STATE OF NEW HAMPSHIRE WORKERS ......American Financial Group (Great American Cos.) 26832...
Transcript of STATE OF NEW HAMPSHIRE WORKERS ......American Financial Group (Great American Cos.) 26832...
STATE OF NEW HAMPSHIRE WORKERS COMPENSATION LOSS COST MULTIPLIERS Page: 1
1/2/2020
NAIC Group# Group NAIC
Company# Company Name Prior Effective Date
Prior Multiplier
Current Effective
DateTier Current
Multiplier 1.545
0626 ACE USA Group (CHUBB) 22667 Ace American Insurance Company 01/01/12 1.302 01/01/13 1.302 -15.73%
0626 ACE USA Group (CHUBB) 20702 Ace Fire Underwriters Insurance Company 01/01/13 1.452 01/01/19 1.107 -28.35%
0626 ACE USA Group (CHUBB) 20699 Ace Property & Casualty Insurance Company 01/01/19 1.402 01/01/20 1.313 -15.02%
0626 ACE USA Group (CHUBB) 35181 Executive Risk Indemnity Inc. 01/01/19 0.935 01/01/20 0.927 -40.00%
0626 ACE USA Group (CHUBB) 43575 Indemnity Insurance Company of North America 01/01/13 1.172 01/01/19 0.977 -36.76%
0626 ACE USA Group (CHUBB) 22713 Insurance Company of North America 01/01/08 1.302 01/01/13 1.302 -15.73%
0626 ACE USA Group (CHUBB) 22748 Pacific Employers Insurance Company 01/01/13 1.569 01/01/20 1.004 -35.02%
0000 Acuity Insurance 14184 Acuity Insurance 08/27/18 Tier 1 1.310 -15.21%
08/27/18 Tier 2 1.401 -9.32%
08/27/18 Tier 3 1.506 -2.52%
0000Advantage Workers Compensation Insurance Company
40517Advantage Workers Compensation Insurance Company
10/01/08 1.340 -13.27%
2498 AIM Mutual Group 33758Associated Industries of Massachusetts Mutual Insurance Company (A.I.M.)
12/01/01 Standard 1.180 -23.62%
05/08/02 Basic 1.400 -9.39%
06/01/09 Preferred 1.050 -32.04%
1/1/2020A/R
STATE OF NEW HAMPSHIRE WORKERS COMPENSATION LOSS COST MULTIPLIERS Page: 2
1/2/2020
NAIC Group# Group NAIC
Company# Company Name Prior Effective Date
Prior Multiplier
Current Effective
DateTier Current
Multiplier 1.545
1/1/2020A/R
2498 AIM Mutual Group 13083 New Hampshire Employers Insurance Company 05/18/10 Basic 1.400 -9.39%
05/18/10 Standard 1.180 -23.62%
05/19/10 Preferred 0.880 -43.04%
0761 Allianz Group 35300 Allianz Global Risks USInsurance Co 09/01/94 1.340 -13.27%
0761 (Fireman's Fund Group) 21849 American Automobile Insurance Company 03/01/05 1.547 01/01/18 1.539 -0.39%
0761 (Fireman's Fund Group) 21857 American Insurance Company, The 03/01/05 1.547 01/01/18 1.539 -0.39%
0761 (Fireman's Fund Group) 21865 Associated Indemnity Insurance Company 01/01/13 1.568 01/01/18 1.550 0.32%
0761 (Fireman's Fund Group) 21873 Fireman's Fund Insurance Company 03/01/05 1.238 01/01/18 1.154 -25.31%
0761 (Fireman's Fund Group) 21881 National Surety Insurance Company 03/01/05 1.392 01/01/18 1.308 -15.34%
2698 Allied Eastern Indemnity Company 11242 Allied Eastern Indemnity
Company 10/04/17 1.800 16.50%
0140 Allied Property & Casualty Ins. Co. 42579 Allied Property & Casualty Ins.
Co. 01/01/15 1.230 01/01/17 1.250 -19.09%
0008 Allstate Companies 19232 Allstate Insurance Company 09/01/94 1.317 -14.76%
0008 Allstate Companies 19240 Allstate Indemnity Insurance Company 1.317 -14.76%
STATE OF NEW HAMPSHIRE WORKERS COMPENSATION LOSS COST MULTIPLIERS Page: 3
1/2/2020
NAIC Group# Group NAIC
Company# Company Name Prior Effective Date
Prior Multiplier
Current Effective
DateTier Current
Multiplier 1.545
1/1/2020A/R
0922 American Assets Group 27847 Insurance Company of the West 11/01/11 1.520 -1.62%
0084 American Financial Group (Great American Cos.) 26344 Great American Assurance
Company 01/01/02 1.250 01/01/19 1.510 -2.27%
0084 American Financial Group (Great American Cos.) 22163 Great American Ins. Co. of New
York 01/01/02 1.390 01/01/19 1.436 -7.06%
0084 American Financial Group (Great American Cos.) 16691 Great American Insurance
Company 01/01/02 1.250 01/01/19 1.290 -16.50%
0084 American Financial Group (Great American Cos.) 26832 GreatAmerican Alliance
Insurance Company 01/01/02 1.180 01/01/19 1.220 -21.04%
0084 American Financial Group 32620 National Interstate Insurance Company 05/01/11 1.220 12/01/15 1.010 -34.63%
0408 American National Financial Corp. 13803 Farm Family Casualty Insurance
Company 01/01/20 1.540 -0.32%
0012 American International Group 19399 AIU Insurance Company 04/01/04 1.234 02/01/14 0.944 -38.90%
0012 American International Group 19380 American Home Assurance
Company 04/01/04 1.452 03/01/13 1.343 -13.07%
0012 American International Group 23795 American International Pacific
Insurance Company 04/01/04 1.452 -6.02%
0012 American International Group 40258 American International South
Insurance Company 08/01/97 0.961 04/01/04 1.089 -29.51%
0012 American International Group 19402 Chartis Property Casualty
Company 04/01/04 1.452 03/01/13 1.561 1.04%
0012 American International Group 19410 Commerce & Industry Insurance
Company 05/01/12 1.626 03/01/13 1.670 8.09%
STATE OF NEW HAMPSHIRE WORKERS COMPENSATION LOSS COST MULTIPLIERS Page: 4
1/2/2020
NAIC Group# Group NAIC
Company# Company Name Prior Effective Date
Prior Multiplier
Current Effective
DateTier Current
Multiplier 1.545
1/1/2020A/R
0012 American International Group 23809 Granite State Insurance
Company 04/01/04 1.452 03/01/13 1.670 8.09%
0012 American International Group 23817 Illinois National Insurance
Company 03/01/01 1.345 04/01/04 1.452 -6.02%
0012 American International Group 19429 Insurance Company State of PA. 08/01/97 1.345 04/01/04 1.452 -6.02%
0012 American International Group 19445 National Union Fire Insurance
Company of Pittsburg, PA. 08/01/97 1.345 04/01/04 1.452 -6.02%
0012 American International Group 23841 New Hampshire Insurance
Company 04/01/04 1.089 05/01/12 1.234 -20.13%
0680 Amerisafe Insurance Group 31895 American Interstate Insurance Company 04/01/02 1.250 01/01/04 1.400 -9.39%
0124 Amerisure Companies 19488Amerisure Ins. Co. (SEBO 12/95) 12/04 Exception for National Accounts with NH exposures.
06/01/01 1.507 04/01/05 1.507 -2.46%
0124 Amerisure Companies 23396Amerisure Mutual Ins. Co. (SEBO 12/95) 12/04 Excpetion for National Accounts with NH exposures.
