Summary

Mass Adoption of Cryptocurrency is Stifled by the Insufficient Security of

Web-Based Wallets & Exchanges, Coupled With Their Inability to Adapt to

Complex Regulations. Javvy Combines a Comprehensive Wallet & Exchange

Solution to Overcome Current Hurdles, Using Its Patent-Pending Processes.

javvy 2017 pitch deck

The Problem

Current methods of storing cryptocurrency are insecure. Users have been expected to trust unproven, web-

based exchanges and online wallets, most of which have been hacked via common points-of-attack. Users who

find 3rd-party standalone wallets have additional steps to access funds and may not find adequate functionality.

C H A L L E N G E 1

Existing cryptocurrency exchanges are too limited. Users are subject to very low limits, extreme delays for ID

verification to increase limits, and a limited cryptocurrency selection. Include the lack of advanced features

within most dedicated wallets, and the need for a better solution becomes clear.

C H A L L E N G E 2

The Solution

To Provide an Integrated, Decentralized

Exchange Platform to Buy, Sell, Convert,

Use, and Manage ALL Major Cryptocurrencies,

Within a Truly Secure Wallet App for Nearly

Everyone in the World

T H E I D E A I S S I M P L E

Value Propositions

Provides simplified* Buy,

Sell, & Convert options

inside the wallet

Offers an international

debit card that is available

to nearly everyone

Not web-based. Avoids the

most common point-of-

attack for theft and loss

User-controlled private

keys. Never stored on our

servers or in the cloud

Available on ALL major

platforms: Windows, Linux,

MAC, iOS, & Android

* We provide rapid verification and custom tailor ID verification requirements (only needed for higher buy and sell limits), by country, so customers experience the easiest upgrade process available.

Supports all, major

cryptocurrencies; not just

bitcoin or a select few

Why Now?

The crypto market is becoming more mature,

especially blockchain technologies. However, the

underlying foundation, the crypto wallet & exchange

process, has been stuck with little to no improvements,

despite heavy investments.

Even worse, many of the online exchanges and online

wallets have been hacked, in some cases, repeatedly.

For mainstream adoption, a consolidated and more

secure solution must be presented, but since this has not

yet been realized; it is time for the Javvy team to build

that missing, key component to bridge the gap.

blockchain technologies

Market Opportunity$

$

$

$

$

$

$

$

As a "digital asset", cryptocurrency appeals

to anyone who is looking for an alternative store

of value, investment vehicle, or trading resource.

In many ways, digital assets are similar to physical

precious metals with the added advantage of being

easily divisible and transferable for trading goods

and services.

Due to its finite quantities & independence from any

government entity, it can be a hedge against financial

warfare, national currency failure, negative government

decisions on monetary values, and corruption. The

growth of the cryptocurrency market is staggering.

Market Opportunity

$0

$20,000,000,000

$40,000,000,000

$60,000,000,000

$80,000,000,000

$100,000,000,000

$120,000,000,000

Total Cryptocurrency Market Capitalization (Reached $164Bn as of 29 Aug 2017) Including Bitcoin for the period 1 Aug 2013 – 1 Aug 2017

Source: coinmarketcap.com

Competitive Landscape

Avg. Time Spent Getting Started (Researching)

Integrated Buy& Sell Options

Buy / Sell Fees

Time for ID Verification

Supported Crypto(s)

Cryptocurrency Conversion

[Optional] InternationalPrepaid Card

Supported Platform(s)

Mobile App PriceChange Notifications

Intuitive & AttractiveUser Interface

< 5 Minutes 10-15 Minutes 10-15 Minutes 10-15 Minutes 10-15 Minutes 10-15 Minutes 10-15 Minutes < 5 Minutes

