Sleigh life insurance presentation

15

description

This was the Life Insurance presentation I gave at the NCL meeting

Transcript of Sleigh life insurance presentation

Page 1: Sleigh life insurance presentation
Page 2: Sleigh life insurance presentation

Lack of KnowledgeLack of Knowledge

Page 3: Sleigh life insurance presentation

NOBODY LIKES TO PAY LIFE INSURANCE PREMIUMS

HOWEVER…

NOBODY LIKES TO PAY LIFE INSURANCE PREMIUMS

HOWEVER…

Page 4: Sleigh life insurance presentation

61% OF FAMILIES DO NOT HAVE LIFE COVER IN PLACE

FOUR OUT OF TEN FAMILIES ADMITTED BEING SERIOUSLY AFFECTED BY

ILLNESS IN THE PAST BUT STILL DO NOT HAVE ANY POLICIES IN PLACE

61% OF FAMILIES DO NOT HAVE LIFE COVER IN PLACE

FOUR OUT OF TEN FAMILIES ADMITTED BEING SERIOUSLY AFFECTED BY

ILLNESS IN THE PAST BUT STILL DO NOT HAVE ANY POLICIES IN PLACE

Page 5: Sleigh life insurance presentation

ONE IN FOUR MEN NOW AGED 20 WILL NOT LIVE TO 65

OVER 1650 PEOPLE DIE EVERY DAY

ONE IN FIVE ADULTS HAVE A MORTGAGE WITHOUT LIFE COVER

ONE IN FOUR MEN NOW AGED 20 WILL NOT LIVE TO 65

OVER 1650 PEOPLE DIE EVERY DAY

ONE IN FIVE ADULTS HAVE A MORTGAGE WITHOUT LIFE COVER

Page 6: Sleigh life insurance presentation

MORE THAN ONE IN THREE PEOPLE IN THE UK DEVELOP CANCER AT SOME STAGE IN THEIR

LIFE

OVER 270,000 SUFFER A HEART ATTACK EVERY YEAR

AROUND 100,000 PEOPLE EACH YEAR IN ENGLAND AND WALES SUFFER THEIR 1st

STROKE – THAT’S 1 EVERY 5 MINUTES

MORE THAN ONE IN THREE PEOPLE IN THE UK DEVELOP CANCER AT SOME STAGE IN THEIR

LIFE

OVER 270,000 SUFFER A HEART ATTACK EVERY YEAR

AROUND 100,000 PEOPLE EACH YEAR IN ENGLAND AND WALES SUFFER THEIR 1st

STROKE – THAT’S 1 EVERY 5 MINUTES

Page 7: Sleigh life insurance presentation

A MAN HAS A ONE IN FOUR CHANCE OF SUFFERING A SERIOUS ILLNESS BEFORE

RETIREMENT AGE – FOR WOMEN, IT IS ONE IN FIVE

ONE IN NINE WOMEN WILL DEVELOP BREAST CANCER

A MAN HAS A ONE IN FOUR CHANCE OF SUFFERING A SERIOUS ILLNESS BEFORE

RETIREMENT AGE – FOR WOMEN, IT IS ONE IN FIVE

ONE IN NINE WOMEN WILL DEVELOP BREAST CANCER

Page 8: Sleigh life insurance presentation

WHAT IS YOUR FAMILY’S BIGGEST ASSET?

Your house? Your car and possessions? Your savings?

It’s none of these. The single biggest asset of any family are the breadwinners. (Golden Goose and the Golden Eggs)

Protect your familyProtect your family

Page 9: Sleigh life insurance presentation

“If anyone does not provide for his relatives, and especially for his immediate family, he has denied the faith and is worse than an unbeliever”

- 1 Timothy 5:8

Provide for the FutureProvide for the Future

Page 10: Sleigh life insurance presentation

What Inheritance will you Leave?What Inheritance will you Leave?

“A good man leaves an inheritance for his children’s children,but a sinner’s wealth is stored up for the righteous.” - Proverbs 13.22

Most of us will be leaving DEBT DEBT as an inheritance and we don’t know how to get the wealth that is laid up for us!

Page 11: Sleigh life insurance presentation
Page 12: Sleigh life insurance presentation

WHAT DOES IT COST?

LEVEL TERM ASSURANCE

MALE AGED 30 WHO IS A NON SMOKER WANTING £250,000 LIFE COVER FOR 20 YEARS

COSTS £3 A WEEK (£12.42 PM)

WOMEN TO SEE LIFE INSURANCE PREMIUMS RISE BY 20% FROM 21st DECEMBER 2012

(BLAME THE EEC)

WHAT DOES IT COST?

LEVEL TERM ASSURANCE

MALE AGED 30 WHO IS A NON SMOKER WANTING £250,000 LIFE COVER FOR 20 YEARS

COSTS £3 A WEEK (£12.42 PM)

WOMEN TO SEE LIFE INSURANCE PREMIUMS RISE BY 20% FROM 21st DECEMBER 2012

(BLAME THE EEC)

Page 13: Sleigh life insurance presentation

WHAT COULD YOUR FAMILY DO WITH £250,000?

Say you pay £20 per month x 12 = £240/annum. £240 x 30 years = £7200 SO, invest less than £1 (coffee, newspaper, bar of

chocolate) a day in yourself and your family could receive £250k IF anything happened to you !!!

DO YOU HAVE COVER IN PLACE NOW? HOW WAS YOUR COVER AMOUNT CALCULATED? HAVE YOU DONE A REMORTGAGE OR BORROWED

SINCE LEVEL, DECREASING OR JOINT COVER? SERIOUS ILLNESS COVER

Page 14: Sleigh life insurance presentation

The Solution:A complimentary, Financial Game Plan that provides personalised information to help people plan for their goals, dreams, and Financial Independence.

The FGP providesInformation in these areas:

• Investments• Income Protection• Debt Elimination

• Income Management• Expense Management• Reducing Overheads

Most people don’t Plan to Fail Most people don’t Plan to Fail – they Fail to Plan– they Fail to Plan

Page 15: Sleigh life insurance presentation

A Closing ThoughtA Closing Thought

“Faith without WORKS is DEAD”

- James 2:26

For more queries or to put the right cover in place for your family, please ask SAM LEIGHSAM LEIGH on 07939 564998on 07939 564998