Invites you to jubilee

20th Slovenian Insurance Days

with the main topic:

Insurance in the past and next 20 years

PORTOROŽ, 6th and 7th June 2013

Congress centre St. Bernardin, Europa hall

09:00 Registration 10:00 Opening Address by Matjaž Rakovec, president of Organizing Committee of the Slovenian Insurance Days 10:05 The jubilee of 20th Slovenian Insurance days – Welcome Address by Mirko Kaluža MSc, director of Slovenian Insurance Association 10:15 Welcome Address by Sergej Simoniti, director of Insurance Supervision Agency 10:25 Insurance in the past and next 20 years by Gabriel Bernardino, EIOPA, Frankfurt am Main, Germany 10:55 The past and the future of the Slovenian insurance industry by Tristan Šker PhD, Zavarovalnica Triglav, d. d. 11:15 Coffee Break

CONFERENCE PROGRAMME PROGRAM Thursday, 6th June 2013 MORNING SESSION

The conference will be simultaneously translated into English.

11:45 Global megatrends of development in the insurance industry by Mary Trussell, Partner, KPMG in the UK 12:15 ROUNDTABLE: Insurance in the past and next 20 years Moderator: Peter Frankl, Daily Finance Participants: Gabriel Bernardino, EIOPA Mary Trussell, Partner, KPMG in the UK Sergej Simoniti, Insurance Supervision Agency

Matjaž Rakovec, Zavarovalnica Triglav, d. d. Drago Cotar, Zavarovalnica Maribor, d. d. Gabrijel Škof, Adriatic Slovenica, Zavarovalna družba, d. d. Neven Cvitanović MSc, Vzajemna zdravstvena zavarovalnica, d. v. z. Borut Jamnik, Modra zavarovalnica, d. d. Zvonko Ivanušič MSc, Pozavarovalnica Sava, d. d.

13:15 Awards ceremony of the Slovenian Insurance Association for the best graduate and post-graduate works in the field of insurance. 13:35 Lunch in the GH Bernardin restaurant, 10th floor

Thursday, 6th June 2013 MORNING SESSION

Thursday, 6th June 2013 AFTERNOON SESSION

15:00 Individual human being and insurance industry in the light of tensions new era by Aleksander Zadel PhD, Institute C. A. R.

15:20 Evolution of corporate social responsibility in insurance industry by Dragica Hari MSc and by Andreja Lipič MSc, both Zavarovalnica Triglav, d. d.

15:40 Insurers are drastically changing purchasing habits - challenge or just a phrase by Karmen Škoda Piško MSc and by Tanja Blatnik, both Adriatic Slovenica, Zavarovalna družba, d. d.

16:00 ROUNDTABLE: Insurance in the context of corporate social responsibility Moderator: Aleksander Zadel PhD, Institute C. A. R.

Participants: Urša Manček, Zavarovalnica Triglav, d. d. Drago Cotar, Zavarovalnica Maribor, d. d. Jacob Willem Wersterlaken, Adriatic Slovenica, Zavarovalna družba, d. d. Petra Juvančič, Vzajemna zdravstvena zavarovalnica, d. v. z. Gregor Pilgram MSc, Generali, Zavarovalnica, d. d.

17:00 End of the afternoon session

20:00 Reception on the GH Bernardin beach with live music. In case of bed weather the event will take place in Europa hall on 12th floor

Friday, 7th June 2013 MORNING SESSION

09:30 How to insure health in 2030? by Janez Gregorič, Vzajemna zdravstvena zavarovalnica, d. v. z. 09:45 Harmonization of insurance products to challenges of the 21. century by Nada Bednarik, Adriatic Slovenica, Zavarovalna družba, d. d. 10:00 Voluntary additional pension insurance - what we have already learnt and how to proceed? by Maja Golovrški MSc, Zavarovalnica Triglav, d. d. 10:15 Insurance principles and intergenerational solidarity in Slovenian pension system by Andraž Rangus PhD, Ministry of family, labour, social affairs and equal opportunities 10:30 IT - from supporting to strategic role in the company? by Edi Šimec, Adriatic Slovenica, Zavarovalna družba, d. d. 10:45 Cloud computing - opportunities for insurance industry by Matija Debelak MSc, Modra zavarovalnica, d. d. 11:00 Coffee Break

