Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
-
Upload
salt-light-ventures-inc -
Category
Travel
-
view
461 -
download
0
Transcript of Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto
![Page 1: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/1.jpg)
Success in the midst of Crises
Mindanao Business Conference
Ardy Roberto Co-Founder, Salt & Light Ventures, Inc Inspire Leadership Consultancy, Inc.
Entrep10 Awardee, Microsoft Most Inspiring Entrepreneur
Co-Columnist, Philippine Daily Inquirer’s MarketingRx Author, S4, Heart of Healing, Buhay na Hindi Bitin, Pera na Hindi Bitin
www.saltandlight.ph
The image cannot be displayed. Your computer may not have enough memory to open the image, or the image may have been corrupted. Restart your computer, and then open the file again. If the red x still appears, you may have to delete the image and then insert it again.
![Page 2: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/2.jpg)
Diagnostic Test:
Stare for a few seconds at each of the following patterns.
Are the patterns moving?
Or are they perfectly still??
![Page 3: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/3.jpg)
![Page 4: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/4.jpg)
![Page 5: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/5.jpg)
![Page 6: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/6.jpg)
The patterns are used to test the level of stress a person can handle. None of these images are animated - they are perfectly still. The slower the pictures move, the better your ability of handling stress. Senior citizens and kids see them standing still. Alleged criminals that were tested see them spinning around madly. How did you do with the test??
![Page 7: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/7.jpg)
Are you stressed out because of a “crisis?”
![Page 8: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/8.jpg)
![Page 9: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/9.jpg)
![Page 10: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/10.jpg)
![Page 11: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/11.jpg)
Some examples...
![Page 12: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/12.jpg)
Some examples...
![Page 13: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/13.jpg)
![Page 14: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/14.jpg)
General Motors
![Page 15: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/15.jpg)
Chrysler Corporation
![Page 16: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/16.jpg)
AIG (American International Group)
![Page 17: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/17.jpg)
Legacy Group
![Page 18: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/18.jpg)
![Page 19: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/19.jpg)
Goodyear – Financial Crisis pinch
![Page 20: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/20.jpg)
![Page 21: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/21.jpg)
![Page 22: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/22.jpg)
![Page 23: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/23.jpg)
Adolf Merckle Commits Suicide
![Page 24: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/24.jpg)
Bird Flu, SARS, Swine Flu, etc
![Page 25: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/25.jpg)
Greece, Japan, CJ Leadership/Integrity, Mindanao Power Crises, etc
![Page 26: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/26.jpg)
Insect Inter (Thailand)
![Page 27: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/27.jpg)
We are ALWAYS in CRISIS mode
![Page 28: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/28.jpg)
1972 Martial Law
![Page 29: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/29.jpg)
1983 Ninoy Assassination
INFLATION RATE:
______ 65%
![Page 30: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/30.jpg)
1987-1990 Coup de Etats during Aquino Administration
![Page 31: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/31.jpg)
1992-1993 Philippine Political and Energy Crisis
![Page 32: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/32.jpg)
1997 Asian Financial Crisis
![Page 33: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/33.jpg)
9/11
![Page 34: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/34.jpg)
![Page 35: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/35.jpg)
35
EDSA Dos
![Page 36: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/36.jpg)
36
![Page 37: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/37.jpg)
37
![Page 38: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/38.jpg)
38
![Page 39: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/39.jpg)
39
![Page 40: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/40.jpg)
![Page 41: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/41.jpg)
![Page 42: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/42.jpg)
Identity Crisis
![Page 43: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/43.jpg)
Greece, Japan, CJ Leadership/Integrity, Mindanao Power Crises, etc
![Page 44: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/44.jpg)
“If you think and dwell on crises, it will cause mental and spiritual paralysis!” – Ardy Roberto
![Page 45: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/45.jpg)
![Page 46: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/46.jpg)
To survive and thrive in a crisis:
THINK WELL
![Page 47: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/47.jpg)
Your MIND = your best friend
or your worst enemy
“You become what you think about most of the time”
– Earl Nightingale, The Strangest Secret
![Page 48: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/48.jpg)
This is a BRAIN CELL.
