Street victims and cross-border claims settlement cooperation
description
Transcript of Street victims and cross-border claims settlement cooperation
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Street victims and cross-border claims
settlement cooperation
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Possible situations for third injured parties with residence in Romania
Accidents in Romania
Accidents in Bulgaria
Accidents in Turkey
Sorin Greceanu - FPVS – IIF Conference - Istanbul 2014
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Possible situations for third parties residing in
Romania
Hypotheses Acc. in România
Liable vehicle registered in Romania
INSURED
UNINSURED
Liable vehicle registered in BulgariaINSURED
UNINSURED
Unregistered / Unknown UNINSURED
Liable vehicle registered in Turkey
INSURED
UNINSURED
Sorin Greceanu - FPVS – IIF Conference - Istanbul 2014
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Possible situations for third parties residing in
Romania
Hypotheses Acc. in Romania
Liable vehicle registered in Romania
INSURED
UNINSURED
Liable vehicle registered in BulgariaINSURED
UNINSURED
Unregistered / Unknown UNINSURED
Liable vehicle registered in Turkey
INSURED
UNINSURED
Sorin Greceanu - FPVS – IIF Conference - Istanbul 2014
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Accident in România – third party and liable party are Romanians
Example
InsuredRomanian MTPL Insurer
Uninsured?
FPVS – Guarantee Fund
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Possible situations for third parties residing in
Romania
Hypotheses Acc. in Romania
Liable vehicle registered in Romania
INSURED
UNINSURED
Liable vehicle registered in BulgariaINSURED
UNINSURED
Unregistered / Unknown UNINSURED
Liable vehicle registered in Turkey
INSURED
UNINSURED
Sorin Greceanu - FPVS – IIF Conference - Istanbul 2014
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Accident in Romania – Romanian TP, Bulgarian liable party
Green card correspondent in Ro. of the Bulgarian mtpl insurer
Romanian GC Bureau
Uninsured – normally based in Bulgaria
insured
Bulgarian insurer
Bulgarian GC Bureau
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Possible situations for third parties residing in
Romania
Hypotheses Acc. in Romania
Liable vehicle registered in Romania
INSURED
UNINSURED
Liable vehicle registered in BulgariaINSURED
UNINSURED
Unregistered / Unknown UNINSURED
Liable vehicle registered in Turkey
INSURED
UNINSURED
Sorin Greceanu - FPVS – IIF Conference - Istanbul 2014
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Accident in Romania – Romanian TP, Turkish liable party
Green Card correspondent
Romanian Guarantee Fund - FPVS
Uninsured
Turkish Green Card
Turkish mtpl/gc insurer
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Possible situations for third parties residing in
Romania
Hypotheses Acc. in Romania
Liable vehicle registered in Romania
INSURED
UNINSURED
Liable vehicle registered in BulgariaINSURED
UNINSURED
Unregistered / Unknown UNINSURED
Liable vehicle registered in Turkey
INSURED
UNINSURED
Sorin Greceanu - FPVS – IIF Conference - Istanbul 2014
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Accident in Romania – Romanian TP
Unregistered vehicle
Unidentified vehicle
Romanian Guarantee Fund - FPVS
*
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Possible situations for third parties residing in
Romania
Hypotheses Acc. in Bulgaria
Liable vehicle registered in Romania
INSURED
UNINSURED
Liable vehicle registered in BulgariaINSURED
UNINSURED
Unregistered / Unidenfied UNINSURED
Liable vehicle registered in Turkey
INSURED
UNINSURED
Sorin Greceanu - FPVS – IIF Conference - Istanbul 2014
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Possible situations for third parties residing in
Romania
Hypotheses Acc. in Bulgaria
Liable vehicle registered in Romania
INSURED
UNINSURED
Liable vehicle registered in BulgariaINSURED
UNINSURED
Unregistered / Unidenfied UNINSURED
Liable vehicle registered in Turkey
INSURED
UNINSURED
Sorin Greceanu - FPVS – IIF Conference - Istanbul 2014
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Accident in Bulgaria – third party and liable party are Romanians
Insured
Romanian MTPL Insurer or It`s Bulgarian correspondent
Uninsured ?
Romanian Guarantee Fund
Bulgarian Green card Bureau – as handling Bureau ?
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Possible situations for third parties residing in
Romania
Hypotheses Acc. in Bulgaria
Liable vehicle registered in Romania
INSURED
UNINSURED
Liable vehicle registered in BulgariaINSURED
UNINSURED
Unregistered / Unknown UNINSURED
Liable vehicle registered in Turkey
INSURED
UNINSURED
Sorin Greceanu - FPVS – IIF Conference - Istanbul 2014
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Accident in Bulgaria – Romanian TP, Bulgarian liable party
Claims representative from RO
Romanian compensation body – FPVS, or directly, to the Bulgarian Guarantee Fund
Uninsured
Insured
Bulgarian MTPL Insurer
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In case of a dispute regarding the validity of the insurance policy, which one, the Insurer or the Guarantee Fund, is responsible in first instance, to settle the claim?
