“Structured Finance Options for Construction Equipment”

By:Ranjit Manjarekar

Head Infrastructure Finance

Tata Capital Ltd.

04/21/23

Need of Structured finance

Structured Financing Options

04/21/23

Finance Lease Customized Disbursement

Creative Lease Season Specific Repayments

Operating lease Flexi-Repayments

Rentals Funding of Insurance/ AMC/ Consumables

Life Cycle Funding

Lease Based Solutions

04/21/23

Ownership Based Solutions

04/21/23

Customized Disbursements

Season Specific Repayments

Flexi-Repayments & foreclosure

Funding Insurance/ AMC/ Consumables

Life Cycle Funding

Project specific Equipment Finance Support

Ownership Based Solutions

04/21/23

Customized Disbursements

• Limit Sanction & Disbursement As & When

Required

• Split Disbursement & Respective Interest

Calculations

• Auto Top up Facility on current loans

Ownership Based Solutions

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Season SpecificRepayments

• Season specific EMI structuring

• Structured EMI as per weather, financial or

Industry cycle

• Year-wise structured Repayments

Ownership Based Solutions

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Flexi-Repayments & foreclosure

• Schemes to accommodate part & full pre-

closures

• Incentivize early repayments

Ownership Based Solutions

04/21/23

Funding Insurance/ AMC/ Consumables

• Finance to cover Insurance & AMCs

• Funding for a fix chunk of Regular

consumables of Equipment

Ownership Based Solutions

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Life Cycle Funding

• Funding of a life cycle of an Equipment

• Covering Equipment costs & Operating cost .

• Need to Look into asset liability mismatch

Ownership Based Solutions

04/21/23

Project specific Equipment Finance Support

• Funding / Supply of all the equipments required

for a particular project

• Funding scheme must be in sync with Project

dynamics & repayments

Finally…

04/21/23

Customer Has to speak

out his Requirement

s

Customer Has to speak

out his Requirement

s

Finance Industry is willing to

customize their offerings..

Finance Industry is willing to

customize their offerings..

Thank you !!!

04/21/23