SIMPLIFY YOUR

BUDGET…

SIMPLIFY YOUR

LIFE!© 2009 Bookkeeper Girl, Inc

2 reasons why you don’t have a budget in place

Time

FEAR

© 2009 Bookkeeper Girl, Inc

Budgeting is…Time

Consuming

You may feel

TOO BUSY to keep up with receipts &

records.© 2009 Bookkeeper Girl, Inc

FEAR• What do your finances really look like?• Are you living beyond your means?• Are you afraid to see your “BIG PICTURE”?

© 2009 Bookkeeper Girl, Inc

• Where you are financially? • Where do you need to be?• How do you get there?

Commit to Budgeting!

… Simple Budgeting!

© 2009 Bookkeeper Girl, Inc

#1- Keep it Simple!

#2- Keep it Honest!

#3- Keep it Going!

Let’s create your simple budget!

Bookkeeper Girl’s top three budgeting tips

© 2009 Bookkeeper Girl, Inc

Simple Budget Worksheet

Income

Expenses

a b

Fixed Variable

© 2009 Bookkeeper Girl, Inc

INCOME• What is your regular monthly income?• What is your extra income?

Column A- FIXED revenue: wages, social security, child support, etc

Column B- VARIABLE revenue: sale of goods, gifts, part-time jobs

© 2009 Bookkeeper Girl, Inc

Expenses

Column A- FIXED expenses:Rent/mortgage, car payments, insurance, etc

Column B- VARIABLE expenses:Food, Gas, Clothing, personal care, gifts, etc

• What is your regular monthly expenses?

• What is your extra expenses?

© 2009 Bookkeeper Girl, Inc

Summary

Total your columns

1.Do you have more revenue than expenses?

2.Do you have more expenses than revenue?

3. Can you afford your “extra’s?” Take TIME, Quit FEARING, & start BUDGETING!

© 2009 Bookkeeper Girl, Inc

Questions?For more information www.bookkeepergirl.com

This presentation is for educational purposes only and is not intended for Financial Advice. © 2009 Bookkeeper Girl, Inc