News and views for residents of Bro Myrddin Housing Association

sgwrsNEWS,ADVICE,COMMENT,INFO

Planning forUniversal CreditSetting up a bank account, page 6

Annual report summary, pages 4 and 5

How we’vebeen workingfor you

Summer 2013 Issue 44

We hope you find thisedition of Sgwrs asinformative as ever. This time we have

decided to combineyour newsletter with asummarised version of

Bro Myrddin’s annual report. If you would like to receive a full

version of the annual report, please visitwww.bromyrddin.co.uk to download acopy, or call us on 01267 232714 andwe will send you one in the post.If you have any questions or

queries, or suggestions for future

How to get in touch

Sgwrs is published by: Bro Myrddin Housing Association Ltd Designed and produced by:Andrew Buchanan Communicationswww.buchanan-communications.co.uk

Phone: 01267 232714

Text: 07797 801628

Email: sgwrs@bromyrddin.co.ukWrite to: Bro Myrddin

Housing Association,Cillefwr Industrial Estate,Johnstown, CarmarthenSA31 3RB

Emergency numbers

Office closures

l Our work foryou: annualreport summary

l Planning yourfinances forUniversalCredit

l Comingyour way:estatewalkabouts

4

6

7

l Meet the team:Mathew Davies

3

l Mouthwateringpasta recipe

8

Sgwrs can be provided inlarge print, Braille, audio oryour preferred language onrequest. Please call us on01267 232714.

Cov

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age:

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In thisissue

Welcometo the summer 2013

issue of Sgwrs!

If you have an emergency in your home when we areclosed, there are two numbers to ring: n For out-of-hours emergencies (including gasand oil fired heating system emergencies) callCarmarthenshire County Council’s 24 houremergency Careline 01558 824283.

n For GAS emergencies, call Transco on 0800 111999.

articles, please contact me by email(sgwrs@bromyrddin.co.uk) or bycalling 01267 232714.

Aled ReesEditor

PS Don’t forget to like us!

Facebook: Bro-Myrddin-Housing-Association

If you would like to receive Sgwrs by email, please call01267 232714 or email sgwrs@bromyrddin.co.uk You canalso download Sgwrs at www.bromyrddin.co.uk

2 Sgwrs Summer 2013

Bro Myrddin Housing Association Ltd is a charitable association registered under the Industrial & ProvidentSocieties Act 1965 (23055R) and with the Welsh Government (L069). Competitions: Prize draws andcompetitions are only open to Bro Myrddin residents. Board members and staff may not entercompetitions, unless otherwise stated. Accuracy: We try to make sure that information in Sgwrs iscorrect, but readers should seek independent advice before relying on any content. We cannot acceptresponsibility for errors in articles. We reserve the right to edit material sent in. Sgwrs may not bereproduced without prior permission.

News and views for residents of Bro Myrddin Housing Association

sgwrsNEWS,ADVICE,COMMENT,INFO

Planning forUniversal CreditSetting up a bank account, page 6

Annual report summary, pages 4 and 5

How we’vebeen workingfor you

Summer 2013 Issue 44

Got a maintenanceproblem?

Call us FREE on0800 3169602

The Bro Myrddin office will be closed for the late summer bank holiday onMonday, 26th August, re-opening the following day. We will be closed on24th September and 13th December for staff training.

Please keep us updated! If you have changed your mobile or phonenumber please let us know. Contact customer services to update your detailson 01267 232714 or email them on customerservices@bromyrddin.co.uk

IT’SALL FOR

YOU!

Annual General Meeting: 5.30pm, 30th July 2013. Venue: Carmarthen AthleticRFC, Athletic Park, Allt-y-Cnap Road, Johnstown, Carmarthen SA31 3QY

// TEAM NEWS //

Sgwrs Summer 2013 3

We are currently looking for enthusiastic residents to join Bro Myrddin’sBoard of Management.The Board of Management comprises up to 12 non-executive members,

three of whom must be residents.Members are drawn from a wide background, who voluntarily share their skills

and dedicate time and energy to ensure the Association is steered in the rightdirection.There are at least five meetings a year with various other sub-committees

meeting up to four times a year. Board Members are elected annually at theannual general meeting.If you would like more information on how to become a Board

Member, please contact Rhian Layton on 01267 232714 oremail us at info@bromyrddin.co.uk

Meettheteam

In the second of our interviews with members of your Bro Myrddin team, meet:

// Customer ServicesCustomer services can deal with all rentenquires and low level rent arrears aswell as maintenance requests andgeneral enquires. Customer servicesshould be your first point of contact.For more information please contactCustomer Services on 01267 232714.

// Rent and rent arrearsAll rent arrears cases are now managedby Housing Officer Samantha Jonesand Income management Officer EirlysSmith.

// Anti-social behaviourAll anti-social behaviour cases are nowmanaged by Housing Officer DylanGoddard, supported by Housing OfficerJonathan Stevenson.

Who does what:a reminder

Will youhelp guideus in therightdirection?

QWhere are you from, Mathew?I was born in Tregunnor, Carmarthen, buthave lived in Whitland for the last 23 years. QWhat school did you attend?Dyffryn Taf secondary school. QWhat did you study?Geography, drama, PE and media studies. Q Did you have a nickname at school?Titch – due to me being verticallychallenged. Q Have you worked anywhere else?I previously worked at charteredaccountants Llewelyn Davies in Narberth forten years. I was responsible for producingmanagement accounts for a varied portfolioof clients. QWhat are your hobbies?I play rugby and cricket for Whitland, but Iam just a spectator at the moment, as I amwaiting for a knee operation. I also enjoy golfalthough I’m no Tiger Woods. I enjoytravelling and hope to return to Malawi,where I spent three months volunteering.Q Favourite food?Indian and Italian.

Q Favourite film?My top three are The ShawshankRedemption, Forrest Gumpand Dumb and Dumber. Q Favourite place?The best places I have visited have tobe Malawi and Zambia. The people arefriendly and the scenery is stunning.Q Favourite music?I enjoy all types. My CD rack includesthese classics(!): Westlife, Stereophonics,Kings of Leon, Andrea Bocelli andMumford & Sons. Q Do you enjoy your job at BroMyrddin?I really do. I have only beenhere nine months, but havesettled in well. It’s refreshingto work in a financeenvironment where themain driving factors areour customers’ needsand not producing bigprofits forshareholders.

Senior Finance Officer

Mathew Davies

// ANNUAL REPORT 2012-13 //

4 Sgwrs Summer 2013

This summary of Bro Myrddin’s work covers the year up until 31st March2013. A full version of the report is available to download from ourwebsite – www.bromyrddin.co.uk – or by calling 01267 232714.

