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‘‘Taking Rural India >> Forward” ‘‘SHGs, Saving for the present, securing the future’’

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¼ããÀ¦ã ½ãñâ Ôãîà½ã ãäÌã¦¦ã ‡ãŠãè ãäÔ©ããä¦ãStatus of microfinance in India

2012-13


Contents No. PARTICULARS Page

No.

HIGHLIGHTS – SHG–Bank Linkage Programme 2012-13 1

micro Finance in India 3

FACT SHEET : Priority States

1 Chhattisgarh 33

2 Jharkhand 34

3 Bihar 35

4 Uttar Pradesh 36

5 Madhya Pradesh 37

6 Rajasthan 38

7 Odisha 39

8 West Bengal 40

9 Maharashtra 41

10 Assam 42

STATEMENTS

I-A Savings of SHGs with Banks - Agency-wise position as on 31 March 2013 45

I-B Bank Loans Disbursed to SHGs - Agency-wise position during 2012-13 45

I-C Bank Loans Outstanding against SHGs - Agency-wise loan position as on 31 March 2013 45

I-D Non-Performing Assets of Banks against SHGs - Agency-wise position as on 31 March 2013

46

I-E Agency-wise Bank Loans provided to mFIs during 2012-13 and loans outstanding as on 31 March 2013

46

II-A Savings of SHGs with Banks - Region-wise/State-wise/Agency-wise position as on 31 March 2013

47

II-B Bank Loans disbursed to SHGs during the year 2012-13 - Region-wise/State-wise/ Agency-wise position

48

II-C Bank Loans Outstanding against SHGs - Region-wise/State-wise/Agency-wise position as on 31 March 2013

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II-D Non-Performing Assets of Bank Loans against SHGs - Region-wise/State-wise/ Agency-wise position as on 31 March 2013

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Sr.No.

ParticularsAchievements

Physical (No. in lakh)

Financial (` in crore)

1 Total number of SHGs saving linked with banks 73.18 8217.25

(i) Out of total (of which) exclusive Women SHGs 59.38 6514.87

(ii) Out of total (of which) SGSY SHGs 20.47 1821.65

2 Total number of SHGs credit linked during 2012-13 12.20 20585.36



3 Total number of SHGs having loans outstanding as on 31 March 2013 44.51 39375.30



4 Average loan amount outstanding/SHG as on March 2013 (in `) 88455.31

5 Average loan amount disbursed/SHG during 2012-13 (in `)* 168757.26

6 Estimated number of families covered upto 31 March 2013 95 million

7 No. of Banks and Financial Institutions submitted MIS (in number) 400

8 Data on Joint Liability Groups

(i) Joint Liability Groups promoted during the year 2012-13 (lakh) 1.97

(ii) Loan disbursed to Joint Liability Groups during the year 2012-13 1837.64

(iii) Joint Liability Groups promoted as on 31 March 2013 (lakhs) 5.29

(iv) Cumulative loan disbursed to JLGs as on 31 March 2013 4683.33

9 Support from NABARD

(i) Capacity building for partner institutions

Number of Programmes conducted during 2012-13 5501 14.45

Number of participants covered during 2012-13 (SHG + JLG) 185473

Cumulative number of participants trained upto 31 March 2013 (SHG + JLG)

3033243

(ii) Refinance Support

Refinance released to banks during 2012-13 3916.64

Cumulative refinance released upto 31 March 2013 22396.24

(iii) Revolving Fund Assistance (RFA) and Capital Support to mFIs

RFA outstanding as on 31 March 2013 33.00

Capital support outstanding as on 31 March 2013 15.44

(iv) Grant assistance to SHPIs for promotion of SHGs

Grant assistance sanctioned during 2012-13 42.33

Cumulative sanctioned upto 31 March 2013 226.50

(v) Grant assistance to JLPIs for promotion of JLGs

Cumulative sanctioned upto 31 March 2013 58.24

Note : * Average loan amount disbursed/SHG worked out to `1.28 lakh if the disbursements of Andhra Pradesh are excluded.

Highlights of the SHG-Bank Linkage Programme 2012-13


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1. Introduction

1.1 The journey so far traversed by the Self Help Group – Bank Linkage Programme (SHG-BLP) crossed many milestones – from linking a pilot of 500 SHGs of rural poor two decades ago to cross 8 million groups a year ago. Similarly from a total savings corpus of a few thousands of Indian Rupees in the early years to a whopping `27,000 crore1 today, from a few crore of bank credit to a credit outstanding of ̀ 40,000 crore and disbursements touching ̀ 20,000 crore during 2012-13. The geographical spread of the movement has also been quite impressive - from an essentially Andhra Pradesh – Karnataka phenomenon in the beginning now spreading to even the most remote corners of India. Over 95 million poor rural households are now part of this world’s largest micro Credit initiative. Unlike similar experiments in other developing countries, the SHG-BLP lay emphasis on regular savings by the members with the savings corpus being used to lend among themselves and as needs arise, later by linking the groups with banks for availing credit. The poor in the country have demonstrated that inspite of being poor, they are, perhaps, the most “bankable” clients and most willing to help each other for a better tomorrow.

1.2 There have been many success stories of the poor SHG members showing exemplary entrepreneurial qualities to come out of the vicious circle of poverty and indebtedness with the help of SHGs. The tremendous impact on the social status of the poor rural women becoming bread earners of their households through the instrument of SHGs has been highly commended by many researchers. The impressive performance under SHG-BLP prompted other developmental agencies like the Government Departments to depend heavily on such groups to take the development efforts forward. A large number of service delivery of the Government Departments are now contracted to SHG members in preference to private contractors largely prompted by their devotion and efficiency.

1.3 While all the stakeholders of this highly successful micro credit initiative ride on past glory, there are clear signs of the initial excitement turning into pride and then to complacency. The rapid growth of SHG-BLP also led to more aggressive targets – new set of milestones, often at the cost of quality. When the Government decided to adopt this successful development model for spearheading its poverty alleviation programmes, it had to be a big leap – a leap for which the stakeholders were not fully equipped nor was there enough time to prepare the clients for the transformation. The result was an overall dilution in the basic premise of Self Help and group cohesion to achieve the subsidy targets set by the Government. Group formation is increasingly perceived as a means to have access to Government Subsidies and entitlements and thus have serious implications for the future of the movement. This has also led to cases of multiple memberships by members in SHGs, in select cases. Further, the initial emphasis on graduation of the SHG members through regular savings and internal lendings reinforcing cohesion among the members, before accessing credit from financial institutions in progressive doses, gave away to high doses of credit without waiting for the groups to become cohesive and without linking the quantum with their capacity to utilise and service the loans. The financing banks were also ill prepared for the sudden spurt in SHG loans and their monitoring and supervision of such loans became less regular (and even totally absent at times!).

1.4 The findings of the two studies taken up by NABARD on NPAs of loans to SHGs by banks bring these structural deficiencies to the fore. The mushrooming of the microFinance Institutions (mFIs) smelling the “business opportunities” with the poor, also led to an unhealthy trend of more and more credit being pumped without proper appraisal of the loanees and before assessing their capacity to repay. The grave crisis of confidence of mFIs and subsequent developments has had a highly negative impact on the micro credit initiative in the country.

1Extrapolated: 70% goes for internal lending and actual outstanding balance is `8,200 crore with the banks.1 crore = 10 million


1.5 Although SHG-BLP was an attempt to bring the “unbanked” poor into the formal banking system and to inculcate among the poor the thrift and credit habits, a natural corollary is for the group members to graduate into seeking more and better livelihood opportunities with access to credit from formal financial institutions. This particular aspect probably did not get the attention it deserved in the past and the result was, as the aspirations of the poor members rose, they were not adequately equipped to seek and adopt better livelihood opportunities or becoming entrepreneurs. A few initiatives by NABARD like demand based skill training and market linkages of SHGs to rural haat have encouraged establishment of micro enterprises by the members of matured SHGs. Even efforts by government programmes like the “Kudumbashree” in Kerala state with the assistance of NABARD commenced a land leasing project by small groups of women in Joint Liability Groups (JLGs). There are over 38000 JLGs in Kerala covering 2.5 lakh women cultivating 24,000 ha of land which forms about 9% of the total current fallow of the state2. Thus, government programmes like the “Kudumbashree” have also heralded a new beginning of enterprises through group action.

1.6 Though, SHG-BLP is a step towards bringing the “unbanked” poor into the mainstream banking channels, its formal acceptance as a Financial Inclusion (FI) initiative by the Reserve Bank is still awaited. Though several initiatives were taken by the Government of India, the Reserve Bank of India, NABARD and banks to bring the poor into the fold of formal financial service providers, no serious attempt was made to leverage the SHG-BLP to achieve the FI goals. In fact, there is a need for SHG-BLP and FI initiative working in a complimentary manner, synergising the strengths and ensuring effective banking footprints in remotest of hinterlands. A successful programme like SHG-BLP which could link millions of rural poor to formal banking system could have been the main instrument for financial literacy and FI in the country. There are number of plausible ways by which matured SHGs could have been participants in the FI initiative, including being agents of providing direct banking services to the poor at their doorsteps, as a low cost and efficient alternative. This model is certainly more cost effective and reliable alternative to the existing inclusion agenda and millions of households, now members of SHG-BLP, would have been the immediate beneficiaries.

1.7 The SHG-BLP though made impressive progress during the last two decades of its existence, is at an inquisitive juncture now. For the first time since the programme was launched two decades ago, the number of SHGs linked to Banks showed a decline during 2012-13. Similarly, fresh loans to SHGs have been near stagnant for last few years, though it showed a marginal rise during 2012-13. From an envious record of almost 100% recovery of loans by SHGs, the NPA3 of SHG loans by Banks have reached an alarming high of over 7% of the loans outstanding against them. More painful is the fact that loans to SHGs in the most resource poor regions in the country reported NPAs of over 10%. Further, as indicated, this potent and effective financial inclusion measure, has not received the attention with bankers presently focused on opening individual accounts through BFs/BCs. However, the solution lies in reinventing the basic principles on which SHG movement

2Source : 12th Five Year Plan (2012-17), Planning Commission, GoI.3NPAs reported in this document, presents “Gross NPA”

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was founded while responding innovatively to financial access and effectiveness through the media of SHGs. The success of SHG-BLP (or FI) will be assessed not on the basis of savings or credit linkage or on social capital leveraged, but on the basis of the improvement in the quality of lives of its members.

1.8 Realising the catalysing role it has played in the growth of SHG-BLP and the need to make the programme more relevant for the future, NABARD envisions the following for the ensuing four years:

NABARD’s Strategic Focus on SHG-BLP (2013-17)

• All eligible poor rural households in the country to be covered through SHG-BLP by March 2017.

• Resource poor states of Uttar Pradesh, Bihar, Chhattisgarh, Jharkhand, Madhya Pradesh, Rajasthan, Maharashtra, Odisha, Assam and West Bengal to be the focus areas for promotional interventions under SHG-BLP during the next four years. Emphasis would be in 127 districts4 from these resource poor States where less than fifty percent of the potential for promotion of SHGs have been exploited, of which 33 districts are already covered under Women SHG Development Scheme.

• Promotion of Women SHGs in 150 Left Wing Extremism affected and backward districts of the country to be speeded up to cover every rural household in the identified districts within the next two years.

• In all, it is expected that about 20 lakh new SHGs are to be promoted and linked to the banks during this period.

• Convergence with Government Programmes like National Rural Livelihood Mission (NRLM) to maximise benefits to the SHG members.

• Strategic shift from State / District-based planning for SHG-BLP to Block-based planning, to address the issue of intra-district imbalances in promotion of SHGs.

• Special schemes to revive dormant SHGs through effective capacity building and hand holding support.

• Initiate additional financial literacy drive at the SHG level to eliminate over-indebtedness at the member-level, especially in high SHG density States.

• Focus on convergence of SHG-BLP and Financial Inclusion (FI) initiatives.• Priority to shift from promotion of SHGs to provide livelihood opportunities

to the SHG members in a calibrated manner through skill building, production optimisation, value chain facilitation and market linkage.

• Community based organizations to be encouraged as the nodal points for promoting livelihood activities of members of SHGs.

• ICT based interventions at primary level (SHGs), promoting institutional level (SHPIs) and at National level.

4Assessed based on mapping of district-wise potential for SHG coverage vs Savings linked SHGs.


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1.9 No discussions on microfinance in international fora are complete without reference to India’s experience in the Sector. NABARD had been publishing data on microfinance in India every year alongwith an analysis of the data compiled through various stakeholders like partner NGOs, financial institutions, Government Departments, etc.5 In addition to the analysis of data on the extent of savings harnessed by the SHGs, the credit availed by the groups from banks. The publication also covers the debt sourced by micro Finance Institutions (mFIs) across banks, besides highlighting the facilitating role played by NABARD for the sector.

1.10 Progress under microFinance during 2012-13

An update on microFinance as at the end of March 2013 is being presented in 3 different sections. The progress under the SHG-Bank linkage programme has been covered in the first part, while the extent of debt leveraged by micro Finance Institutions (mFIs) from banks etc. has been covered in the second part. Various innovative initiatives and support services like capacity building of all stakeholders of micro Finance programme forms the final part. More detailed statistical information on the progress of these activities has been presented at the end of the report. The report also covers the district-wise coverage of SHGs (savings linked) across the country. The SHG coverage has been mapped against the potential available. The report also presents fact sheets of 10 priority states to facilitate strategic planning by stakeholders for expansion of the programme.

2. SHG-Bank Linkage Programme

Detailed analysis of the SHG-Bank Linkage Programme across the country and by financing agencies is being presented in this section. The analysis covers the various components of the programme, namely inclusive growth, savings, loans and recovery performance.

2.1 Under the SHG-Bank linkage programme, the coverage of rural households having access to regular savings through SHGs linked to banks came down by around 8% during the year to 95 million as on 31 March 2013. A similar decline of number of SHGs savings linked to Banks was also observed with only 73.18 lakh SHGs linked to Banks as against 79.60 lakh a year back. Number of SHGs having outstanding credit with banks, however, showed a marginal increase of 2% to 44.5 lakh as against 43.5 lakh the previous year. The average loan outstanding of SHGs with banks is `88,500 against `83,500 a year back. There has also been a 6% spurt in the number of SHGs getting fresh loans from banks during the year to 12.2 lakh (up from 11.5 lakh the previous year) and the quantum of fresh loans issued also showed a significant growth of about 24% during the year. The share of exclusive women SHGs in the total number of SHGs savings linked to banks now stands at 81% while the groups formed under the SGSY programme now constitutes 28% of the total number of groups. Table-1 gives the growth of SHGs - saving as well as credit linked - for the last 3 years, separately for all Groups, Groups formed under SGSY and exclusive Women Groups.

5 The data published in this report is based on the returns submitted by reporting Banks as per the format prescribed by RBI.


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*The Mapping is based on coverage of Savings linked SHGs vs potential SHGs.

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Some of the issues emerging out of the data shown above are:

• For the first time since the SHG-Bank linkage programme was launched, there is a decline in the number of SHGs savings linked with banks to the extent of 8.1% during the year, though the savings harnessed by SHGs grew by 25.4%. It is evident that this decline is inspite of more number of new SHGs savings linked to banks during the year pointing to existing SHGs gone out of the Banks linkage programme during the year. This decline can be attributed to banks now reporting only operative Savings accounts of SHGs and in few instances of banks closing down accounts with ‘Nil’ balances in SHGs savings accounts. Further, as banks were advised to switch to system generated (core banking solution) reporting only, this

Table-1: Overall Progress under SHG-Bank Linkage for last 3 years (` crore)

Particulars2010-11 2011-12 2012-13

No. of SHGs (lakh)

Amount No. of SHGs (lakh)

Amount No. of SHGs (lakh)

Amount

SHG Savings with Banks as on 31 March

Total SHGs 74.62 (7.3%)

7016.30 (13.2%)

79.60(6.7%)

6551.41(-6.7%)

73.18 (-8.1%)

8217.25 (25.4%)

Of which SGSY Groups

20.23(19.4%)

1817.12(40.6%)

21.23(5.0%)

1395.25(-23.2%)

20.47 (-3.6%)

1821.65 (30.6%)

% of SGSY Groups to Total

27.1 25.9 26.7 21.3 28.0 22.2

All Women SHGs

60.98(14.8%)

5298.65(17.8%)

62.99(3.3%)

5104.33(-3.7%)

59.38 (-5.7%)

6514.86(27.6%)

% of Women Groups to Total

81.7 75.5 79.1 77.9 81.1 79.3

Loans Disbursed to SHGs during the year

Total SHGs 11.96

(-24.6%)14547.73(0.01%)

11.48(-4%)

16534.77(13.7%)

12.20 (6.3%)

20585.36 (24.5%)


2.41(-9.9%)

2480.37(12.8%)

2.10(-12.9%)

2643.56(6.6%)

1.81 (-13.8%)

2207.47 (-16.5%)


20.1 17.0 18.3 16.0 14.8 10.7

All Women SHGs

10.17(-21.4%)

12622.33(1.6%)

9.23(-9.2%)

14132.02(12.0%)

10.37 (12.4%)

17854.31 (26.3%)


85 86.8 80.4 85.5 85.1 86.7

Loans Outstanding against SHGs as on 31 March

Total SHGs 47.87

(-1.3%)31221.17(11.4%)

43.54(-9.0%)

36340.00(16.4%)

44.51 (2.2%)

39375.30 (8.4%)


12.86(3.4%)

7829.39(25.2%)

12.16(-5.4%)

8054.83(2.9%)

11.93 (-1.9%)

8597.09 (6.7%)


26.9 25.1 27.9 22.2 26.8 21.8

All Women SHGs

39.84(2.2)

26123.75(13.4%)

36.49(-8.4%)

30465.28(16.6%)

37.57 (2.9%)

32840.04 (7.8%)


83.2 83.7 83.8 83.8 84.4 83.3

(figures in the paranthesis indicates growth/decline over the previous year)


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has also led to “data cleansing” and more accurate reporting of operative (and not cumulative) SHG accounts. A scrutiny of the bank-wise reporting indicates the major decline in reporting by State Bank of India (reduced by 6.35 lakh SHGs, over the previous year). Besides, there has also been gradual decline in the number of SGSY groups savings linked with banks to the extent of 3.6% over the previous year with the gradual switch to NRLM by the Government.

• After nearly 3 years, the number of SHGs availing fresh loans by banks showed an increase of 6.3% during the year and the quantum of fresh loans issued increased by 24.5% over the previous year. This is despite the fact that there has been a significant reduction (-16.5%) in the fresh loans issued to SGSY groups. Broadly this is pointer to the fact that Banks are lending more to credible SHGs, providing repeat finances to SHGs with a sound credit history.

• The growth in the loan outstanding of SHGs with banks (8.4%) is almost 4 times the growth in the number of SHGs having outstanding loans with banks (2.2%). This is more prominent in SGSY SHGs which recorded a decline in SHGs with outstanding loans (1.9%), but recorded a 6.7% growth in the loan outstanding over the previous year. Thus, if the spurt in loan outstanding is attributed to the continuing trend of increase in NPAs of SHG loans with banks (discussed later), it should be viewed with utmost concern.

Statement I-A to I-E appended indicate the overall progress under the SHG-BLP and mFI-Bank Linkage Programme as on 31 March 2013 (In case of abridged version, refer to enclosed CD for Statements).

2010‐11 2011‐12 2012‐13

7016.3 6551.418217.25

14547.7316534.77

20585.36

31221.17

3634039375.3

Amou

nt ( `crore)

Fig.1 : SHG‐Bank Linkage ‐ Highlights 2013

Savings Balance Loans Disbursed Loan outstanding


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2.2 Savings linked SHGs

As already indicated the improved reporting of operating Savings accounts and gradual phasing out of SGSY scheme of GoI, has been the major reason for the decline. Amongst the regions, the Western region recorded the highest decline of 15% in the number of SHGs saving linked - mostly due to a near 17% fall in Maharashtra, followed by the Central region (representing some of the priority states) of 14% with Chhattisgarh recording as high as 24% decline and U.P. with 14% and the North Eastern States where the decline was almost 12%. Even Southern region - the pioneers in SHG-BLP recorded a near 4% decline in the numbers. The only major state recording a positive growth during the year was Karnataka with a near 3% increase.

On the other hand the savings balance of SHGs with banks shot up by over 25% during the year (`8,217 crore as against `6,551 crore a year back). All except the North Eastern and Western region recorded higher savings bank balance with banks with Eastern States recording 47% increase while the Southern States accounting for 37% increase. Among the major States, West Bengal recorded the highest increase of 93% followed by A.P. at 70%. If the spurt in Savings balance with banks is read with decline in the number of savings linked SHGs, could be suggestive of enhanced savings by SHGs, including voluntary savings by SHG members. The average savings bank balance of SHGs with banks as on 31.03.2013 was `11,230 as against `8,230 for the previous year and southern region recording over `10,000 average (`14,350). Among the major States, Karnataka SHGs maintain the highest saving account balance of nearly `18,000 per SHG closely followed by Andhra Pradesh.

Statements II A and Statement III indicate the Bank-wise and State-wise position of saving linked SHGs. (In case of abridged version, refer to enclosed CD for Statements).

Cooperative Banks, 16%

Fig.2 :Savings Linked SHGs (Number) ‐ Agencywise

Commercial Banks, 56%

Regional Rural Banks, 28%

61754159

58277549

821010080

7810

4017

9471 88897680

14352

02000400060008000

10000120001400016000

Northern Region North Eastern Region

Eastern Region Central Region Western Region Southern Region

Am

ount

in R

upee

s

Fig.3 :Regionwise Savings Balance per SHG 2012 vs 2013

2012

2013


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2.3. Loans issued to SHGs by Banks

The declining trend in the number of SHGs being extended fresh loans by Banks for the last 3-4 years has been reversed this year with the number going up from 11.48 lakhs during 2011-12 to 12.20 lakh during 2012-13 (an increase of over 6%). The quantum of fresh loans issued during the year also went up by nearly 25% to `20,585 crore. A region-wise analysis, however, shows a disturbing feature with Southern and Central regions showing an increase of nearly 20% and 10% in the number of SHGs extended fresh loans and Northern region too with a marginal increase of 1.74%. While, all other regions points to negative growth in the numbers. Backward states like Bihar, Chhattisgarh and Jharkhand reported a decline of over 20% while North Eastern States recorded as high as over 50% decline. Even in the case of quantum of fresh loans issued, almost identical trend (only Southern region and Western region recorded a rise in the quantum) is visible. This leads to the question whether banks are getting more cautious to lend to SHGs in states other than in the Southern and Western region. This has serious implications while planning for extending the outreach of SHG-BLP to other regions. The average quantum of loans issued to SHGs was `1.69 lakh per SHG and this ranged from `70,600 in Eastern region to over `2,00,000 in Southern region. Among the agencies, Commercial Banks and RRBs recorded disbursement of over `1.8 lakh per group while their Cooperative counterparts recorded `0.91 lakh per SHG.

205262

upees

Fig. 4 A: Bank Loan disbursed to per SHG during 2012‐13 ‐ Regionwise

Northern Region

North Eastern Region

Eastern Region

Central Region

Western Region

Southern Region

10941371606 70570

108895 100803

Amout in Ru

Statements II B and Statement IV indicate the Bank-wise and State-wise position of fresh lending to SHGs by banks during 2012-13. (In case of abridged version, refer to enclosed CD for Statements).

2.4 Loans Outstanding against SHGs

The number of SHGs having loans outstanding against them from banks grew by 2.2% to 44.51 lakh as against 43.54 lakh a year back while the amount of loan outstanding against them grew by 8.4% and now stands at `39,375 crore (`36,340 crore last year). The upward trend in credit linked SHGs is visible in all regions except in the North Eastern region where there was a decline of 10% in the number of SHGs and 20% in the amount of loan outstanding. The negative feature noticed during the year was, however, the decline reported by potential states like Chhattisgarh (-17% in number while an increase of 5.51% in loan outstanding), Bihar (-17% and -10.5% respectively) and Odisha (-12% while amount grew by 9%). The same States also reported decline in the number of savings linked SHGs as well and this should add to the concern of the health of SHG-BLP in these areas. The average loan outstanding against SHGs as on 31 March 2013 was `0.88 lakh - marginal increase from `0.83 lakh a year earlier. Average amount of loan outstanding ranged from ̀ 50,000 per SHG in Western region to `1.14 lakh in the Southern region. Gujarat recorded the lowest average of `30,000 per SHG while Andhra Pradesh reported an average of `1.29 lakh per SHG. Among the agencies,


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microFinance Lecture Series : Experts Speak:

Shri Aloysius P. Fernandez, Executive Director, MYRADA :“SHGs are for holistic development of the poor and building the social capital on the pillars of affinity, trust and mutual support will be the key for its success. Therefore, practices and the procedures which undermine the group approach are to be guarded.

Shri Kulandei Francis, Renowned Social Activist and winner of Ramon Magsaysay Award for Public Services: “Only through community action we can hope to improve health, sanitation, housing, livelihood and children’s education among the poor. SHGs are a good platform for holistic approach in eradicating poverty of the rural poor. Interest free loans and other financial services alone do not make desired impact on the poor”.

Shri N. Srinivasan, Development Consultant: “After nearly two decades of impressive growth, there is slackening of growth in SHG-BLP. While it has reached saturation point in the southern states, the growth is muted in other states as well while the loan impairment rates are on the rise. Time has come to identify the causes and address these problems”. “There is need to promote voluntary savings among the members of SHGs linking them to higher level institutions while simultaneously introducing basket of loan products for them keeping subsidies away. There is also a need to ensure orderly development of Federation of SHGs as Business Correspondents of FIs while ensuring protection of customers’ interests”.

Smt. Jayshri Vyas, Managing Director, Sewa Bank : “Poor women are set on the path of self-reliance through micro saving, micro credit and micro insurance. Our endeavour should be to enable them to distinguish between these services and help them to take full advantage of all these products”

Shri. Ramakrishna N.K, Founder, Rang de : “There is a need to mobilise the vast potential for social investments by individual philanthropists and CSR funds to augment low cost credit to the poor backed by robust technology for maximising the outreach of micro credit”.


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This pilot is being implemented in 10 districts across the states of Chhattisgarh, Kerala, Maharashtra, Tamil Nadu and West Bengal covering 50 SHGs each with a total of 631 SHG members. The objective was to facilitate the process of additional purpose oriented voluntary savings in the existing credit linked SHGs. The exercise was done to map cash flow of individual clients, surpluses if any, assess the financial needs of the individual client and provide appropriate savings linkages with the local bank as individual clients. Results show that the sources of income for SHG members are predominantly seasonal, while major part of their expenditure are routine in nature coupled with occasional contingencies. Majority of the SHG members appreciated their continuance in SHGs and the value it brings to them and their lives. The other findings included:

Action Research Pilot on Voluntary Savings

Why do poor save for?

Preferred attributes to Savings for the poor?

Why a Bank was not used earlier for saving?

Where poor prefer to park voluntary savings?

Three major life cycle needs, in the order of priority, for which SHGs saved was education of children, emergency needs and housing.

Lack of awareness about individual accounts, distance from branches and the need for maintaing minimum balance were major deterrants.

Safety, followed by liquidity and convenience of keeping deposits were the preferred attributes, in that order, rather than returns on their savings.

The order of preference for parking surplus are banks, SHGs, Pvt. companies, cash etc.


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Commercial Banks had an average outstanding loan of `1 lakh per SHG while RRBs had `0.79 lakh and Cooperative Banks had `0.46 lakh.

The percentage of SHGs credit linked (those having an outstanding balance of bank loans) to those savings linked (having a S.B. Account balance with banks) is 61% for the entire country and ranged between 68% for Southern States to 33% for the Western region. In the North Eastern region, Central region and Northern regions, nearly 50% of the savings linked groups are yet to be credit linked.

Assuming that the savings balance with banks constitute only 30% of the total savings of the SHGs (the balance being used for internal lending), the estimated credit being extended to SHG members from internal sources as well as from banks amount to ̀ 58,548 crore (`19,173 crore + `39,375 crore). If recycling of loans by SHGs with shorter duration loans to members are also considered, the actual credit serviced by SHGs would be much higher.

pees

Fig. 5 C : Regionwise per SHG loan outstanding



54249 55461 54261

76598

49670

114423

Amount in

Ru

Statement II C and Statement V indicate the Bank-wise and State-wise position of the loans outstanding against the SHGs as on 31 March 2013. (In case of abridged version, refer to enclosed CD for Statements).

5%

Fig. 5 B : Credit Linked SHGs ‐ AgencywiseCommercial Banks Regional Rural Banks Cooperative banks

68%

27%

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Credit velocity in SHGs

SHGs facilitate their member households first to pool their thrift/savings and then use

these and borrowed resources from banks to give out small loans to needy members. With

repayments collected at shorter intervals at the member level (intra-SHG transaction),

loans are given out to its members. Thus, the approach serves to recycle loans within the

group, as the bank loans are often taken for longer duration of 3 years. A sample test check

of such credit turnover, within SHGs suggests that the credit taken from banks are often

churned over about 1.7 times before it is fully repaid to bank, that too well before the due

dates. Thus, the credit issued by banks to SHGs could actually serve as a multiplier i.e. in

the year 2012-13 the credit disbursed to SHGs by banks is about `20,000 crore, while the

actual impact of the credit disbursed is likely to the tune of over `34,000 crore.

*


16

2.5 Non-Performing Assets

The steady increase in the NPA against loans to SHGs continued unabated during the current year as well with overall NPA against loans to SHGs increased by 26% to `2,787 crore by March 2013 against `2,213 crore a year earlier. In percentage terms NPA (gross) increased from 6.09% last year to 7.08% during the current year. The increase in NPA barring Southern and Western region is to the extent of as high as 31% - 65% compared to last year. This is certainly an alarming situation considering the fact that the percentage of NPA loans was only 2.9% during 2009-10 whereas it crossed 7% during this year. The total NPA against loans to SHGs stood at `2,787 crore as on 31 March 2013 against the total outstanding loan of `39,375 crore. Among the regions, Southern region with a NPA of 5.11% (4.98% last year) was the lowest while Central region with an alarming 17.3% (13.2% last year) was the highest. What causes grave concern is the high NPAs in major states like Madhya Pradesh (21.16%), Uttar Pradesh (18.22%), Odisha (18.27%), Tamil Nadu (10.81%) and Kerala (12.38%). Table 2 and 3 illustrate the comparative position of NPAs against loans to SHGs by banks during the last 3 years while Fig. 6 A and 6 B gives the graphical presentation of the NPA position.

Table-2: Agency-wise NPAs of Bank Loans to SHGs (` crore)

AgencyLoans Outstanding

against SHGs - Position as onAmount of NPAs as on Percentage of NPAs

to Loan Outstanding as on31.03.11 31.03.12 31.03.13 31.03.11 31.03.12 31.03.13 31.03.11 31.03.12 31.03.13

CBs (Public Sector) 21412.75 24406.57 25371.18 1019.90 1581.05 2129.23 4.76 6.48 8.39

CBs (Pvt. Sector) 470.51 1403.72 1268.26 47.09 74.37 46.75 10.10 5.30 3.69

RRBs 7430.05 8613.58 10521.23 272.82 426.34 430.88 3.67 4.95 4.10Coop. Banks 1907.86 1916.14 2214.63 134.30 130.97 180.06 7.04 6.84 8.13

Total 31221.17 36340.00 39375.30 1474.11 2212.73 2786.92 4.72 6.09 7.08

Table-3 : Region wise NPAs of Bank Loans to SHGs(` crore)

RegionLoans Outstanding

against SHGs - Position as onAmount of NPAs as on Percentage of NPAs

to Loan Outstanding as on 31.03.11 31.03.12 31.03.13 31.03.11 31.03.12 31.03.13 31.03.11 31.03.12 31.03.13

Northern Region 903.14 1178.28 1160.68 63.66 81.55 129.87 7.05 6.92 11.19

North Eastern Region 695.25 993.27 796.76 58.56 51.33 68.23 8.42 5.17 8.56

Eastern Region 4202.55 4629.80 5538.13 181.07 337.08 570.56 4.31 7.28 10.30

Central Region 2365.40 2780.29 2776.85 254.04 367.03 479.76 10.74 13.20 17.28

Western Region 1246.23 1363.78 1467.52 90.42 112.14 126.57 7.26 8.22 8.63

Southern Region 21808.59 25394.59 27635.36 826.36 1263.59 1411.93 3.79 4.98 5.11

All India Total 31221.17 36340.00 39375.30 1474.11 2212.73 2786.92 4.72 6.09 7.08


17

10

12

14

16

18

PA %

Fig. 6 A: NPA Percentage ‐ Regionwise

0

2

4

6

8



As on 31.03.2011 7.05 8.42 4.31 10.74 7.26 3.79As on 31.03.2012 6.92 5.17 7.28 13.2 8.22 4.98As on 31.03.2013 11.19 8.56 10.3 17.28 8.63 5.11

NP

8

10

12

Fig. 6 B: NPA Percentage ‐ Agencywise

0

2

4

6

Public Sector CBs Private sector CBs RRBs Cooperative BanksAs on 31.03.2011 4.76 10.1 3.67 7.04

As on 31.03.2012 6.48 5.3 4.95 6.84

As on 31.03.2013 8.39 3.69 4.1 8.13

NPA

%

Analysis of NPA as percentage of loan outstanding against all SHGs vis-a-vis those against SGSY SHGs shows no significant correlation with wide variations across regions/ agencies.

Statement II-D and Statement VI indicate the NPA position Bank-wise and State-wise as on 31 March 2013 (In case of abridged version, refer to enclosed CD for Statements).

At this juncture, it may be worthwhile, to see whether growth in NPAs is restricted to the SHG-BLP alone. In case of mFI sector, which had the advantage of large corporate debt restructuring in the previous years; the figures of restructured assets do not reflect in the reporting done by banks. It appears that the mF sector in general has not been insulated from the general trends in NPA expansion in banks portfolio. A comparison of the NPA figures in respect of SHG-BLP and mFI suggests that, both the segments of the microfinance have seen expansion in NPAs. In absolute terms, both the segments have recorded about `3,000 crore expansion of loan outstanding, while a sharper deterioration in the asset quality is visible in respect of bank loans to mFI (`630 crore growth in NPA over previous year), compared to a ̀ 575 crore in respect of loans to SHG-BLP (Figure 6 C).

6 C

Page 1

31221

3634039375

2212

2786

2500

3000

35000

40000

45000

Fig 6 C : Loan outstanding Vs NPAs (` crore) - bank loans to SHG & mFIs - Trends(mFIs (NPA) figures- reported at bank level, does not include restrctured assets)

SHG-Loans O/s

MFI-Loan O/s

SHG-NPAs

Page 1

21561

28038

5009

13955 1373011450

14425

625823

1474

66 94 133254

885

0

500

1000

1500

2000

0

5000

10000

15000

20000

25000

30000

31.03.2009 31.03.2010 31.03.2011 31.03.2012 31.03.2013

mFI-NPAs


18

Studies had shown 87% of the households in the rural hinterlands of Nagpur and its neighbouring districts in Maharashtra don’t have their own toilets and had to resort to open defecation. This was a highly embarrassing situation especially for teenaged girls and women in the area.

One of the partner NGOs of NABARD which conducted this survey, Nageswara Charitable Trust (NCT), had also mobilised women into SHGs in this area. Though the women members were very eager to have access to their own toilets, they were faced with two challenges 1) raising enough financial resources for establishing one 2) technical support for constructing the same. They expressed their desire to construct toilets if only they could have access to low cost and affordable toilets with low interest loans. NCT developed low cost structure with a traditional septic tank model costing around `12,000 ensuring the required privacy.

NCT approached NABARD to pilot a project for helping these members to construct toilets with loans at a reasonable interest rates and NABARD agreed to fund the same. So far, an amount of `360 lakh has been released to NCT for on-lending to SHG members. NCT has so far extended loans to over 3,000 SHG members in Maharashtra and Madhya Pradesh. More than 65% of the members who availed the loans from NCT for toilets expressed that the construction of toilets have had positive impact on their dignity and social status. Not only has the SHG members improved their hygienic and sanitation practices, but are also repaying the loans in time.

Nadia DCCB is in the forefront of organising and nurturing SHGs of poor women through their network of Primary Agricultural Credit Societies and credit linking them with DCCB. Already about 18000 SHGs have been organised by PACS and most of them have since been credit linked. Enthused after exposure visit of their officials to the Rajiv Gandhi Mahila Vikas Pariyojana (RGMVP) project in Rae Bareilly in Uttar Pradesh, the Bank introduced the system of developing local leaders who are also members of the SHGs as “Health Sajani” or “Health coordinators” for a group of 10-12 SHGs.

There are more than 850 Sajanis in their rolls at present, who coordinate with the bank for organising many welfare programmes like health camps, training in increasing production and productivity in agriculture etc.

The most notable initiative launched by the Bank is the introduction of a Welfare Fund for the members of all SHGs organised through their PACS. Each member of SHG is required to contribute `24 per year towards membership of the Fund. The Fund extends financial assistance upto `30,000 in the unfortunate event of the death / disability of the member / her spouse and also for meeting the expenses of higher education of the members’ girl children. The bank has been able to enrol more than 35,000 members for the Fund and over 250 claims have so far been settled during the last 6 months. The bank aims to cover all the members of over 18000 SHGs organised by PACS in the district. When people elsewhere are clamouring for social security support from Governments, the Nadia DCCB has demonstrated that such innovative techniques for risk cover is possible for its members, without accessing traditional insurance product. The effective coverage and administration of the scheme is possible within the community and the SHGs. Sounds like an support mechanism which could easily be adopted by other SHGs / SHPIs elsewhere in the country.

Facilitating improved health and sanitation practices in SHGs

SHGs : Improving Quality of lives

Covering risk and Securing lives of SHG members – An Initiative by Nadia District Central Cooperative Bank (DCCB), West Bengal


19

Accessibility to the outside world is critical challenge for sparsely populated and dispersed villages in hilly tracks of Uttarakhand State. This necessitates the farmers in these villages to produce all essential farm produce for their domestic consumption within the village itself. This practice is locally known as ‘Baarah Annai’ (12 Grains) and each farmer cultivates multiple crops like paddy, wheat, madua, til, mustard, potato, onion, rai, spices like coriander, chilly, ginger, turmeric, etc. in their farm. The production of individual farm produce being so small, the farmers in these villages find it very difficult to market their

tiny surplus outside the village and often fall prey to the unscrupulous traders who exploit them. The efforts in finding a solution to the problem of marketing of small lots of farm produce of these farmers resulted in adopting an “Aggregator model” for their produce and opening of marketing outlets in larger consumer markets. The farmers who are already members of SHGs in their villages formed a Federation of SHGs from nearby villages which acts as an Aggregator for their surplus produce with its own marketing outlets.

There are 4 such Federations collectively marketing their produce like vegetables, milk products, etc. The marketing outlets also sells items for daily consumption like tea, sugar, soaps, etc. to augment their income. They also propose to resort to bulk purchase of agricultural inputs like seed and fertilizers, etc. and sell them to members at reduced prices. The most commendable feature of this initiative is that no funding from external agency is sought for establishing the marketing outlets nor for meeting the working capital needs of their operation, but are funded through share capital contribution by farmers through their SHGs. The farmers are able to get a price advantage of over 150% of the prices offered by local traders and are quite optimistic that once the operations of the marketing outlets are stabilized and reach higher turnover, they would be reaping richer dividends.

Understanding the value of Collectives

Round the clock power supply is still a distant dream for many poor rural households in Jharkhand and neighbouring Bihar state. Most of them still have to depend on kerosene lamps for lighting up their houses at dusk and night. Supply of kerosene is scarce and beyond the reach of poor households. The women members of SHGs promoted by Indian Rural Association (IRA), a partner NGO in Deoghar district of Jharkhand were quite a distressed lot, unable to take up supplementary income generating activities (IGAs) at home viz. handloom weaving, handicrafts making, agarbatti and papad making, etc. especially during late evenings and night because they could not afford to use of kerosene lamps for long hours. They were confident of enhancing their income from such supplementary IGAs if only they can find a viable alternative to light up their houses.

IRA encouraged the women SHG members in these villages to put up solar charging stations for recharging the solar lanterns at a nominal charge of `2 per user. SHG part-funded the solar recharging station, with government subsidy in tow, each charging unit costing around `1.20 lakh. Apart from recharging the solar lanterns, these charging stations also provide charging services for mobile phones @ `4 per recharge. Four such centralised charging stations have already become operational – with 30 and 90 lantern capacity.

The women in the nearby villages are happy that having a solar lantern at home ensures that they get enough light at night not only for their household chores and education of their children, but also for engaging themselves in some IGAs. Many of them have been able to make additional income of over `1,200 per month thanks to the solar lanterns they use at home. They no longer have to stand in the long queues for kerosene – they are now harnessing the power of Sun!

Solar Power lighting up SHG households

SHGs : Improving Quality of lives


20

2.5.1 Studies on NPAs of Bank loans to SHGs

Alarmed by the steady increase in the NPAs of loans to SHGs, NABARD undertook studies in two important states - Uttar Pradesh (where the NPA of SHG loans is nearly 18%) and Odisha to understand the underlying reasons for the spurt in NPAs of loans to SHGs. The study in UP was conducted by National Institute of Bank Management, Pune while the Odisha study was conducted inhouse by NABARD Regional Office. While the UP study covered a representative sample of high and low NPA districts within all regions (viz: Bundelkhand-Hamirpur, Central UP - Hardoi, Eastern UP - Gorakhpur, and Western UP - Bareilly) of the State, the Odisha study was confined to Jajpur district only. A majority of the SHGs in these areas being the groups organised under the SGSY programme of the Government, the study findings have more focus on the behaviour of these groups. The major findings from the U.P. state study were:

• Focus on group formation for availing subsidy from the Government, not self-help or group dynamics.

• Most SGSY groups not functioning at all - no regular meetings, no records of transactions, not trained / exposed to SHG functioning, no regular internal savings or lendings and members not even aware of the default of loans.

• SHPIs do not provide the escort services necessary to nurture the SHGs, rather more target oriented and confined to linking the groups with banks for disbursement of loan and subsidy.

• Banks have largely left the issue of monitoring / supervising the group functioning to the SHPIs, and there were no regular post disbursement follow-up.

• No proper credit appraisal or rating of SHGs was done before extending the loans by Banks• No proper training either to the Bank Staff, nor to the SHPIs nor the SHG members before

the groups are linked to Banks.• Wilful default and external environment was not conducive to regular loan repayment.

The study suggests going back to the basics of SHG formation and nurturing by equipping the SHPI and Bank Staff with necessary skills / training and creation of a policy environment where SHGs are not seen as mere targets for achieving loan / subsidy disbursements and prolonged escort services by SHPIs while SHG members to be oriented towards the basic tenets of SHG-BLP with regular thrift and internal lendings and regular meetings and interactions.

The study in Odisha has the following findings:

• No regular meetings, no regular savings, no regular lendings within the groups.• Poor appraisal of the SHGs by banks before credit is extended - no grading of SHGs, lending

before the minimum period for ensuring group cohesion, etc.• Widespread prevalence of middlemen / agents for SHG-Bank linkage - even for depositing

the savings amount leading to pilferages.• Banks not supervising / monitoring the loans.• External environment not conducive to effect recovery in certain areas.

The study suggests an immediate end to middlemen in SHG-Bank linkage and deployment of credit counsellors and guardian NGOs to regularly nurture the groups and ensure that SHGs function to improve the standards of living of its poor members through group action.

Although the studies were confined to two important states only, most of the findings have pan India relevance for bankers and policy makers.


21

3. mFI-Bank Linkage Programme3.1 micro Finance Institutions (mFIs) act as an important conduit for extending financial

services to the sector in the country by raising resources from Banks and other institutions and extending loans to JLG / members. mFIs are of different legal entities viz. (1) NGO mFIs - registered under the Societies Registration Act, 1860 or the Indian Trusts Act, 1880; (2) Cooperative mFIs - registered under the State Cooperative Societies Act or Mutually Aided Cooperative Societies Act or Multi State Cooperative Societies Act; (3) NBFC mFIs incorporated under Section 25 of Companies Act, 1956; (4) NBFC mFIs incorporated under the Companies Act, 1956 and registered with RBI. The Reserve Bank of India has since notified guidelines for the lending operations to a new class of financial organisations named as NBFC - mFIs, subject to certain conditions regarding the capital to be employed, lendings to members, cap on interest to be charged and margin to be retained, etc. The RBI amendment of fixing margin caps of 12% over cost of borrowing rather than cost of funds to the mFI has done little to reduce cost of credit for poor. The loans extended to these NBFC-mFIs by banks now qualify for priority sector lending category.

3.2 Progress under mFI-Bank Linkage Programme

In addition to their internal resources, mFIs obtain bulk loans from Banks / other Financial Institutions for providing micro credit to its members.

Table-4: Progress under mFI-Bank Linkage Programme (` crore)

Particulars2009-10 2010-11 2011-12 2012-13

No. of mFIs

Amount No. of mFIs

Amount No. of mFIs

Amount No. of mFIs

Amount

Loans disbursed by banks to MFIs

779(34%)

10728.50(187.4%)

471(-39.5%)

8448.96(-21.3%)

465(-1.3%)

5205.29(-38.39%)

426 (-8.4%)

7839.51 (50.6%)

Loans outstanding against MFIs as on 31 March

1659(-13.4%)

13955.75(178.6%)

2315(39.5%)

13730.62(-2.0%)

1960(-15.3%)

11450.35(-16.6%)

2042 (4.2%)

14425.84 (26.0%)

Fresh loans as % age to Loans outstanding

76.9 61.5 45.5 54.3

(figures in the paranthesis indicates growth/decline over the previous year)Note: Actual number of mFIs availing loans from Banks would be less than the figures shown as most of mFIs avail

loans from more than one Bank/more than one loan account.

After 3 years of the mF crisis, the mFIs seem to be on the path of regaining the confidence of the clients as well as with the lending institutions. Fresh loans issued to mFIs by Banks showed a 50% increase over the previous year low, while the number of mFIs having access to fresh loans declined by 8.4% indicating selective lending by the Banks. The spurt in loan outstanding in banks books is perhaps the highest compared to previous years. This could be largely due to the existing NPAs and large quantum of restructured assets (CDR), which continues to be a matter of concern.


22

The agency wise details of loans extended to mFIs are shown in Table-5 below.

Table-5: Loans to mFIs by Banks/Financial Institutions

Financing Agency

PeriodLoans disbursed to mFIs

during the year(` crore)

Loan outstanding against mFIs as on 31 March

(` crore)No. of mFIs Amount No. of mFIs Amount

All Commercial Banks

2009-10 645 8038.61 1407 10095.322010-11 460 7601.02 2153 10646.842011-12 336 4950.98 1684 9810.982012-13 368 7422.66 1769 12467.72

Regional Rural Banks

2009-10 46 24.14 103 52.222010-11 9 4.16 23 42.012011-12 113 13.28 128 37.512012-13 14 4.58 153 70.66

Cooperative Banks

2009-10 0 0 3 0.012010-11 NA NA NA NA2011-12 4 1.61 19 4.752012-13 3 4.00 18 6.83

SIDBI

2009-10 88 2665.75 146 3808.202010-11 2 843.78 139 3041.772011-12 12 239.42 129 1597.112012-13 41 408.27 102 1880.63

Total by all agencies

2009-10 779 10728.50 1659 13955.752010-11 471 8448.96 2315 13730.622011-12 465 5205.29 1960 11450.352012-13 426 7839.51 2042 14425.84

Among the agencies lending funds to mFIs, the major share belonged to Commercial Banks recording over `2,500 crore increased disbursements, while Small Industries Development Bank of India (SIDBI) recorded a meagre increase of `160 crore disbursement over that of the previous year.

Bank wise details of mFIs financed are given in Statement VII. (In case of abridged version, refer to enclosed CD for Statements).

3.3 Revolving Fund Assistance / Capital Support to mFIs by NABARD

NABARD had also introduced a scheme of ‘Bulk Lending to NGOs’ in 1993 for on-lending to small, micro household enterprises un-reached by banks. This was termed as Revolving Fund Assistance [RFA] and was primarily provided to NGOs and mFIs to experiment various credit delivery innovations. Under this approach select NGOs, which act as financial intermediaries were provided longer term lendable funds with service charges in the range of 6.5 to 9.0% p.a. In the initial 10 years of operation i.e. upto 2004, about 31 NGOs, mFIs were assisted. This support was also coupled with training of bankers to strengthen their understanding about the possibilities of funding through this new institutional forms. However, NABARD had clearly geared its efforts to support this initiative since the year 2005-06 to 2009-10. NABARD had an exposure to equity (as long term subordinated debt @ 3.5% p.a) to 41 institutions and had also provided RFA to about 48 institutions. These exposures were predominantly in the “non-profit” arena, with a limited exposure to “for profit” entities. But, there has been again a mixed response to this endeavor, while few “non-profits” remained as part-time lenders, few transformed their legal forms to


23

West Bengal, state with a separate Department of Self Help Group and Self Employment (SHG & SE) and an exclusive Minister with the portfolio. NABARD, RO organised a special exposure visit for Shri Shanti Ram Mahto, Hon’ble Minister-in-Charge and Dr. Ariz Aftab, IAS, Secretary, SHG & SE, Government of West Bengal (GoWB) to the neighbouring State to study the Rajiv Gandhi Mahila Vikas Pariyojana (RGMVP) model of nurturing “Community Resource Persons” for SHG mobilisation. Triggered by the learnings a pilot project on sustainable livelihoods through SHGs has been designed and implemented by the SHG & SE Department, GoWB in Purulia district of West Bengal. NABARD, RO provided assistance for preparation of the project and a mission document for the project. The Hon’ble Chief Minister of West Bengal has blessed the project with a name ‘MUKTIDHARA’. The project is expected to provide useful lessons to ‘ANANDADHARA’, the State Rural Livelihood Mission, West Bengal. Project expects to nurture and cover 5000 existing Self Help Groups under ‘MUKTIDHARA’ within a period of two years.

The ultimate objective of the project is to ensure monthly income of at least `3,000 per month to the members of SHGs by providing to them two or more livelihood options locally and also by converging other schemes and programmes being implemented by the GoWB for the welfare of the poor. The finance to SHGs would be through bank loan based on the Micro Credit Plan of SHGs. SLBC, West Bengal has issued guidelines to banks to support the project with adequate financing to SHGs with minimum credit limit of

`1.00 lakh relaxing the rigid norms of financing four times of corpus of SHGs. The project is being implemented through a dedicated administrative structure created by the GoWB for the project with support for capacity building from NABARD. The project aims at fostering community structures and creation of internal social capital for sustainability of the SHGs. Monitoring system at state and district level vests jointly with GoWB and NABARD. The successful practices under ‘MUKTIDAHARA’ will be upscaled in the State through the State livelihood Mission ‘ANANDADHARA’. This is a unique convergence model of the State Department, state livelihood mission and NABARD to facilitate sustainable livelihoods through local community resource persons.

MUKTIDHARA - the dynamism of transition in Purulia District


24

NBFC where they could source necessary equity for registering as NBFC. Even many ‘for-profit’ NBFCs operating largely outside Andhra Pradesh, did face the repercussions of the crisis had either hived off or closed down business. Though NABARD, had discontinued financing mFIs for the last 3 years, the outstanding against capital support provided stood at `15 crore to 40 entities and the debt outstanding was `33 crore against 40 entities.

4. NABARD as microfinance Facilitator

4.1 NABARD continued with its role as the main facilitator and mentor of microfinance initiatives in the country, particularly the SHG-BLP initiative. Its focus was on bringing in various stakeholders on a common platform and build capacity among them to take the SHG-BLP movement forward while extending 100% refinance to all banks participating in the programme. A large number of seminars, workshops and training programmes were organised to create awareness about the microfinance programme among all the stakeholders – the bankers, Government agencies, NGO partners, Panchayati Raj Institutions and more importantly the SHG members themselves. The NGO sector which played the key role of organising and nurturing the SHGs as the Self Help Promoting Institutions – later joined by many others including the rural financial institutions, Farmers’ Clubs, SHG Federations, etc. - were encouraged with training and promotional grant assistance by NABARD for SHG promotion. The phenomenal growth of SHG-Bank linkage programme during the last 20 years owe a great deal to these promotional efforts actively supported by NABARD and participated by different stakeholders. With the SHG-BLP now more than two decades old, NABARD is in the process of redefining the role of SHG-BLP as an effective financial inclusion tool by helping the financial institutions to extend their outreach through SHGs while at the same time helping the SHGs to actively involve itself in promoting livelihood activities for the rural poor. A glimpse of the facilitator role played by NABARD in this sector during 2012-13 is given below.

AdSiKYR

rati

Retm

Action Research Pilots

Vol. SavingsDebt Counselling /

swappingMulti credit injection & BF

Policy dvocacy –mplified YC norms Revised ing norms

evision of training manuals

Enrollmeof 350 nepartnerNGOS

Upscaling uof technolo‘e‐book keethrough Tab

PCs’

/

ent ew r

LivelihooProjects IFAD

NAInterveSHG‐B

20

ReSu

`3

PStex

M

use gy –ping blet

od ‐

ABARD entions for BLP during 012‐13

efinance upport to Banks 3917 cr.

lanning & trategisingxpansion –“District Mapping

Web based Monitoring of SHPIs

Expansion in LWE & Backward areas ‐WSHG

Exposure visits for Bankers & Stake holders

TrLf

StPu

SHGs as BF/ BCs ‐ Pilo

raining for Livelihood for SHGs

tudies & blications

s t


25

4.2 Refinance to Banks NABARD has been extending 100% refinance to banks for their lending to SHGs since the

SHG-BLP was launched. Initially, this was intended at concessional rates to encourage the banks to actively participate in the Programme. As the banks gained confidence in lending to SHGs and realised the business potential in extending microcredit through SHGs, they have been deploying their own funds. SHGs had been instrumental in bringing in more business for the financing banks by way of a credible client base and as promoter of rural banking. They also helped in extending other financial services like housing, insurance, etc. The gap between the total loans issued by banks to SHGs and the refinance extended by NABARD for such loans started widening (Fig.7). The refinance support from NABARD, however, continues to supplement the resources for the lending institutions. During 2012-13, NABARD extended refinance to the extent of `3,917 crore against `3,073 crore disbursed during the previous year. Cumulative disbursement of refinance by NABARD for SHG lending now stands at ̀ 22,396 crore.

15000

20000

25000

in crore

Fig. 7 : Bank loans to SHGs and NABARD Refinance to banks

2010‐11 2011‐12 2012‐13

Bank Loans to SHGs 14547.73 16534.77 20585.36NABARD Refinance to Banks 2545.36 3072.59 3916.64

0

5000

10000Amou

nt `

4.3 micro-Finance Development and Equity Fund

The micro-finance Development and Equity Fund (mFDEF) continued to be utilised for promotion of various micro-finance activities. During 2012-13, `33.50 crore was utilised for various promotional activities like promotion, capacity building and other interventions. With large number of on-going promotional projects with 3700 NGO and other partners, NABARD had committed expenses ruling in the range of `200 crore. However, with no contributions from other agencies, the Government of India and Reserve Bank of India suggested closure of the microFinance Development and Equity Fund (mFDEF) as on 31 March, 2013. A separate portion of the Financial Inclusion Fund (FIF) will be used for supporting capacity building of stakeholders, promotion of SHGs / livelihood groups (JLGs), studies / seminars, publicity / campaign and all activities incidental thereto, with effect from 01 April 2013.

4.3.1 Support for training and capacity building of microFinance clients

NABARD has been continuously supporting training and capacity building of different stakeholders of SHG-Bank Linkage Programme such as bankers, NGOs, government officials, SHG members and trainers. During 2012-13, NABARD organised and supported close to 6,000 training and supportive interventions covering 1.85 lakh participants of various stakeholders. Thus, cumulatively over 30.34 lakh stakeholders have been trained. The region wise position of support extended by NABARD for training and capacity building is given in Statement - VIII(A) and VIII(B). (In case of abridged version, refer to enclosed CD for Statements).


26

4.3.2. Grant Support to Partner Agencies for Promotion and Nurturing of SHGs

Ever since the SHG-BLP was launched by NABARD, the Self Help Promoting Agencies such as NGOs, Banks (RRBs, DCCBs), Farmers’ Clubs and Individual Rural Volunteers (IRVs) are being extended grant support to organise and nurture SHGs of the poor. In fact, the phenomenal growth of SHG-BLP in the country, is the result of the painstaking efforts put in by these agencies in forming and nurturing SHGs especially in areas where the concept never existed. The financial support extended by NABARD to various SHPIs during the year is indicated in Table-6.

Table-6 : Grant Support to Partner Agencies (` lakh)

AgencyCumulative Sanction up to

31.03.2013Achievement up to

31.03.2013Amount SHG Nos. Amount SHG Nos.

NGOs 19932.18 526699 6647.68 362803RRBs 744.99 49250 185.43 45852Coop. Banks 1046.23 73634 353.50 51266IRVs 460.12 26883 77.04 11228Farmers’ Clubs 40.63 2544 20.40 9832SHG Federation 28.61 250 1.85 46PACS 397.45 8533 4.28 85Total 22650.21 687793 7290.18 481112

Agency-wise, State-wise details of grant assistance extended to partner agencies have been given in Statements – IX-A to IX-H. (In case of abridged version, refer to enclosed CD for Statements).