It is the basic building block of your brain. You have
1,000,000,000,000 a million million cells in your brain. We use just 2%!
Brain Cell
If a neuron dies, the surrounding neurons will take over some of the activity from the disabled one. You can actually grow new dendrites if you continue to intellectually stimulate yourself through reading, doing puzzles, and playing games like chess.By creating more dendrites and more connections, you create more chances for thought generation. So every time you have a new thought, you literally change your brain at a chemical, electrical, and physical level. MOST IMPORTANT…… a thought is real!
![Page 49: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/49.jpg)
![Page 50: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/50.jpg)
www.saltandlight.ph
THE STORY OF NICK – Family man. But a worrier and pessimist. A railroad worker who always expected worse to happen... And then one day while working at the railroads
![Page 51: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/51.jpg)
Nick got accidentally locked!
www.saltandlight.ph
Since he was in a refrigererator car, Nick assumed that the temperature inside was a freezing 0°C. He started shivering and thought to himself, “I'll freeze to death if I don’t get out of here.”
![Page 52: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/52.jpg)
Nick wrote a message to his wife and family on a cardboard box:
“So cold,” “…body's getting numb. If I could just go to sleep.
These may be my last words.”
www.saltandlight.ph
![Page 53: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/53.jpg)
The strange thing was the boxcar’s refrigeration unit was broken and the temperature inside was just around 16°C — far from freezing.
But the autopsy on Nick’s body showed that he had frozen to death!
www.saltandlight.ph
![Page 54: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/54.jpg)
www.saltandlight.ph
Nick’s thoughts froze himself to death.
![Page 55: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/55.jpg)
“Let me assert my firm belief that the only thing we have to
fear is fear itself.” Franklin Roosevelt, US President
(speech during Great Depression of 1933)
![Page 56: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/56.jpg)
F alse E ducation A ppearing R eal
![Page 57: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/57.jpg)
“As a man thinketh in his heart, so is he.”
– Proverbs 23:7 King Solomon
![Page 58: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/58.jpg)
What are the thoughts in your mind?
What do you think about most of
the time?
Are you hopeful? Or are you worried?
![Page 59: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/59.jpg)
Study on Worry: “What People Worry About”
40% are worrying about things that never happen anyway. 30% are worrying about past, unchangeable decisions. 12% are worrying about illnesses that never
happen. 10% are worrying about adult children and friends
(who are able to take care of themselves). Only 8% are worrying about real problems. 92% ng lahat ng pinoproblema ng maga tao are about
things that are not within our control!
![Page 60: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/60.jpg)
Paul to the Philippians (gamot sa worry) “Don’t worry about anything; instead, pray about everything. Tell God what you need, and thank him for all he has done. If you do this, you will experience God’s peace, which is far more wonderful than the human mind can understand. His peace will guard your hearts and minds as you live in Christ Jesus.” Philippians 4:6-7 (New Living Translation
![Page 61: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/61.jpg)
Placebo Case Study
www.saltandlight.ph
Placebo heart surgeries anyone?
![Page 62: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/62.jpg)
Businessweek, reporting on the economics of the billion-dollar heart surgery industry, reported that those who had thought they had undergone laser heart surgery to improve their blood
flow received the same benefits as those who went through actual heart surgery.
I.e. “Hindi na barado!”
www.saltandlight.ph
![Page 63: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/63.jpg)
The Pygmalion effect
Self-fulfilling prophecy Examples:
Children – “baka madapa ka!” “bobo!” “Friends” – “baka malugi ka!”
Country – “Wala nang pagasa”
![Page 64: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/64.jpg)
Pygmalion effect in business
...performance will improve if your supervisors communicate positive thoughts about people to people. If the supervisor actually believes that every employee has the ability to make a positive contribution at work, the telegraphing of that message, either consciously or unconsciously, will positively affect employee performance.