How satisfiedwere you?What you told us aboutyour home and ourservices:

summaryWelcome!This summary of Bro Myrddin’s annual report is designed togive you a taste of the key facts and figures that have shapedour progress over the last 12 months.We have been working especially hard to build stronger links with

you, our residents, as well as staff, partners and others in thecommunity. Our new logo, shown above right, represents theselinks.Thank you to everyone who has supported and worked with us

during the year to make ours an association to be proud of.Gethin Davies

Chair

� Mystery shoppingWe have introduced mystery shoppingas part of Bro Myrddin’s residentparticipation strategy.

� Resident scrutinyWe have established a ResidentScrutiny Panel, which scrutinises ourwork in areas such as governance,service and business.

� Meeting residentsTo help us gain a better understandingof customer needs, every member ofstaff arranged to meet a resident intheir home one day in September.

� Residents’ associationA residents’ association has been setup at our Llys Ffynnon shelteredhousing scheme.

Satisfaction with repairs:

98.9%

Residents satisfied with the qualityof their home:

85%

“Bro Myrddin helped mefind a convenient way to paythe rent.”

Gordon Miller

“Your contractors did agreat job and left me

stress free.”Mary Griffiths

Residents satisfied with theirneighbourhood:

79%*Residents who said their rent isvalue for money:

89%*

Homes we re-let: 79 New lets: 4

Residents who were satisfiedoverall:

89%*Residents agreed that we providean effective and efficient service:

87%*

(* Results from a STAR surveyof resident satisfaction)

annual report

Average time taken to relet a standard home: 2.5 weeks

Involving our residents

Our current and future housing

� New fundingWe have secured a loan of £2 millionto support our developmentprogramme over the next two years.

� Energy efficiencyWe have built our three most energyefficient homes to date in Cwmgwili.

� Resident choice brochureWe have produced a Resident Choicebrochure to make it easier forresidents moving into new homes orreceving upgrades to choose fittingsand finishes.

The comments are all real and published with the consent of the residents concerned. Their names and pictures are fictitious to protect their privacy.

Income total:£3,363/100% (3,116/100%)

Rents: 2,876/85.5% (2,616/83.9%)

Services: 166/4.9% (115/3.7%)

Development: 62/1.8% (122/3.9%)

Hostels: 152/4.5% (173/5.6%)

Revenue grants: 93/2.8% (78/2.5%)

Other: 14/0.4% (12/0.4%)

Sgwrs Summer 2013 5

// ANNUAL REPORT 2012-13 //

Homes in management: 795Adaptations we made to homes: 34 New homes we developed: 3

Where our money camefrom and how it wasspent (£000)(last year’s figures in brackets)

Expenditure total: £2,499/100% (2,441/100%)

Management: 624/25% (613/25.1%)

Services: 154/6.2% (128/5.2%)

Maintenance: 1,013/40.6% (1,001/41.0%)

Bad debts: 32/1.3% (28/1.20%)

Depreciation: 289/11.6% (266/10.9%)

Development: 173/6.9% (193/7.9%)

Hostels: 213/8.5% (212/8.7%)

“Upgrading my heatingsystem was quick, efficient andsimple.”Alec Graham

“I feel much happier andmore secure in our lovelynew home.”

Betty Allen

� Welfare reforms Every resident likely to be affected bythe bedroom tax has had their optionsexplained and been supported toachieve their preference.

� Help with financesAs far as possible we have helpedresidents to manage their finances.Where there are arrears our strategytakes a balanced and fair approachand has helped residents maximisetheir income and manage their debts.

Supporting residents

� Customer Service TeamOur new Customer Advisors aretrained to deal with enquiries at firstcontact. Team members are able toaccess accurate repair informationand are improving their ‘right firsttime’ performance.

� Bro Myrddin goes paperlessThanks to a new DocumentManagement system, Bro Myrddin isnow largely paperless. The systemmakes accessing files easier, helpsthe environment, saves space,reduces the risk of lost paperwork.

Delivering our services

Access to housing

� Housing optionsWorking closely with CarmarthenshireCounty Council, we have developed aHousing Options Portal, which offersinformation and advice on affordablerented accommodation inCarmarthenshire.

� Matching needsWe have also developed anAccessible Housing Register, whichallows us to match homes to residentswith specific housing needs.

Carmarthenshire’sHousing OptionsPortal

To receive Universal Credit, you’llneed to have a bank or buildingsociety account, or an accountwith an alternative provider like acredit union.

The choices are:

• a current account • a basic bank account• a ‘jam jar’ account (also calleda budgeting account)

• some types of credit unionaccount, and

• a Post Office® card account.

Ideally, your account should allow youto make electronic payments out of it– such as direct debits or standingorders – for bills such as rent, gas andelectricity.Except for the Post Office® card

account, all the accounts listed aboveallow you to make electronic payments.

Current accountMost people use a current accountwith a bank or building society tomanage their day-to-day money.

They offer features such aselectronic payments, cash

cards, debit cards, direct debits andcheques.

You can access them through ahigh street branch, online, using

mobile banking or over the phone.

You can get regularstatements.Some accounts charge highfees and interest if you go

overdrawn, and most have penaltycharges if there’s not enough in youraccount to cover a direct debit orstanding order.

Basic bank accountBasic bank accounts have most of thefeatures of a current account, but nooverdraft facility.

This makes them an option ifyou’ve got a poor credit history

6 Sgwrs Summer 2013

// PLANNING YOUR FINANCES //

From October 2013, housing benefit and many other benefits will bereplaced with Universal Credit. Your monthly Universal Creditpayment will include the money for your rent and you’ll need to arrangewith us to pay it yourself and manage your finances until your nextpayment.

because the bank doesn’t need tocarry out a credit check on you.

No overdraft also means youcan't accidentally spend too

much and get into debt.You may be able to arrange forregular statements to help youkeep track, but not allaccounts offer this.

You may still becharged penalties if

there’s not enough in youraccount to cover a standing

order or direct debit and suchcharges could then send youoverdrawn.

‘Jam jar’ accountWith a jam jar – or budgeting – bankaccount, you divide your accountinto different ‘pots’ or ‘jars’.Typically, there are different pots forspending and bills and there maybe a pot for saving too. You decidehow much money goes into eachpot by working out how much youneed for your bills and how much is

left over for spending or saving.The advantage of a jam jaraccount is that you can be sure

that when rent day (or bill day) comes,the money will be there to cover thepayment.

