The Bank of Khyber - BOK

15
Basis Of Deposits : Name Of Pool : Declaration Date : Applicable Period : Profit Payment Periods/ Tier groups Weightages Applicable M/O January Weightages Applicable M/O February Weightages Applicable M/O March Monthly 1.000 1.000 1.000 Monthly 1.025 1.025 1.025 Monthly 1.075 1.075 1.075 Monthly 1.150 1.150 1.150 25/100 25/100 25/100 0 0 0 0 0 0 Equity: Type Of Customer: Amount 200,000,000 300,000,000 100,000,000 - 600,000,000 Investment Strategy: Terms Of Pool: Purpose: Deposit Category RFSD-1 Pool - Deposit Riba Free Special Certificates (RFSCs) RFSC-01 Month RFSC-03 Month RFSC-06 Month Bank's Additional Profit (Maximum) Profit Equalization Reserve (Maximum) Acceptance of Special Deposits for availaing investment oppourtunity. - TOTAL ASSETS Deposits are invested in above stated Assets Constructive Liquidation every month. Assets Of Pool: Assets Allocated NJHPCL K-Electric Sukuk (03.08.2020) Running Musharakah-PFD (Garden Town Br) Equity Risk Return Risk Shariah Risk Note: Management may reduce the ratio of Bank's Additional Profit at time of actual application General Pool Assets All customers. Bank can Refuse to accept deposit from any customer with out assigning reason. 01-03-2021 upto 31-03-2021 The Bank of Khyber Islamic Banking Group Musharakah Sub Pool - Riba Free Special Pool-1 February 24, 2021 Investment Risk Reserve (Maximum) These weightages shall remain effective till they are changed. These weightages may be changed from first day of any month BOK (Islamic Banking Operation) declares profit on Monthly basis Risks Associated With Assets Of Pool: Credit Risk Market Risk

Transcript of The Bank of Khyber - BOK

Page 1: The Bank of Khyber - BOK

Basis Of Deposits :

Name Of Pool :

Declaration Date :

Applicable Period :

Profit Payment Periods/ Tier

groups

Weightages Applicable M/O

January

Weightages Applicable

M/O February

Weightages Applicable

M/O March

Monthly 1.000 1.000 1.000

Monthly 1.025 1.025 1.025

Monthly 1.075 1.075 1.075

Monthly 1.150 1.150 1.150

25/100 25/100 25/100

0 0 0

0 0 0

Equity:

Type Of Customer:

Amount

200,000,000

300,000,000

100,000,000

-

600,000,000

Investment Strategy:

Terms Of Pool:

Purpose:

Deposit Category

RFSD-1 Pool - Deposit

Riba Free Special Certificates (RFSCs)

RFSC-01 Month

RFSC-03 Month

RFSC-06 Month

Bank's Additional Profit (Maximum)

Profit Equalization Reserve (Maximum)

Acceptance of Special Deposits for availaing investment oppourtunity.

-

TOTAL ASSETS

Deposits are invested in above stated Assets

Constructive Liquidation every month.

Assets Of Pool:

Assets Allocated

NJHPCL

K-Electric Sukuk (03.08.2020)

Running Musharakah-PFD (Garden Town Br)

Equity Risk

Return Risk

Shariah Risk

Note: Management may reduce the ratio of Bank's Additional Profit at time of actual application

General Pool Assets

All customers. Bank can Refuse to accept deposit from any customer with out

assigning reason.

01-03-2021 upto 31-03-2021

The Bank of KhyberIslamic Banking Group

Musharakah

Sub Pool - Riba Free Special Pool-1

February 24, 2021

Investment Risk Reserve (Maximum)

These weightages shall remain effective till they are changed. 