![Page 65: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/65.jpg)
What are the thoughts in your mind?
What do you think about most of
the time?
Are you hopeful? Or do you worry?
![Page 66: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/66.jpg)
Fact: Crisis is the new reality. The only thing constant is change. Change happens through crises. People move out of their comfort zones and change things because of a crises.
![Page 67: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/67.jpg)
How to survive and thrive in crises: Innovate
“get out of your comfort zone”
![Page 68: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/68.jpg)
Insect Inter (Thailand)
"I have absolutely no doubt that our crispy, crunchy crickets will replace popcorn as a favourite snack in cinemas“ - Mr Satapol Polprapas, InsectInter Founder, 29 yrs old (started with just P160 investment)
![Page 69: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/69.jpg)
Insect Inter (Thailand) #1 in Insect-fast food category
![Page 70: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/70.jpg)
Insect Inter (Thailand)
Ø 60+ outlets
Ø Over 15M Baht in sales @ year Ø 100 new franchisees
![Page 71: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/71.jpg)
Slogan: “Never mind the look, it tastes great“ founder – Satapol Polprapas
![Page 72: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/72.jpg)
* Annual World Wife Carrying Contest (Sonkajarvi, Finland)
![Page 73: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/73.jpg)
![Page 74: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/74.jpg)
![Page 75: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/75.jpg)
![Page 76: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/76.jpg)
* Annual World Wife Carrying Contest (Sonkajarvi, Finland)
Grand Prize: Beer (equivalent to your weight) + “Fun”
![Page 77: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/77.jpg)
* Annual World Wife Carrying Contest (Sonkajarvi, Finland)
Result of innovation:
local economy turned around. Contest generates over US$250 in
estimated economic benefits to the small town of Sonkajarvi.
Very happy customers with a transformational experience (vs
transactional)
![Page 78: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/78.jpg)
MINDSET #1: M – B – A : M – Mangarap {Dream!}
Edwin Pages story: from beerhouse business to Online real estate magnate
![Page 79: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/79.jpg)
- Edwin Pages
![Page 80: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/80.jpg)
Honesty Coffee Shop
![Page 81: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/81.jpg)
![Page 82: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/82.jpg)
Self-service
![Page 83: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/83.jpg)
Honesty Coffee Shop
![Page 84: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/84.jpg)
Walang pang suweldo para sa guard? Walang problema!
![Page 85: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/85.jpg)
Walang pang suweldo para sa guard? Walang problema!
![Page 86: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/86.jpg)
Problem turned into opportunity: Honesty Coffee Shop – Batanes
![Page 87: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/87.jpg)
![Page 88: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/88.jpg)
![Page 89: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/89.jpg)
![Page 90: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/90.jpg)
![Page 91: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/91.jpg)
![Page 92: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/92.jpg)
Myshelte
![Page 93: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/93.jpg)
A world full of junk We don’t want a polluted Earth
![Page 94: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/94.jpg)
![Page 95: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/95.jpg)
Seeing Possibilities
![Page 96: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/96.jpg)
![Page 97: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/97.jpg)
![Page 98: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/98.jpg)
![Page 99: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/99.jpg)
![Page 100: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/100.jpg)
![Page 101: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/101.jpg)
![Page 102: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/102.jpg)
![Page 103: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/103.jpg)
Solar Bottle Light Natural daylight for the community
![Page 104: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/104.jpg)
What is the common source of light?
Bulbs • Consume energy • Cost of electricity
![Page 105: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/105.jpg)
Made from readily available & recyclable materials…
![Page 106: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/106.jpg)
2L PET soda bottles encased in GI corrugated
sheets
![Page 107: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/107.jpg)
Easy to assemble…
![Page 108: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/108.jpg)
![Page 109: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/109.jpg)
![Page 110: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/110.jpg)
Provides a good source of light
equivalent to 55 watts
![Page 111: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/111.jpg)
Before and After
![Page 112: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/112.jpg)
![Page 113: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/113.jpg)
![Page 114: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/114.jpg)
“There is always a solution to a problem if you are open-minded, creative and
persistent.”