Sorin Greceanu - FPVS – IIF Conference - Istanbul 2014
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Accident in Bulgaria – Romanian TP, German vehicle is liable
Claims rep. of German mtpl ins in Ro
Romanian Compensation Body orGerman Guarantee Fund or
Uninsured – and nb in Germany
Insured
Green card correspondent of German mtpl ins in Bg
Bulgarian Green Card Bureau as HB
German MTPL insurer
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Possible situations for third parties residing in
Romania
Hypotheses Acc. in Bulgaria
Liable vehicle registered in Romania
INSURED
UNINSURED
Liable vehicle registered in BulgariaINSURED
UNINSURED
Unregistered / Unknown UNINSURED
Liable vehicle registered in Turkey
INSURED
UNINSURED
Sorin Greceanu - FPVS – IIF Conference - Istanbul 2014
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Accident in Bulgaria – Romanian TP, Tukish liable party
Romanian Compensation Body Bulgarian Guarantee Fund
Uninsured
Insured
Green Card correspondent of the Turkish mtpl insurer in Bulgaria
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Possible situations for third parties residing in
Romania
Hypotheses Acc. in Bulgaria
Liable vehicle registered in Romania
INSURED
UNINSURED
Liable vehicle registered in BulgariaINSURED
UNINSURED
Unregistered / Unknown UNINSURED
Liable vehicle registered in Turkey
INSURED
UNINSURED
Sorin Greceanu - FPVS – IIF Conference - Istanbul 2014
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Accident in Bulgaria – Romanian injured TP
Unregistered vehicle
Unidentified vehicle
Bulgarian Guarantee Fund – final debtor
Romanian Compensation Body – as handling body
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Possible situations for third parties residing in
Romania
Hypotheses Acc. in Turkey
Liable vehicle registered in Romania
INSURED
UNINSURED
Liable vehicle registered in BulgariaINSURED
UNINSURED
Unregistered / Unidenfied UNINSURED
Liable vehicle registered in Turkey
INSURED
UNINSURED
Sorin Greceanu - FPVS – IIF Conference - Istanbul 2014
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Possible situations for third parties residing in
Romania
Hypotheses Acc. in Turkey
Liable vehicle registered in Romania
INSURED
UNINSURED
Liable vehicle registered in BulgariaINSURED
UNINSURED
Unregistered / Unidenfied UNINSURED
Liable vehicle registered in Turkey
INSURED
UNINSURED
Sorin Greceanu - FPVS – IIF Conference - Istanbul 2014
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Accident in Turkey– third party and liable party are Romanians
Insured
Romanian MTPL Insurer or it`s Turkish Green Card Correspondent
Uninsured
Romanian Guarantee Fund
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Possible situations for third parties residing in
Romania
Hypotheses Acc. in Turkey
Liable vehicle registered in Romania
INSURED
UNINSURED
Liable vehicle registered in BulgariaINSURED
UNINSURED
Unregistered / Unknown UNINSURED
Liable vehicle registered in Turkey
INSURED
UNINSURED
Sorin Greceanu - FPVS – IIF Conference - Istanbul 2014
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Accident in Turkey – Romanian TP, Bulgarian liable party
Romanian Claims representative
Romanian compensation body – FPVS, or directly, to the Bulgarian Guarantee Fund
Uninsured
Insured
Bulgarian MTPL Insurer
Turkish Green Card correspondent
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Possible situations for third parties residing in
Romania
Hypotheses Acc. in Turkey
Liable vehicle registered in Romania
INSURED
UNINSURED
Liable vehicle registered in BulgariaINSURED
UNINSURED
Unregistered / Unknown UNINSURED
Liable vehicle registered in Turkey
INSURED
UNINSURED
Sorin Greceanu - FPVS – IIF Conference - Istanbul 2014
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Accident in Turkey – Romanian TP, Tukish liable party
Uninsured
Insured
Turkish MTPL Insurer
No protection
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Accident in Turkey – Romanian TP, Ukranian liable party
No protection
Uninsured
Insured
Turkish Green Card correspondent
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Possible situations for third parties residing in
Romania
Hypotheses Acc. in Turkey
Liable vehicle registered in Romania
INSURED
UNINSURED
Liable vehicle registered in BulgariaINSURED
UNINSURED
Unregistered / Unknown UNINSURED
Liable vehicle registered in Turkey
INSURED
UNINSURED
Sorin Greceanu - FPVS – IIF Conference - Istanbul 2014
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Accident in Turkey – Romanian TP
Unregistered vehicle
Unidentified vehicle
No protection
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Thank you for your attention
Sorin Greceanu - FPVS – IIF Conference - Istanbul 2014