Friday, 7th June 2013 MORNING SESSION

11:30 ROUNDTABLE: Insurance development trends Moderator: prof. Velimir Srića PhD, Faculty of Economics, Zagreb Participants: Stanislav Vrtunski MBA, Zavarovalnica Triglav, d. d. Evgen Likl MSc, Zavarovalnice Maribor, d. d. Ivan Gracar MSc, Adriatic Slovenica, Zavarovalna družba, d. d. Katja Jelerčič MSc, Vzajemna zdravstvena zavarovalnica, d. v. z. Maja Benko MSc, KD Življenje, d. d. Meta Berk Skok MSc, Triglav, Zdravstvene zavarovalnice, d. d. 12:30 Closing of the Conference

CONTRIBUTIONS PUBLISHED IN THE CONFERENCE E-PROCEEDINGS

• The central shifts in the Slovenian insurance market and the possibility of its development in the post-crisis period,

Assistant Miroslav Končina PhD, Court expert for business and organisational sciences - insurance • Milestones legal regulation of the Slovenian Insurance in the independent Slovenia, prof. emeritus Šime Ivanjko PhD, University of Maribor, Faculty of law • Legal aspects of the contract for supplementary health insurance, Dejan Srše MSc, Adriatic Slovenica, Zavarovalna družba, d. d. • Implementations of the compliance function at banks, Goran Katušin, SID banka, d. d. • Role of monitoring today and tomorrow, Tea Panza - Frece, independent lecturer • Social and personal insurance: transformation will continue, novelties will still arise, Dušan Kidrič, Institute R & T • The role of the actuary in the insurance industry in the past and nowadays, Bor Harej, Zavarovalnica Triglav, d. d. • Emerging market local currency bonds in times of global search for yield, Nina Kelemen MSc, CFA, Zavarovalnica Triglav, d. d. • Performance management for insurance companies, Saša Štivan MSc, Zavarovalnica Triglav, d. d. • The impact of new regulation (Solvency II) on the investment policy of insurance companies

and its consequences, Jaka Kirn MSc, Zavarovalnica Triglav, d. d.

CONTRIBUTIONS PUBLISHED IN THE CONFERENCE E-PROCEEDINGS

• Strengthening of internal governance and promotion of alternative dispute resolution scheme, as competitive advantage of insurance companies ,

Andrej Šercer MSc, Vzajemna zdravstvena zavarovalnica, d. v. z. • Trends in information technology, Marko Kavčič, KPMG business consulting, d. o. o. • Insurance business is people - influence of employee engagement on productivity

(longitudinal case study), Natalija Postružnik MSc, Zavarovalnica Maribor, d. d. and Melitta Moretti MSc, Business consulting Ljubljana • Settling insurance disputes in future, Zoran Radović PhD, Editor of „Tokovi osiguranja“, Beograd • Development of insurance services in the next 20 years, Alan Medveš MSc, Adriatic Slovenica, Zavarovalna družba, d. d. • Corporate governance in insurance companies, Marija Valentinčič Pregelj MSc • Lessons learnt from two earthquake sequences: Canterbury plains (New Zealand, 2010-2011)

and Emilia - Romagna (Italy, 2012), Marco Stupazzini PhD, Munich RE and Anselm Smolka PhD, Munich RE • Current compliance views during Solvency II (pre)implementation period, Andrijana Bergant, MBA, Zavarovalnica Triglav, d. d. • The future of marketing and sales of supplementary pension insurance, Dino Šterpin, Modra zavarovalnica, d. d.