![Page 115: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/115.jpg)
Adventures/crises develop your AQ
Adversity Quotient.
Gives you stories to share
![Page 116: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/116.jpg)
An AQ Story / Adventure Early 90s - 2X Swindled…
Mid 90s - Bankrupt… 2000 - Almost lost wife to lupus (almost
widower) ; went bankrupt again AQ Developed:
2001 > Started 4 different businesses Recognized as 1 of EntrepTop10 in ’06*
Enjoying new adventures…
![Page 117: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/117.jpg)
“Most Successful...”
![Page 118: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/118.jpg)
...failure!”
{Everything that we could do wrong, we did wrong...}
![Page 119: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/119.jpg)
sobrang lugi! nabaon ako sa utang sold the business
![Page 120: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/120.jpg)
bible study applied God’s word miracles of faithful stewardship - zero debt within 1 yr - married within means - honeymoon in Europe
![Page 121: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/121.jpg)
“God has a purpose behind every problem. …He uses
circumstances to develop our character.”
- Rick Warren, The Purpose Driven Life
![Page 122: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/122.jpg)
AQ: Adversity Quotient
![Page 123: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/123.jpg)
123
Raising Funds by Producing, Organizing and Promoting Events (c) Ardy Roberto 2008
![Page 124: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/124.jpg)
“Character cannot be developed in ease and quiet.
Only through experience of trial and suffering can the soul be
strengthened, ambition inspired,
and success achieved.” - Helen Keller
![Page 125: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/125.jpg)
Salt & Light Ventures
![Page 126: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/126.jpg)
“Consider it pure joy…whenever you face trials of many kinds, because you
know that the
testing of your faith develops perseverance.”
James 1:2,3
![Page 127: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/127.jpg)
October 2000
“Miracle” Healing: But serious kidney damage Chemotherapy? Dialysis? None.
127
MyHeartofHealing.com (c) Ardy Roberto 2008 - buy the Heart of Healing at OMF.com
![Page 128: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/128.jpg)
128
Raising Funds by Producing, Organizing and Promoting Events (c) Ardy Roberto 2008
![Page 129: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/129.jpg)
“We are all faced with a series of great opportunities disguised as impossible situations.” – Chuck Swindoll
![Page 130: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/130.jpg)
4
![Page 131: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/131.jpg)
3
![Page 132: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/132.jpg)
![Page 133: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/133.jpg)
![Page 134: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/134.jpg)
Fearless : Anthony Robles – Champion NCAA Wrestler
![Page 135: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/135.jpg)
Fearless : Jessica Cox – First Filipina pilot
![Page 136: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/136.jpg)
Fearless : Jessica Cox – First FilAm licensed pilot w/o ...
![Page 137: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/137.jpg)
![Page 138: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/138.jpg)
![Page 139: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/139.jpg)
![Page 140: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/140.jpg)
“In golf, as in life, if you really, really want something… Nothing should hold you back. So stop blaming others if your game is lousy. Blame yourself, and fix it.” – Paolo Olives
![Page 141: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/141.jpg)
Think on these things…
Finally, brethren, whatsoever things are true, whatsoever things are honest,
whatsoever things are just, whatsoever things are pure, whatsoever things are
lovely, whatsoever things are of good report; if there be any virtue, and if there be any
praise, think on these things. – Phil 4:8
![Page 142: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/142.jpg)
SO THINK WELL!
Remember: “You become what you think about
most of the time.”