These weightages may be changed from first day of any month

BOK (Islamic Banking Operation) declares profit on Monthly basis

Risks Associated With

Assets Of Pool:

Credit Risk

Market Risk

Page 2: The Bank of Khyber - BOK

Basis Of Deposits :

Name Of Pool :

Declaration Date :

Applicable Period :

Profit Payment Periods/ Tier

groups

Weightages Applicable M/O

January

Weightages Applicable

M/O February

Weightages Applicable

M/O March

Monthly 1.000 1.000 1.000

Monthly 1.005 1.005 1.005

Monthly 1.015 1.015 1.015

Monthly 1.030 1.030 1.030

15.00% 15.00% 15.00%

0 0 0

0 0 0

Equity:

Type Of Customer:

Amount

-

200,000,000

800,000,000

-

1,000,000,000

Investment Strategy:

Terms Of Pool:

Purpose:

RFSC-06 Months

Deposits are invested in above stated Assets

Constructive Liquidation every month.

Risks Associated With

Assets Of Pool:

Credit Risk

-

TOTAL ASSETS

RFSC-01 Month

RFSC-03 Months

Bank's Additional Profit (Maximum)

Profit Equalization Reserve (Maximum)

Investment Risk Reserve (Maximum)

Riba Free Special Certificates (RFSCs)

The Bank of KhyberIslamic Banking Group

Musharakah

Sub Pool - Riba Free Special Pool - Mutual Fund

February 24, 2021

01-03-2021 upto 31-03-2021

These weightages shall remain effective till they are changed. 

These weightages may be changed from first day of any month

BOK (Islamic Banking Operation) declares profit on Monthly basis

Deposit Category

RFSD Pool Mutual Fund - Deposit

Market Risk

Equity Risk

Return Risk

Shariah Risk

Note: Management may reduce the ratio of Bank's Additional Profit at time of actual application

General Pool Assets

All customers. Bank can Refuse to accept deposit from any customer with out

assigning reason.

Assets Of Pool:

Assets Allocated

GOP Ijara Sukuk (29.05.2020)

Running Musharakah (PFD-Gardent Town)

-

Acceptance of Special Deposits for availaing investment oppourtunity.

Page 3: The Bank of Khyber - BOK

Basis Of Deposits :

Name Of Pool :

Declaration Date :

Applicable Period :

Profit Payment Periods/ Tier

groups

Weightages Applicable M/O

January

Weightages Applicable

M/O February

Weightages Applicable

M/O March

Monthly 1.000 1.000 1.000

Monthly 1.032 1.032 1.032

Monthly 1.096 1.096 1.096

8.00% 8.00% 15.00%

0 0 0

0 0 0

Equity:

Type Of Customer:

Amount

100,000,000

450,000,000

-

-

550,000,000

Investment Strategy:

Terms Of Pool:

Purpose:

-

-

Note: Management may reduce the ratio of Bank's Additional Profit at time of actual application

Equity Risk

Return Risk

Shariah Risk

BOK (Islamic Banking Operation) declares profit on Monthly basis

Deposit Category

RFSD Pool Corporate 1- Deposit

Riba Free Special Certificates (RFSCs)

RFSC-01 Month

RFSC-03 Month

Bank's Additional Profit (Maximum)

Profit Equalization Reserve (Maximum)

Investment Risk Reserve (Maximum)

These weightages may be changed from first day of any month

The Bank of KhyberIslamic Banking Group

Musharakah

Sub Pool - Riba Free Special Pool - RFSD Corporate-1

February 24, 2021

01-03-2021 upto 31-03-2021

Running Musharakah (PFD-Gardent Town)

General Pool Assets

All customers. Bank can Refuse to accept deposit from any customer with out

assigning reason.

Assets Of Pool:

Assets Allocated

NJHPCL

TOTAL ASSETS

Acceptance of Special Deposits for availaing investment oppourtunity.

Deposits are invested in above stated Assets

Constructive Liquidation every month.