06/01/01 1.507 04/01/05 1.507 -2.46%
2538 AmTrust Group 19879 Security National Insurance Co 01/01/11 1.200 07/01/13 1.100 -28.80%
2538 AmTrust Group 42376 Technology Insurance Company 10/01/08 1.330 03/01/11 1.290 -16.50%
2538 AmTrust Group 25011 Wesco Insurance Company 11/02/06 1.500 -2.91%
0586 Arbella Insurance Group 10017 Arbella Indemnity Insurance Company 10/01/12 1.050 01/01/19 1.080 -30.10%
0586 Arbella Insurance Group 41360 Arbella Protection Insurance Company 01/01/17 1.400 01/01/19 Standard 1.440 -6.80%
STATE OF NEW HAMPSHIRE WORKERS COMPENSATION LOSS COST MULTIPLIERS Page: 5
1/2/2020
NAIC Group# Group NAIC
Company# Company Name Prior Effective Date
Prior Multiplier
Current Effective
DateTier Current
Multiplier 1.545
1/1/2020A/R
01/01/10 1.050 01/01/14 Preferred 1.050 -32.04%
0457 Argonaut Insurance 19801 Argonaut Insurance Co 04/13/97 1.100 01/01/02 1.363 -11.78%
0000 Arrow Mutual Ins. Co. 13374 Arrow Mutual Liability Ins. Co. 10/11/99 1.000 -35.28%
0000 Associated Employers Insurance Company 11104 Associated Employers Insurance
Company 03/09/16 Standard 1.400 -9.39%
Safety 1.200 -22.33%
Preferred 0.900 -41.75%
0024 Atlantic Mutual Cos 19895 Atlantic Mutual Insurance Company 01/01/02 1.341 01/01/03 1.357 -12.17%
0024 Atlantic Mutual Cos 19909 Centennial Insurance Insurance Company 01/01/02 0.002 01/01/03 1.421 -8.03%
0000 Benchmark Insurance Company 41394 Benchmark Insurance Company 01/01/17 1.495 01/01/20 1.481 -4.14%
0098 Berkley(WR)Group 15911 American Mining Insurance Company 03/01/14 1.490 01/01/20 Standard 1.500 -2.91%
03/01/14 Preferred 1.330 -13.92%
STATE OF NEW HAMPSHIRE WORKERS COMPENSATION LOSS COST MULTIPLIERS Page: 6
1/2/2020
NAIC Group# Group NAIC
Company# Company Name Prior Effective Date
Prior Multiplier
Current Effective
DateTier Current
Multiplier 1.545
1/1/2020A/R
0098 Berkley(WR)Group 31325 Acadia Insurance Company 10/01/19 1.318 01/01/20 Standard 1.540 -0.32%
10/01/19 1.318 01/01/20 Class Based 1.309 -15.28%
01/01/18 1.500 10/01/19 Preferred 1.275 -17.48%
01/01/18 1.400 10/01/19 Super-Preferred 1.190 -22.98%
0098 Berkley(WR)Group 38911 Berkley National Insurance Company 04/01/15 Non
Technology 1.060 -31.39%
Berkley National Insurance Company 12/01/16 0.868 02/01/20 Technology
Classes 0.779 -49.58%
Berkley National Insurance Company 12/01/16 0.868 02/01/20 Life Sciences 0.779 -49.58%
0098 Berkley(WR)Group 29580 Berkley Regional Insurance Company 07/01/13 1.550 08/01/16 Non
Technology 1.505 -2.59%
Berkley Regional Insurance Company 08/01/16 1.430 02/01/20 Technology
Classes 1.351 -12.56%
Berkley Regional Insurance Company 12/01/16 1.430 02/01/20 Life Sciences 1.351 -12.56%
0098 Berkley(WR)Group 10510 Carolina Casualty Insurance Company 10/01/09 1.530 01/01/20 1.540 -0.32%
0098 Berkley(WR)Group 10804 Continental Western Insurance Company 01/01/18 1.450 10/01/19 Standard 1.233 -20.19%
01/01/18 1.300 10/01/19 Preferred 1.105 -28.48%
STATE OF NEW HAMPSHIRE WORKERS COMPENSATION LOSS COST MULTIPLIERS Page: 7
1/2/2020
NAIC Group# Group NAIC
Company# Company Name Prior Effective Date
Prior Multiplier
Current Effective
DateTier Current
Multiplier 1.545
1/1/2020A/R
01/01/18 1.100 10/01/19 Super Preferred 0.935 -39.48%
0098 Berkley(WR)Group 21784Firemen's Ins. Co.of Washington DC dba Berkely Underwriters Ins. Co.
10/01/19 1.318 01/01/20 Standard 1.540 -0.32%
10/01/19 1.318 01/01/20 Class Based 1.309 -15.28%
01/01/18 1.500 10/01/19 Preferred 1.275 -17.48%
01/01/18 1.350 10/01/19 Super-Preferred 1.148 -25.70%
0098 Berkley(WR)Group 25224 Great Divide Insurance Company 02/15/05 1.414 -8.48%
0098 Berkley(WR)Group 10749 Intrepid Insurance Company 09/20/18 1.299 -15.92%
0098 Berkley(WR)Group 10885 Key Risk Insurance Company 01/01/20 1.430 -7.44%
0098 Berkley(WR)Group 23612 Midwest Employers Casualty Company 10/01/09 1.260 01/01/20 1.300 -15.86%
0098 Berkley(WR)Group 10900 Preferred Employers Insurance Company 01/01/20 1.200 -22.33%
0098 Berkley(WR)Group 36684 Riverport Insurance Company 04/24/12 Non Technology 1.410 -8.74%
STATE OF NEW HAMPSHIRE WORKERS COMPENSATION LOSS COST MULTIPLIERS Page: 8
1/2/2020
NAIC Group# Group NAIC
Company# Company Name Prior Effective Date
Prior Multiplier
Current Effective
DateTier Current
Multiplier 1.545
1/1/2020A/R
04/01/15 1.300 02/01/20 Technology Classes 0.779 -49.58%
02/01/20 Life Sciences 0.779 -49.58%
0098 Berkley(WR)Group 40045 StarNet Insurance Company 10/01/09 1.400 01/01/20 1.360 -11.97%
0098 Berkley(WR)Group 31003 Tri-State Insurance Company of Minnesota 07/01/13 Non
Technology 1.410 -8.74%
12/01/16 1.300 02/01/20 Technology Classes 1.039 -32.75%
12/01/16 1.300 02/01/20 Life Sciences 1.039 -32.75%
0098 Berkley(WR)Group 25844Union Insurance Company dba Berkley Property & Casualty Insurance Company
01/01/18 1.500 10/01/19 Standard 1.275 -17.48%
01/01/18 1.350 10/01/19 Preferred 1.148 -25.70%
01/01/18 1.200 10/01/19 Super Preferred 1.020 -33.98%
0000 Berkshire Hathaway Direct Insurance Company 10391 Berkshire Hathaway Direct
Insurance Company 11/01/15 1.270 -17.80%
0031 Berkshire Hathaway Group 32280 Commercial Casualty Insurance Company 07/01/18 1.060 -31.39%
0031 Berkshire Hathaway Group 28258 Continental Indemnity Company 01/01/12 1.439 03/01/16 1.361 -11.91%
0031 Berkshire Hathaway Group 20044 Cornhusker Casualty Company 07/01/10 1.500 -2.91%
STATE OF NEW HAMPSHIRE WORKERS COMPENSATION LOSS COST MULTIPLIERS Page: 9
1/2/2020
NAIC Group# Group NAIC
Company# Company Name Prior Effective Date
Prior Multiplier
Current Effective
DateTier Current
Multiplier 1.545
1/1/2020A/R
0031 Berkshire Hathaway Group 44784 Fairfield Insurance Company 11/24/98 1.157 01/01/02 1.263 -18.25%
0031 Berkshire Hathaway Group 38962 Genesis Insurance Company 10/01/96 1.264 -18.19%
0031 Berkshire Hathaway Group 20087 National Indemnity Company 11/01/95 1.374 -11.07%
0031 Berkshire Hathaway Group 11673 Redwood Fire and Casualty Insurance Company 12/01/14 1.800 16.50%
0031 Berkshire Hathaway Group 20931 Wellfleet New York Insurance Company 11/01/19 1.850 19.74%
0572 Blue Cross Blue Shield of Michigan 12304 Accident Fund General Insurance
Company 01/01/13 1.500 01/01/17 1.450 -6.15%
0572 Blue Cross Blue Shield of Michigan 12305 Accident Fund National Insurance
Company 01/01/10 1.199 -22.39%
