Social Security In Unorganized

Sector

BySantanu Banik

To get a overview and the implications of

the “social security” in unorganized sector.

To explore the various efforts from public as well as private side to ensure a good security system for unorganized labours

To explore how far they are successful in their efforts

Objectives

Identification of the problem Specify the objectives Literature review and planning research

process Implementation of the planning Gathering the information and analyze

them Presentation of the information

Research Methodology

Almost 92% of this workforce is in the

unorganised sector. Diffused employer-employee

relationship. 62% of the workers are engaged in

agriculture, 11% in industry and 27% in the services sector.

Workers employed on regular salaried employment (16%) is small

Introduction

Occupation-wise – Small and marginal

farmers, landless laborers, those engaged in animal husbandry, etc.

Nature of employment – Migrant workers, contract and casual labor, ‘Mathadi’ workers, etc.

Specially distressed categories – Toddy tappers, scavengers, loaders and unloaders, etc.

Service category – Midwives, domestic workers, barbers, vegetable vendors, etc.

Category of Unorganized Sector

Impoverished (A large number of them

are below poverty line) Marked by low level of literacy They are migrant in nature Dispersed all over the country

Characteristics Of Unorganised Labour In

India

Arising out of deficiency of capability

deprivationin term of inadequate employment, low earnings, low health and educational status.

Arising out of adversity on account of absence of adequate fallback mechanisms (safety nets) to meet such contingencies as ill health, accident, death and old age.

Social Security Problems of Workers in the Unorganized

Sector 

It debilitates the worker’s ability to contribute

meaningfully to his efficiency and thus to increase production and improve productivity.

It leads to social dissatisfaction and disaffection, especially in the wake of prosperity evident in another segment of the society.

Impact Of Absence Of A Meanigful Social Security

System

Centrally funded social assistance programmes:- Social insurance scheme.

Social assistance through welfare funds of Central and State Governments.

Public initiatives

SOCIAL Security ……various

dimensions

Employment oriented poverty alleviation

programmes such as Swarnjayanti Gram Swarojgar Yojana, Jawahar Gram Samridhi Yojana, Employment Assurance Scheme.

‘Janshree Bima Yojana Yojana’ is a group insurance scheme and covers natural/accidental death, partial or total permanent disability due to accident

Various Programes

Food Security Initiatives

Social Insurance and Pension Measures

Legislative Interventions and Initiatives on Social Security

New Initiatives & Alternative Approaches

Mid Day Meals Scheme (MDMS), 1995 Community Grain Bank Scheme, 1996 Targeted PDS, 1997 Annapurna Scheme, 2000 Antyodaya Anna Scheme, 2000

Food Security Initiatives

Janshree Bima Yojana, 2000 Krishi Samajik Suraksha Yojana, 2001 Varishta Pension Bima, 2003 Unorganised Sector Workers Social

Security Scheme, 2004 Universal Health Insurance Scheme,

2004

Social Insurance and Pension Measures

Second National Commission on

Labour, 1999-2002 National Rural Employment

Guarantee (NREG) Act, 2005 The Right to Information (RTI)Act,

2005

Legislative Interventions & Initiatives on Social

Security

This is a defined contribution pension scheme open to any Indian citizen between the age of 18 and 55.

Tier 1 – Individuals can contribute their savings for retirement into this non-withdrawal account.

Tier 2 – Individuals are free to withdraw their savings whenever they require

The money invested in NPS will be managed by professional fund managers.

It does not matter if the customer skips a month or two of contributions, as long as there is a minimum annual contribution.

low fund management charge. No returns are assured. They depend on the

performance of the fund manager chosen by the customer

New Pension Scheme 2009

Creating awareness at the grass root levels

is of utmost importance. Many of these workers are unaware of the

benefits provided to them. This may be done by conducting workshops, holding awareness camps, printing leaflets in the local language, etc.

State Governments need to play a more active role in shaping social security systems on the lines of centrally enacted legislations to enhance their effectiveness.

Conclusion

Thank You