< 5 Minutes * N/A7-21 Days

(if Approved)7-21 Days

(if Approved)N/A N/A N/A

Trade Only:Auction System

BTC, ETH, JVY& More Soon

BTC Only BTC & ETH BTC, ETH, LTCBTC, ETH

& Many OthersBTC, ETH

& Many OthersBTC Only

BTC, ETH& Many Others

Windows, Mac, Linux,Apple iOS, Android

Windows, Mac& Linux

Web, Apple iOS,& Android

Web, Apple iOS,& Android

Windows, Mac& Linux

Windows, Mac, Linux,Apple iOS, Android

Windows, Mac& Linux

Windows, Mac& Linux

javvy Wallet Bitcoin Core Blockchain Coinbase Exodus Jaxx Electrum bisq

*

User ControlledPrivate keys

1.25% **No Buy / Sell

CapabilityFee Varies;Limited ***

1.49% No Buy / SellCapability

No Buy / SellCapability

No Buy / SellCapability

1.00%, if a Seller Accepts Buyer’s Offer

* The Javvy wallet is free and anonymous to use, except for BUY/SELL orders, which require minimal Javvy exchange registration. ** Lowest cost, direct way to BUY/SELL crypto, and will release a marketplace for maker-taker low fee trading, if sufficiently funded. *** Serves only a specific, few EU countries via 3rd-party integration. Specifically, does NOT serve US citizens.

Competitive Advantages

Automated Conversion using an Intermediary Layer. Javvy patent pending 62558597 defines a method and a

process to use an intermediary layer to sell any major cryptocurrency, without having to hold massive reserves

of unproven, volatile altcoins. Javvy can sell all cryptocurrencies, while funds remain available for other uses.

P A T E N T P E N D I N G 6 2 5 5 8 5 9 7

Designed with life-cycle security in mind. Avoids the most common point of cyber attack by not being web-

based. Private keys are generated, encrypted, and stored locally on the user’s device. This gives users full and

complete control over their cryptocurrency and eliminates the risk of theft from mass data breaches.

S E C U R I T Y B Y D E S I G N

Automated Cross-Currency Exchange via Banking APIs. Javvy patent pending 62543097 defines an automated

cross-currency clearinghouse using banking APIs (crypto to national currency, and vice-versa) that bridges the

gap between cryptocurrency and real-world funds.

P A T E N T P E N D I N G 6 2 5 4 3 0 9 7

Competitive Advantages

Built from the ground up to better adapt to regulatory environment. Higher limits require ID verification. Javvy’s

corporate structure is designed in a way that allows for tailored compliance requirements based on the

AML/KYC laws of the customer’s country of citizenship. This, coupled with a simple and rapid ID verification

process, provides for a much faster and less frustrating user experience.

S I M P L I F I E D I D V E R I F I C A T I O N

Culmination of years of testing and design. Individuals from the Javvy team have been using and testing crypto

exchanges and wallets since 2012. They compiled a list of every major shortcoming, and spent considerable time

engineering the most intuitive and secure cross-platform application to manage cryptocurrency.

C O M P R E H E N S I V E C R Y P T O S O L U T I O N

Market ShareNumber of Active Users (Forecasted)*

April 2018 – April 2022

1.0kApril 2018

61.7kDec 2018

160.1kDec 2019

238.4kDec 2020

309.4kDec 2021

381.3kDec 2022

* Based on a Very Conservative 4.5% Market Share Attained by Year 5

Source: Global Cryptocurrency Benchmarking Studyby Dr. Garrick Hileman & Michael Rauchs (2017, Universicy of Cambridge)

Revenue Model

Earns a Percent of Each

Buy and Sell – 1.25%

Conversion – 0.25%

Earns a 0.6% Commission

on Usage of the

International, Debit Card

Earns a 1.0% Commission

on Settlement of Processed

Merchant Transactions

Financial Highlights

Revenue / EBITDA (1,000’s of $) for the period Mar 2018 to Mar 2020

0 02,253

5,921

10,154

14,896

20,170

26,081

33,002

40,825

49,594

59,502

-656 -839

151

2,3764,845

7,69010,843

14,433

18,516

23,278

28,616

34,641

7 %

40 %

48 %

52 %54 %

55 % 56 % 57 % 58 % 58 %

0

0.1

0.2

0.3

0.4

0.5

0.6

0.7

-10,000

0

10,000

20,000

30,000

40,000

50,000

60,000

70,000

Q 1 Q 2 Q 3 Q 4 Q 5 Q 6 Q 7 Q 8 Q 9 Q 10 Q 11 Q 12

Revenues EBITDA EBITDA as %

Roadmap

2012 - 2017 Apr 2018 May 2018 Jun 2018 Jun 2018 Jul 2018 Aug 2018Jul 2018 Oct 2018 Dec 2018 End 2019