You may be able to arrange textalerts to warn you if yourbalance is running low.You might have access toadvice on managing yourmoney.These accounts charge a fee –usually £10-£15 a month. You

might decide it’s a price worth payingif it means you can avoid missedpayment charges and overdraft fees.Jam jar accounts are quite new,although more will become availableover the next few months.

planning your

For more information on money adviceor welfare reform changes, please visitwww.moneyadviceservice.org.uk

orwww.yourbenefitsarechanging.co.uk

or simply contact Bro Myrddin toarrange a home visit from theFinancial Inclusion Officer on

01267 232714.

finances

Sgwrs Summer 2013 7

l by direct debit

l at the Bro Myrddin office

l by calling Bro Myrddin’sCustomer Services Team on01267 232714

l by calling allpay on 0844 557 8321

l at any PayPoint or post office

l online at www.bromyrddin.co.uk

l online at www.allpayments.net The QR codes below willconnect you on a mobile device:

Credit union accountCredit unions are ‘not-for-profit’community organisations that offersavings accounts and loans to theirmembers. Some offer basic bankaccounts that allow you to receiveelectronic payments and set up directdebits and standing orders. Some arealso developing jam jar accounts.

Credit unions can be useful ifyou’ve had difficulty opening an

account with a bank or buildingsociety.

They don’t offer overdrafts, butyou might be able to apply for a

loan. They encourage you to borrowonly what you can afford to repay.

Not all credit unions offer bankaccount facilities, and there

may not be a credit union where youlive.

Credit union jam jar accountsusually have a monthly fee,

often fairly low.

Post Office® card accountPost Office® card accounts were

specifically designed for receivingbenefits and pension payments.

Once the account is open, yourbenefit payments are credited

directly to your account.You can't get into debt as thereis no overdraft facility.You can only withdraw cash orcheck your balance at a Post

Office branch.You can’t use these accounts toset up automated bill payments

such as direct debits and standingorders.

Joint or single account?If you’re married or living together, youwill receive a single Universal Creditpayment for your household. You willbe asked to nominate which bankaccount you want to have your moneypaid into and this can be:

• a single account in either yourname or your partner’s name

• a joint account in both of yournames.

We can now set up direct debitsover the phone.To do this, please contact our

customer services team on:

01267 232714

Ways you canpay your rent:

Where to get advice about debt:

Set up a directdebit today!

Android

There are many ways you can getinvolved and help shape the wayBro Myrddin is run. Here are some:

l Residents’ Foruml Readers’ Panell Mystery shoppingl Resident Scrutiny Panell Focus groupsl Sgwrs newsletterl Estate visits

If any of these appealto you – or if you wouldlike more informationabout any of them –please contact us on 01267232714.

Get involved!

Apple

SiteCwrt WoofordMoir GardensCysgod y CoedBrewery RoadSwn y MorWestmead CloseWoodlands CloseClos y DrindodGlasfrynVale VillaClos Llwyn Ty GwynBrynhyfrydDolawel

Date5/8/136/8/137/8/137/8/1312/8/1312/8/1312/8/132/9/133/9/133/9/134/9/1313/9/131/10/13

ESTATEWALKABOUTSCHEDULE

Time2.30pm-3.30pm2.30pm-3.30pm2.30pm-4.00pm2.30pm-3.30pm2.30pm-3.00pm3.00pm-3.30pm3.30pm-4.30pm2.30pm-3.30pm2.30pm-4.00pm9.00am-10.00am2.30pm-4.00pm2.30pm-4.00pm9.00am-10.00am

// PLANNING YOUR FINANCES //

National debt line0808 808 4000www.nationaldebtline.co.uk

Citizens AdviceTo find your nearest bureau call 01267 223748 or Adviceline Cymru on 0844477 20 20, or visit www.citizensadvice.org.uk

Consumer Credit Counselling Services (CCCS)0800 138 1111 www.cccs.co.uk

Credit UnionsTo find the nearest, call 0161 832 3694 orvisit www.findyourcreditunion.co.uk

// RECIPE //

8 Sgwrs Summer 2013

Pasta with tomatoand ‘hidden’ veggie sauce

Get your family to eatmore veg with this superhealthy pasta recipe.

days out

Bro Myrddin has nowpartnered with Carmarthenfoodbank. This provides emergency

and compassionate foodsupplies in partnership withvoucher holders across the county.Boxes of nutritionally balanced food are given to people in

emotional or financial crisis. Each box contains three days’ worth ofnon-perishable food and includes menu planners to help users make healthy meals.The food is donated by supermarkets, shoppers and members of the community,

while the service is run by a team of trained volunteers. The foodbank is open on Mondays and Tuesdays between 11am and 2pm.There is no shame in receiving help to feed yourself and your family. If you contact

Bro Myrddin, we can discuss matters with you and, if needs be, provideyou with a voucher to collect food supplies from Carmarthen foodbank. For more information, please contact the Association on 01267

232714.

Ingredients1 tsp olive oil1 large onion, chopped2 celery sticks, chopped2 carrots, chopped1 leek, chopped2 peppers, deseeded and chopped2 x 400g cans chopped tomatoeswith garlic1 tbsp each caster sugar andbalsamic vinegar300g dried pasta shapesParmesan, shaved, and rocket, toserve (optional)

Method1. Heat the oil in a large non-sticksaucepan and gently cook the onion,celery, carrots and leek until soft –about 20 mins. Add the peppers andcook for 10 mins more, then tip in thetomatoes, sugar and vinegar. Simmerfor at least 20 mins – the longer thebetter.2. Cook the pasta following packinstructions. Meanwhile, blitz the saucewith a hand blender until smooth,season and return to the heat to keepwarm while the pasta cooks. Drain thepasta and toss through the sauce.Serve in bowls topped with shavedParmesan and rocket leaves if you like.Per serving 381 kcalories; protein 14g;carbohydrate 79g; fat 3g; saturated fat 1g; fibre 8g; sugar 22g; salt 0.35g.

Serves 4 Preparation time: 15 mins Cooking time: 50 mins Vegetarian, low fat, freeze sauce only

1 AugustSummer Party Race night Ffos Las Racecourse.ffoslasracecourse.com 01554 811092

1 AugustLive Music in the Pool Garden Aberglasney Gardens, LlangathenSA32 8QH. www.aberglasney.org01558 668998

3 AugustGwendraeth Valley – It’s aKnockout! Pontyberem Training Field. Contact:magswalters@outlook.com 07830 3003163

3 AugustVolksfest Wales United Counties Showground,Carmarthen. 01267 281410www.welshgamefair.com

10 AugustMerlin Festival Children’s FunRun and Scoot-R-Run Carmarthen Town.www.healthylifeactivities.co.uk07968 8592600

10 AugustCarmarthen Motor Show United Counties Showground,Carmarthen. 10am-5pm.www.unitedcounties.org 01267 232141

11 AugustMerlin 10kCarmarthen Town.

17 AugustLlandeilo ShowCawdor Farm Fields, Ffairfach,Llandeilo. Contact:secretary@llandeiloshow.plus.com07989 581527

24 AugustFamily Fun Weekend United Counties Showground,Carmarthen. 07980 710138www.unitedcounties.org

For more information on what’s onin Carmarthenshire please visitwww.discovercarmarthenshire.com

Newyddion a hanesion ar gyfer preswylwyrCymdeithas Tai Bro Myrddin

sgwrs

Cynllunio ar gyferCredyd CynhwysolAgor cyfrif banc, tudalen 6

Crynodeb o'r adroddiad blynyddol, tudalennau 4 a 5

Sut rydymwedi bod yngweithio i chi

Haf 2013 Rhifyn 44

CYNGOR,NEWYDDION,GWYBODAETH,SYLW

Gobeithio bydd y rhifynhwn o Sgwrs moraddysgiadol ag erioed.

