B Plan

NBFC Norms

• NBFC MFI registration is compulsory and company has to register with showing funds of minimum 200 lacks

• NBFC can hold deposits maximum of 1.5 times there holding funds or maximum up to 10 crores

• NBFC MFI can charge between 10-12 % interest on loans

• NBFC MFI can take 1 % of total loan amount as processing fees

Chotta Hathi• Pay Load = 1000 Kg• Carriage Dimension: 3.2 m (L) 1.5 m (W) 1.861 (H)• Mileage: 15-18 liter/kilometer diesel• Diesel price = 61.43 Rs• Per Km fuel cost 4.13 Rs• Per year 10000 Rs maintenance cost 0.33 paisa• Driver Cost 6-8 K per month approx. 2.8 Rs/ Km• EMI = 9000 Rs/ month for 5 yrs. cost per km 3.6 Rs• Per day running assumed 100 Km• Per year running assumed 300 days• Per month running assumed 25 days• Per month running cost assumed 25 days working and per day 100 Km

work=10.86 Rs / Km• Rent in between 10-15 Rs/Km

Most Common Trips

• Pandesara 5.2 Km single trip• Udhna 4.5 Km• Bhestan 8 Km• Sachin 15 Km• Railway Station 3 Km• Katargam 7.5 Km• Amroli 10 Km• Sayan 20 Km• NH-8 Kadodara Chokdi 15 Km• NH-8 Kamrej Chokdi 12 Km• Varacha 8 Km

Eicher 408

• Payload 5000 Kg• Mumbai Trip cost 10,000 Rs• Ahmedabad Trip cost 8000 Rs• Internal Transit trip Cost 35 Rs/ Km• Cost 10-12 Lacks• 2 Rs/Kg cost for 1 trip• Co-Operative basis trip can be charged 3.5

Rs/Kg