SBI General Retail Health
Transcript of SBI General Retail Health
Ensure Your Family's Happiness
SBI GENERAL RETAIL HEALTH INSURANCE POLICY
SBI General's Retail Health Insurance Policy
Life is a wonderful journey, full of twists and turns. How wonderful it
would be to have someone to keep you safe in all the challenges life
throws at you?
SBI General's Retail Health Insurance Policy! Ensuring your peace of
mind by offering financial protection in case you fall sick.
Who Can Buy This Policy?
u Any individual above 18 years can buy this Policy for themselves
and/or their family.
u By Family we mean Insured, Insured's legal Spouse, Legal,
Dependent Children & Dependent Parents. The dependent parents
can't be covered under the �oater option available under the Policy.
What Are The Key Benefits Of This Policy?
Wide Coverage – From ` 50,000 to ` 5,00,000
No pre-policy medical test up tothe age of 45 for people with
no medical history
Wide Coverage- From`50,000 up to `500,000
Flexible Plan Options -Metro, Semi Metro &
Rest of India
Family Floater bene�t – o�ering comprehensive protection to
all your family members under one Policy
Add-on Covers available Coverage of 30 days Pre and 60 days Post
Hospitalisation Expenses
Free Medical check-up for every 4 claim free years up to
a maximum limit of ` 2,500
Premium exempt from Income Tax under Sec 80 D of
Income Tax Act
SBI General Retail Health Insurance PolicyUIN: SBIHLIP11002V021011
What Does The Policy Cover?
Eligible Hospitalisation Expenses:
u Room, Board & Nursing Expenses & Service Charges
Etc - Up to 1% of the SI per day.
u Intensive Care Unit - Up to 2% of the SI per day.
u All admissible claims under the points above during the
policy period - Up to 25% of the SI per illness/injury per
claim.
u Surgeon, Anaesthetist, Consultants, Specialists Fees -
Up to 40% of the SI per illness/injury per claim.
u Anaesthesia, Blood, Oxygen, OT Charges, Surgical
Appliances - Up to 40% of the SI per illness/injury per
claim.
Pre-hospitalisation Expenses Coverage: Up to 10% of
the eligible hospitalisation expenses incurred within 30
days prior to date of admission into the hospital.
Post-hospitalisation Expenses Coverage: Up to 10% of
the eligible hospitalisation expenses incurred within 60
days after the date of discharge from the hospital.
Ambulance Expenses: Ambulance charges - 1% of SI up
to a maximum of ̀ 1500.
Free Medical Check Up: 1% of SI up to a maximum of 2500 ̀
For every 4 claim free years.
Parental Care: Available for persons above 60 years.
Attendant nursing charges after discharge from the
hospital for 500 per day or actual whichever is less, up to a `
maximum 10 days per hospitalisation. The charges can be
reimbursed for a period not exceeding 15 days during the
entire Policy period.
Child Care: Available for a child below 10 years of age.
Attendant escort charges of 500 for each completed day `
of hospitalisation subject to maximum of 30 days during
the Policy Period.
Cataract: 15% of SI subject to maximum of 25000 per eye ̀
subject to �rst two years exclusion.
Parents' and Child Attendant Care Covered
SBI General Retail Health Insurance PolicyUIN: SBIHLIP11002V021011
Accidental Hospitalisation: In case of hospitalization
following an Accident, SI limit available for the Insured
Person will be 125% of the amount arrived after deducting
the claims paid and/or outstanding from sum insured for
the Insured Person under the policy excluding cumulative
bonus component and subject to a maximum of
` 1,00,000/-.
Alternative Treatment (Subject to Treatment taken in a
government hospital or in any institute recognised by
government and/or accredited by Quality Council of
India/National Accreditation Board on Health): Ayurvedic
Treatment covered maximum 15% of SI per Policy period
up to a maximum of 20000 & Homeopathy and Unani `
Treatment covered maximum 10% of SI per Policy period
up to a maximum of 15000. ̀
Domiciliary Hospitalisation: Reasonable and Customary
Charges towards Domiciliary Hospitalisation exceeding 3
days as de�ned in Policy de�nition subject to 20% of the SI
maximum up to 20000. `
Convalescence Bene�t: Bene�t available for Insured
above 10 years & below 60 years. Compensation to the
Insured, up to an amount not exceeding 5,000/- per `
Insured, for a period of 10 consecutive days or more. This
bene�t is payable only once per Insured during the Period of
Insurance.
