Subsale-Property-Cost-Estimator.xlsx

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SUBSALE PROPERTY COST ESTIMAT * For property below RM1 million, ikhlas daripada http://jamallife.com Property Purchase Price Owner Price 250,000 Mark Up Price 20,000 SNP Price 270,000 Margin of Finance 90% Loan Amount 243,000 With Bank Loan Legal Fee X 2,151 Loan Stamp Duty 1,215 Disbursement Fee 1,500 4,866 Valution Fee X 590 Misc Valution Fee 200 790 MRTA/MRTT X 6,494 6,494 Total Loan Amount 255,150 Loan Interest 4.20% Loan Tenure 35 Monthly Installment 1,161 *Normally bank allows to finance extra up to 5% of loan amount, MRTA takes balance of it * Mark X at box to indicate to finance it With SNP Lawyer SNP Legal Fee 2,340 SNP Stamp Duty (MOT) 4,400 Disbursement Fee 1,500

Transcript of Subsale-Property-Cost-Estimator.xlsx

SubsaleSUBSALE PROPERTY COST ESTIMATOR* For property below RM1 million, ikhlas daripada http://jamallife.comProperty Purchase PriceTotal Cash Required

Owner Price250,000Downpayment7,000Mark Up Price20,000SNP Legal Fee + Stamp Duty + Disbursement8,240SNP Price270,000Loan Legal Fee + Stamp Duty + Disbursement0Valution Fee0Margin of Finance90%MRTA/MRTT0Loan Amount243,000Utility580Total Cash Required Or Cash Out15,820With Bank*Mark X at MRTA/MRTT if want to pay cash

Loan Legal FeeX2,151Loan Stamp Duty1,215Financial IndicatorDisbursement Fee1,5004,866Rental1,500Maintenance Fee160Valution FeeX590Misc Valution Fee200Cashflow179790Gross Yields/ROI5.57%Net Yields6.43%MRTA/MRTTX6,494Cash On Cash Return (COCR)8.47%6,494

Total Loan Amount255,150Loan Interest4.20%Loan Tenure35Monthly Installment1,161

*Normally bank allows to finance extra up to 5% of loan amount, MRTA takes balance of it* Mark X at box to indicate to finance it

With SNP Lawyer

SNP Legal Fee2,340SNP Stamp Duty (MOT)4,400Disbursement Fee1,5008,240

With Utility Companies

Deposit Water + Misc450Deposit Electric + Misc130580