0572 Blue Cross Blue Shield of Michigan 10166 Accident Fund Insurance
Company of America 01/01/10 1.599 01/01/13 1.300 -15.86%
0572 Blue Cross Blue Shield of Michigan 29157 United Wisconsin Insurance
Company 01/01/10 1.678 01/01/13 1.400 -9.39%
0661 Blue Cross Blue Shield of South Carolina Group 10794 Companion Commercial
Insurance Company 11/01/09 1.349 -12.69%
0661 Blue Cross Blue Shield of South Carolina Group 12157 Companion Property & Casualty
Insurance Company 11/15/09 1.550 0.32%
0000 Brotherhood Mutual Insurance Company 13528 Brotherhood Mutual Insurance
Company 01/01/18 1.377 01/01/19 1.484 -3.95%
0036 Central Mutual Ins Cos 20230 Central Mutual Insurance Co. 01/01/19 1.443 01/01/20 All Other Classes 1.500 -2.91%
STATE OF NEW HAMPSHIRE WORKERS COMPENSATION LOSS COST MULTIPLIERS Page: 10
1/2/2020
NAIC Group# Group NAIC
Company# Company Name Prior Effective Date
Prior Multiplier
Current Effective
DateTier Current
Multiplier 1.545
1/1/2020A/R
01/01/19 1.556 01/01/20 Group 1 1.500 -2.91%
01/01/19 1.500 01/01/20 Group 2 1.500 -2.91%
01/01/19 1.345 01/01/20Preferred - All Other Classes
1.275 -17.48%
01/01/19 1.515 01/01/20 Preferred - Group 1 1.275 -17.48%
01/01/19 1.430 01/01/20 Preferred - Group 2 1.275 -17.48%
0036 Central Mutual Ins Cos 20222 All America Insurance Company 01/01/19 1.345 01/01/20 All Other Classes 1.050 -32.04%
01/01/19 1.515 01/01/20 Group 1 1.050 -32.04%
01/01/19 1.430 01/01/20 Group 2 1.050 -32.04%
1178 Charter Insurance Group 44326 Atlantic Charter Insurance Company 03/01/08 1.240 08/20/08 Tier 1 1.150 -25.57%
11/17/10 Tier 2 1.250 -19.09%
11/17/10 Tier 3 1.350 -12.62%
03/01/08 1.150 08/20/08 Preferred 1.000 -35.28%
12/01/09 Superior 0.900 -41.75%
1178 Charter Insurance Group 10664 Endeavor Insurance Company 03/01/08 1.300 08/20/08 1.250 -19.09%
1178 Charter Insurance Group 11984 Independence Casualty Insurance Company 03/01/08 1.430 08/20/08 1.350 -12.62%
STATE OF NEW HAMPSHIRE WORKERS COMPENSATION LOSS COST MULTIPLIERS Page: 11
1/2/2020
NAIC Group# Group NAIC
Company# Company Name Prior Effective Date
Prior Multiplier
Current Effective
DateTier Current
Multiplier 1.545
1/1/2020A/R
0240 Chrysler Insurance 10499 Chrysler Insurance Co. 04/01/95 1.24 -19.74%
0038 Chubb Group 12777 Chubb Indemnity Insurance Company 01/01/19 1.169 01/01/20 1.082 -29.97%
0038 Chubb Group 10052 Chubb National Insurance Company 01/01/19 0.779 01/01/20 0.773 -49.97%
0038 Chubb Group 20281 Federal Insurance Company 01/01/19 1.558 01/01/20 1.545 0.00%
0038 Chubb Group 20303 Great Northern Insurance Company 01/01/19 1.480 01/01/20 1.468 -4.98%
0038 Chubb Group 20346 Pacific Indemnity Company 01/01/19 1.324 01/01/20 1.313 -15.02%
0038 Chubb Group 20397 Vigilant Insurance Company 01/01/19 1.558 01/01/20 1.545 0.00%
0000 Church Mutual Ins. Co. 18767 Church Mutual Insurance Company 01/01/19 1.557 01/01/20 1.544 -0.06%
0244 Cincinnati Companies 27197 Cincinnati Indemnity Company 01/01/13 1.532 01/01/14 1.609 4.14%
0244 Cincinnati Companies 10677 Cincinnati Insurance Company 01/01/18 1.305 01/01/19 1.349 -12.69%
0244 Cincinnati Companies 28665 Cincinnati Casualty Company 01/01/18 1.437 01/01/19 1.486 -3.82%
0244 Cincinnati Companies 23280 Cincinnati Indemnity Company 01/01/17 1.499 01/01/19 1.550 0.32%
STATE OF NEW HAMPSHIRE WORKERS COMPENSATION LOSS COST MULTIPLIERS Page: 12
1/2/2020
NAIC Group# Group NAIC
Company# Company Name Prior Effective Date
Prior Multiplier
Current Effective
DateTier Current
Multiplier 1.545
1/1/2020A/R
0218 CNA Insurance Cos 20427 American Casualty Company of Reading PA 01/01/15 1.000 01/01/20 1.004 -35.02%
0218 CNA Insurance Cos 20443 Continental Casualty Insurance Company 01/01/19 1.557 01/01/20 1.854 20.00%
0218 CNA Insurance Cos 20478 National Fire Insurance Co. of Hartford 01/01/14 1.320 01/01/20 1.313 -15.02%
0218 CNA Insurance Cos 35289 Continental Insurance Company, The 01/01/18 0.900 01/01/20 0.850 -44.98%
0218 CNA Insurance Cos 20494 Transportation Insurance Company 01/01/18 1.430 01/01/20 1.545 0.00%
0218 CNA Insurance Cos 20508 Valley Forge Insurance Company 01/01/14 1.115 01/01/20 1.159 -24.98%
0250 Donegal Group 14958 Peninsula Insurance Company 01/01/12 1.450 01/01/14 1.595 3.24%
2698 Eastern Advantage Assurance Company 13019 Eastern Advantage Assurance
Company 10/04/17 1.100 -28.80%
2698 Eastern Alliance Insurance Company 10724 Eastern Alliance Insurance
Company 09/04/17 1.450 -6.15%
0000 Electric Mutual Insurance Company 21261 Electric Mutual Insurance
Company 01/01/03 1.052 07/01/08 1.16 -24.92%
0062 EMC Insurance Cos 21407 Emcasco Insurance Company 03/01/17 1.270 01/01/19 1.320 -14.56%
0062 EMC Insurance Cos 21415 Employers Mutual Casualty Company 01/01/19 1.550 01/01/20 1.540 -0.32%
STATE OF NEW HAMPSHIRE WORKERS COMPENSATION LOSS COST MULTIPLIERS Page: 13
1/2/2020
NAIC Group# Group NAIC
Company# Company Name Prior Effective Date
Prior Multiplier
Current Effective
DateTier Current
Multiplier 1.545
1/1/2020A/R
0062 EMC Insurance Cos 21423 Union Insurance Company of Providence 03/01/17 1.140 01/01/19 1.190 -22.98%
0062 EMC Property & Casualty Company 25186 EMC Property & Casualty
Company 01/01/19 1.550 01/01/20 1.540 -0.32%
3363 Employers Compensation Insurance Company 10346 Employers Preferred Insurance
Company 05/11/18 1.200 -22.33%
25402 Employers Assurance Company 05/11/18 1.300 -15.86%
11512 Employers Compensation Insurance Company 05/11/18 1.500 -2.91%
10640 Employers Insurance Company of Nevada 07/22/19 1.100 -28.80%
1120 Everest Reins. Holding,Inc. 10120 Everest National Insurance Co. 01/01/04 1.290 10/01/11 1.419 -8.16%
1120 Everest Reins. Holding,Inc. 16045 Everest Premier Insurance Company 02/01/18 1.135 -26.54%
1120 Everest Reins. Holding,Inc. 16044 Everest Denali Insurance Company 02/01/18 1.547 0.13%
0158 Fairfax Financial Group 31348 Crum & Forster Indemnity Company 10/01/09 1.426 03/01/17 1.499 -2.98%
0158 Fairfax Financial Group 24384 Fairmont Specialty Insurance Company 02/01/98 1.236 -20.00%
0158 Fairfax Financial Group 21105 North River Insurance Company. The 10/01/09 1.054 03/01/17 1.213 -21.49%
0158 Fairfax Financial Group 25534 TIG Insurance Company (SEBO 7/9/04)
02/01/01 Standard 1.400 -9.39%
02/01/01 Preferred 1.135 -26.54%
STATE OF NEW HAMPSHIRE WORKERS COMPENSATION LOSS COST MULTIPLIERS Page: 14
