Technology Enabled Development Hourglass: Micro Finance Case Study

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Technology-Enabled Development Hourglass Micro-Finance Case Study © Gaurav Mishra

Transcript of Technology Enabled Development Hourglass: Micro Finance Case Study

Technology-Enabled Development Hourglass

Micro-Finance Case Study

© Gaurav Mishra

More Privileged Societies

Less Privileged Societies

Institutional Infrastructure

Enable Access

Enable Engagement

Enable Flow

The Development

Hourglass

© Gaurav Mishra

More Privileged Societies

Less Privileged Societies

Institutional Infrastructure

Enable Access

Enable Engagement

Enable Flow

Technology-Enabled

Development Hourglass

- Web 2.0- Mobile 2.0

- Mobile Phones- Community Telecenters

- Enterprise ICT- Enterprise 2.0

© Gaurav Mishra

More Privileged Societies

Less Privileged Societies

Institutional Infrastructure

Enable Access

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EnableFlow

Technology-Enabled

Development Hourglass:

MicrofinanceCase Study

- Micro philanthropy- Change blogging

- Mobile Payment- Community Telecenter Based MFIs

- Enterprise ICT Enabled Meta-MFI- MFI Knowledge Network

© Gaurav Mishra

SM4SC ICT4D

ADOPTION

- Micro Philanthropy

- Mobile Money Transfers

- Change Blogging- MFI Knowledge Network

- Enterprise ICT Enabled Meta-MFI- Community Telecenter Based MFIs

DISRUPTION

Technology-Enabled

Development Hourglass:

MicrofinanceCase Study

Typology of Technologies

© Gaurav Mishra

SM4SC ICT4D

ADOPTION

- Micro Philanthropy (Kiva)

-Mobile Money Transfers (GSMA & CGAP)

- Change Blogging - MFI Knowledge Network (Unitus & Mifos)

- Enterprise ICT Enabled Meta-MFI (Bank Andara & SmartAid)- Community Telecenter Based MFIs

DISRUPTION

Technology-Enabled

Development Hourglass:

MicrofinanceCase Study

Real-World Examples: It

Already Exists in Parts

© Gaurav Mishra

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Institutional Infrastructure

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Technology-Enabled

Development Hourglass:

MicrofinanceCase Study

Next Step: Putting it All

Together

- Micro philanthropy- Change blogging

- Mobile Payment- Community Telecenter Based MFIs

- Enterprise ICT Enabled Meta-MFI- MFI Knowledge Network

© Gaurav Mishra

Technology-Enabled

Development Hourglass

Next Steps:Case Studies

on Education,Health &Activism

© Gaurav Mishra

More Privileged Societies

Less Privileged Societies

Institutional Infrastructure

Enable Access

Enable Engagement

Enable Flow

- Mobile Phones- Community Telecenters

- Enterprise ICT- Enterprise 2.0

- Web 2.0- Mobile 2.0