Y tro hwn, rydymwedi penderfynucyfuno eich cylchlythyrâ fersiwn gryno o

adroddiad blynyddol Bro Myrddin.Os hoffech gopi llawn o'r adroddiad

blynyddol, ewch i www.bromyrddin.co.uki lwytho copi i lawr, neu ffoniwch ni ar01267 232714 ac fe wnawn bostiocopi atoch.Os oes gennych unrhyw

gwestiynau neu ymholiadau, neu

Sut i gysylltu â ni

Cyhoeddir Sgwrs gan: Cymdeithas Tai Bro Myrddin Cyf Dyluniwyd a chynhyrchwyd gan:Andrew Buchanan Communicationswww.buchanan-communications.co.uk

Ffôn: 01267 232714Testun: 07797 801628E-bost: sgwrs@bromyrddin.co.ukYsgrifennwch at:

Cymdeithas Tai Bro Myrddin,Ystâd DdiwydiannolCillefwr, Tre Ioan,Caerfyrddin SA31 3RB

Rhifau argyfwng

Dyddiadau cau'r swyddfa

l Ein gwaith i chi:crynodeb o'radroddiadblynyddol

l Cynllunio eicharian ar gyferCredydCynhwysol

l Yn dod atoch chi:cynllun cerddedo amgylchystadau

4

6

7

l Cwrdd â'r tîm:Mathew Davies

3

l Rysáit pastabendigedig

8

Mae Sgwrs ar gael ar gaismewn print bras, Braille, ardâp sain neu yn eich dewisiaith. Ffoniwch ni os gwelwchyn dda ar 01267 232714.

Llun

y c

law

: © K

kays

2 | D

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e.co

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Yn y rhifynhwn

Croeso irifyn haf 2013

o Sgwrs!

Os bydd argyfwng yn eich cartref pan fydd yswyddfa ar gau, gallwch ffonio dau rif: n Mewn achos o argyfwng y tu allan i oriau swyddfa

(yn cynnwys argyfyngau yn ymwneud â systemaugwresogi nwy ac olew) ffoniwch linell argyfwng 24 awr

Cyngor Sir Gâr, Careline, ar 01558 824283.n Mewn achosion o argyfyngau nwy, ffoniwch Transco ar 0800 111999.

awgrymiadau am erthyglau i'rdyfodol, anfonwch e-bost ataf(sgwrs@bromyrddin.co.uk) neuffoniwch 01267 232714.

Aled ReesGolygydd

ON Cofiwch ein hoffi ni! Facebook: Bro-Myrddin-Housing-Association

Os hoffech chi dderbyn Sgwrs trwy e-bost, ffoniwch 01267232714 neu e-bostiwch sgwrs@bromyrddin.co.uk Hefydgallwch lawrlwytho Sgwrs ar www.bromyrddin.co.uk

2 Sgwrs Haf 2013

Cymdeithas elusennol yw Cymdeithas Tai Bro Myrddin Cyf sydd wedi’i chofrestru o dan DdeddfCymdeithasau Diwydiannol a Darbodus 1965 (23055R) a gyda Llywodraeth Cymru (L069). Cystadlaethau:Dim ond preswylwyr Bro Myrddin all gystadlu am y gwobrau ac yn y cystadlaethau. Ni chaiff aelodau’rBwrdd na’r staff gystadlu, oni bai y nodir yn wahanol. Cywirdeb: Ceisiwn ein gorau i sicrhau fod ywybodaeth yn Sgwrs yn gywir, ond dylai darllenwyr gael cyngor annibynnol cyn dibynnu ar unrhywgynnwys. Ni allwn gymryd y cyfrifoldeb am gamgymeriadau yn yr erthyglau. Neilltuwn yr hawl i olygudeunydd a anfonir atom. Ni chaniateir atgynhyrchu Sgwrs heb ganiatâd yn gyntaf.

Newyddion a hanesion ar gyfer preswylwyrCymdeithas Tai Bro Myrddin

sgwrs

Cynllunio ar gyferCredyd CynhwysolAgor cyfrif banc, tudalen 6

Crynodeb o'r adroddiad blynyddol, tudalennau 4 a 5

Sut rydymwedi bod yngweithio i chi

Haf 2013 Rhifyn 44

CYNGOR,NEWYDDION,GWYBODAETH,SYLW

A oes problem

cynnal a chadw gennych? Ffoniw

ch ni yn AM DDIM ar

0800 316 9602

Bydd swyddfa Bro Myrddin ar gau ar ŵyl y banc diwedd yr haf, ddydd Llun,26 Awst, a bydd yn ailagor y diwrnod canlynol. Byddwn ar gau ar 24 Medi ac13 Rhagfyr i hyfforddi staff.

Cofiwch anfon y wybodaeth ddiweddaraf atom! Rhowch wybod i ni os ydych wedinewid eich rhif ffôn neu ffôn symudol. Cysylltwch â gwasanaethau cwsmeriaid i ddiweddaru eichmanylion ar 01267 232714 neu e-bostiwch hwy yn customerservices@bromyrddin.co.uk

YCYFAN I

CHI!

Cyfarfod Cyffredinol: 5.30yp, 30 Gorffennaf 2013. Man Cyfarfod: Clwb Rygbi AthletigCaerfyrddin, Parc Athletig, Ffordd Allt-y-Cnap, Tre Ioan, Caerfyrddin SA31 3QY

// NEWYDDION Y TÎM //

Sgwrs Haf 2013 3

Rydym ar hyn o bryd ynchwilio am breswylwyrbrwdfrydig i ymuno â BwrddRheoli Bro Myrddin.Mae'r Bwrdd Rheoli yn cynnwys 12 aelod anweithredol, a rhaid i dri

ohonynt fod yn breswylwyr.Daw aelodau o gefndiroedd amrywiol iawn, a byddant yn rhannu eu

sgiliau ac yn ymroddi eu hamser a'u hegni yn wirfoddol er mwyn tywys yGymdeithas i'r cyfeiriad iawn.Bydd o leiaf pum cyfarfod y flwyddyn, a bydd yr is-bwyllgorau amrywiol

eraill yn cyfarfod hyd at bedair gwaith y flwyddyn. Etholir Aelodau'r Bwrddbob blwyddyn yn y cyfarfod cyffredinol blynyddol.