Risks Associated With

Assets Of Pool:

Credit Risk

Market Risk

Page 4: The Bank of Khyber - BOK

Basis Of Deposits :

Name Of Pool :

Declaration Date :

Applicable Period :

Profit Payment Periods/ Tier

groups

Weightages Applicable M/O

January

Weightages Applicable

M/O February

Weightages Applicable

M/O March

Monthly 1.000 1.000 1.000

Monthly 1.010 1.010 1.010

Monthly 1.030 1.030 1.030

25.00% 25.00% 25.00%

0 0 0

0 0 0

Equity:

Type Of Customer:

Amount

80,000,000

-

-

-

80,000,000

Investment Strategy:

Terms Of Pool:

Purpose: Acceptance of Special Deposits for availaing investment oppourtunity.

Deposits are invested in above stated Assets

Constructive Liquidation every month.

Risks Associated With

Assets Of Pool:

Credit Risk

Market Risk

Equity Risk

Return Risk

Shariah Risk

All customers. Bank can Refuse to accept deposit from any customer with out

assigning reason.

Assets Of Pool:

Assets Allocated

-

TOTAL ASSETS

Profit Equalization Reserve (Maximum)

Investment Risk Reserve (Maximum)

Note: Management may reduce the ratio of Bank's Additional Profit at time of actual application

General Pool Assets

-

NJHPC

RFSD Pool Corporate 2- Deposit

Riba Free Special Certificates (RFSCs)

RFSC-01 Month

RFSC-03 Month

Bank's Additional Profit (Maximum)

01-03-2021 upto 31-03-2021

These weightages shall remain effective till they are changed. 

These weightages may be changed from first day of any month

BOK (Islamic Banking Operation) declares profit on Monthly basis

Deposit Category

The Bank of KhyberIslamic Banking Group

Musharakah

Sub Pool - Riba Free Special Pool - RFSD Corporate-2

February 24, 2021

-

Page 5: The Bank of Khyber - BOK

Basis Of Deposits :

Name Of Pool :

Declaration Date :

Applicable Period :

Profit Payment Periods/ Tier

groups

Weightages Applicable M/O

January

Weightages Applicable

M/O February

Weightages Applicable

M/O March

Monthly 1.000 1.000 1.000

Monthly 1.031 1.031 1.031

Monthly 1.061 1.061 1.061

Monthly 1.122 1.122 1.122

18.00% 18.00% 18.00%

0 0 0

0 0 0

Equity:

Type Of Customer:

Amount

6,300,000,000

-

-

-

6,300,000,000

Investment Strategy:

Terms Of Pool:

Purpose:

The Bank of KhyberIslamic Banking Group

Musharakah

Sub Pool - Riba Free Special Pool - Corporate-3

February 24, 2021

01-03-2021 upto 31-03-2021

These weightages shall remain effective till they are changed. 

These weightages may be changed from first day of any month

BOK (Islamic Banking Operation) declares profit on Monthly basis

Deposit Category

Corporate-3 Pool- Deposit

Riba Free Special Certificates (RFSCs)

Bank's Additional Profit (Maximum)

Profit Equalization Reserve (Maximum)

Investment Risk Reserve (Maximum)

Certificate-03 Month

Certificate-06 Month

Certificate-01 Year

Note: Management may reduce the ratio of Bank's Additional Profit at time of actual application

General Pool Assets

All customers. Bank can Refuse to accept deposit from any customer with out

assigning reason.

Assets Of Pool:

Assets Allocated

Running Musharakah (PFD-New Garden Town )

-

-

TOTAL ASSETS

-

Deposits are invested in above stated Assets

Constructive Liquidation every month.

Risks Associated With

Assets Of Pool:

Credit Risk

Market Risk

Equity Risk

Return Risk

Shariah Risk

Acceptance of Special Deposits for availaing investment oppourtunity.