CONTRIBUTIONS PUBLISHED IN THE CONFERENCE E-PROCEEDINGS

• Slovenia‘s development – an important basis for insurance, prof. Lojze Sočan PhD, Universitiy of Ljubljana, Faculty of social sciences • The Slovenian pension fund investment policy change and consequences for their members, Alenka Čok Pangeršič MSc, Modra zavarovalnica, d. d. • 12 years of supplementary pension insurance in Slovenia - expectations, reality and future

predictions, Miroslav Ekart, Prva osebna zavarovalnica, d. d. • Disposition of a life insurance policy, Mateja Koprivec, KD Življenje, d. d. • Some basic values of social health insurance in Slovenia and their implementation in

contractual insurance, Boris Zgrablić PhD in Katjuša Stegovec, both Triglav, Zdravstvena zavarovalnica, d. d. • Development trends and risk management in Slovenian insurance companies, Aleš Stanič MSc, Nuša Mikuljan and Maja Valentinčič, all Vzajemna zdravstvena zavarovalnica, d.v.z. • Practice and development of agriculture insurance over the past period and further

development opportunities, Aleš Zupan, Zavarovalnica Triglav, d. d. • Ethical aspects of IT use in insurance business, Goran Šušnjar PhD, Zavarovalnica Triglav, d. d. • How the insurance companies adaptable to changing consumer purchasing habits? Igor Pauletič and Simon Ručigaj, both Frodeecs, independent consulting company, d. o. o.

REGISTRATION AND ACCOMODATION

The registration fee for the conference is 350.00 EUR per person, inclusive of a 20% VAT charge. The registration fee covers the conference E-proceeding, technical implementation, drinks during breaks, lunch on the first day and food and drinks at the evening reception. We kindly ask you to pay the registration fee not later than three days before the conference to our corporate account opened with NLB, d. d., No. SI56 02083-0014878323, with reference »For 20. DSZ«. After the conference, you shall receive an invoice by post.

APPLICATIONS, CANCELLATIONS and INFORMATION

Please send your written application by no later than 20th May 2013 to the following address: SLOVENIAN INSURANCE ASSOCIATION Železna cesta 14, p. p. 2512 1001 Ljubljana Fax: +386 1 473 56 92 E-mail: tanja.kornet@zav-zdruzenje.si

The cancellation deadline is 3 days before the beginning of the conference. In case you cancel your participation 2 days before the beginning of the conference, you will be charged administrative costs equalling 30% of the registration fee. No refunds will be made in the event of cancellation made at a later date.

Conference venue: St. Bernardin Congress Centre, Portorož, Europa Hall, 12th floor.

ACCOMODATION

Please send your booking request at your earliest convenience and no later than 25th May 2013 to the following address: Hotel Bernardin, d. d., Obala 2, SI-6320 Portorož. E-mail: booking@bernardingroup.si Telephone +386 5 690 70 00 Web: www.h-bernardin.si Fax: +386 5 690 70 10

Congress Center St. Bernardin, Portorož Bed & Breakfast per Room per day GH Bernardin***** Hotel Histrion**** Vile Park*** (VAT included)

Single (1/1) 180 €

120 €

90 €

Double (1/2) 200 €

150 €

120 €

Please choose a room with a cross mark (X). Hotels Bernardin, d. d. provide you extra 10% discount on stay in their hotels.

ADDRESS FOR THE INVOICE

VAT is included in the price. Tourist tax amounts to 1.01 €. All guests of the Bernardin Hotels have free use of the GH Bernardin swimming pool and the Laguna Bernardin water park. Please send your booking request at your earliest convenience to the following address: Hotels Bernardin, d. d., Obala 2, 6320 Portorož. Telephone: +386 5 690 7000 Fax: +386 5 690 7010 E-mail: booking@bernardingroup.si Web page: www.h-bernardin.si

HOTEL RESERVATION – 20th Slovenian Insurance Days, 6th and 7th June 2013

FIRST AND LAST NAME EMAIL ARRIVAL DEPARTURE

COMPANY / NAME ADDRESS POSTAL CODE AND CITY VAT NUMBER

Deadline for hotel reservation: 25th May 2013

APPLICATION FORM – 20th Slovenian Insurance Days, 6th and 7th June 2013

Name of participants E-mail

Company / name Company address, postal code and city

VAT number E-mail

Your personal data will be use in accordance to the law. I don‘t agree to use my personal data.

ADDITIONAL INFORMATION FOR THE INVOICE:

Please pay the registration fee no later than three days before the conference to our business account at NLB, d. d., number SI56 02083-0014878323, Ref: 1111 with the sign »for 20. SID«. After the conference, you shall receive an invoice by post.

Deadline : 20th May 2013