Os hoffech ragor o wybodaeth ynghylch sut i ddod ynAelod o'r Bwrdd, cysylltwch â Rhian Layton ar 01267232714 neu e-bostiwch info@bromyrddin.co.uk

Cwrddâ'rtîm

Yn yr ail o'n cyfweliadau ag aelodau tîm Bro Myrddin, dewch i gwrdd â'r

C O ble rydych chi'n dod, Mathew?Fe'm ganwyd yn Nhregunnor, Caerfyrddin, ondrwy'n byw yn Hendy-gwyn ers 23 blynedd. C I ba ysgol aethoch chi?Ysgol uwchradd Dyffryn Taf. C Beth wnaethoch chi astudio yno?Daearyddiaeth, drama, addysg gorfforol acastudiaethau’r cyfryngau. C Oedd gennych chi ffugenw yn yr ysgol?Titch – oherwydd rwyf braidd yn fyr. C Ydych chi wedi gweithio yn rhywlearall?Gweithiais yn flaenorol i gyfrifyddion siartredigLlewelyn Davies yn Arberth am ddeg mlynedd.Roeddwn yn gyfrifol am gynhyrchu cyfrifonrheoli ar gyfer portffolio amrywiol o gleientiaid. C Beth yw eich hobïau?Byddaf yn chwarae rygbi a chriced i dimauHendy-gwyn, ond dim ond gwyliwr wyf i ar hyno bryd, oherwydd rwy'n aros am lawdriniaethar fy mhen-glin. Rwy'n mwynhau golff hefyd,ond dydw i ddim hanner cystal â Tiger Woods.Rwy'n mwynhau teithio, ac rwy'n gobeithiodychwelyd i Falawi, ble bûm yn gwirfoddoli amdri mis.

C Hoff fwyd?Bwyd Indiaidd ac Eidalaidd. C Hoff ffilm?The Shawshank Redemption, Forrest Gumpa Dumb and Dumber yw fy nhair hoff ffilm. C Hoff le?Malawi and Zambia yw'r llefydd gorau rwyfwedi ymweld â hwy. Mae'r bobl yn gyfeillgara'r golygfeydd yn anhygoel.C Hoff gerddoriaeth?Rwy'n hoffi pob math. Mae fy silff CDs yncynnwys y clasuron(!) hyn: Westlife,Stereophonics, Kings of Leon, AndreaBocelli a Mumford & Sons. C Ydych chi'n mwynhau eichgwaith yn Bro Myrddin?Ydw, yn fawr iawn. Rwy'n gweithioyma ers naw mis yn unig, ondrwyf wedi ymgartrefu'n ddayma. Mae'n braf cael gweithiomewn awyrgylch ariannol blemae'r pwyslais pennaf aranghenion cwsmeriaid,nid cynhyrchu elw mawri gyfranddalwyr.

Uwch Swyddog Cyllid

Mathew Davies

Wnewch chi gynorthwyo i'n tywys i'r cyfeiriad iawn?

Pwy sy'n gwneud beth:nodyn i’ch atgoffa// GwasanaethauCwsmeriaid

Gall gwasanaethau cwsmeriaid ddelio â phob ymholiadyn ymwneud â rhent ac ôl-ddyledion rhent bychan, ynogystal ag ymholiadau cyffredinol a chynnal a chadw.Gwasanaethau cwsmeriaid yw eich pwynt cyswllt cyntaf.I gael rhagor o wybodaeth, ffoniwch GwasanaethauCwsmeriaid ar 01267 232714.

// Rhent a dyledion rhentBellach, rheolir ôl-ddyledion rhent gan y Swyddog TaiSamantha Jones a'r Swyddog Rheoli Incwm EirlysSmith.

// Ymddygiadgwrddgymdeithasol

Bellach, rheolir pob achos o ymddygiadgwrthgymdeithasol gan y Swyddog Tai Dylan Goddard,â chefnogaeth y Swyddog Tai Jonathan Stevenson.

Cartrefi newydd a ddatblygwyd gennym: 3

// ADRODDIAD BLYNYDDOL 2012-13 //

4 Sgwrs Haf 2013

Mae'r crynodeb yn ymwneud â gwaith Bro Myrddin am y flwyddyn hyd at31 Mawrth 2013. Mae fersiwn lawn o'r adroddiad ar gael i'w lwytho i lawro'n gwefan – www.bromyrddin.co.uk – neu trwy ffonio 01267 232714.

Pa mor fodlonoeddech chi?Beth ddywedoch wrthymynghylch eich cartref a'ngwasanaethau:

Croeso!Bwriad y crynodeb hwn o adroddiad blynyddol Bro Myrddin ywrhoi blas i chi o’r ffeithiau a’r ffigyrau allweddol a gynorthwyoddi lywio ein cynnydd dros y 12 mis diwethaf.Rydym wedi bod yn gweithio'n galed iawn i ddatblygu cysylltiadau

gwell â chi, yn ogystal â'n staff, ein partneriaid ac eraill yn ygymuned. Mae ein logo newydd, a ddangosir uchod ar y dde, yncynrychioli'r cysylltiadau hyn.Diolch i bawb sydd wedi'n cefnogi ac wedi gweithio gyda ni yn ystod

y flwyddyn i wneud ein cymdeithas yn un y gellir ymfalchïo ynddi.Gethin Davies

Cadeirydd

� Cwsmeriaid cudd Rydym wedi cyflwyno cwsmeriaidcudd fel rhan o strategaethcyfranogiad preswylwyr Bro Myrddin.

� Craffu gan Breswylwyr Rydym wedi sefydlu Panel Craffu argyfer Preswylwyr, a benodir ac ahyfforddir gennym i graffu ar ein gwaithmewn meysydd fel llywodraethu,gwasanaethau a busnes.

� Cwrdd â phreswylwyr Er mwyn ein helpu i feithrin gwelldealltwriaeth o anghenion cwsmeriaid,trefnodd pob aelod o staff i gwrdd ânifer o breswylwyr yn eu cartref undiwrnod ym mis Medi.

� Cymdeithas preswylwyr Mae cymdeithas preswylwyr wedi'isefydlu yn ein cynllun tai gwarchodolyn Llys Ffynnon.