Page 6: The Bank of Khyber - BOK

Basis Of Deposits :

Name Of Pool :

Declaration Date :

Applicable Period :

Profit Payment Periods/ Tier

groups

Weightages Applicable M/O

January

Weightages Applicable

M/O February

Weightages Applicable

M/O March

Monthly 1.0000 1.0000 1.0000

Monthly 1.0065 1.0076 1.0076

Monthly 1.0195 1.0228 1.0228

Monthly 1.0390 1.0456 1.0456

Monthly 1.0780 1.0912 1.0912

20.00% 20.00% 15.00%

0 0 0

0 0 0

Equity:

Type Of Customer:

Amount

175,000,000

-

250,000,000

36,428,571

-

461,428,571

Investment Strategy:

Terms Of Pool:

Purpose:

The Bank of KhyberIslamic Banking Group

Musharakah

Sub Pool - Riba Free Special Pool - Corporate-4

February 24, 2021

01-03-2021 upto 31-03-2021

These weightages shall remain effective till they are changed. 

These weightages may be changed from first day of any month

BOK (Islamic Banking Operation) declares profit on Monthly basis

Deposit Category

Corporate-4 Pool- Deposit

Riba Free Special Certificates (RFSCs)

Certificate-01 Month

Certificate-03 Month

Bank's Additional Profit (Maximum)

Profit Equalization Reserve (Maximum)

Investment Risk Reserve (Maximum)

Certificate-06 Month

Certificate-01 Year

Note: Management may reduce the ratio of Bank's Additional Profit at time of actual application

General Pool Assets

All customers. Bank can Refuse to accept deposit from any customer with out

assigning reason.

Assets Of Pool:

Assets Allocated

Al-Barakah Sukuk

-

Running Musharakah (PFD-New Garden Town )

Wapda-III Sukuk

TOTAL ASSETS

-

Deposits are invested in above stated Assets

Constructive Liquidation every month.

Risks Associated With

Assets Of Pool:

Credit Risk

Market Risk

Equity Risk

Return Risk

Shariah Risk

Acceptance of Special Deposits for availaing investment oppourtunity.

Page 7: The Bank of Khyber - BOK

Basis Of Deposits :

Name Of Pool :

Declaration Date :

Applicable Period :

Profit Payment Periods/ Tier

groups

Weightages Applicable M/O

January

Weightages Applicable

M/O February

Weightages Applicable

M/O March

Monthly 1.0000 1.0000 1.0000

Monthly 1.0600 1.0600 1.0600

Monthly 1.1200 1.1200 1.1200

Monthly 1.2400 1.2400 1.2400

10.00% 1.00% 1.00%

0 0 0

0 0 0

Equity:

Type Of Customer:

Amount

40,000,000

180,000,000

-

-

220,000,000

Investment Strategy:

Terms Of Pool:

Purpose:

Deposit Category

Corporate-5 Pool- Deposit

Riba Free Special Certificates (RFSCs)

Certificate-03 Month

Certificate-06 Month

Certificate-01 Year

Bank's Additional Profit (Maximum)

The Bank of KhyberIslamic Banking Group

Musharakah

Sub Pool - Riba Free Special Pool - Corporate-5

February 24, 2021

01-03-2021 upto 31-03-2021

These weightages shall remain effective till they are changed. 

These weightages may be changed from first day of any month

BOK (Islamic Banking Operation) declares profit on Monthly basis

Profit Equalization Reserve (Maximum)

Investment Risk Reserve (Maximum)

Note: Management may reduce the ratio of Bank's Additional Profit at time of actual application

General Pool Assets

All customers. Bank can Refuse to accept deposit from any customer with out

assigning reason.

Assets Of Pool:

Assets Allocated

K-Electric Sukuk (03.08.2020)

Running Musharakah (PFD-New Garden Town )

-

-

TOTAL ASSETS

Deposits are invested in above stated Assets

Constructive Liquidation every month.

Risks Associated With

Assets Of Pool:

Credit Risk

Market Risk

Acceptance of Special Deposits for availaing investment oppourtunity.