Distributed

Cross-

Currency

Exchange

Proof-of-

Concept

Wallet

Prototype

(Windows

only)

Adding

Crypto

Conversion

Convertible

Note Offering

Pre-ICO Begins

Apply for

Licensing

(US: MSB,

FINCEN, &

BITLICENSE)

Decentralized

Exchange /

Wallet ALPHA

Adding full,

simple KYC /

AML support

Decentralized

Exchange /

Wallet BETA

Support for

easy & secure

Integrated

ICO / SAFT

Contributions

Official Wallet

Release w/

Decentralized

Buy & Sell,

Convert, Send,

& Receive

NO NEED TO

REGISTER

WITH ANY

3RD-PARTY

EXCHANGES!

Adding Core

Features:

- National

Currencies

- Various

tokens/coins

support etc.

Expand Patent

Protection

File suit against

numerous

projects that

are infringing

Continue

adding

Cryptos &

Tokens at

a rate of 5

per day!

Continue

expansion

into the

more strict

global

markets

Register

as a Bank /

Partner

w/ a Bank

Launch

Int. Debit

Card (open

to everyone)

Support for

Javvy personal

security device

(hardware wallet)

Self-funded

$500,000

Funded with

Early Equity

Investors

Self-funded

$250,000

Internally

tested

Limited

user testing

if >$10M

raised

if >$50M

raised

Management Team

Brandon ElliottChief Executive Officer

Todor VelevChief Strategy Officer

Mr. Elliott has a rare talent for solving the toughest problems that many other "experts" claim are "impossible." This ability stems from a

penchant for learning and gaining expertise, knowledge, and depth of experience across numerous technical areas. His skills were earned from

20+ years in the IT field, attaining a plethora of certifications across several areas, while consulting to small businesses, global corporate

clients, financial institutions, and Banker's Banks on network infrastructure, network security, and business optimization. Being able to master

so many areas, view problems from the "big picture" perspective, and then drill down to identify a solution is what uniquely qualifies Mr. Elliott

to create elegant solutions for today's complex problems.

| CISSP, CCNA, MCSE, MCP+I, MCT, A+

Mr. Velev has over 20 years experience in international expansion, cross-border mergers & acquisitions and strategy consulting. Provided

advisory on investment projects for more than EUR 2 bn., from deal generation to commercial due diligence to project financing to closing.

Since 2008 focused on financial restructuring and distressed assets investing, venture capital attraction and start-ups growth advisory. Mr

Velev is fluent in English, Spanish and Bulgarian and has conversational Russian.

LinkedIn Profile

LinkedIn Profile

Management Team

Position Open!Chief Compliance Officer

Frank GroganChief Marketing Officer

We are looking to hire a superstar in the FinTech, Finance, Banking, and/or cryptocurrency domains. The perfect candidate would be someone

with depth of experience and vast knowledge of the regulatory frameworks (KYC/AML/BSA/etc) and the ability to stay current with all of the

frequent changes and updates related to cryptocurrencies. The ideal candidate will work alongside our superstar CISO to craft and verify the

policies and procedures to allow Javvy to simplify the process for users while protecting the interests of the company.

|

Mr. Grogan has a wide range of security, risk assessment, and networking experience, which is often consulted on matters that require critical

feedback, keen observation, and attention to detail. He has worked in IT for over 19 years, 11 of which has been in information security in the

healthcare vertical, securing applications and networks by drafting appropriate policies, and in many cases, implementing the solution from a

technical standpoint as well. However, Mr. Grogan has a great understanding of Javvy's unique value proposition and possesses such an

energy and eagerness to share Javvy's solution with others, that his role will be focused on spreading the word and communicating with the

public, as a product evangelist. His excitement for the Javvy project is infectious!