Boddhad ag atgyweiriadau:

98.9%

Preswylwr sy'n fodlon ar ansawddeu cartref:

85%

“Helpodd Bro Myrddin fi iddod o hyd i ffordd gyfleus i

dalu'r rhent.”Gordon Miller

“Gwnaeth eich contractwyrwaith gwych gan fy ngadael

i'n rhydd rhag pwysau.”Mary Griffiths

Preswylwyr sy'n fodlon ar eucymdogaeth:

79%*Preswylwyr a ddywedodd fod eurhent yn werth da am arian:

89%*

Preswylwyr a oedd yn fodlon ar ycyfan:

89%*Preswylwyr a oedd yn cytuno einbod yn darparu gwasanaetheffeithiol ac effeithlon:

87%*

(* Canlyniadau o arolwg STARo foddhad preswylwyr)

Yr amser i ailosod tysafonol: 2.5 wythnos

Cyfranogiad ein preswylwyr

Ein tai presennol a thai i'r dyfodol

� Cyllid newydd Rydym wedi cael benthyciad o £2miliwn i gynorthwyo ein rhaglendatblygu dros y ddwy flynedd nesaf.

� Effeithlonrwydd ynni Rydym wedi adeiladu ein tri chartrefmwyaf ynni-effeithlon hyd yn hyn yngNghwmgwili.

� Pamffled DewisiadauPreswylwyr

Rydym wedi cynhyrchu llyfrynDewisiadau Preswylwyr i'w gwneud ynhaws i breswylwyr ddewis gosodiadaua gorffeniadau wrth symud i gartrefnewydd neu uwchraddio’u cartref.

Mae'r sylwadau oll yn rai go iawn ac fe'u cyhoeddir â chaniatâd y preswylwyr dan sylw. Mae eu henwau a'u lluniau yn ddychmygol i ddiogelu eu preifatrwydd.

crynodeb o'radroddiad blynyddol

Cyfanswm incwm:£3,363/100% (3,116/100%)

Rhenti: 2,876/85.5% (2,616/83.9%)

Gwasanaethau: 166/4.9% (115/3.7%)

Datblygu: 62/1.8% (122/3.9%)

Hostelau: 152/4.5% (173/5.6%)

Grantiau Refeniw: 93/2.8% (78/2.5%)

Arall: 14/0.4% (12/0.4%)

Sgwrs Haf 2013 5

Cartrefi dan reolaeth: 795 Addasiadau a wnaethom i gartrefi: 34

O ble daeth ein hariana sut cafodd ei wario(£000)(ffigyrau’r flwyddyn ddiwethafmewn cromfachau)

Cyfanswm gwariant:£2,499/100% (2,441/100%)

Rheoli: 624/25% (613/25.1%)

Gwasanaethau: 154/6.2% (128/5.2%)

Cynnal a Chadw: 1,013/40.6% (1,001/41.0%)

Drwgddyledion: 32/1.3% (28/1.20%)

Dibrisiad: 289/11.6% (266/10.9%)

Datblygu: 173/6.9% (193/7.9%)

Hostelau: 213/8.5% (212/8.7%)

“Roedd uwchraddio fy systemwresogi'n gyflym, effeithlon a

syml.”Alec Graham

“Dw i'n teimlo'n llawerhapusach ac yn ddiogelach

yn ein cartref newydd hyfryd.”Betty Allen

� Diwygiadau lles Eglurwyd y dewisiadau sydd ar gael ibob preswylydd y mae'r dreth ystafellwely yn debygol o effeithio arnynt, achawsant eu cefnogi i gyflawni eudewis.

� Cymorth â chyllidau Rydym wedi cynorthwyo preswylwyrcymaint ag y gallwn i reoli eu cyllid. Llemae ôl-ddyledion, mae ymagwedd einstrategaeth yn gytbwys a theg, ac maewedi cynorthwyo preswylwyr i wneud ygorau o'u hincwm a rheoli eu dyledion.

Cefnogi preswylwyr

Cyflawni ein gwasanaethau

Mynediad at dai

� Dewisiadau taiGan weithio'n agos â Chyngor Sir Gâr,rydym wedi datblygu Porth OpsiynauTai, sy'n cynnig gwybodaeth achyngor ynghylch llety fforddiadwy arrent yn Sir Gaerfyrddin.

� Paru anghenionRydym hefyd wedi datblygu CofrestrTai Hygyrch, sy'n caniatáu inni barucartrefi â phreswylwyr sydd aganghenion penodol o ran tai.

Porth Opsiynau Tai

Sir Gaerfyrddin

Gosodiadau newydd: 4

// ADRODDIAD BLYNYDDOL 2012-13 //

� Y Tîm GwasanaethauCwsmeriaid

Mae ein Cynghorwyr Cwsmeriaidnewydd wedi'u hyfforddi i ddelio agymholiadau pan wneir y cyswllt cyntaf.Gall aelodau'r tîm gyrchu gwybodaethgywir ynghylch atgyweiriadau acmaent yn gwella eu perfformiad 'cywiry tro cyntaf'.

� Bro Myrddin yn ddi-bapurDiolch i system Rheoli Dogfennaunewydd, mae Bro Myrddin bellach ynddi-bapur i raddau helaeth. Mae'rsystem yn hwyluso'r gwaith o gyrchuffeiliau, yn cynorthwyo'r amgylchedd,ac yn lleihau'r perygl o golli gwaithpapur.

I gael Credyd Cynhwysol, byddrhaid i chi fod â chyfrif banc neugymdeithas adeiladu, neu gyfrifgan ddarparwr arall megis undebcredyd.

Dyma'r dewisiadau:

• cyfrif cyfredol • cyfrif banc sylfaenol• cyfrif 'pot jam' (a elwir hefyd yngyfrif cyllidebu)

• rhai mathau o gyfrifon undebaucredyd, a

• chyfrif cerdyn y Swyddfa Bost®.

Yn ddelfrydol, dylai eich cyfrif ganiatáui chi wneud taliadau electronigohono – megis debyd uniongyrcholneu archebion sefydlog – i dalu biliaumegis rhent, nwy a thrydan.

Ac eithrio cyfrif cerdyn y SwyddfaBost®, mae'r holl gyfrifon uchod yncaniatáu i chi wneud taliadau electronig.

Cyfrif CyfredolMae'r rhan fwyaf o bobl yn defnyddiocyfrif cyfredol banc neu gymdeithasadeiladu i reoli eu harian o ddydd iddydd.

Maent yn cynnwys nodweddionmegis taliadau electronig,

cardiau arian, cardiau debyd, debydauuniongyrchol a sieciau.

Gallwch eu defnyddio mewncangen ar y stryd fawr, ar-lein,

trwy gyfrwng bancio symudol neudros y ffôn.