Equity Risk

Return Risk

Shariah Risk

Page 8: The Bank of Khyber - BOK

Basis Of Deposits :

Name Of Pool :

Declaration Date :

Applicable Period :

Profit Payment Periods/ Tier

groups

Weightages Applicable M/O

January

Weightages Applicable

M/O February

Weightages Applicable

M/O March

Monthly 0.0000 1.0000 1.0000

Monthly 0 1.0125 1.0125

Monthly 0 1.0375 1.0375

Monthly 0 1.075 1.075

Monthly 0 1.15 1.15

0.00% 15.00% 8.00%

0 0 0

0 0 0

Equity:

Type Of Customer:

Amount

200,000,000

-

-

-

200,000,000

Investment Strategy:

Terms Of Pool:

Purpose:

The Bank of KhyberIslamic Banking Group

Musharakah

Sub Pool - Riba Free Special Pool - Corporate-6

February 24, 2021

01-03-2021 upto 31-03-2021

These weightages shall remain effective till they are changed. 

These weightages may be changed from first day of any month

BOK (Islamic Banking Operation) declares profit on Monthly basis

Investment Risk Reserve (Maximum)

Note: Management may reduce the ratio of Bank's Additional Profit at time of actual application

General Pool Assets

All customers. Bank can Refuse to accept deposit from any customer with out

assigning reason.

Deposit Category

Corporate-6 Pool- Deposit

Riba Free Special Certificates (RFSCs)

RFSD-Corp-6 (01 Month Certificate)

RFSD-Corp-6 (03 Month Certificate)

RFSD-Corp-6 (06 Month Certificate)

RFSD-Corp-6 (01 Year Certificate)

Bank's Additional Profit (Maximum)

Profit Equalization Reserve (Maximum)

Risks Associated With

Assets Of Pool:

Credit Risk

Market Risk

Equity Risk

Return Risk

Shariah Risk

Acceptance of Special Deposits for availaing investment oppourtunity.

Assets Of Pool:

Assets Allocated

Running Musharakah (PFD-New Garden Town )

-

-

-

TOTAL ASSETS

Deposits are invested in above stated Assets

Constructive Liquidation every month.

Page 9: The Bank of Khyber - BOK

Basis Of Deposits :

Name Of Pool :

Declaration Date :

Applicable Period :

Profit Payment Periods/ Tier

groups

Weightages Applicable M/O

January

Weightages Applicable

M/O February

Weightages Applicable

M/O March

Monthly 1.000 1.000 1.000

10.00% 10.00% 7.00%

0 0 0

0 0 0

Equity:

Type Of Customer:

Amount

200,000,000

1,500,000,000

-

-

1,700,000,000

Investment Strategy:

Terms Of Pool:

Purpose:

The Bank of KhyberIslamic Banking Group

Musharakah

Sub Pool - Riba Free Special Pool - Daily Product-1

February 24, 2021

01-03-2021 upto 31-03-2021

These weightages shall remain effective till they are changed. 

These weightages may be changed from first day of any month

BOK (Islamic Banking Operation) declares profit on Monthly basis

Deposit Category

Daily Product 1 Pool- Deposit

Riba Free Special Certificates (RFSCs)

Bank's Additional Profit (Maximum)

Profit Equalization Reserve (Maximum)

Investment Risk Reserve (Maximum)

Market Risk

Equity Risk

Return Risk

Shariah Risk

Acceptance of Special Deposits for availaing investment oppourtunity.

Note: Management may reduce the ratio of Bank's Additional Profit at time of actual application

General Pool Assets

All customers. Bank can Refuse to accept deposit from any customer with out

assigning reason.

Assets Of Pool:

Assets Allocated

-

TOTAL ASSETS

Running Musharakah (PFD-New Garden Town)

-

GOP Ijara Sukuk (29.05.2020)

Deposits are invested in above stated Assets

Constructive Liquidation every month.

