Triple PointNAVIGATOR STRATEGY

Investing for future generations

STRATEGY GUIDE

IntroducingTHE TRIPLE POINT NAVIGATOR STRATEGY

Stable SimpleThe investments

are typically asset

backed in good quality

organisations with

a strong underlying

business rationale.

The Navigator Strategy

typically makes simple

investments in real

and tangible assets.

Contract ValuesThe Navigator Strategy

investments have an

average contract value

of £5,000 ensuring a

diverse spread of

investments.

SpeedTarget ReturnsThe Navigator Strategy

targets returns in the

range of 4% to 6% per

annum (after all annual

fees and charges).

The Navigator

Strategy should

achieve IHT exemption

after 2 years compared

to other options that

take 7 years.

Actual ReturnsTo date the Navigator

Strategy has delivered

annualised returns of

5.84% costs

(after all annual charges).

CustomersHaving over 40,000

customers provides

investors with good diversity

and regular cashflows.

DiversificationCapitalThe Navigator Strategy

selects high quality

small and medium sized

businesses across the UK.

To date Triple Point has

invested over £190m

through the Navigator

Strategy.

Our Navigator Strategy provides leasing and lending to businesses,

which are typically UK small and medium sized businesses.

Each Navigator business line provides market scale and adequate

liquidity across a range of contract maturities. Maturities range

from the very short term (c.30 day corporate trade finance) through

to the mid-term (c.60 month SME leasing).

The growth opportunity in each business line is provided by:

• the scale of each addressable trade;

• the market access we enjoy through our track record,

experienced team and intermediary networks; and

• the continuing inability of the banks to compete

due to capital adequacy requirements and high

legacy platform costs.

With the Navigator Strategy, the funds you invest should qualify for

Business Relief after two years, at which point they will fall outside

of your estate for inheritance tax purposes.

This document is designed to give you some more detail on how

the Navigator Strategy works.

Triple Point’s Navigator Strategy targets capital growth through funding real, tangible businesses

• UK small and medium sized businesses

• £190m+ of funding provided

• 40,000+ customers

• £5,000 average contract value

• Targets a return to investors of 4% to 6% per

annum (after all annual fees and charges)

Navigator StrategyTARGETS GROWTH

We are specialists in business funding and

in the 12 years since we were founded have

raised £500m for small and medium sized

businesses.

Our sector experience and market reputation

means that we are a well known operator,

ensuring a steady pipeline of opportunities

from which we select those that meet our

criteria.

This business meets Triple Point’s key

requirements for Navigator, being regular,

contractual cash flows, good quality

customers and predictable returns.

For more information or guidance

This document provides a guide to the Navigator Strategy. For more information on how to access the strategy including a summary of the risks, please

see the Triple Point Estate Planning Service Information Memorandum and Investor Agreement and Application Form. Advisers can also contact Triple

Point for details about the bespoke planning routes available.

Risk Warning

There is no guarantee that the

target return will be achieved and

investors may get back less than

the amount they invested. Past

performance is not a guide to

future performance and may not

be repeated.

The Navigator Strategy has delivered consistent returns; since inception it has returned an average of 5.84% per annum to investors (after annual charges).

To date the Navigator Strategy

has delivered, returns of 5.84%

per annum (after annual fees

and charges)

Proven Performance

0%

Jun

2013

Aug

201

3

Oct

201

3

Dec

201

3

Feb

2014

Apr

201

4

Jun

2014

Aug

201

4

Oct

201

4

Dec

201

4

Feb

2015

Apr

201

5

Jun

2015

Aug

201

5

Oct

201

5

Dec

201

5

Feb

2016

Apr

201

6

Jun

2016

5%

10%

15%

20%

25%

19.7%18.6%

12.7%

TargetRange

Navigator Strategy’s performance since inception

OUR BUSINESSES IN ACTIONDIVERSE INVESTMENTS FOR FUTURE GENERATIONS

The Navigator Strategy has a proven track record of providing

solid returns. Our investors benefit from a diverse customer

base of over 40,000 UK small and medium sized businesses.

MOBILE TELECOMS

Triple Point funds UK telecoms companies to supply almost 1 million call minutes a day.

PROPERTY BRIDGE FINANCING

Working with specialist lenders, we have provided £47m of bridge financing for property acquisitions.

CREDIT CARD TERMINALS

Working with over 38,000 UK SMEs, we have providing funding of £18m for payment card terminals.

LARGE CUSTOMER BASE

We have supported over 40,000 UK SMEs, managing one of the largest privately capitalised leasing businesses in the UK.

WORKING CAPITAL LOANS

We have provided over 7,000 small and medium sized business with working capital.