4.4 Other Ongoing Initiatives

4.4.1 Financing of Joint Liability Groups

Besides, the SHG-BLP, NABARD has been supporting formation of informal groups like Joint Liability Groups (JLGs) with 4-10 members. These are basically livelihood groups who come together on the strength of the mutual guarantee to seek livelihood finance for pursuing an economic activity. This was basically targeted at mid-segments clients engaged in similar economic activities like crop production and who are willing to jointly undertake to repay the loans taken by the Groups. Unlike in the case of SHGs, JLGs are intended basically as credit groups for tenant farmers and small farmers who do not have proper title of their farmland or security to offer, but needed longer term credit or seasonal credit for pursuing their economic activities. Thus, regular savings by JLG is purely voluntary in nature and there was no intermediation of credit by its members. Loans were given based on mutual guarantee to individuals in a group or as group loans. NABARD besides extending financial support for awareness creation / capacity building of all stakeholders also extends 100% refinance support to Banks on their lending to JLGs. About 1,96,500 JLGs were promoted and credit linked during 2012-13, as against 1,91,500 JLGs promoted during the previous year. There has been expansion in credit flow to JLGs to the extent of `1,837 crore as against `1,700 crore (8% increase over the previous year), taking the cumulative number of JLGs to 5,29,246 and the cumulative loan disbursed to JLGs to `4,683 crore. The growth of JLGs in the country is less skewed than the SHGs. Although the Southern States top the list with over 2 lakh JLGs credit linked so far, Eastern region closely follows with 1.81 lakh JLGs. In terms of actual loans disbursed, however, Southern States account for over 60% of the total loans disbursed.


27

148119

181780

204378

150000

200000

250000

d ‐N

os.

Fig. 8 : JLG ‐ The Leap Forward

7613 16474

123132

31236

6133

148119

1542231461

74160

22045

0

50000

100000

150000

Northern Region


Eastern Region Central Region Western Region

Southern Region

JLGs Organ

ise

As on March 2012

As on March 2013

4.4.2 Micro Enterprise Development Programme

NABARD has been supporting need based skill development programmes for matured SHGs which already have access to finance from banks. Often the requirements for skill development or refinement of skill sets of the SHG members is a felt need which NABARD supports through appropriate resource NGOs and other support organisations locally. These are on-location skill training programmes which attempts to bridge skill deficits or facilitates optimization of production activities already pursued by the SHG members. These could interalia include optimisation of rice production through improved techniques like “System of Rice Intensification” or maintenance of milch animals, embroidery, tailoring etc. Brief inputs of enterprise related skills does promote entrepreneurial talents of members of matured SHGs to set up and run micro enterprises as a livelihood option. Grant is provided to eligible training institutions and SHPIs to provide skill development training in farm/non-farm/service sector activities leading to establishment of micro enterprises either on individual basis or on group basis. Nearly 9000 skill upgradation training programmes have been conducted under these initiatives covering about 2.41 lakh members of matured SHGs. Most of the trained SHG members have since started their journey to become promising entrepreneurs by availing loans from their SHGs.

9 MEDPs

Page 1

58 14 059

60160 56292 52875

50000

60000

70000

2000

2500

Fig. 9: Year‐wise No. of Skill Development Trainings conducted and No. of SHG clients covered

No. of Skill Development trainings conducted

Page 1

155

428

879

1530

195

19 2 0

42449741

19220

38313

0

10000

20000

30000

40000

0

500

1000

1500

2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2011-13

No. of SHG clients covered


28

4.5 New Developments / Initiatives during the year:

4.5.1. Scheme for Promotion of Women SHGs in backward districts of India

With the object of scaling up SHG promotion activities in “Left Wing Extremism” (LWE) affected and backward districts in the country, a special initiative was commenced by NABARD with the Govt. of India. The programme entails promoting “Women” Self Help Groups in 150 districts with the assistance of anchor NGOs and support organisations identified for the purpose. The USP of the programme is that the anchor NGOs serve as “Business Facilitators” for banks, promoting, handholding and monitoring the functioning of the SHGs for a fee to be collected from the client. This is expected to ensure continuing interest of the anchor institutions. The agency will also be responsible for repayment of loans by SHGs to banks. The programme also provides for an institutional arrangement by way of Memorandum of understanding (MoU) between an anchor NGO in each of the district and the financing bank to ensure continuous credit flow. The anchor NGOs are expected to map the potential for promotion of SHGs and attempt to saturate the allocated district with quality WSHGs in a limited time span. This approach is expected to facilitate sustained financial inclusion by extending banking services to women members of SHGs, promote sustainable livelihood opportunities to the members and facilitate effective implementation of other social development programmes for women through SHGs. Already MoU has been entered into by 239 anchor NGOs with the banks, leading to formation and savings linking of 70,000 groups and credit linkage of 18,000 groups with the banks. The overall progress under the scheme is encouraging. NABARD is also supporting the anchor NGOs with capacity building and also promotional grant assistance. During the year 2012-13, an amount of `16.94 crore has been utilised towards promotional grant assistance to anchor NGOs and for training and capacity building of stakeholders from Women SHG Development Fund maintained with NABARD and contributed fully by GoI.

4.5.2. Studies Initiated during the Year:

Livelihood Mapping Studies for SHG members

GIZ assisted studies to map major livelihood activities in five backward districts of Bihar, Chhattisgarh, Madhya Pradesh, Karnataka and Uttar Pradesh were taken up. Besides, mapping the potential in these districts and attempt to map value chain gaps, exploring possible end to end solutions in respect of financial and non financial services for SHGs and their members, were also taken up during the year. The studies were conducted with the support of different agencies in Gaya in Bihar, Mandla in M.P., Bastar in Chhattisgarh, Shravasti in Uttar Pradesh and Gulbarga district in Karnataka. The field studies have been concluded and the reports are under finalization. The livelihood activities being mapped in these districts are:

Name of the District Livelihood Activities Mapped for Study

Gaya (Bihar) Goat-rearing, Incense-stick making and System of Rice Intensification Paddy (SRI)

Bastar (Chhattisgarh) Cashew, Tamarind cultivation, Poultry and service sectors viz. Electrician and Masonry.

Mandla (Madhya Pradesh) Mahua, Vegetables cultivation, Goatery and service sectors viz. Electrician & Mobile repairing.

Shravasti (Uttar Pradesh) Paddy, Wheat cultivation and DairyGulbarga (Karnataka) Red Gram, Jowar cultivation and Dairy

The findings of these studies are expected to help in planning livelihood interventions and in providing the necessary inputs for establishing sustainable livelihood interventions for SHG members.


29

4.5.3. Pilot Projects Launched

Addressing over-indebtedness of poor through SHG-BLP

The rural poor, especially in resource poor regions of the country, are highly vulnerable to over-indebtedness and are often not in a position to come out of the vicious circle of indebtedness, without external support. The SHG-BLP platform could, perhaps, be used to deal with this problem faced by the poor. In order to test the efficacy of SHG-BLP platform to address this issue, a pilot project has been sanctioned to APMAS to cover 500 over-indebted households (with > 3 debts outstanding) in Kamareddy Cluster of Nizamabad district in Andhra Pradesh. Under this pilot project, the identified households will be helped to improve their income flow through better livelihood activities with suitable capacity building efforts and by swapping high cost debts with loans under SHG-BLP, establishment of enterprises, savings etc. The experience gained from this pilot is expected to help replicate this model in other areas facing similar issues.

Access and affordability of credit with/without mentoring for poverty reduction

One of the critical questions in the quest for upscaling SHG-BLP for reducing poverty is whether credit alone or credit with mentoring helps the poor in coming out of poverty and to assess how many repeated doses of credit are required to uplift the poor out of poverty. NABARD has engaged ‘Rang De’ a non-profit organisation engaged in supporting rural entrepreneurs / individuals by providing them access to the low cost loans. A pilot project covering 300 poor households across Maharashtra, Madhya Pradesh and Bihar has been selected for this purpose. The outcome of this pilot project is expected to throw useful insights into these crucial questions and help formulate policies where SHG-BLP can be leveraged to attack poverty.

4.6 Training Programmes

SHG-Bank Linkage Programme (SHG-BLP) – Revisiting the training modules

NABARD has been supporting and organizing training programmes on SHG-BLP for various stakeholders for quite sometime. Keeping in view the need for ensuring continued relevance of the training module to the fast changing environment in which the programme operates and to broad base the contents of these programmes for increasing number of stakeholders, NABARD undertook a Comprehensive Training Need Assessment of all stakeholders with the assistance of GIZ (German Technical Cooperation). The findings of this detailed assessment were deliberated upon with all stakeholders at a National Level Training Consultation Meet on SHG-Bank Linkage training. Based on the deliberations in the meet, a revised Hand Book on Training Module for SHG-BLP stakeholders was prepared, distributed to all stakeholders. This Hand Book is expected to improve the quality of training being imparted under the programme.

Exposure programme on “SHG members as BC/BF for FIs”

Vidarbha Konkan Gramin Bank (VKGB), supported by NABARD, has been successful in effectively leveraging local community members of SHGs to act as Business Facilitators/ Business Correspondents for the Bank to enhance its business and to ensure a sustainable inclusive growth. This model has been recognized as highly successful and scalable by other FIs. NABARD therefore arranged “Exposure Visit to VKGB model” of officials of


30

various Commercial Banks & RRBs. More than 100 officers from Commercial banks and RRBs, were given exposure under this programme during the year.

Training to Partner NGOs as SHPIs by Resource NGOs

A number of NGOs engaged in promotion and nurturing of SHGs under SHG-BLP are found lacking in necessary expertise in functioning effectively as SHPIs thereby raising questions on quality and reach in SHG nurturing programme. To address this problem faced by smaller NGOs working as SHPIs under the programme, NABARD has initiated a special short term training (cum attachment) programme for such partner NGOs with resource NGOs at the State level. This programme will focus on practical training on SHG formation and nurturing by Resource NGOs to the selected volunteers of smaller partner NGOs.

Engaging resource NGOs/TEs for training stakeholders in SHG-BLP

In order to ensure the quality of trainings, instructions have been issued to ensure that only those training organizations having adequate professional trainers and possessing quality training materials be selected as resource NGOs in the States. The financing banks are also being persuaded to organize bank-specific training programmes for their functionaries with the help of these resource trainers.

4.7 Simplified KYC Norms for SHGs

Reserve Bank of India vide circular No. DBOD. AML.BC. No. 65/14.01.001/ 2012-13 dated December 10, 2012 has clarified that KYC verification of all the members of SHG need not be done while opening the savings bank account of the SHG and KYC verification of all the office bearers would suffice. It has also been clarified that once KYC norms are satisfied by the SHG while opening the savings account, no separate KYC compliance is required while extending loans to the same SHG

4.8 Upscaling of Tablet PC based accounting for SHGs

A web based cum Tablet PC based book-keeping solution for SHGs named ‘Tablet PC based accounting for SHGs’ was successfully piloted in Nandurbar district of Maharashtra. It is used by field staff and even by SHGs themselves to feed their data and meeting resolutions from which different financial reports can be generated by themselves and also by a person sitting at other place from the internet. It also generates various analytical graphs which helps in monitoring of the groups/loans on a real time basis. It also has an option to store the data on the Tablet which can be pushed up to the centralised server when internet connection is available. The pilot is being upscaled to cover 50,000 SHGs. NABARD will be providing a grant support upto `60.00 lakh to enable the SHGs to migrate to the system. It will be implemented in various states with our technology partner and other partner SHPIs.


31

Fact sheet :Priority States


32


33

* No. of SHGs x 13 members / SHG

CHHATTISGARH : SHG coverage

Green Above 80%

Yellow Between 50%-80%

Red <50%

1 Potential Rural households to be covered 27.24 lakh

2 Rural households covered* (SHG: Savings linked) 12.80 lakh

3 Districts with low coverage of SHGs 12 out of 18 districts

4 Average savings / SHG (`) 6230National Average : 11230

Highest Priority State : West Bengal : 12388

5 Average credit disbursed / SHG (`) 87756National Average : 168757

Highest Priority State : Uttar Pradesh : 136085

2010-11 2011-12 2012-13

6.1 Loans issued No. of SHGs (lakh) 0.09 0.10 0.08

6.2 Loans issued (` crore) 58.99 92.59 70.13

7 Loans outstanding (` crore) 187.93 202.60 213.76

8 Gross NPA (` crore) 17.91 10.51 17.50

8.1 SGSY (` crore) 11.10 4.45 6.92

8.2 SHG (non-SGSY) (` crore) 6.81 6.06 10.58

9 No. of WSHG districts 10

Bastar

Dan

tew

adaBija

pur

Narayanpur

Dham

tari

Kanker

Bilaspur

Durg

Janjgir Champa

Korba

Raj

nand

gaon

Kab

irdh

am

Raigarh

Mahasamund

Raipur

Jashpur

Sarguja

Koria

The Mapping is based on coverage of Savings linked SHGs vs Potential SHGs; Data as reported by SLBC / DLCC has been used for Mapping.


34


JHARKHAND : SHG coverage








2010-11 2011-12 2012-13




8 Gross NPA (` crore) 15.91 27.54 43.38

8.1 SGSY (` crore) 13.85 21.30 22.37



Palamu

Latehar

Simdega WestSinghbhum

E. Singhbhum

Saraikella

Kharsaw

an

Chatra

Lohardaga Ranchi

Gumla Khunti

Dumka

Godda

Giridih

Kod

erm

a

Deoghar

JamtaraDhanbad

Garhw

a

Haza

ribagh

Ramgarh

Pakur

Sahibganj

Bokaro

JHARKHANDJHARKHAND


Green Above 80%


Red <50%


35


BIHAR : SHG coverage

Green Above 80%


Red <50%








2010-11 2011-12 2012-13




8 Gross NPA (` crore) 32.40 64.27 56.97

8.1 SGSY (` crore) 22.85 40.67 36.48



Jeha

naba

d



36


UTTAR PRADESH : SHG coverage

Green Above 80%


Red <50%

The Mapping is based on coverage of Savings linked SHGs vs Potential SHGs ; Data as reported by SLBC / DLCC has been used for Mapping.








2010-11 2011-12 2012-13




8 Gross NPA (` crore) 187.30 254.25 356.53

8.1 SGSY (` crore) 171.47 206.64 193.79



Aligarh

Bareilly

Gonda

Hardoi

Ghaziabad

Faizabad

Gor

akpu

r

Jhansi

Lucknow

Agra

Meerut

Mor

adab

ad

Bara banki

Etawah

Ghazipur

Etah

Firozabad

Budaun

PilibhitRam

pur

Basti

Sitapur

Bah

raic

h

Ram

abai

Nagar

Kanpur

Saha

ranp

ur

Jalaun

Shah

jaha

npur

Rae bareili

Muzaffarnagar

Baghpat

Balrampur

Balia

JyotibaNagar

GBN

Bulandshahr

Mat

hura

KanshiramNagar

Farrukhabad

Kannauj

Aura

iya

Unnao

Mahrajgang

St.

K N

agar

Kushinagar

Deoria

Mau

Azam

garh

Ambedkar Nagar

Sultanpur

PratapgarhJaunpur

FetehpurHamirpur

BandaMahoba

KaushambiChitrakoot

SRN Varanasi

Cha

ndau

li

All

ahab

ad

Siddharthnagar

Bijnor

UTTAR PRADESHUTTAR PRADESH

Sravasti

Lalitpur

Sonb

hadr

a

Mirzapur

Hathras

Lakhimpur Kheri

Mainpuri


37


MADHYA PRADESH : SHG coverage








2010-11 2011-12 2012-13




8 Gross NPA (` crore) 42.82 92.94 94.01

8.1 SGSY (` crore) 31.56 24.26 51.50



Dat

ia

Guna

Gwalior

Shivpuri

TikamgarhAshoknagar

Sheop

ur

Chhatapur

Sagar Damoh

PannaSatna

VidishaRajgarhB

hopa

l

Raisen

NarsimhapurSehore

Shajapur

Jabalpur

Katni

Sha

hdol

Umaria

DindoriMandla

Seoni

Chh

indw

ara

Hoshangabad

BalaghatBetul

Harda

DewasDhar

Barwani

Burhanpur

Aliraj

pur

Jhabua

Rat

lam

Ujjain

Indo

re

Mandsaur

Neemuch

Anuppur

MorenaBhind

Sidhi Rewa

Sidhi

Singroli

KhandwaKhargone



38


RAJASTHAN : SHG coverage

Green Above 80%


Red <50%








2010-11 2011-12 2012-13

6.1 Loans issued No. of SHGs (lakh) 0.29 0.19 0.206.2 Loans issued (` crore) 198.15 182.73 210.887 Loans outstanding (` crore) 445.40 714.90 632.948 Gross NPA (` crore) 37.81 46.36 75.63

8.1 SGSY (` crore) 14.55 25.69 33.188.2 SHG (non-SGSY) (` crore) 23.26 20.67 42.459 No. of WSHG districts 4


Raj

sam

and Bhilwara

Ajmer

Alwar

Ganga

naga

r

Karo

uli

Barmer

Bikaner ChuruJhunjhunu

Jhalawar

Baran

Dungarpur

Bha

ratp

ur

Bundi

Dausa

Hanumangarh

Jaipur

Jaisalmer

Jalore

Kota

Pali

Dholpur

TonkSawai Madhopur

Sikar

Sirohi

Nagour

Udaipur

Jodhpur

Pra

tapg

arh

Ban

swar

a

RAJASTHANRAJASTHAN

Chittorgarh


39


ODISHA : SHG coverage

Green Above 80%


Red <50%








2010-11 2011-12 2012-13

6.1 Loans issued No. of SHGs (lakh) 0.72 0.50 0.476.2 Loans issued (` crore) 574.92 540.98 473.287 Loans outstanding (` crore) 1579.48 1653.39 1796.758 Gross NPA (` crore) 98.56 196.09 328.21

8.1 SGSY (` crore) 52.07 51.06 116.238.2 SHG (non-SGSY) (` crore) 46.49 145.03 211.989 No. of WSHG districts 19


Bargarh

Bolangir

Nua

pada

Kalahandi

Nabrangpur

Rayagada

Koraput

Jharsuguda

Deogarh

Sambalpur

Baudh

Angul

Keonjhar

Mayurbhanj

Jajpur

BhadrakDhenkanal

Cuttack Kendrapara

Jagatsinghapur

Puri

KhurdaNayagarh

Kandhamal

Ganjam

Gaj

apat

i

Mal

kang

iri

Sundargarh

Balasore

Sonpur

ODISHAODISHA


40


WEST BENGAL : SHG coverage








2010-11 2011-12 2012-13




8 Gross NPA (` crore) 34.20 48.90 141.98

8.1 SGSY (` crore) 19.69 27.99 53.50




PaschimMedinipor

South 24 Parganas

Hooghly

Purulia Bankura

North 24 Parganas

Burdwan

BirbhumNadia

WEST BENGAL

Pur

ba

Med

inip

or

Murshidabad

How

rah

Darjeeling

Jalpaiguri

Malda

Utt

ar Di

najp

ur Coochbehar

Dakshin Dinajpur

WEST BENGAL


41


MAHARASHTRA : SHG coverage




4 Average savings / SHG (`) 7470 National Average : 11230




2010-11 2011-12 2012-13




8 Gross NPA (` crore) 81.62 103.40 117.84

8.1 SGSY (` crore) 29.82 58.51 60.78





42

ASSAM : SHG coverage

Green Above 80%


Red <50%

Dhu

bri

Kok

rajh

ar ChirangBaksa

Udalguri

Goalpara

Bongaigaon Barpeta N

alba

ri

Darra

ng NagaonKarbi Anglong

Sonitpur Jorhat

Lakhim

pur

Golaghat

Sivasagar

Dhemaji

Dibru

garh Tinsukia

DimaHasao

Kamrup

Karbi Anglong

ASSAMM

orig

aon

Kamrup Metropolitan

Cachar

Kar

imga

nj

Hail

aka

ndi

ASSAM








2010-11 2011-12 2012-13




8 Gross NPA (` crore) 42.76 28.93 52.66

8.1 SGSY (` crore) 27.39 15.98 29.41






43

Statements


44


45

STATEMENT - I - A Progress under Microfinance - Savings of SHGs with Banks

Agency-wise position as on 31 March 2013 (Amount ` lakh)

Sr. No. Name of the Agency

Total Savings of SHGs with Banks as on 31 March 2013 Out of Total - Under SGSY

Out of Total -Exclusive Women SHGs

No. of SHGs Saving Amount No. of SHGs Saving Amount No. of SHGs Saving Amount

1 Commercial Banks 4076986 553257.05 1098312 107404.11 3367566 444160.47

2 Regional Rural Banks 2038008 152710.20 758306 61018.71 1683036 128054.08

3 Cooperative Banks 1202557 115758.22 191193 13742.29 887917 79272.43

Total 7317551 821725.47 2047811 182165.11 5938519 651486.98

STATEMENT - I - B Progress under Microfinance - Bank Loans disbursed to SHGs

Agency-wise position during 2012-13(Amount ` lakh)


Loans disbursed to SHGs by Banks during the year

Out of Total - Under SGSY Out of Total -Exclusive Women SHGs

No. of SHGs Loans disbursed






Total 1219821 2058536.44 181172 220747.16 1037402 1785431.03

STATEMENT - I - C

Progress under Microfinance - Bank Loans outstanding against SHGs Agency-wise position as on 31 March 2013

(Amount ` lakh)

Sr. No.

Name of the Agency

Total Outstanding Bank Loans against SHGs

Out of Total - Under SGSY Out of Total -Exclusive Women SHGs

No. of SHGs Loan Outstanding






Total 4451434 3937529.72 1193251 859708.55 3757241 3284004.49


46

STATEMENT - I - D

Progress under Microfinance - Non-Performing Assets of Banks against SHGs Loans Outstanding Agency-wise position as on 31 March 2013

(Amount ` lakh)


Non-Performing Assets of Banks against SHGs Loans Outstanding

Out of total - Bank loans O/S & NPAs against SGSY SHGs

Bank Loans Outstanding against SHGs

Amount of NPAs

Percentage of NPAs to Total loans

Outstanding

Bank Loans Outstanding against SHGs

Amount of NPAs

Percentage of NPAs to Total loans

Outstanding

1 Commercial Banks 2663944.38 217598.68 8.17 483300.14 47936.85 9.92

2 Regional Rural Banks 1052122.91 43088.27 4.10 306837.35 27600.22 9.00

3 Cooperative Banks 221462.43 18006.00 8.13 69571.06 5208.03 7.49

Total 3937529.72 278692.95 7.08 859708.55 80745.10 9.39

STATEMENT - I - E

Agency wise Bank Loans provided to MFIs during 2012-13 and

loans outstanding as on 31 March 2013

(Amount ` lakh)

Sr. No.

Name of the AgencyLoans disbursed by Banks / FI to MFIs

during the yearBank Loans Outstanding against MFIs as

on 31 March 2013

No.of MFIs Amount No.of MFIs Amount

1 Commercial Banks 368 742265.72 1769 1246772.18

2 Regional Rural Banks 14 458.18 153 7065.59

3 Cooperative Banks 3 400.00 18 683.37

Sub Total 385 743123.90 1940 1254521.14

4 SIDBI 41 40827.00 102 188063.22

Total 426 783950.90 2042 1442584.36


47

STATEMENT - II- A Progress under Microfinance - Savings of SHGs with Banks

Region-wise/ State-wise/ Agency-wise position as on 31 March 2013(Amount ` lakh)

Sr. No.

Region/StateCommercial Banks Regional Rural Banks Cooperative Banks Total

No. of SHGs

Savings Amount

No. of SHGs

Savings Amount

No. of SHGs

Savings Amount

No. of SHGs

Savings Amount

A NORTHERN REGION

1 Chandigarh 609 95.11 0 0.00 0 0.00 609 95.11

2 Haryana 19011 1646.25 19281 2080.32 4288 304.16 42580 4030.73

3 Himachal Pradesh 25233 2143.52 7737 1072.48 20272 1061.92 53242 4277.92

4 Jammu & Kashmir 2854 279.08 1646 445.00 1296 246.41 5796 970.49

5 New Delhi 3589 327.65 0 0.00 198 20.40 3787 348.05

6 Punjab 24235 2817.91 5085 353.45 5740 464.12 35060 3635.48

7 Rajasthan 92940 7734.13 56573 3272.57 82250 4754.04 231763 15760.74

Total 168471 15043.65 90322 7223.82 114044 6851.05 372837 29118.52

B NORTH EASTERN REGION

1 Assam 87203 7037.21 159147 3458.00 24722 255.55 271072 10750.76

2 Arunachal Pradesh 3074 155.44 1538 227.68 421 28.97 5033 412.09

3 Manipur 4929 102.55 6106 110.30 1621 22.39 12656 235.24

4 Meghalaya 3264 228.21 3550 245.47 2759 41.98 9573 515.66

5 Mizoram 1128 46.56 1336 547.12 653 18.53 3117 612.21

6 Nagaland 3219 147.36 746 13.23 4513 25.26 8478 185.85

7 Sikkim 3529 79.48 0 0.00 NA NA 3529 79.48

8 Tripura 10438 219.34 NA NA NA NA 10438 219.34

Total 116784 8016.15 172423 4601.80 34689 392.68 323896 13010.63

C EASTERN REGION

1 A & N Islands (UT) 925 64.68 0 0.00 4292 81.06 5217 145.74

2 Bihar 138637 12724.83 132253 4242.81 0 0.00 270890 16967.64

3 Jharkhand 57850 5712.25 27484 1977.67 0 0.00 85334 7689.92

4 Odisha 206331 18181.06 242789 19431.46 73717 4215.29 522837 41827.81

5 West Bengal 267132 25673.25 196558 34885.93 123131 12135.69 586821 72694.87

Total 670875 62356.07 599084 60537.87 201140 16432.04 1471099 139325.98

D CENTRAL REGION

1 Chhattisgarh 39281 2429.10 52497 3432.64 6715 274.22 98493 6135.96

2 Madhya Pradesh 72436 7976.83 72897 3809.21 14124 535.15 159457 12321.19

4 Uttar Pradesh 152501 23928.68 242460 14672.92 8971 599.22 403932 39200.82

3 Uttarakhand 12348 2742.32 15576 1438.46 12392 582.79 40316 4763.57

Total 276566 37076.93 383430 23353.23 42202 1991.38 702198 62421.54

E WESTERN REGION

1 Goa 6579 655.83 0 0.00 3310 4.91 9889 660.74

2 Gujarat 118320 11442.29 58685 3942.43 31405 2170.33 208410 17555.05

3 Maharashtra 297339 24349.06 89044 6443.80 301334 20577.55 687717 51370.41

Total 422238 36447.18 147729 10386.23 336049 22752.79 906016 69586.20

F SOUTHERN REGION

1 Andhra Pradesh 1000156 222038.30 404600 30082.34 16637 2058.59 1421393 254179.23

2 Karnataka 307657 66929.09 128645 10466.54 209393 38223.29 645695 115618.92

3 Kerala 463219 40500.81 46892 1386.00 71214 9872.12 581325 51758.93

4 Lakshadweep 27 7.17 0 0.00 0 0.00 27 7.17

5 Puducherry 12861 1110.28 3468 279.84 3724 341.46 20053 1731.58

6 Tamil Nadu 638132 63731.42 61415 4392.53 173465 16842.82 873012 84966.77

Total 2422052 394317.07 645020 46607.25 474433 67338.28 3541505 508262.60

GRAND TOTAL 4076986 553257.05 2038008 152710.20 1202557 115758.22 7317551 821725.47


48

STATEMENT - II- B Progress under Microfinance - Bank Loans disbursed during the year

Region-wise/ State-wise/ Agency-wise position during 2012-13(Amount ` lakh)

Sr. No. Region/State

Commercial Banks Regional Rural Banks Cooperative Banks TOTAL

No. of SHGsLoans

Disbursed Amount

No. of SHGsLoans

Disbursed Amount

No. of SHGsLoans

Disbursed Amount

No. of SHGsLoans

Disbursed Amount

A NORTHERN REGION

1 Chandigarh 47 69.07 0 0.00 0 0.00 47 69.07

2 Haryana 1243 1956.11 1832 2977.65 166 222.63 3241 5156.39


4 Jammu & Kashmir 880 587.74 189 164.67 127 91.38 1196 843.79

5 New Delhi 455 640.17 0 0.00 0 0.00 455 640.17

6 Punjab 928 1401.73 559 570.57 534 306.62 2021 2278.92

7 Rajasthan 8634 11017.04 5360 4702.89 6167 5368.45 20161 21088.38

Total 13114 17116.11 8722 8767.68 9449 8345.91 31285 34229.70

B NORTH EASTERN REGION

1 Assam 7427 5654.34 13869 7873.49 201 228.00 21497 13755.83


3 Manipur 382 209.24 277 196.56 0 0.00 659 405.80

4 Meghalaya 103 109.51 192 239.64 105 113.21 400 462.36

5 Mizoram 1 2.00 534 820.00 9 5.43 544 827.43

6 Nagaland 282 393.82 71 86.30 443 494.23 796 974.35

7 Sikkim 359 212.63 0 0.00 NA NA 359 212.63

8 Tripura 801 1250.67 NA NA NA NA 801 1250.67

Total 9391 7906.21 14956 9232.59 821 883.05 25168 18021.85

C EASTERN REGION

1 A & N Islands (UT) 82 109.90 0 0.00 333 427.94 415 537.84

2 Bihar 18694 13052.84 11880 9148.85 0 0.00 30574 22201.69

3 Jharkhand 7835 6443.89 1039 1092.17 0 0.00 8874 7536.06

4 Odisha 16115 22217.02 26483 21179.93 5078 3931.15 47676 47328.10

5 West Bengal 33247 22436.91 17394 14731.23 44643 14247.10 95284 51415.24

Total 75973 64260.56 56796 46152.18 50054 18606.19 182823 129018.93

D CENTRAL REGION

1 Chhattisgarh 2076 3690.09 5678 3234.50 238 88.90 7992 7013.49

2 Madhya Pradesh 7910 8226.45 7043 5275.05 229 225.33 15182 13726.83

3 Uttar Pradesh 15539 19312.52 16513 24811.76 1088 974.14 33140 45098.42

4 Uttarakhand 1417 1630.48 1438 1347.21 5011 1072.53 7866 4050.22

Total 26942 32859.54 30672 34668.52 6566 2360.90 64180 69888.96

E WESTERN REGION

1 Goa 628 1199.40 0 0.00 296 6.23 924 1205.63

2 Gujarat 9304 7353.40 3447 2534.97 2005 2093.91 14756 11982.28

3 Maharashtra 32388 38922.60 8695 9615.22 13666 9268.68 54749 57806.50

Total 42320 47475.40 12142 12150.19 15967 11368.82 70429 70994.41

F SOUTHERN REGION

1 Andhra Pradesh 330750 745307.35 148356 367713.47 5186 3419.24 484292 1116440.06

2 Karnataka 87325 130331.44 24677 50335.34 33731 49273.94 145733 229940.72

3 Kerala 43536 69319.68 4560 5774.00 12734 14797.86 60830 89891.54

4 Lakshadweep 1 1.00 0 0.00 0 0.00 1 1.00

5 Puducherry 3455 6003.85 767 1547.54 272 947.67 4494 8499.06

6 Tamil Nadu 102770 217919.56 10362 26310.71 37454 47379.94 150586 291610.21

Total 567837 1168882.88 188722 451681.06 89377 115818.65 845936 1736382.59

Grand Total 735577 1338500.70 312010 562652.22 172234 157383.52 1219821 2058536.44


49

STATEMENT - II-C Progress under Microfinance - Bank Loans outstanding against SHGsRegion-wise/ State-wise/ Agency-wise position as on 31 March 2013

(Amount ` lakh)

Sr. No.

Region/ StateCommercial Banks Regional Rural Banks Cooperative Banks Total

No. of SHGs

Loans O/S Amount

No. of SHGs

Loans O/S Amount

No. of SHGs

Loans O/S Amount

No. of SHGs

Loans O/S Amount

NORTHERN REGION

1 Chandigarh 451 444.82 0 0.00 0 0.00 451 444.82

2 Haryana 13452 14526.87 9177 11266.34 665 604.20 23294 26397.41


4 Jammu & Kashmir 2994 1145.13 632 619.67 614 144.98 4240 1909.78

5 New Delhi 1371 1629.37 0 0.00 0 0.00 1371 1629.37

6 Punjab 8219 6230.51 3001 1685.02 3651 660.98 14871 8576.51

7 Rajasthan 79337 40133.24 20675 12226.09 29559 10935.12 129571 63294.45

Total 127472 69462.78 40219 28332.25 46264 18272.82 213955 116067.85

NORTH EASTERN REGION

1 Assam 61391 33809.13 52385 27289.18 7714 3758.11 121490 64856.42


3 Manipur 3015 1683.12 1576 409.45 0 0.00 4591 2092.57

4 Meghalaya 1277 604.17 862 836.58 237 320.83 2376 1761.58

5 Mizoram 69 77.07 2568 1808.49 30 61.04 2667 1946.60

6 Nagaland 1919 1341.09 66 147.46 443 305.30 2428 1793.85

7 Sikkim 2856 1237.84 0 0.00 NA NA 2856 1237.84

8 Tripura 6860 5598.95 NA NA NA NA 6860 5599

Total 77625 44575.48 57532 30571.91 8503 4528.20 143660 79675.59

EASTERN REGION

1 A & N Islands (UT) 171 119.47 0 0.00 1328 592.75 1499 712.22

2 Bihar 94227 61475.68 91082 31754.88 0 0.00 185309 93230.56

3 Jharkhand 43960 28641.88 17768 9105.96 0 0.00 61728 37747.84

4 Odisha 131863 100693.03 119409 65507.38 26682 13475.45 277954 179675.86

5 West Bengal 234984 105012.71 177223 117470.81 81959 19963.49 494166 242447.01

Total 505205 295942.77 405482 223839.03 109969 34031.69 1020656 553813.49

CENTRAL REGION

1 Chhattisgarh 14414 10639.37 26580 10541.55 3043 195.04 44037 21375.96

2 Madhya Pradesh 28901 29674.75 34428 13411.00 2029 1333.58 65358 44419.33

3 Uttar Pradesh 108838 102219.88 115203 91019.21 4605 2488.31 228646 195727.40

4 Uttarakhand 10097 6283.74 8661 3824.15 5722 6054.43 24480 16162.32

Total 162250 148817.74 184872 118795.91 15399 10071.36 362521 277685.01

WESTERN REGION

1 Goa 1499 1800.01 0 0.00 1630 12.86 3129 1812.87

2 Gujarat 51525 15861.17 18501 4876.93 2645 1300.53 72671 22038.63

3 Maharashtra 118161 84581.33 38579 22807.92 62911 15511.13 219651 122900.38

Total 171185 102242.51 57080 27684.85 67186 16824.52 295451 146751.88

SOUTHERN REGION

1 Andhra Pradesh 935510 1250875.06 406615 491336.21 14595 5893.27 1356720 1748104.54

2 Karnataka 166642 195486.17 115864 91678.54 96799 42193.26 379305 329357.97

3 Kerala 109892 133797.29 19347 11312.42 24097 22718.48 153336 167828.19

4 Lakshadweep 12 3.36 0 0.00 0 0.00 12 3.36

5 Puducherry 11576 11509.67 1456 1328.62 927 1385.81 13959 14224.10

6 Tamil Nadu 376602 411231.55 38900 27243.17 96357 65543.02 511859 504017.74

Total 1600234 2002903.10 582182 622898.96 232775 137733.84 2415191 2763535.90

Grand Total 2643971 2663944.38 1327367 1052122.91 480096 221462.43 4451434 3937529.72


50

STAT

EMEN

T -II

(D)

Pr

ogre

ss u

nder

Mic

rofin

ance

- N

on-P

erfo

rmin

g As

sets

aga

inst

Ban

k Lo

ans t

o SH

Gs

as o

n 31

Mar

ch 2

013

(A

mou

nt `

lakh

)

Sr.

No.

Regi

on/

Stat

e

Publ

ic S

ecto

r Com

mer

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Ban

ksPr

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Com

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ural

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ount

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gain

st

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s

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as %

age

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gain

st

SHG

s

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again

st SH

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as %

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as %

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rand

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1268

26.3

546

75.1

33.

69%

1052

122.

9143

088.

274.

10%

2214

62.4

318

006.

008.

13%

3937

529.

7227

8692

.95

7.08

%


51

STATEMENT - III-A(i) Progress under Microfinance - Savings

of SHGs with Public Sector Commercial Banks as on 31 March 2013(Amount ` lakh)

Sr.No. Name of the Bank

Details of SHGs Saving linked with Banks

Out of Total SHGs - UnderSGSY Scheme

Out of Total SHGs - Exclusive Women SHGs

No. of SHGs

No. of Members

Savings Amount

No. of SHGs

No. of Members

Savings Amount

No. of SHGs

No. of Members

Savings Amount

NORTHERN REGION

Chandigarh

1 Allahabad Bank 6 60 0.68 6 60 0.68 1 10 0.14

2 Bank of Baroda 0 0 0.00 0 0 0.00 0 0 0.00

3 Canara Bank 103 626 2.58 0 0 0.00 50 341 1.29

4 Indian Bank 1 17 0.01 0 0 0.00 1 17 0.01

5 Oriental Bank of Commerce 255 2360 43.49 69 748 7.05 123 991 13.52

6 State Bank of Patiala 1 10 1.06 0 0 0.00 0 0 0.00

7 Union Bank of India 242 2420 47.27 25 271 2.55 166 1992 17.18

8 Vijaya Bank 1 10 0.02 0 0 0.00 0 0 0.00

Total 609 5503 95.11 100 1079 10.28 341 3351 32.14

Haryana

1 Allahabad Bank 139 1390 95.00 139 1390 95.00 110 1100 70.20

2 Andhra Bank 1 13 0.05 0 0 0.00 1 13 0.05

3 Bank of Baroda 29 290 18.81 6 60 5.23 20 0 16.14

4 Bank of India 176 1834 46.07 176 1834 46.07 66 743 3.96

5 Bank of Maharashtra 1 10 0.01 0 0 0.00 1 10 0.01

6 Canara Bank 519 5224 59.28 449 4508 48.76 428 4206 38.93

7 Central Bank of India 678 7473 52.00 599 6594 40.00 446 4930 28.00

8 Corporation Bank 13 260 1.16 1 20 0.06 13 260 1.16

9 Dena Bank 21 210 11.00 0 0 0.00 0 0 0.00

10 IDBI Bank 8 96 0.96 0 0 0.00 3 37 0.37

11 Indian Bank 125 2125 16.49 4 60 1.46 124 2104 16.33

12 Indian Overseas Bank 26 333 2.00 11 141 0.50 22 283 1.00


14 Punjab National Bank 11924 119240 802.61 5511 55110 447.92 9232 92320 683.67

15 Punjab & Sind Bank 783 7828 59.58 775 7746 52.65 464 4713 35.95

16 State Bank of Hyderabad 1 15 0.01 0 0 0.00 0 0 0.00

17 State Bank of India 2014 24168 193.00 1041 12492 14.00 1568 18816 148.00


19 Syndicate Bank 581 5787 32.66 428 4525 21.70 410 4264 22.91

20 UCO Bank 135 1495 25.80 65 607 12.35 135 1495 25.68


22 Vijaya Bank 30 396 2.94 9 93 1.25 24 248 2.39

Total 18895 195616 1645.93 10319 106422 882.85 13687 141126 1205.09

Himachal Pradesh

1 Allahabad Bank 14 140 12.00 14 140 12.00 14 140 12.00

2 Bank of Baroda 0 0 0.00 0 0 0.00 0 0 0.00

3 Bank of India 67 738 12.03 67 738 12.03 23 263 1.03


5 Canara Bank 46 442 4.57 0 0 0.00 0 0 0.00


52

STATEMENT - III-A(i) (contd.) Progress under Microfinance - Savings


Sr.No.

Name of the Bank


Out of Total SHGs - Under SGSY Scheme


No. of SHGs

No. of Members

Savings Amount

No. of SHGs

No. of Members

Savings Amount

No of SHGs

No. of Members

Savings Amount


7 Indian Bank 33 561 2.17 1 15 0.06 33 555 2.15


9 Punjab & Sind Bank 81 827 9.10 13 136 1.32 58 592 7.35



12 Syndicate Bank 3 35 0.10 3 35 0.10 0 0 0.00

13 UCO Bank 1141 12186 483.15 770 8084 310.00 869 9074 400.00

Total 25233 262528 2143.52 2690 29310 637.21 18541 194675 1363.73

Jammu & Kashmir

1 Bank of Baroda 0 0 0.00 0 0 0.00 0 0 0.00

2 Canara Bank 5 48 0.13 5 48 0.13 5 48 0.13



5 Punjab & Sind Bank 4 44 0.22 4 44 0.22 4 44 0.22



Total 1505 17755 123.06 497 5589 32.11 1348 15471 111.37

New Delhi

1 Allahabad Bank 44 440 0.44 0 0 0.00 44 440 0.44

2 Bank of Baroda 57 570 8.89 4 40 7.46 5 50 2.27

3 Bank of India 31 498 4.65 0 0 0.00 31 498 4.65


5 Canara Bank 130 1360 3.95 2 15 0.05 130 1360 3.95



8 IDBI Bank 16 160 1.82 0 0 0.00 6 60 0.45

9 Indian Bank 691 11747 39.52 0 0 0.00 684 11630 39.12


11 Punjab & Sind Bank 13 215 0.83 0 0 0.00 6 61 0.36


13 Syndicate Bank 25 251 3.77 0 0 0.00 25 251 3.77


15 Vijaya Bank 34 138 4.51 0 0 0.00 17 78 2.47

Total 3492 44019 327.65 66 753 14.29 3111 39855 291.50

Punjab

1 Allahabad Bank 314 3211 4.08 8 80 0.20 97 982 1.24

2 Bank of Baroda 220 2200 41.26 2 20 2.00 216 2160 41.04

3 Bank of India 71 643 21.41 43 419 6.76 58 551 9.36


5 Canara Bank 112 775 18.56 8 120 1.14 50 678 3.15



53



Sr.No.

Name of the Bank




No. of SHGs

No. of Members

Savings Amount

No. of SHGs

No. of Members

Savings Amount

No. of SHGs

No. of Members

Savings Amount


8 Dena Bank 21 210 0.21 0 0 0.00 0 0 0.00

9 IDBI Bank 6 60 0.58 0 0 0.00 5 50 0.42

10 Indian Bank 73 1241 4.60 0 0 0.00 72 1229 4.55




14 Punjab & Sind Bank 1710 19395 146.84 1060 12594 101.48 997 11305 60.55



17 Syndicate Bank 8 80 0.73 1 10 0.02 8 80 0.73

18 UCO Bank 298 3025 229.15 127 1297 71.50 268 2790 181.15


20 Vijaya Bank 32 371 6.22 29 290 2.97 29 290 6.07

Total 23870 274848 2817.44 11043 130640 1115.19 18052 210704 1614.82

Rajasthan

1 Allahabad Bank 347 3656 16.39 347 3656 16.39 347 3656 16.39

2 Bank of Baroda 15674 156740 1346.15 2693 28395 168.46 9775 95940 896.98

3 Bank of India 815 8150 29.02 213 2130 18.89 733 7330 25.81


5 Canara Bank 55 660 30.50 17 200 9.20 38 460 21.30


7 Dena Bank 30 300 18.94 0 0 0.00 0 0 0.00

8 IDBI Bank 12 120 1.61 0 0 0.00 8 80 0.40

9 Indian Bank 41 697 5.28 0 0 0.00 41 697 5.28




13 Punjab & Sind Bank 190 1900 9.25 190 1900 9.25 53 530 3.30

14 State Bank of Bikaner & Jaipur

37365 448380 3268.00 14269 171228 962.00 34522 414264 3079.90



17 Syndicate Bank 7 84 1.12 7 84 1.12 7 84 1.12

18 UCO Bank 1539 15390 377.37 1104 11040 295.15 1164 11640 365.04


20 Vijaya Bank 7 75 0.63 0 0 0.00 3 28 0.40

Total 87608 960197 7173.21 33147 364574 2771.04 73192 809269 5945.59

Total Northern Region 161212 1760466 14325.92 57862 638367 5462.97 128272 1414451 10564.24


Assam

1 Allahabad Bank 5990 60555 1040.14 5593 56580 809.90 5384 54440 781.92

2 Andhra Bank 2 26 0.40 0 0 0.00 2 26 0.40


54







No. of SHGs

No. of Members

Savings Amount

No. of SHGs

No. of Members

Savings Amount

No. of SHGs

No. of Members

Savings Amount

3 Bank of Baroda 722 7220 19.50 432 4320 9.50 125 1250 3.75

4 Bank of India 367 3730 12.93 0 0 0.00 0 0 0.00


6 Canara Bank 795 9532 36.17 382 4580 21.75 209 2500 10.55


8 Dena Bank 31 310 12.00 0 0 0.00 0 0 0.00

9 Indian Bank 2033 34561 142.14 30 450 0.82 2013 34215 140.72



12 Punjab & Sind Bank 5 60 0.20 0 0 0.00 5 60 0.20


14 Syndicate Bank 430 3975 21.02 235 2230 10.17 220 2205 10.30

15 UCO Bank 14411 154079 150.38 9741 104093 131.10 6137 56715 65.69


17 United Bank of India 14615 147904 2121.23 8797 89817 1249.97 14353 145863 2101.80

18 Vijaya Bank 190 1980 8.98 133 1417 4.06 48 490 2.40

Total 87178 901705 7036.24 52968 540109 4140.78 59079 606655 5433.13

Arunachal Pradesh

1 Bank of India 0 0 0.00 0 0 0.00 0 0 0.00

2 Bank of Baroda 1 10 1.03 1 10 1.03 0 0 0.00



5 Indian Bank 5 85 0.07 0 0 0.00 5 84 0.07


7 Syndicate Bank 11 154 0.31 0 0 0.00 0 0 0.00

8 UCO Bank 124 1240 1.67 80 800 0.88 67 670 0.40

9 Vijaya Bank 4 58 0.35 1 10 0.08 2 28 0.34

Total 3074 28094 155.44 1682 15323 102.00 2671 24239 71.82

Manipur

1 Allahabad Bank 0 0 0.00 0 0 0.00 0 0 0.00

2 Bank of Baroda 155 1550 14.05 71 710 6.39 70 820 6.30

3 Bank of India 28 308 0.28 0 0 0.00 20 220 0.20




7 Punjab & Sind Bank 15 105 0.15 0 0 0.00 11 77 0.11


9 UCO Bank 233 2354 2.45 171 1767 1.99 75 1076 0.63

10 Vijaya Bank 107 1418 2.62 48 447 1.17 40 438 1.88

Total 4929 45438 102.55 2179 20284 40.55 4160 38321 77.12

Meghalaya

1 Bank of Baroda 6 60 0.53 2 20 0.36 0 0 0.00



55



Sr.No.

Name of the Bank




No. of SHGs

No. of Members

Savings Amount

No. of SHGs

No. of Members

Savings Amount

No of SHGs

No. of Members

Savings Amount

3 Indian Bank 46 782 7.14 1 15 2.21 46 774 7.07




7 UCO Bank 129 1250 3.39 91 842 1.02 52 500 1.32


9 Vijaya Bank 1 10 0.05 0 0 0.00 0 0 0.00

Total 3264 31569 228.21 1945 18539 98.20 2857 27484 202.49

Mizoram

1 Bank of Baroda 0 0 0.00 0 0 0.00 0 0 0.00


3 IDBI Bank 1 10 0.05 0 0 0.00 1 10 0.05


5 UCO Bank 53 573 1.45 22 210 0.55 16 160 0.45

6 Vijaya Bank 19 185 3.06 0 0 0.00 11 110 0.11

Total 1128 10301 46.56 570 5179 27.55 979 8877 36.61

Nagaland

1 Allahabad Bank 85 886 12.00 85 886 12.00 76 793 10.95

2 Bank of Baroda 151 1510 13.51 74 740 13.51 50 280 4.50

3 Bank of India 0 0 0.00 0 0 0.00 0 0 0.00


5 IDBI Bank 7 70 3.02 0 0 0.00 6 60 2.77

6 Indian Bank 31 527 0.90 0 0 0.00 31 527 0.90

7 Punjab & Sind Bank 0 0 0.00 0 0 0.00 0 0 0.00


9 Syndicate Bank 14 165 0.25 5 50 0.07 5 50 0.07

10 UCO Bank 127 1270 3.26 30 300 1.66 32 320 2.84

11 Vijaya Bank 30 356 0.42 23 219 0.37 17 185 0.26

Total 3217 29914 147.36 1949 17919 67.61 2694 24521 111.29

Sikkim

1 Bank of India 2511 27970 24.32 2511 27970 24.32 1532 17234 14.48


3 Indian Bank 0 0 0.00 0 0 0.00 0 0 0.00



Total 3528 40164 79.32 3302 37477 64.32 2488 28810 62.48

Tripura

1 Bank of Baroda 30 300 5.00 3 30 0.62 30 300 5.00


3 Indian Bank 2 34 0.02 0 0 0.00 2 34 0.02




56







No. of SHGs

No. of Members

Savings Amount

No. of SHGs

No. of Members

Savings Amount

No of SHGs

No. of Members

Savings Amount

6 UCO Bank 546 5823 14.03 382 4119 11.46 175 1966 4.74



9 Vijaya Bank 1 10 0.38 0 0 0.00 0 0 0.00

Total 10438 107684 219.34 6696 69343 127.97 9394 97467 185.71

Total North Eastern Region 116756 1194869 8015.02 71291 724173 4668.98 84322 856374 6180.65

EASTERN REGION

A & N Islands (UT)

1 Allahabad Bank 8 96 0.90 0 0 0.00 8 96 0.90

2 Indian Bank 0 0 0.00 0 0 0.00 0 0 0.00



5 Syndicate Bank 60 648 3.05 2 30 0.05 48 509 2.17

6 Vijaya Bank 9 85 2.73 0 0 0.00 5 55 1.43

Total 925 11035 64.68 237 2865 19.05 803 9593 51.50

Bihar

1 Allahabad Bank 18291 212251 1480.33 17059 187006 1435.69 12353 145516 1357.73

2 Bank of Baroda 3491 34910 132.00 789 7890 28.54 2116 10990 88.37

3 Bank of India 11488 139893 1251.96 3871 42603 902.59 10655 127113 1248.66

4 Canara Bank 2868 28680 3.15 0 0 0.00 2726 27260 1.15


6 Dena Bank 10 100 1.20 0 0 0.00 0 0 0.00

7 Indian Bank 4099 69683 479.68 322 4830 219.26 4058 68986 474.88





12 Syndicate Bank 448 4500 45.61 362 4000 22.86 340 3561 17.06

13 UCO Bank 9031 100483 2511.91 9013 100483 2511.90 5463 48786 1483.90



16 Vijaya Bank 11 110 0.06 0 0 0.00 10 100 0.05

Total 138598 1546405 12724.74 77549 828632 7997.71 109332 1211720 9908.02

Jharkhand

1 Allahabad Bank 9383 94170 71.48 7198 81999 31.80 9072 91971 50.71

2 Andhra Bank 12 144 5.70 0 0 0.00 12 144 5.70

3 Bank of Baroda 621 6210 309.00 621 6210 309.00 429 239 239.00

4 Bank of India 25257 300584 1246.64 20022 240615 1152.98 21476 259104 963.96

5 Canara Bank 390 5040 13.05 390 5040 13.05 382 4936 12.81


7 Dena Bank 122 1220 20.10 0 0 0.00 0 0 0.00

8 IDBI Bank 1 10 0.04 0 0 0.00 1 10 0.04


57



Sr.No.

Name of the Bank




No. of SHGs

No. of Members

Savings Amount

No. of SHGs

No. of Members

Savings Amount

No of SHGs

No. of Members

Savings Amount

9 Indian Bank 714 12138 94.16 0 0 0.00 707 12017 93.22




13 Punjab & Sind Bank 12 227 0.28 0 0 0.00 12 227 0.28


15 Syndicate Bank 185 1879 18.73 156 1601 9.90 146 1465 6.89

16 UCO Bank 444 4285 96.00 444 4285 96.00 128 965 43.12



19 Vijaya Bank 4 58 0.17 4 58 0.17 4 58 0.17

Total 57823 672145 5711.98 35114 410112 3587.00 51592 604097 4453.86

Odisha

1 Allahabad Bank 4427 53124 33.50 2224 23261 11.71 3195 38340 32.40

2 Andhra Bank 3406 40872 858.30 975 11700 78.00 3406 40872 858.30

3 Bank of Baroda 3515 35150 383.40 1036 10360 197.00 2511 23070 272.00

4 Bank of India 33451 277617 3179.88 12267 118608 1386.68 22574 237681 2547.50

5 Canara Bank 178 2136 22.43 53 926 6.89 168 2016 21.84



8 Dena Bank 13 130 10.00 0 0 0.00 0 0 0.00

9 IDBI Bank 3 30 0.11 0 0 0.00 3 30 0.11

10 Indian Bank 5179 88043 991.82 93 1395 27.78 5127 87163 981.90




14 Punjab & Sind Bank 4 35 0.45 0 0 0.00 4 35 0.45



17 Syndicate Bank 1120 9585 87.65 729 5680 50.16 575 5795 49.35

18 UCO Bank 20055 203856 840.20 3485 34860 452.50 17323 177850 695.20



21 Vijaya Bank 217 2697 23.93 188 2156 16.51 187 1950 20.37

Total 200314 2137712 18160.00 49166 542590 4426.10 178014 1799738 16630.80

West Bengal

1 Allahabad Bank 30959 327608 2592.33 28321 300808 2462.51 27140 290099 2379.35

2 Andhra Bank 7 91 0.73 0 0 0.00 7 91 0.73

3 Bank of Baroda 3219 32190 1131.12 0 0 0.00 2689 26890 545.75

4 Bank of India 23868 297725 1122.64 8129 93267 670.03 20107 259784 909.96


6 Canara Bank 1934 27076 9.91 1556 21784 7.51 1832 25648 6.11


58



Sr.No.

Name of the Bank




No. of SHGs

No. of Members

Savings Amount

No. of SHGs

No. of Members

Savings Amount

No of SHGs

No. of Members

Savings Amount



9 Dena Bank 17 170 3.00 0 0 0.00 0 0 0.00

10 IDBI Bank 69 690 9.08 0 0 0.00 9 90 5.49

11 Indian Bank 5800 98600 480.72 284 4260 106.70 5742 97614 475.91




15 Punjab & Sind Bank 54 540 1.17 0 0 0.00 48 507 0.82


17 State Bank of Travancore 0 0 0.00 0 0 0.00 0 0 0.00

18 Syndicate Bank 1472 18542 36.29 1472 18542 36.29 1289 16363 31.51

19 UCO Bank 19506 198800 1720.14 16509 169608 1586.30 17908 183315 1499.10



22 Vijaya Bank 127 1243 14.18 119 1055 2.69 37 358 3.01

Total 267124 2977404 25665.52 174446 1855008 15232.20 245991 2738403 23167.79

Total Eastern Region 664784 7344701 62326.92 336512 3639207 31262.06 585732 6363551 54211.97

CENTRAL REGION

Chhattisgarh

1 Allahabad Bank 653 7690 68.00 518 6158 53.25 639 7658 66.60

2 Andhra Bank 4 52 0.98 0 0 0.00 4 52 0.98

3 Bank of Baroda 315 3150 56.11 209 2312 26.50 311 1542 54.74

4 Bank of India 239 2424 29.26 94 956 23.86 54 564 12.41


6 Canara Bank 16 320 13.32 12 240 11.32 10 200 8.39



9 Dena Bank 8447 84470 882.00 0 0 0.00 0 0 0.00

10 IDBI Bank 77 770 69.38 0 0 0.00 52 520 66.40

11 Indian Bank 152 2584 16.24 1 15 0.03 150 2558 16.08




15 Punjab & Sind Bank 0 0 0.00 0 0 0.00 0 0 0.00


17 Syndicate Bank 338 3380 67.20 302 3020 58.70 288 2880 50.30

18 UCO Bank 524 5258 47.15 159 1599 17.95 335 3376 11.10


20 Vijaya Bank 7 65 0.34 0 0 0.00 3 25 0.10

Total 39215 380456 2418.23 15718 129283 677.04 22256 218991 1178.39


59







No. of SHGs

No. of Members

Savings Amount

No. of SHGs

No. of Members

Savings Amount

No. of SHGs

No. of Members

Savings Amount

Madhya Pradesh

1 Allahabad Bank 2283 24699 150.40 2092 22005 119.38 1355 13910 93.22

2 Andhra Bank 2 24 0.13 0 0 0.00 2 24 0.13

3 Bank of Baroda 3240 32400 63.09 2115 21892 61.12 2188 22403 43.76

4 Bank of India 10383 116067 592.36 8302 88012 405.49 6940 73906 416.40


6 Canara Bank 124 1330 7.99 57 670 4.45 49 540 2.60



9 Dena Bank 120 1200 2.00 0 0 0.00 0 0 0.00

10 IDBI Bank 8849 88490 468.36 0 0 0.00 6424 64240 260.82

11 Indian Bank 1039 17663 82.83 1 15 0.08 1029 17486 82.00




15 Punjab & Sind Bank 212 1671 25.21 33 215 24.12 0 0 0.00




19 Syndicate Bank 1030 10350 51.14 410 4120 17.26 1030 10350 51.14

20 UCO Bank 1195 11633 1052.93 1111 10564 1047.00 360 3972 210.38



23 Vijaya Bank 201 2613 31.87 157 2198 14.75 58 685 2.05

Total 69519 763806 7756.37 30424 339191 2916.67 48028 524528 4616.74

Uttar Pradesh

1 Allahabad Bank 24098 261662 7598.31 21847 237727 7532.30 11976 118063 4329.57

2 Bank of Baroda 30696 306960 6354.74 9330 104103 1822.92 15677 83378 1253.63

3 Bank of India 10397 108029 719.86 10231 104788 645.41 3261 34710 227.42


5 Canara Bank 2992 35870 50.65 2201 24282 40.84 1042 11495 27.18


7 Dena Bank 461 4610 16.75 0 0 0.00 0 0 0.00

8 IDBI Bank 10 100 0.30 0 0 0.00 3 30 0.19

9 Indian Bank 752 12784 24.90 3 45 0.05 744 12656 24.65




13 Punjab & Sind Bank 421 4210 30.45 349 3766 10.63 421 4210 30.45



16 Syndicate Bank 2825 34378 190.63 1664 19851 40.79 869 10674 38.05


60



Sr.No.