Risks Associated With

Assets Of Pool:

Credit Risk

Page 10: The Bank of Khyber - BOK

Basis Of Deposits :

Name Of Pool :

Declaration Date :

Applicable Period :

Profit Payment Periods/ Tier

groups

Weightages Applicable M/O

January

Weightages Applicable

M/O February

Weightages Applicable

M/O March

Monthly 1.0000 1.0000 1.0000

Monthly 1.0090 1.0206 1.0206

Monthly 1.0270 1.0618 1.0618

Monthly 1.0540 1.1236 1.1236

Monthly 1.1080 1.2472 1.2472

3.00% 10.00% 10.00%

0 0 0

0 0 0

Equity:

Type Of Customer:

Amount

50,000,000

250,000,000

2,000,000,000

1,200,000,000

3,500,000,000

Investment Strategy:

Terms Of Pool:

Purpose:

Deposit Category

Daily Product 3 Pool- Deposit

Riba Free Special Certificates (RFSCs)

RFSC-01 Month

RFSC-03 Months

RFSC-06 Months

Bank's Additional Profit (Maximum)

Profit Equalization Reserve (Maximum)

Investment Risk Reserve (Maximum)

RFSC-01 Year

Risks Associated With

Assets Of Pool:

Credit Risk

Market Risk

Equity Risk

Return Risk

Shariah Risk

Acceptance of Special Deposits for availaing investment oppourtunity.

Note: Management may reduce the ratio of Bank's Additional Profit at time of actual application

General Pool Assets

All customers. Bank can Refuse to accept deposit from any customer with out

assigning reason.

Assets Of Pool:

Assets Allocated

NJHPC

TOTAL ASSETS

K-Electric Sukuk (03.08.2020)

Running Musharakah (PFD-New Garden Town)

PHL Sukuk

Deposits are invested in above stated Assets

Constructive Liquidation every month.

The Bank of KhyberIslamic Banking Group

Musharakah

Sub Pool - Riba Free Special Pool - Daily Product-3

February 24, 2021

01-03-2021 upto 31-03-2021

These weightages shall remain effective till they are changed. 

These weightages may be changed from first day of any month

BOK (Islamic Banking Operation) declares profit on Monthly basis

Page 11: The Bank of Khyber - BOK

Basis Of Deposits :

Name Of Pool :

Declaration Date :

Applicable Period :

Profit Payment Periods/ Tier

groups

Weightages Applicable M/O

January

Weightages Applicable

M/O February

Weightages Applicable

M/O March

Monthly 1.000 1.000 1.000

15.00% 15.00% 15.00%

0 0 0

0 0 0

Equity:

Type Of Customer:

Amount

200,000,000

500,000,000

-

-

700,000,000

Investment Strategy:

Terms Of Pool:

Purpose:

Deposit Category

Daily Product 4 Pool- Deposit

Riba Free Special Certificates (RFSCs)

Bank's Additional Profit (Maximum)

Profit Equalization Reserve (Maximum)

Investment Risk Reserve (Maximum)

Deposits are invested in above stated Assets

Constructive Liquidation every month.

The Bank of KhyberIslamic Banking Group

Musharakah

Sub Pool - Riba Free Special Pool - Daily Product-4

February 24, 2021

01-03-2021 upto 31-03-2021

These weightages shall remain effective till they are changed. 

These weightages may be changed from first day of any month

BOK (Islamic Banking Operation) declares profit on Monthly basis

Note: Management may reduce the ratio of Bank's Additional Profit at time of actual application

General Pool Assets

All customers. Bank can Refuse to accept deposit from any customer with out

assigning reason.

Assets Of Pool:

Assets Allocated

GOP Ijara Sukuk (29.05.2020)

Running Musharakah (PFD-New Garden Town)

-

-

TOTAL ASSETS

Risks Associated With

Assets Of Pool:

Credit Risk

Market Risk

Equity Risk

Return Risk

Shariah Risk

Acceptance of Special Deposits for availaing investment oppourtunity.