1/2/2020
NAIC Group# Group NAIC
Company# Company Name Prior Effective Date
Prior Multiplier
Current Effective
DateTier Current
Multiplier 1.545
1/1/2020A/R
0158 Fairfax Financial Group 21113 United States Fire Insurance Company 10/01/09 1.240 03/01/17 1.428 -7.57%
0158 Fairfax Financial Group 10936 Seneca Insurance Company 12/01/09 1.382 -10.55%
0007 Federated Mutual Group 13935 Federated Mutual Insurance Company 03/01/18 1.551 01/01/20 1.545 0.00%
0000 Federated Reserve Insurance Company 16024 Federated Reserve Insurance
Company 07/01/18 1.551 01/01/20 1.545 0.00%
0000 Federated Rural Electric Insurance Exchange 11118 Federated Rural Electric
Insurance Exchange 07/01/11 1.380 -10.68%
0349 Florists' Mutual Group 13978 Florists' Mututal Insurance Company 01/01/19 1.560 01/01/20 1.545 0.00%
0000 Frank Winston Crum Insurance Company 11600 Frank Winston Crum Insurance
Company 12/01/13 1.350 -12.62%
1309 Frankenmuth Mutual Group 13986 Frankenmuth Mutual Insurance Company 01/01/18 1.510 01/01/20 1.520 -1.62%
1309 Frankenmuth Mutual Group 32069 Patriot Insurance Company 01/01/18 1.230 01/01/20 1.520 -1.62%
STATE OF NEW HAMPSHIRE WORKERS COMPENSATION LOSS COST MULTIPLIERS Page: 15
1/2/2020
NAIC Group# Group NAIC
Company# Company Name Prior Effective Date
Prior Multiplier
Current Effective
DateTier Current
Multiplier 1.545
1/1/2020A/R
1208 Gray Insurance Company, The 36307 Gray Insurance Company, The 08/18/17 1.465 -5.18%
0000 Great American Spirit Insurance Company 33723 Great American Spirit Insurance
Company 07/01/17 1.040 01/01/19 1.436 -7.06%
0000 Great Falls Insurance Company 14003 Great Falls Insurance Company 04/20/16 Safety Tier 1.150 -25.57%
04/20/16 Preferred Tier 1.300 -15.86%
04/20/16 Safety Tier 1.450 -6.15%
0000 Great Midwest Insurance Company 18694 Great Midwest Insurance
Company 07/01/15 Preferred(Tier 1) 1.330 -13.92%
Standard Tier
(Tier 2)1.490 -3.56%
NonStandard Tier
(Tier 3)1.550 0.32%
0222 Greater NY Group 22187 Greater New York Mutual Insurance Company 01/01/96 1.360 10/01/09 1.360 -11.97%
0828 Guard Group 42390 AmGUARD Insurance Company 01/01/18 1.458 01/01/19 Standard 1.520 -1.62%
0828 Guard Group 14702 EastGUARD Insurance Company 01/01/19 1.551 01/01/20 Standard 1.544 -0.06%
STATE OF NEW HAMPSHIRE WORKERS COMPENSATION LOSS COST MULTIPLIERS Page: 16
1/2/2020
NAIC Group# Group NAIC
Company# Company Name Prior Effective Date
Prior Multiplier
Current Effective
DateTier Current
Multiplier 1.545
1/1/2020A/R
01/01/18 1.358 01/01/19 NonStandard 1.440 -6.80%
0828 Guard Group 31470 NorGUARD Insurance Company 01/01/19 1.551 01/01/20 Standard 1.544 -0.06%
0303 GuideOne Elite Insurance Company 42803 GuideOne Elite Insurance
Company 01/01/19 1.170 01/01/20 1.234 -20.13%
0303 GuideOne Mutual Group 15032 GuideOne Mutual Insurance Company 01/01/18 1.463 01/01/20 1.542 -0.19%
0303 GuideOne Specialty Mutual Insurance Company 14559 GuideOne Specialty Mutual
Insurance Company 01/01/19 1.575 01/01/20 1.544 -0.06%
0088 Hanover Group 31534 Citizens Insurance Company of America 01/01/15 1.280 01/01/20 1.200 -22.33%
0088 Hanover Group 36064 Hanover American Insurance Company 01/01/18 1.160 01/01/20 1.080 -30.10%
0088 Hanover Group 22292 Hanover Insurance Company, The 01/01/18 1.551 01/01/20 1.500 -2.91%
0088 Hanover Group 22306 Mass Bay Insurance Company 01/01/15 1.440 01/01/20 1.350 -12.62%
0088 Hanover Group 42552 Nova Casualty Company 01/01/14 1.608 04/01/17 1.450 -6.15%
0088 Hanover Group 41840 Allmerica Financial Benefit Insurance Company 01/01/15 1.040 01/01/20 0.970 -37.22%
0088 Hanover Group 10212 Allmerica Financial Alliance Insurance Company 01/01/18 1.551 01/01/20 1.540 -0.32%
STATE OF NEW HAMPSHIRE WORKERS COMPENSATION LOSS COST MULTIPLIERS Page: 17
1/2/2020
NAIC Group# Group NAIC
Company# Company Name Prior Effective Date
Prior Multiplier
Current Effective
DateTier Current
Multiplier 1.545
1/1/2020A/R
0517 Hannover Group 20532 Clarendon Insurance Company 10/01/95 1.280 04/01/02 1.400 -9.39%
0517 Hannover Group 41343 HDI Global Insurance Company 07/20/11 1.240 01/01/20 1.409 -8.80%
0517 Hannover Group 37257 Praetorian Insurance Company 09/15/05 1.400 01/01/15 1.580 2.27%
0517 Hannover Group 37302 Redland Insurance Company 01/01/01 1.300 05/15/06 1.400 -9.39%
0091 Hartford Ins. Group 22357 Hartford Accident & Indemnity Company 01/01/18 1.349 01/01/19 0.857 -44.53%
0091 Hartford Ins. Group 29424 Hartford Casualty Insurance Company 01/01/18 0.900 01/01/19 1.059 -31.46%
0091 Hartford Ins. Group 19682 Hartford Fire Insurance Company 01/01/18 1.039 01/01/19 1.184 -23.37%
0091 Hartford Ins. Group 37478 Hartford Insurance Company of the Midwest 01/01/18 1.450 01/01/19 1.433 -7.25%
0091 Hartford Ins. Group 30104 Hartford Underwriters Insurance Company 01/01/18 1.194 01/01/19 1.309 -15.28%
0091 Hartford Ins. Group 11000 Sentinel Insurance Company Ltd. 01/01/18 1.551 01/01/19 1.948 26.08%
0091 Hartford Ins. Group 29459 Twin City Fire Insurance Company 01/01/18 1.551 01/01/19 1.558 0.84%
4381 Houston International Insurance Group 35408 Imperium Insurance Company 08/01/11 Tier 1 1.330 -13.92%
Tier 2 1.490 -3.56%
08/01/11 1.650 01/01/13 Tier 3 1.550 0.32%
STATE OF NEW HAMPSHIRE WORKERS COMPENSATION LOSS COST MULTIPLIERS Page: 18
1/2/2020
NAIC Group# Group NAIC
Company# Company Name Prior Effective Date
Prior Multiplier
Current Effective
DateTier Current
Multiplier 1.545
1/1/2020A/R
0225 IAT Reins Co. Group 26433 Harco National Insurance Company 01/01/10 1.240 01/01/11 1.500 -2.91%
IAT Reins Co. Group 28886 Transguard Insurance Company of America 01/01/16 1.505 01/01/17 1.490 -3.56%
0009 JP Morgan Chase & Co. Group 22985 Sequoia Insurance Company 09/01/09 Tier 1 1.200 -22.33%
09/01/09 Tier 2 1.250 -19.09%
09/01/09 Tier 3 1.350 -12.62%
09/01/09 Tier 4 1.450 -6.15%
0111 Liberty Mutual Group 19690 American Economy Insurance Company (9/18/08)
01/01/16 1.260 01/01/18 1.304 -15.60%
0111 Liberty Mutual Group 24066 American Fire & Casualty Company 01/01/19 1.250 01/01/20 1.250 -19.09%
0111 Liberty Mutual Group 19704 American States Insurance Company (9/18/08)
01/01/16 1.394 01/01/18 1.443 -6.60%
0111 Liberty Mutual Group 21458 Employers Insurance Company of Wausau 01/01/18 1.550 01/01/20 1.545 0.00%
