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About Janlakshmi Financial Services Pvt.Ltd.

Janalakshmi (JFS) was started by Dr. Ramesh Ramanathan as an NGO in2002. In 2005 it be!ame a Se!ti"n 25 !"m#any !alled Janalakshmi

S"!ial Ser$i!es (JSS) and e$ent%ally the #r"m"ter and JFS&s in$est"rs

established an N'F Janalakshmi Finan!ial Ser$i!es whi!h be!ame

"#erati"nal in 200.

JFS&s tar*et *r"%# !"nsists "+ %rban w"men in need "+ +inan!ial

ser$i!es , #rimarily !redit +"r w"rkin* !a#ital b%t als" sa$in*s mi!r"-

 #ensi"ns in$estments and remittan!es. JFS has als" entered int" the

h"%sin* +inan!e enter#rise +inan!e and *"ld l"an s#a!e .

JFS started its "#erati"ns in 'an*al"re b%t has e#anded t" // bran!hes in 1 !ities a!r"ss India sin!e 200.

3he +"!%s "+ the '"ard has been t" steer JFS t"wards a !"%ntry-wide

 #resen!e and !"ns"lidate its #"siti"n as a leadin* %rban 4FI.

7/23/2019 SWOT of Janlakshmi

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• " #ra!ti!ed at +ield le$el.

•

'eha$i"r is a key sellin* #"int.• 'i"metri! smart !ards.

Strength

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Weakness

oD"!%mentati"n *rie$an!e is "$erl""ked.oan*%a*e barrier.olient awareness le$el.o"lle!tin* sa$in*s in +r"nt "+ "ther *r"%#

members.

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Opportunity

6%*e %nta##ed market in India. 7m#l"yment "##"rt%nity.6%*e demand and s%##ly *a#.

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Threats

7!essi$e re*%lati"n by the R'I. O$er in$"l$ement "+ G"$t. 6i*h !"m#etiti"n.