Day Surgery: Less than 24 hours hospitalization
undertaken for speci�ed procedures like Dialysis,
Chemotherapy, Radio therapy, Eye Surgery, Dental Surgery
(Due to accident) , Tonsillectomy, etc is covered.
Co-Pay: 10% Co-Pay after deductible will apply on all
eligible admissible claims in non-network hospitals.
Cumulative Bonus: A bonus equaling 5% of SI on renewal
for every claim-free year. Cumulative bonus can be
accumulated up to 25% of SI and will get reduced by 5% in
case of claims.
SBI General Retail Health Insurance PolicyUIN: SBIHLIP11002V021011
Alternative Treatment Covered
From 3 months to 65 years
SBI General Retail Health Insurance PolicyUIN: SBIHLIP11002V021011
What Is The Minimum & Maximum Coverage Possible Under This
Policy?
What Are The Add-on Covers Available With This Policy?
On payment of additional premium the following Add-on Covers ore
available with this Policy.
u Removal of Room & ICU rent sub-limits.
u Removal of sub-limits on Operation and Consultancy charges.
What Is The Minimum & Maximum Entry Age For This Policy?
Minimum age of entry Maximum age of entry
Children from the age of 3months can be covered if either of the parents
is concurrently covered with SBI General's Retail Health Insurance Policy.
What Are The Tenure Plan Options Available Under This Policy?
How Is The Premium For A Family Floater Policy Calculated?
Premium for Family Floater Policy is calculated basis the age of the
oldest family member to be insured.
Does The Plan Differ Based On Where I Stay?
In case you live in a Metro or in a Semi Metro, the Policy provides you with
an option to choose a plan which is more appropriate to your need and
hence priced accordingly.
Is Pre-acceptance Health Check Up Compulsory?
If you are younger than 45 years and have no history of illness, then pre-
acceptance health check up is not compulsory for you. For others, a
medical examination is mandatory as per SBI General's requirements.
Pre-acceptance medical tests will be done at the cost of the proposer.
However, if the proposal is accepted SBI General will reimburse 50%of
the cost incurred.
65Years
18Years
1Year
Min. Coverage
`50,000
Max. Coverage
`500,000
Differentiated Plans Based On City Type
SBI General Retail Health Insurance PolicyUIN: SBIHLIP11002V021011
u Plan A - 100% of the admissible claim amount for all Locations
subject to the Policy terms and conditions.
u Plan B - 100% of the admissible claim amount for Locations B and C,
and 80% for Location A subject to the Policy terms and conditions.
u Plan C - 100% of the admissible claim amount for Locations C, 80%
for Location B and 70% for Location A subject to the Policy terms
and conditions.
The percentage of amount shown in the above table is with respect to
the admissible claim amount.
The Company will make payments only after being satisfied, with the
necessary bills and documents.
What Is SBI General's Renewal Policy?
This Policy may be renewed by mutual consent every year. u
u If renewed, the renewal premium needs to be paid to the Insurer
on or before the expiry or renewal date.
u A Grace Period of 30 days is allowed for renewal of the Policy.
During this period a payment can be made to continue the Policy
without losing any bene�t.
u Coverage is not available for the period for which no premium is
received.
Bene�t Plan Treatment Location A -Mumbai and
Delhi
Treatment Location B -
Chennai, Kolkata,
Bangalore, Ahmedabad,
Hyderabad
Treatment Location C - Rest of India
Plan A (Normal residential location -Mumbai & Delhi)
100% 100% 100%
Plan B (Normal residential location -Chennai, Kolkata, Bangalore, Ahmedabad, Hyderabad)
80% 100% 100%
Plan C (Normal residential location -Rest of India)
70% 80% 100%
What Is Not Covered In The Policy?