Name of the Bank




No. of SHGs

No. of Members

Savings Amount

No. of SHGs

No. of Members

Savings Amount

No. of SHGs

No. of Members

Savings Amount

17 UCO Bank 2103 25769 1464.88 1519 16458 920.33 590 7004 596.59



20 Vijaya Bank 68 750 1.42 7 75 0.09 39 10 0.47

Total 151213 1651908 23889.46 87366 947526 14065.17 77170 753688 12390.42

Uttarakhand

1 Allahabad Bank 145 1457 3.45 145 1457 3.45 57 573 1.71

2 Andhra Bank 11 121 5.71 1 10 0.01 11 121 5.71

3 Bank of Baroda 618 6180 100.70 0 0 0.00 113 1130 18.08

4 Canara Bank 92 80 79.80 92 80 79.80 92 80 79.80



7 Indian Bank 12 204 0.50 0 0 0.00 12 202 0.50




11 Punjab & Sind Bank 43 557 0.84 43 557 0.84 22 237 0.47



14 UCO Bank 78 780 8.00 78 780 8.00 8 80 0.80


16 Vijaya Bank 2 20 1.57 0 0 0.00 0 0 0.00

Total 11741 111957 2388.67 5838 58234 1623.19 7595 68060 1134.54

Total Central Region 271688 2908127 36452.73 139346 1474234 19282.07 155049 1565267 19320.09

WESTERN REGION

Goa

1 Bank of India 747 11182 111.64 11 194 1.65 609 8526 91.35

2 Bank of Baroda 330 3300 71.36 330 3300 71.36 295 2950 64.88


4 Canara Bank 300 3525 61.50 3 29 0.48 250 3252 41.08



7 Dena Bank 175 1750 1.36 0 0 0.00 0 0 0.00

8 IDBI Bank 19 190 0.64 0 0 0.00 2 20 0.01

9 Indian Bank 24 408 1.61 0 0 0.00 24 408 1.61



12 Syndicate Bank 47 329 5.60 26 260 2.98 25 225 2.95

13 UCO Bank 13 185 4.16 0 0 0.00 2 25 0.32


15 Vijaya Bank 3 35 0.41 0 0 0.00 2 24 0.34

Total 6355 74622 641.48 2581 28768 239.02 4710 54737 462.58


61







No. of SHGs

No. of Members

Savings Amount

No. of SHGs

No. of Members

Savings Amount

No. of SHGs

No. of Members

Savings Amount

Gujarat

1 Allahabad Bank 127 1524 7.00 120 1440 6.10 120 1440 6.10

2 Bank of Baroda 30893 308930 2910.42 2784 33095 807.23 28037 236463 2641.36

3 Bank of India 5358 70063 112.30 3294 37527 83.33 5215 66083 91.44


5 Canara Bank 34 480 4.00 3 45 0.42 12 180 0.01



8 Dena Bank 27353 273530 3935.25 0 0 0.00 0 0 0.00

9 IDBI Bank 41 410 6.41 0 0 0.00 8 80 0.34

10 Indian Bank 2404 40868 433.60 55 825 23.50 2380 40459 429.26





15 Syndicate Bank 468 5716 32.53 111 273 4.37 416 5191 30.46

16 UCO Bank 702 7111 63.99 272 2803 20.00 514 5798 40.76


18 Vijaya Bank 54 508 4.03 25 158 1.50 10 98 0.68

Total 116712 1249709 11227.37 13495 150902 1671.48 65993 778526 6145.84

Maharashtra

1 Allahabad Bank 701 8818 139.96 670 6704 133.07 593 7459 124.16

2 Andhra Bank 97 1261 23.43 11 143 0.66 97 715 23.43

3 Bank of Baroda 5123 51230 508.73 1407 14061 107.25 4337 37268 240.32

4 Bank of India 37681 407887 4451.86 15654 165267 1757.56 18039 202322 2327.97


6 Canara Bank 923 10469 167.83 142 1955 63.23 882 9869 161.64



9 Dena Bank 7463 74630 2335.41 0 0 0.00 0 0 0.00

10 IDBI Bank 50158 501162 5445.19 2317 24366 48.80 33978 339733 3714.78

11 Indian Bank 4065 69105 577.07 19 285 3.32 4024 68414 571.30




15 Punjab & Sind Bank 6 60 0.30 6 60 0.30 6 60 0.30



18 State Bank of Mysore 16 272 3.20 0 0 0.00 16 272 3.20

19 Syndicate Bank 2095 22464 140.37 1560 16289 93.80 1549 15989 74.20

20 UCO Bank 2069 21080 541.35 1080 11002 198.47 1686 17250 516.52


22 Vijaya Bank 276 4047 40.46 235 3653 38.68 148 1480 17.92

Total 281267 2992536 22717.40 114683 1170291 4842.46 203200 2156173 14308.88

Total Western Region 404334 4316867 34586.25 130759 1349961 6752.96 273903 2989436 20917.30


62



Sr.No.

Name of the Bank




No. of SHGs

No. of Members

Savings Amount

No. of SHGs

No. of Members

Savings Amount

No of SHGs

No. of Members

Savings Amount

SOUTHERN REGION

Andhra Pradesh

1 Allahabad Bank 3315 39780 202.21 4 46 0.24 3311 39734 202.21

2 Andhra Bank 225320 2703840 85612.28 3213 35343 128.52 225320 2703840 85612.28

3 Bank of Baroda 10052 100520 1378.48 10052 100520 1378.48 9981 3310 443.60

4 Bank of India 38187 391154 18052.31 4983 54813 2342.01 37677 385617 17212.15


6 Canara Bank 32054 311874 4026.78 13205 132152 3505.79 32054 311874 4026.78



9 Dena Bank 551 5510 27.55 0 0 0.00 0 0 0.00

10 IDBI Bank 20 200 5.01 0 0 0.00 6 60 1.09

11 Indian Bank 77356 1315052 25570.07 12 180 2.40 76582 1301901 25314.37








19 Syndicate Bank 68184 773071 2710.36 764 8623 23.98 68184 773071 2710.36

20 UCO Bank 3826 45548 172.53 238 2715 9.86 3701 44179 167.87



23 Vijaya Bank 8377 154146 2783.27 284 3198 11.36 7177 85671 2546.81

Total 985586 12187055 221351.67 74514 808786 12443.83 815159 9588785 188181.62

Karnataka

1 Allahabad Bank 265 2620 36.00 75 768 14.00 265 2620 36.00

2 Andhra Bank 95 1235 14.82 11 143 0.28 95 975 14.82

3 Bank of Baroda 369 3690 50.00 369 3690 50.00 369 3690 45.60

4 Bank of India 1524 19812 838.20 385 6160 200.20 1140 18240 598.60


6 Canara Bank 40922 571557 6048.97 1955 30079 423.36 39915 560963 5869.10



9 Dena Bank 139 1390 6.90 0 0 0.00 0 0 0.00

10 IDBI Bank 44 440 2.12 0 0 0.00 11 110 1.77

11 Indian Bank 3964 67388 528.43 15 225 3.10 3924 66714 523.15




15 Punjab & Sind Bank 0 0 0.00 0 0 0.00 0 0 0.00


63



Sr.No.

Name of the Bank




No. of SHGs

No. of Members

Savings Amount

No. of SHGs

No. of Members

Savings Amount

No of SHGs

No. of Members

Savings Amount





20 Syndicate Bank 24642 382361 2862.30 3554 63922 384.30 18102 274174 1213.68

21 UCO Bank 455 6030 117.10 35 166 14.46 455 6030 117.10


23 Vijaya Bank 11214 112140 7034.62 1165 15689 733.95 7809 78090 4919.67

Total 287628 3959438 65263.14 19785 276280 4107.48 225997 3060187 42991.62

Kerala

1 Allahabad Bank 0 0 0.00 0 0 0.00 0 0 0.00

2 Andhra Bank 40 520 5.69 13 169 0.43 40 520 5.69

3 Bank of Baroda 1317 13170 150.25 1317 13170 150.25 1188 11880 141.31

4 Bank of India 4542 57200 633.36 690 10427 238.19 3102 47321 494.46


6 Canara Bank 48940 899775 3447.82 4196 68572 505.70 40947 781670 2783.85



9 Dena Bank 62 620 3.00 0 0 0.00 0 0 0.00

10 IDBI Bank 2 20 0.17 0 0 0.00 1 10 0.08

11 Indian Bank 15484 263228 2097.98 165 2475 16.74 15329 260596 2077.00




15 Punjab & Sind Bank 1 10 0.01 0 0 0.00 1 10 0.01





20 Syndicate Bank 9795 177976 1003.92 1035 17675 157.34 7663 133641 693.63

21 UCO Bank 1002 9347 45.53 110 1272 12.00 661 6632 30.93


23 Vijaya Bank 1118 22360 105.54 189 2530 12.01 666 6660 64.52

Total 429762 5635215 39748.00 132035 1601279 12380.01 383560 4947979 35015.58

Lakshadweep

1 Syndicate Bank 27 405 7.17 15 225 3.15 27 405 7.17

Total 27 405 7.17 15 225 3.15 27 405 7.17

Puducherry

1 Andhra Bank 97 1261 27.70 7 81 0.28 97 1261 27.70

2 Bank of India 436 6538 14.56 30 480 1.85 406 5684 14.32



64



Sr.No.

Name of the Bank




No. of SHGs

No. of Members

Savings Amount

No. of SHGs

No. of Members

Savings Amount

No of SHGs

No. of Members

Savings Amount

4 Dena Bank 13 130 1.00 0 0 0.00 0 0 0.00

5 Indian Bank 6494 110398 590.65 39 585 3.20 6429 109294 584.74



8 Syndicate Bank 52 714 3.76 8 96 1.58 52 714 3.76

9 Vijaya Bank 174 1293 26.58 78 785 11.35 99 1100 20.14

Total 12561 190501 1073.52 697 9063 71.53 11990 183347 1045.82

Tamil Nadu

1 Allahabad Bank 819 9043 46.37 353 3632 6.84 730 8062 42.78

2 Andhra Bank 820 9840 85.72 113 1243 4.50 820 9840 85.72

3 Bank of Baroda 6770 67700 830.32 6770 67700 830.32 6770 67700 830.32

4 Bank of India 15042 211358 434.62 3775 58705 117.77 14445 201435 413.70


6 Canara Bank 73897 1108602 4859.63 43673 603571 2376.97 71591 1072114 4453.14



9 Dena Bank 1965 19650 32.00 0 0 0.00 0 0 0.00

10 IDBI Bank 289 2938 53.27 0 0 0.00 67 706 1.87

11 Indian Bank 195955 3331235 23989.68 8462 126930 1278.60 193995 3297923 23749.78









20 Syndicate Bank 13738 181455 2684.20 3199 46464 890.82 12920 172656 1897.40

21 UCO Bank 1845 21672 940.69 1066 12432 262.19 1441 17292 762.68



24 Vijaya Bank 1376 27520 97.25 722 14121 14.06 1068 10680 54.11

Total 535102 8047910 59097.23 128100 1715447 9658.76 507411 7681444 56144.26

Total Southern Region 2250666 30020524 386540.73 355146 4411080 38664.76 1944144 25462147 323386.07

Total Pub.Sec.Com.Banks 3869440 47545554 542247.57 1090916 12237022 106093.80 3171422 38651226 434580.32

PUBLIC SECTOR COM. BANKS-All India Position

1 Allahabad Bank 102413 1114880 13610.97 86818 935803 12756.51 76887 827102 9616.72

2 Andhra Bank 229914 2759300 86641.64 4344 48832 212.68 229914 2758494 86641.64

3 Bank of Baroda 117614 1176140 15898.45 40417 422648 6054.53 87302 633703 7898.70

4 Bank of India 222666 2461404 32942.16 94748 1055513 10037.67 168163 1954929 27629.79


65



Sr.No.

Name of the Bank


Out of Total SHGs - UnderSGSY Scheme


No. of SHGs

No. of Members

Savings Amount

No. of SHGs

No. of Members

Savings Amount

No of SHGs

No. of Members

Savings Amount


6 Canara Bank 207429 3025481 18972.57 68401 898896 7120.84 192862 2821690 17574.78



9 Dena Bank 47014 470140 7319.67 0 0 0.00 0 0 0.00

10 IDBI Bank 59632 595966 6068.12 2317 24366 48.80 40594 405936 4057.45

11 Indian Bank 326574 5551758 56178.28 9507 142605 1689.31 323308 5496257 55616.57


13 Oriental Bank of Commerce

9474 95241 740.31 3188 32510 252.63 5973 54111 562.86


15 Punjab & Sind Bank 3554 37684 284.88 2473 27018 200.81 2112 22668 140.82


37365 448380 3268.00 14269 171228 962.00 34522 414264 3079.90






22 Syndicate Bank 127605 1638284 10010.47 16048 217605 1831.51 114198 1434597 6918.98

23 UCO Bank 81584 860522 10918.66 47702 502186 7994.62 59565 608960 7224.31



26 Vijaya Bank 23694 334697 10198.61 3416 48152 867.02 17513 188939 7668.16

Total of All Pub. Sec. Com. Banks

3869440 47545554 542247.57 1090916 12237022 106093.80 3171422 38651226 434580.32


66

STATEMENT - III - A (ii)Progress under Microfinance - Savings of SHGs

with Private Sector Commercial Banks as on 31 March 2013(Amount ` lakh)





No. of SHGs

No. of Members

Savings Amount

No. of SHGs

No. of Members

Savings Amount

No of SHGs

No. of Members

Savings Amount

NORTHERN REGION

Haryana

1 AXIS Bank 1 15 0.29 1 15 0.29 1 15 0.29

2 HDFC Bank 115 1725 0.03 0 0 0.00 115 1725 0.03

Total 116 1740 0.32 1 15 0.29 116 1740 0.32

Jammu & Kashmir

1 HDFC Bank 0 0 0.00 0 0 0.00 0 0 0.00

2 Jammu & Kashmir Bank 1349 13490 156.02 548 5480 90.81 0 0 0.00

Total 1349 13490 156.02 548 5480 90.81 0 0 0.00

New Delhi

1 ICICI Bank 1 12 0.00 0 0 0.00 1 12 0.00

2 HDFC Bank 96 1440 0.00 0 0 0.00 96 1440 0.00

Total 97 1452 0.00 0 0 0.00 97 1452 0.00

Punjab

1 Capital Local Area Bank 0 0 0.00 0 0 0.00 0 0 0.00

2 ICICI Bank 1 12 0.00 0 0 0.00 1 12 0.00

3 HDFC Bank 364 5460 0.47 0 0 0.00 364 5460 0.47

Total 365 5472 0.47 0 0 0.00 365 5472 0.47

Rajasthan

1 City Union Bank 7 105 0.08 0 0 0.00 7 105 0.08

2 ICICI Bank 2890 34680 482.57 0 0 0.00 2890 34680 482.57

3 HDFC Bank 1278 19170 32.72 0 0 0.00 1278 19170 32.72

4 YES Bank 1157 15028 45.55 0 0 0.00 1157 15028 45.55

Total 5332 68983 560.92 0 0 0 5332 68983 560.92



Assam

1 AXIS Bank 22 330 0.96 22 330 0.96 22 330 0.96

2 HDFC Bank 3 45 0.01 0 0 0.00 3 45 0.01

Total 25 375 0.97 22 330 0.96 25 375 0.97

Nagaland

1 AXIS Bank 1 15 0.00 1 15 0.00 1 15 0.00

2 ICICI Bank 1 12 0.00 0 0 0.00 1 12 0.00

Total 2 27 0.00 1 15 0.00 2 27 0.00

Sikkim

1 AXIS Bank 1 15 0.16 1 15 0.16 1 15 0.16

Total 1 15 0.16 1 15 0.16 1 15 0.16


EASTERN REGION

Bihar

1 HDFC Bank 39 585 0.09 0 0 0.00 39 585 0.09

Total 39 585 0.09 0 0 0.00 39 585 0.09


67

STATEMENT - III - A (ii) (contd.)

(Amount ` lakh)

Sr. No. Name of the Bank



Out of Total SHGs Exclusive Women SHGs

No. of SHGs

No. of Members

Savings Amount

No. of SHGs

No. of Members

Savings Amount

No. of SHGs

No. of Members

Savings Amount

Jharkhand

1 HDFC Bank 27 405 0.27 0 0 0.00 27 405 0.27

Total 27 405 0.27 0 0 0.00 27 405 0.27

Odisha

1 AXIS Bank 12 180 1.76 12 180 1.76 12 180 1.76

2 HDFC Bank 5884 88260 4.63 0 0 0.00 5884 88260 4.63

3 ICICI Bank 26 312 9.74 0 0 0.00 26 312 9.74

4 YES Bank 95 1235 4.93 0 0 0.00 95 1235 4.93

Total 6017 89987 21.06 12 180 1.76 6017 89987 21.06

West Bengal

1 ICICI Bank 2 24 0.01 0 0 0.00 2 24 0.01

2 HDFC Bank 3 45 7.47 0 0 0.00 3 45 7.47

3 Karnataka Bank 3 30 0.25 3 30 0.25 3 30 0.25

Total 8 99 7.73 3 30 0.25 8 99 7.73


CENTRAL REGION

Chhattisgarh

1 AXIS Bank 31 465 6.59 31 465 6.59 31 465 6.59

2 HDFC Bank 35 525 4.28 0 0 0.00 35 525 4.28

Total 66 990 10.87 31 465 6.59 66 990 10.87

Madhya Pradesh

1 AXIS Bank 4 60 0.00 4 60 0.00 4 60 0.00

2 HDFC Bank 286 4290 1.44 0 0 0.00 286 4290 1.44

3 ICICI Bank 2530 30360 217.05 0 0 0.00 2530 30360 217.05

4 YES Bank 97 1261 1.97 0 0 0.00 97 1261 1.97

Total 2917 35971 220.46 4 60 0.00 2917 35971 220.46

Uttar Pradesh

1 HDFC Bank 333 4995 1.18 0 0 0.00 333 4995 1.18

2 YES Bank 955 12415 38.04 0 0 0.00 955 12415 38.04

Total 1288 17410 39.22 0 0 0.00 1288 17410 39.22

Uttarakhand

1 HDFC Bank 9 135 0.14 0 0 0.00 9 135 0.14

2 Nainital Bank 543 5430 353.43 218 2180 217.24 288 2880 180.71

3 YES Bank 55 715 0.08 0 0 0.00 55 715 0.08

Total 607 6280 353.65 218 2180 217.24 352 3730 180.93

Total Cenral Region 4878 60651 624.20 253 2705 223.83 4623 58101 451.48

WESTERN REGION

Goa

1 HDFC Bank 224 3360 14.35 0 0 0.00 224 3360 14.35

Total 224 3360 14.35 0 0 0.00 224 3360 14.35

Gujarat

1 City Union Bank 1 15 0.23 0 0 0.00 1 15 0.23


68

STATEMENT - III - A (ii) (contd.)

(Amount ` lakh)



Out of Total SHGs -Under SGSY Scheme


No. of SHGs

No. of Members

Savings Amount

No. of SHGs

No. of Members

Savings Amount

No. of SHGs

No. of Members

Savings Amount

2 HDFC Bank 141 2115 1.69 0 0 0.00 141 2115 1.69

3 ICICI Bank 563 6756 36.47 0 0 0.00 563 6756 36.47

4 YES Bank 903 11739 176.53 0 0 0.00 903 11739 176.53

Total 1608 20625 214.92 0 0 0.00 1608 20625 214.92

Maharashtra

1 AXIS Bank 4 60 0.04 4 60 0.04 4 60 0.04

2 HDFC Bank 5482 82230 348.83 0 0 0.00 5482 82230 348.83

3 ICICI Bank 8693 104316 1207.84 0 0 0.00 8693 104316 1207.84

4 Karnataka Bank 227 4240 35.86 1 10 0.34 227 4240 35.86

5 Ratnakar Bank 1118 10062 0.06 1072 9650 0.05 1118 10062 0.06

6 Tamilnad Mercantile Bank 11 179 2.43 0 0 0.00 11 179 2.43

7 YES Bank 537 6981 36.60 0 0 0.00 537 6981 36.60

Total 16072 208068 1631.66 1077 9720 0.43 16072 208068 1631.66


SOUTHERN REGION

Andhra Pradesh

1 AXIS Bank 6 90 2.06 6 90 2.06 6 90 2.06

2 City Union Bank 780 11700 28.22 0 0 0.00 780 11700 28.22

3 HDFC Bank 11049 165735 14.78 0 0 0.00 11049 165735 14.78

4 ICICI Bank 5 60 0.00 0 0 0.00 5 60 0.00

6 ING-Vysya Bank 2483 34311 380.62 1870 25788 286.37 914 12750 125.14

7 Karnataka Bank 247 3705 260.95 247 3705 260.95 179 2612 174.18

Total 14570 215601 686.63 2123 29583 549.38 12933 192947 344.38

Karnataka

1 AXIS Bank 1 15 0.00 1 15 0.00 1 15 0.00

2 City Union Bank 112 1680 4.47 2 30 0.03 112 1680 4.47

3 HDFC Bank 13261 198915 122.17 0 0 0.00 13261 198915 122.17

4 ICICI Bank 1867 22404 472.86 0 0 0.00 1867 22404 472.86

5 ING-Vysya Bank 146 2190 27.80 116 1740 25.64 23 345 4.46

6 Karnataka Bank 4615 49752 1037.84 1224 13866 234.43 4093 45512 897.53


8 YES Bank 21 273 0.39 0 0 0.00 21 273 0.39

Total 20029 275301 1665.95 1343 15651 260.10 19384 269216 1502.30

Kerala

1 Catholic Syrian Bank 4136 41360 406.45 277 2770 32.52 0 0 0.00

2 City Union Bank 158 2370 11.07 1 15 0.00 0 0 0.00

3 Dhanalakshmi Bank 21464 314842 214.64 441 8247 45.70 20836 302122 208.36

4 Federal Bank 0 0 0.00 0 0 0.00 0 0 0.00

5 HDFC Bank 7606 114090 65.32 0 0 0.00 7606 114090 65.32

6 South Indian Bank 0 0 0.00 0 0 0.00 0 0 0.00


Total 33457 474420 752.81 750 11439 102.52 28445 416250 274.08


69

STATEMENT - III- A (ii) (contd.)

(Amount ` lakh)



Out of Total SHGs Under SGSY Scheme


No. of SHGs

No. of Members

Savings Amount

No. of SHGs

No. of Members

Savings Amount

No. of SHGs

No. of Members

Savings Amount

Puducherry

1 City Union Bank 152 2280 7.23 0 0 0.00 152 2280 7.23

2 ICICI Bank 143 1716 29.18 0 0 0.00 143 1716 29.18


Total 300 4056 36.76 0 0 0.00 300 4056 36.76

Tamil Nadu

1 City Union Bank 10736 161040 473.07 812 12180 68.21 10479 157185 459.41

2 HDFC Bank 51600 774000 295.09 0 0 0.00 51600 774000 295.09

3 ICICI Bank 31494 377928 3546.60 0 0 0.00 31494 377928 3546.60

4 ING-Vysya Bank 12 180 1.40 10 150 0.90 0 0 0.00


6 YES Bank 922 11986 11.06 0 0 0.00 922 11986 11.06

Total 103030 1446550 4634.19 1262 18518 79.82 100526 1407169 4518.23


Total - Pvt Sector Com. Banks 207546 2891262 11009.48 7396 93681 1310.31 196144 2748932 9580.15

PRIVATE SECTOR BANKS - ALL INIDA POSITION

1 AXIS Bank 83 1245 11.86 83 1245 11.86 83 1245 11.86

2 Capital Local Area Bank 0 0 0.00 0 0 0.00 0 0 0.00

3 Catholic Syrian Bank 4136 41360 406.45 277 2770 32.52 0 0 0.00

4 City Union Bank 11946 179190 524.37 815 12225 68.24 11531 172965 499.64

5 Dhanalakshmi Bank 21464 314842 214.64 441 8247 45.70 20836 302122 208.36

6 Federal Bank 0 0 0.00 0 0 0.00 0 0 0.00

7 HDFC Bank 97835 1467525 914.96 0 0 0.00 97835 1467525 914.96

8 ICICI Bank 48216 578592 6002.32 0 0 0.00 48216 578592 6002.32

9 ING-Vysya Bank 2641 36681 409.82 1996 27678 312.91 937 13095 129.60

10 Jammu & Kashmir Bank 1349 13490 156.02 548 5480 90.81 0 0 0.00

11 Karnataka Bank 5092 57727 1334.90 1475 17611 495.97 4502 52394 1107.82

12 Nainital Bank 543 5430 353.43 218 2180 217.24 288 2880 180.71

13 Ratnakar Bank 1118 10062 0.06 1072 9650 0.05 1118 10062 0.06

14 South Indian Bank 0 0 0.00 0 0 0.00 0 0 0.00


16 YES Bank 4742 61633 315.15 0 0 0.00 4742 61633 315.15

Total Pvt. Sec. Com. Banks III - A (ii)

207546 2891262 11009.48 7396 93681 1310.31 196144 2748932 9580.15

Total of All Pub. Sec. Com. Banks - III A(i)

3869440 47545554 542247.57 1090916 12237022 106093.80 3171422 38651226 434580.32

Grand Total - Commercial Banks

4076986 50436816 553257.05 1098312 12330703 107404.11 3367566 41400158 444160.47


70

STATEMENT - III - BProgress under Microfinance - Savings of SHGs with

Regional Rural Banks as on 31 March 2013 (Amount ` lakh)

Sr.No.

Name of the BankDetails of SHGs Saving linked

with BanksOut of Total SHGs - Under

SGSY SchemeOut of Total SHGs - Exclusive

Women SHGs

No. of SHGs

No. of Members

Savings Amount

No. of SHGs

No. of Members

Savings Amount

No. of SHGs

No. of Members

Savings Amount

NORTHERN REGION

Haryana

1 Gurgaon Gramin Bank 12652 143473 1568.02 3658 40859 528.23 10626 122836 1366.62

2 Haryana Gramin Bank 6629 70792 512.30 3717 39241 227.01 4295 45302 238.40

Total 19281 214265 2080.32 7375 80100 755.24 14921 168138 1605.02

Himachal Pradesh

1 Himachal Pradesh Gramin Bank 7737 77521 1072.48 928 9302 12.89 6499 65117 911.60

Total 7737 77521 1072.48 928 9302 12.89 6499 65117 911.60

Jammu & Kashmir

1 Ellaquai Dehati Bank 531 4248 168.00 220 1760 40.32 406 3248 117.60

2 Jammu and Kashmir Gramin Bank

1115 11150 277.00 892 8920 221.60 1115 11150 277.00

Total 1646 15398 445.00 1112 10680 261.92 1521 14398 394.60

Punjab

1 Malwa GB 983 11073 149.53 227 2526 23.53 849 9490 135.46

2 Punjab Gramin Bank 3831 49419 153.15 934 12343 41.15 3639 46948 145.49

3 Sutlej Gramin Bank 271 2722 50.77 134 1342 23.14 250 2506 46.84

Total 5085 63214 353.45 1295 16211 87.82 4738 58944 327.79

Rajasthan

1 Baroda Rajasthan Kshetriya Gramin Bank

39112 430232 2103.64 9578 95780 448.86 26108 287188 1560.33

2 Marudhara Grameen Bank 14985 165034 1155.38 3041 30420 206.78 14774 162904 1146.07

3 Mewar Aanchalik GB 2476 30323 13.55 1396 16501 7.64 1962 23280 10.33

Total 56573 625589 3272.57 14015 142701 663.28 42844 473372 2716.73



Assam

1 Assam Gramin Vikash Bank 147786 1528107 2991.01 64747 670778 1804.54 110640 1145301 2329.56

2 Langpi Dehangi Rural Bank 11361 130548 466.99 2386 27415 98.07 10792 124021 443.64

Total 159147 1658655 3458.00 67133 698193 1902.61 121432 1269322 2773.20

Arunachal Pradesh

1 Arunachal Pradesh RB 1538 15380 227.68 0 0 0.00 923 9230 136.60

Total 1538 15380 227.68 0 0 0.00 923 9230 136.60

Manipur

1 Manipur Rural Bank 6106 95335 110.30 174 2555 1.55 6106 95335 110.30

Total 6106 95335 110.30 174 2555 1.55 6106 95335 110.30

Meghalaya

1 Meghalaya Rural Bank 3550 39492 245.47 2896 32170 111.80 1460 16240 100.95

Total 3550 39492 245.47 2896 32170 111.80 1460 16240 100.95


71

STATEMENT - III - B (contd.)

(Amount ` lakh)

Sr. No.

Name of the Bank

Details of SHGs Savinglinked with Banks



No. of SHGs

No. of Members

Savings Amount

No. of SHGs

No. of Members

Savings Amount

No. of SHGs

No. of Members

Savings Amount

Mizoram

1 Mizoram Rural Bank 1336 9352 547.12 0 0 0.00 0 0 0.00

Total 1336 9352 547.12 0 0 0.00 0 0 0.00

Nagaland

Nagaland Rural Bank 746 8257 13.23 0 0 0.00 746 8257 13.23

Total 746 8257 13.23 0 0 0.00 746 8257 13.23

Tripura

1 Tripura Gramin Bank NA NA NA NA NA NA NA NA NA

Total NA NA NA NA NA NA NA NA NA


EASTERN REGION

Bihar

1 Bihar Gramin Bank 3015 36168 45.32 57 688 2.65 2702 32435 40.62

2 Madhya Bihar Gramin Bank

72267 804930 1039.00 38210 421570 435.79 57879 636857 831.00

3 Uttar Bihar Gramin Bank 56971 628092 3158.49 35213 390316 1739.90 46870 430797 2628.75

Total 132253 1469190 4242.81 73480 812574 2178.34 107451 1100089 3500.37

Jharkhand

1 Jharkhand Gramin Bank 24367 270581 417.57 14165 162527 236.84 17109 211134 322.82

2 Vananchal Gramin Bank 3117 31170 1560.10 1820 18200 536.50 NA NA NA

Total 27484 301751 1977.67 15985 180727 773.34 17109 211134 322.82

Odisha

1 Odisha Gramya Bank 112664 1622364 8554.21 78864 1135642 5987.88 109325 1574280 8235.22

2 Utkal Gramya Bank 130125 1331178 10877.25 37518 375180 3146.15 124961 1214034 9802.40

Total 242789 2953542 19431.46 116382 1510822 9134.03 234286 2788314 18037.62

West Bengal

1 Bangiya Gramin Vikash Bank

134973 1507307 26658.49 93139 1040126 24464.53 131234 1465551 25960.03

2 Paschim Banga Gramin Bank

37878 380066 5843.00 19644 197805 2579.00 28965 292615 3793.00

3 Uttarbanga Kshetriya Gramin Bank

23707 249000 2384.44 17012 173500 1745.21 21200 212000 2111.81

Total 196558 2136373 34885.93 129795 1411431 28788.74 181399 1970166 31864.84


CENTRAL REGION

Chhattisgarh

1 Chhattisgarh Gramin Bank 33896 433700 2165.17 11082 143548 567.80 13478 175214 712.05

2 Durg Rajnandgaon Gramin Bank

12434 145550 839.47 3523 34700 4.35 7460 112500 571.25

3 Surguja Kshetriya Gramin Bank

6167 67837 428.00 4654 53521 326.00 5365 61697 361.00

Total 52497 647087 3432.64 19259 231769 898.15 26303 349411 1644.30


72

STATEMENT - III-B (contd.)

(Amount ` lakh)



Out of Total SHGs Under SGSY Scheme


No. of SHGs

No. of Members

Savings Amount

No. of SHGs

No. of Members

Savings Amount

No. of SHGs

No. of Members

Savings Amount

Madhya Pradesh

1 Central Madhya Pradesh GB 22309 200780 477.77 17401 156601 372.66 10039 90351 214.99

2 Madhyanchal GB 22504 225400 2682.39 14352 143520 1631.54 10749 107490 1277.39

3 Narmada Jhabua GB 28084 291474 649.05 18365 189916 431.74 19367 200127 480.05

Total 72897 717654 3809.21 50118 490037 2435.94 40155 397968 1972.43

Uttar Pradesh

1 Allahabad UP Gramin Bank 33160 360476 552.19 24041 263869 400.34 10703 116009 170.18

2 Baroda Uttar Pradesh Gramin Bank

72712 818749 7036.13 40210 452778 3224.40 48891 550521 4205.35

3 Gramin Bank of Aryavrat 35266 416696 4043.47 25070 283777 1645.79 9943 222570 2649.59

4 Kashi Gomti samyut Gramin Bank 18413 220956 530.29 15313 183756 441.01 11025 132300 317.51

5 Prathama Bank 31382 330677 1809.31 11297 118615 595.01 9689 97321 614.84

6 Purvanchal Bank 42266 417320 269.00 23458 224306 173.40 13560 122080 113.04

7 Sarva UP Gramin Bank 9261 101910 432.53 7403 81430 385.20 2841 31250 91.95

Total 242460 2666784 14672.92 146792 1608531 6865.15 106652 1272051 8162.46

Uttarakhand

1 Uttarakhand Gramin Bank 15576 122823 1438.46 10495 80640 940.85 10593 83465 988.54

Total 15576 122823 1438.46 10495 80640 940.85 10593 83465 988.54


WESTERN REGION

Gujarat

1 Baroda Gujarat Gramin Bank26986 292356 1667.40 23590 259490 1109.80 25900 281033 1225.83

2 Dena Gujarat Gramin Bank 20904 206975 1448.30 2898 28980 256.74 19767 195330 1355.48

3 Saurashtra Gramin Bank 10795 120686 826.73 2419 27044 165.89 8689 97141 637.15

Total 58685 620017 3942.43 28907 315514 1532.43 54356 573504 3218.46

Maharashtra

1 Maharashtra Gramin Bank 48689 826713 4819.46 4648 81348 735.62 46641 792897 4626.74

2 Vidharbha Konkan Gramin Bank 40355 475314 1624.34 12372 129860 151.81 30607 354477 750.91

Total 89044 1302027 6443.80 17020 211208 887.43 77248 1147374 5377.65


SOUTHERN REGION

Andhra Pradesh

1 Andhra Pradesh Gr. Vikas Bank 164325 1971900 2949.42 24648 124177 176.96 164325 1971900 2949.42

2 Andhra Pragati Grameena Bank 113498 1238226 3006.33 5465 61321 27.36 113498 1238226 3006.33

3 Chaitanya Godavari Grameena Bank 33794 337940 10153.00 197 1970 9.00 33794 337940 10153.00

4 Deccan Grameena Bank 56880 736948 11182.71 0 0 0.00 56880 736948 11182.71

5 Saptagiri Grameena Bank 36103 383746 2790.88 46 506 0.41 36103 383746 2790.88

Total 404600 4668760 30082.34 30356 187974 213.73 404600 4668760 30082.34


73

STATEMENT - III-B (contd.)

(Amount ` lakh)





No. of SHGs

No. of Members

Savings Amount

No. of SHGs

No. of Members

Savings Amount

No. of SHGs

No. of Members

Savings Amount

Karnataka

1 Kaveri Grameena Bank 41378 501250 5818.47 0 0 0.00 35780 465140 5028.35

2 Karnataka Vikasa Grameena Bank 46542 689382 2962.00 2168 32195 972.89 44891 454455 2902.00

3 Krishna Gramina Bank 22930 343950 182.66 1375 20625 77.50 21783 326755 173.52

4 Pragathi Grameena Bank 17795 249190 1503.41 800 11260 67.00 17080 239160 142.10

Total 128645 1783772 10466.54 4343 64080 1117.39 119534 1485510 8245.97

Kerala

1 North Malabar Gramin Bank 19116 319220 1072.00 6638 109271 522.06 12854 218518 787.00

2 South Malabar Gramin Bank 27776 499968 314.00 8333 133328 98.00 26943 484974 305.00

Total 46892 819188 1386.00 14971 242599 620.06 39797 703492 1092.00

Puducherry

1 Puduvai Bharathiar Grama Bank 3468 65892 279.84 137 2329 10.81 3251 61769 243.68

Total 3468 65892 279.84 137 2329 10.81 3251 61769 243.68

Tamil Nadu

1 Pallavan Grama Bank 26020 389412 2859.42 5338 78156 825.21 25620 382151 2792.56

2 Pandyan Grama Bank 35395 582147 1533.11 0 0 0.00 33492 549232 1418.02

Total 61415 971559 4392.53 5338 78156 825.21 59112 931383 4210.58


Total - Regional Rural Banks 2038008 24068877 152710.20 758306 8420303 61018.71 1683036 19922743 128054.08


74

STATEMENT - III - C

Progress under Microfinance - Savings of SHGs with Co-operative Banks as on 31 March 2013

(Amount ` lakh)

Sr. No.

Name of the Bank




No. of SHGs

No. of Members

Savings Amount

No. of SHGs

No. of Members

Savings Amount

No. of SHGs

No. of Members

Savings Amount

NORTHERN REGION

Haryana

1 Ambala DCCB 185 1630 18.91 0 0 0.00 80 912 8.92

2 Bhiwani DCCB 3 30 0.45 0 0 0.00 2 20 0.20

3 Faridabad DCCB 0 0 0.00 0 0 0.00 0 0 0.00

4 Fatahabad DCCB 286 2890 14.58 286 2890 14.58 190 1920 10.20

5 Gurgaon DCCB 256 3017 21.12 21 251 0.89 253 2966 20.18

6 Hissar DCCB 366 3833 19.64 344 3592 18.64 69 699 3.06

7 Jhajjar DCCB 40 400 1.30 0 0 0.00 27 270 1.12

8 Karnal DCCB 715 9295 34.60 528 6864 25.55 187 2431 29.70

9 Kurukshetra DCCB 31 326 4.25 0 0 0.00 24 253 1.73

10 Mahindergarh DCCB 64 669 2.86 0 0 0.00 26 289 1.31

11 Panchkula DCCB 199 2980 14.75 177 2750 13.11 22 230 1.64

12 Panipat DCCB 175 1946 16.02 102 1090 5.26 151 1637 12.90

13 Rewari DCCB 198 2111 21.31 194 2096 20.11 198 2111 21.31

14 Rohtak DCCB 253 2644 13.39 14 145 4.30 6 60 0.70

15 Sirsa DCCB 323 3230 56.39 0 0 0.00 215 2150 39.47

16 Sonepat DCCB 1191 9585 64.29 49 495 0.70 1191 9585 64.29

17 Yamuna Nagar DCCB 3 30 0.30 0 0 0.00 3 30 0.30

Total 4288 44616 304.16 1715 20173 103.14 2644 25563 217.03

Himachal Pradesh

1 Himachal Pradesh SCB 8585 75973 830.16 1663 12477 108.78 6435 56620 432.66

2 Jogindra DCCB 4315 44175 97.50 120 1304 11.80 3910 42750 89.45

3 Kangra DCCB 7372 73720 134.26 1270 12700 21.78 7167 71670 112.48

Total 20272 193868 1061.92 3053 26481 142.36 17512 171040 634.59

Jammu & Kashmir

1 J & K SCB 700 5600 210.91 630 5040 189.82 525 4200 158.18

2 Anantnag DCCB 31 310 1.35 31 310 1.35 31 310 1.35

3 Baramulla DCCB 288 2765 18.20 288 2765 18.20 282 2535 17.10

4 Jammu DCCB 277 2185 15.95 277 2185 15.95 277 2185 15.95

Total 1296 10860 246.41 1226 10300 225.32 1115 9230 192.58

New Delhi

1 Delhi SCB 198 1210 20.40 0 0 0.00 198 1210 20.40

Toral 198 1210 20.40 0 0 0.00 198 1210 20.40

Punjab

1 Amritsar DCCB 175 2625 1.56 0 0 0.00 168 2520 1.44

2 Bathinda DCCB 326 3573 11.79 0 0 0.00 326 3573 11.79

3 Faridkot DCCB 159 1908 8.47 0 0 0.00 159 1908 8.47

4 Fategarh Sahib DCCB 743 7430 0.09 0 0 0.00 743 7430 0.09

5 Fazilka DCCB 101 1056 8.16 101 1056 8.16 101 1056 8.16

6 Ferozepur DCCB 22 250 1.81 22 250 1.81 22 250 1.81

7 Gurdaspur DCCB 408 4475 16.23 0 0 0.00 408 4475 16.23

8 Hoshiarpur DCCB 361 5349 27.40 0 0 0.00 28 379 3.92


75

STATEMENT - III - C (contd.)

(Amount ` lakh)





No. of SHGs

No. of Members

Savings Amount

No. of SHGs

No. of Members

Savings Amount

No. of SHGs

No. of Members

Savings Amount

9 Jalandhar DCCB 612 9152 36.72 7 70 0.42 1 10 0.06

10 Kapurthala DCCB 180 2213 23.37 0 0 0.00 173 2132 23.37

11 Ludhiana DCCB 366 4140 140.05 0 0 0.00 0 0 0.00

12 Mansa DCCB 43 484 0.88 0 0 0.00 43 484 0.88

13 Moga DCCB 172 1720 4.89 0 0 0.00 172 1720 4.89

14 Mohali DCCB 315 3780 15.16 0 0 0.00 0 0 0.00

15 Muktsar DCCB 238 4760 11.49 125 2500 6.04 237 4740 11.49

16 Nawanshahr DCCB 305 3502 18.87 0 0 0.00 305 3502 18.87

17 Patiala DCCB 475 6595 85.68 23 341 0.90 447 5810 84.25

18 Ropar DCCB 390 4680 3.90 0 0 0.00 390 4680 3.90

19 Sangrur DCCB 308 3723 46.27 278 3336 41.76 270 3240 40.56

20 Taran Taaran DCCB 41 733 1.33 0 0 0.00 41 733 1.33

Total 5740 72148 464.12 556 7553 59.09 4034 48642 241.51

Rajasthan

1 Ajmer DCCB 5477 54463 675.80 66 690 9.10 5346 53460 643.40

2 Alwar DCCB 3935 39350 41.61 136 1377 0.85 3807 35993 39.02

3 Banswara DCCB 850 11050 40.07 763 9919 36.07 850 11050 40.07

4 Baran DCCB 2124 22910 98.37 210 2100 11.05 1894 20610 86.27

5 Barmer DCCB 5809 63899 444.60 886 9746 108.41 5759 63349 333.26

6 Bharatpur DCCB 2260 21310 205.15 0 0 0.00 2260 21310 205.15

7 Bhilwara DCCB 4369 47955 242.79 110 1115 11.20 4206 42415 232.54

8 Bikaner DCCB 1667 16670 89.03 40 287 1.04 1032 10320 42.08

9 Bundi DCCB 2154 22673 123.47 5 55 2.50 2060 22618 115.97

10 Chittorgarh DCCB 2510 27060 64.32 37 406 0.86 2332 25114 61.05

11 Churu DCCB 2612 27709 71.81 50 513 1.79 2225 22965 55.61

12 Dausa DCCB 1387 13870 124.88 0 0 0.00 1222 12220 97.50

13 Dungarpur DCCB 1742 21021 58.94 409 4522 9.23 1532 19242 57.96

14 Hanumangarh DCCB 3039 32610 250.60 101 1024 8.10 2900 31191 240.00

15 Jaipur DCCB 4722 48104 162.25 0 0 0.00 4722 48104 162.25

16 Jaisalmer DCCB 1429 14578 47.05 32 320 1.12 1363 13915 45.18

17 Jalore DCCB 2268 22935 137.53 48 428 10.37 2008 22031 135.37

18 Jhalawar DCCB 2120 21200 104.63 159 1650 11.05 1614 17754 70.35

19 Jhunjhunu DCCB 3023 30230 83.30 0 0 0.00 2957 29570 78.21

20 Jodhpur DCCB 2263 27226 324.83 104 1044 26.63 2173 26111 284.81

21 Kota DCCB 2609 30590 54.46 34 340 0.34 2597 30290 53.79

22 Nagaur DCCB 3168 32464 141.03 43 431 2.84 3071 31512 141.03

23 Pali DCCB 3293 32994 312.37 98 982 7.52 3287 32934 311.77

24 S.Ganganagar DCCB 4284 42840 189.81 83 911 8.82 4065 42677 178.85

25 Sikar DCCB 2542 25420 124.32 39 390 2.31 2542 25420 124.32

26 Sirohi DCCB 1541 15548 54.24 90 920 8.22 1405 14168 43.36

27 Swai Madhopur DCCB 2119 21381 150.66 17 171 2.89 2118 21180 146.91

28 Tonk DCCB 554 6657 47.04 7 85 4.45 198 2356 9.34

29 Udaipur DCCB 6380 66567 289.08 707 7160 27.10 6175 64517 277.38

Total 82250 861284 4754.04 4274 46586 313.86 77720 814396 4312.80



76


(Amount ` lakh)

Sr. No.

Name of the Bank




No. of SHGs

No. of Members

Savings Amount

No. of SHGs

No. of Members

Savings Amount

No. of SHGs

No. of Members

Savings Amount


Assam

1 Assam SCB 24722 271972 255.55 17381 191238 198.20 14921 164182 183.85

Toral 24722 271972 255.55 17381 191238 198.20 14921 164182 183.85

Arunachal Pradesh

1 Arunachal Pradesh SCB 421 6431 28.97 126 1260 8.69 316 4823 21.74

Total 421 6431 28.97 126 1260 8.69 316 4823 21.74

Manipur

1 Manipur SCB 1621 16210 22.39 NA NA NA NA NA NA

Total 1621 16210 22.39 NA NA NA NA NA NA

Meghalaya

1 Meghalaya SCB 2759 36354 41.98 1552 18948 12.50 1655 24825 12.87

Total 2759 36354 41.98 1552 18948 12.50 1655 24825 12.87

Mizoram

1 Mizoram SCB 653 6530 18.53 0 0 0.00 0 0 0.00

Total 653 6530 18.53 0 0 0.00 0 0 0.00

Nagaland

1 Nagaland SCB 4513 38932 25.26 0 0 0.00 2800 25000 16.42

Total 4513 38932 25.26 0 0 0.00 2800 25000 16.42

Sikkim

1 Sikkim SCB NA NA NA NA NA NA NA NA NA


Tripura

1 Tripura SCB NA NA NA NA NA NA NA NA NA



Eastern Region

A & N Islands (UT)

1 A & N SCB 4292 51504 81.06 248 2480 25.12 4077 48924 77.00

Total 4292 51504 81.06 248 2480 25.12 4077 48924 77.00

Odisha

1 Angul United DCCB 8437 84471 478.23 326 3912 17.51 7365 81021 466.11

2 Aska DCCB 1817 18189 27.08 96 1053 24.08 1817 18189 27.08

3 Balasore Bhadrak DCCB 11002 136274 1638.65 435 5290 206.39 11002 136274 1638.65

4 Banki DCCB 1062 11262 27.37 0 0 0.00 1048 10560 25.41

5 Berhampur DCCB 3075 30750 47.55 0 0 0.00 3075 30750 47.55

6 Bhawanipatna DCCB 833 10829 26.57 0 0 0.00 720 9641 24.73

7 Bolangir DCCB 3637 42120 114.77 325 3941 51.10 3469 39470 113.30

8 Boudh DCCB 1581 17372 135.53 48 510 0.72 1581 17372 135.53

9 Cuttack DCCB 8282 99521 240.44 0 0 0.00 8155 97860 238.33

10 Keonjhar DCCB 2577 28177 354.64 178 2002 42.09 2472 25849 336.64

11 Khurda DCCB 2418 28360 173.35 133 1524 18.04 2272 27050 168.56

12 Koraput DCCB 11394 135334 14.42 1428 18306 3.06 10845 126310 14.17

13 Mayurbhanj DCCB 1300 13000 47.92 214 2140 0.00 214 2140 0.00

14 Nayagarh DCCB 2353 25304 112.87 170 1874 24.17 2121 22814 94.37

15 Sambalpur DCCB 5029 60348 89.84 286 3432 5.10 4831 57972 3.52

16 Sundargarh DCCB 7341 85438 623.16 860 9456 93.05 7195 83978 598.36


77


(Amount ` lakh)





No. of SHGs

No. of Members

Savings Amount

No. of SHGs

No. of Members

Savings Amount

No. of SHGs

No. of Members

Savings Amount

17 United Puri Nimapara DCCB 1579 19668 62.90 1 10 0.80 1578 19658 62.10

Total 73717 846417 4215.29 4500 53450 486.11 69760 806908 3994.41

West Bengal

1 West Bengal SCB 0 0 0.00 0 0 0.00 0 0 0.00

2 West Bengal SCARDB 3154 32665 438.00 0 0 0.00 0 0 0.00

3 Balageria CCB 2253 19219 402.52 0 0 0.00 2233 19019 398.22

4 Bankura DCCB 15546 138797 1732.06 0 0 0.00 14814 135153 1704.56

5 Birbhum DCCB 0 0 0.00 0 0 0.00 0 0 0.00

6 Burdwan DCCB 13464 106919 1465.88 0 0 0.00 10309 85959 1130.68

7 Darjeeling DCCB 449 5967 79.53 0 0 0.00 396 4387 63.62

8 Dk. Dinajpur DCCB 2984 24718 385.95 0 0 0.00 0 0 0.00

9 Hooghly DCCB 25485 161118 327.11 0 0 0.00 25196 157026 323.39

10 Howrah DCCB 0 0 0.00 0 0 0.00 0 0 0.00

11 Jalpaiguri DCCB 0 0 0.00 0 0 0.00 0 0 0.00

12 Malda DCCB 17126 156009 1634.80 0 0 0.00 14925 135654 1424.69

13 Mugberia DCCB 6807 51583 947.59 95 954 25.75 6326 48440 899.26

14 Murshidabad DCCB 0 0 0.00 0 0 0.00 0 0 0.00

15 Nadia DCCB 18848 171574 2918.60 0 0 0.00 17238 152335 2643.08

16 Purulia DCCB 0 0 0.00 0 0 0.00 0 0 0.00

17 Raiganj DCCB 0 0 0.00 0 0 0.00 0 0 0.00

18 Tamluk-Ghatal DCCB 7379 55636 917.39 0 0 0.00 5970 47454 780.47

19 Vidyasagar DCCB 9636 88843 886.26 2347 24245 246.53 7998 78619 735.61

Total 123131 1013048 12135.69 2442 25199 272.28 105405 864046 10103.58


CENTRAL REGION

Chhattisgarh

1 Ambikapur DCCB 1709 18799 98.20 0 0 0.00 1310 14410 79.13

2 Rajnandgaon DCCB 5006 65578 176.02 0 0 0.00 4997 65468 175.82

Total 6715 84377 274.22 0 0 0.00 6307 79878 254.95

Madhya Pradesh

1 Balaghat DCCB 249 2842 1.47 0 0 0.00 0 0 0.00

2 Betul DCCB 110 1354 2.04 110 1354 2.04 76 1014 1.41

3 Gwalior DCCB 613 6743 10.68 0 0 0.00 546 6006 6.85

4 Hoshangabad DCCB 85 865 0.08 47 485 0.05 0 0 0.00

5 Jhabua DCCB 2710 22930 28.15 1989 19186 22.70 813 4722 9.10

6 Khandwa DCCB 1354 13694 52.93 60 608 6.36 1158 11672 42.88

7 Khargone DCCB 3675 36750 345.70 3115 31150 1.91 0 0 0.00

8 Mandsaur DCCB 1705 18785 32.56 123 1245 2.35 1031 11315 19.54

9 Panna DCCB 1650 16500 4.95 1650 16500 4.95 70 700 2.10

10 Raisen DCCB 224 2688 0.01 25 319 0.01 59 699 0.01

11 Sehore DCCB 0 0 0.00 0 0 0.00 0 0 0.00

12 Shahdol DCCB 607 6360 13.62 516 5290 8.68 325 3345 6.33

13 Shajapur DCCB 769 8512 27.53 769 8512 27.53 582 6402 17.90

14 Shivpuri DCCB 67 670 1.79 0 0 0.00 67 670 1.79

15 Vidisha DCCB 306 4575 13.64 0 0 0.00 255 3825 10.90

Total 14124 143268 535.15 8404 84649 76.58 4982 50370 118.81


78

TATEMENT - III - C (contd.)

(Amount ` lakh)

Sr. No.

Name of the Bank




No. of SHGs

No. of Members

Savings Amount

No. of SHGs

No. of Members

Savings Amount

No. of SHGs

No. of Members

Savings Amount

Uttar Pradesh

1 Agra DCCB 155 2325 12.75 0 0 0.00 155 2325 12.75

2 Ballia DCCB 125 1563 8.20 0 0 0.00 124 1547 8.19

3 Banda DCCB 46 410 3.20 22 176 2.08 10 82 0.80

4 Barabanki DCCB 279 3498 3.92 4 40 0.04 173 2170 2.58

5 Bulandsahar DCCB 57 548 8.25 4 42 0.24 27 264 2.78

6 Etah DCCB 175 2064 21.82 175 2064 21.82 4 49 0.73

7 Etawah DCCB 62 686 5.35 52 561 4.63 10 125 0.72

8 Firozabad DCCB 3193 38316 354.09 671 8052 60.39 1463 17556 131.67

9 Ghaziabad DCCB 160 1760 11.81 0 0 0.00 128 1408 9.45

10 Gorakhpur DCCB 235 2368 8.93 0 0 0.00 11 120 0.69

11 Hamirpur DCCB 52 330 0.02 35 330 0.01 NA NA NA

12 Kanpur DCCB 9 45 0.32 0 0 0.00 0 0 0.00

13 Lakhimpur-Kheri DCCB 209 2100 5.73 84 850 2.29 125 1250 3.44

14 Lalitpur DCCB 326 3423 57.61 254 2603 46.08 196 2058 34.57

15 Mathura DCCB 98 1372 2.19 18 252 1.12 1 14 0.25

16 Mau DCCB 34 350 0.25 0 0 0.00 0 0 0.00

17 Meerut DCCB 113 1376 7.46 0 0 0.00 48 589 2.10

18 Mirzapur DCCB 623 7498 13.87 623 7498 13.87 175 2245 3.47

19 Moradabad DCCB 288 3024 5.75 122 1281 2.90 3 30 0.15

20 Pilibhit DCCB 84 840 3.35 0 0 0.00 0 0 0.00

21 Pratapgarh DCCB 244 2690 11.40 174 1920 10.50 85 940 3.73

22 Saharanpur DCCB 1240 12400 1.23 0 0 0.00 980 9800 0.92

23 Sultanpur DCCB 927 9270 42.97 NA NA NA 927 9270 42.97

24 Unnao DCCB 237 2607 8.75 NA NA NA NA NA NA

Total 8971 100863 599.22 2238 25669 165.97 4645 51842 261.96

Uttarakhand

1 Uttarakhand SCB 1 20 0.06 0 0 0.00 1 10 0.06

2 Almora DCCB 1503 10612 82.65 1405 10311 76.05 1336 10418 73.46

3 Chamoli DCCB 1303 10424 115.22 649 5192 57.38 819 6552 54.27

4 Dehradun DCCB 1058 7530 68.69 448 4480 48.83 934 6290 60.44

5 Garhwal (Kotdwar) DCCB 371 4030 12.53 59 372 1.99 72 303 9.01

6 Haridwar DCCB 165 1980 14.71 165 1980 14.71 86 960 6.01

7 Nainital DCCB 1049 8392 85.65 688 6192 65.18 78 624 17.01

8 Pithoragarh DCCB 1033 6987 37.43 997 6687 36.52 618 4553 25.78

9 Tehri DCCB 4241 25440 73.80 794 7940 34.50 252 2510 10.25

10 US Nagar DCCB 710 7088 50.93 379 3788 29.53 331 3300 21.10

11 Uttarakashi DCCB 958 6546 41.12 676 4669 15.76 913 6332 14.98

Total 12392 89049 582.79 6260 51611 380.45 5440 41852 292.37


WESTERN REGION

Goa

1 Goa SCB 3310 45614 4.91 0 0 0.00 2905 41300 4.31

Total 3310 45614 4.91 0 0 0.00 2905 41300 4.31


79


(Amount ` lakh)

Sr. No.

Name of the Bank




No. of SHGs

No. of Members

Savings Amount

No. of SHGs

No. of Members

Savings Amount

No. of SHGs

No. of Members

Savings Amount

Gujarat

1 Ahmedabad DCCB 4617 53255 263.40 0 0 0.00 3758 43397 237.69

2 Amreli DCCB 604 7326 40.71 0 0 0.00 363 4556 24.43

3 Banaskantha DCCB 9445 178950 5.54 0 0 0.00 8498 169965 4.99

4 Baroda DCCB 19 244 0.01 0 0 0.00 12 148 0.01

5 Bharuch DCCB 848 10134 128.34 0 0 0.00 556 6496 39.26

6 Bhavnagar DCCB 789 8411 95.96 0 0 0.00 645 6737 73.66

7 Jamnagar DCCB 184 1883 12.53 53 491 2.57 98 1061 6.16

8 Junagadh DCCB 400 4727 0.30 0 0 0.00 377 4466 0.29

9 Kheda DCCB 675 6075 91.41 0 0 0.00 269 2959 10.28

10 Kodinar DCCB 828 10227 92.16 828 10227 92.16 35 450 1.31

11 Kutch DCCB 446 4028 12.31 0 0 0.00 353 3266 10.87

12 Mehsana DCCB 3688 51632 386.54 3479 48706 369.68 209 2926 16.86

13 Panchmahal DCCB 771 7002 27.65 539 4318 19.00 468 5005 15.26

14 Rajkot DCCB 3493 49127 384.69 161 1864 26.36 3043 43412 326.52

15 Sabarkantha DCCB 2027 28175 451.00 0 0 0.00 2027 28175 451.00

16 Surat DCCB 1997 24308 123.00 0 0 0.00 1693 21111 114.00

17 Surendranagar DCCB 39 572 2.00 0 0 0.00 21 243 1.00

18 Valsad DCCB 535 6005 52.78 64 651 14.14 471 5516 35.64

Total 31405 452081 2170.33 5124 66257 523.91 22896 349889 1369.23

Maharashtra

1 Ahmednagar DCCB 21349 277537 997.16 3091 37092 94.21 0 0 0.00

2 Akola DCCB 9454 103994 544.92 1035 10035 73.94 7440 89280 537.53

3 Amaravati DCCB 4346 56498 406.63 0 0 0.00 3152 40976 325.62

4 Aurangabad DCCB 7583 96526 493.12 1025 11272 21.38 6268 75216 413.86

5 Beed DCCB 3151 37335 105.59 1260 15120 45.10 3145 37260 104.50

6 Bhandara DCCB NA NA NA NA NA NA NA NA NA

7 Buldhana DCCB 2359 28298 4.18 10 110 0.10 385 4610 1.20

8 Chandrapur DCCB 24706 281878 444.85 2847 35950 57.37 20815 249653 414.03

9 Dhule DCCB 5503 67421 205.99 753 8907 48.11 4505 54901 169.59

10 Gadchiroli DCCB 8585 102162 487.12 3712 35332 150.20 7903 7508 92.46

11 Gondia DCCB NA NA NA NA NA NA NA NA NA

12 Hingoli DCCB 3136 35073 17.68 952 12332 4.77 2953 32850 16.15

13 Jalgaon DCCB 5793 65478 489.84 160 1460 13.44 214 2531 17.98

14 Jalna DCCB 2113 24973 352.17 0 0 0.00 1633 19163 262.17

15 Kolhapur DCCB 29186 427257 1068.78 3511 42132 172.79 25562 383769 895.99

16 Latur DCCB 9567 124371 619.22 253 2783 5.12 9314 121588 614.10

17 Nagpur DCCB 6490 97350 73.01 1207 15698 11.78 5643 78907 59.18

18 Nanded DCCB 955 9600 11.45 0 0 0.00 27 270 2.89

19 Nasik DCCB 6905 81060 359.72 3750 41250 195.35 3910 49522 198.13

20 Osmanabad DCCB 6495 69284 211.88 1176 12462 29.12 5481 62276 180.09

21 Parbhani DCCB 2997 33628 16.60 781 9672 3.90 2830 30779 15.90


80


(Amount ` lakh)

Sr. No.