Gallwch gael datganiadaurheolaidd.Bydd rhai cyfrifon yn codiffioedd uchel os ewch yn

ddyledus, a bydd y mwyafrif yn eichcosbi os na fydd digon o arian yn eichcyfrif i dalu debyd uniongyrchol neuarcheb sefydlog.

Cyfrif banc sylfaenolMae gan gyfrifon banc sylfaenol yrhan fwyaf o nodweddion cyfrifcyfredol, ond nid oes ganddyntgyfleuster gorddrafft.

6 Sgwrs Haf 2013

// RHEOLI EICH CYLLID //

O fis Hydref 2013, bydd Credyd Cynhwysol yn disodli Budd-dal Tai asawl budd-dal arall. Bydd eich taliad Credyd Cynhwysol misol yncynnwys arian eich rhent a bydd angen i chi drefnu gyda ni i dalu’rrhent eich hun a rheoli eich cyllid tan eich taliad nesaf.

Mae hyn yn golygu eu bod ynddewis da i chi os oes gennych

hanes credyd gwael, oherwydd nidoes rhaid i'r banc wirio eich credyd.

Mae'r ffaith nad oes cyfleustergorddrafft yn golygu na allwch

orwario'n anfwriadol a mynd i ddyled.Efallai y gallwch drefnu i gaeldatganiadau rheolaidd i'ch

cynorthwyo i gadw llygaid ar eich arian,ond nid yw pob cyfrif yn cynnig hyn.

Efallai y byddwch yn dal yncael eich cosbi os na fydd

digon o arian yn eich cyfrif i daluarcheb sefydlog neu ddebyduniongyrchol, a gallai taliadau o'r

fath wneud eich cyfrif yn ddyledus.

Cyfrif 'pot jam'Yn achos cyfrif pot jam – neugyllidebu – rhennir eich cyfrif yn‘botiau’ gwahanol. Fel arfer, byddpotiau gwahanol ar gyfer gwario abiliau, ac efallai bydd pot cynilo

hefyd. Byddwch yn penderfynu fainto arian aiff i bob pot trwy gyfrifo faint

fydd arnoch ei angen i dalu eich biliau afaint fydd yn weddill i wario neu gynilo.

Mantais cyfrif pot jam yw gallusicrhau fod digon o arian ar

gael i dalu'r rhent (neu fil arall) panddaw diwrnod talu'r rhent (neu'r bil).

Efallai y gallwch drefnu i gaelnegeseuon testun i'ch

rhybuddio pan fydd ychydig o arian ynweddill yn eich cyfrif.

Efallai y gallwch gael cyngorynghylch rheoli eich arian.Codir ffi am y cyfrifon hyn – tua£10-£15 y mis fel arfer. Efallai y

gwnewch benderfynu fod hynny'n brisgwerth ei dalu os gallwch osgoicosbau a ffioedd gorddrafft.

Mae cyfrifon pot jam yn eithafnewydd, er bydd rhagor ohonynt argael dros yr ychydig fisoedd nesaf.

rheoli eich

I gael rhagor o wybodaeth am gyngorariannol neu newidiadau yn sgil y

diwygiadau lles, ewch iwww.moneyadviceservice.org.uk

neuwww.yourbenefitsarechanging.co.uk neuos hoffech drefnu i'r Swyddog CynhwysiantAriannol ymweld â'ch cartref, cysylltwch â

Bro Myrddin ar 01267 232714.

cyllidau

Sgwrs Haf 2013 7

l trwy ddebyd uniongyrchol

l yn swyddfa Bro Myrddin

l trwy ffonio Tîm GwasanaethauCwsmeriaid Bro Myrddin ar01267 232714

l trwy ffonio Allpay ar 0844 557 8321

l yn unrhyw PayPoint neuswyddfa bost

l ar-lein yn www.bromyrddin.co.uk

l ar-lein yn www.allpayments.netBydd y codau QR isod yn eichcysylltu ar ddyfais symudol:

Cyfrif undeb credydMae undebau credyd yn sefydliadaucymunedol dielw sy'n cynnig cyfrifoncynilo a benthyciadau i'w haelodau.Mae rhai ohonynt yn cynnig cyfrifonbanc sylfaenol sy'n caniatáu i chidderbyn taliadau electronig a threfnudebydau uniongyrchol ac archebionsefydlog. Mae rhai ohonynt wrthi'ndatblygu cyfrifon pot jam hefyd.

Gall undebau credyd fod ynddefnyddiol os ydych wedi cael

anhawster wrth geisio agor cyfrif bancneu gymdeithas adeiladu.

Nid ydynt yn cynnig gorddrafft.Byddant yn eich annog i fenthy-

ca'r hyn y gallwch ei ad-dalu yn unig.Nid yw pob undeb credyd yncynnig cyfleusterau cyfrif banc,

ac efallai nad oes undeb credyd yneich ardal chi.

Mae gan gyfrifon pot jamundebau credyd ffi misol, sy'n

weddol isel fel arfer.

Cyfrif cerdyn y Swyddfa Bost®Cafodd cyfrifon cerdyn y Swyddfa

Bost® eu cynllunio'n benodol i dderbynbudd-daliadau a thaliadau pensiwn.

Pan agorir y cyfrif, telir eichbudd-daliadau yn uniongyrchol

i'ch cyfrif. Ni allwch fynd i ddyled,oherwydd nid oes cyfleuster

gorddrafft.Gallwch godi arian neu weldfaint sy’n weddill yn un o

ganghennau'r Swyddfa Bost yn unig.Ni allwch ddefnyddio'r cyfrifonhyn i drefnu taliadau awtomatig,

megis debydau uniongyrchol acarchebion sefydlog.

Cyfrif unigol neu ar y cyd?Os ydych yn briod neu'n cyd-fyw, fegewch un taliad Credyd Cynhwysol argyfer eich cartref. Gofynnir i chienwebu cyfrif banc i dalu arian i mewniddo, a gall fod yn:

• gyfrif unigol yn eich enw chi neuenw eich partner

• cyfrif ar y cyd yn enwau'r ddauohonoch.

Bellach, gallwn drefnu debydauuniongyrchol dros y ffôn.

I wneud hyn, cysylltwch â'n tîmgwasanaethau cwsmeriaid ar:

01267 232714

Dulliau o dalueich rhent:

Ble i gael cyngor ynghylch dyled:

Trefnwch ddebyduniongyrcholheddiw!

Android

Mae sawl dull o gymryd rhan achynorthwyo i lunio'r dull o redegBro Myrddin. Dyma rai:

l Fforwm Preswylwyrl Panel Darllenwyrl Cwsmeriaid cuddl Panel Craffu'r Preswylwyrl Grwpiau ffocwsl Cylchlythyr Sgwrsl Ymweld ag ystadau

Os oes unrhyw un o'rrhain yn apelio atoch –neu os hoffech ragor owybodaeth ynghylchunrhyw un ohonynt– cysylltwch âni ar 01267 232714.

