Should i keep my current plan or select a plan under the affordable care...
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Transcript of Should i keep my current plan or select a plan under the affordable care...
Compare the benefits
Some factors to consider before deciding:
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Need help deciding?Call 1-800-833-6917
Provisions under the Affordable Care Act could impact your future health insurance coverage but also provide broader benefits like Essential Health Benefits. Depending on your situation, you may decide to stay with your current plan or choose a new plan. Only you can decide what health plan is right for you and your family.
Your Health Your and Your Family Members’ Ages
Your Income Family Size
Should I Keep My Current Plan or Select a Plan under the Affordable Care Act?
Some of the Essential Health Benefits may not be included. Check your plan’s benefit summary to see your specific benefits.
Depending on your age and your family situation, you may or may not need or want benefits such as maternity care.
What prescription drugs do you need? Are they covered under your current plan?
Pre-existing conditions may or may not be a factor for you.
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Understand your health insurance needs
Which option is better for you and your family?
Current Plan** Plan under the Affordable Care ActEssential Health Benefits* including:
Coverage for a hospital stay
Lab services, for example, blood tests
Maternity care
Prescription drugs
No added cost or exclusions for pre-existing conditions
*For a full list of the Essential Health Benefits, visit healthcare.gov.**The ability to keep your current plan depends on the state you live in and the issuer of your current policy.This Humana plan is Offered by Humana Employers Health Plan of Georgia, Inc., Humana Medical Plan, Inc., Humana Health Plan, Inc., Humana Medical Plan of Michigan, Inc., Humana Health Plan of Ohio, Inc., or Humana Medical Plan of Utah, Inc. For Arizona residents: Offered by Humana Health Plan, Inc. For Texas residents: Offered by Humana Health Plan of Texas, Inc. These companies are Qualified Health Plan Issuers in the Health Insurance Marketplace, kynect, or Connect for Health Colorado. Applications are subject to eligibility requirements. Our health benefit plans have exclusions and limitations and terms under which the coverage may be continued in force or discontinued. For costs and complete details of the coverage, call or write your Humana insurance agent or broker.
The bottom line? You have a choice. Whichever plan you choose, make sure it matches your specific needs. Use your list of healthcare needs, your and your family members’ ages, and your income to compare benefits against costs. Using these steps will help you choose the health insurance plan that is best for you.
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