0111 Liberty Mutual Group 11045 Excelsior Insurance Company 01/01/18 1.492 01/01/19 1.499 -2.98%
0111 Liberty Mutual Group 33588 First Liberty Insurance Corporation, The 01/01/18 1.550 01/01/20 1.545 0.00%
0111 Liberty Mutual Group 24732 General Insurance Company of America (9/18/08)
01/01/17 1.499 01/01/18 1.551 0.39%
0111 Liberty Mutual Group 42404 Liberty Insurance Corporation 01/01/16 1.296 01/01/18 1.340 -13.27%
STATE OF NEW HAMPSHIRE WORKERS COMPENSATION LOSS COST MULTIPLIERS Page: 19
1/2/2020
NAIC Group# Group NAIC
Company# Company Name Prior Effective Date
Prior Multiplier
Current Effective
DateTier Current
Multiplier 1.545
1/1/2020A/R
0111 Liberty Mutual Group 23035 Liberty Mutual Fire Insurance Company 01/01/18 1.550 01/01/20 1.545 0.00%
0111 Liberty Mutual Group 23043 Liberty Mutual Insurance Company 01/01/18 1.550 01/01/20 1.545 0.00%
0111 Liberty Mutual Group 33600 LM Insurance Corporation 01/01/18 1.090 01/01/19 0.850 -44.98%
0111 Liberty Mutual Group 24171 Netherlands Insurance Company 01/01/18 1.343 01/01/19 1.349 -12.69%
0111 Liberty Mutual Group 24074 Ohio Casualty Insurance Company 01/01/19 1.558 01/01/20 1.545 0.00%
0111 Liberty Mutual Group 24082 Ohio Security Insurance Company 01/01/19 1.558 01/01/20 1.545 0.00%
0111 Liberty Mutual Group 18333 Peerless Indemnity Insurance Company 01/01/18 1.244 01/01/19 1.250 -19.09%
0111 Liberty Mutual Group 24198 Peerless Insurance Company 01/01/19 1.558 01/01/20 1.545 0.00%
0111 Liberty Mutual Group 26069 Wausau Business Insurance Company 01/01/14 1.069 01/01/15 1.074 -30.49%
0111 Liberty Mutual Group 26042 Wausau Underwriters Insurance Company 01/01/16 1.505 01/01/17 1.499 -2.98%
0111 Liberty Mutual Group 44393 West American Insurance Company 01/01/18 1.393 01/01/19 1.399 -9.45%
0000 Lumbermen's Underwriting Alliance 23108 Lumbermen's Underwriting
Alliance 01/01/14 1.609 01/01/15 1.588 2.78%
0000 MAG Mutual Insurance Company 42617 MAG Mutual Insurance Company 08/01/18 1.551 0.39%
0311 Main Street America Assurance Company 29939 Main Street America Assurance
Company 09/15/15 1.330 01/01/17 Class Based 1.452 -6.02%
STATE OF NEW HAMPSHIRE WORKERS COMPENSATION LOSS COST MULTIPLIERS Page: 20
1/2/2020
NAIC Group# Group NAIC
Company# Company Name Prior Effective Date
Prior Multiplier
Current Effective
DateTier Current
Multiplier 1.545
1/1/2020A/R
0311 Main Street America Assurance Company 29939 Main Street America Assurance
Company 09/15/15 1.260 01/01/17 All Other 1.263 -18.25%
0785 Markel Corporation Group 27626 FirstComp Insurance Company 09/01/11 1.400 04/01/13 Group 1 1.200 -22.33%
04/01/13 1.400 02/01/20 Group 2 1.300 -15.86%
01/01/16 1.500 02/01/20 Group 3 1.450 -6.15%
02/01/20 Group 4 1.540 -0.32%
0785 Markel Corporation Group 38970 Markel Insurance Company 09/01/11 1.400 04/01/13 Group 1 1.200 -22.33%
04/01/13 1.400 02/01/20 Group 2 1.300 -15.86%
01/01/16 1.500 02/01/20 Group 3 1.450 -6.15%
02/01/20 Group 4 1.540 -0.32%
0785 Markel Corporation Group 22608 National Specialty Insurance Company 08/01/19 Standard
Tier 1.270 -17.80%
08/01/19 Preferred Tier 0.950 -38.51%
08/01/19Non-
Standard Tier
1.558 0.84%
0748 Meadowbrook Insurance Group 10665 Ameritrust Insurance Company 06/01/13 1.450 10/01/17 Tier A 1.560 0.97%
STATE OF NEW HAMPSHIRE WORKERS COMPENSATION LOSS COST MULTIPLIERS Page: 21
1/2/2020
NAIC Group# Group NAIC
Company# Company Name Prior Effective Date
Prior Multiplier
Current Effective
DateTier Current
Multiplier 1.545
1/1/2020A/R
06/01/13 1.250 10/01/17 Tier B 1.350 -12.62%
0748 Meadowbrook Insurance Group 18023 Star Insurance Company 06/01/13 1.450 10/01/17 Tier A 1.560 0.97%
06/01/13 1.250 10/01/17 Tier B 1.350 -12.62%
0000 Memic Casualty Company 14164 Memic Casualty Company 06/01/15 Safety Tier 1.210 -21.68%
Preferred Tier 1.380 -10.68%
Standard Tier 1.550 0.32%
1332 MEMIC Group 11149 Maine Employers' Mutual Insurance Company 03/15/07 Standard 1.550 0.32%
03/15/07 Preferred 1.380 -10.68%
03/15/07 Safety 1.210 -21.68%
1332 MEMIC Group 11030 MEMIC Indemnity Company 04/01/04 1.520 01/01/06 Standard 1.550 0.32%
04/01/04 1.350 01/01/06 Preferred 1.380 -10.68%
04/01/04 1.190 01/01/06 Safety 1.210 -21.68%
03/15/18 Small Business 1.200 -22.33%
0226 Merchants Group 23337 Merchants Insurance Company of NH 01/01/04 1.382 01/01/05 1.382 -10.55%
STATE OF NEW HAMPSHIRE WORKERS COMPENSATION LOSS COST MULTIPLIERS Page: 22
1/2/2020
NAIC Group# Group NAIC
Company# Company Name Prior Effective Date
Prior Multiplier
Current Effective
DateTier Current
Multiplier 1.545
1/1/2020A/R
0226 Merchants Group 23329 Merchants Mutual Insurance Company 01/01/19 1.558 01/01/20 Tier 1 1.545 0.00%
01/01/19 1.511 01/01/20 Tier 2 1.498 -3.04%
0226 Merchants Group 12901 Merchants Preferred Insurance Company 01/01/19 1.466 01/01/20 Tier 1 1.454 -5.89%
01/01/19 1.422 01/01/20 Tier 2 1.410 -8.74%
3098 Tokio Marine Holdings Group 12904 The Tokio Marine & Nichido Fire
Insurance Company, LTD 11/01/94 1.302 01/01/04 1.414 -8.48%
3098 Tokio Marine Holdings Group 10945 Tokio Marine America Insurance
Company 06/01/13 1.414 -8.48%
3098 Tokio Marine Holdings Group 32301 TNUS Insurance Company 03/01/09 1.210 -21.68%
0291 Motorists Mutual Group 13331 American Hardware Mutual Insurance Company 07/01/10 1.493 01/01/18 1.380 -10.68%
0291 Motorists Mutual Group 23175 Phenix Mutual Fire Insurance Company 05/11/12 1.380 -10.68%
2978 MSIG Group 20362 Mitsui Sumitomo Insurance Company of America 01/01/12 1.439 01/01/17 1.399 -9.45%
2978 MSIG Group 22551 Mitsui Sumitomo Insurance USA, Inc. 01/01/12 1.511 01/01/17 1.469 -4.92%
STATE OF NEW HAMPSHIRE WORKERS COMPENSATION LOSS COST MULTIPLIERS Page: 23
1/2/2020
NAIC Group# Group NAIC
Company# Company Name Prior Effective Date
Prior Multiplier
Current Effective
DateTier Current
Multiplier 1.545
1/1/2020A/R
0361 Munich Group 19720 American Alternative Insurance Company 01/01/10 1.576 02/15/13 1.553 0.52%
0361 Munich Group 23469 American Modern Home Insurance Company 02/15/13 1.553 0.52%
0000 National American Insurance Company 23663 National American Insurance
Company 07/01/18 1.218 -21.17%
0311 National Grange Group 14788 National Grange Mutual Insurance Company 01/01/13 1.487 01/01/16 All Other 1.486 -3.82%
01/01/17 1.499 01/01/18 Tier 2 (class based) 1.550 0.32%