Page 12: The Bank of Khyber - BOK

Basis Of Deposits :

Name Of Pool :

Declaration Date :

Applicable Period :

Profit Payment Periods/ Tier

groups

Weightages Applicable M/O

January

Weightages Applicable

M/O February

Weightages Applicable

M/O March

Monthly 0.000 1.000 1.000

20.00% 20.00% 20.00%

0 0 0

0 0 0

Equity:

Type Of Customer:

Amount

1,000,000,000.00

-

-

-

1,000,000,000

Investment Strategy:

Terms Of Pool:

Purpose: Acceptance of Special Deposits for availaing investment oppourtunity.

All customers. Bank can Refuse to accept deposit from any customer with out

assigning reason.

Assets Of Pool:

Assets Allocated

Running Musharkah-Punjab Food Deptt.

-

-

-

TOTAL ASSETS

01-03-2021 upto 31-03-2021

These weightages shall remain effective till they are changed. 

These weightages may be changed from first day of any month

BOK (Islamic Banking Operation) declares profit on Monthly basis

Deposits are invested in above stated Assets

Constructive Liquidation every month.

Risks Associated With

Assets Of Pool:

Credit Risk

Market Risk

Equity Risk

Return Risk

Shariah Risk

Deposit Category

Daily Product 4 Pool- Deposit

Riba Free Special Certificates (RFSCs)

Bank's Additional Profit (Maximum)

Profit Equalization Reserve (Maximum)

Investment Risk Reserve (Maximum)

Note: Management may reduce the ratio of Bank's Additional Profit at time of actual application

General Pool Assets

The Bank of KhyberIslamic Banking Group

Musharakah

Sub Pool - Riba Free Special Pool - Daily Product-5

February 24, 2021

Page 13: The Bank of Khyber - BOK

Basis Of Deposits :

Name Of Pool :

Declaration Date :

Applicable Period :

Profit Payment Periods/ Tier

groups

Weightages Applicable M/O

January

Weightages Applicable

M/O February

Weightages Applicable

M/O March

Monthly 1.0070 1.0070 1.0070

KIIC Certificate-03 Months (1234) Monthly 1.0210 1.0210 1.0210

KIIC Certificate-06 Months (1235) Monthly 1.0420 1.0420 1.0420

KIIC Certificate-01 Year (1257) Monthly 1.0840 1.0840 1.0840

25.00% 25.00% 25.00%

0 0 0

0 0 0

Equity:

Type Of Customer:

Amount

150,000,000

300,000,000

-

-

450,000,000

Investment Strategy:

Terms Of Pool:

Purpose:

Riba Free Special Certificates (RFSCs)

Bank's Additional Profit (Maximum)

Profit Equalization Reserve (Maximum)

Investment Risk Reserve (Maximum)

The Bank of KhyberIslamic Banking Group

Musharakah

Sub Pool - Khyber Islamic Investment Certificates-I

February 24, 2021

01-03-2021 upto 31-03-2021

These weightages shall remain effective till they are changed. 

These weightages may be changed from first day of any month

BOK (Islamic Banking Operation) declares profit on Monthly basis

Deposit Category

KIIC Certificate-01 Month (1232)

All customers. Bank can Refuse to accept deposit from any customer with out

assigning reason.

Assets Of Pool:

Assets Allocated

NJHPC

TOTAL ASSETS

-

GOP Ijara Sukuk (29.05.2020)

-

Deposits are invested in above stated Assets

Constructive Liquidation every month.

Risks Associated With

Assets Of Pool:

Credit Risk

Market Risk

Equity Risk

Return Risk

Shariah Risk

Acceptance of Special Deposits for availaing investment oppourtunity.

Note: Management may reduce the ratio of Bank's Additional Profit at time of actual application

General Pool Assets

Page 14: The Bank of Khyber - BOK

Basis Of Deposits :

Name Of Pool :

Declaration Date :

Applicable Period :

Profit Payment Periods/ Tier

groups

Weightages Applicable M/O

January

Weightages Applicable

M/O February

Weightages Applicable

M/O March

Monthly 1.0080 1.0080 1.0080

KIIC-II Certificate-03 Months (1239) Monthly 1.0240 1.0240 1.0240

KIIC-II Certificate-06 Months (1240) Monthly 1.0480 1.0480 1.0480

20.00% 20.00% 20.00%

0 0 0

0 0 0

Equity:

Type Of Customer:

Amount

50,000,000

150,000,000

-

-

200,000,000

Investment Strategy:

Terms Of Pool:

Purpose:

Deposits are invested in above stated Assets

Constructive Liquidation every month.