Name of the Bank




No. of SHGs

No. of Members

Savings Amount

No. of SHGs

No. of Members

Savings Amount

No. of SHGs

No. of Members

Savings Amount

22 Pune DCCB 27554 413310 2490.75 2312 25432 34.68 26401 396015 2459.30

23 Raigad DCCB 9323 112605 412.96 270 2814 1.86 9235 109510 401.61

24 Ratnagiri DCCB 4112 50158 136.37 537 5646 19.24 499 5735 16.59

25 Sangli DCCB 19874 269730 2531.86 2865 31668 196.38 1193 17627 200.02

26 Satara DCCB 16909 186054 597.70 381 4246 30.46 16909 186054 597.70

27 Sindudhurg DCCB 5110 59074 363.88 776 7762 48.94 4509 52170 321.46

28 Solapur DCCB 12119 133309 2250.91 4110 45210 1036.17 11019 121209 2046.60

29 Thane DCCB 22345 289921 3415.13 1768 15072 467.52 859 10476 58.54

30 Wardha DCCB 4465 66985 39.27 954 10447 10.80 270 3510 1.97

31 Yavatmal DCCB 18850 221824 1428.81 2163 23983 93.91 14456 164401 1254.80

Total 301334 3822693 20577.55 41659 463887 2866.64 196530 2407766 11679.96


SOUTHERN REGION

Andhra Pradesh

1 Adilabad DCCB 134 1877 2.50 0 0 0.00 134 1877 2.50

2 Anantapur DCCB 1384 14090 85.11 0 0 0.00 1384 14090 85.11

3 Chittoor DCCB 589 6185 45.76 0 0 0.00 587 6165 44.86

4 East Godavari DCCB 388 4260 13.63 0 0 0.00 388 4260 13.63

5 Guntur DCCB 0 0 0.00 0 0 0.00 0 0 0.00

6 Karimnagar DCCB 0 0 0.00 0 0 0.00 0 0 0.00

7 Kornool DCCB 15 157 1.95 0 0 0.00 15 157 1.95

8 Mahabubnagar DCCB 25 375 1.54 0 0 0.00 25 375 1.54

9 Krishna DCCB 9343 93380 46.69 0 0 0.00 9343 93380 46.69

10 Nalgonda DCCB 0 0 0.00 0 0 0.00 0 0 0.00

11 Nellore DCCB 12 122 50.95 0 0 0.00 0 0 0.00

12 Nizamabad DCCB 2860 28754 1446.69 0 0 0.00 2860 28754 1446.69

13 Prakasam DCCB 376 3764 88.73 0 0 0.00 376 3764 88.73

14 Srikakulam DCCB 1 12 0.37 0 0 0.00 0 0 0.00

15 Visakhapatnam DCCB 1469 15879 254.32 0 0 0.00 1469 15879 254.32

16 Vizianagaram DCCB 8 80 0.08 0 0 0.00 0 0 0.00

17 Warangal DCCB 33 330 20.27 0 0 0.00 0 0 0.00

18 West Godavari DCCB 0 0 0.00 0 0 0.00 0 0 0.00

Total 16637 169265 2058.59 0 0 0.00 16581 168701 1986.02

Karnataka

1 Bagalkot DCCB 4056 60840 231.12 168 2520 42.00 3529 52935 201.09

2 Bangalore DCCB 7521 120336 233.64 33 660 1.65 7463 111945 231.84

3 Belgaum DCCB 12226 183390 2723.18 0 0 0.00 9481 155881 2314.70

4 Bellary DCCB 5624 67488 434.15 0 0 0.00 5546 55460 434.00

5 Bidar DCCB 19769 296535 7335.00 95 1710 2.93 19085 286275 7318.51

6 Bijapur DCCB 5017 75255 582.64 0 0 0.00 4601 69015 495.24

7 Chikmagalur DCCB 12460 199360 1506.09 0 0 0.00 11528 184448 1383.36

8 Chitradurga DCCB 6637 99555 403.05 37 555 29.34 6494 97410 385.28


81


(Amount ` lakh)

Sr. No.

Name of the Bank




No. of SHGs

No. of Members

Savings Amount

No. of SHGs

No. of Members

Savings Amount

No. of SHGs

No. of Members

Savings Amount

9 Davanagere DCCB 5570 66840 1900.22 0 0 0.00 5287 63444 1671.57

10 Dharwad DCCB 8216 98167 319.94 0 0 0.00 7211 86202 258.69

11 Gulburga DCCB 5702 85530 890.05 0 0 0.00 5590 83850 838.50

12 Hassan DCCB 13655 218480 1520.00 408 6528 46.92 11945 191120 1373.68

13 Kodagu DCCB 4354 63040 733.31 380 7195 81.57 3433 49472 601.24

14 Kolar DCCB 1905 32385 169.12 0 0 0.00 1905 32385 169.12

15 Mandya DCCB 15072 226050 1512.24 391 5864 97.58 14437 216526 1448.53

16 Mysore DCCB 10894 179147 1544.40 385 6676 384.76 9826 147390 1544.00

17 Raichur DCCB 5739 86085 243.33 20 320 4.02 5684 85260 239.31

18 Shimoga DCCB 8478 123780 3153.80 590 9400 253.70 7287 108500 272.62

19 South Canara DCCB 38988 229776 10175.61 874 8006 326.64 25393 145630 6086.98

20 Tumkur DCCB 10972 159467 1192.05 143 2255 0.10 9597 147145 29.20

21 U. Kanada DCCB 6538 82002 1420.35 270 3708 108.50 4936 64452 1084.05

Total 209393 2753508 38223.29 3794 55397 1379.71 180258 2434745 28381.51

Kerala

1 Alappuzha DCCB 6058 90270 991.15 111 1632 5.63 5482 82268 873.07

2 Ernakulam DCCB 284 2865 24.55 0 0 0.00 265 1675 23.10

3 Idukki DCCB 6580 116640 412.84 0 0 0.00 4367 72445 306.26

4 Kannur DCCB 3871 77420 890.27 761 15220 356.58 2706 37538 317.41

5 Kasaragod DCCB 6620 106445 1363.61 342 5640 61.18 3894 63321 1041.57

6 Kollam DCCB 7620 81700 743.80 0 0 0.00 0 0 0.00

7 Kottayam DCCB 8649 123804 1019.62 208 2890 44.62 6615 97986 715.04

8 Kozhikode DCCB 1038 17657 251.91 0 0 0.00 955 16598 221.68

9 Malappuram DCCB 698 12298 80.94 0 0 0.00 698 12298 80.94

10 Palakkad DCCB 2069 26897 11.20 0 0 0.00 2069 26897 11.20

11 Pathanamthitta DCCB 2346 35190 78.52 0 0 0.00 78 1170 6.32

12 ThiruvananthapuramDCCB

2643 37918 77.87 6 83 0.44 1869 28200 13.75

13 Thrissur DCCB 11343 204174 2375.04 406 6095 58.65 11034 198612 2121.65

14 Wayanad DCCB 11395 136740 1550.80 122 1464 16.60 10825 129900 1473.26

Total 71214 1070018 9872.12 1956 33024 543.70 50857 768908 7205.25

Puducherry

1 Pondicherry SCB 3724 52483 341.46 633 8748 37.64 2878 45518 206.96

Total 3724 52483 341.46 633 8748 37.64 2878 45518 206.96

Tamil Nadu

1 Chennai DCCB 4709 75550 262.04 0 0 0.00 4709 75550 262.04

2 Coimbatore DCCB 7749 114987 525.72 1148 14049 120.55 7712 114726 509.47

3 Cuddalore DCCB 10390 199125 353.73 5943 113868 199.65 0 0 0.00

4 Dharmapuri DCCB 4913 81952 2743.40 265 4505 148.40 4815 81855 1473.39

5 Dindigul DCCB 7292 92650 221.25 5030 64111 139.96 405 4963 17.36

6 Erode DCCB 8064 104832 1511.06 2365 30688 11.82 497 6461 13.49

7 Kancheepuram DCCB 11177 167655 3186.97 2143 38574 982.30 0 0 0.00


82


(Amount ` lakh)

Sr. No.

Name of the Bank




No. of SHGs

No. of Members

Savings Amount

No. of SHGs

No. of Members

Savings Amount

No. of SHGs

No. of Members

Savings Amount

8 Kanyakumari DCCB 7295 130431 328.65 2845 51210 74.50 6419 115552 239.91

9 Kumbakonam DCCB 4089 65424 226.28 0 0 0.00 4089 65424 226.28

10 Madurai DCCB 12125 157625 115.03 5041 65536 46.05 12125 157625 115.03

11 Nilgiris DCCB 1389 20865 46.50 543 7097 14.67 1345 17845 44.91

12 Pudukottai DCCB 5243 78645 616.46 546 8190 59.18 4697 70455 557.28

13 Ramnathapuram DCCB 5911 82267 113.70 2724 35412 101.98 2 32 0.30

14 Salem DCCB 16739 267824 1377.37 14898 238368 1255.86 15902 254432 1308.50

15 Sivagangai DCCB 2239 26898 310.11 941 11292 105.65 165 1992 29.76

16 Thanjavur DCCB 2231 31234 89.24 1563 21882 46.53 2164 30296 87.13

17 Thoothukudi DCCB 1320 23760 218.31 125 2250 52.57 0 0 0.00

18 Tiruchirapalli DCCB 14618 207671 1484.54 4578 68630 646.40 162 2510 20.22

19 Tirunelveli DCCB 3270 39240 92.26 1355 18970 34.20 2182 30548 20.95

20 Tiruvannamalai DCCB 11199 186719 1307.13 10781 179436 1256.15 10781 179436 1256.15

21 Vellore DCCB 8148 138516 743.41 2545 43265 197.40 8112 137904 726.95

22 Villupuram DCCB 20137 379916 429.86 18536 341924 386.88 2016 37800 43.01

23 Virudhunagar DCCB 3218 50992 539.80 137 2205 40.32 3182 50421 530.19

Total 173465 2724778 16842.82 84052 1361462 5921.02 91481 1435827 7482.32


Total Cooperative Banks 1202557 14979381 115758.22 191193 2554372 13742.29 887917 10885385 79272.43


83

STATEMENT - IV -A (i)

Progress under Microfinance - Bank loans disbursedby Public Sector Commercial Banks to SHGs during 2012-13

(Amount ` lakh)

Sr.No.

Name of the Bank

Total Loans disbursed during the year

Out of Total - Loan disbursed under SGSY

Out of Total - Loan disbursed Exclusive to Women SHGs

No. of SHGsLoans

Disbursed No. of SHGsLoans


Disbursed

NORTHERN REGION

Chandigarh

1 Allahabad Bank 20 43.00 2 8.20 1 4.60

2 Bank of Baroda 0 0.00 0 0.00 0 0.00

3 Canara Bank 0 0.00 0 0.00 0 0.00

4 Indian Bank 0 0.00 0 0.00 0 0.00

5 Oriental Bank of Commerce 21 7.80 9 2.57 0 0.00

6 State Bank of Patiala 0 0.00 0 0.00 0 0.00

7 Union Bank of India 6 18.27 0 0.00 3 4.05

8 Vijaya Bank 0 0.00 0 0.00 0 0.00

Total 47 69.07 11 10.77 4 8.65

Haryana

1 Allahabad Bank 5 40.00 5 40.00 5 40.00

2 Andhra Bank 1 5.00 0 0.00 1 5.00

3 Bank of Baroda 12 5.75 0 0.00 0 0.00

4 Bank of India 25 13.93 25 13.93 25 13.93

5 Bank of Maharashtra 0 0.00 0 0.00 0 0.00

6 Canara Bank 8 7.05 8 7.05 8 7.05

7 Central Bank of India 35 94.88 35 94.88 10 24.16

8 Corporation Bank 8 5.28 0 0.00 8 5.28

9 Dena Bank 6 3.50 0 0.00 0 0.00

10 IDBI Bank 0 0.00 0 0.00 0 0.00

11 Indian Bank 22 21.70 4 7.80 22 21.27

12 Indian Overseas Bank 0 0.00 0 0.00 0 0.00


14 Punjab National Bank 366 475.51 237 471.91 315 299.30

15 Punjab & Sind Bank 40 55.22 27 37.22 10 16.99

16 State Bank of Hyderabad 2 1.00 0 0.00 0 0.00

17 State Bank of India 354 711.00 13 48.00 328 657.00


19 Syndicate Bank 42 45.98 40 43.98 22 10.60

20 UCO Bank 14 27.97 13 27.25 14 27.97


22 Vijaya Bank 5 0.90 0 0.00 4 0.75

Total 1243 1956.11 677 1168.39 932 1293.10

Himachal Pradesh

1 Allahabad Bank 3 12.00 3 12.00 3 12.00

2 Bank of Baroda 0 0.00 0 0.00 0 0.00

3 Bank of India 10 2.13 10 2.13 10 2.13


5 Canara Bank 6 4.76 3 2.38 3 2.38


7 Indian Bank 1 1.60 0 0.00 1 1.60


84

STATEMENT - IV -A (i) (contd.)

(Amount ` lakh)

Sr.No.

Name of the Bank




No. of SHGs Loans Disbursed




9 Punjab & Sind Bank 5 9.19 1 5.24 4 6.50



12 Syndicate Bank 2 10.00 2 10.00 0 0.00

13 UCO Bank 102 153.00 99 131.00 71 75.00

Total 927 1444.25 229 489.16 674 879.04

Jammu & Kashmir

1 Bank of Baroda 0 0.00 0 0.00 0 0.00

2 Canara Bank 1 0.25 1 0.25 0 0.00



5 Punjab & Sind Bank 0 0.00 0 0.00 0 0.00



Total 146 193.63 9 1.05 141 181.15

New Delhi

1 Allahabad Bank 0 0.00 0 0.00 0 0.00

2 Bank of Baroda 5 17.63 4 10.70 4 10.70

3 Bank of India 0 0.00 0 0.00 0 0.00


5 Canara Bank 14 4.19 0 0.00 14 4.19



8 IDBI Bank 0 0.00 0 0.00 0 0.00

9 Indian Bank 49 340.30 0 0.00 49 340.30


11 Punjab & Sind Bank 0 0.00 0 0.00 0 0.00


13 Syndicate Bank 0 0.00 0 0.00 0 0.00


15 Vijaya Bank 0 0.00 0 0.00 0 0.00

Total 452 638.16 6 11.57 429 592.99

Punjab

1 Allahabad Bank 0 0.00 0 0.00 0 0.00

2 Bank of Baroda 0 0.00 0 0.00 0 0.00

3 Bank of India 6 5.22 3 2.87 3 3.09


5 Canara Bank 19 20.40 8 11.22 0 0.00



8 Dena Bank 6 3.50 0 0.00 0 0.00

9 IDBI Bank 0 0.00 0 0.00 0 0.00


85


(Amount ` lakh)

Sr.No

Name of the Bank




No. of SHGsLoans

DisbursedNo. of SHGs Loans


Disbursed

10 Indian Bank 16 5.07 0 0.00 16 5.07




14 Punjab & Sind Bank 144 178.48 70 71.26 91 95.88



17 Syndicate Bank 0 0.00 0 0.00 0 0.00

18 UCO Bank 26 38.30 1 3.01 21 25.30


20 Vijaya Bank 9 24.53 9 24.53 9 24.53

Total 801 1220.57 270 517.38 570 713.14

Rajasthan

1 Allahabad Bank 10 4.92 10 4.92 10 4.92

2 Bank of Baroda 896 1329.09 231 251.00 403 471.30

3 Bank of India 17 27.92 17 27.92 15 25.13


5 Canara Bank 47 12.85 14 3.90 33 8.95


7 Dena Bank 0 0.00 0 0.00 0 0.00

8 IDBI Bank 0 0.00 0 0.00 0 0.00

9 Indian Bank 0 0.00 0 0.00 0 0.00




13 Punjab & Sind Bank 13 24.45 7 12.93 12 23.37

14 State Bank of Bikaner & Jaipur 1312 3216.00 739 2233.64 1212 1900.00



17 Syndicate Bank 0 0.00 0 0.00 0 0.00

18 UCO Bank 124 243.00 0 0.00 64 109.00


20 Vijaya Bank 2 11.40 0 0.00 0 0.00

Total 4556 6082.85 1399 3092.48 3246 3664.13

Total Northern Region 8172 11604.64 2601 5290.80 5996 7332.20


Assam

1 Allahabad Bank 996 118.94 996 118.94 996 118.94

2 Andhra Bank 2 1.10 0 0.00 2 1.10

3 Bank of Baroda 154 178.81 57 77.84 61 77.35

4 Bank of India 79 35.85 0 0.00 62 26.89


6 Canara Bank 81 82.10 44 52.20 36 25.55



86


(Amount ` lakh)

Sr.No.

Name of the Bank




No. of SHGsLoans



Disbursed

8 Dena Bank 5 1.00 0 0.00 0 0.00

9 Indian Bank 138 156.59 3 0.40 135 153.46



12 Punjab & Sind Bank 11 14.17 0 0.00 0 0.00


14 Syndicate Bank 12 32.00 12 21.00 7 10.30

15 UCO Bank 1198 523.56 1043 501.64 711 266.99


17 United Bank of India 2037 1509.77 1420 1058.44 1989 1474.57

18 Vijaya Bank 5 12.12 3 8.00 3 8.00

Total 7411 5634.34 5294 3766.88 5942 4500.26

Arunachal Pradesh


2 Bank of Baroda 0 0.00 0 0.00 0 0.00

3 Bank of India 0 0.00 0 0.00 0 0.00


5 Indian Bank 0 0.00 0 0.00 0 0.00


7 Syndicate Bank 4 9.00 0 0.00 0 0.00

8 UCO Bank 0 0.00 0 0.00 0 0.00

9 Vijaya Bank 0 0.00 0 0.00 0 0.00

Total 36 74.00 22 47.00 26 58.00

Manipur

1 Allahabad Bank 0 0.00 0 0.00 0 0.00

2 Bank of Baroda 58 28.00 53 23.65 55 25.30

3 Bank of India 0 0.00 0 0.00 0 0.00




7 Punjab & Sind Bank 0 0.00 0 0.00 0 0.00


9 UCO Bank 13 10.24 13 10.24 9 9.86

10 Vijaya Bank 1 1.00 1 1.00 1 1.00

Total 382 209.24 141 71.89 350 189.16

Meghalaya

1 Bank of Baroda 0 0.00 0 0.00 0 0.00


3 Indian Bank 5 3.01 0 0.00 5 3.01




7 UCO Bank 1 0.25 1 0.25 0 0.00


9 Vijaya Bank 0 0.00 0 0.00 0 0.00

Total 103 109.51 22 21.00 90 97.56


87


(Amount ` lakh)

Sr.No.

Name of the Bank




No. of SHGsLoans



Disbursed

Mizoram

1 Bank of Baroda 0 0.00 0 0.00 0 0.00


3 IDBI Bank 0 0.00 0 0.00 0 0.00


5 UCO Bank 0 0.00 0 0.00 0 0.00

6 Vijaya Bank 0 0.00 0 0.00 0 0.00

Total 1 2.00 0 0.00 1 2.00

Nagaland

1 Allahabad Bank 11 5.99 11 5.99 11 5.99

2 Bank of Baroda 40 17.12 34 14.55 17 13.35

3 Bank of India 0 0.00 0 0.00 0 0.00


5 IDBI Bank 0 0.00 0 0.00 0 0.00

6 Indian Bank 2 1.10 0 0.00 2 1.10

7 Punjab & Sind Bank 0 0.00 0 0.00 0 0.00


9 Syndicate Bank 1 0.30 1 0.30 1 0.30

10 UCO Bank 15 4.81 15 4.81 15 4.81

11 Vijaya Bank 1 1.90 1 1.90 0 0.00

Total 281 392.67 190 140.00 236 346.00

Sikkim

1 Bank of India 291 108.30 291 108.30 174 50.30


3 Indian Bank 0 0.00 0 0.00 0 0.00



Total 359 212.63 318 153.63 236 141.63

Tripura

1 Bank of Baroda 3 0.90 3 0.90 3 0.90


3 Indian Bank 0 0.00 0 0.00 0 0.00



6 UCO Bank 14 8.93 14 8.93 8 6.44



9 Vijaya Bank 0 0.00 0 0.00 0 0.00

Total 801 1250.67 609 1055.92 721 1175.94

Total - North Eastern Region 9374 7885.06 6596 5256.32 7602 6510.55

EASTERN REGION

A & N Islands (UT)

1 Allahabad Bank 0 0.00 0 0.00 0 0.00

2 Indian Bank 0 0.00 0 0.00 0 0.00



88


(Amount ` lakh)





No. of SHGsLoans



Disbursed


5 Syndicate Bank 0 0.00 0 0.00 0 0.00

6 Vijaya Bank 3 2.90 0 0.00 1 0.40

Total 82 109.90 4 4.00 72 92.40

Bihar

1 Allahabad Bank 934 1072.26 934 1072.26 934 1072.26

2 Bank of Baroda 811 438.77 37 59.12 158 119.13

3 Bank of India 2493 1240.72 531 229.31 2493 1240.72

4 Canara Bank 2539 1600.05 0 0.00 1963 835.70


6 Dena Bank 1 2.00 0 0.00 0 0.00

7 Indian Bank 366 537.56 78 184.90 359 526.81





12 Syndicate Bank 0 0.00 0 0.00 0 0.00

13 UCO Bank 453 326.58 453 326.58 326 255.29



16 Vijaya Bank 0 0.00 0 0.00 0 0.00

Total 18692 13051.11 4307 6182.42 16359 10967.02

Jharkhand

1 Allahabad Bank 352 320.90 142 111.05 212 159.35

2 Andhra Bank 11 9.30 0 0.00 11 9.30

3 Bank of Baroda 71 92.00 35 40.00 32 35.00

4 Bank of India 2592 455.34 2447 446.44 1880 434.51

5 Canara Bank 25 30.04 25 30.04 0 0.00


7 Dena Bank 2 1.00 0 0.00 0 0.00

8 IDBI Bank 0 0.00 0 0.00 0 0.00

9 Indian Bank 241 654.43 0 0.00 236 641.34




13 Punjab & Sind Bank 0 0.00 0 0.00 0 0.00


15 Syndicate Bank 0 0.00 0 0.00 0 0.00

16 UCO Bank 39 123.00 0 0.00 0 0.00



19 Vijaya Bank 1 0.25 1 0.25 1 0.25

Total 7828 6431.80 3604 1752.15 6314 5282.87


89

STATEMENT - IV -A (i) (contd.)(Amount ` lakh)

Sr.No.

Name of the Bank




No. of SHGsLoans



Disbursed

Odisha

1 Allahabad Bank 128 166.00 124 69.00 128 166.00

2 Andhra Bank 1449 2570.19 20 22.35 1449 2570.19

3 Bank of Baroda 247 1676.00 0 0.00 103 41.86

4 Bank of India 996 1664.29 529 1326.13 948 1582.19

5 Canara Bank 145 181.25 41 5.92 145 181.25



8 Dena Bank 3 1.00 0 0.00 0 0.00

9 IDBI Bank 0 0.00 0 0.00 0 0.00

10 Indian Bank 690 1333.89 6 11.10 676 1307.21




14 Punjab & Sind Bank 0 0.00 0 0.00 0 0.00



17 Syndicate Bank 83 67.85 46 23.10 38 19.82

18 UCO Bank 1370 1690.47 10 25.00 1217 1560.57



21 Vijaya Bank 23 64.39 23 64.39 18 49.28

Total 14981 20428.38 1618 2615.96 13833 17558.74

West Bengal

1 Allahabad Bank 2636 1816.90 2232 1370.57 2109 1227.47

2 Andhra Bank 2 0.70 0 0.00 2 0.70

3 Bank of Baroda 394 191.00 0 0.00 0 0.00

4 Bank of India 414 345.11 213 97.34 315 295.41


6 Canara Bank 120 45.00 101 36.00 115 35.00



9 Dena Bank 0 0.00 0 0.00 0 0.00

10 IDBI Bank 0 0.00 0 0.00 0 0.00

11 Indian Bank 267 320.36 113 136.60 262 313.95



14 Punajb & Sind Bank 0 0.00 0 0.00 0 0.00



17 State Bank of Travancore 1 1.00 0 0.00 1 1.00

18 Syndicate Bank 109 72.38 109 72.38 95 61.69

19 UCO Bank 2270 1607.05 251 186.80 1877 1119.25


90

STATEMENT - IV -A (i) (contd.)(Amount ` lakh)

Sr.No.

Name of the Bank




No. of SHGsLoans



Disbursed



22 Vijaya Bank 14 4.74 14 4.74 3 0.95

Total 33246 22434.91 13586 7469.44 30111 19435.07

Total Eastern Region 74829 62456.10 23119 18023.97 66689 53336.10

CENTRAL REGION

Chhattisgarh

1 Allahabad Bank 82 109.48 68 82.53 68 82.53

2 Andhra Bank 2 9.80 0 0.00 2 9.80

3 Bank of Baroda 23 63.00 23 63.00 23 63.00

4 Bank of India 24 63.60 23 60.60 19 58.35


6 Canara Bank 0 0.00 0 0.00 0 0.00



9 Dena Bank 281 312.00 0 0.00 0 0.00

10 IDBI Bank 0 0.00 0 0.00 0 0.00

11 Indian Bank 22 47.03 1 1.00 22 47.03



14 Punjab & Sind Bank 11 15.79 11 15.79 10 15.29



17 Syndicate Bank 0 0.00 0 0.00 0 0.00

18 UCO Bank 30 0.99 19 0.51 0 0.00


20 Vijaya Bank 0 0.00 0 0.00 0 0.00

Total 2064 3658.80 828 1645.56 1425 2844.94

Madhya Pradesh

1 Allahabad Bank 385 778.29 130 221.12 87 125.56

2 Andhra Bank 1 2.00 0 0.00 1 2.00

3 Bank of Baroda 60 130.12 34 82.00 19 26.10

4 Bank of India 1001 479.01 970 444.95 751 290.74


6 Canara Bank 68 19.24 32 11.21 29 8.24



9 Dena Bank 5 9.00 0 0.00 0 0.00

10 IDBI Bank 0 0.00 0 0.00 0 0.00

11 Indian Bank 334 441.43 0 0.00 327 432.60




91


(Amount ` lakh)

Sr.No.

Name of the Bank




No. of SHGsLoans

DisbursedNo. of SHGs

Loans Disbursed No. of SHGs Loans

Disbursed


15 Punjab & Sind Bank 7 13.13 6 7.88 5 6.10




19 Syndicate Bank 38 33.70 21 15.20 38 33.70

20 UCO Bank 250 320.66 33 82.14 0 0.00



23 Vijaya Bank 5 15.60 5 15.60 1 4.40

Total 5548 6868.34 2268 2652.56 3345 2879.25

Uttar Pradesh

1 Allahabad Bank 3141 4773.69 1390 2953.22 627 1320.35

2 Bank of Baroda 2757 3079.62 298 338.79 629 394.82

3 Bank of India 2462 1762.03 2408 1571.79 1873 969.69


5 Canara Bank 440 320.27 404 272.77 198 25.00


7 Dena Bank 20 23.00 0 0.00 0 0.00

8 IDBI Bank 0 0.00 0 0.00 0 0.00

9 Indian Bank 170 156.64 3 0.91 167 153.51




13 Punjab & Sind Bank 235 160.29 129 97.19 114 79.48



16 Syndicate Bank 114 278.34 58 162.06 33 92.22

17 UCO Bank 133 171.98 56 55.50 46 43.37



20 Vijaya Bank 9 16.25 5 5.65 6 12.65

Total 14122 16667.27 6172 7878.75 7057 7258.18

Uttarakhand

1 Allahabad Bank 17 40.98 17 40.98 9 19.95

2 Andhra Bank 6 4.00 1 0.50 6 4.00

3 Bank of Baroda 115 181.59 0 0.00 0 0.00

4 Canara Bank 24 58.10 24 58.10 24 58.10



7 Indian Bank 1 5.00 0 0.00 1 5.00




92


(Amount ` lakh)

Sr.No.

Name of the Bank




No. of SHGs Loans Disbursed No. of SHGs Loans Disbursed No. of SHGs Loans Disbursed


11 Punjab & Sind Bank 15 4.92 5 2.81 13 2.72



14 UCO Bank 17 17.25 17 17.25 0 0.00


16 Vijaya Bank 0 0.00 0 0.00 0 0.00

Total 1284 1482.31 354 587.48 1050 1120.06

Total Central Region 23018 28676.72 9622 12764.35 12877 14102.43

WESTERN REGION

Goa

1 Bank of India 217 455.04 42 18.84 206 442.14

2 Bank of Baroda 16 39.03 0 0.00 0 0.00


4 Canara Bank 23 41.00 0 0.00 23 41.00



7 Dena Bank 19 12.00 0 0.00 0 0.00

8 IDBI Bank 0 0.00 0 0.00 0 0.00

9 Indian Bank 0 0.00 0 0.00 0 0.00



12 Syndicate Bank 0 0.00 0 0.00 0 0.00

13 UCO Bank 0 0.00 0 0.00 0 0.00


15 Vijaya Bank 0 0.00 0 0.00 0 0.00

Total 482 922.23 92 82.41 413 821.99

Gujarat

1 Allahabad Bank 50 17.21 50 17.21 48 11.45

2 Bank of Baroda 1340 581.00 534 108.89 1340 199.95

3 Bank of India 284 60.85 135 47.43 256 56.45


5 Canara Bank 3 6.60 3 6.60 0 0.00



8 Dena Bank 1884 1155.38 0 0.00 0 0.00

9 IDBI Bank 0 0.00 0 0.00 0 0.00

10 Indian Bank 216 276.65 18 49.00 212 271.12





15 Syndicate Bank 5 3.88 0 0.00 1 1.00

16 UCO Bank 39 16.37 4 2.50 35 13.87


18 Vijaya Bank 2 0.20 0 0.00 2 0.20

Total 7776 4529.77 1317 565.85 4243 2064.77


93


(Amount ` lakh)

Sr.No.

Name of the Bank




No. of SHGs Loans Disbursed No. of SHGs Loans

Disbursed No. of SHGs Loans Disbursed

Maharashtra

1 Allahabad Bank 67 8.38 2 0.25 2 0.25

2 Andhra Bank 54 34.00 0 0.00 54 34.00

3 Bank of Baroda 853 1063.57 179 243.63 348 517.53

4 Bank of India 2626 2795.67 2626 1491.55 1849 2018.90


6 Canara Bank 126 186.91 39 68.00 98 108.88



9 Dena Bank 668 672.40 0 0.00 0 0.00

10 IDBI Bank 65 58.69 65 58.69 56 50.89

11 Indian Bank 203 764.39 5 8.10 199 749.10




15 Punjab & Sind Bank 3 2.93 3 2.93 3 2.93



18 State Bank of Mysore 12 16.50 0 0.00 12 16.50

19 Syndicate Bank 140 217.79 109 184.74 130 203.55

20 UCO Bank 272 259.95 205 209.85 261 252.59


22 Vijaya Bank 18 55.41 15 27.75 11 31.21

Total 23140 29063.92 9119 10104.90 12512 16664.35

Total Western Region 31398 34515.92 10528 10753.16 17168 19551.11

SOUTHERN REGION

Andhra Pradesh

1 Allahabad Bank 287 627.00 0 0.00 287 627.00

2 Andhra Bank 126323 269805.50 46 98.89 126323 269805.50

3 Bank of Baroda 2751 9908.87 0 0.00 0 0.00

4 Bank of India 6178 10943.94 2489 4819.46 5976 10668.39


6 Canara Bank 12177 16865.12 5311 10412.73 12177 16865.12



9 Dena Bank 310 30.35 0 0.00 0 0.00

10 IDBI Bank 0 0.00 0 0.00 0 0.00

11 Indian Bank 24000 72766.12 7 2.17 23520 71310.80








19 Syndicate Bank 12559 32141.96 18 900.00 12291 32141.96


94


(Amount ` lakh)

Sr.No.

Name of the Bank






20 UCO Bank 1344 3530.57 0 0.00 1344 3530.57



23 Vijaya Bank 2324 5714.75 19 27.86 1875 4772.48

Total 328450 739482.43 14813 27186.70 281170 642935.91

Karnataka

1 Allahabad Bank 0 0.00 0 0.00 0 0.00

2 Andhra Bank 73 131.44 8 33.25 73 131.44

3 Bank of Baroda 116 232.00 9 21.00 48 88.00

4 Bank of India 80 142.57 29 38.80 51 97.90


6 Canara Bank 17140 16385.74 453 626.63 17140 16385.74



9 Dena Bank 28 36.70 0 0.00 0 0.00

10 IDBI Bank 1 3.00 1 3.00 1 3.00

11 Indian Bank 463 1356.82 5 18.20 454 1329.68




15 Punjab & Sind Bank 0 0.00 0 0.00 0 0.00





20 Syndicate Bank 1411 2996.19 101 250.11 1026 2037.86

21 UCO Bank 59 167.21 4 6.50 59 167.21


23 Vijaya Bank 2347 6342.33 643 880.92 1949 5283.52

Total 76763 110029.92 2806 3845.04 70254 83170.12

Kerala

1 Allahabad Bank 0 0.00 0 0.00 0 0.00

2 Andhra Bank 15 44.20 4 16.63 15 44.20

3 Bank of Baroda 160 405.42 75 138.24 107 161.74

4 Bank of India 1661 2168.21 265 861.72 1556 1786.48


6 Canara Bank 3314 7015.22 360 687.30 2542 5025.09



9 Dena Bank 0 0.00 0 0.00 0 0.00

10 IDBI Bank 4263 3350.00 4263 3350.00 4263 3350.00

11 Indian Bank 1898 6170.96 53 107.20 1860 6047.54




15 Punjab & Sind Bank 0 0.00 0 0.00 0 0.00




95


(Amount ` lakh)

Sr.No.

Name of the Bank


Out of Total - Loandisbursed under SGSY






20 Syndicate Bank 546 547.84 31 63.39 470 471.58

21 UCO Bank 85 198.32 0 0.00 85 198.32


23 Vijaya Bank 139 180.03 20 23.47 92 117.62

Total 34285 46683.26 6881 7369.54 29730 38608.71

Lakshadweep

1 Syndicate Bank 1 1.00 0 0.00 0 0.00

Total 1 1.00 0 0.00 0 0.00

Puducherry

1 Andhra Bank 6 13.40 0 0.00 6 13.40

2 Bank of India 12 18.00 0 0.00 12 18.00


4 Dena Bank 0 0.00 0 0.00 0 0.00

5 Indian Bank 551 1528.00 18 23.90 540 1497.44



8 Syndicate Bank 5 18.50 5 18.50 5 18.50

9 Vijaya Bank 42 113.95 0 0.00 25 65.15

Total 3455 6003.85 575 495.40 3148 5511.49

Tamil Nadu

1 Allahabad Bank 110 166.83 21 69.35 96 125.83

2 Andhra Bank 261 444.40 4 3.70 261 444.40

3 Bank of Baroda 430 702.55 9 20.17 79 189.24

4 Bank of India 3627 8317.32 189 357.17 3474 7803.48


6 Canara Bank 5940 12049.21 1773 3791.54 5940 12049.21



9 Dena Bank 35 28.00 0 0.00 0 0.00

10 IDBI Bank 2 2.00 2 2.00 2 2.00

11 Indian Bank 27569 74247.85 2340 3098.36 27018 72762.89









20 Syndicate Bank 607 2370.95 173 716.40 594 1706.50

21 UCO Bank 519 901.57 98 88.07 421 813.50



96


(Amount ` lakh)

Sr.No.

Name of the Bank




No. of SHGsLoans



Disbursed


24 Vijaya Bank 211 443.19 118 197.84 149 381.75

Total 75989 161828.41 9935 15405.87 71367 153076.61

Total Southern Region 518943 1064028.87 35010 54302.55 455669 923302.84

Total - Public Sector Commercial Banks

665734 1209167.31 87476 106391.15 566001 1024135.23

PUBLIC SECTOR COM. BANKS - All India Position

1 Allahabad Bank 9234 10122.77 6137 6197.59 5633 5124.45

2 Andhra Bank 128206 273075.03 83 175.32 128206 273075.03

3 Bank of Baroda 11312 20361.84 1615 1493.48 3429 2435.27

4 Bank of India 25095 31105.05 13242 11966.68 21948 27884.82


6 Canara Bank 42260 54935.35 8644 16083.84 40488 51666.45



9 Dena Bank 3273 2290.83 0 0.00 0 0.00

10 IDBI Bank 4331 3413.69 4331 3413.69 4322 3405.89

11 Indian Bank 57224 161136.50 2654 3649.64 56083 157921.83




15 Punjab & Sind Bank 484 478.57 259 253.25 262 249.26







22 Syndicate Bank 15679 38847.66 726 2481.16 14751 36809.58

23 UCO Bank 8387 10342.03 2349 1687.83 6584 8479.91



26 Vijaya Bank 5161 13005.84 877 1283.90 4150 10754.14

Total 665734 1209167.31 87476 106391.15 566001 1024135.23


97

STATEMENT - IV - A (ii)Progress under Microfinance - Bank loans disbursed by

Private Sector Commercial Banks to SHGs during 2012-13(Amount ` lakh)

Sr.No.

Name of the Bank


Out of Total - Loandisbursed under SGSY





NORTHERN REGION

Haryana

1 AXIS Bank 0 0.00 0 0.00 0 0.00

2 HDFC Bank 0 0.00 0 0.00 0 0.00

Total 0 0.00 0 0.00 0 0.00

Jammu & Kashmir

1 HDFC Bank 0 0.00 0 0.00 0 0.00

2 Jammu & Kashmir Bank 734 394.11 612 332.39 0 0.00

Total 734 394.11 612 332.39 0 0.00

New Delhi

1 ICICI Bank 0 0.00 0 0.00 0 0.00

2 HDFC Bank 3 2.01 0 0.00 3 2.01

Total 3 2.01 0 0.00 3 2.01

Punjab

1 Capital Local Area Bank 0 0.00 0 0.00 0 0.00

2 ICICI Bank 0 0.00 0 0.00 0 0.00

3 HDFC Bank 127 181.16 0 0.00 127 181.16

Total 127 181.16 0 0.00 127 181.16

Rajasthan

1 City Union Bank 0 0.00 0 0.00 0 0.00

2 ICICI Bank 2360 2457.76 15 51.03 2349 2446.30

3 HDFC Bank 381 359.44 0 0.00 381 359.44

4 YES Bank 1337 2116.99 0 0.00 1337 2116.99

Total 4078 4934.19 15 51.03 4067 4922.73



Assam

1 AXIS Bank 16 20.00 16 20.00 16 20.00

2 HDFC Bank 0 0.00 0 0.00 0 0.00

Total 16 20.00 16 20.00 16 20.00

Nagaland

1 AXIS Bank 1 1.15 1 1.15 1 1.15

2 ICICI Bank 0 0.00 0 0.00 0 0.00

Total 1 1.15 1 1.15 1 1.15

Sikkim

1 AXIS Bank 0 0.00 0 0.00 0 0.00

Total 0 0.00 0 0.00 0 0.00

Total North Eastern Region 17 21.15 17 21.15 17 21.15

EASTERN REGION

Bihar

1 HDFC Bank 2 1.73 0 0.00 2 1.73

Total 2 1.73 0 0.00 2 1.73

Jharkhand

1 HDFC Bank 7 12.09 0 0.00 7 12.09

Total 7 12.09 0 0.00 7 12.09


98

STATEMENT - IV - A (ii) (contd.)

(Amount ` lakh)

Sr.No.

Name of the BankTotal Loans disbursed

during the yearOut of Total - Loan

disbursed under SGSYOut of Total - Loan disbursed

Exclusive to Women SHGs


Odisha

1 AXIS Bank 0 0.00 0 0.00 0 0.00

2 HDFC Bank 2 2.70 0 0.00 2 2.70

3 ICICI Bank 0 0.00 0 0.00 0 0.00

4 YES Bank 1132 1785.94 0 0.00 1132 1785.94

Total 1134 1788.64 0 0 1134 1788.64

West Bengal

1 ICICI Bank 0 0.00 0 0.00 0 0.00

2 HDFC Bank 0 0.00 0 0.00 0 0.00

3 Karnataka Bank 1 2.00 1 2.00 1 2.00

Total 1 2.00 1 2.00 1 2.00


CENTRAL REGION

Chhattisgarh

1 AXIS Bank 12 31.29 12 31.29 12 31.29

2 HDFC Bank 0 0.00 0 0.00 0 0.00

Total 12 31.29 12 31.29 12 31.29

Madhya Pradesh

1 AXIS Bank 0 0.00 0 0.00 0 0.00

2 HDFC Bank 25 16.08 0 0.00 25 16.08

3 ICICI Bank 2094 924.21 0 0.00 2094 924.21

4 YES Bank 243 417.82 0 0.00 243 417.82

Total 2362 1358.11 0 0 2362 1358.11

Uttar Pradesh

1 HDFC Bank 1 0.51 0 0.00 1 0.51

2 YES Bank 1416 2644.74 0 0.00 1416 2644.74

Total 1417 2645.25 0 0 1417 2645.25

Uttarakhand

1 HDFC Bank 1 0.30 0 0.00 1 0.30

2 Nainital Bank 78 78.92 40 51.23 51 57.99

3 YES Bank 54 68.95 0 0.00 54 68.95

Total 133 148.17 40 51.23 106 127.24


WESTERN REGION

Goa

1 HDFC Bank 146 277.17 0 0.00 146 277.17

Total 146 277.17 0 0.00 146 277.17

Gujarat

1 City Union Bank 0 0.00 0 0.00 0 0.00

2 HDFC Bank 54 50.13 0 0.00 54 50.13

3 ICICI Bank 387 274.27 0 0.00 387 274.27

4 YES Bank 1087 2499.23 0 0.00 1087 2499.23

Total 1528 2823.63 0 0 1528 2823.63

Maharashtra

1 AXIS Bank 3 3.24 3 3.24 3 3.24

2 HDFC Bank 3062 4064.74 0 0.00 3062 4064.74

3 ICICI Bank 5888 5324.54 5 6.25 5888 5324.54


99


(Amount ` lakh)

Sr.No.

Name of the Bank







4 Karnataka Bank 1 2.50 1 2.50 1 2.50

5 Ratnakar Bank 7 11.24 6 10.51 7 11.24

6 Tamilnad Mercantile Bank 1 0.25 0 0.00 1 0.25

7 YES Bank 286 452.17 0 0.00 286 452.17

Total 9248 9858.68 15 22.50 9248 9858.68


SOUTHERN REGION

Andhra Pradesh

1 AXIS Bank 6 10.35 6 10.35 6 10.35

2 City Union Bank 502 1286.93 3 1.80 502 1286.93

3 HDFC Bank 0 0.00 0 0.00 0 0.00

4 ICICI Bank 0 0.00 0 0.00 0 0.00

5 ING-Vysya Bank 1750 4446.74 0 0.00 10 25.15

6 Karnataka Bank 42 80.90 7 7.00 0 0.00

Total 2300 5824.92 16 19.15 518 1322.43

Karnataka

1 AXIS Bank 0 0.00 0 0.00 0 0.00

2 City Union Bank 2 9.92 0 0.00 2 9.92

3 HDFC Bank 8436 16627.18 0 0.00 8436 16627.18

4 ICICI Bank 1338 2277.23 0 0.00 1338 2277.23

5 ING-Vysya Bank 21 65.26 21 65.26 21 65.26

6 Karnataka Bank 656 1178.85 195 144.28 656 1178.85


8 YES Bank 109 143.08 0 0.00 109 143.08

Total 10562 20301.52 216 209.54 10562 20301.52

Kerala

1 Catholic Syrian Bank 28 71.72 20 37.25 0 0.00

2 City Union Bank 32 63.95 0 0.00 32 63.95

3 Dhanalakshmi Bank 3543 13048.87 18 14.98 3543 13048.87

4 Federal Bank 0 0 0 0 0 0

5 HDFC Bank 5641 9440.88 0 0.00 5641 9440.88

6 South Indian Bank 0 0 0 0 0 0


Total 9251 22636.42 42 54.23 9223 22564.70

Puducherry

1 City Union Bank 0 0.00 0 0.00 0 0.00

2 ICICI Bank 0 0.00 0 0.00 0 0.00


Total 0 0.00 0 0.00 0 0.00

Tamil Nadu

1 City Union Bank 741 960.48 122 73.20 739 958.88

2 HDFC Bank 15186 26316.62 0 0.00 15186 26316.62

3 ICICI Bank 8547 22097.44 0 0.00 8547 22097.44

4 ING-Vysya Bank 6 0.24 6 0.24 6 0.24


100


(Amount ` lakh)

Sr.No.

Name of the Bank








6 YES Bank 2173 6376.34 0 0.00 2173 6376.34

Total 26781 56091.15 132 75.74 26753 56021.54


Total - Private Sec.Com. Banks 69843 129333.39 1118 870.25 67233 124263.07

Private Sector Commercial Banks - All India Position

1 AXIS Bank 38 66.03 38.00 66.03 38 66.03

2 Capital Local Area Bank 0 0.00 0.00 0.00 0 0.00

3 City Union Bank 1277 2321.28 125.00 75.00 1275 2319.68

4 Catholic Syrian Bank 28 71.72 20.00 37.25 0 0.00

5 Dhanalakshmi Bank 3543 13048.87 18.00 14.98 3543 13048.87

6 Federal Bank 0 0.00 0.00 0.00 0 0.00

7 HDFC Bank 33074 57352.74 0.00 0.00 33074 57352.74

8 ICICI Bank 20614 33355.45 20.00 57.28 20603 33343.99

9 ING-Vysya Bank 1777 4512.24 27.00 65.50 37 90.65

10 Jammu & Kashmir Bank 734 394.11 612.00 332.39 0 0.00

11 Karnataka Bank 700 1264.25 204.00 155.78 658 1183.35

12 Nainital Bank 78 78.92 40.00 51.23 51 57.99

13 Ratnakar Bank 7 11.24 6.00 10.51 7 11.24

14 South Indian Bank 0 0.00 0.00 0.00 0 0.00

15 Tamilnad Mercantile Bank 136 351.28 8.00 4.30 110 283.27

16 YES Bank 7837 16505.26 0.00 0.00 7837 16505.26

Total Pvt. Sec. Com. Banks IV - A (ii) 69843 129333.39 1118 870.25 67233 124263.07

Total of All Pub. Sec. Com. Banks - IV A(i) 665734 1209167.31 87476 106391.15 566001 1024135.23

Grand Total - Commercial Banks 735577 1338500.70 88594 107261.40 633234 1148398.30


101

STATEMENT - IV - BProgress under Microfinance - Bank loans disbursed by

Regional Rural Banks to SHGs during 2012-13(Amount ` lakh)

Sr.No.

Name of the Bank







NORTHERN REGION

Haryana

1 Gurgaon Gramin Bank 1377 2376.17 482 993.07 1179 1983.38

2 Haryana Gramin Bank 455 601.48 440 583.52 338 422.60

Total 1832 2977.65 922 1576.59 1517 2405.98

Himachal Pradesh

1 Himachal Pradesh Gramin Bank

782 351.90 101 45.08 665 295.58

Total 782 351.90 101 45.08 665 295.58

Jammu & Kashmir

1 Ellaquai Dehati Bank 77 67.67 30 20.85 52 46.69


112 97.00 90 77.60 112 97.00

Total 189 164.67 120 98.45 164 143.69

Punjab

1 Malwa KGB 108 128.22 9 20.05 95 115.90

2 Punjab Gramin Bank 403 387.61 62 49.53 382 368.22

3 Sutlej Gramin Bank 48 54.74 45 51.10 36 35.16

Total 559 570.57 116 120.68 513 519.28

Rajasthan


3507 3034.00 500 1153.74 3098 2652.38

2 Marudhara Grameen Bank 1715 1095.69 171 272.60 1715 1095.69

3 Mewar Aanchalik GB 138 573.20 133 559.00 108 474.89

Total 5360 4702.89 804 1985.34 4921 4222.96



Assam

1 Assam Gramin Vikash Bank 13234 7499.21 5912 4809.95 6356 4486.98

2 Langpi Dehangi Rural Bank 635 374.28 293 261.83 635 374.28

Total 13869 7873.49 6205 5071.78 6991 4861.26

Arunachal Pradesh

1 Arunachal Pradesh Rural Bank 13 16.60 3 5.90 6 9.96

Total 13 16.60 3 5.90 6 9.96

Manipur

1 Manipur Rural Bank 277 196.56 29 27.94 277 196.56

Total 277 196.56 29 27.94 277 196.56

Meghalaya

1 Meghalaya Rural Bank 192 239.64 137 109.11 79 98.55

Total 192 239.64 137 109.11 79 98.55

Mizoram

1 Mizoram Rural Bank 534 820.00 168 171.02 0 0.00

Total 534 820.00 168 171.02 0 0.00


102

STATEMENT - IV - B (contd.) (Amount ` lakh)

Sr.No.


during the yearOut of Total - Loan

disbursed under SGSYOut of Total - Loan disbursed



Nagaland

1 Nagaland Rural Bank 71 86.30 0 0.00 71 86.30

Total 71 86.30 0 0.00 71 86.30

Tripura

1 Tripura Gramin Bank NA NA NA NA NA NA

Total NA NA NA NA NA NA


EASTERN REGION

Bihar

1 Bihar Khsetriya Gramin Bank 1710 1913.85 57 7.13 1653 1869.00

2 Madhya Bihar Gramin Bank 4325 3495.00 728 1820.00 2811 27.28

3 Uttar Bihar Gramin Bank 5845 3740.00 474 1054.00 4798 3070.54

Total 11880 9148.85 1259 2881.13 9262 4966.82

Jharkhand

1 Jharkhand Gramin Bank 304 245.43 259 218.73 280 194.31

2 Vananchal Gramin Bank 735 846.74 563 766.17 NA NA

Total 1039 1092.17 822 984.90 280 194.31

Odisha

1 Odisha Gramya Bank 10057 9778.43 10057 9778.43 9922 9557.34

2 Utkal Gramya Bank 16426 11401.50 612 1575.84 14781 10259.68

Total 26483 21179.93 10669 11354.27 24703 19817.02

West Bengal

1 Bangiya Gramin Vikash Bank 9274 9714.00 8036 5884.00 9028 9460.46

2 Paschim Banga Gramin Bank 3813 3132.00 1751 1525.00 2433 2131.00


4307 1885.23 3906 1704.42 4002 1678.90

Total 17394 14731.23 13693 9113.42 15463 13270.36


CENTRAL REGION

Chhattisgarh

1 Chhattisgarh Gramin Bank Raipur

4607 2159.00 585 1732.00 3409 1795.02


697 333.50 125 35.31 523 235.79


374 742.00 337 661.00 280 556.51

Total 5678 3234.50 1047 2428.31 4212 2587.32

Madhya Pradesh

1 Central Madhya Pradesh GB 4654 3873.00 1828 3089.00 2094 1742.85

2 Madhyanchal GB 1216 405.89 996 369.42 490 166.77

3 Narmada Jhabua GB 1173 996.16 306 380.83 871 720.45

Total 7043 5275.05 3130 3839.25 3455 2630.07


103









Uttar Pradesh

1 Allahabad UP Gramin Bank 1965 3610.15 944 3354.90 938 1657.63

2 Baroda Uttar Pradesh Gramin Bank 3815 8816.21 1875 6194.83 2259 6118.73

3 Gramin Bank of Aryavrat 2154 3035.59 1914 2854.34 1063 1520.74

4 Kashi Gomti samyut Gramin Bank 418 959.83 418 959.83 203 400.51

5 Prathama Bank 2681 2597.43 1190 1411.32 824 796.31

6 Purvanchal Bank 5137 5104.40 1814 3724.12 1492 1611.36

7 Sarva UP Gramin Bank 343 688.15 271 656.25 90 124.46

Total 16513 24811.76 8426 19155.59 6869 12229.74

Uttarakhand

1 Uttaranchal Gramin Bank 1438 1347.21 849 980.30 1126 1053.55

Total 1438 1347.21 849 980.30 1126 1053.55


WESTERN REGION

Gujarat

1 Baroda Gujarat Gramin Bank 1496 1055.72 1496 1055.72 1491 1045.60

2 Dena Gujarat Gramin Bank 1641 1315.37 145 198.93 1591 1231.55

3 Saurashtra Gramin Bank 310 163.88 128 46.06 188 107.00

Total 3447 2534.97 1769 1300.71 3270 2384.15

Maharashtra

1 Maharashtra Gramin Bank 5492 6968.27 963 1166.26 5344 6764.03

2 Vidharbha Konkan Gramin Bank 3203 2646.95 299 282.64 2571 2174.67

Total 8695 9615.22 1262 1448.90 7915 8938.70


SOUTHERN REGION

Andhra Pradesh

1 Andhra Pradesh Gr. Vikas Bank 78201 199058.00 212 528.95 78201 199058.00

2 Andhra Pragati Grameena Bank 37907 94785.47 576 1186.75 37907 94785.47

3 Chaitanya Godavari Gr. Bank 8544 19631.00 48 120.00 8544 19631.00

4 Deccan Grameen Bank 8407 16315.00 0 0.00 8407 16315.00

5 Saptagiri Grameena Bank 15297 37924.00 23 57.24 15297 37924.00

Total 148356 367713.47 859 1892.94 148356 367713.47

Karnataka

1 Kaveri Grameen Bank 13634 28443.46 414 1152.55 9665 20096.15

2 Karnataka Vikasa Grameena Bank 5152 10255.00 466 762.29 4372 10024.10

3 Krishna Gramin Bank 1133 898.22 169 134.37 1076 853.39

4 Pragathi Grameena Bank 4758 10738.66 430 1214.15 3833 7970.90

Total 24677 50335.34 1479 3263.36 18946 38944.54


104









Kerala

1 North Malabar Gramin Bank 852 979.00 534 584.93 641 712.72

2 South Malabar Gramin Bank 3708 4795.00 1511 856.76 3395 4398.44

Total 4560 5774.00 2045 1441.69 4036 5111.16

Puducherry

1 Puduvai Bharathiar Grama Bank 767 1547.54 36 136.20 654 1386.11

Total 767 1547.54 36 136.20 654 1386.11

Tamil Nadu

1 Pallavan Grama Bank 7701 22970.48 1433 2917.72 7439 22602.95

2 Pandyan Grama Bank 2661 3340.23 1507 1185.42 2645 3317.00

Total 10362 26310.71 2940 4103.14 10084 25919.95


Grand Total - RRBs 312010 562652.22 58890 73536.00 273835 519987.39


105

STATEMENT - IV - C

Progress under Microfinance - Bank loans disbursed by Co-operative Banks to SHGs during 2012-13

(Amount ` lakh)






NORTHERN REGION

Haryana

1 Ambala DCCB 0 0.00 0 0.00 0 0.00

2 Bhiwani DCCB 1 0.25 0 0.00 0 0.00

3 Faridabad DCCB 0 0.00 0 0.00 0 0.00

4 Fatahabad DCCB 30 74.00 30 74.00 15 30.00

5 Gurgaon DCCB 2 3.00 0 0.00 2 3.00

6 Hissar DCCB 30 71.03 30 71.03 4 9.08

7 Jhajjar DCCB 0 0.00 0 0.00 0 0.00

8 Karnal DCCB 78 23.00 0 0.00 78 23.00

9 Kurukshetra DCCB 0 0.00 0 0.00 0 0.00

10 Mahindergarh DCCB 2 0.50 0 0.00 2 0.50

11 Panchkula DCCB 2 4.95 1 4.40 1 0.55

12 Panipat DCCB 0 0.00 0 0.00 0 0.00

13 Rewari DCCB 20 44.90 16 41.70 20 44.90

14 Rohtak DCCB 0 0.00 0 0.00 0 0.00

15 Sirsa DCCB 1 1.00 0 0.00 1 1.00

16 Sonepat DCCB 0 0.00 0 0.00 0 0.00

17 Yamuna Nagar DCCB 0 0.00 0 0.00 0 0.00

Total 166 222.63 77 191.13 123 112.03

Himachal Pradesh

1 Himachal Pradesh SCB 1378 892.71 287 337.54 1198 693.05

2 Jogindra DCCB 125 331.22 24 84.11 107 280.00

3 Kangra DCCB 952 1132.90 170 1070.20 952 1132.90

Total 2455 2356.83 481 1491.85 2257 2105.95

Jammu & Kashmir

1 J&K SCB 60 39.59 50 35.63 45 29.69

2 Anantnag DCCB 7 8.95 7 8.95 7 8.95

3 Baramulla DCCB 43 23.40 43 23.40 43 23.40

4 Jammu DCCB 17 19.44 17 19.44 17 19.44

Total 127 91.38 117 87.42 112 81.48

New Delhi

1 Delhi SCB 0 0.00 0 0.00 0 0.00

Total 0 0.00 0 0.00 0 0.00

Punjab

1 Amritsar DCCB 1 1.00 0 0.00 1 1.00

2 Bathinda DCCB 35 30.35 0 0.00 35 30.35

3 Faridkot DCCB 2 0.80 0 0.00 2 0.80

4 Fatehgarh DCCB 0 0.00 0 0.00 0 0.00

5 Fazilka DCCB 3 9.00 3 9.00 3 9.00

6 Firozpur DCCB 0 0.00 0 0.00 0 0.00

7 Gurdaspur DCCB 65 55.10 0 0.00 65 55.10

8 Hoshiarpur DCCB 1 0.25 0 0.00 1 0.25


106

STATEMENT - IV - C (contd.)