![Page 143: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/143.jpg)
FREE! Text your name, organization,
feedback, and email address to: +0920-9519618
Get FREE copy of this presentation. 7 who text also get WIN books
![Page 144: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/144.jpg)
Insect Inter (Thailand)
![Page 145: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/145.jpg)
Insect Inter (Thailand)
![Page 146: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/146.jpg)
Insect Inter (Thailand)
![Page 147: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/147.jpg)
Insect Inter (Thailand)
![Page 148: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/148.jpg)
Diagnostic Test:
Stare for a few seconds at each of the following patterns.
Are the patterns moving?
Or are they perfectly still??
![Page 149: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/149.jpg)
www.saltandlight.ph
![Page 150: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/150.jpg)
Different and conflicting advice can be confusing and stressful.
![Page 151: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/151.jpg)
![Page 152: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/152.jpg)
![Page 153: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/153.jpg)
![Page 154: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/154.jpg)
![Page 155: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/155.jpg)
![Page 156: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/156.jpg)
![Page 157: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/157.jpg)
![Page 158: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/158.jpg)
![Page 159: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/159.jpg)
“Do not let this Book of the Law depart from your mouth; meditate on it day and night, so that you may be careful to do everything written in it. Then you will be prosperous and successful.” - Joshua 1:8
![Page 160: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/160.jpg)
The Bible has 500 verses on prayer; 500 verses on faith; but over 2,300 verses on money and possessions.
![Page 161: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/161.jpg)
Insect Inter (Thailand)
![Page 162: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/162.jpg)
Based on Research,
experience and scripture truth
Ardy Roberto
Author, Pera na Hindi Bitin
www.saltandlight.ph
![Page 163: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/163.jpg)
7 Money Management Strategies in good and bad times...
![Page 164: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/164.jpg)
strategy 1
Save
![Page 165: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/165.jpg)
Start a Joseph Fund before a crisis starts
![Page 166: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/166.jpg)
The Joseph Fund (Genesis 41) “It is just as I said to Pharaoh: God has shown Pharaoh what he is about to do. 29Seven years of great abundance are coming throughout the land of Egypt, 30but seven years of famine will follow them. Then all the abundance in Egypt will be forgotten, and the famine will ravage the land. 31The abundance in the land will not be remembered, because the famine that follows it will be so severe. 32The reason the dream was given to Pharaoh in two forms is that the matter has been firmly decided by God, and God will do it soon."
![Page 167: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/167.jpg)
The Joseph Fund (Genesis 41) 33“And now let Pharaoh look for a discerning and wise man and put him in charge of the land of Egypt. 34Let Pharaoh appoint commissioners over the land to take a fifth of the harvest of Egypt during the seven years of abundance. 35They should collect all the food of these good years that are coming and store up the grain under the authority of Pharaoh, to be kept in the cities for food.
![Page 168: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/168.jpg)
The Joseph Fund (Genesis 41) 36This food should be held in reserve for the country, to be used during the seven years of famine that will come upon Egypt, so that the country may not be ruined by the famine.” 37The plan seemed good to Pharaoh and to all his officials. 38So Pharaoh asked them, “Can we find anyone like this man, one in whom is the spirit of Godb?”
![Page 169: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/169.jpg)
20 – 20 Strategy: Save 20% of your income, 20 years before you want to retire
![Page 170: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/170.jpg)
example: If you earn P7,500 a month, save P750 every month by automatic transfer or deposited to your special savings account na nagbibigay ng at least 7.5% interest per annum (or per year). P750@ mo 3 yrs = P30,000 5 yrs = P54,000 10 yrs = P132,000 20 yrs = P400,000 30 yrs = P1,000,000!