| HCISPP, Network+, A+

LinkedIn Profile

LinkedIn Profile

Management Team

Yasitha BogamuwaChief Information Officer

Harley GrouetteDirector of Human Resources

Mr. Bogamuwa holds a Bachelor of Science in Computer Systems and Networking from Curtin University of Technology - Australia. For the

past 7 years, Yasitha has been involved in various projects involving retailing giants such as "Macy’s" and "Kohl’s", and he has been working as

a consultant for companies such as "WebProof.com", "Hire 1 Technologies", and "Shrink The Web." He attained Red Hat certified architect

designation and successfully completed numerous other certifications, which include security and infrastructure.

| RHCA Level II, RHCE, RHCSA

Harley is an accomplished Director of Human Resources, having recently completed that position at Northwestel. Harley is a veteran Human

Resources Generalist and is considered a subject matter expert in labor, contract negotiations, payroll and benefits as well as organizational

development and planning. He has extensive Human Resources experience in dealing with all aspects of people issues and complex project

work. He understands the importance of the human capital aspect of business and how to develop and grow business.

| HCISPP, Network+, A+

LinkedIn Profile

LinkedIn Profile

Technical Team

Position Open!Chief Technology Officer

We will be looking for someone

who has strong project

management skills, coupled with

a strong technical background,

preferably specializing in the

cryptocurrency field. This person

will manage the development

teams and report directly to the

CEO, while also taking charge of

proposing new features and ways

to improve our crypto solution.

We will be looking for someone

with a keen ability to discover

bugs within software, reproduce

them, and communicate with the

appropriate development team(s).

This candidate should have a

technical background but also be

able to think like a user when

testing. Strong experience with

all major desktop and mobile

platforms is a must!

Mr. Girma has spent several years

building quality, custom apps for

clients, using best practices,

stringent methodologies, and

strict adherence to defined

schedules. His focus on clean

design, device agnostic

responsive GUI, and intuitive

UX/UI will help to set Javvy apart

and make the buying and selling

crypto easy for everyone!

Mr. Evdokimov has a wide array

of experience, from C++ to

mobile & web technologies,

encompassing more than 7 years

in the field. He is adept at

learning new programming

languages, if needed to solve

tough issues, and he is capable of

defining necessary steps &

implementing them or

coordinating with others to do

the same.

Mr. Lu is a lead User Experience

designer and User Interface

engineer with over 10 years of

experience in the industry. He

has extensive experience earned

by working with several Fortune

500 companies. His experience

ranges from web, mobile, and

desktop but also extends to

augmented reality, virtual reality,

kiosks, holographics, AI, and IoT.

Position Open!Software Tester / QA

Kirubel GirmaLead Developer (Wallet)

Dmitry EvdokimovSenior Full-stack Developer

Michael LuLead UX/UI Designer

LinkedIn Profile LinkedIn Profile LinkedIn Profile LinkedIn Profile LinkedIn Profile

?

?

Advisors

UndisclosedChief Information

Security Consultant

Our Board Advisor CISO has decades of in-depth industry experience in security, compliance, and risk management.

Their background coupled with an impressive degree of knowledge allowed them to attain an array of certifications

uniquely qualifying them to handle the challenging areas of regulatory compliance and security in the fast-paced,

ever-changing emerging cryptocurrency field. Please respect that, due to NDA, we are unable to divulge our superstar

Board Advisor CISO's identity.

| CEH, CNDA, ECSA, LPT, ITIL, CSSGB, NIMS

Toshendra SharmaICO Advisor

Tosh is listed in Forbes India 30Under30 List of 2016 in the Technology space. Sharma graduated from IIT Bombay

(India), is the founder & CEO of RecordsKeeper, a Blockchain-based data security company, and also the founder of

Toshblocks, A Blockchain Consulting, Development and Training Company. He is a well-known instructor and speaker

in the Blockchain space and taught more than 10,000 students worldwide spread across 145+ countries. He has also

worked on numerous cryptocurrencies, ethereum-based coins, and ICO projects.

LinkedIn Profile

javvy.com