's Additional Profit at time of actual application
General Pool Assets
The Bank of KhyberIslamic Banking Group
Musharakah
Sub Pool - Riba Free Special Pool - Daily Product-5
February 24, 2021
Basis Of Deposits :
Name Of Pool :
Declaration Date :
Applicable Period :
Profit Payment Periods/ Tier
groups
Weightages Applicable M/O
January
Weightages Applicable
M/O February
Weightages Applicable
M/O March
Monthly 1.0070 1.0070 1.0070
KIIC Certificate-03 Months (1234) Monthly 1.0210 1.0210 1.0210
KIIC Certificate-06 Months (1235) Monthly 1.0420 1.0420 1.0420
KIIC Certificate-01 Year (1257) Monthly 1.0840 1.0840 1.0840
25.00% 25.00% 25.00%
0 0 0
0 0 0
Equity:
Type Of Customer:
Amount
150,000,000
300,000,000
-
-
450,000,000
Investment Strategy:
Terms Of Pool:
Purpose:
Riba Free Special Certificates (RFSCs)
Bank's Additional Profit (Maximum)
Profit Equalization Reserve (Maximum)
Investment Risk Reserve (Maximum)
The Bank of KhyberIslamic Banking Group
Musharakah
Sub Pool - Khyber Islamic Investment Certificates-I
February 24, 2021
01-03-2021 upto 31-03-2021
These weightages shall remain effective till they are changed.
These weightages may be changed from first day of any month
BOK (Islamic Banking Operation) declares profit on Monthly basis
Deposit Category
KIIC Certificate-01 Month (1232)
All customers. Bank can Refuse to accept deposit from any customer with out
assigning reason.
Assets Of Pool:
Assets Allocated
NJHPC
TOTAL ASSETS
-
GOP Ijara Sukuk (29.05.2020)
-
Deposits are invested in above stated Assets
Constructive Liquidation every month.
Risks Associated With
Assets Of Pool:
Credit Risk
Market Risk
Equity Risk
Return Risk
Shariah Risk
Acceptance of Special Deposits for availaing investment oppourtunity.
Note: Management may reduce the ratio of Bank's Additional Profit at time of actual application
General Pool Assets
Basis Of Deposits :
Name Of Pool :
Declaration Date :
Applicable Period :
Profit Payment Periods/ Tier
groups
Weightages Applicable M/O
January
Weightages Applicable
M/O February
Weightages Applicable
M/O March
Monthly 1.0080 1.0080 1.0080
KIIC-II Certificate-03 Months (1239) Monthly 1.0240 1.0240 1.0240
KIIC-II Certificate-06 Months (1240) Monthly 1.0480 1.0480 1.0480
20.00% 20.00% 20.00%
0 0 0
0 0 0
Equity:
Type Of Customer:
Amount
50,000,000
150,000,000
-
-
200,000,000
Investment Strategy:
Terms Of Pool:
Purpose:
Deposits are invested in above stated Assets
Constructive Liquidation every month.
Risks Associated With
Assets Of Pool:
Credit Risk
Market Risk
Equity Risk
Return Risk
Shariah Risk
Acceptance of Special Deposits for availaing investment oppourtunity.
All customers. Bank can Refuse to accept deposit from any customer with out
assigning reason.
Assets Of Pool:
Assets Allocated
NJHPC
Running Musharkah-Punjab Food Deptt.
-
-
TOTAL ASSETS
Deposit Category
KIIC-II Certificate-01 Month (1238)
Riba Free Special Certificates (RFSCs)
Bank's Additional Profit (Maximum)
Profit Equalization Reserve (Maximum)
Investment Risk Reserve (Maximum)
Note: Management may reduce the ratio of Bank's Additional Profit at time of actual application
General Pool Assets
The Bank of KhyberIslamic Banking Group
Musharakah
Sub Pool - Khyber Islamic Investment Certificates-II
February 24, 2021
01-03-2021 upto 31-03-2021
These weightages shall remain effective till they are changed.
These weightages may be changed from first day of any month
BOK (Islamic Banking Operation) declares profit on Monthly basis
Basis Of Deposits :
Name Of Pool :
Declaration Date :
Applicable Period :
Profit Payment Periods/ Tier
groups
Weightages Applicable M/O
January
Weightages Applicable
M/O February
Weightages Applicable
M/O March
Monthly 1.000 1.000 1.000
RFSD-Itminan Mahana Certificate-01 Year (1267) Monthly 1.0155 1.0155 1.0071
RFSD-Itminan Mahana Certificate-02 Year (1268) Monthly 1.0310 1.0310 1.0142
RFSD-Itminan Mahana Certificate-03 Year (1262) Monthly 1.0465 1.0465 1.0213
RFSD-Itminan Mahana Certificate-04 Year (1269) Monthly 1.0620 1.0620 1.0284
RFSD-Itminan Mahana Certificate-05 Year (1263) Monthly 1.0775 1.0775 1.0355
10.00% 10.00% 10.00%
0 0 0
0 0 0
Equity:
Type Of Customer:
Amount
150,000,000
350,000,000
100,000,000
-
600,000,000
Investment Strategy:
Terms Of Pool:
Purpose:
February 24, 2021
01-03-2021 upto 31-03-2021
These weightages shall remain effective till they are changed.
These weightages may be changed from first day of any month
The Bank of KhyberIslamic Banking Group
Musharakah
Sub Pool - Raast-Itminan Mahana Certificates
BOK (Islamic Banking Operation) declares profit on Monthly basis
Acceptance of Special Deposits for availaing investment oppourtunity.
All customers. Bank can Refuse to accept deposit from any customer with out
assigning reason.
Assets Of Pool:
Assets Allocated
NJHPCL
GOP Ijara Sukuk (29.05.2020)
Running Musharkah-Punjab Food Deptt.
-
TOTAL ASSETS
Deposits are invested in above stated Assets
Constructive Liquidation every month.
Risks Associated With
Assets Of Pool:
Credit Risk
Market Risk
Equity Risk
Return Risk
Shariah Risk
Deposit Category
RFSD-Itminan Mahana Daily Product
Riba Free Special Certificates (RFSCs)
Bank's Additional Profit (Maximum)
Profit Equalization Reserve (Maximum)
Investment Risk Reserve (Maximum)
Note: Management may reduce the ratio of Bank's Additional Profit at time of actual application
General Pool Assets