![Page 171: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/171.jpg)
Savings of P2,000 a month for 20 years = P935,323
Savings of P4,000 a month for 20 years = P1,864,025 *6% p.a. compounded monthly
Savings of P10,000 a month for 20 years = P4,676,613 *6% p.a. compounded monthly
Savings of P1,000 a month for 20 years = P467,661
![Page 172: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/172.jpg)
Fact: 90% of Filipinos are “broke or will die broke” - Bank of the Philippine Islands (BPI) study
![Page 173: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/173.jpg)
strategy 2
give
![Page 174: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/174.jpg)
The Malachi 3:10-11 Insurance Policy “10 Bring the whole tithe into the storehouse, that there may be food in my house. Test me in this,” says the LORD Almighty, “and see if I will not throw open the floodgates of heaven and pour out so much blessing that there will not be room enough to store it. 11 I will prevent pests from devouring your crops, and the vines in your fields will not drop their fruit before it is ripe,” says the LORD Almighty.”
![Page 175: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/175.jpg)
"Remember this: Whoever sows sparingly, will also reap sparingly, and whoever sows generously will also reap generously.” 2 Corinthians 9:6 NIV
![Page 176: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/176.jpg)
“Give generously to him and do so without a grudging heart; then because of this the LORD your God will bless you in all your work and in everything you put your hand to.” – Deuteronomy 15:10
![Page 177: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/177.jpg)
Start up: Salt & Light Ventures 2000
How do I grow this business?
![Page 178: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/178.jpg)
10 years after the “most successful failure” concert business in CDO…a seminar with 14,000 people!
![Page 179: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/179.jpg)
PICC: 4,000 people
Total for 2 days: 18,000 people
![Page 180: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/180.jpg)
“When profit is unshared, it’s less likely to grow greater.” Malcolm Forbes
![Page 181: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/181.jpg)
strategy 3
get out of debt and stop borrowing
![Page 182: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/182.jpg)
The Romans 13:8 Debt Payment Plan “Let no debt remain outstanding, except the continuing debt to love one another, for he who loves his fellowman has fulfilled the law” Pay off ALL your debts; love one another.
![Page 183: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/183.jpg)
Mahirap ang mabaon sa utang. Sabi ni King Solomon: “The rich rules over the poor, and the borrower becomes the lender’slave” (Proverbs 22:7, NASB)
![Page 184: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/184.jpg)
Why people get into debt
![Page 185: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/185.jpg)
I – Impulsive buying / indulgence P – Poor planning (no planning) I – Ignorance S - Shopping sprees / short term view of savings
![Page 186: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/186.jpg)
Pray before you pay.
![Page 187: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/187.jpg)
![Page 188: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/188.jpg)
strategy 4
Live Simply “Mabuhay ng simple!”
![Page 189: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/189.jpg)
The 1 Timothy 6:6-7 True Wealth Formula "Yet true godliness with contentment is
itself great wealth. 7After all, we brought nothing with us when we came into the world, and we can’t take anything with us when we leave it.” Paul to Timothy 1 Timothy 6:6-7, NLT
![Page 190: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/190.jpg)
US$89 billion dollar man
![Page 191: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/191.jpg)
"The happiest people don't have the best of everything; they just make the best of
everything they have." ~ Dr Aggie Sarthou, PhD at the last
Happy at Work conferenc
![Page 192: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/192.jpg)
FRUGAL: IKEA billionaire owner rides bus,
flies economy class
![Page 193: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/193.jpg)
“Being frugal* is the cornerstone of wealth building.” - The Millionaire Next Door
![Page 194: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/194.jpg)
champion boxer – earned $300M career (P13.5B) employed 200 (drivers, bodyguards, chefs, gardeners, etc) $4.5M on cars and motorcycles $3.4M on clothes and jewelry $7.8M personal expenses $140,000 tigers + $125,000 trainer $2M bathtub as gift to wife $410,000 birthday party $230,000 cellphones 2005 Utang/Debt = $38M
![Page 195: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/195.jpg)
champion boxer – champion gastador 2005 Utang/Debt = $38M
![Page 196: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/196.jpg)
“We are not made happy by what we
acquire, but by what we appreciate.” - Francis Kong
![Page 197: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/197.jpg)
Making the best of everything you have; appreciate what you
have already: contentment
![Page 198: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/198.jpg)
strategy 5
Magsipag, Mag-negosyo
![Page 199: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/199.jpg)
The Proverbs 10:4 Get Rich Slow Scheme “Lazy people are soon poor; hard workers get rich.” King Solomon -Proverbs 10:4, NLT
![Page 200: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/200.jpg)
“All hard work brings a profit, but mere talk leads only to poverty” King Solomon - Proverbs 14:23
![Page 201: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/201.jpg)
Work HARD vs EASY Money mentality
![Page 202: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/202.jpg)
![Page 203: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/203.jpg)
P80M Lotto Winner, Naputulan ng Kuryente. "Last Sunday’s debut telecast (True Stories on QTV featured) the story of a man who won over P80 million playing the lotto sweeps—and eventually lost most of it. In fact, his fortunes have fallen so low that the electricity in his “mansion” has been cut off, and his kitchen shelves are bare. (Inquirer.net, 1/29/10.