Pre-existing conditions, until 48 months after the Policy was u
purchased.
Any disease contracted during the �rst 30 days of commencement u
of the Policy.
Certain diseases/surgeries shall be covered after a pre-de�ned u
waiting period .
Treatment with alternative medicines like acupuncture, u
acupressure, osteopath, naturopathy, chiropractic, re�exology
and aroma therapy.
Treatment arising from or traceable to pregnancy.u
Congenital diseases.u
All expenses related to AIDS and related diseases.u
Use/Abuse of intoxicating drugs or alcohol.u
Note: The above information on exclusions is only indicative in nature. For details please read the
policy wordings available on our website (www.sbigeneral.in)
What Is The Claim Procedure?
Our dedicated and experienced claims team aim to deliver you
superlative customer service with a fast, fair, convenient and
transparent claims process so your claim is settled without any hassle.
Our Claims Team Will:
Our dedicated and experienced claims team aim to deliver you
Provide assistance in Keep you informed of the progress
emergency situations of your claim
How Do You Make A Claim?
In case of an accident or illness that requires hospitalization or daycare,
please notify us by phone or email.
The above information is indicative in nature, for more details on complete
coverage and terms & conditions, please read the policy document
carefully before concluding a sale.
Fast, Fair & Transparent Claim Procedure
SBI General Retail Health Insurance PolicyUIN: SBIHLIP11002V021011
Premium Chart (Exclusive of GST)
Non Floater Policies
Plan A (Mumbai & Delhi) Plan B (Chennai, Kolkata, Bangalore, Ahmedabad, Hyderabad, Pune) Plan C (Rest of India)
Age Band 1,00,000 2,00,000 3,00,000 4,00,000 5,00,000 50,000 1,00,000 2,00,000 3,00,000 4,00,000 5,00,000 50,000 1,00,000 2,00,000 3,00,000 4,00,000 5,00,000
0.25-18 1,401 2,358 2,849 4,144 4,788 907 1,210 2,037 2,460 3,579 4,135 859 1,146 1,930 2,331 3,391 3,918
19-35 1,647 2,664 3,218 4,723 5,689 1,067 1,422 2,301 2,779 4,079 4,913 1,010 1,347 2,179 2,633 3,864 4,654
36-40 2,093 3,391 4,146 6,580 7,768 1,356 1,808 2,929 3,581 5,683 6,709 1,284 1,712 2,774 3,392 5,384 6,356
41-45 2,431 3,875 4,807 8,151 9,418 1,575 2,100 3,347 4,152 7,040 8,133 1,492 1,989 3,170 3,933 6,669 7,705
46-55 3,284 5,725 7,088 11,139 13,299 2,127 2,836 4,944 6,121 9,620 11,485 2,015 2,687 4,684 5,799 9,114 10,881
56-60 5,337 8,437 10,191 13,680 16,859 3,457 4,610 7,286 8,801 11,815 14,560 3,275 4,367 6,903 8,338 11,193 13,794
61-65 6,808 10,760 12,998 17,448 21,503 4,409 5,879 9,293 11,226 15,069 18,571 4,177 5,570 8,804 10,635 14,276 17,593
66 - 70 10,220 15,145 18,295 26,195 30,265 6,620 8,827 13,080 15,800 22,623 26,138 6,272 8,362 12,391 14,968 21,433 24,762
