SCAH Dine and Discover Seminar Presentation 2016
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Transcript of SCAH Dine and Discover Seminar Presentation 2016
WELCOME!
YOUR LIFEYOUR HOME
YOUR CHOICE
Gulf Care, Inc. and Gulf Coast Village
• Gulf Care, Inc. is a senior care provider• Gulf Coast Village is an established Continuing
Care Retirement Community providing:• IL, AL and Skilled Rehabilitation
– Home Health and Home Care– Outpatient Rehabilitation– SENIOR CHOICE AT HOME
• Part of Volunteers of America
Volunteers of America
• Founded in 1896• Not-for-profit national organization• Employs over 16,000 people• Approximately 65,000 volunteers• Serves more than 2 million people annually• Combined revenues of $1.2 billion in FY 2014
What is Senior Choice at Home?
• Licensed by the state of Florida, Office of Insurance Regulation, as a Continuing Care Retirement Community (Continuing Care at Home)
• Membership based program• Life-long commitment of care• An alternative to moving into a CCRC or other
senior living facilities
• Senior Choice at Home is unique in Florida
• Modeled after successful Continuing Care at Home programs
• In partnership with Cadbury Consulting, a pioneer in this innovative concept
• Offering advocacy and care coordination
• Members have the opportunity to enjoy several activities at Gulf Coast Village year-round
Planning for the Future…What are Your Options?
• Do nothing• Medicare / Medicaid• Family & friends • Self insure / Pay for services when needed• Long Term Care Insurance • Senior Living Communities / CCRCs• Senior Choice at Home
Facts to Consider
• Approximately 70% of those who are 65 and older will need long term care
• This means 3 years of long term care could cost as much as $300,000 or more per individual
• According to a 2012 AARP survey 78% of respondents age 65 & older desired to remain in their homes for as long as possible
A Unique, Comprehensive Stay At Home Program
The Right Choice
SENIOR CHOICE AT HOME
Care Coordination
Protection of Assets
Referral Services
Home Care
Reliability
Community Based Care
Proactive Care Coordination is the KEY to Successful
Independent Living
• Personalized support• Individualized care plans• Advocacy• Qualified care providers• Services are coordinated by
your Personal Care Coordinator
Senior Choice at HomeProgram Services
• Companion / Homemaker services Meal preparation Laundry Light housekeeping Errands
• Home Health Aides Certified to assist with personal care, such as
bathing and/or dressing• Live-in Companion when appropriate
If 24-hour a day is needed
Senior Choice at HomeProgram Services (Cont’d)
• Assisted Living Community• Memory Care • Nursing Home Care• Adult Day Care• Services provided at Gulf Coast Village or
a community of your choosing within our service area of Lee & Collier Counties
Senior Choice at HomeProgram Services (Cont’d)
• Personal Care Coordinator• Home Safety Assessment• Emergency Response System
Membership Advantages
• Focus on keeping you at home for as long as possible
• Temporary or permanent services• Credentialed care providers
• Services by a trusted provider in SWFL for over 26 years
• NO claim forms to fill out• Concierge services and vendor partner discounts
Eligibility Requirements
• MUST:• Be 62 years of age or older• Live independently, not in need of immediate care• Complete application process, which includes medical and
financial eligibility• Live in Lee or Collier County• Maintain health insurance coverage (Medicare and
Supplemental coverage)*A diagnosis of an existing degenerative neurological disease may limit plan options
Long Term Care Insurance Average Benefit Example
• $150 a day benefit cap• 3 year benefit maximum• 90 - 100 day elimination period• Annual out-of-pocket expense of
$25,550 - $76,650• No personalized care coordination
Continuing Care Retirement Communities
• Entrance Fees ($300,000 - $1 million+)• Monthly Fees ($3,000 - $12,000+)• Waiting Lists• Move from your home• Not aging in place
Annual Cost When Self Insuring
Cost of Care Comparison
Private Pay Companion (8
hours per day)
Assisted Living
FacilityMemory
Care FacilitySkilled
Nursing Facility
Initial Fees $0 $1,500 $2,000 $0
Monthly Fees $5,353 $5,500 $6,000 $14,600
x 12 months $64,240 $66,000 $72,000 $175,200Total Cost of Care in
First Year $64,240 $67,500 $74,000 $175,200
Senior Choice at Home is the ONLY Option to:
Protect your assets from unexpected health care costs
Provide life care services in your home Place no burden on your family or loved ones Give you peace of mind that the care you need
is there, right when you need it
Membership Fees• One time investment of a
Membership Fee based on the plan selection and age
• Monthly Fee*
• Discount for couples
• Annual cost of living increases built into plan
• TAX DEDUCTIBLE if you itemize as a medical expense*Monthly fee subject to annual increase.
Membership Plan Options
All plans have LIFETIME coverage• All Inclusive Plan – no co-pays• Security Plan – 15% financial responsibility for
home care / 30% financial responsibility for assisted living and skilled nursing
• Co-Pay Plan – 50% financial responsibility for home care, assisted living and skilled nursing.
• Consultative Care Plan – Fee for Service
What Does Membership Cost?
75 Year Old (Single) All-Inclusive Security Co-PayOne-Time
Membership Fee $47,465 $35,639 $25,461
Monthly Fee $497 $439 $392
Based on 75 year old (Single)
Planning for the Future…What are Your Options?
• Do nothing• Medicare / Medicaid• Family & friends • Self insure / Pay for services when needed• Long Term Care Insurance • Senior Living Communities / CCRCs• Senior Choice at Home
Senior Choice at Home“The Right Choice”
• For staying in your home• For financial protection• For lifetime care coordination• For maintaining independence
and freedom of choice• For simplifying your future• Peace of mind for you and
your family
Let’s Take the Next Step Together…
1) Complete the Registration Form (both sides)
2) Make a list of questions
3) Let’s talk, at our office or your home
4) Set a no-obligation appointment TODAY so we can personalize a plan for you!
Office: (239) 362-9153www.seniorchoiceathome.com