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March, 2010

InvestCare Services

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Introducing TakeCARE

• TakeCARE is promoted by:– K Sridhar – Certified Financial Planner (CFP)

• ICWA, ACS & CFP with over 20 years of financial services experience. • Advising on investments & asset allocation of investors• Over 20 years experience in financial services & investment planning

– K Ramakrishnan• MBA with over 22 years of financial services experience. • Managing & Advising various large families on Investments & Estate

– V Vijaya Bhaskar • Qualified technology professional and • Entrepreneur

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Services from TakeCARE

• TakeCARE is a ‘Family Office’ which provides comprehensive suite of services to various families

• Services for individuals & families Include:– InvestCARE – A complete Mutual Fund & Insurance solution– Succession Planning – for effective transfer of estates to kith and kin– Bullion / Precious stone investments– GeriatricCARE – A specific service for aged parents who are not having

the company of their children who are away from home due to professional compulsions

• Services for family businesses include:– Business Advisory– Corporatisation and capital raising– Legal and Secretarial support

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Investments: An Overview

• There are wide range of investment opportunities available today:– Mutual Funds & Insurance – Equities & Bonds – Real Estate– Business, Bullion, Precious Stones, Art etc.– Other Assets including International Equities & Funds

• Each of these asset classes have their own characteristics which are key in building a portfolio:– Risk Return Profile of the product– Entry & Exit Barrier / Liquidity & cost of liquidation– Market Conditions & Expectations– Other additional features

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Asset Allocation: Key to Returns

• Asset Allocation is the process by which Investment is spread across various Asset Classes– Depending on ‘Customer Profile’ and ‘Objective’– Based on Products Available, its suitability and Market Conditions

• Investment performance is largely dependent on ‘Asset Allocation’– Combines the ‘Markets & Products’ to Customers ‘Profile &

Objectives’ thus creating ‘personalized’ Investment approach– It is seen that Asset Allocation takes care of over 80% of the

investment returns while fund management & other investment activities account for the balance

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• Step: 1 - PLAN– Asset Allocation

• Step: 2 - DO– Investment as per the

allocation plan – Identification of right

products / stocks • Step:3 – CHECK

– Review portfolio and Asset allocation preferably on a quarterly basis

– Review the 4 key drivers: Goal & Profile, Markets & Products

• Step: 4 – ACT– Re balancing the portfolio,

when necessary

Steps to build a Investment Portfolio

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InvestCARE from TakeCARE

• InvestCARE is a service offered by TakeCARE covering:– Helping the Investor to Plan their investments across asset classes by

creating a comprehensive ‘Asset Allocation’– Help implementation of the Plan or enable implementation through

domain partners– Periodic review of the investments along with the customer to arrive

at ‘re-balancing’ portfolio when necessary– Keeping track of various asset classes and its market and sentiments to

arrive at action points when necessary– Re-planning when there is a change in the profile or objective of the

investor or major changes in the markets

• Thus, while our main role is ‘Planning’ & ‘Checking’ in the PDCA cycle we do help in ‘Do’ and ‘Act’ part of the cycle if necessary.

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Our Approach to Asset Allocation

Markets Products Goals Profile

AssetAllocation

InvestmentOpportunities

InvestmentObjectives

Market Related Investor Related

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Key activities in InvestCARE

• Financial Planning– An activity which will bring on paper, the dreams and objectives of an

individual and create an action plan in line with the same keeping in mind the markets and products available to reach the objective

• Investment Execution– Having planned, there is a need to actually execute the plan– This may involve various products to be invested in

• Investment Administration– Periodic Review– Record Keeping– Analysis

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Investment Planning

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Service Offerings

• Preparing a Financial Plan– Understanding your Investment Requirements comprehensively– Creating and understanding your profile, including the risk profile to

arrive at the best suited investment plan– Creating a Comprehensive Financial Plan keeping in mind the

requirements as well as your profile• Working out the ideal Asset Allocation

– Asset Allocation is a key factor in Investment Returns– Needs to consider both your personal profile and objectives and

mapping the same with the market and expectations• Tax Planning

– Tax is an important component in Personal Finance & Wealth Management

– Depending on your requirements, we will work out the most suitable tax planning and help execution of the same

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Investment Execution

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Enable investments

• Equities – Primary & Secondary Market

• Mutual Funds– Equity, Debt, Balanced, Gold & Realty

• Insurance– Life Insurance, Medical, General Insurance

• Bonds– RBI, Government, POMIS,

• Derivatives– Equity derivatives – Commodity derivatives

• Other Assets– Gold & Precious Stones

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Investment Administration

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Efficient Administration of Investments

• Like most other activities, once planned and executed, there is still a need to review and administer Investments

• The Administration would include– Periodic tracking of investments– Following the calendar of investment activities like dividends, due

payments etc. – Review of investment objectives and see if there is a need to modify

the plan– Review the markets and conditions to see if there is a need to modify

the plan– Preparation of reports for tax returns including calculation of Capital

Gains

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Contact

• Chennai: New No. 18, Maharishi Garden,5th Cross St., CIT Colony, Chennai 600

004

• Hyderabad: Flat No. 5, Block B, Kundan Towers, Mayuri

Marg, Begumpet, Hyderabad 500 016

• Personal Contact– K Ramakrishnan rami@takecare.in, +91 98490 59990– K Sridhar sridhark@takecare.in , +91 98490 02127– Vijayabhaskar vijay@takecare.in, +91 93845 91011

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Thank You