0031 National Liability & Fire Insurance Company 20052 National Liability & Fire
Insurance Company 11/01/15 1.505 01/01/19 All Other 1.543 -0.13%
Class Based 1.505 -2.59%
0140 Nationwide Group 18961 Crestbrook Insurance Company 01/01/19 1.554 01/01/19 Preferred 1.632 5.63%
01/01/19 1.727 01/01/19 Standard 1.848 19.61%
01/01/19 2.245 01/01/19 Non-Standard 2.476 60.26%
0140 Nationwide Group 14168 Harleysville Mutual Insurance Company
New 2/1/09 Renewal 8/1/09 1.150 01/01/11 1.240 -19.74%
0140 Nationwide Group 35696 Harleysville Preferred Insurance Company 01/01/14 1.230 01/01/20 1.225 -20.71%
STATE OF NEW HAMPSHIRE WORKERS COMPENSATION LOSS COST MULTIPLIERS Page: 24
1/2/2020
NAIC Group# Group NAIC
Company# Company Name Prior Effective Date
Prior Multiplier
Current Effective
DateTier Current
Multiplier 1.545
1/1/2020A/R
0140 Nationwide Group 23582 Harleysville Insurance Company 01/01/18 1.550 01/01/20 1.544 -0.06%
0140 Nationwide Group 26182 Harleysville Worcester Insurance Company 01/01/14 1.450 01/01/20 1.444 -6.54%
0140 Nationwide Group 11991 National Casualty Company 01/01/18 1.300 01/01/19 Preferred 1.400 -9.39%
01/01/19 1.550 01/01/20 Non Standard 1.544 -0.06%
02/01/17 1.400 01/01/19 Standard 1.500 -2.91%
0140 Nationwide Group 28223 Nationwide Agribusiness Insurance Company 01/01/18 1.413 01/01/19 Preferred 1.484 -3.95%
01/01/18 2.041 01/01/19 Non Standard 2.251 45.70%
01/01/18 1.570 01/01/19 Standard 1.680 8.74%
0140 Nationwide Group 23779 Nationwide Mutual Fire Insurance Company 01/01/13 1.170 01/01/14 Preferred 1.170 -24.27%
01/01/17 1.490 01/01/20 Standard 1.499 -2.98%
0140 Nationwide Group 23787 Nationwide Mutual Insurance Company 01/01/17 1.250 01/01/20 Standard 1.318 -14.69%
0140 Nationwide Group 37877 Nationwide Property & Casualty Insurance Company 01/01/13 1.295 01/01/14 Harleysville
Operations 1.450 -6.15%
01/01/17 1.000 01/01/20 Standard 1.120 -27.51%
0256 New York Marine and General Group 16608 New York Marine and General
Insurance Company 01/15/11 1.429 03/01/18 1.551 0.39%
STATE OF NEW HAMPSHIRE WORKERS COMPENSATION LOSS COST MULTIPLIERS Page: 25
1/2/2020
NAIC Group# Group NAIC
Company# Company Name Prior Effective Date
Prior Multiplier
Current Effective
DateTier Current
Multiplier 1.545
1/1/2020A/R
0144 Norfolk & Dedham Group 23965 Norfolk & Dedham Mutual Fire Insurance Company 01/01/99 Standard 1.150 -25.57%
01/01/99 Preferred 0.950 -38.51%
0000 Oak River Insurance Company 34630 Oak River Insurance Company 01/01/16 1.500 05/01/16 1.350 -12.62%
1129 OBI America Insurance Company 15645 OBI America Insurance Company 10/01/17 1.300 -15.86%
1129 OBI National Insurance Company 14190 OBI National Insurance Company 10/20/13 1.570 12/01/19 Standard 1.558 0.84%
10/20/13 Preferred 1.300 -15.86%
10/20/13 Super Preferred 1.150 -25.57%
0311 Old Dominion Insurance Company 40231 Old Dominion Insurance
Company 01/01/18 1.550 01/01/20 1.545 0.00%
0150 Old Republic Group 11371 Great West Casualty Company 01/01/18 1.547 01/01/20 1.532 -0.84%
0150 Old Republic Group 36897 Manufacturers' Alliance Insurance Company 01/01/14 1.573 04/01/19 1.734 12.23%
0150 Old Republic Group 24139 Old Republic General Insurance Company 11/01/06 1.520 01/01/20 1.540 -0.32%
STATE OF NEW HAMPSHIRE WORKERS COMPENSATION LOSS COST MULTIPLIERS Page: 26
1/2/2020
NAIC Group# Group NAIC
Company# Company Name Prior Effective Date
Prior Multiplier
Current Effective
DateTier Current
Multiplier 1.545
1/1/2020A/R
0150 Old Republic Group 24147 Old Republic Insurance Company 01/01/10 1.520 08/01/11 1.520 -1.62%
01/01/10 1.610 08/01/11 Aviation 1.520 -1.62%
150 Old Republic Group 41424 Pennsylvania Manufacturers' Indemnity Company 01/01/14 1.231 04/01/19 1.357 -12.17%
0000 Penn Lumbermans Mutual 14974 Penn Lumbermans Mutual Insurance Company 1.000 12/15/01 1.250 -19.09%
0125 Penn Millers Group 14982 Penn Millers Insurance Company 05/01/94 1.231 -20.32%
0000 Petroleum Casualty Co. 12297 Petroleum Casualty Company 01/01/96 1.127 -27.06%
0775 Pharmacists Mutual Group 13714 Pharmacists Mutual Insurance Company 01/01/15 1.191 01/01/20 Class 8835 1.300 -15.86%
01/01/15 1.000 01/01/20 Classes 8045 & 8832 1.050 -32.04%
01/01/15 1.150 01/01/20 All Other 1.200 -22.33%
0767 PMA Group 12262 Penn Manufacturers Association Insurance Company 01/01/14 1.368 04/01/19 1.508 -2.39%
0000 Preferred Professional Insurance Company 36234 Preferred Professional Insurance
Company 12/15/07 1.208 -21.81%
STATE OF NEW HAMPSHIRE WORKERS COMPENSATION LOSS COST MULTIPLIERS Page: 27
1/2/2020
NAIC Group# Group NAIC
Company# Company Name Prior Effective Date
Prior Multiplier
Current Effective
DateTier Current
Multiplier 1.545
1/1/2020A/R
0000 Premium Group Insurance Company 10800 Premier Group Insurance
Company 07/01/06 01/01/20 1.540 -0.32%
0867 Protective Ins Group 12416 Protective Insurance Company 01/01/19 1.558 01/01/20 1.545 0.00%
0853 PSM Group 15059 Public Service Mutual Insurance Company 01/01/10 1.226 01/01/11 1.226 -20.65%
0156 PW Group 24295 Providence Washington Insurance Company 01/01/96 1.290 01/01/02 1.404 -9.13%
0796 QBE Ins. Grp LTD 24414 General Casualty Company of Wisconsin 01/01/14 1.450 04/01/17 1.575 1.94%
0796 QBE Ins. Grp LTD 27740 North Pointe Insurance Company 01/01/15 1.440 03/01/15 1.370 -11.33%
0796 QBE Ins. Grp LTD 37257 Praetorian Insurance Company 04/01/16 1.575 04/01/16 1.575 1.94%
0796 QBE Ins. Grp LTD 24449 Regent Insurance Company 08/01/08 1.400 04/01/17 1.450 -6.15%
0796 QBE Ins. Grp LTD 10340 Stonington Insurance Company 01/01/15 1.000 -35.28%
0796 QBE Ins. Grp LTD 39217 QBE Insurance Corporation 02/01/12 1.620 4.85%
3489 Republic Companies Group 19216 Southern Insurance Company 07/13/06 1.400 08/01/07 1.350 -12.62%
STATE OF NEW HAMPSHIRE WORKERS COMPENSATION LOSS COST MULTIPLIERS Page: 28
1/2/2020
NAIC Group# Group NAIC
Company# Company Name Prior Effective Date
Prior Multiplier
Current Effective
DateTier Current
Multiplier 1.545
1/1/2020A/R
1279 Risk Capital Holding Group 11150 Arch Insurance Company 09/11/03 1.421 04/25/14 1.670 8.09%
30830 Arch Indemnity Insurance Company 12/01/19 1.066 -31.00%
0783 RLI Insurance Group 13056 RLI Insurance Company 11/20/12 1.371 -11.26%
0553 Royal/Sun Alliance Group 24678 Arrowood Indemnity Company 01/01/02 1.052 01/01/03 1.066 -31.00%