Navigator Business LinesOur Navigator Strategy typically provides funding to UK small and medium sized businesses.

SME Finance

SME Finance is made up of two activities, SME

Leasing and Short Term Working Finance.

SME Leasing

Within the Navigator Strategy, funding

is provided for credit card terminals. Schedules

of agreements are purchased from independent

resellers of merchant services to SMEs. These

are for contract periods of 24 to 60 months. The

strength of the portfolio is the broad spread of

counterparties, which means that credit risk is

spread over a very wide range of SMEs.

Short Term Working Finance

Short Term Working Finance is the provision of

unsecured lending to small businesses in the

form of short term working capital loans typically

for periods of up to 10 weeks. Usually these loans

are provided to businesses as a supplement or a

replacement for an overdraft facility.

Many SMEs use this facility to expand or

purchase stock. It is frequently used as an

alternative to bank finance.

Corporate Trade Finance

This is a longstanding and well established

market, where finance is provided between a

company and its customers in respect of amounts

due (”receivables”) for goods, or a service,

supplied. For example, the Navigator Strategy

funds telecommunications call financing.

Secured Funding

Businesses can require short term funding to

acquire assets in advance of preparation for

onward sale; property bridge finance being an

example. Navigator looks to fund short term

bridge finance, with strong security over the

property and a low loan to value. The loan is

repaid once the developer has long term bank

finance in place or has secured an onward scale.

This document is a financial promotion for the

purposes of Section 21 of the Financial Services

and Markets Act 2000. It is issued by Triple Point

Administration LLP, which is authorised and

regulated by the Financial Conduct Authority (no.

618187).

This document is a summary of the Navigator

Strategy. This strategy can be accessed

through the Triple Point Estate Planning. It is

important that prospective investors read and

understand fully the Information Memorandum

before investing, which explains the key

risks. Applications to the service will only

be accepted on the basis of the content and

terms of the Information Memorandum, the

Investor Agreement and Application Form. The

opportunity described in this document is NOT

suitable for all investors. Investments in BPR

qualifying companies are considered to be high-

risk, including illiquidity, loss of investment and

dilution.

Nothing in this document constitutes tax,

financial, legal or investment advice. If you

are in any doubt about whether investment

in the Estate Planning Service is right for you,

you should seek advice from an authorised

person who specialises in providing advice on

investments of this nature.

Triple Point is the trading name for the Triple

Point Group which includes the following

companies and associated entities: Triple Point

Investment Management LLP registered in

England & Wales no. OC321250, authorised and

regulated by the Financial Conduct Authority

no. 456597, Triple Point Administration LLP

registered in England & Wales no. OC391352

and authorised and regulated by the Financial

Conduct Authority no.618187, and TP Nominees

Limited registered in England & Wales

no.07839571, all of 18 St. Swithin’s Lane,

London, EC4N 8AD, UK.

15 July 2016

Important informationNAVIGATOR STRATEGY

Value Creation

We create value by building

innovative products for investors

and offering attractive funding

solutions to a range of businesses

and organisations in both the public

and private sectors. Our innate

curiosity propels us to explore

possibilities and find unique

combinations; from the deals we

originate right through to the way

we design our products.

At Triple Point we believe in

building long lasting partnerships

with advisors and the businesses

we fund.

Investment Philosophy

Our investment philosophy

is simple; we target

opportunities which seek to

offer our investors:

• Capital Security

• Liquidity

• Predictable Returns

This approach is designed

to create value by providing

solid returns for our investors

and delivering sustainable

growth for the businesses

that we partner with.

As a specialist investment business, we make more

than just money for our clients; we create value

beyond simply delivering solid returns. This extends

to the lasting partnerships we build and the integrity

with which we conduct our business.18 St. Swithin’s Lane

London EC4N 8AD

Adviser and Investor Enquiries

020 7201 8990

contact@triplepoint.co.uk

For further information please contact

www.triplepoint.co.uk

Triple Point is the trading name for the Triple Point Group

which includes the following companies and associated

entities: Triple Point Investment Management

LLP registered in England & Wales no. OC321250,

authorised and regulated by the Financial Conduct

Authority no. 456597, Triple Point Administration LLP

registered in England & Wales no. OC391352 and

authorised and regulated by the Financial Conduct

Authority no. 618187, and TP Nominees Limited

registered in England & Wales no.07839571, all of 18

St. Swithin’s Lane, London, EC4N 8AD, UK

In 2016 Triple Point’s Generations Strategy proudly celebrated 10 years in the market

Triple Point has consistently met targetreturns within this sector

10 YEARSIN ESTATE PLANNING 1

Years of Generations Strategy

Navigator Strategy’s performance since inception