71 - 75 13,477 19,970 24,123 34,541 39,907 8,729 11,639 17,247 20,834 29,831 34,466 8,270 11,026 16,339 19,737 28,261 32,652
76 - 80 16,794 25,488 30,788 44,084 50,933 10,620 14,504 22,012 26,590 38,073 43,988 10,061 13,741 20,854 25,190 36,069 41,673
81 - 85 20,929 32,530 39,294 56,264 65,005 12,921 18,075 28,094 33,936 48,592 56,141 12,241 17,124 26,615 32,150 46,034 53,186
86 - 90 26,081 41,517 50,150 71,809 82,965 15,721 22,525 35,856 43,312 62,017 71,651 14,893 21,339 33,968 41,032 58,753 67,880
91 - 95 32,502 52,987 64,006 91,648 1,05,886 19,127 28,070 45,762 55,278 79,151 91,447 18,120 26,592 43,353 52,368 74,985 86,634
96 - 100 40,503 67,627 81,690 1,16,969 1,35,141 23,271 34,980 58,405 70,550 1,01,019 1,16,713 22,046 33,139 55,331 66,837 95,702 1,10,570
101 - 105 50,474 86,311 1,04,259 1,49,285 1,72,478 28,312 43,591 74,541 90,042 1,28,928 1,48,958 26,822 41,297 70,618 85,303 1,22,143 1,41,118
106 - 110 62,900 1,10,157 1,33,064 1,90,530 2,20,130 34,446 54,323 95,135 1,14,919 1,64,549 1,90,112 32,633 51,464 90,128 1,08,870 1,55,888 1,80,107
111 - 115 78,385 1,40,591 1,69,827 2,43,170 2,80,948 41,909 67,696 1,21,420 1,46,668 2,10,010 2,42,637 39,703 64,133 1,15,029 1,38,949 1,98,957 2,29,867
Two Adults Floater
0.25-18 - - - - - - - - - - - - - - - - -
19-35 - 4,795 5,631 8,501 10,240 - - 4,141 4,863 7,342 8,843 - - 3,923 4,607 6,955 8,378
36-40 - 4,917 6,012 8,555 10,331 - - 4,246 5,192 7,388 8,923 - - 4,023 4,919 6,999 8,453
41-45 - 6,200 7,451 12,227 14,127 - - 5,354 6,435 10,560 12,200 - - 5,073 6,096 10,004 11,558
46-55 - 9,732 9,923 15,038 17,953 - - 8,405 8,570 12,987 15,505 - - 7,962 8,119 12,304 14,689
56-60 - 15,186 17,834 23,940 29,504 - - 13,115 15,402 20,676 25,480 - - 12,425 14,592 19,587 24,139
61-65 - 19,369 22,747 30,534 37,630 - - 16,728 19,645 26,371 32,499 - - 15,847 18,611 24,983 30,788
66 - 70 - 27,261 32,015 45,842 52,964 - - 23,544 27,650 39,591 45,742 - - 22,305 26,194 37,507 43,334
71 - 75 - 35,947 42,215 60,447 69,838 - - 31,045 36,459 52,204 60,315 - - 29,411 34,540 49,457 57,140
76 - 80 - 41,672 51,362 73,543 84,969 - - 35,989 44,358 63,515 73,382 - - 34,095 42,023 60,172 69,520
81 - 85 - 48,309 62,489 89,477 1,03,377 - - 41,722 53,968 77,275 89,280 - - 39,526 51,128 73,208 84,582
86 - 90 - 56,004 76,028 1,08,862 1,25,774 - - 48,367 65,660 94,017 1,08,623 - - 45,821 62,205 89,069 1,02,906
91 - 95 - 63,585 76,807 1,09,978 1,27,064 - - 54,914 66,333 94,981 1,09,737 - - 52,024 62,842 89,982 1,03,961
96 - 100 - 81,152 98,027 1,40,363 1,62,169 - - 70,086 84,660 1,21,222 1,40,055 - - 66,397 80,204 1,14,842 1,32,684
101 - 105 - 99,257 1,19,898 1,71,678 1,98,349 - - 85,722 1,03,548 1,48,267 1,71,302 - - 81,211 98,098 1,40,464 1,62,286
106 - 110 - 1,26,680 1,53,023 2,19,110 2,53,150 - - 1,09,406 1,32,156 1,89,231 2,18,629 - - 1,03,647 1,25,201 1,79,271 2,07,123