![Page 204: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/204.jpg)
Florida Lotto winner wished he had never won. Family members say Abraham Shakespeare, a truck driver's assistant, was constantly hounded for a piece of his $30 million lotto winnings. Shakespeare's brother told The Associated Press that Shakespeare often wished he had never bought the winning ticket. `` `I'd have been better off broke.' He said that to me all the time,'' Robert Brown said. (In April of 2009, Shakespeare was murdered and buried in the backyard of his friend.) Read more: http://www.miamiherald.com/
![Page 205: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/205.jpg)
![Page 206: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/206.jpg)
Microfinancing
MFI’s – WorldVisionMicro.org Maragondon, Cavite Natural/organic farming Organically fed hogs – P10k @
![Page 207: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/207.jpg)
direct selling distributorship. www.dsap.ph
![Page 208: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/208.jpg)
“A must-read for wanna be entrepreneurs.”
– Prof Andy Ferreria, Dean, ME Program, AIM
Winner –
Chairman’s Award
Direct Selling Association of the Philippines
![Page 209: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/209.jpg)
Franchising http://www.gmbfranservice.biz/
![Page 210: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/210.jpg)
strategy 6
Mag-invest
![Page 211: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/211.jpg)
Double your money offer
![Page 212: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/212.jpg)
The lesson is “If it’s too good to be true, it probably is!”
![Page 213: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/213.jpg)
“Before you invest, investigate.”
![Page 214: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/214.jpg)
The 1 Timothy 6:9-10 Investment Caveat “People who want to get rich fall into temptation and a trap and into many foolish and harmful desires that plunge men into ruin and destruction. For the love of money is a root of all kinds of evil. Some people, eager for money, have wandered from the faith and pierced themselves with many griefs” (1 Timothy 6:9-10)
![Page 215: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/215.jpg)
NBI WARNS OF MORE PYRAMID SCHEMES Philippine Daily Inquirer, February 23, 2008
![Page 216: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/216.jpg)
SHOWBIZ CELEBS INVESTED IN FRANCSWISS SCAM Philippine Daily Inquirer, July 11, 2007
![Page 217: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/217.jpg)
FORMER PBA CAGER ADMITS LOSING MONEY TO FRANCSWISS Inquirer.net July 18, 2007
![Page 218: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/218.jpg)
BOGUS ‘SM’ ONLINE FIRM LURES INVESTORS Manila Times, July 13, 2007
![Page 219: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/219.jpg)
Investing in Real Estate? Read Larry Gamboa’s “Think Rich Pinoy” book. Tip: Look for foreclosed properties through bank listings and auctions
![Page 220: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/220.jpg)
Stock Market
![Page 221: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/221.jpg)
“If you are a disciplined investor, at nag-iinvest ka regularly ng P5,000 a month for the next 20 years in Blue Chip stocks or shares, after 20 years, your shares should be worth P20 million pesos.