Risks Associated With

Assets Of Pool:

Credit Risk

Market Risk

Equity Risk

Return Risk

Shariah Risk

Acceptance of Special Deposits for availaing investment oppourtunity.

All customers. Bank can Refuse to accept deposit from any customer with out

assigning reason.

Assets Of Pool:

Assets Allocated

NJHPC

Running Musharkah-Punjab Food Deptt.

-

-

TOTAL ASSETS

Deposit Category

KIIC-II Certificate-01 Month (1238)

Riba Free Special Certificates (RFSCs)

Bank's Additional Profit (Maximum)

Profit Equalization Reserve (Maximum)

Investment Risk Reserve (Maximum)

Note: Management may reduce the ratio of Bank's Additional Profit at time of actual application

General Pool Assets

The Bank of KhyberIslamic Banking Group

Musharakah

Sub Pool - Khyber Islamic Investment Certificates-II

February 24, 2021

01-03-2021 upto 31-03-2021

These weightages shall remain effective till they are changed. 

These weightages may be changed from first day of any month

BOK (Islamic Banking Operation) declares profit on Monthly basis

Page 15: The Bank of Khyber - BOK

Basis Of Deposits :

Name Of Pool :

Declaration Date :

Applicable Period :

Profit Payment Periods/ Tier

groups

Weightages Applicable M/O

January

Weightages Applicable

M/O February

Weightages Applicable

M/O March

Monthly 1.000 1.000 1.000

RFSD-Itminan Mahana Certificate-01 Year (1267) Monthly 1.0155 1.0155 1.0071

RFSD-Itminan Mahana Certificate-02 Year (1268) Monthly 1.0310 1.0310 1.0142

RFSD-Itminan Mahana Certificate-03 Year (1262) Monthly 1.0465 1.0465 1.0213

RFSD-Itminan Mahana Certificate-04 Year (1269) Monthly 1.0620 1.0620 1.0284

RFSD-Itminan Mahana Certificate-05 Year (1263) Monthly 1.0775 1.0775 1.0355

10.00% 10.00% 10.00%

0 0 0

0 0 0

Equity:

Type Of Customer:

Amount

150,000,000

350,000,000

100,000,000

-

600,000,000

Investment Strategy:

Terms Of Pool:

Purpose:

February 24, 2021

01-03-2021 upto 31-03-2021

These weightages shall remain effective till they are changed. 

These weightages may be changed from first day of any month

The Bank of KhyberIslamic Banking Group

Musharakah

Sub Pool - Raast-Itminan Mahana Certificates

BOK (Islamic Banking Operation) declares profit on Monthly basis

Acceptance of Special Deposits for availaing investment oppourtunity.

All customers. Bank can Refuse to accept deposit from any customer with out

assigning reason.

Assets Of Pool:

Assets Allocated

NJHPCL

GOP Ijara Sukuk (29.05.2020)

Running Musharkah-Punjab Food Deptt.

-

TOTAL ASSETS

Deposits are invested in above stated Assets

Constructive Liquidation every month.

Risks Associated With

Assets Of Pool:

Credit Risk

Market Risk

Equity Risk

Return Risk

Shariah Risk

Deposit Category

RFSD-Itminan Mahana Daily Product

Riba Free Special Certificates (RFSCs)

Bank's Additional Profit (Maximum)

Profit Equalization Reserve (Maximum)

Investment Risk Reserve (Maximum)

Note: Management may reduce the ratio of Bank's Additional Profit at time of actual application

General Pool Assets