(Amount ` lakh)






9 Jalandhar DCCB 22 27.60 0 0.00 0 0.00

10 Kapurthala DCCB 9 6.24 0 0.00 9 6.24

11 Ludhiana DCCB 46 32.13 0 0.00 0 0.00

12 Mansa DCCB 0 0.00 0 0.00 0 0.00

13 Moga DCCB 10 6.23 0 0.00 10 6.23

14 Mohali DCCB 4 4.05 0 0.00 0 0.00

15 Muktsar DCCB 51 64.76 51 64.76 51 64.76

16 Nawanshahr DCCB 33 18.02 0 0.00 33 18.02

17 Patiala DCCB 0 0.00 0 0.00 0 0.00

18 Ropar DCCB 221 15.94 0 0.00 0 0.00

19 Sangrur DCCB 31 35.15 27 30.49 28 34.40

20 Tarn Taran DCCB 0 0.00 0 0.00 0 0.00

Total 534 306.62 81 104.25 238 226.15

Rajasthan

1 Ajmer DCCB 95 111.09 49 40.22 95 111.09

2 Alwar DCCB 165 275.79 12 75.29 165 275.79

3 Banswara DCCB 300 523.73 300 523.73 300 523.73

4 Baran DCCB 145 100.23 2 6.00 145 100.23

5 Barmer DCCB 140 250.42 59 196.50 140 250.42

6 Bharatpur DCCB 36 8.78 0 0.00 36 8.78

7 Bhilwara DCCB 435 219.20 0 0.00 435 219.20

8 Bikaner DCCB 120 163.20 6 21.30 90 122.40

9 Bundi DCCB 450 199.57 0 0.00 440 191.22

10 Chittorgarh DCCB 173 132.40 0 0.00 173 132.40

11 Churu DCCB 93 108.89 7 25.44 82 88.70

12 Dausa DCCB 48 52.33 0 0.00 48 52.33

13 Dungarpur DCCB 226 301.64 105 196.06 121 105.58

14 Hanumangarh DCCB 242 182.45 0 0.00 242 182.45

15 Jaipur DCCB 535 305.53 0 0.00 535 305.53

16 Jaisalmer DCCB 81 100.65 12 37.60 81 100.65

17 Jalore DCCB 60 73.20 0 0.00 60 73.20

18 Jhalawar DCCB 145 140.14 8 24.21 145 140.14

19 Jhunjhunu DCCB 456 213.54 2 8.00 454 205.54

20 Jodhpur DCCB 85 144.00 17 45.10 85 144.00

21 Kota DCCB 265 142.39 11 27.00 265 142.39

22 Nagaur DCCB 250 161.71 5 9.14 240 156.21

23 Pali DCCB 212 270.10 9 21.44 210 264.90

24 S.Ganganagar DCCB 142 168.22 18 35.40 124 132.82

25 Sikar DCCB 712 500.04 39 178.90 712 500.04

26 Sirohi DCCB 168 111.42 72 65.86 168 111.42

27 Swai Madhopur DCCB 150 64.65 0 0.00 150 64.65

28 Tonk DCCB 0 0.00 0 0.00 0 0.00

29 Udaipur DCCB 238 343.14 83 242.49 238 343.14

Total 6167 5368.45 816 1779.68 5979 5048.95

Total - Northern Region 9449 8345.91 1572 3654.33 8709 7574.56


107


(Amount ` lakh)

Sr.No.

Name of the BankTotal Loans disbursed during

the yearOut of Total - Loan disbursed

under SGSYOut of Total - Loan disbursed




Assam

1 Assam SCB 201 228.00 141 184.08 171 195.00

Total 201 228.00 141 184.08 171 195.00

Arunachal Pradesh

Arunachal Pradesh SCB 63 42.18 11 13.70 47 31.60

Total 63 42.18 11 13.70 47 31.60

Manipur

1 Manipur SCB 0 0.00 0 0.00 0 0.00

Total 0 0.00 0 0.00 0 0.00

Meghalaya

1 Meghalaya SCB 105 113.21 66 50.76 63 59.41

Total 105 113.21 66 50.76 63 59.41

Mizoram

1 Mizoram SCB 9 5.43 1 3.00 NA NA

Total 9 5.43 1 3.00 NA NA

Nagaland

Nagaland SCB 443 494.23 0 0.00 277 342.00

Total 443 494.23 0 0.00 277 342.00

Sikkim

1 Sikkim SCB NA NA NA NA NA NA


Tripura

1 Tripura SCB NA NA NA NA NA NA


Total - North Eastern Region

821 883.05 219 251.54 558 628.01

EASTERN REGION

A & N Islands (UT)

1 A & N SCB 333 427.94 56 37.47 316 410.82

Total 333 427.94 56 37.47 316 410.82

Odisha

1 Angul United DCCB 485 299.72 0 0.00 485 299.72

2 Aska DCCB 30 19.04 0 0.00 30 19.04

3 Balasore Bhadrak DCCB 857 799.10 0 0.00 857 799.10

4 Banki DCCB 31 12.51 0 0.00 31 12.51

5 Berhampur DCCB 126 283.16 0 0.00 126 283.16

6 Bhawanipatna DCCB 12 10.17 0 0.00 12 10.17

7 Bolangir DCCB 26 18.92 0 0.00 26 18.92

8 Boudh DCCB 64 81.12 0 0.00 64 81.12

9 Cuttack DCCB 221 105.39 30 6.30 221 105.39

10 Keonjhar DCCB 276 212.73 0 0.00 274 208.91

11 Khurda DCCB 407 344.19 9 21.30 402 337.51

12 Koraput DCCB 784 478.95 0 0.00 766 468.38

13 Mayurbhanj DCCB 58 29.75 0 0.00 58 29.75


108


(Amount ` lakh)






14 Nayagarh DCCB 111 66.53 4 4.32 111 66.53

15 Sambalpur DCCB 263 222.65 0 0.00 263 222.65

16 Sundargarh DCCB 1171 854.76 66 157.00 1121 854.76

17 United Puri Nimapara DCCB 156 92.46 1 3.20 155 89.26

Total 5078 3931.15 110 192.12 5002 3906.88

West Bengal

1 West Bengal SCB 0 0.00 0 0.00 0 0.00

2 West Bengal SCARDB 380 46.90 0 0.00 0 0.00

3 Balageria CCB 787 990.11 0 0.00 780 984.51

4 Bankura DCCB 11508 1789.31 0 0.00 11490 1722.68

5 Birbhum DCCB 0 0.00 0 0.00 0 0.00

6 Burdwan DCCB 335 385.20 0 0.00 291 312.04

7 Darjeeling DCCB 2 1.90 0 0.00 0 0.00

8 Dk. Dinajpur DCCB 178 141.63 0 0.00 0 0.00

9 Hooghly DCCB 10050 2844.51 0 0.00 9809 2617.89

10 Howrah DCCB 0 0.00 0 0.00 0 0.00

11 Jalpaiguri DCCB 0 0.00 0 0.00 0 0.00

12 Malda DCCB 1117 576.55 0 0.00 1117 576.55

13 Mugberia DCCB 2274 1214.78 63 65.54 2232 1193.14

14 Murshidabad DCCB 0 0.00 0 0.00 0 0.00

15 Nadia DCCB 11499 4009.80 0 0.00 10349 3689.11

16 Purulia DCCB 0 0.00 0 0.00 0 0.00

17 Raiganj DCCB 0 0.00 0 0.00 0 0.00

18 Tamluk-Ghatal DCCB 4292 1282.10 0 0.00 3530 1054.47

19 Vidyasagar DCCB 2221 964.31 341 375.68 1854 866.81

Total 44643 14247.10 404 441.22 41452 13017.20


CENTRAL REGION

Chhattisgarh

1 Ambikapur DCCB 8 26.25 6 24.00 8 26.25

2 Rajnandgaon DCCB 230 62.65 0 0.00 230 62.65

Total 238 88.90 6 24.00 238 88.90

Madhya Pradesh

1 Balaghat DCCB 21 2.61 0 0.00 21 2.61

2 Betul DCCB 0 0.00 0 0.00 0 0.00

3 Gwalior DCCB 10 30.50 0 0.00 0 0.00

4 Hoshangabad DCCB 0 0.00 0 0.00 0 0.00

5 Jhabua DCCB 0 0.00 0 0.00 0 0.00

6 Khandwa DCCB 58 36.53 9 6.45 15 13.65

7 Khargone DCCB 20 106.13 20 106.13 0 0.00

8 Mandsaur DCCB 12 14.30 12 14.30 6 3.12

9 Panna DCCB 54 11.10 54 11.10 0 0.00

10 Raisen DCCB 0 0.00 0 0.00 0 0.00


109


(Amount ` lakh)






11 Sehore DCCB 47 13.95 47 13.95 0 0.00

12 Shahdol DCCB 3 9.00 3 9.00 3 9.00

13 Shajapur DCCB 4 1.21 4 1.21 2 0.60

14 Shivpuri DCCB 0 0.00 0 0.00 0 0.00

15 Vidisha DCCB 0 0.00 0 0.00 0 0.00

Total 229 225.33 149 162.14 47 28.98

Uttar Pradesh

1 Agra DCCB NA NA NA NA NA NA

2 Ballia DCCB NA NA NA NA NA NA

3 Banda DCCB 0 0.00 0 0.00 0 0.00

4 Barabanki DCCB 5 9.42 0 0.00 5 9.42

5 Bulandsahar DCCB 42 27.94 1 3.75 27 12.17

6 Etah DCCB 0 0.00 0 0.00 0 0.00

7 Etawah DCCB 0 0.00 0 0.00 0 0.00

8 Firozabad DCCB 131 217.06 106 136.34 49 80.72

9 Ghaziabad DCCB 22 23.40 0 0.00 9 8.50

10 Gorakhpur DCCB 0 0 0 0 0 0

11 Hamirpur DCCB 0 0 0 0 0 0

12 Kanpur DCCB NA NA NA NA NA NA

13 Lakhimpur-Kheri DCCB 99 141.16 31 141.16 59 118.90

14 Lalitpur DCCB 45 81.29 38 73.66 25 48.77

15 Mathura DCCB NA NA NA NA NA NA

16 Mau DCCB NA NA NA NA NA NA

17 Meerut DCCB 1 0.74 0 0.00 0 0.00

18 Mirzapur DCCB 177 255.05 177 255.05 56 80.49

19 Moradabad DCCB 9 2.00 4 1.01 0 0.00

20 Pilibhit DCCB NA NA NA NA NA NA

21 Pratapgarh DCCB 135 102.74 135 102.74 25 19.15

22 Saharanpur DCCB 107 1.47 0 0.00 70 0.43

23 Sultanpur DCCB 78 85.80 NA NA 78 85.80

24 Unnao DCCB 237 26.07 0 0.00 0 0.00

Total 1088 974.14 492 713.71 403 464.35

Uttarakhand

1 Uttarakhand SCB 0 0.00 0 0.00 0 0.00

2 Almora DCCB 108 135.60 108 135.60 65 94.10

3 Chamoli DCCB 282 167.66 192 104.67 57 33.89

4 Dehradun DCCB 34 40.34 33 40.07 9 11.50

5 Garhwal (Kotdwar) DCCB 89 44.08 89 44.08 59 9.01

6 Haridwar DCCB 15 41.80 15 41.80 4 8.00

7 Nainital DCCB 111 76.85 71 73.88 78 37.44

8 Pithoragarh DCCB 26 47.17 26 47.17 17 31.25

9 Tehri DCCB 4241 212.06 4117 210.72 100 18.00

10 US Nagar DCCB 19 45.39 17 37.39 2 8.00


110


(Amount ` lakh)





No. of SHGsLoans



11 Uttarakashi DCCB 86 261.58 62 183.16 80 243.77

Total 5011 1072.53 4730 918.54 471 494.96


WESTERN REGION

Goa

1 Goa SCB 296 6.23 0 0.00 296 6.23

Total 296 6.23 0 0.00 296 6.23

Gujarat

1 Ahmedabad DCCB 73 29.95 0 0.00 0 0.00

2 Amreli DCCB 0 0.00 0 0.00 0 0.00

3 Banaskantha DCCB 54 13.50 0 0.00 54 13.50

4 Baroda DCCB 0 0.00 0 0.00 0 0.00

5 Bharuch DCCB 155 684.23 0 0.00 60 270.11

6 Bhavnagar DCCB 8 54.00 0 0.00 3 22.90

7 Jamnagar DCCB 0 0.00 0 0.00 0 0.00

8 Junagadh DCCB 0 0.00 0 0.00 0 0.00

9 Kheda DCCB 1 2.28 0 0.00 1 2.28

10 Kodinar DCCB 73 17.40 73 17.40 0 0.00

11 Kutch DCCB 0 0.00 0 0.00 0 0.00

12 Mehsana DCCB 1202 964.86 1202 964.86 4 5.50

13 Panchmahal DCCB 0 0.00 0 0.00 0 0.00

14 Rajkot DCCB 230 200.90 8 9.48 222 191.42

15 Sabarkantha DCCB 27 25.43 0 0.00 27 25.43

16 Surat DCCB 135 66.40 0 0.00 135 66.40

17 Surendranagar DCCB 2 6.00 0 0.00 0 0.00

18 Valsad DCCB 45 28.96 0 0.00 45 28.96

Total 2005 2093.91 1283 991.74 551 626.50

Maharashtra

1 Ahmednagar DCCB 984 1210.46 229 526.00 0 0.00

2 Akola DCCB 110 90.11 71 72.94 102 80.51

3 Amaravati DCCB 346 187.08 0 0.00 295 153.68

4 Aurangabad DCCB 200 110.39 9 15.47 180 96.23

5 Beed DCCB 0 0.00 0 0.00 0 0.00

6 Bhandara DCCB 0 0.00 0 0.00 0 0.00

7 Buldhana DCCB 1 0.02 0 0.00 1 0.02

8 Chandrapur DCCB 2811 1507.22 390 194.88 2796 1486.07

9 Dhule DCCB 43 23.70 0 0.00 38 20.45

10 Gadchiroli DCCB 0 0.00 0 0.00 0 0.00

11 Gondia DCCB 0 0.00 0 0.00 0 0.00

12 Hingoli DCCB 72 78.39 72 78.39 64 72.28

13 Jalgaon DCCB 214 236.11 160 185.86 214 236.11

14 Jalna DCCB 45 41.21 0 0.00 43 38.92

15 Kolhapur DCCB 1046 542.74 252 259.46 794 283.28

16 Latur DCCB 348 275.28 163 106.37 185 168.91


111


(Amount ` lakh)

Sr.No.


during the yearOut of Total - Loan disbursed

under SGSYOut of Total - Loan disbursed



17 Nagpur DCCB 44 21.79 0 0.00 1 0.45

18 Nanded DCCB 0 0.00 0 0.00 0 0.00

19 Nasik DCCB 4 10.45 4 10.45 3 5.55

20 Osmanabad DCCB 0 0.00 0 0.00 0 0.00

21 Parbhani DCCB 113 109.20 94 98.92 102 96.15

22 Pune DCCB 558 541.52 61 121.70 558 541.52

23 Raigad DCCB 1317 470.38 62 39.05 1277 461.13

24 Ratnagiri DCCB 223 155.56 10 3.46 8 8.83

25 Sangli DCCB 454 573.98 18 84.92 59 58.90

26 Satara DCCB 697 188.21 27 43.12 697 188.21

27 Sindudhurg DCCB 469 364.93 25 27.45 469 364.93

28 Solapur DCCB 135 192.11 110 181.56 135 192.11

29 Thane DCCB 1900 851.68 38 3.49 17 5.29

30 Wardha DCCB 140 120.33 41 48.45 13 6.58

31 Yavatmal DCCB 1392 1365.83 132 315.04 892 841.84

Total 13666 9268.68 1968 2416.98 8943 5407.95

Total - Western Region 15967 11368.82 3251 3408.72 9790 6040.68

SOUTHERN REGION

Andhra Pradesh

1 Adilabad DCCB 0 0.00 0 0.00 0 0.00

2 Anantapur DCCB 250 475.55 0 0.00 250 475.55

3 Chittoor DCCB 55 125.49 0 0.00 55 125.49

4 East Godavari DCCB 86 123.00 0 0.00 86 123.00

5 Guntur DCCB 0 0.00 0 0.00 0 0.00

6 Karimnagar DCCB 0 0.00 0 0.00 0 0.00

7 Kornool DCCB 13 16.50 0 0.00 13 16.50

8 Krishna DCCB 3500 82.09 0 0.00 3500 82.09

9 Mahabubnagar DCCB 4 5.60 0 0.00 4 5.60

10 Nalgonda DCCB 0 0.00 0 0.00 0 0.00

11 Nellore DCCB 0 0.00 0 0.00 0 0.00

12 Nizamabad DCCB 921 1601.40 0 0.00 921 1601.04

13 Prakasam DCCB 150 366.31 0 0.00 150 366.31

14 Srikakulam DCCB 1 3.00 0 0.00 0 0.00

15 Visakhapatnam DCCB 206 620.30 0 0.00 206 620.30

16 Vizianagaram DCCB 0 0.00 0 0.00 0 0.00

17 Warangal DCCB 0 0.00 0 0.00 0 0.00

18 West Godavari DCCB 0 0.00 0 0.00 0 0.00

Total 5186 3419.24 0 0.00 5185 3415.88

Karnataka

1 Bagalkot DCCB 480 567.00 58 199.50 480 567.00

2 Bangalore DCCB 789 2403.00 6 30.00 789 2403.00

3 Belgaum DCCB 1361 2248.40 0 0.00 1001 1425.17

4 Bellary DCCB 909 1045.66 0 0.00 909 1045.66

5 Bidar DCCB 4482 6599.03 454 1062.92 4482 6599.03


112


(Amount ` lakh)

Sr.No.

Name of the Bank





6 Bijapur DCCB 889 1058.15 0 0.00 748 952.30

7 Chikmagalur DCCB 1162 1700.25 39 78.70 966 1274.13

8 Chitradurga DCCB 1039 1199.52 13 34.50 1039 1199.52

9 Davanagere DCCB 466 374.57 0 0.00 438 346.07

10 Dharwad DCCB 1270 891.65 0 0.00 1105 665.63

11 Gulburga DCCB 673 475.95 0 0.00 657 459.40

12 Hassan DCCB 2528 3631.13 64 136.25 2332 3300.78

13 Kodagu DCCB 925 1587.80 65 155.28 768 1281.41

14 Kolar DCCB 31 68.55 0 0.00 31 68.55

15 Mandya DCCB 2530 4390.62 31 121.00 1997 4197.43

16 Mysore DCCB 1752 3122.76 95 198.04 1752 3122.76

17 Raichur DCCB 397 419.76 0 0.00 397 419.76

18 Shimoga DCCB 3636 4608.71 89 198.75 3052 3969.50

19 South Canara DCCB 3526 3398.71 60 221.26 2022 1919.74

20 Tumkur DCCB 3362 8198.12 8 29.00 2420 6022.38

21 U. Kanada DCCB 1524 1284.60 779 686.02 650 524.71

Total 33731 49273.94 1761 3151.22 28035 41763.93

Kerala

1 Alappuzha DCCB 580 2490.33 1 3.00 521 2241.83

2 Ernakulam DCCB 62 72.85 0 0.00 59 68.40

3 Idukki DCCB 288 360.00 0 0.00 202 303.00

4 Kannur DCCB 2258 1820.10 712 1004.00 1084 1085.00

5 Kasaragod DCCB 706 912.83 73 101.45 390 506.85

6 Kollam DCCB 980 2350.00 0 0.00 0 0.00

7 Kottayam DCCB 2803 692.51 0 0.00 1955 415.50

8 Kozhikode DCCB 29 32.24 0 0.00 27 30.24

9 Malappuram DCCB 11 7.60 0 0.00 11 7.60

10 Palakkad DCCB 489 137.15 0 0.00 489 137.15

11 Pathanamthitta DCCB 213 737.18 0 0.00 12 68.00

12 Thiruvananthapuram DCCB 10 17.68 0 0.00 0 0.00

13 Thrissur DCCB 1371 2203.60 283 295.16 1356 2183.15

14 Wayanad DCCB 2934 2963.79 122 103.48 2787 2815.60

Total 12734 14797.86 1191 1507.09 8893 9862.32

Puducherry

1 Pondicherry SCB 272 947.67 12 40.51 241 827.76

Total 272 947.67 12 40.51 241 827.76

Tamil Nadu

1 Chennai Central Co-op, Bank 875 1384.22 0 0.00 0 0.00

2 Coimbatore DCCB 1148 2252.45 0 0.00 1141 2237.55

3 Cuddalore DCCB 1991 1784.90 1236 1211.82 0 0.00

4 Dharmapuri DCCB 1359 2479.31 154 226.20 1359 2479.31

5 Dindigul DCCB 1328 1396.91 950 960.88 20 30.00


113


(Amount ` lakh)








6 Erode DCCB 2825 3210.13 2368 2747.52 222 137.60

7 Kancheepuram DCCB 2365 2726.39 1424 1837.80 0 0.00

8 Kanyakumari DCCB 1529 2870.82 243 558.10 1452 2727.27

9 Kumbakonam DCCB 4572 1600.52 0 0.00 4572 1600.52

10 Madurai DCCB 607 1246.44 478 1065.13 607 1246.44

11 Nilgiris DCCB 345 1004.00 117 106.20 319 934.00

12 Pudukottai DCCB 1531 1753.20 546 438.30 985 1665.54

13 Ramnathapuram DCCB 742 846.35 513 548.25 0 0.00

14 Salem DCCB 2667 4119.15 2373 3666.05 2535 3913.19

15 Sivagangai DCCB 417 442.32 191 149.21 45 53.00

16 Thanjavur DCCB 519 654.21 295 329.25 472 644.40

17 Thoothukudi DCCB 323 473.78 125 99.95 0 0.00

18 Tiruchirapalli DCCB 2768 4393.10 848 1206.40 0 0.00

19 Tirunelveli DCCB 193 961.00 179 774.34 185 922.56

20 Tiruvannamalai DCCB 4005 6515.65 4005 6515.65 3964 6325.12

21 Vellore DCCB 2496 2988.06 1335 1263.42 2493 2982.06

22 Villupuram DCCB 2339 1701.23 2339 1701.23 169 63.02

23 Virudhunagar DCCB 510 575.80 16 41.45 453 558.53

Total 37454 47379.94 19735 25447.15 20993 28520.11

Total - southern Region 89377 115818.65 22699 30145.97 63347 84390.00

Grand Total - Co-operative Banks 172234 157383.52 33688 39949.76 130333 117045.34


114

STATEMENT - V - A (i) Progress under Microfinance - Bank Loans outstanding

against SHGs as on 31 March 2013 - Public Sector Com. Banks(Amount ` lakh)


Total Loans Outstanding against SHGs

Out of Total - under SGSY Out of Total - Exclusive Women SHGs

No. of SHGs Loans O/S No. of SHGs Loans O/S No. of SHGs Loans O/S

NORTHERN REGION

Chandigarh

1 Allahabad Bank 192 224.02 2 8.20 1 4.60

2 Bank of Baroda 0 0.00 0 0.00 0 0.00

3 Canara Bank 3 0.62 0 0.00 0 0.00

4 Indian Bank 0 0.00 0 0.00 0 0.00




8 Vijaya Bank 0 0.00 0 0.00 0 0.00

Total 451 444.82 147 51.78 80 48.00

Haryana

1 Allahabad Bank 139 137.00 139 137.00 110 105.00

2 Andhra Bank 1 1.50 0 0.00 1 1.50

3 Bank of Baroda 28 6.35 0 0.00 0 0.00

4 Bank of India 157 185.71 157 185.71 46 73.03


6 Canara Bank 122 123.84 122 123.84 102 100.12



9 Dena Bank 16 12.00 0 0.00 0 0.00

10 IDBI Bank 0 0.00 0 0.00 0 0.00

11 Indian Bank 56 46.10 4 6.55 55 45.18




15 Punjab & Sind Bank 273 249.29 130 128.70 129 104.49




19 Syndicate Bank 260 461.54 215 201.81 187 166.30

20 UCO Bank 134 198.33 64 70.54 134 198.33


22 Vijaya Bank 14 2.86 6 2.03 11 0.91

Total 13451 14525.12 9500 9261.42 9983 10205.77

Himachal Pradesh

1 Allahabad Bank 17 75.00 17 75.00 17 75.00

2 Bank of Baroda 2 0.64 0 0.00 0 0.00

3 Bank of India 54 45.76 54 45.76 15 17.50


5 Canara Bank 41 49.80 35 39.62 26 28.32


7 Indian Bank 9 4.89 1 2.06 9 4.89


115

STATEMENT - V - A (i) (contd.) (Amount ` lakh)

Sr.No.

Name of the BankTotal Loans Outstanding

against SHGsOut of Total - under SGSY Out of Total - Exclusive

Women SHGs



9 Punjab & Sind Bank 30 31.46 13 9.13 29 28.77



12 Syndicate Bank 2 9.88 2 9.88 1 0.76

13 UCO Bank 885 1113.00 885 1113.00 751 856.00

Total 21648 5352.84 2132 2251.44 15365 4269.39

Jammu & Kashmir

1 Bank of Baroda 0 0.00 0 0.00 0 0.00

2 Canara Bank 5 3.38 5 3.38 0 0.00



5 Punjab & Sind Bank 0 0.00 0 0.00 0 0.00



Total 672 363.67 26 12.18 602 327.44

New Delhi

1 Allahabad Bank 4 0.88 0 0.00 4 0.88

2 Bank of Baroda 14 55.81 4 7.46 7 8.28

3 Bank of India 0 0.00 0 0.00 0 0.00


5 Canara Bank 18 3.04 4 0.60 18 3.04



8 IDBI Bank 0 0.00 0 0.00 0 0.00

9 Indian Bank 287 1106.37 0 0.00 281 1084.24


11 Punjab & Sind Bank 4 0.04 0 0.00 4 0.04


13 Syndicate Bank 0 0.00 0 0.00 0 0.00


15 Vijaya Bank 0 0.00 0 0.00 0 0.00

Total 1368 1627.67 11 10.35 1312 1549.86

Punjab

1 Allahabad Bank 3 2.56 3 2.56 3 2.56

2 Bank of Baroda 53 49.10 0 0.00 0 0.00

3 Bank of India 45 34.08 25 22.88 33 20.72


5 Canara Bank 197 93.40 88 24.80 3 3.72



8 Dena Bank 16 12.00 0 0.00 0 0.00

9 IDBI Bank 0 0.00 0 0.00 0 0.00


116






10 Indian Bank 77 14.68 0 0.00 75 14.39




14 Punjab & Sind Bank 758 749.61 362 296.06 506 464.92



17 Syndicate Bank 0 0.00 0 0.00 0 0.00

18 UCO Bank 241 330.63 55 47.82 231 315.63


20 Vijaya Bank 20 31.41 17 30.07 19 31.37

Total 8096 6094.22 2703 2626.02 5202 3755.31

Rajasthan

1 Allahabad Bank 408 109.11 408 109.11 408 109.11

2 Bank of Baroda 8636 5299.25 1911 1868.07 5182 4153.63

3 Bank of India 192 223.22 183 212.05 173 209.90


5 Canara Bank 55 25.65 17 7.70 38 17.95


7 Dena Bank 32 18.00 0 0.00 0 0.00

8 IDBI Bank 0 0.00 0 0.00 0 0.00

9 Indian Bank 9 4.74 0 0.00 9 4.74




13 Punjab & Sind Bank 49 56.59 17 22.75 31 39.28




17 Syndicate Bank 7 9.58 7 9.58 7 9.58

18 UCO Bank 1036 1205.00 274 9.85 715 681.85


20 Vijaya Bank 4 13.28 0 0.00 2 2.00

Total 74325 35460.13 43975 18190.95 58577 27847.86



Assam

1 Allahabad Bank 5203 1356.79 5203 1356.79 4845 1263.43

2 Andhra Bank 2 0.55 0 0.00 2 0.55

3 Bank of Baroda 577 380.72 432 292.14 285 168.69

4 Bank of India 124 45.66 0 0.00 80 34.90


6 Canara Bank 522 391.79 278 241.28 168 1.06


8 Dena Bank 16 5.00 0 0.00 0 0.00


117






9 Indian Bank 539 287.44 29 10.52 528 281.69



12 Punjab & Sind Bank 19 22.64 3 1.32 1 0.49


14 Syndicate Bank 102 97.86 97 93.20 87 79.24

15 UCO Bank 11312 7267.21 10485 7180.54 6217 3601.74



18 Vijaya Bank 103 71.78 33 11.73 31 23.35

Total 61369 33784.48 41818 24492.41 44042 25155.21

Arunachal Pradesh

1 Bank of India 0 0.00 0 0.00 0 0.00

2 Bank of Baroda 1 2.52 0 0.00 0 0.00



5 Indian Bank 0 0.00 0 0.00 0 0.00


7 Syndicate Bank 4 9.04 0 0.00 0 0.00

8 UCO Bank 76 28.15 55 24.03 50 15.71

9 Vijaya Bank 1 0.74 1 0.74 0 0.00

Total 238 224.11 130 117.43 192 182.37

Manipur

1 Allahabad Bank 0 0.00 0 0.00 0 0.00

2 Bank of Baroda 103 59.18 70 50.37 100 57.46

3 Bank of India 0 0.00 0 0.00 0 0.00




7 Punjab & Sind Bank 0 0.00 0 0.00 0 0.00


9 UCO Bank 171 117.91 171 117.91 46 39.41

10 Vijaya Bank 52 38.18 52 38.18 9 6.64

Total 3015 1683.12 532 345.31 2567 1421.66

Meghalaya

1 Bank of Baroda 6 0.15 2 0.14 0 0.00


3 Indian Bank 13 11.45 1 2.61 13 11.45




7 UCO Bank 91 23.05 91 23.05 39 9.62


9 Vijaya Bank 0 0.00 0 0.00 0 0.00

Total 1277 604.17 183 106.85 1090 532.31


118






Mizoram

1 Bank of Baroda 0 0.00 0 0.00 0 0.00


3 IDBI Bank 0 0.00 0 0.00 0 0.00


5 UCO Bank 22 4.80 22 4.80 6 1.35

6 Vijaya Bank 0 0.00 0 0.00 0 0.00

Total 69 77.07 26 10.07 46 62.62

Nagaland

1 Allahabad Bank 76 69.55 76 69.55 76 69.55

2 Bank of Baroda 83 54.60 74 36.28 32 27.96

3 Bank of India 0 0.00 0 0.00 0 0.00


5 IDBI Bank 0 0.00 0 0.00 0 0.00

6 Indian Bank 5 1.87 0 0.00 5 1.87

7 Punjab & Sind Bank 0 0.00 0 0.00 0 0.00


9 Syndicate Bank 5 1.51 5 1.51 5 1.51

10 UCO Bank 56 20.67 56 20.67 56 20.67

11 Vijaya Bank 9 16.86 9 16.86 2 0.74

Total 1918 1339.89 1085 587.66 1694 1183.09

Sikkim

1 Bank of India 2511 937.32 2511 937.32 1532 581.90


3 Indian Bank 0 0.00 0 0.00 0 0.00



Total 2855 1237.35 2756 1135.35 1855 861.93

Tripura

1 Bank of Baroda 11 5.86 3 2.75 9 5.47


3 Indian Bank 0 0.00 0 0.00 0 0.00



6 UCO Bank 382 320.16 382 320.16 127 104.05



9 Vijaya Bank 0 0.00 0 0.00 0 0.00

Total 6860 5598.95 5432 3576.93 6352 5049.60


EASTERN REGION

A & N Islands (UT)

1 Allahabad Bank 4 2.50 0 0.00 4 2.50

2 Indian Bank 0 0.00 0 0.00 0 0.00



119


Sr.No.

Name of the BankTotal Loans Outstanding against

SHGsOut of Total - under SGSY Out of Total - Exclusive Women

SHGs



5 Syndicate Bank 1 4.04 1 4.04 1 4.04

6 Vijaya Bank 5 2.93 0 0.00 0 0.00

Total 171 119.47 20 12.04 145 100.54

Bihar

1 Allahabad Bank 8631 10450.28 3512 5544.41 3334 4998.88

2 Bank of Baroda 2943 2580.85 763 1018.21 1356 1112.58

3 Bank of India 11672 3701.32 5342 2174.91 11672 3701.32

4 Canara Bank 4358 2753.89 412 425.32 3280 2043.55


6 Dena Bank 1 2.00 0 0.00 0 0.00

7 Indian Bank 1448 742.06 306 198.01 1419 727.22





12 Syndicate Bank 273 237.86 264 170.39 199 116.28

13 UCO Bank 8045 4036.09 8045 4036.09 4546 2766.95



16 Vijaya Bank 1 0.52 0 0.00 0 0.00

Total 94225 61474.98 53618 40438.97 67942 43403.28

Jharkhand

1 Allahabad Bank 6812 3954.02 6056 2963.63 6513 3451.96

2 Andhra Bank 7 5.15 0 0.00 7 5.15

3 Bank of Baroda 621 768.00 621 768.00 32 45.20

4 Bank of India 15934 5970.83 15660 5962.37 13982 5424.72

5 Canara Bank 204 182.56 204 182.56 0 0.00


7 Dena Bank 8 1.00 0 0.00 0 0.00

8 IDBI Bank 0 0.00 0 0.00 0 0.00

9 Indian Bank 501 634.48 0 0.00 491 621.79




13 Punjab & Sind Bank 11 8.52 1 1.81 11 8.52


15 Syndicate Bank 142 87.52 134 86.51 88 46.99

16 UCO Bank 444 960.00 444 960.00 128 179.00



19 Vijaya Bank 3 0.71 3 0.71 3 0.71

Total 43953 28632.44 29545 17192.11 37612 23028.85

Odisha

1 Allahabad Bank 3396 2765.00 2091 1287.00 1195 212.00

2 Andhra Bank 2513 2871.06 975 1187.65 2513 2871.06


120

STATEMENT - V - A (i) (contd.)

(Amount ` lakh)

Sr.No.

Name of the BankTotal Loans Outstanding against

SHGsOut of Total - under SGSY Out of Total - Exclusive Women

SHGs


3 Bank of Baroda 1903 2265.41 656 1032.00 1370 1775.00

4 Bank of India 2007 2661.96 906 1784.01 1534 2189.48

5 Canara Bank 641 443.95 142 96.13 638 416.60



8 Dena Bank 1909 382.00 0 0.00 0 0.00

9 IDBI Bank 0 0.00 0 0.00 0 0.00

10 Indian Bank 2125 2605.73 86 97.60 2083 2553.62




14 Punjab & Sind Bank 0 0.00 0 0.00 0 0.00



17 Syndicate Bank 759 857.22 602 645.98 537 595.53

18 UCO Bank 18780 14411.00 926 1422.00 18530 14236.00



21 Vijaya Bank 172 201.26 122 156.59 155 183.88

Total 130717 98881.91 27650 29764.69 120433 90645.81

West Bengal

1 Allahabad Bank 25172 17807.42 23199 15741.86 21096 11992.97

2 Andhra Bank 6 0.55 0 0.00 6 0.55

3 Bank of Baroda 3150 1109.97 0 0.00 0 0.00

4 Bank of India 24173 7472.92 7856 1773.74 21375 5972.52


6 Canara Bank 1934 876.00 1452 697.00 1894 850.00



9 Dena Bank 7000 4394.00 0 0.00 0 0.00

10 IDBI Bank 0 0.00 0 0.00 0 0.00

11 Indian Bank 3682 3664.32 293 269.30 3608 3591.03




15 Punjab & Sind Bank 4 0.25 4 0.25 4 0.25



18 Syndicate Bank 1470 648.32 1470 648.32 1289 579.64

19 UCO Bank 18312 7289.30 4266 950.00 16618 6126.66



22 Vijaya Bank 32 6.25 32 6.25 10 1.57

Total 234977 105006.90 124900 55981.50 211362 63493.24


CENTRAL REGION

Chhattisgarh

1 Allahabad Bank 512 157.65 512 157.65 512 157.65

2 Andhra Bank 2 9.81 0 0.00 2 9.81


121


(Amount ` lakh)


Total Loans Outstanding against SHGs Out of Total - under SGSY

Out of Total - Exclusive Women SHGs

No. of SHGs Loans O/S No. of SHGs Loans O/S No. of SHGs Loans O/S 3 Bank of Baroda 206 263.00 206 263.00 130 156.00

4 Bank of India 45 59.10 12 3.70 10 0.70


6 Canara Bank 16 13.32 12 11.32 10 8.39



9 Dena Bank 1928 578.00 0 0.00 0 0.00

10 IDBI Bank 0 0.00 0 0.00 0 0.00

11 Indian Bank 123 99.20 1 3.37 121 97.22




15 Punjab & Sind Bank 12 17.63 12 17.62 11 17.12


17 Syndicate Bank 28 45.54 27 43.20 25 41.88

18 UCO Bank 232 259.90 184 188.51 90 95.27


20 Vijaya Bank 0 0.00 0 0.00 0 0.00

Total 14382 10584.00 8717 6681.87 9829 7557.36Madhya Pradesh

1 Allahabad Bank 2253 2271.38 1789 2044.23 1110 1152.85

2 Andhra Bank 1 2.00 0 0.00 1 2.00

3 Bank of Baroda 277 583.72 224 437.42 143 228.31

4 Bank of India 3845 2447.10 3687 2300.47 2402 1433.24


6 Canara Bank 113 178.26 104 81.47 69 6.80



9 Dena Bank 60 64.00 0 0.00 0 0.00

10 IDBI Bank 0 0.00 0 0.00 0 0.00

11 Indian Bank 511 896.94 1 3.08 501 879.00




15 Punjab & Sind Bank 61 65.25 27 33.63 45 50.28




19 Syndicate Bank 255 222.84 162 152.45 255 222.84

20 UCO Bank 1155 1275.57 693 985.18 188 241.45



23 Vijaya Bank 15 21.69 8 12.75 4 4.91

Total 26438 28390.88 14760 15162.29 16373 15611.95

Uttar Pradesh1 Allahabad Bank 21051 25784.39 19211 24877.12 7714 8368.27

2 Bank of Baroda 19850 19222.54 5608 3764.03 7607 5268.87


122


Sr.No.


against SHGs Out of Total - under SGSY Out of Total - Exclusive Women SHGs


3 Bank of India 9194 11285.13 9119 11071.21 6471 6946.47


5 Canara Bank 1787 1281.85 1537 1036.65 614 190.92


7 Dena Bank 481 228.00 0 0.00 0 0.00

8 IDBI Bank 0 0.00 0 0.00 0 0.00

9 Indian Bank 352 311.28 1 0.09 345 305.05




13 Punjab & Sind Bank 962 663.08 503 341.02 454 311.71



16 Syndicate Bank 1217 1621.15 856 1170.42 324 368.66

17 UCO Bank 2030 2040.75 1069 1039.25 741 405.69



20 Vijaya Bank 46 32.71 7 9.10 25 20.51

Total 107411 99770.09 57929 60982.47 48599 41764.81

Uttarakhand

1 Allahabad Bank 145 154.68 145 154.68 55 50.14

2 Andhra Bank 5 3.08 1 0.50 5 3.08

3 Bank of Baroda 699 1211.00 0 0.00 0 0.00

4 Canara Bank 92 79.80 92 79.80 92 79.80



7 Indian Bank 6 8.35 0 0.00 6 8.35




11 Punjab & Sind Bank 61 21.42 35 9.16 45 10.87



14 UCO Bank 79 80.25 79 80.25 8 5.25


16 Vijaya Bank 0 0.00 0 0.00 0 0.00

Total 9502 5866.52 4973 2732.14 5476 2885.05

Total - Central Region 157733 144611.49 86379 85558.77 80277 67819.17

WESTERN REGION

Goa

1 Bank of India 231 538.46 42 29.16 206 521.21

2 Bank of Baroda 71 108.55 0 0.00 0 0.00


4 Canara Bank 122 104.87 3 17.45 115 98.23



7 Dena Bank 89 73.00 0 0.00 0 0.00

8 IDBI Bank 0 0.00 0 0.00 0 0.00


123


(Amount ` lakh)


Total Loans Outstanding against SHGs Out of Total - under SGSY Out of Total - Exclusive

Women SHGs


9 Indian Bank 1 0.68 0 0.00 1 0.68



12 Syndicate Bank 18 23.59 10 12.52 11 13.89

13 UCO Bank 0 0.00 0 0.00 0 0.00


15 Vijaya Bank 1 0.29 1 0.29 1 0.29

Total 1349 1580.19 196 201.02 1027 1260.78

Gujarat

1 Allahabad Bank 50 10.29 50 10.29 49 9.90

2 Bank of Baroda 24957 6603.56 5948 1264.12 15765 4148.32

3 Bank of India 4091 217.08 1378 142.69 3580 201.19


5 Canara Bank 3 5.61 3 5.61 0 0.00



8 Dena Bank 9296 2350.40 0 0.00 0 0.00

9 IDBI Bank 0 0.00 0 0.00 0 0.00

10 Indian Bank 762 453.14 29 59.06 747 444.08





15 Syndicate Bank 123 40.08 27 21.18 106 22.46

16 UCO Bank 158 49.45 33 22.49 129 30.95


18 Vijaya Bank 11 3.06 0 0.00 8 1.37

Total 49916 13343.21 9536 2202.29 27837 7254.95

Maharashtra

1 Allahabad Bank 440 435.60 440 435.60 440 435.60

2 Andhra Bank 65 37.74 11 10.95 65 37.74

3 Bank of Baroda 2980 2533.74 1183 1022.09 2511 2383.85

4 Bank of India 24217 9531.15 13995 4659.57 11691 4438.35


6 Canara Bank 357 364.61 171 137.53 319 291.05



9 Dena Bank 3778 2580.00 0 0.00 0 0.00

10 IDBI Bank 154 135.62 154 135.62 136 113.13

11 Indian Bank 1011 1506.84 21 32.75 991 1476.70




15 Punjab & Sind Bank 9 9.67 8 8.09 9 9.67




124


(Amount ` lakh)


Total Loans Outstanding against SHGs Out of Total - under SGSY Out of Total - Exclusive Women

SHGs



19 Syndicate Bank 688 608.16 476 420.76 522 461.42

20 UCO Bank 832 775.65 351 237.99 740 680.75


22 Vijaya Bank 134 171.14 125 169.00 81 15.10

Total 107260 75639.55 53480 36418.66 74395 51389.57


SOUTHERN REGION

Andhra Pradesh

1 Allahabad Bank 3226 3142.00 4 5.32 3074 2993.96

2 Andhra Bank 223917 335617.00 3213 1693.80 223917 335617.00

3 Bank of Baroda 8739 12706.05 0 0.00 0 0.00

4 Bank of India 35673 25807.39 4983 5863.19 35059 25165.46


6 Canara Bank 30121 37083.66 11369 13610.16 30121 37083.66



9 Dena Bank 551 476.00 0 0.00 0 0.00

10 IDBI Bank 0 0.00 0 0.00 0 0.00

11 Indian Bank 55018 94039.64 48 39.99 53918 92158.85








19 Syndicate Bank 65190 102692.50 895 1767.68 64651 99914.78

20 UCO Bank 3826 4934.88 238 54.31 3701 4906.47



23 Vijaya Bank 7598 8045.84 2527 1457.98 6724 7069.11

Total 928066 1242443.54 45503 60641.76 844719 1100188.41

Karnataka

1 Allahabad Bank 301 230.60 45 3.50 280 50.10

2 Andhra Bank 89 118.99 11 46.78 89 118.99

3 Bank of Baroda 369 427.00 23 50.00 369 427.00

4 Bank of India 840 1399.35 292 576.32 798 1267.83


6 Canara Bank 28182 31383.00 2181 2210.55 27820 31244.04



9 Dena Bank 139 211.00 0 0.00 0 0.00

10 IDBI Bank 1 2.50 1 2.50 1 2.50

11 Indian Bank 1600 2875.51 15 38.75 1568 2818.00


125


(Amount ` lakh)


Total Loans Outstandingagainst SHGs Out of Total - under SGSY Out of Total - Exclusive

Women SHGs





15 Punjab & Sind Bank 3 3.47 3 3.47 3 3.47





20 Syndicate Bank 9838 13701.52 1221 1659.43 6719 8657.84

21 UCO Bank 318 302.75 9 8.95 318 302.75


23 Vijaya Bank 7638 9655.77 1708 474.01 6397 8188.69

Total 153521 177880.02 9935 9700.22 141907 153814.28

Kerala

1 Allahabad Bank 0 0.00 0 0.00 0 0.00

2 Andhra Bank 38 46.46 13 26.95 38 46.46

3 Bank of Baroda 639 686.99 536 527.25 535 455.04

4 Bank of India 3637 3171.83 1093 879.42 3637 3171.83


6 Canara Bank 10709 12305.62 2277 1377.61 10709 12305.62



9 Dena Bank 15 5.00 0 0.00 0 0.00

10 IDBI Bank 4263 3350.00 4263 3350.00 4263 3350.00

11 Indian Bank 6086 10571.93 166 260.52 5964 10360.49




15 Punjab & Sind Bank 0 0.00 0 0.00 0 0.00





20 Syndicate Bank 2878 3299.31 405 405.70 2529 2672.43

21 UCO Bank 993 549.67 145 46.00 993 549.67


23 Vijaya Bank 497 393.72 62 55.07 363 276.04

Total 89591 107966.76 20301 23729.68 75907 85142.50

Lakshadweep

1 Syndicate Bank 12 3.36 5 1.15 12 3.36

Total 12 3.36 5 1.15 12 3.36

Puducherry

1 Andhra Bank 97 72.68 7 8.20 97 72.68

2 Bank of India 182 84.12 14 4.06 182 84.12


4 Dena Bank 13 10.00 0 0.00 0 0.00

5 Indian Bank 2552 3622.61 37 26.62 2501 3550.16



126


(Amount ` lakh)



Women SHGs



8 Syndicate Bank 12 16.30 12 16.30 12 16.30

9 Vijaya Bank 85 142.96 0 0.00 59 89.44

Total 11576 11509.67 1736 1555.18 10688 10672.70

Tamil Nadu

1 Allahabad Bank 380 299.96 158 158.32 363 269.03

2 Andhra Bank 720 637.08 113 55.24 720 637.08

3 Bank of Baroda 11168 7879.50 1037 504.94 6220 3989.42

4 Bank of India 10268 16265.20 1765 934.00 9921 15700.65


6 Canara Bank 34399 44801.64 14217 17631.73 31545 39085.55



9 Dena Bank 741 322.00 0 0.00 0 0.00

10 IDBI Bank 2 1.51 2 1.51 2 1.51

11 Indian Bank 88988 108018.70 7427 4292.46 87208 105858.33









20 Syndicate Bank 9450 13488.16 3006 2669.17 8575 12596.84

21 UCO Bank 1591 1362.48 503 190.12 1259 1172.36



24 Vijaya Bank 1319 1114.51 956 847.13 872 822.29

Total 337871 359606.93 58400 54465.66 309991 326657.38

Total - Southern Region 1520637 1899410.28 135880 150093.65 1383224 1676478.63

Grand Total - Public Sec. Com. Banks

2538550 2537118.03 631660 480639.85 2153213 2107327.24

PUBLIC SECTOR BANKS - ALL INIDA POSITION

1 Allahabad Bank 78415 69440.68 63060 55141.82 51203 35775.94

2 Andhra Bank 227463 339423.65 4344 3030.07 227463 339423.65

3 Bank of Baroda 88086 64864.06 19301 12908.27 41653 24411.08

4 Bank of India 149092 92084.69 69074 39562.54 124399 77157.04


6 Canara Bank 114001 132550.16 34725 38042.11 107581 123858.42



9 Dena Bank 26089 11723.40 0 0.00 0 0.00

10 IDBI Bank 4420 3489.63 4420 3489.63 4402 3467.14

11 Indian Bank 165761 231528.95 8466 5343.34 162447 226899.02


127


(Amount ` lakh)



Women SHGs





15 Punjab & Sind Bank 2256 1898.92 1118 873.01 1282 1049.88







22 Syndicate Bank 92734 138186.88 9899 10211.18 86142 126592.57

23 UCO Bank 71201 48956.65 29525 19153.51 56361 37543.58



26 Vijaya Bank 17760 19968.47 5669 3288.49 14776 16738.92

Total all India Public Sec.Com. Banks

2538550 2537118.03 631660 480639.85 2153213 2107327.24


128

STATEMENT - V - A (ii)Progress under Microfinance - Bank Loans outstanding against

SHGs as on 31 March 2013 - Private Sector Com. Banks(Amount ` lakh)




No. of SHGs Loans O/S No. of SHGs Loans O/S No. of SHGs Loans O/S NORTHERN REGION

Haryana

1 AXIS Bank 1 1.75 1 1.75 1 1.75

2 HDFC Bank 0 0.00 0 0.00 0 0.00

Total 1 1.75 1 1.75 1 1.75

Jammu & Kashmir

1 HDFC Bank 0 0.00 0 0.00 0 0.00


Total 2322 781.46 2096 702.04 0 0.00New Delhi

1 ICICI Bank 0 0.00 0 0.00 0 0.00

2 HDFC Bank 3 1.70 0 0.00 3 1.70

Total 3 1.70 0 0.00 3 1.70

Punjab


2 ICICI Bank 0 0.00 0 0.00 0 0.00

3 HDFC Bank 123 136.29 0 0.00 123 136.29

Total 123 136.29 0 0.00 123 136.29

Rajasthan

1 City Union Bank 0 0.00 0 0.00 0 0.00

2 HDFC Bank 385 279.33 0 0.00 385 279.33

3 ICICI Bank 3183 2416.29 234 100.17 3183 2416.29

4 YES Bank 1444 1977.49 0 0.00 1444 1977.49

Total 5012 4673.11 234 100.17 5012 4673.11



Assam

1 AXIS Bank 22 24.65 22 24.65 22 24.65

2 HDFC Bank 0 0.00 0 0.00 0 0.00

Total 22 24.65 22 24.65 22 24.65

Nagaland

1 AXIS Bank 1 1.20 1 1.20 1 1.20

2 ICICI Bank 0 0.00 0 0.00 0 0.00

Total 1 1.20 1 1.20 1 1.20

Sikkim

1 AXIS Bank 1 0.49 1 0.49 1 0.49

Total 1 0.49 1 0.49 1 0.49


EASTERN REGION

Bihar

1 HDFC Bank 2 0.70 0 0.00 2 0.70

Total 2 0.70 0 0.00 2 0.70

Jharkhand

1 HDFC Bank 7 9.44 0 0.00 7 9.44

Total 7 9.44 0 0.00 7 9.44


129

STATEMENT - V - A (ii) (contd.)

(Amount ` lakh)




No. of SHGs Loans O/S No. of SHGs Loans O/S No. of SHGs Loans O/S Odisha

1 AXIS Bank 12 14.83 12 14.83 12 14.83

2 HDFC Bank 2 2.70 0 0.00 2 2.70

3 ICICI Bank 0 0.00 0 0.00 0 0.00

4 YES Bank 1132 1793.59 0 0.00 1132 1793.59

Total 1146 1811.12 12 14.83 1146 1811

West Bengal

1 ICICI Bank 4 2.29 0 0.00 4 2.29

2 HDFC Bank 0 0.00 0 0.00 0 0.00

3 Karnataka Bank 3 3.52 3 3.52 3 3.52

Total 7 5.81 3 3.52 7 5.81


CENTRAL REGION

Chhattisgarh

1 AXIS Bank 31 54.57 31 54.57 31 54.57

2 HDFC Bank 1 0.80 0 0.00 1 0.80

Total 32 55.37 31 54.57 32 55.37

Madhya Pradesh

1 AXIS Bank 4 7.56 4 7.56 4 7.56

2 HDFC Bank 23 12.11 0 0.00 23 12.11

3 ICICI Bank 2192 846.33 2 0.07 2192 846.33

4 YES Bank 244 417.87 0 0.00 244 417.87

Total 2463 1283.87 6 7.63 2463 1283.87

Uttar Pradesh

1 HDFC Bank 3 1.35 0 0.00 3 1.35

2 YES Bank 1424 2448.44 0 0.00 1424 2448.44

Total 1427 2449.79 0 0.00 1427 2449.79

Uttarakhand

1 HDFC Bank 0 0.00 0 0.00 0 0.00

2 Nainital Bank 541 367.37 218 222.54 302 198.40

3 YES Bank 54 49.85 0 0.00 54 59.85

Total 595 417.22 218 222.54 356 258.25


WESTERN REGION

Goa

1 HDFC Bank 150 219.82 0 0.00 150 219.82

Total 150 219.82 0 0.00 150 219.82

Gujarat

1 City Union Bank 0 0.00 0 0.00 0 0.00

2 HDFC Bank 64 48.49 0 0.00 64 48.49

3 ICICI Bank 452 276.50 0 0.00 452 276.50

4 YES Bank 1093 2192.97 0 0.00 1093 2192.97

Total 1609 2517.96 0 0.00 1609 2517.96

Maharashtra

1 AXIS Bank 5 5.94 5 5.94 5 5.94

2 HDFC Bank 3221 3213.20 0 0.00 3221 3213.20


130


(Amount ` lakh)


Total Loans Outstanding against SHGs Out of Total - under SGSY

Out of Total - Exclusive Women SHGs


3 ICICI Bank 7245 5246.32 14 14.30 7245 5246.324 Karnataka Bank 2 5.40 2 5.40 2 5.405 Ratnakar Bank 86 59.86 76 51.38 86 59.86


7 YES Bank 341 410.81 0 0.00 341 410.81

Total 10901 8941.78 97 77.02 10901 8941.78Total Western Region 12660 11679.56 97 77.02 12660 11679.56

SOUTHERN REGION

Andhra Pradesh

1 AXIS Bank 6 7.76 6 7.76 6 7.76

2 City Union Bank 749 663.54 0 0.00 689 622.40

3 HDFC Bank 3 1.41 0 0.00 3 1.41

4 ICICI Bank 69 19.70 0 0.00 69 19.70

5 ING-Vysya Bank 6338 7478.16 3 0.27 61 53.42

6 Karnataka Bank 279 260.95 73 35.62 0 0.00

Total 7444 8431.52 82 43.65 828 704.69

Karnataka

1 AXIS Bank 1 3.44 1 3.44 1 3.442 City Union Bank 7 14.15 2 10.01 5 11.533 HDFC Bank 9659 13224.95 0 0.00 9659 13224.954 ICICI Bank 1410 2111.50 0 0.00 1410 2111.505 ING-Vysya Bank 218 156.15 81 144.56 3 0.336 Karnataka Bank 1717 1951.95 291 389.54 1517 1835.957 Tamilnad Mercantile Bank 0 0.00 0 0.00 0 0.008 YES Bank 109 144.01 0 0.00 109 144.01

Total 13121 17606.15 375 547.55 12704 17331.71Kerala

1 Catholic Syrian Bank 282 195.96 217 158.06 0 0.002 City Union Bank 35 38.19 1 1.01 26 30.033 Dhanalakshmi Bank 13302 17400.14 4954 32.42 13302 17400.144 Federal Bank 0 0.00 0 0.00 0 0.005 HDFC Bank 6618 8111.34 0 0.00 6618 8111.346 South Indian Bank 0 0.00 0 0.00 0 0.007 Tamilnad Mercantile Bank 64 84.90 4 2.00 64 84.90

Total 20301 25830.53 5176 193.49 20010 25626.41Puducherry

1 City Union Bank 0 0.00 0 0.00 0 0.002 ICICI Bank 0 0.00 0 0.00 0 0.003 Tamilnad Mercantile Bank 0 0.00 0 0.00 0 0.00

Total 0 0.00 0 0.00 0 0.00Tamil Nadu

1 City Union Bank 2576 1180.02 1078 370.23 2038 987.182 HDFC Bank 17141 20034.22 0 0.00 17141 20034.223 ICICI Bank 14531 22329.22 17 0.94 14531 22329.224 ING-Vysya Bank 41 60.24 41 60.24 0 0.005 Tamilnad Mercantile Bank 2265 1782.20 716 233.78 1812 1425.766 YES Bank 2177 6238.72 0 0.00 2177 6238.72

Total 38731 51624.62 1852 665.19 37699 51015.10Total Southern Region 79597 103492.82 7485 1449.88 71241 94677.91Total Pvt. Sec. Com. Banks 105421 126826.35 10207 2660.29 94504 117071.01


131


(Amount ` lakh)

Sr.No.


against SHGs Out of Total - under SGSYOut of Total - Exclusive

Women SHGsNo. of SHGs Loans O/S No. of SHGs Loans O/S No. of SHGs Loans O/S

PRIVATE SECTOR BANKS - ALL INIDA POSITION

1 AXIS Bank 84 122.19 84 122.19 84 122.19


3 City Union Bank 3367 1895.90 1081 381.25 2758 1651.14

4 Dhanalakshmi Bank 13302 17400.14 4954 32.42 13302 17400.14

5 Federal Bank 0 0.00 0 0.00 0 0.00

6 HDFC Bank 37405 45297.85 0 0.00 37405 45297.85

7 ICICI Bank 29086 33248.15 267 115.48 29086 33248.15

8 ING-Vysya Bank 6597 7694.55 125 205.07 64 53.75


10 Karnataka Bank 2001 2221.82 369 434.08 1522 1844.87

11 Catholic Syrian Bank 282 195.96 217 158.06 0 0.00

12 Nainital Bank 541 367.37 218 222.54 302 198.40

13 Ratnakar Bank 86 59.86 76 51.38 86 59.86

14 South Indian Bank 0 0.00 0 0.00 0 0.00


16 YES Bank 8018 15673.75 0 0.00 8018 15683.75

Total Pvt. Sec. Com. Banks - V (ii) 105421 126826.35 10207 2660.29 94504 117071.01

Total all India Public Sec. Com. Banks

2538550 2537118.03 631660 480639.85 2153213 2107327.24

Grand Total - Commercial Banks 2643971 2663944.38 641867 483300.14 2247717 2224398.25


132

STATEMENT - V - B

Progress under Microfinance - Bank Loans outstanding againstSHGs as on 31 March 2013 - Regional Rural Banks

(Amount ` lakh)





NORTHERN REGION

Haryana

1 Gurgaon Gramin Bank 4619 5063.16 2047 2393.90 3959 4277.86

2 Haryana Gramin Bank 4558 6203.18 3004 3472.44 2665 2816.17

Total 9177 11266.34 5051 5866.34 6624 7094.03

Himachal Pradesh

1 Himachal Pradesh Gramin Bank 6734 2535.13 807 305.21 5655 2129.50

Total 6734 2535.13 807 305.21 5655 2129.50

Jammu & Kashmir

1 Ellaquai Dehati Bank 279 404.23 67 97.74 195 282.96

2 Jammu and Kashmir Gramin Bank 353 215.44 282 172.35 353 215.44

Total 632 619.67 349 270.09 548 498.40

Punjab

1 Malwa KGB 437 257.99 156 116.68 383 228.44

2 Punjab Gramin Bank 2448 1340.40 815 482.54 2252 1233.16

3 Sutlej Gramin Bank 116 86.63 94 66.97 96 80.62

Total 3001 1685.02 1065 666.19 2731 1542.22

Rajasthan


13973 7302.86 5183 3735.23 12296 6526.52

2 Marudhara Grameen Bank 6075 4281.78 731 832.05 4395 187.83

3 Mewar Aanchalik GB 627 641.45 576 593.97 527 503.46

Total 20675 12226.09 6490 5161.25 17218 7217.81



Assam

1 Assam Gramin Vikash Bank 50006 25944.94 28577 18252.74 43918 15557.14

2 Langpi Dehangi Rural Bank 2379 1344.24 1473 1139.65 2260 1277.03

Total 52385 27289.18 30050 19392.39 46178 16834.17

Arunachal Pradesh

1 Arunachal Pradesh Rural Bank 75 80.75 69 16.68 45 48.45

Total 75 80.75 69 16.68 45 48.45

Manipur

1 Manipur Rural Bank 1576 409.45 59 27.52 1576 409.45

Total 1576 409.45 59 27.52 1576 409.45

Meghalaya

1 Meghalaya Rural Bank 862 836.58 567 345.90 354 344.03

Total 862 836.58 567 345.90 354 344.03

Mizoram

1 Mizoram Rural Bank 2568 1808.49 1148 597.12 0 0.00

Total 2568 1808.49 1148 597.12 0 0.00

Nagaland

1 Nagaland Rural Bank 66 147.46 0 0.00 66 147.46

Total 66 147.46 0 0.00 66 147.46


133

STATEMENT - V - B (contd.)