0074 Safety National Casualty 11123 Safety First Insurance Company 05/01/09 1.460 -5.50%
0074 Safety National Casualty 15105 Safety National Casualty Corporation 01/01/01 1.140 01/01/02 1.290 -16.50%
0000 Sagamore Insurance Company 40460 Sagamore Insurance Company 01/01/17 1.448 -6.28%
0000 Samsung Fire & Marine Insurance Company 38300 Samsung Fire & Marine
Insurance Company 02/04/13 Preferred 0.874 -43.43%
02/04/13 Standard 1.456 -5.76%
02/04/13 Substandard 1.500 -2.91%
STATE OF NEW HAMPSHIRE WORKERS COMPENSATION LOSS COST MULTIPLIERS Page: 29
1/2/2020
NAIC Group# Group NAIC
Company# Company Name Prior Effective Date
Prior Multiplier
Current Effective
DateTier Current
Multiplier 1.545
1/1/2020A/R
0000 SeaBright Insurance Company 15563 SeaBright Insurance Company 04/01/09 1.357 06/01/17 1.450 -6.15%
0242 Selective Insurance Company of America 12572 Selective Insurance Company of
America 07/01/17 All Other 1.100 -28.80%
07/01/17 Class Based 0.990 -35.92%
0242 Selective Insurance Company of South Carolina 19259 Selective Insurance Company of
South Carolina 07/01/17 1.240 01/01/19 All Other 1.259 -18.51%
07/01/17 1.116 01/01/19 Class Based 1.133 -26.67%
0242 Selective Insurance Company of the Southeast 39926 Selective Insurance Company of
the Southeast 07/01/17 1.380 01/01/19 All Other 1.401 -9.32%
07/01/17 1.242 01/01/19 Class Based 1.261 -18.38%
0242 Selective Way Insurance Company 26301 Selective Way Insurance
Company 01/01/19 1.557 01/01/20 All Other 1.545 0.00%
01/01/19 1.401 01/01/20 Class Based 1.390 -10.03%
0169 Sentry Insurance Group 23434 Middlesex Insurance Company 01/01/15 1.230 01/01/17 1.220 -21.04%
0169 Sentry Insurance Group 24988 Sentry Insurance, A Mutual Company 01/01/16 1.505 01/01/17 1.490 -3.56%
0169 Sentry Insurance Group 21180 Sentry Select Insurance Company 01/01/16 1.505 01/01/17 1.490 -3.56%
STATE OF NEW HAMPSHIRE WORKERS COMPENSATION LOSS COST MULTIPLIERS Page: 30
1/2/2020
NAIC Group# Group NAIC
Company# Company Name Prior Effective Date
Prior Multiplier
Current Effective
DateTier Current
Multiplier 1.545
1/1/2020A/R
0169 Sentry Insurance Group 28460 Sentry Casualty Company 03/01/14 1.294 01/01/17 1.350 -12.62%
0681 Service American Indemnity Company 39152 Service American Indemnity
Company 02/15/19 Safety Plus1.000 -35.28%
Safety1.050 -32.04%
Standard1.350 -12.62%
Preferred1.250 -19.09%
0000 Sirius America Insurance Company 38776 Sirius America Insurance
Company 05/01/191.390 -10.03%
3219 Sompo Japan Insurance Company of America 11126 Sompo America Insurance
Company 12/01/17 1.380 -10.68%
38997 Sompo America Fire & Marine Insurance Company 12/01/17 1.030 -33.33%
0000 SPARTA Insurance Company 20613 SPARTA Insurance Company 09/01/10 1.610 01/01/13 1.560 0.97%
0000 StarStone National Insurance Company 25496 StarStone National Insurance
Company 04/01/16 1.400 -9.39%
4670 Starr Group 38318 Starr Indemnity & Liability Company 10/15/11 1.390 05/16/18 1.551 0.39%
STATE OF NEW HAMPSHIRE WORKERS COMPENSATION LOSS COST MULTIPLIERS Page: 31
1/2/2020
NAIC Group# Group NAIC
Company# Company Name Prior Effective Date
Prior Multiplier
Current Effective
DateTier Current
Multiplier 1.545
1/1/2020A/R
16109 Starr Specialty Insurance Company 05/16/18 1.330 -13.92%
0176 State Farm Insurance Group 25143 State Farm Fire & Casualty Company 01/01/11 1.238 01/01/14 Tier 1
(class based) 1.142 -26.06%
01/01/11 1.456 01/01/14 Tier 2 (class based) 1.344 -13.01%
01/01/13 1.569 01/01/14 Tier 3 (class based) 1.546 0.04%
0176 State Farm Insurance Group 25151 State Farm General Insurance Company 01/01/96 1.097 -29.00%
0000 Stonewood National Insurance Company 31925 Stonewood National Insurance
Company 05/15/14 1.550 0.32%
0181 Swiss Re Group 39845 Employers Reinsurance Corporaton 07/01/07 1.560 01/01/08 1.421 -8.03%
0181 Swiss Re Group 29874 North American Specialty Insurance Company 07/01/07 1.560 09/01/09 1.510 -2.27%
0181 Swiss Re Group 29700 North American Elite Insurance Company 07/01/07 1.614 01/01/13 1.569 1.55%
0181 Swiss Re Group 34207 Westport Insurance Corp. 07/01/07 1.421 09/01/09 1.316 -14.82%
0748 Texas St. National Group 12831 State National Insurance Company, Inc. 10/01/03 1.400 01/01/20 Standard 1.370 -11.33%
10/01/03 1.200 01/01/20 Preferred 1.370 -11.33%
STATE OF NEW HAMPSHIRE WORKERS COMPENSATION LOSS COST MULTIPLIERS Page: 32
1/2/2020
NAIC Group# Group NAIC
Company# Company Name Prior Effective Date
Prior Multiplier
Current Effective
DateTier Current
Multiplier 1.545
1/1/2020A/R
0000 T.H.E. Insurance Company 12866 T.H.E Insurance Company 01/01/18 1.412 01/01/19 1.526 -1.23%
3703 Tower Grp Cos. 10205 Mountain Valley Indemnity Company 03/01/99 1.250 04/01/02 1.403 -9.19%
3703 Tower Grp Cos. 44300 Tower Insurance Company of New York 10/15/07 1.450 -6.15%
3703 Tower Grp Cos. 43702 Tower National Insurance Company 07/01/09 1.210 -21.68%
3548 Travelers Group 41769 Athena Assurance Company 01/01/07 1.374 01/01/08 1.374 -11.07%
3548 Travelers Group 25615 Charter Oak Fire Insurance Company, The 01/01/15 1.447 01/01/17 1.420 -8.09%
3548 Travelers Group 36463 Discover Property & Casualty Insurance Company 01/01/12 0.976 01/01/14 0.987 -36.12%
3548 Travelers Group 41483 Farmington Casualty Company 01/01/15 0.868 01/01/17 0.852 -44.85%
3548 Travelers Group 35386 Fidelity & Guaranty Insurance Company 01/01/12 1.395 01/01/14 1.410 -8.74%
3548 Travelers Group 25879 Fidelity & Guaranty Insurance Underwriters 01/01/12 1.116 01/01/14 1.128 -26.99%
3548 Travelers Group 25623 Phoenix Insurance Company, The 01/01/16 1.505 01/01/17 1.491 -3.50%
3548 Travelers Group 24767 St Paul Fire and Marine Insurance Company 01/01/07 1.374 01/01/08 1.374 -11.07%
3548 Travelers Group 24775 St Paul Guardian Insurance Company 01/01/07 1.236 01/01/08 1.236 -20.00%
3548 Travelers Group 24791 St Paul Mercury Insurance Company 01/01/07 1.099 01/01/08 1.099 -28.87%
3548 Travelers Group 19224 St. Paul Protective Insurance Company 01/01/07 1.608 01/01/08 1.608 4.08%
STATE OF NEW HAMPSHIRE WORKERS COMPENSATION LOSS COST MULTIPLIERS Page: 33
1/2/2020
NAIC Group# Group NAIC
Company# Company Name Prior Effective Date
Prior Multiplier
Current Effective
DateTier Current
Multiplier 1.545
1/1/2020A/R
3548 Travelers Group 19070 Standard Fire Insurance Company, The 01/01/15 1.447 01/01/17 1.420 -8.09%