![Page 222: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/222.jpg)
![Page 223: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/223.jpg)
strategy 7
Educate Yourself
![Page 224: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/224.jpg)
Jinggoy: Daddy anong spelling ng saksesful? single ba o double "s"? Erap: tatlohin mo na para sigurado!
![Page 225: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/225.jpg)
Record breaking country
![Page 226: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/226.jpg)
226
“Masa” mentality
• Spend for things they believe they “need” - Colored TV /DVD
• Splurge on celebrated occasions: Christmas, New Year, Valentine (Western influenced); fiesta, jueteng (Native Filipino)
![Page 227: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/227.jpg)
227
Lower/Middle Class Segment
• Ubos ang pera sa Bingo, Lotto, Billiards, Sabongan…
![Page 228: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/228.jpg)
Magsubscribe sa Wealthy & Wais text service. Just text WEALTHY and send to 2910 (Smart/Globe ) Simple lang!
Get daily encouragement on how to wisely manage your finances for just P2.50@day.
![Page 229: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/229.jpg)
Magsubscribe sa Go Negosyo Text Tips service. Just text Go Nego and send to 2910 (Smart/Globe)
Simple lang! Get daily encouragement on how to start up and run a business for just P2.50@day.
![Page 230: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/230.jpg)
Look for scholarships and educational exchange programs for yourself or your children.
![Page 231: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/231.jpg)
Budget 10% of your personal income for continuing education, seminars, books
![Page 232: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/232.jpg)
Important Educate yourself on how to be healthy. Take responsibility. Or else you’ll spend what you saved and earned to gain back your health. Health is wealth!
![Page 233: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/233.jpg)
If God asked you what you wanted, what would you ask for?
![Page 234: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/234.jpg)
2 Chronicles Unli-Plan “That night God appeared to Solomon and said, ‘What do you want? Ask, and will give it to you!’ 2 Chronicles 1:7-12
![Page 235: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/235.jpg)
Solomon replied to God, ‘you showed faithful love to David, my father, and now you have made me king in his place. O LORD God, please continue to keep your promise to David my father, for you have made me king over a people as numerous as the dust of the earth! Give me the wisdom and knowledge to lead them properly, for who could possibly govern this great people of yours? 2 Chronicles 1:7-12
![Page 236: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/236.jpg)
2 Chronicles 1:7-12 God said to Solomon, ‘Because your greatest desire is to help your people, and you did not ask for wealth, riches, fame, or even the death of your enemies or a long life, but rather you asked for wisdom and knowledge to properly govern my people—I will certainly give you the wisdom and knowledge you requested. But I will also give you wealth, riches, and fame such as no other king has had before you or will ever have in the future!.”
![Page 237: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/237.jpg)
Sabi ni Haring Solomon, na naging pinakamayaman na hari even after he asked God to bless him with wisdom, “Trust in the LORD with all you heart and lean not on your own understanding; in all your ways acknowledge him, and he will make your paths straight” (Proverbs 3:5-6)
![Page 238: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/238.jpg)
Ending story
![Page 239: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/239.jpg)
“And my God will meet all your needs according to His riches in glory in Christ Jesus” (Philippians 4:19) Sa Tagalog, “At buhat sa hindi mauubos na kayamanan ng Diyos, ibibigay niya ang lahat ng inyong kailangan sa pamamagitan ni Cristo Jesus. Purihin ang ating Diyos at Ama magpakailanman! Amen” (Filipinos 4:19-20, MBB)
![Page 240: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/240.jpg)
Thank you!
www.saltandlight.ph
From the Roberto family
Facebook.com/angpera Cel: +0920-9519618 Email: [email protected]
![Page 241: Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto](https://reader033.fdocuments.us/reader033/viewer/2022052410/5552d745b4c905014c8b4716/html5/thumbnails/241.jpg)
Diagnostic Test:
Stare for a few seconds at each of the following patterns.
Are the patterns moving?
Or are they perfectly still??