(Amount ` lakh)



Out of Total - under SGSY Out of Total - ExclusiveWomen SHGs


Tripura

1 Tripura Gramin Bank NA NA NA NA NA NA



EASTERN REGION

Bihar

1 Bihar Gramin Bank 7902 4195.75 4280 2886.42 7138 3893.85

2 Madhya Bihar Gramin Bank 28152 7211.00 12174 3093.73 16127 4067.00

3 Uttar Bihar Gramin Bank 55028 20348.13 48175 15907.70 51417 15601.10

Total 91082 31754.88 64629 21887.85 74682 23561.95

Jharkhand

1 Jharkhand Gramin Bank 14651 2849.42 12734 1866.97 10667 2260.01

2 Vananchal Gramin Bank 3117 6256.54 1820 2146.00 NA NA

Total 17768 9105.96 14554 4012.97 10667 2260.01

Odisha

1 Odisha Gramya Bank 64125 24626.48 32687 22982.33 63746 23631.37

2 Utkal Gramya Bank 55284 40880.90 20354 17257.40 49755 36792.36

Total 119409 65507.38 53041 40239.73 113501 60423.73

West Bengal

1 Bangiya Gramin Vikash Bank 133813 95289.00 92157 65625.00 130253 93049.70

2 Paschim Banga Gramin Bank 25348 14546.00 11407 6982.00 18512 9382.00


18062 7635.81 10487 2754.73 15704 6575.70

Total 177223 117470.81 114051 75361.73 164469 109007.40


CENTRAL REGION

Chhattisgarh

1 Chhattisgarh Gramin Bank Raipur 17430 7802.44 2369 4544.29 12898 5617.77

2 Durg Rajnandgaon Gramin Bank 4439 952.11 1109 171.40 3151 580.79

3 Surguja Kshetriya Gramin Bank 4711 1787.00 3228 1400.00 3505 1581.00

Total 26580 10541.55 6706 6115.69 19554 7779.56

Madhya Pradesh

1 Central Madhya Pradesh GB 19293 7347.00 11336 5224.00 8681 3006.15

2 Madhyanchal GB 8143 2538.06 4974 2066.40 4065 1311.41

3 Narmada Jhabua GB 6992 3525.94 4142 2221.15 4435 2672.44

Total 34428 13411.00 20452 9511.55 17181 6990.00

Uttar Pradesh

1 Allahabad UP Gramin Bank 27178 23813.52 12210 17019.02 8464 8447.21


27831 20389.23 17077 10535.70 18954 13618.31

3 Gramin Bank of Aryavrat 23458 17106.37 20699 15793.83 8721 6667.80

4 Kashi Gomti Samyut Gramin Bank 5563 9798.14 4708 9014.28 462 293.94

5 Prathama Bank 16033 6089.43 6494 3823.34 5231 1830.85

6 Purvanchal Bank 11404 11963.60 6941 9036.10 2677 3185.63

7 Sarva UP Gramin Bank 3736 1858.92 3152 1720.12 632 358.06

Total 115203 91019.21 71281 66942.39 45141 34401.80


134

STATEMENT - V - B (contd.)

(Amount ` lakh)





Uttarakhand

1 Uttaranchal Gramin Bank 8661 3824.15 5986 3024.66 7070 489.65

Total 8661 3824.15 5986 3024.66 7070 489.65


WESTERN REGION

Gujarat

1 Baroda Gujarat Gramin Bank 6728 2381.17 6507 2312.85 6549 2233.32

2 Dena Gujarat Gramin Bank 6935 1847.03 1173 365.20 6843 1769.05

3 Saurashtra Gramin Bank 4838 648.73 1473 270.47 4161 441.34

Total 18501 4876.93 9153 2948.52 17553 4443.71

Maharashtra

1 Maharashtra Gramin Bank 22396 14653.89 4636 3516.93 21272 13774.61

2 Vidharbha Konkan Gramin Bank 16183 8154.03 6416 1211.32 11437 5331.46

Total 38579 22807.92 11052 4728.25 32709 19106.07


SOUTHERN REGION

Andhra Pradesh

1 Andhra Pradesh Gramin Vikas Bank 160186 201598.00 6779 5647.72 160186 201598.00

2 Andhra Pragati Grameena Bank 136418 127005.11 2855 3782.81 136418 127005.11

3 Chaitanya Godavari Gr. Bank 22053 27598.00 197 245.00 22053 27598.00

4 Deccan Grameen Bank 54096 73188.10 0 0.00 54096 73188.10

5 Saptagiri Grameena Bank 33862 61947.00 23 57.07 33862 61947.00

Total 406615 491336.21 9854 9732.60 406615 491336.21

Karnataka

1 Kaveri Grameen Bank 58078 47802.05 3499 8504.47 45730 38680.90

2 Karnataka Vikasa Grameena Bank 20592 13434.00 3564 5453.86 18435 12533.00

3 Krishna Gramin Bank 22580 8981.64 1288 3289.90 21451 8532.58

4 Pragathi Grameena Bank 14614 21460.85 806 2198.81 13152 14877.55

Total 115864 91678.54 9157 19447.04 98768 74624.03

Kerala

1 North Malabar Gramin Bank 4174 3404.42 2271 2012.39 2944 2559.52

2 South Malabar Gramin Bank 15173 7908.00 5238 2443.00 13912 7375.76

Total 19347 11312.42 7509 4455.39 16856 9935.28

Puducherry

1 Puduvai Bharathiar Grama Bank 1456 1328.62 137 264.17 1324 1103.14

Total 1456 1328.62 137 264.17 1324 1103.14

Tamil Nadu

1 Pallavan Grama Bank 18260 18524.87 5036 1766.45 17915 18271.21

2 Pandyan Grama Bank 20640 8718.30 12564 3749.67 20086 8474.08

Total 38900 27243.17 17600 5516.12 38001 26745.29


Grand Total - RRBs 1327367 1052122.91 460817 306837.35 1145086 908473.35


135

STATEMENT - V - C Progress under Microfinance - Bank Loans outstanding against

SHGs as on 31 March 2013 - Cooperative Banks(Amount ` lakh)

Sr.No.

Name of the SCB/ DCCBTotal Bank Loans outstanding

against SHGsOut of Total - under SGSY Out of Total - Exclusive Women


NORTHERN REGION

Haryana

1 Ambala DCCB 1 0.20 1 0.20 1 0.20

2 Bhiwani DCCB 0 0.00 0 0.00 0 0.00

3 Faridabad DCCB 8 0.60 0 0.00 2 0.30

4 Fatahabad DCCB 96 103.90 96 103.90 40 55.30

5 Gurgaon DCCB 2 2.47 0 0.00 2 2.47

6 Hissar DCCB 340 286.57 340 286.57 69 88.98

7 Jhajjar DCCB 4 6.49 0 0.00 4 6.49

8 Karnal DCCB 78 22.54 0 0.00 78 22.54

9 Kurukshetra DCCB 0 0.00 0 0.00 0 0.00

10 Mahindergarh DCCB 27 26.75 0 0.00 14 7.33

11 Panchkula DCCB 3 5.20 1 4.40 2 0.80

12 Panipat DCCB 3 7.71 3 7.71 0 0.00

13 Rewari DCCB 59 77.36 56 74.16 59 77.36

14 Rohtak DCCB 8 19.37 8 19.37 2 7.59

15 Sirsa DCCB 30 37.16 0 0.00 30 37.16

16 Sonepat DCCB 2 3.78 2 3.78 1 0.60

17 Yamuna Nagar DCCB 4 4.10 0 0.00 1 2.00

Total 665 604.20 507 500.09 305 309.12

Himachal Pradesh

1 Himachal Pradesh SCB 3795 1716.53 743 675.99 2671 1161.90

2 Jogindra DCCB 3662 822.78 117 155.21 3343 751.11

3 Kangra DCCB 4318 3388.23 2341 1658.91 4318 3388.23

Total 11775 5927.54 3201 2490.11 10332 5301.24

Jammu & Kashmir

1 J & K SCB 69 27.09 60 24.38 52 20.32

2 Anantnag DCCB 13 19.67 13 19.67 13 19.67

3 Baramulla DCCB 255 75.71 255 75.71 255 75.71

4 Jammu DCCB 277 22.51 277 22.51 277 22.51

Total 614 144.98 605 142.27 597 138.21

New Delhi

1 Delhi State Cooperative Bank 0 0.00 0 0.00 0 0.00

Total 0 0.00 0 0.00 0 0.00

Punjab

1 Amritsar DCCB 109 40.68 0 0.00 105 38.74

2 Bathinda DCCB 0 0.00 0 0.00 0 0.00

3 Faridkot DCCB 1847 0.57 0 0.00 1847 0.57

4 Fatehgarh DCCB 0 0.00 0 0.00 0 0.00

5 Fazilka DCCB 43 49.50 43 49.50 43 49.50

6 Ferozepur DCCB 22 0.07 22 0.07 22 0.07

7 Gurdaspur DCCB 189 65.33 0 0.00 189 65.33

8 Hoshiarpur DCCB 360 62.58 29 18.38 360 48.27

9 Jalandhar DCCB 173 132.33 0 0.00 0 0.00


136

STATEMENT - V - C (contd.)

(Amount ` lakh)

Sr.No.




10 Kapurthala DCCB 26 11.19 0 0.00 26 11.19

11 Ludhiana DCCB 186 55.36 0 0.00 0 0.00

12 Mansa DCCB 11 0.40 0 0.00 11 0.40

13 Moga DCCB 80 25.71 0 0.00 80 25.71

14 Mohali DCCB 143 37.00 0 0.00 0 0.00

15 Muktsar DCCB 196 67.25 196 67.25 196 67.25

16 Nawanshahr DCCB 84 20.49 0 0.00 84 20.49

17 Patiala DCCB 0 0.00 0 0.00 0 0.00

18 Ropar DCCB 46 9.49 0 0.00 0 0.00

19 Sangrur DCCB 95 81.78 85 75.78 80 73.60

20 Taran Taaran DCCB 41 1.25 0 0.00 41 1.25

Total 3651 660.98 375 210.98 3084 402.37

Rajasthan

1 Ajmer DCCB 1932 407.28 68 81.14 1849 302.84

2 Alwar DCCB 2195 361.41 125 124.19 2087 237.22

3 Banswara DCCB 564 690.01 564 690.01 564 690.01

4 Baran DCCB 431 194.38 19 77.00 396 109.38

5 Barmer DCCB 1530 1151.81 431 685.64 1099 466.17

6 Bharatpur DCCB 573 136.70 0 0.00 573 136.70

7 Bhilwara DCCB 2065 590.15 105 192.04 1920 277.71

8 Bikaner DCCB 470 223.18 18 28.87 210 109.42

9 Bundi DCCB 1725 244.28 0 0.00 1705 240.28

10 Chittorgarh DCCB 475 302.42 20 46.15 378 220.87

11 Churu DCCB 822 378.06 50 105.66 753 306.52

12 Dausa DCCB 231 205.80 0 0.00 223 70.75

13 Dungarpur DCCB 532 227.77 113 195.36 421 126.30

14 Hanumangarh DCCB 1860 660.15 85 168.90 1766 482.10

15 Jaipur DCCB 1979 439.49 0 0.00 1979 439.49

16 Jaisalmer DCCB 480 236.40 33 79.70 447 177.66

17 Jalore DCCB 781 201.98 48 105.78 773 198.06

18 Jhalawar DCCB 948 426.40 95 42.90 713 315.65

19 Jhunjhunu DCCB 902 332.03 25 38.70 902 322.03

20 Jodhpur DCCB 587 323.52 65 152.67 565 283.05

21 Kota DCCB 732 325.75 27 58.34 732 325.75

22 Nagaur DCCB 1355 420.75 31 47.05 1297 364.45

23 Pali DCCB 1658 498.92 36 58.90 1656 493.72

24 S.Ganganagar DCCB 818 200.95 68 73.13 726 120.62

25 Sikar DCCB 1335 509.92 38 131.88 1335 509.92

26 Sirohi DCCB 417 153.08 56 34.04 342 107.91

27 Swai Madhopur DCCB 486 150.87 20 12.38 457 135.13

28 Tonk DCCB 258 74.88 7 15.45 95 22.72

29 Udaipur DCCB 1418 866.78 305 563.79 1379 823.83

Total 29559 10935.12 2452 3809.67 27342 8416.26



137


(Amount ` lakh)

Sr.No.





Assam

1 Assam SCB 7714 3758.11 7290 3119.23 6865 3344.72

Total 7714 3758.11 7290 3119.23 6865 3344.72

Arunachal Pradesh

1 Arunachal Pradesh SCB 79 82.92 20 25.92 59 62.19

Total 79 82.92 20 25.92 59 62.19

Manipur

Manipur SCB 0 0.00 0 0.00 0 0.00

Total 0 0.00 0 0.00 0 0.00

Meghalaya

1 Meghalaya SCB 237 320.83 167 206.56 0 0.00

Total 237 320.83 167 206.56 0 0.00

Mizoram

1 Mizoram SCB 30 61.04 4 0.61 0 0.00

Total 30 61.04 4 0.61 0 0.00

Nagaland

Nagaland SCB 443 305.30 0 0.00 443 305.30

Total 443 305.30 0 0.00 443 305.30

Sikkim



Tripura




EASTERN REGION

A & N Islands (UT)

1 Andaman & Nicobar SCB 1328 592.75 388 174.63 893 409.75

Total 1328 592.75 388 174.63 893 409.75

Odisha

1 Angul United DCCB 5597 3219.48 326 791.51 5597 3219.48

2 Aska DCCB 723 135.96 19 64.69 723 135.96

3 Balasore Bhadrak DCCB 6004 3374.94 435 669.14 6004 3374.94

4 Banki DCCB 282 52.56 0 0.00 258 51.24

5 Berhampur DCCB 615 561.07 0 0.00 615 561.07

6 Bhawanipatna DCCB 141 63.47 0 0.00 139 43.27

7 Bolangir DCCB 654 356.26 101 234.98 532 120.55

8 Boudh DCCB 480 346.14 101 197.94 480 346.14

9 Cuttack DCCB 864 135.66 30 6.30 853 133.93

10 Keonjhar DCCB 980 653.78 131 177.43 968 645.62

11 Khurda DCCB 1356 758.06 132 258.76 1192 737.04

12 Koraput DCCB 2557 925.97 801 720.31 2456 292.60

13 Mayurbhanj DCCB 876 282.14 145 147.20 876 282.14

14 Nayagarh DCCB 871 334.30 123 169.20 830 323.75


138


(Amount ` lakh)

Sr.No.




15 Sambalpur DCCB 1068 1022.29 286 433.05 1068 1022.29

16 Sundargarh DCCB 3296 1143.78 643 893.83 3237 1091.42

17 United Puri Nimapara DCCB 318 109.59 1 1.83 317 107.76

Total 26682 13475.45 3274 4766.17 26145 12489.20

West Bengal

1 West Bengal SCB 0 0.00 0 0.00 0 0.00

2 West Bengal SCARDB 1097 1257.91 0 0.00 0 0.00

3 Balageria CCB 262 217.70 0 0.00 256 210.50

4 Bankura DCCB 10898 2942.46 0 0.00 10820 2921.40

5 Birbhum DCCB 0 0.00 0 0.00 0 0.00

6 Burdwan DCCB 9474 1337.56 0 0.00 8003 1117.66

7 Darjeeling DCCB 122 26.81 0 0.00 98 23.43

8 Dk. Dinajpur DCCB 2031 352.27 0 0.00 0 0.00

9 Hooghly DCCB 22194 4136.64 0 0.00 19905 4082.77

10 Howrah DCCB 0 0.00 0 0.00 0 0.00

11 Jalpaiguri DCCB 0 0.00 0 0.00 0 0.00

12 Malda DCCB 10501 1257.48 0 0.00 9152 1095.27

13 Mugberia DCCB 4924 1530.13 72 61.48 4877 1515.52

14 Murshidabad DCCB 0 0.00 0 0.00 0 0.00

15 Nadia DCCB 12540 4801.60 0 0.00 11286 4398.27

16 Purulia DCCB 0 0.00 0 0.00 0 0.00

17 Raiganj DCCB 0 0.00 0 0.00 0 0.00

18 Tamluk-Ghatal DCCB 2848 850.81 0 0.00 2325 436.20

19 Vidyasagar DCCB 5068 1252.12 497 396.14 4492 1109.81

Total 81959 19963.49 569 457.62 71214 16910.83

Total - Eastern Region 109969 34031.69 4231 5398.42 98252 29809.78

CENTRAL REGION

Chhattisgarh

1 Ambikapur DCCB 133 132.70 96 48.60 117 118.00

2 Rajnandgaon DCCB 2910 62.34 0 0.00 2902 58.16

Total 3043 195.04 96 48.60 3019 176.16

Madhya Pradesh

1 Balaghat DCCB 21 2.27 0 0.00 21 2.27

2 Betul DCCB 0 0.00 0 0.00 0 0.00

3 Gwalior DCCB 10 33.10 0 0.00 0 0.00

4 Hoshangabad DCCB 85 0.20 47 0.07 74 0.18

5 Jhabua DCCB 780 627.50 623 463.10 440 80.10

6 Khandwa DCCB 35 22.41 9 5.50 15 22.06

7 Khargone DCCB 170 280.60 170 280.60 0 0.00

8 Mandsaur DCCB 265 80.07 95 28.70 155 48.08

9 Panna DCCB 81 148.93 81 148.93 0 0.00

10 Raisen DCCB 377 0.07 377 0.07 0 0.00

11 Sehore DCCB 34 12.60 34 12.60 0 0.00

12 Shahdol DCCB 149 119.04 130 116.89 109 69.30

13 Shajapur DCCB 22 6.79 22 6.79 10 5.09


139


(Amount ` lakh)

Sr.No.




14 Shivpuri DCCB 0 0.00 0 0.00 0 0.00

15 Vidisha DCCB 0 0.00 0 0.00 0 0.00

Total 2029 1333.58 1588 1063.25 824 227.08

Uttar Pradesh

1 Agra DCCB 15 6.07 0 0.00 15 6.07

2 Ballia DCCB NA NA NA NA NA NA

3 Banda DCCB 12 4.99 0 0.00 0 0.00

4 Barabanki DCCB 9 20.36 4 3.54 5 13.29

5 Bulandsahar DCCB 7 1.89 4 1.08 7 1.89

6 Etah DCCB 2 0.10 2 0.10 2 0.10

7 Etawah DCCB 12 7.06 9 6.14 3 0.92

8 Firozabad DCCB 1168 436.28 106 293.70 49 68.30

9 Ghaziabad DCCB 22 4.83 NA NA 9 2.00

10 Gorakhpur DCCB 235 0.26 0 0.00 0 0.00

11 Hamirpur DCCB 52 0.26 1 0.01 NA NA

12 Kanpur DCCB 9 3.86 0 0.00 0 0.00

13 Lakhimpur-Kheri DCCB 610 919.33 240 367.73 370 551.60

14 Lalitpur DCCB 160 145.75 133 123.52 98 87.45

15 Mathura DCCB 42 30.71 18 9.50 1 0.26

16 Mau DCCB NA NA NA NA NA NA

17 Meerut DCCB 11 2.60 0 0.00 4 0.80

18 Mirzapur DCCB 566 714.31 566 714.31 170 207.15

19 Moradabad DCCB 70 99.75 30 46.34 0 0.00

20 Pilibhit DCCB 84 53.21 19 31.03 0 0.00

21 Pratapgarh DCCB 42 32.14 42 32.14 10 7.80

22 Saharanpur DCCB 1240 1.06 0 0.00 980 0.93

23 Sultanpur DCCB 0 0.00 0 0.00 0 0.00

24 Unnao DCCB 237 3.49 0 0.00 0 0.00

Total 4605 2488.31 1174 1629.14 1723 948.56

Uttarakhand

1 Uttaranchal SCB 1 1.44 0 0.00 1 1.44

2 Almora DCCB 995 336.45 995 336.45 799 244.22

3 Chamoli DCCB 1087 390.70 533 285.41 201 72.24

4 Dehradun DCCB 201 94.87 201 94.87 68 42.60

5 Garhwal (Kotdwar) DCCB 195 172.23 195 172.23 82 42.96

6 Haridwar DCCB 165 116.49 165 116.49 86 61.06

7 Nainital DCCB 220 297.50 170 170.35 97 50.57

8 Pithoragarh DCCB 283 408.17 283 408.17 168 146.33

9 Tehri DCCB 1433 3583.90 874 2186.00 110 27.50

10 US Nagar DCCB 76 82.95 66 60.22 11 22.73

11 Uttarakashi DCCB 1066 569.73 675 488.78 933 515.91

Total 5722 6054.43 4157 4318.97 2556 1227.56



140


(Amount ` lakh)

Sr.No.


against SHGs Out of Total - under SGSY Out of Total - Exclusive Women


WESTERN REGION

Goa

1 Goa SCB 1630 12.86 0 0.00 1434 11.32

Total 1630 12.86 0 0.00 1434 11.32

Gujarat

1 Ahmedabad DCCB 84 22.30 0 0.00 0 0.00

2 Amreli DCCB 8 3.20 8 3.20 8 3.20

3 Banaskantha DCCB 977 82.64 0 0.00 977 82.64

4 Baroda DCCB 0 0.00 0 0.00 0 0.00

5 Bharuch DCCB 63 389.36 0 0.00 24 91.47

6 Bhavnagar DCCB 18 36.43 0 0.00 0 0.00

7 Jamnagar DCCB 0 0.00 0 0.00 0 0.00

8 Junagadh DCCB 0 0.00 0 0.00 0 0.00

9 Kheda DCCB 4 1.06 0 0.00 2 0.89

10 Kodinar DCCB 84 17.30 84 17.30 0 0.00

11 Kutch DCCB 5 0.04 0 0.00 5 0.04

12 Mehsana DCCB 697 445.78 697 445.78 105 75.34

13 Panchmahal DCCB 11 4.78 1 0.70 11 4.78

14 Rajkot DCCB 279 163.30 13 12.53 266 150.77

15 Sabarkantha DCCB 198 38.94 0 0.00 198 38.94

16 Surat DCCB 116 36.80 0 0.00 116 36.80

17 Surendranagar DCCB 2 6.00 0 0.00 0 0.00

18 Valsad DCCB 99 52.60 0 0.00 99 52.60

Total 2645 1300.53 803 479.51 1811 537.47

Maharashtra

1 Ahmednagar DCCB 2270 1729.41 899 1044.26 0 0.00

2 Akola DCCB 434 93.11 179 11.44 235 76.67

3 Amaravati DCCB 468 160.47 0 0.00 362 124.77

4 Aurangabad DCCB 474 180.92 109 61.56 452 166.76

5 Beed DCCB 275 128.88 211 72.96 275 128.88

6 Bhandara DCCB 0 0.00 0 0.00 0 0.00

7 Buldhana DCCB 1204 34.15 24 3.15 160 9.44

8 Chandrapur DCCB 9702 2445.39 1408 1207.75 9022 2274.22

9 Dhule DCCB 346 250.87 141 187.85 292 224.82

10 Gadchiroli DCCB 0 0.00 0 0.00 0 0.00

11 Gondia DCCB 0 0.00 0 0.00 0 0.00

12 Hingoli DCCB 1157 222.90 919 170.39 1090 205.68

13 Jalgaon DCCB 2753 1818.79 160 185.96 214 236.11

14 Jalna DCCB 95 36.23 0 0.00 85 32.43

15 Kolhapur DCCB 1135 529.72 252 252.03 883 277.69

16 Latur DCCB 1163 260.17 163 57.82 1000 202.35

17 Nagpur DCCB 188 40.47 13 4.44 12 4.04

18 Nanded DCCB 28 2.89 0 0.00 23 2.70

19 Nasik DCCB 129 159.45 124 148.40 65 54.60

20 Osmanabad DCCB 1576 130.14 118 53.30 1322 110.62


141


(Amount ` lakh)

Sr.No.




21 Parbhani DCCB 1187 422.68 872 269.53 1122 402.35

22 Pune DCCB 1547 879.52 485 445.67 1537 870.75

23 Raigad DCCB 3049 371.73 27 21.69 3009 323.35

24 Ratnagiri DCCB 289 213.12 98 116.97 12 10.22

25 Sangli DCCB 11817 564.64 1469 478.68 1100 100.32

26 Satara DCCB 782 198.73 32 78.81 782 198.73

27 Sindudhurg DCCB 768 422.15 73 78.53 761 412.05

28 Solapur DCCB 0 830.44 0 811.43 0 830.44

29 Thane DCCB 3129 965.97 31 2.91 17 4.55

30 Wardha DCCB 1070 277.91 480 161.88 113 61.03

31 Yavatmal DCCB 15876 2140.28 2082 696.50 14742 1370.29

Total 62911 15511.13 10369 6623.91 38687 8715.86


SOUTHERN REGION

Andhra Pradesh

1 Adilabad DCCB 33 0.34 0 0.00 33 0.34

2 Anantapur DCCB 1384 918.08 0 0.00 1384 918.08

3 Chittoor DCCB 516 418.65 0 0.00 516 418.65

4 East Godavari DCCB 264 128.00 0 0.00 264 128.00

5 Guntur DCCB 0 0.00 0 0.00 0 0.00

6 Karimnagar DCCB 0 0.00 0 0.00 0 0.00

7 Kornool DCCB 15 10.31 0 0.00 15 10.31

8 Krishna DCCB 8338 100.21 0 0.00 8338 100.21

9 Mahabubnagar DCCB 25 16.68 0 0.00 25 16.68

10 Nalgonda DCCB 0 0.00 0 0.00 0 0.00

11 Nellore DCCB 11 3.03 0 0.00 0 0.00

12 Nizamabad DCCB 2784 2965.20 0 0.00 2784 2965.20

13 Prakasam DCCB 376 449.38 0 0.00 376 449.38

14 Srikakulam DCCB 1 3.00 0 0.00 0 0.00

15 Visakhapatnam DCCB 807 859.61 0 0.00 807 859.61

16 Vizianagaram DCCB 8 0.51 1 0.00 0 0.00

17 Warangal DCCB 33 20.27 0 0.00 33 20.27

18 West Godavari DCCB 0 0.00 0 0.00 0 0.00

Total 14595 5893.27 1 0.00 14575 5886.73

Karnataka

1 Bagalkot DCCB 550 468.77 171 376.40 92 42.08

2 Bangalore DCCB 62 170.44 9 28.64 62 170.44

3 Belgaum DCCB 3395 2404.52 0 0.00 2817 2043.84

4 Bellary DCCB 1342 554.69 0 0.00 20 15.75

5 Bidar DCCB 49957 3302.05 454 599.19 49957 3302.05

6 Bijapur DCCB 3157 1092.28 0 0.00 2683 983.05

7 Chikmagalur DCCB 2145 2263.96 268 201.60 1828 2038.95

8 Chitradurga DCCB 4010 1096.78 37 61.86 4010 1096.78

9 Davanagere DCCB 347 264.44 0 0.00 164 244.33

10 Dharwad DCCB 1623 577.24 0 0.00 1411 496.21


142


(Amount ` lakh)

Sr.No.




11 Gulburga DCCB 2479 588.09 0 0.00 2263 544.85

12 Hassan DCCB 7402 4210.20 408 286.25 6877 391.30

13 Kodagu DCCB 968 1329.30 116 226.52 884 1215.95

14 Kolar DCCB 471 270.78 0 0.00 471 270.78

15 Mandya DCCB 2400 3176.32 145 115.00 1997 2642.96

16 Mysore DCCB 3033 3067.67 268 444.57 3033 3067.67

17 Raichur DCCB 798 621.28 0 0.00 798 621.28

18 Shimoga DCCB 3848 4058.02 401 643.25 3110 3643.50

19 South Canara DCCB 3526 2819.11 60 206.21 2022 1514.59

20 Tumkur DCCB 4611 9459.63 109 155.92 3728 8232.13

21 U. Kanada DCCB 675 397.69 104 94.32 540 338.04

Total 96799 42193.26 2550 3439.73 88767 32916.53

Kerala

1 Alappuzha DCCB 1476 3279.76 38 65.29 1396 3103.93

2 Ernakulam DCCB 145 131.19 0 0.00 133 116.85

3 Idukki DCCB 2024 648.00 0 0.00 1628 505.00

4 Kannur DCCB 2680 3604.12 931 1998.72 1990 3015.21

5 Kasaragod DCCB 2239 1664.38 283 247.92 762 556.95

6 Kollam DCCB 2830 4404.00 0 0.00 0 0.00

7 Kottayam DCCB 4170 1800.69 208 73.95 2748 1337.85

8 Kozhikode DCCB 108 110.36 0 0.00 98 102.64

9 Malappuram DCCB 27 38.20 0 0.00 27 38.20

10 Palakkad DCCB 1828 236.11 0 0.00 1828 236.11

11 Pathanamthitta DCCB 1326 1632.69 0 0.00 32 192.00

12 Thiruvananthapuram DCCB 520 132.66 2 0.02 497 1.18

13 Thrissur DCCB 2918 2972.71 365 334.68 2903 2957.14

14 Wayanad DCCB 1806 2063.61 122 162.72 1716 1960.42

Total 24097 22718.48 1949 2883.30 15758 14123.48

Puducherry

1 Puducherry State Co-Op. Bank 927 1385.81 166 101.01 887 1284.60

Total 927 1385.81 166 101.01 887 1284.60

Tamil Nadu

1 Chennai Central Co-op, Bank 2142 744.13 0 0.00 0 0.00

2 Coimbatore DCCB 6415 2662.99 0 0.00 6399 2603.41

3 Cuddalore DCCB 9353 5702.25 5884 3889.29 0 0.00

4 Dharmapuri DCCB 2779 2994.49 229 236.40 2779 2994.49

5 Dindigul DCCB 6985 2279.82 3980 1182.96 205 101.45

6 Erode DCCB 4129 2859.65 3835 2700.72 166 87.06

7 Kancheepuram DCCB 5794 3463.96 1627 1157.38 0 0.00

8 Kanyakumari DCCB 4303 3872.61 1487 591.34 4087 3678.97

9 Kumbakonam DCCB 3223 2038.45 0 0.00 3223 2038.45

10 Madurai DCCB 1580 1522.07 632 608.80 1580 1522.07


143


(Amount ` lakh)

Sr.No. Name of the SCB/ DCCB

Total Bank Loans outstanding against SHGs

Out of Total - under SGSY Out of Total - Exclusive Women


11 Nilgiris DCCB 829 1765.95 186 108.48 786 1695.65

12 Pudukottai DCCB 2061 2091.74 735 522.94 1326 1987.14

13 Ramnathapuram DCCB 1268 1260.19 634 498.35 4 5.20

14 Salem DCCB 9201 5393.56 8189 4800.27 8741 5123.88

15 Sivagangai DCCB 1157 767.80 478 387.50 135 92.14

16 Thanjavur DCCB 1817 1017.58 990 585.11 1789 974.23

17 Thoothukudi DCCB 647 683.55 145 144.20 0 0.00

18 Tiruchirapalli DCCB 9919 6460.13 1661 1082.34 0 0.00

19 Tirunelveli DCCB 2609 1387.45 1957 1040.58 2504 1331.95

20 Tiruvannamalai DCCB 6262 7713.79 6262 7713.79 6181 7563.16

21 Vellore DCCB 5378 4226.74 2545 1739.37 5375 4220.74

22 Villupuram DCCB 7290 4035.49 7290 4035.49 651 381.51

23 Virudhunagar DCCB 1216 598.63 116 54.47 1187 586.85

Total 96357 65543.02 48862 33079.78 47118 36988.35


Grand Total - Coop Banks 480096 221462.43 90567 69571.06 364438 151132.89


144

STATEMENT - VI - A (I)

Progress under Microfinance - NPAs against Bank loans to SHGs and Recovery Performance of Public Sector Com. Banks as on 31 March 2013

(Amount ` lakh)

Sr.No.

Name of the Bank

Gross NPAs data of SHGs against Bank Loan

NPAs data of SHGs against Bank Loan under SGSY Percentage

of recovery to demand

of Total SHGs (%)

Percentage of recovery

to demand of SHGs under

SGSY (%)

Total loans Outstanding against SHGs

Amount of NPAs

NPA as %age to

Total loans O/S

Loans outstanding against SHGs under SGSY

Amount of NPAs

NPA as %age to loans O/S against SHGs under SGSY

NORTHERN REGION

Chandigarh1 Allahabad Bank 224.02 0.00 0.00 8.20 0.00 0.00 100 100

2 Bank of Baroda 0.00 0.00 0.00 0.00 0.00 0.00 0 0

3 Canara Bank 0.62 0.13 20.97 0.00 0.00 0.00 0 0

4 Indian Bank 0.00 0.00 0.00 0.00 0.00 0.00 0 0

5 Oriental Bank of Commerce 155.16 10.57 6.81 43.02 5.67 13.18 85 80

6 State Bank of Patiala 1.83 0.00 0.00 0.00 0.00 0.00 0 0

7 Union Bank of India 63.19 7.22 11.43 0.56 0.14 25.00 83 85

8 Vijaya Bank 0.00 0.00 0.00 0.00 0.00 0.00 0 0

Total 444.82 17.92 4.03 51.78 5.81 11.22

Haryana

1 Allahabad Bank 137.00 40.00 29.20 137.00 40.00 29.20 50 50

2 Andhra Bank 1.50 0.00 0.00 0.00 0.00 0.00 98 0

3 Bank of Baroda 6.35 0.00 0.00 0.00 0.00 0.00 0 0

4 Bank of India 185.71 19.08 10.27 185.71 19.08 10.27 97 97

5 Bank of Maharashtra 0.00 0.00 0.00 0.00 0.00 0.00 0 0

6 Canara Bank 123.84 15.87 12.81 123.84 15.87 12.81 81 81

7 Central Bank of India 554.27 16.77 16.73 554.27 16.73 3.02 83 84

8 Corporation Bank 5.45 0.00 0.00 0.00 0.00 0.00 100 100

9 Dena Bank 12.00 1.50 12.50 0.00 0.00 0.00 0 0

10 IDBI Bank 0.00 0.00 0.00 0.00 0.00 0.00 0 0

11 Indian Bank 46.10 0.34 0.74 6.55 0.00 0.00 98 100

12 Indian Overseas Bank 43.00 0.00 0.00 6.00 0.00 0.00 0 013 Oriental Bank of

Commerce821.40 231.01 28.12 776.03 210.40 27.11 76 70

14 Punjab National Bank 9531.57 1735.02 18.20 6754.16 1505.93 22.30 83 8515 Punjab & Sind Bank 249.29 24.01 9.63 128.70 7.13 5.54 92 9016 State Bank of Hyderabad 0.00 0.00 0.00 0.00 0.00 0.00 0 017 State Bank of India 1404.00 378.00 26.92 78.00 17.00 21.79 72 7018 State Bank of Patiala 624.99 0.00 0.00 219.25 0.00 0.0019 Syndicate Bank 461.54 22.71 4.92 201.81 22.71 11.25 44 3920 UCO Bank 198.33 0.00 0.00 70.54 0.00 0.00 0 0

21 Union Bank of India 115.92 4.60 3.97 17.53 3.18 18.14 80 8022 Vijaya Bank 2.86 0.00 2.03 0.00 95 86

Total 14525.12 2488.91 17.14 9261.42 1858.03 20.06Himachal Pradesh

1 Allahabad Bank 75.00 0.00 0.00 75.00 0.00 0.00 55 552 Bank of Baroda 0.64 0.00 0.00 0.00 0.00 0.00 0 03 Bank of India 45.76 3.15 6.88 45.76 3.15 6.88 93 934 Bank of Maharashtra 0.00 0.00 0.00 0.00 0.00 0.00 0 05 Canara Bank 49.80 18.39 36.93 39.62 9.62 24.28 79 836 Central Bank of India 366.35 0.00 0.00 366.35 0.00 0.00 93 947 Indian Bank 4.89 0.00 0.00 2.06 0.00 0.00 100 1008 Punjab National Bank 1292.27 125.05 9.68 380.44 13.85 3.64 81 81


145

STATEMENT -VI -A(i) (contd.)

(Amount ` lakh)

Sr.No.

Name of the Bank




of Total SHGs (%)



SGSY (%)


Amount of NPAs

NPA as %age to

Total loans O/S


Amount of NPAs


9 Punjab & Sind Bank 31.46 0.01 0.03 9.13 0.00 0.00 40 65

10 State Bank of India 1759.00 451.00 25.64 104.00 25.00 24.04 76 61


12 Syndicate Bank 9.88 0.00 0.00 9.88 0.00 0.00 0 0

13 UCO Bank 1113.00 10.83 0.97 1113.00 0.00 0.00 45 0

Total 5352.84 608.43 11.37 2251.44 51.62 2.29

Jammu & Kashmir

1 Bank of Baroda 0.00 0.00 0.00 0.00 0.00 0.00 0 0

2 Canara Bank 3.38 0.00 0.00 3.38 0.00 0.00 0 0


4 Punjab National Bank 124.36 8.07 6.49 0.80 0.00 0.00 91 0

5 Punjab & Sind Bank 0.00 0.00 0.00 0.00 0.00 0.00 0 0



Total 363.67 49.07 13.49 12.18 3.00 24.63

New Delhi

1 Allahabad Bank 0.88 0.68 77.27 0.00 0.00 0.00 30 0

2 Bank of Baroda 55.81 0.00 0.00 7.46 0.00 0.00 0 0

3 Bank of India 0.00 0.00 0.00 0.00 0.00 0.00 0 0


5 Canara Bank 3.04 0.00 0.00 0.60 0.00 0.00 100 90



8 IDBI Bank 0.00 0.00 0.00 0.00 0.00 0.00 0 0

9 Indian Bank 1106.37 295.25 26.69 0.00 0.00 0.00 72 0


11 Punjab & Sind Bank 0.04 0.00 0.00 0.00 0.00 0.00 100 0


13 Syndicate Bank 0.00 0.00 0.00 0.00 0.00 0.00 0 0


15 Vijaya Bank 0.00 0.00 0.00 0.00 0.00 0.00 0 0

Total 1627.67 304.62 18.72 10.35 0.00 0.00

Punjab

1 Allahabad Bank 2.56 0.00 0.00 2.56 0.00 0.00 100 100

2 Bank of Baroda 49.10 0.00 0.00 0.00 0.00 0.00 0 0

3 Bank of India 34.08 11.33 33.25 22.88 9.33 40.78 72 0


5 Canara Bank 93.40 3.24 3.47 24.80 3.24 13.06 84 84



8 Dena Bank 12.00 1.71 14.25 0.00 0.00 0.00 0 0

9 IDBI Bank 0.00 0.00 0.00 0.00 0.00 0.00 0 0

10 Indian Bank 14.68 0.00 0.00 0.00 0.00 0.00 100 0


146

STATEMENT -VI - A (i) (contd.)

(Amount ` lakh)

Sr.No.

Name of the Bank




of Total SHGs (%)

Percentage of recovery to demand

of SHGs under SGSY

(%)


Amount of NPAs

NPA as %age to

Total loans O/S


Amount of NPAs


11 Indian Overseas Bank 31.00 0.00 0.00 5.00 0.00 0.00 0 0


266.06 50.72 19.06 227.34 26.75 11.77 85 80


14 Punjab & Sind Bank 749.61 55.65 7.42 296.06 22.70 7.67 90 90


16 State Bank of Patiala 759.91 0.00 0.00 269.31 0.00 0.00

17 Syndicate Bank 0.00 0.00 0.00 0.00 0.00 0.00 0 0

18 UCO Bank 330.63 13.99 4.23 47.82 5.22 10.92 83 45


20 Vijaya Bank 31.41 0.00 0.00 30.07 0.00 0.00 98 100

Total 6094.22 652.67 10.71 2626.02 101.39 3.86

Rajasthan

1 Allahabad Bank 109.11 8.59 7.87 109.11 8.59 7.87 83 83

2 Bank of Baroda 5299.25 303.63 5.73 1868.07 109.14 5.84 0 0

3 Bank of India 223.22 102.08 45.73 212.05 79.20 37.35 88 51


5 Canara Bank 25.65 7.61 29.67 7.70 7.31 94.94 25 32


7 Dena Bank 18.00 2.45 13.61 0.00 0.00 0.00 0 0

8 IDBI Bank 0.00 0.00 0.00 0.00 0.00 0.00 0 0

9 Indian Bank 4.74 0.60 12.66 0.00 0.00 0.00 87 0



216.53 34.00 15.70 119.10 18.61 15.63 85 85


13 Punjab & Sind Bank 56.59 0.97 1.71 22.75 0.00 0.00 85 100


20017.00 2063.75 10.31 11612.00 1547.81 13.33 90 87



17 Syndicate Bank 9.58 0.00 0.00 9.58 0.00 0.00 100 100

18 UCO Bank 1205.00 51.92 4.31 9.85 0.68 6.90 56 0


20 Vijaya Bank 13.28 0.00 0.00 0.00 0.00 0.00 0 0

Total 35460.13 3956.04 11.16 18190.95 2046.42 11.25

Total - Northern Region 63868.47 8077.66 12.65 32404.14 4066.27 12.55

NORTH- EASTERN REGION

Assam

1 Allahabad Bank 1356.79 161.95 11.94 1356.79 102.37 7.55 0 0

2 Andhra Bank 0.55 0.00 0.00 0.00 0.00 0.00 98 0

3 Bank of Baroda 380.72 329.73 86.61 292.14 138.12 47.28 7 5

4 Bank of India 45.66 0.00 0.00 0.00 0.00 0.00 90 0


147


(Amount ` lakh)

Sr.No.

Name of the Bank




of Total SHGs (%)


of SHGs under SGSY

(%)


Amount of NPAs

NPA as %age to

Total loans O/S


Amount of NPAs



6 Canara Bank 391.79 0.00 0.00 241.28 0.00 0.00 77 78


8 Dena Bank 5.00 0.00 0.00 0.00 0.00 0.00 0 0

9 Indian Bank 287.44 27.12 9.44 10.52 4.87 46.29 85 54



12 Punjab & Sind Bank 22.64 0.00 0.00 1.32 0.00 0.00 100 100


14 Syndicate Bank 97.86 48.14 49.19 93.20 14.13 15.16 23 22

15 UCO Bank 7267.21 32.62 0.45 7180.54 19.90 0.28 20 20


17 United Bank of India 8216.61 187.82 2.29 5625.94 128.71 2.29 54 54

18 Vijaya Bank 71.78 22.11 30.80 11.73 22.11 188.49 46 46

Total 33784.48 3830.96 11.34 24492.41 1847.35 7.54

Arunachal Pradesh

1 Bank of India 0.00 0.00 0.00 0.00 0.00 0.00 0 0

2 Bank of Baroda 2.52 0.00 0.00 0.00 0.00 0.00 0 0



5 Indian Bank 0.00 0.00 0.00 0.00 0.00 0.00 0 0


7 Syndicate Bank 9.04 0.00 0.00 0.00 0.00 0.00 0 0

8 UCO Bank 28.15 0.21 0.75 24.03 0.13 0.54 39 34

9 Vijaya Bank 0.74 0.00 0.00 0.74 0.00 0.00

Total 224.11 41.92 18.71 117.43 19.82 16.88

Manipur

1 Allahabad Bank 0.00 0.00 0.00 0.00 0.00 0.00 0 0

2 Bank of Baroda 59.18 20.68 34.94 50.37 0.00 0.00 0 0

3 Bank of India 0.00 0.00 0.00 0.00 0.00 0.00 0 0




7 Punjab & Sind Bank 0.00 0.00 0.00 0.00 0.00 0.00 0 0


9 UCO Bank 117.91 0.00 0.00 117.91 0.00 0.00 0 0

10 Vijaya Bank 38.18 0.00 0.00 38.18 0.00 0.00 100 100

Total 1683.12 673.61 40.02 345.31 17.93 5.19

Meghalaya

1 Bank of Baroda 0.15 0.00 0.00 0.14 0.00 0.00 0 0


3 Indian Bank 11.45 2.36 20.61 2.61 0.00 0.00 61 100



148


(Amount ` lakh)

Sr.No.

Name of the Bank




of Total SHGs (%)


of SHGs under SGSY

(%)


Amount of NPAs

NPA as %age to

Total loans O/S


Amount of NPAs




7 UCO Bank 23.05 0.00 0.00 23.05 0.00 0.00 0 0


9 Vijaya Bank 0.00 0.00 0.00 0.00 0.00 0.00 0 0

Total 604.17 143.21 23.70 106.85 6.07 5.68

Mizoram

1 Bank of Baroda 0.00 0.00 0.00 0.00 0.00 0.00 0 0


3 IDBI Bank 0.00 0.00 0.00 0.00 0.00 0.00 0 0


5 UCO Bank 4.80 0.00 0.00 4.80 0.00 0.00 0 0

6 Vijaya Bank 0.00 0.00 0.00 0.00 0.00 0.00 0 0

Total 77.07 29.00 37.63 10.07 3.00 29.79

Nagaland

1 Allahabad Bank 69.55 0.85 1.22 69.55 0.85 1.22 50 50

2 Bank of Baroda 54.60 7.27 13.32 36.28 4.91 13.53 0 0

3 Bank of India 0.00 0.00 0.00 0.00 0.00 0.00 0 0


5 IDBI Bank 0.00 0.00 0.00 0.00 0.00 0.00 0 0

6 Indian Bank 1.87 0.00 0.00 0.00 0.00 0.00 95 0

7 Punjab & Sind Bank 0.00 0.00 0.00 0.00 0.00 0.00 0 0


9 Syndicate Bank 1.51 0.00 0.00 1.51 0.00 0.00 0 0

10 UCO Bank 20.67 0.16 0.77 20.67 0.16 0.77 33 33

11 Vijaya Bank 16.86 10.19 60.44 16.86 10.19 60.44 21 21

Total 1339.89 255.75 19.09 587.66 119.37 20.31

Sikkim

1 Bank of India 937.32 101.78 10.86 937.32 101.78 10.86 65 65


3 Indian Bank 0.00 0.00 0.00 0.00 0.00 0.00 0 0



Total 1237.35 121.88 9.85 1135.35 111.87 9.85

Tripura

1 Bank of Baroda 5.86 0.00 0.00 2.75 0.00 0.00 0 0


3 Indian Bank 0.00 0.00 0.00 0.00 0.00 0.00 0 0



6 UCO Bank 320.16 0.00 0.00 320.16 0.00 0.00 0 0




149


(Amount ` lakh)

Sr.No.

Name of the Bank




of Total SHGs (%)


of SHGs under SGSY

(%)


Amount of NPAs

NPA as %age to

Total loans O/S


Amount of NPAs


9 Vijaya Bank 0.00 0.00 0.00 0.00 0.00 0.00 0 0

Total 5598.95 220.91 3.95 3576.93 78.47 2.19


44549.14 5317.24 11.94 30372.01 2203.88 7.26

EASTERN REGION

A & N Islands (UT)

1 Allahabad Bank 2.50 0.00 0.00 0.00 0.00 0.00 100 0

2 Indian Bank 0.00 0.00 0.00 0.00 0.00 0.00 0 0



5 Syndicate Bank 4.04 0.00 0.00 4.04 0.00 0.00 0 0

6 Vijaya Bank 2.93 0.00 0.00 0.00 0.00 0.00 0 0

Total 119.47 2.00 1.67 12.04 0.00 0.00

Bihar

1 Allahabad Bank 10450.28 895.03 8.56 5544.41 895.03 16.14 52 50

2 Bank of Baroda 2580.85 30.41 1.18 1018.21 27.01 2.65 84 81

3 Bank of India 3701.32 29.57 0.80 2174.91 29.57 1.36 82 0

4 Canara Bank 2753.89 78.15 2.84 425.32 78.15 18.37 75 59


6 Dena Bank 2.00 0.00 0.00 0.00 0.00 0.00 0 0

7 Indian Bank 742.06 79.24 10.68 198.01 2.48 1.25 84 99



0.00 0.00 0.00 0.00 0.00 0.00 0 0



12 Syndicate Bank 237.86 3.60 1.51 170.39 2.98 1.75 98 96

13 UCO Bank 4036.09 162.11 4.02 4036.09 162.11 4.02 40 40



16 Vijaya Bank 0.52 0.00 0.00 0.00 0.00 0.00 0 0

Total 61474.98 3989.46 6.49 40438.97 2366.16 5.85

Jharkhand

1 Allahabad Bank 3954.02 1498.22 37.89 2963.63 837.09 28.25 55 56

2 Andhra Bank 5.15 4.00 77.67 0.00 0.00 0.00 62 0

3 Bank of Baroda 768.00 56.50 7.36 768.00 56.50 7.36 0 0

4 Bank of India 5970.83 859.08 14.39 5962.37 859.08 14.41 70 0

5 Canara Bank 182.56 12.43 6.81 182.56 12.43 6.81 86 86


7 Dena Bank 1.00 0.00 0.00 0.00 0.00 0.00 0 0

8 IDBI Bank 0.00 0.00 0.00 0.00 0.00 0.00 0 0

9 Indian Bank 634.48 28.67 4.52 0.00 0.00 0.00 91 0



150


(Amount ` lakh)

Sr.No.

Name of the Bank




of Total SHGs (%)


of SHGs under SGSY

(%)


Amount of NPAs

NPA as %age to

Total loans O/S


Amount of NPAs



0.00 0.00 0.00 0.00 0.00 0.00 0 0


13 Punjab & Sind Bank 8.52 4.42 51.88 1.81 0.00 0.00 40 100


15 Syndicate Bank 87.52 2.01 2.30 86.51 2.01 2.32 98 99

16 UCO Bank 960.00 11.00 1.15 960.00 0.00 0.00 70 0



19 Vijaya Bank 0.71 0.00 0.00 0.71 0.00 0.00 74 74

Total 28632.44 4338.08 15.15 17192.11 2237.26 13.01

Odisha

1 Allahabad Bank 2765.00 0.00 0.00 1287.00 0.00 0.00 67 67

2 Andhra Bank 2871.06 1152.00 40.12 1187.65 85.95 7.24 68 67

3 Bank of Baroda 2265.41 15.86 0.70 1032.00 15.30 1.48 80 76

4 Bank of India 2661.96 109.84 4.13 1784.01 51.11 2.86 90 0

5 Canara Bank 443.95 0.00 0.00 96.13 0.00 0.00 80 85



8 Dena Bank 382.00 0.00 0.00 0.00 0.00 0.00 0 0

9 IDBI Bank 0.00 0.00 0.00 0.00 0.00 0.00 0 0

10 Indian Bank 2605.73 118.10 4.53 97.60 6.84 7.01 90 93



80.18 0.16 0.20 71.36 0.16 0.22 90 85


14 Punjab & Sind Bank 0.00 0.00 0.00 0.00 0.00 0.00 0 0

15 State Bank of Hyderabad 8.98 0.00 0.00 6.00 0.00 0.00 0 0


17 Syndicate Bank 857.22 241.91 28.22 645.98 125.36 19.41 49 48

18 UCO Bank 14411.00 29.00 0.20 1422.00 29.00 2.04 25 74



21 Vijaya Bank 201.26 47.01 23.36 156.59 47.01 30.02 20 20

Total 98881.91 23106.88 23.37 29764.69 6122.48 20.57

West Bengal

1 Allahabad Bank 17807.42 500.16 2.81 15741.86 446.73 2.84 66 18

2 Andhra Bank 0.55 0.00 0.00 0.00 0.00 0.00 96 0

3 Bank of Baroda 1109.97 0.00 0.00 0.00 0.00 0.00 0 0

4 Bank of India 7472.92 100.24 1.34 1773.74 56.12 3.16 63 0


6 Canara Bank 876.00 0.00 0.00 697.00 0.00 0.00 74 74


151


(Amount ` lakh)

Sr.No.

Name of the Bank




of Total SHGs (%)



SGSY (%)


Amount of NPAs

NPA as %age

to Total loans O/S


Amount of NPAs




9 Dena Bank 4394.00 4.00 0.09 0.00 0.00 0.00 0 0

10 IDBI Bank 0.00 0.00 0.00 0.00 0.00 0.00 0 0

11 Indian Bank 3664.32 2204.50 60.16 269.30 8.89 3.30 39 97



61.31 13.40 21.86 61.31 13.40 21.86 75 70


15 Punjab & Sind Bank 0.25 0.00 0.00 0.25 0.00 0.00 100 100


17 State Bank of Travancore 0.45 0.00 0.00 0.00 0.00 0.00 99 0

18 Syndicate Bank 648.32 17.66 2.72 648.32 17.66 2.72 69 69

19 UCO Bank 7289.30 488.62 6.70 950.00 88.55 9.32 64 61



22 Vijaya Bank 6.25 0.00 0.00 6.25 0.00 0.00 73 71

Total 105006.90 7993.48 7.61 55981.50 1730.92 3.09

Total Eastern Region 294115.70 39429.90 13.41 143389.31 12456.82 8.69

CENTRAL REGION

Chhattisgarh

1 Allahabad Bank 157.65 84.57 53.64 157.65 84.57 53.64 45 45

2 Andhra Bank 9.81 0.00 0.00 0.00 98 0

3 Bank of Baroda 263.00 2.27 0.86 263.00 2.27 0.86 84 84

4 Bank of India 59.10 0.17 0.29 3.70 0.17 4.59 75 0


6 Canara Bank 13.32 0.00 0.00 11.32 0.00 0.00 69 65



9 Dena Bank 578.00 167.51 28.98 0.00 0.00 0.00 0 0

10 IDBI Bank 0.00 0.00 0.00 0.00 0.00 0.00 0 0

11 Indian Bank 99.20 18.92 19.07 3.37 3.37 100.00 72 0



33.58 3.25 9.68 33.58 3.25 9.68 59 59


15 Punjab & Sind Bank 17.63 0.00 0.00 17.62 0.00 0.00 100 100


17 Syndicate Bank 45.54 27.15 59.62 43.20 27.15 62.85 60 60

18 UCO Bank 259.90 24.44 9.40 188.51 0.00 0.00 46 0


20 Vijaya Bank 0.00 0.00 0.00 0.00 0.00 0.00 0 0

Total 10584.00 1417.52 13.39 6681.87 615.67 9.21


152


(Amount ` lakh)

Sr.No.