3548 Travelers Group 19038 Travelers Casualty & Surety Company 01/01/16 1.505 01/01/17 0.852 -44.85%
3548 Travelers Group 25666 Travelers Indemnity Company of America, The 01/01/15 1.302 01/01/17 1.278 -17.28%
3548 Travelers Group 25682 Travelers Indemnity Company of Connecticut, The 01/01/15 1.158 01/01/17 1.136 -26.47%
3548 Travelers Group 25658 Travelers Indemnity Company, The 01/01/15 1.013 01/01/17 0.994 -35.66%
3548 Travelers Group 25674 Travelers Property Casualty Company of America 01/01/19 1.550 01/01/20 1.540 -0.32%
3548 Travelers Group 25887 United States Fidelity & Guaranty Company 01/01/12 1.534 01/01/14 1.551 0.39%
0000 Triumphe Casualty Company 41106 Triumphe Casualty Company 12/01/15 1.550 0.32%
0201 Utica Mutual Ins. Group 25984 Graphic Arts Mutual Insurance Company 01/01/15 1.395 01/01/17 Preferred
(all other) 1.530 -0.97%
01/01/17 1.196 01/01/18 Preferred (class based) 1.311 -15.15%
01/01/15 1.186 01/01/17 Select (all other) 1.300 -15.86%
01/01/18 1.480 03/01/18 Select(class based) 1.161 -24.85%
0201 Utica Mutual Ins. Group 12475 Republic-Franklin Insurance Company 01/01/14 1.010 01/01/15 All Other 1.055 -31.72%
01/01/18 1.161 03/01/18 Class Based 1.059 -31.46%
0201 Utica Mutual Ins. Group 25976 Utica Mutual Insurance Company 01/01/15 1.575 01/01/17 All Other 1.727 11.78%
STATE OF NEW HAMPSHIRE WORKERS COMPENSATION LOSS COST MULTIPLIERS Page: 34
1/2/2020
NAIC Group# Group NAIC
Company# Company Name Prior Effective Date
Prior Multiplier
Current Effective
DateTier Current
Multiplier 1.545
1/1/2020A/R
01/01/18 1.702 03/01/18 Class Based 1.552 0.45%
0201 Utica National Insurance Company of Ohio 13998 Utica National Insurance
Company of Ohio 04/01/19 Class Based 1.161 -24.85%
04/01/19 All Other 1.300 -15.86%
0201 Utica National Insurance Texas 43478 Utica National Insurance Texas 04/01/19 Class Based 1.059 -31.46%
04/01/19 All Other 1.055 -31.72%
0000 Vanliner Insurance Co. 21172 Vanliner Insurance Company 01/01/09 1.503 01/01/16 1.250 -19.09%
0234 Vermont Mutual Group 26018 Vermont Mutual Insurance Company 10/11/99 1.102 -28.67%
4254 Warranty Group 40827 Virginia Surety Co. Inc. 1.1.98 1.192 05/01/03 1.412 -8.61%
0000 West Bend Mutual Insurance Company 15350 West Bend Mutual Insurance
Company 04/01/19 1.500 -2.91%
1129 White Mountains Ins. Grp (OneBeacon Grp) 27154 Atlantic Specialty Insurance
Company 01/01/13 1.568 12/01/19 Standard 1.558 0.84%
STATE OF NEW HAMPSHIRE WORKERS COMPENSATION LOSS COST MULTIPLIERS Page: 35
1/2/2020
NAIC Group# Group NAIC
Company# Company Name Prior Effective Date
Prior Multiplier
Current Effective
DateTier Current
Multiplier 1.545
1/1/2020A/R
12/01/11 Preferred 1.300 -15.86%
12/01/11 Super Preferred 1.150 -25.57%
1129 White Mountains Ins. Grp (OneBeacon Grp) 20648 Employers' Fire Ins. Co. 05/01/06 1.574 01/01/13 1.568 1.49%
1129 White Mountains Ins. Grp (OneBeacon Grp) 38369 Northern Assurance Co. of
America 10/01/01 1.190 -22.98%
1129 White Mountains Ins. Grp (OneBeacon Grp) 20621 OneBeacon America Insurance
Company 10/01/01 1.190 07/15/04 1.373 -11.13%
1129 White Mountains Ins. Grp (OneBeacon Grp) 21970 OneBeacon Insurance Company 08/01/09 1.300 01/01/10 1.150 -25.57%
1129 White Mountains Ins. Grp (OneBeacon Grp) 21962 Pennsylvania General Insurance
Company 10/01/01 0.980 07/15/04 1.220 -21.04%
1129 White Mountains Ins. Grp (OneBeacon Grp) 31267 York Insurance Company of
Maine 10/01/01 1.400 07/15/04 Tier 1 1.525 -1.29%
10/01/01 0.980 07/15/04 Tier 2 1.220 -21.04%
10/01/01 1.190 07/15/04 Tier 3 1.373 -11.13%
0000 Work First Casualty Company 31232 Work First Casualty Company 11/01/18 1.453 -5.95%
1285 XL America Group 22322 Greenwich Insurance Company 01/01/13 1.566 01/01/17 1.498 -3.04%
1285 XL America Group 37885 XL Specialty Insurance Company 01/01/08 1.345 01/01/12 1.392 -9.90%
1285 XL America Group 24554 XL Insurance America, Inc. 01/01/08 1.076 01/01/12 1.114 -27.90%
STATE OF NEW HAMPSHIRE WORKERS COMPENSATION LOSS COST MULTIPLIERS Page: 36
1/2/2020
NAIC Group# Group NAIC
Company# Company Name Prior Effective Date
Prior Multiplier
Current Effective
DateTier Current
Multiplier 1.545
1/1/2020A/R
0336 Zenith National Ins Grp 13269 Zenith Insurance Company 07/18/10 1.493 -3.37%
0212 Zurich-American Grp 26247 American Guarantee & Liability Insurance Company 01/01/13 1.270 01/01/19 1.190 -22.98%
0212 Zurich-American Grp 40142 American Zurich Insurance Company 01/01/13 1.046 01/01/19 0.980 -36.57%
0212 Zurich-American Grp 19305 Assurance Company of America 01/01/12 1.546 01/01/13 1.547 0.13%
0212 Zurich-American Grp 21652 Farmers Insurance Exhange 01/01/16 1.505 01/01/17 1.499 -2.98%
0212 Zurich-American Grp 39306 Fidelity & Deposit Company of Maryland 01/01/13 1.494 01/01/19 1.400 -9.39%
0212 Zurich-American Grp 11185 Foremost Insurance Company 01/01/14 1.515 01/01/16 1.432 -7.31%
0212 Zurich-American Grp 11800 Foremost Property & Casualty Insurance Company 01/01/16 1.505 01/01/17 1.499 -2.98%
0212 Zurich-American Grp 41513 Foremost Signature Insurance Company 01/01/15 1.550 01/01/16 1.461 -5.44%
0212 Zurich-American Grp 19321 Maine Bonding and Casualty Company 01/01/03 1.324 01/01/05 1.346 -12.88%
0212 Zurich-American Grp 19356 Maryland Casualty Company 01/01/12 1.626 01/01/13 1.569 1.55%
0212 Zurich-American Grp 21687 Mid-Century Insurance Company (SEBO) 01/01/16 1.434 01/01/17 1.432 -7.31%
0212 Zurich-American Grp 19372 Northern Insurance Company of New York 01/01/12 1.317 01/01/13 1.479 -4.27%
0212 Zurich-American Grp 21709 Truck Insurance Exchange 01/01/16 1.467 01/01/17 1.461 -5.44%
0212 Zurich-American Grp 41181 Universal Underwriters Insurance Company 01/01/08 1.300 01/01/09 1.327 -14.11%
0212 Zurich-American Grp 16535 Zurich American Insurance Company 01/01/13 1.494 01/01/19 1.400 -9.39%
STATE OF NEW HAMPSHIRE WORKERS COMPENSATION LOSS COST MULTIPLIERS Page: 37
1/2/2020
NAIC Group# Group NAIC
Company# Company Name Prior Effective Date
Prior Multiplier
Current Effective
DateTier Current
Multiplier 1.545
1/1/2020A/R
0212 Zurich-American Grp 27855 Zurich American Insurance Company of Illinois 01/01/16 1.494 01/01/19 1.540 -0.32%
SEBO - Servicing Existing Business Only
For class based tiers contact agent or company for listing