•Target Market •Competitive Advantages•Covered Benefits •Plan Particulars•Benefit Period•Premium comparison •Optional Coverage's•Application•Administrative Advantages•Marketing Team•Contact Information

Target MarketThis product is a simple, easy to issue policy that does not require any medical underwriting. It was designed with two target markets in mind:

•Youthful, clean bill of health market

•Those who due to a pre existing medical condition are unable to secure medical cover with other carriers under the awareness that policy will cover only newly developed conditions

Competitive AdvantagesAffordability This plan widens the market for those who can afford a Major Medical policy of this standard as it is approximately 30-40% less than the Caribbean American Plan

No Medical UnderwritingA quick and simple application void of any medical questions allows for guaranteed issue for eligible applicants

Rapid turnaround timeWe anticipate record policy issue for this policy therefore commission processed quicker

CompetitivenessCompetes with any product currently in the market in combination of Pricing & Benefits

Discounts at the time of ClaimsWhen Insured’ utilizes the hospitals and clinics in our Super Special & Extra Bonus network

Competitive Advantages Continued

Superior Benefits

100% coverage for Outpatient Surgery

100% Radiation and Chemotherapy treatment coverage

100% Emergency Air Transportation

Daily lodging & Airfare of one companion during treatment of Insured (limits apply)

Competitive Advantages Continued

Web Access to print and issue policies and ID Cards to hand to Insured at time of sale (anticipated rollout date 01/01/2011)

These are just a few of the superior benefits offered under this plan

Room & Board and Cost of Intensive Care in Super Special Network covered at 100%

Cost of Surgery, Lab tests, X-rays, Medications, and Supplies while Inpatient covered at 100%

Maternity benefit in country of residence 100%Normal delivery out of country of residence $4,000

Coverage for Congenital Conditions, Organ Transplant, Reconstructive Surgery, and Home Nursing

Cost of Outpatient Surgery 100%

Radiation & Chemotherapy benefit up to policy limits. Subject to Benefit Period Maximum

Emergency Ground and Air Transportation 100%

Coverage for Mammogram, PSA, CAT scans, MRI scans, Lab tests, X-rays subject to limits

Covered Benefits

Plan ParticularsEligibility

AgePrevious conditionsHeight and weight chart

Waiting period 150 Days

Benefit period3 Year Period $1 Million per year to age 70

Extended benefit period$10,000 per month for 24 months

Pre-existing conditions defined7 year Rule Applies Maternity Services (Optional Rider)

covered within 12 months after the effective date of Coverage

Benefit period**3 Year Time Period when Benefits for a condition are paid

**$1 Million per year up to a Maximum of $3,000,000 per Insured per Benefit Period

**Age 70 Benefit Period is $1,500,000 with a Maximum of $1,000,000 incurredcharges in one year

Example of Benefit Period:During the Benefit Period you are treated for an accident, Injury, or sicknessand treatment ends and you remain treatment free for one year.

A new 3 year Benefit Period will begin should you require treatment for that same accident, Injury, or sickness.

Choice of deductible ranging from: US$500 up to US$25,000Co-Insurance: 20% of the first US$5,000 per Insured if

treatment rendered in the USA, Canada or Europe

Reduction of Deductible & Co-Insurance in Network of Super Special Hospital

Annual Deductibles & Co-Insurance

Deductible Age BahamianAmerican

New World Policy

$500 40 $3,206 $2,077

$2,000 40 $1,874 $1,255

Premium comparisons:

PricingCompetitively priced to Compete with any product currently in the market combining Pricing & Benefits

Optional Coverage:

Maternity Coverage (when only mother is insured)

Prescription Drug Increased Coverage of an additional $2500 per insured

Optional Coverage pricing located at the bottom of rate sheets

Sample Rate Sheet:

Application

Application

Application

Application

Marketing Strategy

The New World Plan encourages innovation, speed, better value at a competitive price, making it attractive to policy holders and participants alike.

Agent training on simplicity of policy and ease of issuance.

Niche Market

Out Administrative Advantages MWAII has to offer such as

Rapid application submission

Timely claims payment

24/7 Emergency Service

Highly qualified Medical Doctors

Meet Our President of MWAII& Marketing Team

For assistance with sales on The New World Plan contact your marketing representative

Your success is our success!

Contact Information