Name of the Bank




of Total SHGs (%)



SGSY (%)Total loans

Outstanding against SHGs

Amount of NPAs

NPA as %age

to Total loans O/S


Amount of NPAs


Madhya Pradesh

1 Allahabad Bank 2271.38 500.62 22.04 2044.23 438.53 21.45 42 46

2 Andhra Bank 2.00 0.00 0.00 0.00 0.00 0.00 98 0

3 Bank of Baroda 583.72 64.21 11.00 437.42 64.21 14.68 81 66

4 Bank of India 2447.10 632.10 25.83 2300.47 608.57 26.45 43 0


6 Canara Bank 178.26 14.23 7.98 81.47 10.92 13.40 71 65



9 Dena Bank 64.00 39.00 60.94 0.00 0.00 0.00 0 0

10 IDBI Bank 0.00 0.00 0.00 0.00 0.00 0.00 0 0

11 Indian Bank 896.94 46.69 5.21 3.08 3.08 100.00 92 0




15 Punjab & Sind Bank 65.25 12.42 19.03 33.63 0.01 0.03 60 75




19 Syndicate Bank 222.84 35.42 15.89 152.45 20.16 13.22 57 38

20 UCO Bank 1275.57 447.99 35.12 985.18 116.00 11.77 19 19



23 Vijaya Bank 21.69 0.00 0.00 12.75 0.00 0.00 100 100

Total 28390.88 5884.59 20.73 15162.29 2365.99 15.60

Uttar Pradesh

1 Allahabad Bank 25784.39 2374.03 9.21 24877.12 2374.03 9.54 60 60

2 Bank of Baroda 19222.54 10660.98 55.46 3764.03 1851.83 49.20 0 0

3 Bank of India 11285.13 242.55 2.15 11071.21 199.80 1.80 75 0


5 Canara Bank 1281.85 95.90 7.48 1036.65 88.06 8.49 60 58


7 Dena Bank 228.00 49.35 21.64 0.00 0.00 0.00 0 0

8 IDBI Bank 0.00 0.00 0.00 0.00 0.00 0.00 0 0

9 Indian Bank 311.28 10.49 3.37 0.09 0.09 100.00 91 0




13 Punjab & Sind Bank 663.08 23.08 3.48 341.02 11.98 3.51 65 90




153


(Amount ` lakh)

Sr.No.

Name of the Bank

Gross NPAs data of SHGs againstBank Loan

NPAs data of SHGs againstBank Loan under SGSY Percentage


of Total SHGs (%)


of SHGs under SGSY

(%)


Amount of NPAs

NPA as %age to

Total loans O/S


Amount of NPAs


16 Syndicate Bank 1621.15 181.01 11.17 1170.42 152.69 13.05 68 64

17 UCO Bank 2040.75 69.68 3.41 1039.25 0.00 0.00 40 52



20 Vijaya Bank 32.71 0.00 0.00 9.10 0.00 0.00 86 86

Total 99770.09 19636.91 19.68 60982.47 6050.46 9.92

Uttarakhand

1 Allahabad Bank 154.68 18.41 11.90 154.68 18.41 11.90 56 56

2 Andhra Bank 3.08 0.00 0.00 0.50 0.00 0.00 98 0

3 Bank of Baroda 1211.00 0.00 0.00 0.00 0.00 0.00 0 0

4 Canara Bank 79.80 14.00 17.54 79.80 14.00 17.54 50 50



7 Indian Bank 8.35 3.13 37.49 0.00 0.00 0.00 61 0



319.12 39.57 12.40 137.77 24.43 17.73 77 74


11 Punjab & Sind Bank 21.42 1.02 4.76 9.16 0.01 0.11 84 80



14 UCO Bank 80.25 5.00 6.23 80.25 5.00 6.23 52 52


16 Vijaya Bank 0.00 0.00 0.00 0.00 0.00 0.00

Total 5866.52 463.63 7.90 2732.14 83.83 3.07

Total - Central Region 144611.49 27402.65 18.95 85558.77 9115.95 10.65

WESTERN REGION

Goa

1 Bank of India 538.46 26.66 4.95 29.16 0.00 0.00 92 0

2 Bank of Baroda 108.55 0.00 0.00 0.00 0.00 0.00 0 0


4 Canara Bank 104.87 0.00 0.00 17.45 0.00 0.00 99 100



7 Dena Bank 73.00 1.21 1.66 0.00 0.00 0.00 0 0

8 IDBI Bank 0.00 0.00 0.00 0.00 0.00 0.00 0 0

9 Indian Bank 0.68 0.68 100.00 0.00 0.00 0.00 0 0



12 Syndicate Bank 23.59 0.00 0.00 12.52 0.00 0.00 0 0

13 UCO Bank 0.00 0.00 0.00 0.00 0.00 0.00


15 Vijaya Bank 0.29 0.00 0.00 0.29 0.00 0.00 0 0

Total 1580.19 45.77 2.90 201.02 3.94 1.96


154


(Amount ` lakh)

Sr.No.

Name of the Bank


NPAs data of SHGs against Bank Loan under SGSY


of Total SHGs (%)



SGSY (%)


Amount of NPAs

NPA as %age

to Total loans O/S


Amount of NPAs


Gujarat

1 Allahabad Bank 10.29 0.35 3.40 10.29 0.35 3.40 88 80

2 Bank of Baroda 6603.56 147.29 2.23 1264.12 40.14 3.18 0 0

3 Bank of India 217.08 0.15 0.07 142.69 0.15 0.11 81 0


5 Canara Bank 5.61 0.00 0.00 5.61 0.00 0.00 100 100



8 Dena Bank 2350.40 213.44 9.08 0.00 0.00 0.00 0 0

9 IDBI Bank 0.00 0.00 0.00 0.00 0.00 0.00 0 0

10 Indian Bank 453.14 60.59 13.37 59.06 0.00 0.00 82 100





15 Syndicate Bank 40.08 5.55 13.85 21.18 1.71 8.07 0 0

16 UCO Bank 49.45 0.30 0.61 22.49 0.00 0.00 98 98


18 Vijaya Bank 3.06 0.00 0.00 0.00 0.00 0.00 0 0

Total 13343.21 827.74 6.20 2202.29 110.54 5.02

Maharashtra

1 Allahabad Bank 435.60 67.00 15.38 435.60 67.00 15.38 69 69

2 Andhra Bank 37.74 0.93 2.46 10.95 0.84 7.67 81 68

3 Bank of Baroda 2533.74 384.10 15.16 1022.09 57.47 5.62 0 0

4 Bank of India 9531.15 2184.33 22.92 4659.57 1931.23 41.45 79 0


6 Canara Bank 364.61 78.71 21.59 137.53 24.39 17.73 81 73



9 Dena Bank 2580.00 534.14 20.70 0.00 0.00 0.00 0 0

10 IDBI Bank 135.62 32.20 23.74 135.62 32.20 23.74 76 76

11 Indian Bank 1506.84 175.16 11.62 32.75 4.51 13.77 81 86



1.93 1.14 59.07 1.49 1.03 69.13 78 78


15 Punjab & Sind Bank 9.67 0.00 0.00 8.09 0.00 0.00 100 100



18 State Bank of Mysore 2.62 0.00 0.00 0.00 0.00 0.00 100 100

19 Syndicate Bank 608.16 94.07 15.47 420.76 80.27 19.08 0 0

20 UCO Bank 775.65 1.30 0.17 237.99 0.66 0.28 30 54


155


(Amount ` lakh)

Sr.No.

Name of the Bank


NPAs data of SHGs against BankLoan under SGSY Percentage


of Total SHGs (%)


of SHGs under SGSY

(%)


Amount of NPAs

NPA as %age to

Total loans O/S


Amount of NPAs



22 Vijaya Bank 171.14 28.05 16.39 169.00 23.61 13.97 90 87

Total 75639.55 11157.17 14.75 36418.66 5747.12 15.78

Total - Western Region 90562.95 12030.68 13.28 38821.97 5861.60 15.10

SOUTHERN REGION

Andhra Pradesh

1 Allahabad Bank 3142.00 108.00 3.44 5.32 0.00 0.00 84 0

2 Andhra Bank 335617.00 9483.00 2.83 1693.80 498.20 29.41 72 72

3 Bank of Baroda 12706.05 0.00 0.00 0.00 0.00 0.00 0 0

4 Bank of India 25807.39 288.25 1.12 5863.19 288.25 4.92 83 0


6 Canara Bank 37083.66 4262.36 11.49 13610.16 4218.12 30.99 95 93



9 Dena Bank 476.00 64.82 13.62 0.00 0.00 0.00 0 0

10 IDBI Bank 0.00 0.00 0.00 0.00 0.00 0.00 0 0

11 Indian Bank 94039.64 1580.07 1.68 39.99 1.74 4.35 96 96




15 State Bank of Hyderabad 174105.24 3231.88 1.86 441.00 8.00 NA 91 35




19 Syndicate Bank 102692.50 7295.34 7.10 1767.68 205.20 11.61 84 32

20 UCO Bank 4934.88 133.68 2.71 54.31 0.00 0.00 96 0


22 United Bank of India 126.17 0.00 0.00 0.00 0 0

23 Vijaya Bank 8045.84 358.10 4.45 1457.98 80.44 5.52 78 81

Total 1242443.54 51056.99 4.11 60641.76 5552.15 9.16

Karnataka

1 Allahabad Bank 230.60 6.01 2.61 3.50 0.97 27.71 88 72

2 Andhra Bank 118.99 12.47 10.48 46.78 0.32 0.68 73 67

3 Bank of Baroda 427.00 22.95 5.37 50.00 0.00 0.00 26 0

4 Bank of India 1399.35 19.80 1.41 576.32 1.87 0.32 97 0


6 Canara Bank 31383.00 699.30 2.23 2210.55 115.75 5.24 89 82



9 Dena Bank 211.00 16.21 7.68 0.00 0.00 0.00 0 0


156


(Amount ` lakh)

Sr.No.

Name of the Bank




of Total SHGs (%)



SGSY (%)


Amount of NPAs

NPA as %age to

Total loans O/S


Amount of NPAs


10 IDBI Bank 2.50 0.00 0.00 2.50 0.00 0.00 0 0

11 Indian Bank 2875.51 147.64 5.13 38.75 11.32 29.21 88 71




15 Punjab & Sind Bank 3.47 0.00 0.00 3.47 0.00 0.00 100 100





20 Syndicate Bank 13701.52 1028.05 7.50 1659.43 174.13 10.49 88 82

21 UCO Bank 302.75 0.00 0.00 8.95 0.00 0.00 94 84


23 Vijaya Bank 9655.77 806.78 8.36 474.01 254.46 53.68 84 69

Total 177880.02 6392.01 3.59 9700.22 793.32 8.18

Kerala

1 Allahabad Bank 0.00 0.00 0.00 0.00 0.00 0.00 0 0

2 Andhra Bank 46.46 10.94 23.55 26.95 0.78 2.89 75 75

3 Bank of Baroda 686.99 25.61 3.73 527.25 11.00 0.00 0 0

4 Bank of India 3171.83 160.30 5.05 879.42 25.53 2.90 89 0


6 Canara Bank 12305.62 5722.54 46.50 1377.61 264.60 19.21 83 70



9 Dena Bank 5.00 6.00 120.00 0.00 0.00 0.00 0 0

10 IDBI Bank 3350.00 0.00 0.00 3350.00 0.00 0.00 100 100

11 Indian Bank 10571.93 566.31 5.36 260.52 16.95 6.51 91 93




15 Punjab & Sind Bank 0.00 0.00 0.00 0.00 0.00 0.00 0 0





20 Syndicate Bank 3299.31 47.57 1.44 405.70 12.36 3.05 94 92

21 UCO Bank 549.67 0.00 0.00 46.00 0.00 0.00 98 98


23 Vijaya Bank 393.72 44.36 11.27 55.07 17.90 32.50 86 58

Total 107966.76 18537.91 17.17 23729.68 3227.37 13.60


157


(Amount ` lakh)

Sr.No.

Name of the Bank




of Total SHGs (%)


of SHGs under SGSY

(%)


Amount of NPAs

NPA as %age to

Total loans O/S


Amount of NPAs


Lakshadweep

1 Syndicate Bank 3.36 0.00 0.00 1.15 0.00 0.00 0 0

Total 3.36 0.00 0.00 1.15 0.00 0.00

Puducherry

1 Andhra Bank 72.68 8.12 11.17 8.20 0.68 8.29 70 65

2 Bank of India 84.12 6.68 7.94 4.06 0.27 6.65 89 0


4 Dena Bank 10.00 5.81 58.10 0.00 0.00 0.00 0 0

5 Indian Bank 3622.61 375.48 10.36 26.62 2.88 10.82 66 89

6 Indian Overseas Bank 6824.00 49.00 0.72 1481.00 0.00 0.00


8 Syndicate Bank 16.30 0.00 0.00 16.30 0.00 0.00 98 96

9 Vijaya Bank 142.96 6.48 4.53 0.00 0.00 0.00 70 0

Total 11509.67 724.57 6.30 1555.18 3.83 0.25

Tamil Nadu

1 Allahabad Bank 299.96 32.33 10.78 158.32 12.93 8.17 77 68

2 Andhra Bank 637.08 76.88 12.07 55.24 2.50 4.53 70 69

3 Bank of Baroda 7879.50 134.56 1.71 504.94 54.67 10.83 26 26

4 Bank of India 16265.20 589.98 3.63 934.00 200.95 21.51 87 0


6 Canara Bank 44801.64 1410.01 3.15 17631.73 1039.16 5.89 85 82



9 Dena Bank 322.00 147.30 45.75 0.00 0.00 0.00 0 0

10 IDBI Bank 1.51 0.00 0.00 1.51 0.00 0.00 0 0

11 Indian Bank 108018.70 8176.51 7.57 4292.46 185.84 4.33 83 96









20 Syndicate Bank 13488.16 790.28 5.86 2669.17 118.44 4.44 37 37

21 UCO Bank 1362.48 11.09 0.81 190.12 1.46 0.77 0 0



24 Vijaya Bank 1114.51 518.77 46.55 847.13 263.92 31.15 43 48

Total 359606.93 43953.94 12.22 54465.66 4289.04 7.87

Total Southern Region 1899410.28 120665.42 6.35 150093.65 13865.71 9.24

Grand Total - All India Public Sec. Com. Banks 2537118.03 212923.55 8.39 480639.85 47570.23 9.90


158

STATEMENT - VI - A (ii) Progress under Microfinance - NPAs against Bank loans to SHGs and Recovery Performance of

Private Sector Com. Banks as on 31 March 2013(Amount ` lakh)





of Total SHGs (%)


of SHGs under SGSY

(%)


Amount of NPAs

NPA as %age to Total loans

O/S


Amount of NPAs


NORTHERN REGION

Haryana

1 AXIS Bank 1.75 0.00 0.00 1.75 0.00 0.00 100 100

2 HDFC Bank 0.00 0.00 0.00 0.00 0.00 0.00 0 0

Total 1.75 0.00 0.00 1.75 0.00 0.00

Jammu & Kashmir

1 HDFC Bank 0.00 0.00 0.00 0.00 0.00 0.00 0 0

2 Jammu & Kashmir Bank 781.46 0.00 0.00 702.04 0.00 0.00 0 0

Total 781.46 0.00 0.00 702.04 0.00 0.00

New Delhi

1 ICICI Bank 0.00 0.00 0.00 0.00 0.00 0.00 0 0

2 HDFC Bank 1.70 0.00 0.00 0.00 0.00 0.00 100 0

Total 1.70 0.00 0.00 0.00 0.00 0.00

Punjab

1 Capital Local Area Bank 0.00 0.00 0.00 0.00 0.00 0.00 0 0

2 ICICI Bank 0.00 0.00 0.00 0.00 0.00 0.00 0 0

3 HDFC Bank 136.29 0.00 0.00 0.00 0.00 0.00 100 0

Total 136.29 0.00 0.00 0.00 0.00 0.00

Rajasthan

1 City Union Bank 0.00 0.00 0.00 0.00 0.00 0.00 0 0

2 HDFC Bank 279.33 0.00 0.00 0.00 0.00 0.00 100 0

3 ICICI Bank 2416.29 101.77 4.21 100.17 16.52 16.49 77 66

4 YES Bank 1977.49 0.00 0.00 0.00 0.00 0.00 0 0

Total 4673.11 101.77 2.18 100.17 16.52 16.49



Assam

1 AXIS Bank 24.65 17.76 72.05 24.65 17.76 72.05 23 23

2 HDFC Bank 0.00 0.00 0.00 0.00 0.00 0.00 0 0

Total 24.65 17.76 72.05 24.65 17.76 72.05

Nagaland

1 AXIS Bank 1.20 1.20 100.00 1.20 1.20 100.00 0 0

2 ICICI Bank 0.00 0.00 0.00 0.00 0.00 0.00 0 0

Total 1.20 1.20 100.00 1.20 1.20 100.00

Sikkim

1 AXIS Bank 0.49 0.00 0.00 0.49 0.00 0.00 64 64

Total 0.49 0.00 0.00 0.49 0.00 0.00

Total - North Eastern Region 26.34 18.96 71.98 26.34 18.96 71.98


159

STATEMENT -VI -A(ii) (contd.)

(Amount ` lakh)



NPAs data of SHGs against Bank Loanunder SGSY Percentage


of Total SHGs (%)


of SHGs under SGSY

(%)


Amount of NPAs

NPA as % age to Total loans

O/S


Amount of NPAs


EASTERN REGION

Bihar

1 HDFC Bank 0.70 0.00 0.00 0.00 0.00 0.00 100 0

Total 0.70 0.00 0.00 0.00 0.00 0.00

Jharkhand

1 HDFC Bank 9.44 0.00 0.00 0.00 0.00 0.00 100 0

Total 9.44 0.00 0.00 0.00 0.00 0.00

Odisha

1 AXIS Bank 14.83 3.57 24.07 14.83 3.57 24.07 96 96

2 HDFC Bank 2.70 0.00 0.00 0.00 0.00 0.00 100 0

3 ICICI Bank 0.00 0.00 0.00 0.00 0.00 0.00 0 0

4 YES Bank 1793.59 0.00 0.00 0.00 0.00 0.00 0 0

Total 1811.12 3.57 0.20 14.83 3.57 24.07

West Bengal

1 ICICI Bank 2.29 0.00 0.00 0.00 0.00 0.00 0 0

2 HDFC Bank 0.00 0.00 0.00 0.00 0.00 0.00 0 0

3 Karnataka Bank 3.52 0.00 0.00 3.52 0.00 0.00 0 0

Total 5.81 0.00 0.00 3.52 0.00 0.00

Total - Eastern Region 1827.07 3.57 0.20 18.35 3.57 19.46

CENTRAL REGION

Chhattisgarh

1 AXIS Bank 54.57 23.77 43.56 54.57 23.77 43.56 96 96

2 HDFC Bank 0.80 0.00 0.00 0.00 0.00 0.00 0 0

Total 55.37 23.77 42.93 54.57 23.77 43.56

Madhya Pradesh

1 AXIS Bank 7.56 4.21 55.69 7.56 4.21 55.69 97 97

2 HDFC Bank 12.11 0.00 0.00 0.00 0.00 0.00 100

3 ICICI Bank 846.33 1.18 0.14 0.07 0.07 100.00 95 15

4 YES Bank 417.87 0.00 0.00 0.00 0.00 0.00 0 0

Total 1283.87 5.39 0.42 7.63 4.28 56.09

Uttar Pradesh

1 HDFC Bank 1.35 0.00 0.00 0.00 0.00 0.00 100 0

2 YES Bank 2448.44 0.00 0.00 0.00 0.00 0.00 0 0

Total 2449.79 0.00 0.00 0.00 0.00 0.00

Uttarakhand

1 HDFC Bank 0.00 0.00 0.00 0.00 0.00 0.00 100 0

2 Nainital Bank 367.37 10.56 2.87 222.54 0.00 0.00 83 0

3 YES Bank 49.85 0.00 0.00 0.00 0.00 0.00 0 0

Total 417.22 10.56 2.53 222.54 0.00 0.00



160


(Amount ` lakh)





of Total SHGs (%)


of SHGs under SGSY

(%)


Amount of NPAs

NPA as %age to Total loans

O/S


Amount of NPAs


Goa

1 HDFC Bank 219.82 0.00 0.00 0.00 0.00 0.00 100 0

Total 219.82 0.00 0.00 0.00 0.00 0.00

Gujarat

1 City Union Bank 0.00 0.00 0.00 0.00 0.00 0.00 0 0

2 HDFC Bank 48.49 0.00 0.00 0.00 0.00 0.00 100 0

3 ICICI Bank 276.50 0.00 0.00 0.00 0.00 0.00 97 0

4 YES Bank 2192.97 0.00 0.00 0.00 0.00 0.00 0 0

Total 2517.96 0.00 0.00 0.00 0.00 0.00

Maharashtra

1 AXIS Bank 5.94 2.91 48.99 5.94 2.91 48.99 91 91

2 HDFC Bank 3213.20 0.00 0.00 0.00 0.00 0.00 100 0

3 ICICI Bank 5246.32 8.26 0.16 14.30 2.32 16.22 98 69

4 Karnataka Bank 5.40 0.00 0.00 5.40 0.00 0.00 0 0

5 Ratnakar Bank 59.86 0.00 0.00 51.38 0.00 0.00 0 0

6 Tamilnad Mercantile Bank 0.25 0.00 0.00 0.00 0.00 0.00 0 0

7 YES Bank 410.81 0.00 0.00 0.00 0.00 0.00 0 0

Total 8941.78 11.17 0.12 77.02 5.23 6.79

Total Western Region 11679.56 11.17 0.10 77.02 5.23 6.79

SOUTHERN REGION

Andhra Pradesh

1 AXIS Bank 7.76 0.00 0.00 7.76 0.00 0.00 0 0

2 City Union Bank 663.54 0.39 0.06 0.00 0.00 0.00 99 0

3 HDFC Bank 1.41 0.10 7.09 0.00 0.00 0.00 0 0

4 ICICI Bank 19.70 19.70 100.00 0.00 0.00 0.00 100 0

5 ING-Vysya Bank 7478.16 448.33 6.00 0.27 0.27 100.00 89 76

6 Karnataka Bank 260.95 11.03 4.23 35.62 6.28 0.00 74 43

Total 8431.52 479.55 5.69 43.65 6.55 0.00

Karnataka

1 AXIS Bank 3.44 0.00 0.00 3.44 0.00 0.00 100 100

2 City Union Bank 14.15 0.00 0.00 10.01 0.00 0.00 100 0

3 HDFC Bank 13224.95 15.06 0.11 0.00 0.00 0.00 98 0

4 ICICI Bank 2111.50 0.00 0.00 0.00 0.00 0.00 96 0

5 ING-Vysya Bank 156.15 46.15 29.55 144.56 16.07 11.12 71 82

6 Karnataka Bank 1951.95 33.80 1.73 389.54 13.40 3.44 89 83


8 YES Bank 144.01 0.00 0.00 0.00 0.00 0.00 0 0

Total 17606.15 95.01 0.54 547.55 29.47 5.38

Kerala

1 Catholic Syrian Bank 195.96 21.62 11.03 158.06 18.40 11.64 80 70

2 City Union Bank 38.19 0.56 1.47 1.01 0.00 0.00 99 100

3 Dhanalakshmi Bank 17400.14 478.41 2.75 32.42 23.14 71.38 75 61

4 Federal Bank 0.00 0.00 0.00 0.00 0.00 0.00 0 0

5 HDFC Bank 8111.34 3.09 0.04 0.00 0.00 0.00 99 0

6 South Indian Bank 0.00 0.00 0.00 0.00 0.00 0.00 0 0


161


(Amount ` lakh)

Sr.No.

Name of the Bank

NPAs of SHGs against Bank Loan

NPAs of SHGs against Bank Loan under SGSY

% of recovery

to demand of Total

SHGs (%)

% of recovery

to demand of SHGs

under SGSY (%)


Amount of NPAs

NPA as % age to

Total loans O/S


Amount of NPAs

NPA as % age to loans O/S against SHGs under SGSY


Total 25830.53 503.68 1.95 193.49 41.54 21.47

Puducherry

1 City Union Bank 0.00 0.00 0.00 0.00 0.00 0.00 0 0

2 ICICI Bank 0.00 0.00 0.00 0.00 0.00 0.00 0 0


Total 0.00 0.00 0.00 0.00 0.00 0.00

Tamil Nadu

1 City Union Bank 1180.02 382.35 32.40 370.23 124.33 33.58 68 66

2 HDFC Bank 20034.22 38.48 0.19 0.00 0.00 0.00 99 0

3 ICICI Bank 22329.22 2313.18 10.36 0.94 0.94 100.00 33 0

4 ING-Vysya Bank 60.24 3.76 6.24 60.24 2.71 4.50 87 76


6 YES Bank 6238.72 0.00 0.00 0.00 0.00 0.00 0 0

Total 51624.62 3421.70 6.63 665.19 216.73 32.58

Total Southern Region 103492.82 4499.94 4.35 1449.88 294.29 20.30

Total - all Private Sector Com. Banks 126826.35 4675.13 3.69 2660.29 366.62 13.78

Total - All India Public Sec. Com. Banks 2537118.03 212923.55 8.39 480639.85 47570.23 9.90

Grand Total all Commecial Banks 2663944.38 217598.68 8.17 483300.14 47936.85 9.92


162

STATEMENT -VI -(B) Progress under Microfinance - NPAs against Bank loans to SHGs

and Recovery Performance of Regional Rural Banks as on 31 March 2013

(Amount ` lakh)





of Total SHGs (%)


of SHGs under SGSY

(%)


Amount of NPAs

NPA as %age to

Total loans O/S


Amount of NPAs


NORTHERN REGION

Haryana

1 Gurgaon Gramin Bank 5063.16 81.13 1.60 2393.90 39.73 1.66 98 98

2 Haryana Gramin Bank 6203.18 88.34 1.42 3472.44 74.45 2.14 82 61

Total 11266.34 169.47 1.50 5866.34 114.18 1.95

Himachal Pradesh

1 Himachal Pradesh Gramin Bank

2535.13 141.26 5.57 305.21 0.00 0.00 83 0

Total 2535.13 141.26 5.57 305.21 0.00 0.00

Jammu & Kashmir

1 Ellaquai Dehati Bank 404.23 0.00 0.00 97.74 0.00 0.00 0 0


215.44 0.00 0.00 172.35 0.00 0.00 0 0

Total 619.67 0.00 0.00 270.09 0.00 0.00

Punjab

1 Malwa KGB 257.99 10.99 4.26 116.68 10.72 9.19 69 59

2 Punjab Gramin Bank 1340.40 0.00 0.00 482.54 0.00 0.00 100 100

3 Sutlej Gramin Bank 86.63 16.32 18.84 66.97 13.54 20.22 89 85

Total 1685.02 27.31 1.62 666.19 24.26 3.64

Rajasthan


7302.86 884.89 12.12 3735.23 439.34 11.76 92 NA

2 Marudhara Grameen Bank

4281.78 592.25 13.83 832.05 59.84 7.19 60 55

3 Mewar Aanchalik GB 641.45 69.56 10.84 593.97 61.64 10.38 72 70

Total 12226.09 1546.70 12.65 5161.25 560.82 10.87



Assam

1 Assam Gramin Vikash Bank

25944.94 405.47 1.56 18252.74 285.77 1.57 75 71

2 Langpi Dehangi Rural Bank

1344.24 88.18 6.56 1139.65 59.84 5.25 52 78

Total 27289.18 493.65 1.81 19392.39 345.61 1.78

Arunachal Pradesh

1 Arunachal Pradesh Rural Bank

80.75 0.00 0.00 16.68 0.00 0.00

Total 80.75 0.00 0.00 16.68 0.00 0.00

Manipur

1 Manipur Rural Bank 409.45 70.42 17.20 27.52 3.36 12.21 87 87

Total 409.45 70.42 17.20 27.52 3.36 12.21

Meghalaya

1 Meghalaya Rural Bank 836.58 0.00 0.00 345.90 0.00 0.00 0 0

Total 836.58 0.00 0.00 345.90 0.00 0.00


163

STATEMENT -VI -(B) (contd.)

(Amount ` lakh)

Sr.No.

Name of the Bank




of Total SHGs (%)



SGSY (%)


Amount of NPAs

NPA as %age to

Total loans O/S


Amount of NPAs


Mizoram

1 Mizoram Rural Bank 1808.49 0.00 0.00 597.12 0.00 0.00 0 0

Total 1808.49 0.00 0.00 597.12 0.00 0.00

Nagaland

1 Nagaland Rural Bank 147.46 0.00 0.00 0.00 0.00 0.00 84 0

Total 147.46 0.00 0.00 0.00 0.00 0.00

Tripura

1 Tripura Gramin Bank NA NA NA NA NA NA 0 0



30571.91 564.07 19.01 20379.61 348.97 13.99

EASTERN REGION

Bihar

1 Bihar Gramin Bank 4195.75 189.78 4.52 2886.42 186.94 6.48 95 94

2 Madhya Bihar Gramin Bank 7211.00 97.34 1.35 3093.73 74.12 2.40 95 89

3 Uttar Bihar Gramin Bank 20348.13 1420.30 6.98 15907.70 1021.27 6.42 73 66

Total 31754.88 1707.42 5.38 21887.85 1282.33 5.86

Jharkhand

1 Jharkhand Gramin Bank 2849.42 0.00 0.00 1866.97 0.00 0.00 0 0

2 Vananchal Gramin Bank 6256.54 0.00 0.00 2146.00 0.00 0.00 0 0

Total 9105.96 0.00 0.00 4012.97 0.00 0.00

Odisha

1 Odisha Gramya Bank 24626.48 2808.42 11.40 22982.33 2528.05 11.00 66 88

2 Utkal Gramya Bank 40880.90 3724.25 9.11 17257.40 1938.04 11.23 71 50

Total 65507.38 6532.67 9.97 40239.73 4466.09 11.10

West Bengal

1 Bangiya Gramin Vikash Bank

95289.00 4583.40 4.81 65625.00 3497.81 5.33 96 95

2 Paschim Banga Gramin Bank

14546.00 9.07 0.06 6982.00 5.12 0.07 88 86


7635.81 203.93 2.67 2754.73 115.61 4.20 95 95

Total 117470.81 4796.40 4.08 75361.73 3618.54 4.80

Total - Eastern Region 223839.03 13036.49 5.82 141502.28 9366.96 6.62

CENTRAL REGION

Chhattisgarh

1 Chhattisgarh Gramin Bank Raipur

7802.44 191.50 2.45 4544.29 23.22 0.51 87 80


952.11 37.00 3.89 171.40 25.16 14.68 93 94


1787.00 51.32 2.87 1400.00 3.59 0.26 94 96

Total 10541.55 279.82 2.65 6115.69 51.97 0.85


164


(Amount ` lakh)

Sr.No.

Name of the Bank




of Total SHGs (%)


of SHGs under SGSY

(%)


Amount of NPAs

NPA as %age to

Total loans O/S


Amount of NPAs


Madhya Pradesh

1 Central Madhya Pradesh GB 7347.00 2351.04 32.00 5224.00 1985.12 38.00 68 62

2 Madhyanchal GB 2538.06 524.09 20.65 2066.40 465.13 22.51 72 68

3 Narmada Jhabua GB 3525.94 421.47 11.95 2221.15 329.68 14.84 76 66

Total 13411.00 3296.60 24.58 9511.55 2779.93 29.23

Uttar Pradesh

1 Allahabad UP Gramin Bank

23813.52 6915.80 29.04 17019.02 6207.58 36.47 49 48


20389.23 46.08 0.23 10535.70 38.85 0.37 0 0

3 Gramin Bank of Aryavrat 17106.37 0.00 0.00 15793.83 0.00 0.00 0 0

4 Kashi Gomti samyut Gramin Bank

9798.14 5878.88 60.00 9014.28 4957.85 55.00 60 55

5 Prathama Bank 6089.43 134.32 2.21 3823.34 105.33 2.75 92 90

6 Purvanchal Bank 11963.60 2072.09 17.32 9036.10 1926.60 21.32 66 54

7 Sarva UP Gramin Bank 1858.92 7.69 0.41 1720.12 6.39 0.37 58 62

Total 91019.21 15054.86 16.54 66942.39 13242.60 19.78

Uttarakhand

1 Uttaranchal Gramin Bank 3824.15 226.48 5.92 3024.66 166.38 5.50 71 71

Total 3824.15 226.48 5.92 3024.66 166.38 5.50


WESTERN REGION

Gujarat

1 Baroda Gujarat Gramin Bank

2381.17 0.00 0.00 2312.85 0.00 0.00 0 0

2 Dena Gujarat Gramin Bank

1847.03 0.00 0.00 365.20 0.00 0.00 0 0

3 Saurashtra Gramin Bank 648.73 0.00 0.00 270.47 0.00 0.00 0 0

Total 4876.93 0.00 0.00 2948.52 0.00 0.00

Maharashtra

1 Maharashtra Gramin Bank

14653.89 0.00 0.00 3516.93 0.00 0.00 0 0

2 Vidharbha Konkan Gramin Bank

8154.03 23.60 0.29 1211.32 0.68 0.06 56 41

Total 22807.92 23.60 0.10 4728.25 0.68 0.01


SOUTHERN REGION

Andhra Pradesh

1 Andhra Pradesh Gr. Vikas Bank

201598.00 0.00 0.00 5647.72 0.00 0.00 0 0

2 Andhra Pragati Grameena Bank

127005.11 0.00 0.00 3782.81 0.00 0.00 0 0


165


(Amount ` lakh)

Sr.No.

Name of the Bank



of recovery

to demand of Total

SHGs (%)


of SHGs under SGSY

(%)


Amount of NPAs

NPA as %age to

Total loans O/S


Amount of NPAs


3 Chaitanya Godavari Gr. Bank 27598.00 0.00 0.00 245.00 0.00 0.00 0 0

4 Deccan Grameen Bank 73188.10 1894.32 2.59 0.00 0.00 0.00 75 0

5 Saptagiri Grameena Bank 61947.00 749.23 1.21 57.07 2.85 0.00 99 80

Total 491336.21 2643.55 0.54 9732.60 2.85 0.03

Karnataka

1 Kaveri Grameen Bank 47802.05 1576.24 3.30 8504.47 193.90 2.28 0 0

2 Karnataka Vikasa Grameena Bank

13434.00 386.04 2.87 5453.86 63.39 1.16 97 98

3 Krishna Gramin Bank 8981.64 71.58 0.80 3289.90 16.20 0.49 95 92

4 Pragathi Grameena Bank 21460.85 1285.10 5.99 2198.81 131.93 6.00 0 0

Total 91678.54 3318.96 3.62 19447.04 405.42 2.08 0

Kerala

1 North Malabar Gramin Bank 3404.42 16.10 0.47 2012.39 3.35 0.17 65 52

2 South Malabar Gramin Bank 7908.00 391.97 4.96 2443.00 340.40 13.93 84 73

Total 11312.42 408.07 3.61 4455.39 343.75 7.72

Puducherry

1 Puduvai Bharathiar Grama Bank 1328.62 18.69 1.41 264.17 0.00 0.00 1 99

Total 1328.62 18.69 1.41 264.17 0.00 0.00

Tamil Nadu

1 Pallavan Grama Bank 18524.87 540.53 2.92 1766.45 76.34 4.32 95 83

2 Pandyan Grama Bank 8718.30 1791.81 20.55 3749.67 115.11 3.07 74 81

Total 27243.17 2332.34 8.56 5516.12 191.45 3.47

Total - Southern Region 622898.96 8721.61 1.40 39415.32 943.47 2.39

Grand Total - RRBs 1052122.91 43088.27 4.10 306837.35 27600.22 9.00


166

STATEMENT -VI -C Progress under Microfinance - NPAs against Bank loans to

SHGs and Recovery Performance of Co-operative Banks as on 31 March 2013

(Amount ` lakh)




of recovery to demand of

Total SHGs (%)



SGSY (%)


Amount of NPAs

NPA as %age to

Total loans O/S


Amount of NPAs


NORTHERN REGION

Haryana

1 Ambala DCCB 0.20 0.00 0.00 0.20 0.00 0.00 0 0

2 Bhiwani DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0 0

3 Faridabad DCCB 0.60 0.60 100.00 0.00 0.00 0.00 0 0

4 Fatahabad DCCB 103.90 50.75 48.85 103.90 50.75 48.85 40 40

5 Gurgaon DCCB 2.47 0.00 0.00 0.00 0.00 0.00 0 0

6 Hissar DCCB 286.57 187.52 65.44 286.57 187.52 65.44 35 35

7 Jhajjar DCCB 6.49 2.59 39.91 0.00 0.00 0.00 0 0

8 Karnal DCCB 22.54 0.00 0.00 0.00 0.00 0.00 95 0

9 Kurukshetra DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0 0

10 Mahindergarh DCCB 26.75 9.88 36.93 0.00 0.00 0.00 25 0

11 Panchkula DCCB 5.20 0.00 0.00 4.40 0.00 0.00 19 7

12 Panipat DCCB 7.71 7.71 100.00 7.71 7.71 100.00 0 0

13 Rewari DCCB 77.36 14.34 18.54 74.16 14.34 19.34 90 90

14 Rohtak DCCB 19.37 19.37 100.00 19.37 19.37 100.00 0 0

15 Sirsa DCCB 37.16 5.53 14.88 0.00 0.00 0.00 20 0

16 Sonepat DCCB 3.78 2.00 52.91 3.78 0.00 0.00 0 0

17 Yamuna Nagar DCCB 4.10 4.10 100.00 0.00 0.00 0.00 0 0

Total 604.20 304.39 50.38 500.09 279.69 55.93

Himachal Pradesh

1 Himachal Pradesh SCB

1716.53 325.92 18.99 675.99 79.77 11.80 64 61

2 Jogindra DCCB 822.78 27.90 3.39 155.21 0.00 0.00 71 0

3 Kangra DCCB 3388.23 246.00 7.26 1658.91 42.73 2.58 77 78

Total 5927.54 599.82 10.12 2490.11 122.50 4.92

Jammu & Kashmir

1 J & K SCB 27.09 0.00 0.00 24.38 0.00 0.00 0 0

2 Anantnag DCCB 19.67 0.00 0.00 19.67 0.00 0.00 0 0

3 Baramulla DCCB 75.71 0.00 0.00 75.71 0.00 0.00 0 0

4 Jammu DCCB 22.51 0.00 0.00 22.51 0.00 0.00 0 0

Total 144.98 0.00 0.00 142.27 0.00 0.00

New Delhi

1 Delhi SCB 0.00 0.00 0.00 0.00 0.00 0.00 0 0

Total 0.00 0.00 0.00 0.00 0.00 0.00

Punjab

1 Amritsar DCCB 40.68 7.32 17.99 0.00 0.00 0.00 55 0

2 Bathinda DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0 0

3 Faridkot DCCB 0.57 0.11 19.30 0.00 0.00 0.00 23 0

4 Fatehgarh CCB 0.00 0.00 0.00 0.00 0.00 0.00 0 0

5 Fazilka DCCB 49.50 15.73 31.78 49.50 15.73 31.78 50 50


167

STATEMENT -VI -C (contd.)

(Amount ` lakh)

Sr.No.

Name of the Bank


NPAs data of SHGs against BankLoan under SGSY


of Total SHGs (%)



SGSY (%)


Amount of NPAs

NPA as %age to

Total loans O/S


Amount of NPAs


6 Ferozepur DCCB 0.07 0.04 57.14 0.07 0.04 57.14 1 1

7 Gurdaspur DCCB 65.33 11.50 17.60 0.00 0.00 0.00 68 0

8 Hoshiarpur DCCB 62.58 0.00 0.00 18.38 0.00 0.00 98 99

9 Jalandhar DCCB 132.33 4.40 3.33 0.00 0.00 0.00 83 0

10 Kapurthala DCCB 11.19 2.00 17.87 0.00 0.00 0.00 95 0

11 Ludhiana DCCB 55.36 0.34 0.61 0.00 0.00 0.00 95 0

12 Mansa DCCB 0.40 0.00 0.00 0.00 0.00 0.00 0 0

13 Moga DCCB 25.71 0.00 0.00 0.00 0.00 0.00 90 0

14 Mohali DCCB 37.00 3.06 8.27 0.00 0.00 0.00 0 0

15 Muktsar DCCB 67.25 2.25 3.35 67.25 2.25 3.35 81 81

16 Nawanshahr DCCB 20.49 0.00 0.00 0.00 0.00 0.00 96 0

17 Patiala 0.00 0.00 0.00 0.00 0.00 0.00 0 0

18 Ropar DCCB 9.49 0.00 0.00 0.00 0.00 0.00 98 0

19 Sangrur DCCB 81.78 12.59 15.39 75.78 12.59 16.61 85 83

20 Taran Taaran DCCB 1.25 0.00 0.00 0.00 0.00 0.00 100 0

Total 660.98 59.34 8.98 210.98 30.61 14.51

Rajasthan

1 Ajmer DCCB 407.28 0.00 0.00 81.14 0.00 0.00 99 0

2 Alwar DCCB 361.41 51.79 14.33 124.19 6.18 4.98 65 82

3 Banswara DCCB 690.01 42.57 6.17 690.01 42.57 6.17 60 55

4 Baran DCCB 194.38 45.61 23.46 77.00 15.16 19.69 100 0

5 Barmer DCCB 1151.81 479.19 41.60 685.64 404.73 59.03 52 39

6 Bharatpur DCCB 136.70 82.09 60.05 0.00 0.00 0.00 7 0

7 Bhilwara DCCB 590.15 15.80 2.68 192.04 15.80 8.23 75 0

8 Bikaner DCCB 223.18 70.73 31.69 28.87 18.94 65.60 56 50

9 Bundi DCCB 244.28 0.00 0.00 0.00 0.00 0.00 56 0

10 Chittorgarh DCCB 302.42 78.92 26.10 46.15 3.18 6.89 65 87

11 Churu DCCB 378.06 127.53 33.73 105.66 42.93 40.63 26 29

12 Dausa DCCB 205.80 32.13 15.61 0.00 0.00 0.00 9 0

13 Dungarpur DCCB 227.77 17.68 7.76 195.36 5.80 2.97 52 0

14 Hanumangarh DCCB 660.15 66.08 10.01 168.90 2.20 1.30 70 96

15 Jaipur DCCB 439.49 1.95 0.44 0.00 0.00 0.00 100 0

16 Jaisalmer DCCB 236.40 27.64 11.69 79.70 3.55 4.45 49 76

17 Jalore DCCB 201.98 28.33 14.03 105.78 0.00 0.00 72 0

18 Jhalawar DCCB 426.40 120.51 28.26 42.90 35.70 83.22 42 0

19 Jhunjhunu DCCB 332.03 53.62 16.15 38.70 1.31 3.39 77 73

20 Jodhpur DCCB 323.52 84.97 26.26 152.67 0.00 0.00 59 90

21 Kota DCCB 325.75 38.10 11.70 58.34 1.95 3.34 95 11

22 Nagaur DCCB 420.75 113.21 26.91 47.05 23.75 50.48 53 23

24 Pali DCCB 498.92 39.96 8.01 58.90 1.43 2.43 84 93


168


(Amount ` lakh)





of Total SHGs (%)



SGSY (%)


Amount of NPAs

NPA as %age to

Total loans O/S


Amount of NPAs


25 S.Ganganagar DCCB 200.95 52.31 26.03 73.13 4.91 6.71 61 20

26 Sikar DCCB 509.92 54.58 10.70 131.88 0.00 0.00 84 89

27 Sirohi DCCB 153.08 60.33 39.41 34.04 4.56 13.40 40 83

28 Swai Madhopur DCCB

150.87 16.33 10.82 12.38 0.00 0.00 76 0

29 Tonk DCCB 74.88 38.22 51.04 15.45 0.00 0.00 9 0

30 Udaipur DCCB 866.78 118.71 13.70 563.79 59.33 10.52 61 53

Total 10935.12 1958.89 17.91 3809.67 693.98 18.22

Total - Northern Region

18272.82 2922.44 15.99 7153.12 1126.78 15.75


Assam

1 Assam SCB 3758.11 923.45 24.57 3119.23 729.53 23.39 10 19

Total 3758.11 923.45 24.57 3119.23 729.53 23.39

Arunachal Pradesh

1 Arunachal Pradesh SCB

82.92 0.00 0.00 25.92 0.00 0.00

Total 82.92 0.00 0.00 25.92 0.00 0.00

Manipur

Manipur SCB 0.00 0.00 0.00 0.00 0.00 0.00 0 0

Total 0.00 0.00 0.00 0.00 0.00 0.00

Meghalaya

1 Meghalaya SCB 320.83 0.00 0.00 206.56 0.00 0.00

Total 320.83 0.00 0.00 206.56 0.00 0.00

Mizoram

1 Mizoram SCB 61.04 0.00 0.00 0.61 0.00 0.00 0 0

Total 61.04 0.00 0.00 0.61 0.00 0.00

Nagaland

Nagaland SCB 305.30 0.00 0.00 0.00 0.00 0.00 60 0

Total 305.30 0.00 0.00 0.00 0.00 0.00

Sikkim



Tripura



Total North Eastern Region

4528.20 923.45 20.39 3352.32 729.53 21.76

EASTERN REGION

A & N Islands (UT)

1 A & N SCB 592.75 NA NA 174.63 NA NA

Total 592.75 NA NA 174.63 NA NA


169


(Amount ` lakh)





of Total SHGs (%)



SGSY (%)


Amount of NPAs

NPA as %age to

Total loans O/S


Amount of NPAs


Odisha

1 Angul United DCCB 3219.48 99.92 3.10 791.51 0.00 0.00 0 63

2 Aska DCCB 135.96 0.50 0.37 64.69 0.00 0.00 0 100

3 Balasore Bhadrak DCCB

3374.94 799.10 23.68 669.14 99.48 14.87 95 0

4 Banki DCCB 52.56 2.26 4.30 0.00 0.00 0.00 0 0

5 Berhampur DCCB 561.07 95.10 16.95 0.00 0.00 0.00 79 0

6 Bhawanipatna DCCB 63.47 43.50 68.54 0.00 0.00 0.00 0 0

7 Bolangir DCCB 356.26 296.39 83.19 234.98 172.56 73.44 0 0

8 Boudh DCCB 346.14 21.52 6.22 197.94 0.00 0.00 36 26

9 Cuttack DCCB 135.66 58.33 43.00 6.30 2.53 40.16 57 57

10 Keonjhar DCCB 653.78 193.14 0.00 177.43 96.05 0.00 0 0

11 Khurda DCCB 758.06 297.31 0.00 258.76 72.48 0.00 0 0

12 Koraput DCCB 925.97 207.29 22.39 720.31 13.95 1.94 82 52

13 Mayurbhanj DCCB 282.14 156.01 55.30 147.20 81.39 55.29 0 0

14 Nayagarh DCCB 334.30 52.20 15.61 169.20 41.83 24.72 80 30

15 Sambalpur DCCB 1022.29 822.07 80.41 433.05 433.05 100.00 62 31

16 Sundargarh DCCB 1143.78 21.23 1.86 893.83 17.18 1.92 89 83

17 United Puri Nimapara DCCB

109.59 11.97 10.92 1.83 0.00 0.00 90 100

Total 13475.45 3177.84 23.58 4766.17 1030.50 21.62

West Bengal

1 WB SCB 0.00 0.00 0.00 0.00 0.00 0.00 0 0

2 West Bengal SCARDB 1257.91 0.00 0.00 0.00 0.00 0.00 0 0

3 Balageria DCCB 217.70 0.00 0.00 0.00 0.00 0.00 100 0

4 Bankura DCCB 2942.46 235.44 8.00 0.00 0.00 0.00 69 0

5 Birbhum DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0 0

6 Burdwan DCCB 1337.56 654.47 48.93 0.00 0.00 0.00 40 0

7 Darjeeling DCCB 26.81 18.25 68.07 0.00 0.00 0.00 78 0

8 Dk.Dinajpur DCCB 352.27 36.01 10.22 0.00 0.00 0.00 68 0

9 Hooghly DCCB 4136.64 0.00 0.00 0.00 0.00 0.00 100 0

10 Howrah DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0 0

11 Jalpaiguri DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0 0

12 Malda DCCB 1257.48 253.93 20.19 0.00 0.00 0.00 83 0

13 Mugberia DCCB 1530.13 2.39 0.16 61.48 0.28 0.46 99 89


170


(Amount ` lakh)





of Total SHGs (%)



SGSY (%)


Amount of NPAs

NPA as %age to

Total loans O/S


Amount of NPAs


14 Murshidabad DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0 0

15 Nadia DCCB 4801.60 16.93 0.35 0.00 0.00 0.00 92 0

16 Purulia DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0 0

17 Raiganj DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0 0

18 Tamluk-Ghatal DCCB 850.81 22.80 2.68 0.00 0.00 0.00 93 0

19 Vidyasagar DCCB 1252.12 168.00 13.42 396.14 0.00 0.00 86 91

Total 19963.49 1408.22 7.05 457.62 0.28 0.06

Total Eastern Region 34031.69 4586.06 13.48 5398.42 1030.78 19.09

CENTRAL REGION

Chhattisgarh

1 Ambikapur DCCB 132.70 9.65 7.27 48.60 0.00 0.00 54 0

2 Rajnandgaon DCCB 62.34 19.57 31.39 0.00 0.00 0.00 96 0

Total 195.04 29.22 14.98 48.60 0.00 0.00

Madhya Pradesh

1 Balaghat DCCB 2.27 0.00 0.00 0.00 0.00 0.00 0 0

2 Betul DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0 0

3 Gwalior DCCB 33.10 0.00 0.00 0.00 0.00 0 0

4 Hoshangabad DCCB 0.20 0.00 0.00 0.07 0.00 0.00 0 0

5 Jhabua DCCB 627.50 0.00 0.00 463.10 0.00 0.00 0 0

6 Khandwa DCCB 22.41 4.27 19.05 5.50 0.01 0.18 NA NA

7 Khargone DCCB 280.60 180.18 64.21 280.60 0.00 0.00 0 26

8 Mandsaur DCCB 80.07 28.72 35.87 28.70 0.05 0.17 NA NA

9 Panna DCCB 148.93 0.00 0.00 148.93 0.00 0.00 0 0

10 Raisen DCCB 0.07 0.07 100.00 0.07 0.03 42.86 25 78

11 Sehore DCCB 12.60 0.00 0.00 12.60 0.00 0.00 0 0

12 Shahdol DCCB 119.04 0.00 0.00 116.89 0.00 0.00 0 0

13 Shajapur DCCB 6.79 0.81 0.00 6.79 0.00 0.00 83 83

14 Shivpuri DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0 0

15 Vidisha DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0 0

Total 1333.58 214.05 16.05 1063.25 0.09 0.01

Uttar Pradesh

1 Agra DCCB 6.07 NA NA 0.00 0.00 0.00 0 0

2 Ballia DCCB NA NA NA NA NA NA 0 0

3 Banda DCCB 4.99 0.00 0.00 0.00 0.00 0.00 0 0

4 Barabanki DCCB 20.36 3.54 17.39 3.54 3.54 100.00 65 0

5 Bulandsahar DCCB 1.89 0.48 25.40 1.08 0.48 44.44 98 53

6 Etah DCCB 0.10 0.10 100.00 0.10 0.10 100.00 0 0

7 Etawah DCCB 7.06 7.06 100.00 6.14 6.14 100.00 0 0


171


(Amount ` lakh)





of Total SHGs (%)



SGSY (%)


Amount of NPAs

NPA as %age to

Total loans O/S


Amount of NPAs


8 Firozabad DCCB 436.28 71.83 16.46 293.70 25.44 8.66 43 80

9 Ghaziabad DCCB 4.83 0.10 2.07 NA NA NA 0 0

10 Gorakhpur DCCB 0.26 0.04 15.38 0.00 0.00 0.00 0 0

11 Hamirpur DCCB 0.26 0.13 50.00 0.01 0.00 0.00 8 100

12 Kanpur DCCB 3.86 NA NA 0.00 0.00 0.00 12 13

13 Lakhimpur-Kheri DCCB

919.33 629.21 68.44 367.73 NA NA 23 0

14 Lalitpur DCCB 145.75 76.24 52.31 123.52 6.03 4.88 65 71

15 Mathura DCCB 30.71 27.86 90.72 9.50 6.19 65.16 0 0

16 Mau DCCB NA NA NA NA NA NA 0 0

17 Meerut DCCB 2.60 NA NA 0.00 0.00 0.00 0 0

18 Mirzapur DCCB 714.31 12.29 1.72 714.31 12.29 1.72 78 78

19 Moradabad DCCB 99.75 81.12 81.32 46.34 NA NA 12 0

20 Pilibhit DCCB 53.21 50.12 94.19 31.03 25.37 81.76 3 2

21 Pratapgarh DCCB 32.14 NA NA 32.14 NA NA 0 0

22 Saharanpur DCCB 1.06 0.19 17.92 0.00 0.00 0.00 96 0

23 Sultanpur DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0 0

24 Unnao DCCB 3.49 1.45 41.55 0.00 0.00 0.00 24 0

Total 2488.31 961.76 38.65 1629.14 85.58 5.25

Uttarakhand

1 Uttarakhand SCB 1.44 1.44 100.00 0.00 0.00 0.00 0 0

2 Almora DCCB 336.45 9.80 2.91 336.45 9.80 2.91 85 85

3 Chamoli DCCB 390.70 55.30 14.15 285.41 36.05 12.63 0 0

4 Dehradun DCCB 94.87 4.29 4.52 94.87 4.29 4.52 77 77

5 Garhwal (Kotdwar)DCCB

172.23 7.56 4.39 172.23 3.98 2.31 97 97

6 Haridwar DCCB 116.49 41.47 35.60 116.49 41.47 35.60 74 74

7 Nainital DCCB 297.50 83.26 27.99 170.35 47.47 27.87 84 78

8 Pithoragarh DCCB 408.17 82.56 20.23 408.17 82.56 20.23 81 81

9 Tehri DCCB 3583.90 0.00 0.00 2186.00 0.00 0.00 100 100

10 US Nagar DCCB 82.95 23.90 28.81 60.22 23.90 39.69 100 100

11 Uttarakashi DCCB 569.73 162.58 28.54 488.78 142.31 29.12 95 93

Total 6054.43 470.72 7.77 4318.97 391.83 9.07

Total Central Region 10071.36 1675.75 16.64 7059.96 477.50 6.76


172


(Amount ` lakh)





of Total SHGs (%)



SGSY (%)


Amount of NPAs

NPA as %age to

Total loans O/S


Amount of NPAs


WESTERN REGION

Goa

1 Goa SCB 12.86 0.22 1.71 0.00 0.00 0.00 96 0

Total 12.86 0.22 1.71 0.00 0.00 0.00

Gujarat

1 Ahmedabad DCCB 22.30 NA NA 0.00 NA NA 0 0

2 Amreli DCCB 3.20 NA NA 3.20 NA NA 0 0

3 Banaskantha DCCB 82.64 NA NA 0.00 NA NA 0 0

4 Baroda DCCB 0.00 NA NA 0.00 NA NA 0 0

5 Bharuch DCCB 389.36 NA NA 0.00 NA NA 0 0

6 Bhavnagar DCCB 36.43 NA NA 0.00 NA NA 0 0

7 Jamnagar DCCB 0.00 NA NA 0.00 NA NA 0 0

8 Junagad DCCB 0.00 NA NA 0.00 NA NA 0 0

9 Kheda DCCB 1.06 NA NA 0.00 NA NA 0 0

10 Kodinar DCCB 17.30 NA NA 17.30 NA NA 0 0

11 Kutch DCCB 0.04 NA NA 0.00 NA NA 0 0

12 Mehsana DCCB 445.78 NA NA 445.78 NA NA 0 0

13 Panchmahal DCCB 4.78 NA NA 0.70 NA NA 0 0

14 Rajkot DCCB 163.30 NA NA 12.53 NA NA 0 0

15 Sabarkantha DCCB 38.94 NA NA 0.00 NA NA 0 0

16 Surat DCCB 36.80 NA NA 0.00 NA NA 0 0

17 Surendranagar DCCB 6.00 NA NA 0.00 NA NA 0 0

18 Valsad DCCB 52.60 NA NA 0.00 NA NA 0 0


Maharashtra

1 Ahmednagar DCCB 1729.41 9.86 0.57 1044.26 0.07 0.01 74 0

2 Akola DCCB 93.11 53.43 57.38 11.44 1.90 16.61 59 67

3 Amaravati DCCB 160.47 NA NA 0.00 0.00 0.00 0 0

4 Aurangabad DCCB 180.92 28.11 15.54 61.56 22.66 36.81 89 61

5 Beed DCCB 128.88 NA NA 72.96 NA NA 0 0

6 Bhandara DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0 0

7 Buldhana DCCB 34.15 NA NA 3.15 NA NA

8 Chandrapur DCCB 2445.39 0.00 0.00 1207.75 0.00 0.00 0 0

9 Dhule DCCB 250.87 57.88 23.07 187.85 56.01 29.82 75 70

10 Gadchiroli DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0 0

11 Gondia DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0 0

12 Hingoli DCCB 222.90 103.54 46.45 170.39 63.84 37.47 61 65

13 Jalgaon DCCB 1818.79 NA NA 185.96 NA NA 0 0

14 Jalna DCCB 36.23 NA NA 0.00 NA 0.00 0 0

15 Kolhapur DCCB 529.72 NA NA 252.03 NA NA 0 0

16 Latur DCCB 260.17 29.84 11.47 57.82 0.00 0.00 95 98


173


(Amount ` lakh)


Gross NPAs data of SHGs againstBank Loan

NPAs data of SHGs against BankLoan under SGSY Percentage

of recovery to demand of Total SHGs (%)



SGSY (%)


Amount of NPAs

NPA as %age to

Total loans O/S


Amount of NPAs


17 Nagpur DCCB 40.47 NA NA 4.44 NA NA 0 0

18 Nanded DCCB 2.89 NA NA 0.00 0.00 0.00 0 0

19 Nasik DCCB 159.45 NA NA 148.40 NA NA 0 0

20 Osmanabad DCCB 130.14 50.53 38.83 53.30 41.52 77.90 0 0

21 Parbhani DCCB 422.68 247.67 58.60 269.53 131.99 48.97 31 31

22 Pune DCCB 879.52 NA NA 445.67 NA NA 0 0

23 Raigad DCCB 371.73 NA NA 21.69 NA NA 0 0

24 Ratnagiri DCCB 213.12 10.82 5.08 116.97 7.45 6.37 75 35

25 Sangli DCCB 564.64 NA NA 478.68 0.00 0.00 0 0

26 Satara DCCB 198.73 NA NA 78.81 NA NA 0 0

27 Sindudhurg DCCB 422.15 NA NA 78.53 NA NA 0 0

28 Solapur DCCB 830.44 NA NA 811.43 NA NA 0 0

29 Thane DCCB 965.97 0.00 0.00 2.91 0.00 0.00 100 100

30 Wardha DCCB 277.91 NA NA 161.88 NA NA 0 0

31 Yavatmal DCCB 2140.28 NA NA 696.50 NA NA 0 0

Total 15511.13 591.68 3.81 6623.91 325.44 4.91


SOUTHERN REGION

Andhra Pradesh

1 Adilabad DCCB 0.34 0.03 8.82 0.00 2.63 0.00 0 0

2 Anantapur DCCB 918.08 23.59 2.57 0.00 23.59 87 87

3 Chittoor DCCB 418.65 21.82 5.21 0.00 21.82 0.00 91 91

4 East Godavari DCCB 128.00 3.27 2.55 0.00 0.00 0.00 86 0

5 Guntur DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0 0

6 Karimnagar DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0 0

7 Kornool DCCB 10.31 1.00 9.70 0.00 0.00 0.00 90 90

8 Krishna DCCB 100.21 3.69 3.68 0.00 0.00 0.00 88 88

9 Mahabubnagar DCCB 16.68 2.64 15.83 0.00 0.00 0.00 0 0

10 Nalgonda DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0 0

11 Nellore DCCB 3.03 3.03 100.00 0.00 0.00 0.00 0 0

12 Nizamabad DCCB 2965.20 71.14 2.40 0.00 0.00 0.00 90 0

13 Prakasam DCCB 449.38 0.00 0.00 0.00 0.00 0.00 87 0

14 Srikakulam DCCB 3.00 0.00 0.00 0.00 0.00 0.00 0 0

15 Visakhapatnam DCCB 859.61 77.97 9.07 0.00 0.00 0.00 53 0

16 Vizianagaram DCCB 0.51 0.51 100.00 0.00 0.00 0.00 0 0

17 Warangal DCCB 20.27 0.00 0.00 0.00 0.00 0.00 0 0

18 West Godavari DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0 0

Total 5893.27 211.29 3.59 0.00 48.04 0.00


174


(Amount ` lakh)





of Total SHGs (%)


of SHGs under SGSY

(%)


Amount of NPAs

NPA as %age to

Total loans O/S


Amount of NPAs


Karnataka

1 Bagalkot DCCB 468.77 22.15 4.73 376.40 18.56 4.93 92 90

2 Bangalore DCCB 170.44 193.60 113.59 28.64 0.00 0.00 90 100

3 Belgaum DCCB 2404.52 0.00 0.00 0.00 0.00 0.00 100 0

4 Bellary DCCB 554.69 31.80 5.73 0.00 0.00 0.00 97 0

5 Bidar DCCB 3302.05 0.00 0.00 599.19 0.00 0.00 98 99

6 Bijapur DCCB 1092.28 0.00 0.00 0.00 0.00 0.00 98 0

7 Chikmagalur DCCB 2263.96 210.51 9.30 201.60 14.45 7.17 88 72

8 Chitradurga DCCB 1096.78 240.41 21.92 61.86 3.70 5.98 94 80

9 Davanagere DCCB 264.44 32.05 12.12 0.00 0.00 0.00 90 0

10 Dharwad DCCB 577.24 0.00 0.00 0.00 0.00 0.00 99 0

11 Gulburga DCCB 588.09 43.24 7.35 0.00 0.00 0.00 82 0

12 Hassan DCCB 4210.20 0.00 0.00 286.25 0.00 0.00 97 96

13 Kodagu DCCB 1329.30 15.19 1.14 226.52 1.46 0.64 99 97

14 Kolar DCCB 270.78 63.29 23.37 0.00 0.00 0.00 85 0

15 Mandya DCCB 3176.32 0.97 0.03 115.00 0.00 0.00 97 0

16 Mysore DCCB 3067.67 26.25 0.86 444.57 8.96 2.02 99 94

17 Raichur DCCB 621.28 25.67 4.13 0.00 0.00 0.00 94 0

18 Shimoga DCCB 4058.02 8.27 0.20 643.25 1.00 0.16 99 99

19 South Canara DCCB 2819.11 0.00 0.00 206.21 0.00 0.00 100 100

20 Tumkur DCCB 9459.63 57.70 0.61 155.92 0.00 0.00 98 98

21 U. Kanada DCCB 397.69 0.00 0.00 94.32 0.00 0.00 99 72

Total 42193.26 971.10 2.30 3439.73 48.13 1.40

Kerala

1 Alappuzha DCCB 3279.76 97.01 2.96 65.29 0.00 0.00 94 98

2 Ernakulam DCCB 131.19 16.56 12.62 0.00 0.00 0.00 84 0

3 Idukki DCCB 648.00 24.22 3.74 0.00 0.00 0.00 97 0

4 Kannur DCCB 3604.12 147.02 4.08 1998.72 61.25 3.06 96 88

5 Kasaragod DCCB 1664.38 20.56 0.00 247.92 2.31 0.00 98 99

6 Kollam DCCB 4404.00 475.00 10.79 0.00 0.00 0.00 89 0

7 Kottayam DCCB 1800.69 112.59 6.25 73.95 33.66 45.52 92 90

8 Kozhikode DCCB 110.36 13.84 12.54 0.00 0.00 0.00 87 0

9 Malappuram DCCB 38.20 0.00 0.00 0.00 0.00 0.00 100 0

10 Palakkad DCCB 236.11 0.00 0.00 0.00 0.00 0.00 88 0

11 Pathanamthitta DCCB 1632.69 138.32 8.47 0.00 0.00 0.00 84 0

12 Thiruvananthapuram DCCB

132.66 88.36 NA 0.02 0.00 NA 20 0.00

13 Thrissur DCCB 2972.71 0.00 0.00 334.68 0.00 0.00 98 98

14 Wayanad DCCB 2063.61 196.29 9.51 162.72 16.12 0.00 91 90

Total 22718.48 1329.77 5.85 2883.30 113.34 3.93


175


(Amount ` lakh)

Sr. No.