Cyfranogwch!

Apple

// RHEOLI EICH CYLLID //

LleoliadCwrt WoofordMoir GardensCysgod y CoedBrewery RoadSŵn y MôrWestmead CloseWoodlands CloseClos y DrindodGlasfrynVale VillaClos Llwyn Tŷ GwynBrynhyfrydDolawe

Dyddiad5/8/136/8/137/8/137/8/1312/8/1312/8/1312/8/132/9/133/9/133/9/134/9/1313/9/131/10/13

Amser2.30yp-3.30yp2.30yp-3.30yp2.30yp-4.00yp2.30yp-3.30yp2.30yp-3.00yp3.00yp-3.30yp3.30yp-4.30yp2.30yp-3.30yp2.30yp-4.00yp9.00yb-10.00yb2.30yp-4.00yp2.30yp-4.00yp9.00yb-10.00yb

AMSERLENCERDDED OAMGYLCHYSTADAU

Y llinell ddyled genedlaethol0808 808 4000www.nationaldebtline.co.uk

Cyngor ar BopethI gael manylion eich swyddfa agosaf, ffoniwch 01267 223748 neu Linell Gyngor Cymru08444 77 20 20, neu ewch iwww.citizensadvice.org.uk

Gwasanaethau CwnselaCredyd Defnyddwyr (CCCS)0800 138 1111 www.cccs.co.uk

Undebau CredydI gael manylion yr un agosaf, ffoniwch 0161832 3694 neu ewch i visitwww.findyourcreditunion.co.uk

// RYSÁIT //

8 Sgwrs Haf 2013

Pasta gydasaws tomatos

a llysiau ‘cudd’

Anogwch eich teulu i fwytarhagor o lysiau trwy baratoi'rrysáit pasta hynod iach hwn.

Gweithgareddau'r

Mae Bro Myrddin bellachwedi sefydlu partneriaethgyda banc bwydCaerfyrddin. Rhoddir blychau o fwyd sy'n

faethlon gytbwys i bobl sy'nwynebu argyfwng emosiynol neu ariannol. Mae gan bobblwch gyflenwad tri diwrnod o fwyd nad yw'n ddarfodus ac maentyn cynnwys cynllunwyr bwydlenni i gynorthwyo defnyddwyr i baratoi prydau iach.Rhoddir y bwyd gan archfarchnadoedd, siopwyr ac aelodau o'r gymuned, a chaiff

y gwasanaeth ei redeg gan dîm o wirfoddolwyr hyfforddedig. Mae'r banc bwyd ar agor bob dydd Llun a dydd Mawrth rhwng 11yb a 2yp.Nid yw cael cymorth i'ch bwydo chi a'ch teulu yn destun cywilydd. Os

cysylltwch â Bro Myrddin, gallwn drafod materion â chi, ac os bydd angen hynny,fe gewch daleb gennym i gasglu cyflenwadau bwyd o fanc bwydCaerfyrddin. I gael rhagor o wybodaeth, ffoniwch y Gymdeithas ar 01267

232714.

Cynhwysion1 llond llwy de olew olewydd

1 winwnsyn mawr, wedi'i dorri'n fân

2 ffon seleri, wedi'u torri'n fân

2 foronen, wedi'u torri'n fân

1 genhinen, wedi'i thorri'n fân

2 bupryn melys, heb yr hadau ac wedi'u torri'n fân

2 x tun 400g o domatos wedi'u torri'n fân gydagarlleg

1 llwy fwrdd yr un o siwgr mân a finegr balsamig

300g o siapiau pasta wedi'u sychu

Caws Parmesan, wedi'i gratio, a berwr, i weini(dewisol)

Dull1. Cynheswch yr olew mewn sosban achoginiwch y winwnsyn, y seleri, y moron a'rcennin yn araf nes byddant yn feddal – tua 20munud. Ychwanegwch y puprynnau achoginiwch y cyfan am 10 munud ychwanegol,cyn ychwanegu'r tomatos, y siwgr a'r finegr.Mudferwch am o leiaf 20 munud – po hiraf ymudferwch, gorau oll fydd y saws.

2. Coginiwch y pasta gan ddilyn cyfarwyddiadau'rpecyn. Yn y cyfamser, cymysgwch y saws âchymysgydd llaw nes daw’n llyfn, ychwanegwchbupur a halen at y saws a rhowch y sosban yn ôlar y gwres i gadw'r saws yn gynnes tra bydd ypasta yn coginio. Draeniwch y dwr o'r pasta achymysgwch y pasta trwy’r saws. Gweinwch ypasta mewn powlenni â chaws Parmesan wedi'igratio a dail berwr os dymunwch.

Fesul siâr 381 cilocalori; protein 14g; carbohydradau 79g;braster 3g; braster dirlawn 1g; ffibr 8g; siwgr22g; halen 0.35g.

Ar gyfer 4 o bobl Amser paratoi: 15 munud Amser coginio: 50 munud Llysieuol, braster isel, gellir rhewi'rsaws yn unig

1 AwstNoson Rasys a Pharti Haf Cae Ras Ffos Las.ffoslasracecourse.com 01554 811092

1 AwstCerddoriaeth Fyw yng Ngardd yPwll Gerddi Aberglasne, LlangathenSA32 8QH. www.aberglasney.org01558 668998

3 AwstCwm Gwendraeth – It’s aKnockout! Maes Hyfforddi Pontyberem. Cysylltwch â:magswalters@outlook.com 07830 3003163

3 AwstVolksfest Cymru Maes Sioe'r Siroedd Unedig,Caerfyrddin. 01267 281410www.welshgamefair.com

10 AwstRas Hwyl i Blant a Ras SgwteriGŵyl Myrddin Tref Caerfyrddin.www.healthylifeactivities.co.uk07968 8592600

10 AwstSioe Foduron Caerfyrddin Maes Sioe'r Siroedd Unedig,Caerfyrddin. 10yb-5yp.www.unitedcounties.org 01267 232141

11 AwstRas 10k Myrddin Tref Caerfyrddin.

17 AwstSioe LlandeiloCaeau Fferm Cawdor, Ffairfach,Llandeilo. Cysylltwch â:secretary@llandeiloshow.plus.com07989 581527

24 AwstPenwythnos o Hwyl i'r Teulu Maes Sioe'r Siroedd Unedig,Caerfyrddin. 07980 710138www.unitedcounties.org

I gael rhagor o wybodaeth amddigwyddiadau Sir Gâr, ewch iwww.discovercarmarthenshire.com