The Cost of Living:St. Louis, Missouri

Annie LuDavid Lee

Initial Income & Post-Tax IncomeAnnie

· Occupation: Marketing manager

· Initial income: $45,000

· FICA: $3442.50

· Federal income tax: $5088

· State income tax: $1800

· Disposable income: $34,669.50

David

· Occupation: Assistant Manager

· Initial income: $40,000

· FICA: $3060

· Federal income tax: $4175

· State income tax: $1600

· Disposable income: $31,165

SavingAnnie

· 20% saving: $6,933.90

· Bank of America savings account: $5,000

· APY: 0.08

· Bank of America checking account: $1933.90

David

· 20% saving: $6,233

· Bank of America savings account: $5,000

· APY: 0.08

· Bank of America checking account: $1233

Housing

· 400 N. Fourth St.

· Gentry's Landing Apartment

· City: St. Louis, Missouri

· Zip Code: 63102

· 400 N. Fourth St.

· Gentry's Landing Apartment

· City: St. Louis, Missouri

· Zip Code: 63102

Housing (2) · Lease Term: month to month

· Monthly rent: $855

· Deposit: $200

· Living cost: $10,260

· Renter's insurance: $331 annually

· Size: 1,050 sq ft

· 2 bedroom apartment

· 2 baths

· gym & pool

· located in downtown St. Louis

· close to metro station

HealthcareAnnie

· Blue Cross Anthem

· $74.95 per month/$899.40 annually

· Plan type: PPO

· 30% Coinsurance after deductible

· Annual deductible: $2,500

· Individual coverage

David

· Blue Cross Anthem

· $74.95 per month/$899.40 annually

· Plan type: PPO

· 30% Coinsurance after deductible

· Annual deductible: $2,500

· Individual coverage

Transportation

Utilities(Annual shared cost)

· Gas: $1,058.72

· Electricity: $63.09 per month - $63.09(12)=$757.08

· Water: 3 water closets + 2 baths + 2 showers=$93.56/3 months x 4=$374.24

· Phone & Internet: AT&T Home Phone, Internet & Wireless Bundle - $77.94(12)=$935.28

Food

Extracurricular Activities

Remaining Income