Name of the Bank




of Total SHGs (%)


of SHGs under SGSY

(%)


Amount of NPAs

NPA as %age to

Total loans O/S


Amount of NPAs


Puducherry

1 Puducherry SCB 1385.81 NA NA 101.01 NA NA 0 0


Tamil Nadu

1 Chennai DCCB 744.13 10.21 1.37 0.00 0.00 NA 99 0

2 Coimbatore DCCB 2662.99 129.28 4.85 0.00 0.00 0.00 93 0

3 Cuddalore DCCB 5702.25 1289.15 22.61 3889.29 0.00 NA 55 0

4 Dharmapuri DCCB 2994.49 331.68 11.08 236.40 0.00 NA 88 0

5 Dindigul DCCB 2279.82 287.00 12.59 1182.96 0.00 NA 78 0

6 Erode DCCB 2859.65 101.34 3.54 2700.72 72.69 2.69 97 92

7 Kancheepuram DCCB 3463.96 0.00 0.00 1157.38 0.00 0.00 89 89

8 Kanyakumari DCCB 3872.61 96.77 2.50 591.34 6.10 1.03 97 98

9 Kumbakonam DCCB 2038.45 241.13 11.83 0.00 0.00 0.00 75 0

10 Madurai DCCB 1522.07 255.38 16.78 608.80 102.15 16.78 70 64

11 Nilgiris DCCB 1765.95 45.47 NA 108.48 0.00 NA 89 0

12 Pudukottai DCCB 2091.74 98.00 4.69 522.94 34.95 6.68 90 89

13 Ramnathapuram DCCB 1260.19 309.11 24.53 498.35 110.79 22.23 82 84

14 Salem DCCB 5393.56 62.15 0.00 4800.27 0.00 0.00 95

16 Thanjavur DCCB 1017.58 259.71 25.52 585.11 113.88 19.46 79 67

17 Thoothukudi DCCB 683.55 5.13 0.75 144.20 0.00 0.00 90 90

18 Tiruchirapalli DCCB 6460.13 513.46 7.95 1082.34 235.51 21.76 92

19 Tirunelveli DCCB 1387.45 0.00 0.00 1040.58 0.00 0.00 67 67

20 Tiruvannamalai DCCB 7713.79 43.16 0.56 7713.79 43.16 0.56 97 97

21 Vellore DCCB 4226.74 98.73 2.34 1739.37 78.23 4.50 88 93

22 Villupuram DCCB 4035.49 435.10 10.78 4035.49 435.10 10.78 82 82

23 Virudhunagar DCCB 598.63 24.18 4.04 54.47 2.43 4.46 85 96

Total 65543.02 4794.24 7.31 33079.78 1308.49 3.96Total - Southern Region

137733.84 7306.40 5.30 39503.82 1518.00 3.84

Grand Total - Co-operative Banks 221462.43 18006.00 8.13 69571.06 5208.03 7.49


176

STATEMENT - VIIBank Loans provided to MFIs and their Non-performing Assets (NPAs)

and Recovery Performance - 2012-13

(Amount ` lakh)


Loan disbursed by Banks to MFIs during the year

2012-13

Outstanding Bank Loans against MFIs as on 31

March 2013Gross NPAs of Bank loans to MFIs Percentage

of recovery to demand of bank loan to

MFIsNo. of MFIsAmount

disbursed No. of MFIs Amount Amount No. of MFIs% to total

outstanding loans

A Commercial Banks - Public Sector Banks

1 Allahabad Bank 0 0.00 10 6783.43 105.06 3 1.55 70.0

2 Andhra Bank 11 16835.00 20 52173.97 0.00 0 0.00 100.0

3 Bank of Baroda 0 0.00 0 0.00 0.00 0 0.00 0.0

4 Bank of India 0 0.00 15 6040.07 1204.51 2 19.94 NA

5 Bank of Maharashtra 10 17700.00 10 17359.05 0.00 0 0.00 100.0

6 Canara Bank 14 12755.71 54 35165.64 534.29 6 1.52 94.0

7 Central Bank of India 0 0.00 0 0.00 0.00 0 0.00 0.0

8 Corporation Bank NA 33064.39 NA 67902.95 2178.80 10 3.21 NA

9 Dena Bank 13 39350.00 21 76158.00 377.00 1 0.50 NA

10 IDBI Bank 35 179317.00 46 237456.29 2021.27 5 0.85 99.5

11 Indian Bank 7 765.00 32 4544.00 123.00 5 2.71 98.0

12 Indian Overseas Bank 53 29498.00 211 73242.00 5857.00 8 8.00 NA

13 Oriental Bank of Commerce 6 7850.00 20 22239.00 0.00 0 0.00 100.0

14 Punjab & Sind Bank 0 0.00 5 8865.21 0.00 0 0.00 100.0

15 Punjab National Bank 3 7.10 159 4948.70 0.00 0 0.00 76.0

16 State Bank of Bikaner and Jaipur 0 0.00 0 0.00 0.00 0 0.00 0.0

17 State Bank of Hyderabad 2 114.85 2 111.31 0.00 0 0.00 0.0

18 State Bank of India 53 42416.00 209 101253.00 5158.00 59 5.09 88.0

19 State Bank of Mysore 0 0.00 10 33870.07 0.00 0 0.00 100.0

20 State Bank of Patiala 0 0.00 0 0.00 0.00 0 0.00 0.0

21 State Bank of Travancore 0 0.00 6 4023.46 NA NA NA 98.0

22 Syndicate Bank 21 8428.56 622 14752.14 54.83 32 0.37 100.0

23 UCO Bank 0 0.00 9 206.68 NA NA NA NA

24 United Bank of India 1 28630.10 21 32601.42 0.00 0 0.00 NA

25 Vijaya Bank 10 21000.00 15 37149.64 0.00 0 0.00 99.0

Sub total - Public Sector Banks 239 437731.71 1497 836846.03 17613.76 131 2.10 69.6

B Commercial Banks - Private Sector

1 Axis Bank 16 43300.00 41 64191.57 3652.87 15 5.69 99.0

2 Capital Local Area Bank 0 0.00 0 0.00 0.00 0 0.00 0.0

3 City Union Bank 1 40.00 8 989.84 0.00 0 0.00 96.0


177

STATEMENT - VII (contd.)

(Amount ` lakh)

Sr. No.

Name of the Bank

Loan disbursed by Banks to MFIs during

the year 2012-13

Outstanding Bank Loans against MFIs as on 31

March 2013Gross NPAs of Bank loans to MFIs


of bank loan to MFIsNo. of

MFIsAmount

disbursed No. of MFIs Amount Amount No. of MFIs% to total

outstanding loans

4 Dhanalakshmi Bank 40 2652.44 65 27185.73 6880.98 10 25.31 99.0

5 HDFC Bank 11 21800.00 28 35069.78 9222.23 14 26.30 NA

6 ICICI Bank 8 42500.00 39 58078.80 2407.29 26 4.14 88.6

7 Indusind Bank 6 13500.00 8 12469.02 147.51 1 1.18 99.0

8 ING-Vysya Bank 14 30200.00 19 36889.36 0.00 0 0.00 96.1

9 Jammu & Kashmir Bank NA NA NA NA NA NA NA NA

10 Karnataka Bank 1 11000.00 15 36468.31 14118.59 6 38.71 41.6

11 Kotak Mahindra Bank 5 21200.00 4 13018.00 0.00 0 0.00 100.0

12 South Indian Bank 0 0.00 0 0.00 0.00 0 0.00 0.0

13 Tamilnad Mercentile Bank 0 0.00 0 0.00 0.00 0 0.00 0.0

14 The catholic Syrian Bank Ltd.

3 1286.13 7 1460.04 63.00 na 4.31 70.0

15 Yes Bank 7 76958.70 11 68144.19 313.85 1 0.46 NA

16 BNP Paribas 0 0.00 6 2988.86 1638.86 3 54.83 NA

17 Ratnakar Bank 17 40096.74 17 39865.84 0.00 0 0.00 100.0

Sub total - Private Sector Banks 129 304534.01 268 396819.34 38445.18 76 9.69 68.4

C Commercial Banks - Foreign Banks

1 Citi Bank 0 0.00 4 13106.81 8484.32 3 64.73 30.0

Sub total - Foreign Banks 0 0.00 4 13106.81 8484.32 3 64.73 30.0

Total- All Commercial Banks 368 742265.72 1769 1246772.18 64543.26 210 5.18

D Regional Rural Banks

1 Assam Gramin Vikas Bank 0 0.00 10 1050.63 24.15 2 2.30 80.0

2 Bangiya Gramin Bank 9 363.00 104 5108.23 468.05 6 9.16 NA

3 Odisha Gramya Bank 1 12.00 2 88.45 64.50 1 72.92 28.1

4 Pallavan Gramin Bank 0 0.00 2 92.41 na na na NA

5 Pandya Gramin Bank 3 63.18 11 67.22 0.00 0 0.00 100.0

6 South Malbar Gramin Bank 1 20.00 21 123.35 19.76 11 16.02 89.0

7 Karnataka Vikas Gramin Bank 0 0.00 3 535.30 0.00 0 0.00 100.0

Sub total Regional Rural Banks 14 458.18 153 7065.59 576.46 20 100.40 74.28

E. Cooperative Banks

Assam Cooperative Apex Bank 3 400.00 18 683.37 195.58 12 28.62 53.0

Sub total Cooperative Banks 3 400.00 18 683.37 195.58 12 28.62 53.0

Total (Com. Banks(Public, Pvt., & Foregin)+RRBs+Coops.)

385 743123.90 1940 1254521.14 65315.30 242 5.21

F Financial Instituions

SIDBI 41 40827.00 102 188063.22 23155.63 26 12.31 98.5

G Grand Total of Lending to MFIs 426 783950.90 2042 1442584.36 88470.93 268 6.13

NA : Not available/Not reported


178

STATEMENT - VIII - ANABARD Support for Training and Capacity Building

Sr. No. State

Bankers Trainers NGOs Government officials

SHG Leaders/ Members

Exposure Visits Field Visits of BLBCs to SHGs

During2012-13

Cumulative During2012-13






Cumulative

NORTHERN REGION1 Himachal

Pradesh263 2077 0 0 171 3682 0 4290 1015 19049 83 3994 0 752

2 Rajasthan 56 17927 0 38 25 4445 75 23798 0 9795 0 100 0 2226

3 Punjab/Haryana

304 10831 0 106 201 1685 364 1218 3053 15251 0 72 522 6670

4 Jammu & Kashmir

0 1942 0 0 0 978 60 196 295 6168 0 0 152 497

5 New Delhi 0 265 0 0 173 434 0 0 0 335 21 21 0 70

Sub Total 623 33042 0 144 570 11224 499 29502 4363 50598 104 4187 674 10215


6 Assam 0 3967 37 75 0 3822 0 4288 10675 135265 0 31 0 798

7 Meghalaya 0 673 0 0 20 48 0 68 233 2806 0 57 0 0

8 Mizoram 0 451 0 0 18 220 0 0 0 4790 0 0 0 0

9 Tripura 0 525 0 18 0 340 0 515 127 11598 0 0 0 0

10 Sikkim 23 158 0 0 0 215 0 137 665 2295 23 159 0 0

11 Manipur 0 182 0 0 0 30 0 44 0 4023 0 0 0 0

12 Nagaland 0 141 0 0 0 247 0 14 198 2827 0 80 0 013 Arunachal

Pradesh0 152 0 0 0 153 0 1715 0 1136 0 0 0 0

Sub Total 23 6249 37 93 38 5075 0 6781 11898 164740 23 327 0 798

EASTERN REGION

14 Odisha 164 13343 0 0 0 6355 3763 14577 0 122122 0 163 0 2366

15 Bihar 275 9884 0 0 479 3599 0 160 1871 24051 240 402 0 1192

16 Jharkhand 0 1417 0 90 882 2038 0 177 720 10982 0 72 0 990

17 West Bengal 1674 93168 0 0 0 58271 0 669 4476 720983 0 88 0 108418 UT of A & N

Islands 0 733 17 32 223 238 0 140 0 15633 0 0 0 0

Sub Total 2113 118545 17 122 1584 70501 3763 15723 7067 893771 240 725 0 5632

CENTRAL REGION

19 Madhya Pradesh

1398 13393 0 0 112 356 0 2556 5041 27862 0 71 30 6383

20 Chhattisgarh 0 8426 0 35 0 1338 0 2032 3548 48391 0 203 0 1254

21 Uttar Pradesh 1513 33019 0 690 2055 9479 0 2225 11513 97737 0 455 519 807722 Uttarakhand 350 2698 0 172 251 1316 0 90 668 5781 0 17 518 1705

Sub Total 3261 57536 0 897 2418 12489 0 6903 20770 179771 0 746 1067 17419

WESTERN REGION23 Gujarat 1523 14755 0 1058 0 2038 0 725 0 18258 0 298 0 4018

24 Maharashtra 487 20349 0 429 197 3838 399 964 9235 114578 0 2270 285 12445

25 Goa 0 627 0 0 0 180 0 0 0 2295 0 90 0 128

Sub Total 2010 35731 0 1487 197 6056 399 1689 9235 135131 0 2658 285 16591

SOUTHERN REGION26 Andhra

Pradesh 26 11413 0 0 0 417 0 4506 0 12299 0 438 0 0

27 Karnataka 1582 19163 0 1930 0 1348 1573 3323 3000 162856 0 298 0 5230

28 Kerala 0 6947 0 60 0 1140 0 80 0 66662 0 410 0 291

29 Tamil Nadu 393 22579 0 98 484 4715 0 205 12301 123148 98 125 0 10723

Sub Total 2001 60102 0 2088 484 7620 1573 8114 15301 364965 98 1271 0 16244

Others30 BIRD

Mangalore 398 4253 0 24 0 20 0 0 0 0 0 0 0 0

31 BIRD, Bolpur 1116 6081 0 90 171 944 19 383 0 1547 18 18 0 032 Head Office,

NABARD 0 0 0 0 0 0 0 317 0 0 0 0 0 0

33 BIRD, Lucknow 878 1974 0 0 1016 2017 120 540 0 475 0 0 0 0Sub Total 2392 12308 0 114 1187 2981 139 1240 0 2022 18 18 0 0

Grand total 12423 323513 54 4945 6478 115946 6373 69952 68634 1790998 483 9932 2026 66899


179

for SHG-BLP During 2012-13

Training for Elected Members

of PRIsOthers Trainings

Micro Enterprises Development

Program (MEDP)

Micro Enterprises Promotion

Agency (MEPA)Bankers' Meets NGO Meets SLRCCDI Other Meets Grand Total

During2012-13









Cumulative

0 0 0 91 1017 2493 0 0 0 732 28 149 0 187 200 366 2777 37862

0 50 0 3280 310 7316 0 0 0 667 189 662 0 14 316 532 971 70850

0 2922 0 77 2855 8635 0 0 49 644 30 464 0 70 49 69 7427 48714

0 445 0 1887 20 90 0 0 40 267 0 700 0 73 165 214 732 13457

0 0 0 100 30 610 0 0 0 0 0 100 0 0 570 1068 794 3003

0 3417 0 5435 4232 19144 0 0 89 2310 247 2075 0 344 1300 2249 12701 173886

0 1704 0 3187 1140 7688 0 0 0 380 15 561 0 113 0 493 11867 162372

0 36 0 1308 90 150 0 0 0 177 29 116 0 0 105 337 477 5776

0 0 0 1209 0 442 0 0 0 7 0 34 0 0 0 1400 18 8553

0 21 0 252 164 1709 0 0 0 0 0 0 0 71 0 0 291 15049

0 0 0 76 0 0 0 0 0 122 0 81 0 22 0 73 711 3338

0 0 0 1485 30 30 0 0 0 9 0 99 0 0 0 1385 30 7287

0 57 0 146 25 115 0 0 0 0 0 0 0 0 0 197 223 3824

0 0 0 404 0 640 0 0 0 22 0 45 0 0 0 1385 0 5652

0 1818 0 8067 1449 10774 0 0 0 717 44 936 0 206 105 5270 13617 211851

0 3530 0 3020 7950 25167 0 0 100 992 0 15553 0 82 1120 1120 13097 208390

0 520 0 494 761 4501 0 0 35 794 25 228 0 171 40 502 3726 46498

0 0 0 1395 1023 2403 0 0 65 458 50 690 0 90 0 704 2740 21506

0 262 0 16110 3510 35127 0 534 0 6743 0 521 0 50 0 1403 9660 935013

0 457 0 90 737 750 0 0 0 20 0 0 0 27 0 1668 977 19788

0 4769 0 21109 13981 67948 0 534 200 9007 75 16992 0 420 1160 5397 30200 1231195

0 314 0 3412 330 699 0 0 200 563 0 152 0 43 15 80 7126 55884

0 60 0 28404 30 9190 0 0 0 147 0 148 0 78 35 587 3613 100293

0 249 15891 47715 5042 16187 0 0 0 1666 0 1391 0 20 0 532 36533 219442

0 27 45 242 447 2028 0 0 0 173 0 235 0 0 0 90 2279 14574

0 650 15936 79773 5849 28104 0 0 200 2549 0 1926 0 141 50 1289 49551 390193

0 2231 0 3805 3760 8811 0 0 0 575 375 1294 0 85 0 0 5658 57951

0 3125 38 13927 8795 20614 0 1000 322 1987 120 1005 0 130 242 242 20120 196903

0 26 0 145 30 367 0 0 0 0 0 0 0 0 0 0 30 3858

0 5382 38 17877 12585 29792 0 1000 322 2562 495 2299 0 215 242 242 25808 258712

0 0 0 55038 4563 26604 0 0 0 2813 0 0 0 597 0 152 4589 114277

0 365 0 18281 1470 16147 0 0 0 1058 0 1448 0 220 50 199 7675 231866

0 34 0 161 3000 11903 0 0 0 0 0 366 0 45 0 505 3000 88604

0 319 0 91578 5746 30429 0 0 0 2348 0 3695 0 0 600 4206 19622 294168

0 718 0 165058 14779 85083 0 0 0 6219 0 5509 0 862 650 5062 34886 728915

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 398 4297

0 0 0 866 0 0 0 0 0 0 0 0 0 0 0 0 1324 9929

0 0 0 1271 0 0 0 0 0 0 0 0 0 0 0 0 0 1588

0 0 0 2697 0 0 0 0 0 0 0 0 0 0 0 0 2014 7703

0 0 0 4834 0 0 0 0 0 0 0 0 0 0 0 0 3736 23517

0 16754 15974 302153 52875 240845 0 1534 811 23364 861 29737 0 2188 3507 19509 170499 3018269


180

STATEMENT - VIII - BNABARD support for Training and Capacity Building - Joint Liablity Groups - 2012-13

Sr.No.

StateNo. of participants trained during 2012-13

Commercial Banks/RRBs

Cooperative Banks (DCCBs/PACS)

NGOs/KVKs/ FCs/BCs & Other Agencies

JLG Exposure Visits

GrandTotal

NORTHERN REGION

1 Himachal Pradesh 294 0 13 0 307

2 Rajasthan 15 0 52 0 67

3 Punjab / Haryana 157 0 0 0 157

4 Jammu & Kashmir 0 0 52 0 52

5 New Delhi 0 0 0 0 0

Sub Total 466 0 117 0 583


6 Assam 56 0 0 0 56

7 Meghalaya 0 0 70 0 70

8 Mizoram 0 0 0 0 0

9 Tripura 0 0 0 0 0

10 Sikkim 0 0 0 0 0

11 Manipur 25 0 0 0 25

12 Nagaland 0 0 150 0 150

13 Arunachal Pradesh 0 0 0 0 0

Sub Total 81 0 220 0 301

EASTERN REGION

14 Odisha 330 295 0 0 625

15 Bihar 520 152 4283 0 4955

16 Jharkhand 0 0 0 0 0

17 West Bengal 150 0 0 0 150

18 UT of A & N Islands 0 0 0 18 18

Sub Total 1000 447 4283 18 5748

CENTRAL REGION

19 Madhya Pradesh 0 0 0 0 0

20 Chhattisgarh 60 0 35 0 95

21 Uttar Pradesh 458 0 0 0 458

22 Uttarakhand 389 746 1349 0 2484

Sub Total 907 746 1384 0 3037

WESTERN REGION

23 Gujarat 40 70 94 0 204

24 Maharashtra 30 0 288 0 318

25 Goa 14 0 485 0 499

Sub Total 84 70 867 0 1021

SOUTHERN REGION

26 Andhra Pradesh 45 0 0 0 45

27 Karnataka 1022 0 0 0 1022

28 Kerala 120 580 1110 0 1810

29 Tamil Nadu 187 160 673 0 1020

Sub Total 1374 740 1783 0 3897

OTHERS

30 BIRD Mangalore 0 16 0 371 387

31 BIRD, Bolpur 0 0 0 0 0

32 Head Office , NABARD 0 0 0 0 0

33 BIRD, Lucknow 0 0 0 0 0

Sub Total 0 16 0 371 387

Grand total 3912 2019 8654 389 14974


181

STATEMENT - IX -A Statewise Grant support sanctioned and released to Non Government

Organisations (NGOs) as SHPIs as on 31 March 2013

(Amount ` lakh)

Sr. No. Name of State

No.of Beneficiary

NGOs

No.of Proposals

Grant sanctioned

(` lakh)

Grant released (` lakh)

No.of SHGs to be promoted/

credit linked

No.of SHGs promoted

No.of SHGs savings linked

No.of SHGs credit linked

NORTHERN REGION

1 Haryana 97 108 297.85 75.11 8755 5036 4562 1992

2 Himachal Pradesh 115 119 315.77 180.53 12392 10944 10328 8201

3 Jammu & Kashmir 36 42 90.30 20.66 2712 1873 1544 1245

4 New Delhi 11 13 50.50 24.50 1475 982 915 739

5 Punjab 67 81 216.63 46.79 6420 2535 2328 1236

6 Rajasthan 287 331 1369.83 262.37 32528 13776 12768 8469

Sub total 613 694 2340.88 609.96 64282 35146 32445 21882


7 Arunachal Pradesh 25 26 246.42 23.74 3818 1259 149 10

8 Assam 109 119 416.06 269.00 16369 13749 13536 10641

9 Manipur 4 4 7.30 1.71 214 222 97 97

10 Meghalaya 14 14 88.70 17.59 1695 566 457 148

11 Mizoram 17 17 56.17 7.78 1440 288 142 50

12 Nagaland 11 15 157.50 38.56 3150 2283 1784 733

13 Sikkim 7 7 18.00 4.05 360 198 181 20

14 Tripura 11 11 30.58 9.90 1100 890 890 185

Sub total 198 213 1020.74 372.32 28146 19455 17236 11884

EASTERN REGION

15 Andaman & Nicobar 15 16 135.88 27.56 3050 1153 1095 585

16 Bihar 370 370 1586.90 316.29 33630 12850 9644 4380

17 Jharkhand 231 232 734.34 84.01 21905 6847 5705 2709

18 Odisha 212 266 419.66 198.06 18297 12103 11772 8577

19 West Bengal 175 201 818.74 273.29 31075 16706 16706 10706

Sub total 1003 1085 3695.52 899.21 107957 49659 44922 26957

CENTRAL REGION

20 Chhattisgarh 115 117 387.41 126.97 14376 12985 11946 7342

21 Madhya Pradesh 106 170 1375.26 335.06 35613 19795 17156 8820

22 Uttar Pradesh 574 724 6564.37 2224.00 124141 112933 72203 30885

23 Uttarakhand 239 284 656.15 164.68 16050 8760 8234 2784

Sub total 1034 1295 8983.19 2850.71 190180 154473 109539 49831

WESTERN REGION

24 Goa 4 4 8.25 5.34 250 241 241 168

25 Gujarat 253 270 540.58 201.75 21966 14693 12923 5633

26 Maharashtra 356 476 2772.22 1425.29 78572 59510 59236 43129

Sub total 613 750 3321.05 1632.38 100788 74444 72400 48930

SOUTHERN REGION

27 Andhra Pradesh 2 2 8.96 1.15 600 15 13 11

28 Karnataka 43 43 207.90 42.04 5055 3914 3685 1673

29 Kerala 48 48 110.99 74.53 8756 5849 5849 4572

30 Tamil Nadu 97 104 242.96 165.39 20935 19848 19794 18557

Sub total 190 197 570.81 283.107 35346 29626 29341 24813

Grand total 3651 4234 19932.18 6647.68 526699 362803 305883 184297


182

STATEMENT - IX -B Grant support sanctioned and released to Regional

Rural Banks (RRBs) as SHPIs as on 31 March 2013

(Amount ` lakh)

Sr. No.

Name of StateNo.of

Beneficiary RRBs

No.of Proposals

Grant sanctioned

(` lakh)


No. of SHGs to be promoted/ credit linked

No. of SHGs promoted

No. of SHGs credit linked

NORTHERN REGION

1 Haryana 3 3 20.87 11.34 1560 1778 1201

2 Himachal Pradesh 2 2 4.25 2.61 500 1259 749

3 Jammu & Kashmir 2 2 25.00 0.00 1000 0 0

4 New Delhi 0 0 0.00 0.00 0 0 0

5 Punjab 5 6 42.78 8.48 2050 2318 1511

6 Rajasthan 4 4 47.56 11.47 2620 741 495

Sub total 16 17 140.46 33.90 7730 6096 3956


7 Arunachal Pradesh 0 0 0.00 0.00 0 0 0

8 Assam 1 3 10.95 10.95 1300 4435 1554

9 Manipur 1 1 2.35 0.38 200 577 384

10 Meghalaya 0 0 0.00 0.00 0 0 0

11 Mizoram 2 2 12.50 5.89 700 437 409

12 Nagaland 0 0 0.00 0.00 0 0 0

13 Sikkim 0 0 0.00 0.00 0 0 0

14 Tripura 1 1 1.75 0.98 200 200 200

Sub total 5 7 27.55 18.20 2400 5649 2547

EASTERN REGION

15 Andaman & Nicobar 0 0 0.00 0.00 0 0 0

16 Bihar 1 1 5.40 0.00 300 0 0

17 Jharkhand 0 0 0.00 0.00 0 0 0

18 Odisha 10 14 54.09 24.93 6450 12348 8206

19 West Bengal 6 8 27.96 18.12 4230 4583 3072

Sub total 17 23 87.45 43.05 10980 16931 11278

CENTRAL REGION

20 Chhattisgarh 2 2 47.00 0.00 1500 0 0

21 Madhya Pradesh 7 7 89.07 3.32 4000 1770 846

22 Uttar Pradesh 10 19 248.12 27.10 11720 4929 3544

23 Uttarakhand 2 2 5.33 0.00 660 690 439

Sub total 21 30 389.52 30.42 17880 7389 4829

WESTERN REGION

24 Goa 0 0 0.00 0.00 0 0 0

25 Gujarat 9 9 38.93 7.81 3625 1768 584

26 Maharashtra 1 1 6.60 5.84 500 492 393

Sub total 10 10 45.53 13.65 4125 2260 977

SOUTHERN REGION

27 Andhra Pradesh 5 5 11.35 7.43 1550 2395 2196

28 Karnataka 10 10 34.29 30.46 3535 4124 3784

29 Kerala 0 0 0.00 0.00 0 0 0

30 Tamil Nadu 3 3 8.85 8.33 1050 1008 943

Sub total 18 18 54.49 46.22 6135 7527 6923

Grand total 87 105 744.99 185.43 49250 45852 30510


183

STATEMENT - IX - C Grant support sanctioned and released to

Cooperative Banks (COOPs) as SHPIs as on 31 March 2013(Amount ` lakh)


No.of Beneficiary

CCBs

No.of Proposals

Grant sanctioned

(`lakh)


No.of SHGs to be promoted/ credit linked

No.of SHGs promoted


NORTHERN REGION

1 Haryana 7 7 79.50 2.42 3200 224 78


3 Jammu & Kashmir 0 0 0.00 0.00 0 0 0

4 New Delhi 0 0 0.00 0.00 0 0 0

5 Punjab 7 7 53.25 0.00 2050 0 0

6 Rajasthan 23 23 169.66 46.99 10795 4200 2538

Sub total 38 38 309.91 56.91 16564 4943 3135



8 Assam 0 0 0.00 0.00 0 0 0

9 Manipur 0 0 0.00 0.00 0 0 0

10 Meghalaya 1 1 4.50 3.44 300 385 229

11 Mizoram 0 0 0.00 0.00 0 0 0

12 Nagaland 1 1 25.00 3.75 1000 1000 443

13 Sikkim 1 1 3.00 0.50 200 52 52

14 Tripura 0 0 0.00 0.00 0 0 0

Sub total 3 3 32.50 7.69 1500 1437 724

EASTERN REGION

15 Andaman & Nicobar 1 1 3.50 0.00 100 0 0

16 Bihar 0 0 0.00 0.00 0 0 0

17 Jharkhand 0 0 0.00 0.00 0 0 0

18 Odisha 5 5 27.42 9.54 2860 2485 1356

19 West Bengal 14 19 144.80 66.75 18300 11945 9362

Sub total 20 25 175.72 76.29 21260 14430 10718

CENTRAL REGION

20 Chhattisgarh 0 0 0.00 0.00 0 0 0

21 Madhya Pradesh 1 1 7.00 5.45 1000 850 850

22 Uttar Pradesh 7 7 34.00 11.68 2800 2133 923

23 Uttarakhand 9 9 28.00 2.47 2900 1374 486

Sub total 17 17 69.00 19.60 6700 4357 2259

WESTERN REGION

24 Goa 0 0 0.00 0.00 0 0 0

25 Gujarat 5 5 18.50 7.11 2000 939 410

26 Maharashtra 14 16 203.10 56.47 9160 5048 1701

Sub total 19 21 221.60 63.58 11160 5987 2111

SOUTHERN REGION

27 Andhra Pradesh 0 0 0.00 0.00 0 0 0

28 Karnataka 24 24 225.50 119.35 15150 18812 11607

29 Kerala 3 3 12.00 10.09 1300 1300 1300

30 Tamil Nadu 0 0 0.00 0.00 0 0 0

Sub total 27 27 237.50 129.44 16450 20112 12907

Grand total 124 131 1046.23 353.50 73634 51266 31854


184

STATEMENT - IX -D Grant support sanctioned and released to Individual Rural Volunteers (IRVs) as SHPIs as on 31 March 2013

(Amount ` lakh)

Sr. No.

Name of StateNo.of

Beneficiary IRVs

No.of Proposals

Grant sanctioned

(` lakh)



credit linked

No.of SHGs promoted


NORTHERN REGION

1 Haryana 0 0 0.00 0.00 0 0 0


3 Jammu & Kashmir 3 3 6.12 0.00 340 0 0

4 New Delhi 0 0 0.00 0.00 0 0 0

5 Punjab 0 0 0.00 0.00 0 0 0

6 Rajasthan 0 0 0.00 0.00 0 0 0

Sub total 5 5 64.32 12.92 4240 2314 326



8 Assam 3 4 135.18 27.04 7510 3210 1647

9 Manipur 0 0 0.00 0.00 0 0 0

10 Meghalaya 0 0 0.00 0.00 0 0 0

11 Mizoram 0 0 0.00 0.00 0 0 0

12 Nagaland 0 0 0.00 0.00 0 0 0

13 Sikkim 0 0 0.00 0.00 0 0 0

14 Tripura 0 0 0.00 0.00 0 0 0

Sub total 3 4 135.18 27.04 7510 3210 1647

EASTERNA REGION

15 Andaman & Nicobar 0 0 0.00 0.00 0 0 0

16 Bihar 0 0 0.00 0.00 0 0 0

17 Jharkhand 0 0 0.00 0.00 0 0 0

18 Odisha 4 4 34.30 8.13 2175 1139 739

19 West Bengal 4 4 16.53 7.53 1175 909 635

Sub total 8 8 50.83 15.66 3350 2048 1374

CENTRAL REGION

20 Chhattisgarh 0 0 0.00 0.00 0 0 0

21 Madhya Pradesh 2 2 7.64 0.12 483 35 10

22 Uttar Pradesh 850 14 151.75 7.33 8500 1922 1293

23 Uttarakhand 0 0 0.00 0.00 0 0 0

Sub total 852 16 159.39 7.45 8983 1957 1303

WESTERNA REGION

24 Goa 0 0 0.00 0.00 0 0 0

25 Gujarat 0 0 0.00 0.00 0 0 0

26 Maharashtra 3 3 50.40 13.97 2800 1699 656

Sub total 3 3 50.40 13.97 2800 1699 656

SOUTHERN REGION

27 Andhra Pradesh 0 0 0.00 0.00 0 0 0

28 Karnataka 0 0 0.00 0.00 0 0 0

29 Kerala 0 0 0.00 0.00 0 0 0

30 Tamil Nadu 0 0 0.00 0.00 0 0 0

Sub total 0 0 0.00 0.00 0 0 0

Grand total 871 36 460.12 77.04 26883 11228 5306


185

STATEMENT IX-E Grant support sanctioned and released to Farmers Clubs (FCs)

as SHPIs as on 31 March 2013(Amount ` lakh)


No.of Beneficiary VVV Clubs

No.of Proposals

SHGs to be promoted/

credit linked

Grant sanctioned

(` lakh)


No.of SHGs promoted

No.of SHGs savings linked


Northern Region

1 Haryana 0 0 0 0.00 0.00 0 0 0

2 Himachal Pradesh 16 19 440 4.68 3.47 365 365 350

3 Jammu & Kashmir 0 0 0 0.00 0.00 0 0 0

4 New Delhi 0 0 0 0.00 0.00 0 0 0

5 Punjab 0 0 0 0.00 0.00 0 0 0

6 Rajasthan 0 0 0 0.00 0.00 0 0 0

Sub total 16 19 440 4.68 3.47 365 365 350


7 Arunachal Pradesh 0 0 0 0.00 0.00 0 0 0

8 Assam 56 57 794 7.94 2.03 323 323 231

9 Manipur 0 0 0 0.00 0.00 0 0 0

10 Meghalaya 0 0 0 0.00 0.00 0 0 0

11 Mizoram 0 0 0 0.00 0.00 0 0 0

12 Nagaland 0 0 0 0.00 0.00 0 0 0

13 Sikkim 0 0 0 0.00 0.00 0 0 0

14 Tripura 0 0 0 0.00 0.00 0 0 0

Sub total 56 57 794 7.94 2.03 323 323 231

Eastern Region

15 Andaman & Nicobar 0 0 0 0.00 0.00 0 0 0

16 Bihar 0 0 0 0.00 0.00 0 0 0

17 Jharkhand 0 0 0 0.00 0.00 0 0 0

18 Odisha 0 0 0 0.00 0.00 0 0 0

19 West Bengal 87 87 1260 16.38 3.85 6560 0 3674

Sub total 87 87 1260 16.38 3.85 6560 0 3674

CENTRAL REGION

20 Chhattisgarh 0 0 0 0.00 0.00 0 0 0

21 Madhya Pradesh 0 0 0 0.00 0.00 0 0 0

22 Uttar Pradesh 102 226 0 11.30 10.83 2535 0 1680

23 Uttarakhand 1 1 10 0.13 0.01 7 7 0

Sub total 103 227 10 11.43 10.84 2542 7 1680

WESTERN REGION

24 Goa 2 2 20 0.10 0.10 22 22 9

25 Gujarat 0 0 0 0.00 0.00 0 0 0

26 Maharashtra 0 0 0 0.00 0.00 0 0 0

Sub Total 2 2 20 0.10 0.10 22 22 9

SOUTHERN REGION

27 Andhra Pradesh 0 0 0 0.00 0.00 0 0 0

28 Karnataka 0 0 0 0.00 0.00 0 0 0

29 Kerala 0 0 0 0.00 0.00 0 0 0

30 Tamil Nadu 2 2 20 0.10 0.10 20 20 20

Sub Total 2 2 20 0.10 0.10 20 20 20

Grand Total 266 394 2544 40.63 20.40 9832 737 5964


186

STATEMENT – IX - F State-wise grant support sanctioned and released to SHG Federations as

SHPIs - as on 31 March 2013 (Amount ` lakh)


No.of SHG Federations

No.of Proposals

Grant sanctioned

(` lakh)


No. of SHGs to be promoted/

credit linked

No. of SHGs promoted

No. of SHGs credit

linked

NORTHERN REGION

1 Rajasthan 1 1 4.00 0.00 50 0 0

Northern Region Total 1 1 4.00 0.00 50 0 0

NORTH EASTERN REGION 0 0 0.00 0.00 0 0 0

EASTERN REGION 0 0 0.00 0.00 0 0 0

CENTRAL REGION

1 Uttar Pradesh 1 1 3.00 0.65 100 46 0

2 Uttarakhand 1 1 8.00 1.20 100 0 0

Central Region Total 2 2 11.00 1.85 200 46 0

WESTERN REGION 0 0 0.00 0.00 0 0 0

SOUTHERN REGION

1 Karnataka 1 1 13.61 0.00 0 0 0

Southern Region Total 1 1 13.61 0.00 0 0 0

Grand total 4 4 28.61 1.85 250 46 0

Statement IX-G State-wise grant support sanctioned and released to PACS

as SHPIs - as on 31 March 2013 (Amount ` lakh)

Sr. No.

Name of StateNo.of

Beneficiary PACS

No.of Proposals

Grant sanctioned

(` lakh)

Grant released(` lakh)


credit linked

No.of SHGs promoted


NORTHERN REGION

1 Rajasthan 12 12 255.65 0.00 5113 0 0

Northern Region Total 12 12 255.65 0.00 5113 0 0

NORTH-EASTERN REGION 0 0 0.00 0.00 0 0 0

EASTERN REGION

1 Bihar 1 1 5.00 0.50 100 10 0

2 West Bengal 22 22 46.05 3.78 1565 0 0

Eastern Region Total 23 23 51.05 4.28 1665 10 0

CENTRAL REGION 0 0 0.00 0.00 0 0 0

WESTERN REGION

1 Maharashtra 17 17 87.00 0.00 1680 0 0

Western Region Total 17 17 87.00 0.00 1680 0 0

SOUTHERN REGION

1 Karnataka 1 1 3.75 0.00 75 75 72

Southern Region Total 1 1 3.75 0.00 75 75 72

Grand total 53 53 397.45 4.28 8533 85 72


187

STATEMENT IX - H

Statewise Grant Support sanctioned to Joint Liability Group Promoting Institutions (JLPIs) as on 31 March 2013

(Amount ` lakh)

Sr. No. Name of StateGrant sanctioned

(` lakh)Grant released

(` lakh)No. of JLGs to be

Promoted/ Credit LinkedNo.of JLGs Credit Linked

(Cumulative)

NORTHERN REGION

1 Haryana 21.73 15.63 1868 3284

2 Punjab 51.50 10.49 2575 727

3 New Delhi 2.50 0.33 125 48

4 Himachal Pradesh 49.60 10.12 2480 891

5 Jammu & Kashmir 0.00 0.00 0 0

6 Rajasthan 194.30 33.97 9715 2784

Sub Total 319.63 70.54 16763 7734

NORTH-EASTERN REGION

7 Tripura 2.40 0.00 120 29

8 Assam 88.26 3.35 4413 2885

9 Meghalaya 0.95 0.95 95 95

10 Mizoram 4.00 0.51 200 51

11 Nagaland 0.00 0.00 459 40

12 Manipur 1.40 0.00 70 70

13 Arunachal Pradesh 0.00 0.00 0 0

14 Sikkim 5.00 0.82 250 112

Sub Total 102.01 5.63 5607 3282

EASTERN REGION

15 Bihar 820.50 68.17 41025 3108

16 Jharkhand 67.00 3.25 3350 397

17 Orissa 659.60 244.89 32980 37269

18 West Bengal 636.20 17.76 43660 1776

19 Andaman & Nicobar 10.00 1.35 500 135

Sub Total 2193.30 335.42 121515 42685

CENTRAL REGION

20 Madhya Pradesh 60.00 3.27 3000 126

21 Chhattisgarh 75.50 12.28 3775 1298

22 Uttar Pradesh 257.22 68.77 12861 6875

23 Uttarakhand 79.42 12.71 3971 3778

Sub Total 472.14 97.03 23607 12077

WESTERN REGION

24 Goa 9.60 0.00 480 8

25 Gujarat 165.58 38.52 8279 3173

26 Maharashtra 312.64 3.77 15632 348

Sub Total 487.82 42.29 24391 3529

SOUTHERN REGION

27 Karnataka 992.00 78.46 43175 6425

28 Andhra Pradesh 198.23 80.09 13606 7766

29 Tamil Nadu 350.24 205.27 17512 12203

30 Kerala 708.98 115.99 35449 9865

Sub Total 2249.45 479.81 109742 36259

GRAND TOTAL 5824.35 1030.72 301625 105566


188

STATEMENT XData on Financing Joint Liability Groups

(Amount ` lakh)

Sr. No.

Name of the Regional Office

No. of JLGs promoted as on

31.03.2012

Loans Disbursed as on

31.03.2012

No. of JLGs promoted

during 2012-13

Loans Disbursed

during 2012-13

Cumulative No. of JLGs

promoted as on 31.03.2013

Cumulative loans

disbursed as on 31.03.2013

NORTHERN REGION

1 Punjab 879 697.70 932 883.21 1811 1580.91

2 Haryana 2698 4934.25 584 757.75 3282 5692.00

3 New Delhi 26 32.67 29 55.50 55 88.17

4 Himachal Pradesh 825 1406.19 301 362.30 1126 1768.49

5 Jammu & Kashmir 0 0.00 0 0.00 0 0.00

6 Rajasthan 3185 3907.38 5963 5619.00 9148 9526.38

Sub Total 7613 10978.19 7809 7677.76 15422 18655.95


1 Tripura 11 4.75 0 0.00 11 4.75

2 Assam 16253 5609.84 13999 13587.74 30252 19197.58

3 Meghalaya 64 63.70 187 307.53 251 371.23

4 Mizoram 77 48.24 116 178.59 193 226.83

5 Nagaland 0 0.00 518 56.25 518 56.25

6 Manipur 0 0.00 120 98.31 120 98.31

7 Arunachal Pradesh 4 2.30 nil nil 4 2.30

8 Sikkim 65 122.25 47 25.10 112 147.35

Sub Total 16474 5851.08 14987 14253.52 31461 20104.60

EASTERN REGION

1 Bihar 20939 12171.22 12759 11737.00 33698 23908.22

2 Jharkhand 175 61.32 222 249.04 397 310.36

3 Odisha 53262 23161.52 10141 6933.00 63403 30094.52

4 West Bengal 48724 13339.21 35328 14197.61 84052 27536.82

5 Andaman & Nicobar 32 40.40 198 358.45 230 398.85

Sub Total 123132 48773.67 58648 33475.10 181780 82248.77

CENTRAL REGION

1 Madhya Pradesh 7286 2317.57 8466 2478.17 15752 4795.74

2 Chhattisgarh 1860 1396.35 1782 1507.22 3642 2903.57

3 Uttar Pradesh 20313 10458.38 30675 15445.10 50988 25903.48

4 Uttaranchal 1777 2423.09 2001 3378.52 3778 5801.61

Sub Total 31236 16595.39 42924 22809.01 74160 39404.40

WESTERN REGION

1 Goa 259 303.15 458 513.00 717 816.15

2 Gujarat 2469 2013.00 3998 5214.00 6467 7227.00

3 Maharashtra 3405 3460.78 11456 12660.82 14861 16121.60

Sub Total 6133 5776.93 15912 18387.82 22045 24164.75

SOUTHERN REGION

1 Karnataka** 35931 29501.55 7474 13660.94 43405 43162.49

2 Andhra Pradesh 35773 52219.00 9862 9668.10 45635 61887.10

3 Tamil Nadu * 69250 104511.87 23880 44152.28 93130 148664.15

4 Kerala 7165 10360.82 15043 19679.81 22208 30040.63

Sub Total 148119 196593.24 56259 87161.13 204378 283754.37

GRAND TOTAL 332707 284568.50 196539 183764.34 529246 468332.84

*cumulative no. of JLGs in the state of Tamil Nadu includes repeat finance of 23000 groups by co-operatives** This includes the promotion & credit linkage of Pragathi Bandu Groups (PBGs) by SKDRDP


189

Statement - XI -A Agencies having outstanding Revolving Fund Assistance (RFA)

as on 31 March 2013(Amount ` lakh)

Sr. No. Name of the Agency Legal Form Sanctioned Disbursed Outstanding

(1) (2) (3) (4) (5) (6)

1 ABTM Weaving Co-op Society ltd Society 3.600 3.600 3.600

2 Adhikar Society 50.000 50.000 50.000

3 Arman Financial Services Ltd. Sec 25 Co. 100.000 100.000 40.000

4 Astha Mahila Block Society 25.000 25.000 25.00

5 Balaji Seva Sansthan Society 7.000 7.000 5.250

6 Bandhan Financial Services Ltd NBFC 100.000 100.000 80.000

7 Bhartiya MicroCredit Sec 25 Co. 50.000 50.000 45.000

8 Bihar Development Trust Trust 33.000 33.000 24.750

9 BOSCO Reach Out, Guwahati Society 45.000 45.000 27.000

10 Cashpor Micro Credit, Varanasi Sec 25 Co. 300.000 300.000 180.000

11 Eleutheros Christian Society Society 14.000 14.000 14.000

12 Friends of Women’s World Banking (FWWB), Ahmedabad II Society 1740.000 1740.000 460.300

13 Gandhi Smaraka Gram Seva Kendra Society 50.000 50.000 40.000

14 Gobindakant Sunderban Sarvik Jankalyan Society Society 5.000 5.000 3.000

15 Gram Utthan Society 100.000 100.000 80.000

16 Gramin Mahila Swayamsidh Sangh Society 50.000 50.000 33.200

17 Initiatives Development Foundation, Bengalura/DF Financial Services Pvt.Ltd. NBFC 250.000 250.000 166.000

18 Joygopalpur Youth Development Center Society 10.000 10.000 6.000

19 Kalana Chember of commerce Society 10.000 10.000 6.000

20 Mahila Chetana Munch Society 50.000 50.000 41.660

21 Mimoza Enterprises Finance Pvt. Ltd. (MEFPL), Dehradun NBFC 250.000 250.000 166.000

22 Network Enterpreneurship & Economic Development (NEED) Society 100.000 100.000 60.000

23 Parama Mahila Samitee Society 25.000 25.000 15.000

24 Payakaraopeta Women's MACS Coop Soc 500.000 500.000 350.000

25 Post Office Society 101.000 101.000 23.259

26 Pudhuaaru Financial Services Pvt. Ltd. NBFC 100.000 1000.000 33.331

27 Rashtriya Gramin Vikas Nidhi (RGVN), Guwahati Society 100.000 100.000 0.000

28 Rashtriya Seva Samithi (RASS), Tirupati Society 500.000 500.000 333.333

29 Rongmei Baptist Association, Jalukie Society 10.000 10.000 1.660

30 Roopan Trust Trust 10.000 10.000 5.000

31 Sanchetana Financial Services Pvt. Ltd. NBFC 50.000 50.000 50.000

32 Sanghamithra Rural Financial Services (SRFS), Bengaluru Sec 25 Co. 500.000 500.000 320.000

33 Shakti Mahila Block Society 25.000 25.000 25.000

34 Shree Ramakrishna Seva Nilayam Society 50.000 50.000 30.000

35 Shri Kshethra Dharmasthala Rural Development Project (SKDRDP), Dharmasthala

Trust 200.000 200.000 90.000

36 Swayamshree Micro Credit Services (SMCS) Sec 25 Co. 100.000 100.000 80.000

37 Ushamath Mahila Self Reliant Society 50.000 50.000 37.500

38 Utkarsh Micro Finance Pvt. Ltd Sec 25 Co. 25.000 25.000 25.000

39 Vikas Mahila Block Society 25.000 25.000 25.000

40 Women’s Vountary Organisation Society 15.000 15.000 10.500

TOTAL = A 6078.600 6078.600 3300.343


190

Statement - XI - B Agencies having outstanding Capital support as on

31 March 2013(Amount ` lakh)

Sr. No. Name of the Agency Legal Form Sanctioned Disbursed Outstanding

(1) (2) (3) (4) (5) (6)

1 Adhikar Society 100.000 100.000 60.000

2 Ajiwika Society Society 50.000 50.000 50.000

3An Institution for Promotion of Secure Sustainable Livelihood (ASOMI), Guwahati Society 100.000 100.000 40.000

4 Balaji Seva Sanstha Society 3.000 3.000 2.250

5 Bandhan Financial Services Pvt Ltd NBFC 100.000 100.000 60.000

6 Bharat Integrated Social Welfare Agency (BISWA) Society 100.000 100.000 100.000

7 Bhartiya MicroCredit Sec 25 Co. 25.000 25.000 20.000

8 Cashpor Micro Credit,Varanasi Sec 25 Co. 100.000 100.000 40.000

9 Community Development Centre (CDC), Genguvarpatti Trust 100.000 100.000 60.000

10 Disha India Micro Credit Sec 25 Co. 25.000 25.000 20.000

11 Finance for Inclusive Growth PVT Ltd (FWWB) Ahmedabad Society 100.000 100.000 20.000

12 Gram Utthan Society 100.000 100.000 60.000

13 Gramin Mahila Swayamsidh Sangh Society 25.000 25.000 16.500

14 Guidance Society for Labour and Orphan Womens (GLOW) Vellur Society 40.000 40.000 25.650

15 Humana People to People India Sec 25 Co. 11.672 11.672 7.782

16 ISHARA Foundation Sec 25 Co. 100.000 100.000 55.000

17 Jaago Samajik Arthik and Harit Vikas Sangathan Sec 25 Co. 25.000 25.000 22.500

18 Liberal Association for Movement of People (LAMP) Society 50.000 50.000 33.500

19 Light Micro Finance NBFC 10.000 10.000 8.000

20 Mahashakti Foundation Trust 50.000 50.000 40.000

21 Margdarshk Development Services (MARGDARSHAK) Sec 25 Co. 25.000 25.000 15.000

22 Mimoza Enterprises Finance Pvt. Ltd. (MEFPL), Dehradun NBFC 250.000 250.000 166.000

23 Nanayasurabhi Dev Financial Services (NDFS), Trichy Sec 25 Co. 50.000 50.000 20.000

24 Network Entrepreneurship & Economic Development (NEED) Society 50.000 50.000 20.000

25 Parama Mahila Samitee Society 25.000 25.000 15.000

26 Payakaraopeta Women's MACS (PWMACS) Society 50.000 50.000 30.000

27 People's Forum Society 50.000 50.000 30.000

28 Pustikar Laghu Vyaparik Avam BSSS Ltd. Society 100.000 100.000 60.000

29 Rashtriya Gramin Vikas Nidhi (RGVN), Guwahati Society 100.000 100.000 40.000

30 Rashtriya Seva Samithi (RASS), Tirupati Society 100.000 100.000 40.000

31 Sahara Utsarga Welfare Society Society 100.000 100.000 66.665

32 Sanchetna Financial Services Pvt. Ltd NBFC 25.000 25.000 15.000

33 Sanghamithra Rural Financial Services (SRFS), Bengaluru Sec 25 Co. 100.000 100.000 20.000

34 Sarala Women Welfare Society Sec 25 Co. 75.000 75.000 60.000

35 Shri Kshethra Dharmasthala Rural Development Project (SKDRDP), Dharmasthala

Trust 100.000 100.000 20.000

36 Sreema Mahila Samiti Society 100.000 100.000 40.000

37 Swayamshree Micro Credit Services (SMCS) Sec 25 Co. 100.000 100.000 40.000

38 Trust Micofin Networks Trust 50.000 50.000 50.000

39 Utkarsh Micro Finance Pvt. Ltd Sec 25 Co. 25.000 25.000 25.000

40 Welfare Service Ernakulam Society 50.000 50.000 30.000

TOTAL = B 2739.672 2739.672 1543.847

Grand Total of Revolving Assistance (XI -A) + Capital Support (XI-B) = 8818.272 8818.272 4844.190


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