111 - 115 - 1,61,680 1,95,301 2,79,645 3,23,090 - - 1,39,632 1,68,669 2,41,512 2,79,033 - - 1,32,283 1,59,791 2,28,801 2,64,347
Two Adults and One Child Floater
0.25-18 - - - - - - - - - - - - - - - - -
19-35 - 5,461 6,596 9,682 11,377 - - 4,716 5,697 8,362 9,826 - - 4,468 5,397 7,921 9,309
36-40 - 6,104 7,463 9,871 12,040 - - 5,271 6,445 8,525 10,399 - - 4,994 6,106 8,076 9,851
41-45 - 8,137 9,134 12,635 16,010 - - 7,028 7,888 10,912 13,827 - - 6,658 7,473 10,337 13,099
46-55 - 11,449 13,467 20,050 22,608 - - 9,888 11,631 17,316 19,525 - - 9,368 11,018 16,405 18,497
56-60 - 18,560 20,382 27,360 33,718 - - 16,030 17,603 23,629 29,120 - - 15,186 16,676 22,386 27,588
61-65 - 23,673 25,996 34,897 43,006 - - 20,445 22,451 30,138 37,141 - - 19,369 21,269 28,552 35,187
66 - 70 - 33,319 36,589 52,391 60,530 - - 28,776 31,600 45,247 52,276 - - 27,261 29,937 42,865 49,525
71 - 75 - 43,935 48,246 69,082 79,815 - - 37,944 41,667 59,662 68,931 - - 35,947 39,474 56,522 65,303
76 - 80 - 50,932 58,699 84,049 97,107 - - 43,987 50,695 72,588 83,865 - - 41,672 48,026 68,768 79,451
81 - 85 - 59,045 71,416 1,02,259 1,18,146 - - 50,993 61,678 88,315 1,02,035 - - 48,309 58,432 83,666 96,665
86 - 90 - 68,449 86,889 1,24,414 1,43,742 - - 59,115 75,040 1,07,448 1,24,141 - - 56,004 71,091 1,01,793 1,17,607
91 - 95 - 79,351 1,05,714 1,51,368 1,74,884 - - 68,530 91,298 1,30,727 1,51,037 - - 64,924 86,493 1,23,847 1,43,087
96 - 100 - 91,990 1,28,617 1,84,163 2,12,774 - - 79,446 1,11,078 1,59,050 1,83,759 - - 75,264 1,05,232 1,50,679 1,74,087
101 - 105 - 1,06,641 1,56,482 2,24,062 2,58,872 - - 92,099 1,35,143 1,93,508 2,23,571 - - 87,252 1,28,031 1,83,323 2,11,804
106 - 110 - 1,34,281 1,62,205 2,32,256 2,68,339 - - 1,15,970 1,40,086 2,00,585 2,31,747 - - 1,09,866 1,32,713 1,90,028 2,19,550
111 - 115 - 1,69,764 2,05,066 2,93,628 3,39,245 - - 1,46,614 1,77,102 2,53,588 2,92,984 - - 1,38,898 1,67,781 2,40,241 2,77,564
If we have a policy holder beyond age of 115, we will continue to charge premiums applicable for age of 115. This is applicable for �oater policies too.
SBI General Retail Health Insurance PolicyUIN: SBIHLIP11002V021011
Two Adults and Two Children Floater
Plan A (Mumbai & Delhi) Plan B (Chennai, Kolkata, Bangalore, Ahmedabad, Hyderabad, Pune) Plan C (Rest of India)
Age Band 1,00,000 2,00,000 3,00,000 4,00,000 5,00,000 50,000 1,00,000 2,00,000 3,00,000 4,00,000 5,00,000 50,000 1,00,000 2,00,000 3,00,000 4,00,000 5,00,000
0.25-18 - - - - - - - - - - - - - - - - -
19-35 - 6,659 8,044 10,863 14,222 - - 5,751 6,947 9,381 12,283 - - 5,449 6,582 8,888 11,636
36-40 - 7,121 8,707 11,845 16,313 - - 6,150 7,520 10,230 14,088 - - 5,826 7,124 9,691 13,347
41-45 - 8,912 11,057 14,672 17,894 - - 7,697 9,549 12,672 15,454 - - 7,292 9,046 12,005 14,640
46-55 - 13,167 16,302 22,278 30,587 - - 11,371 14,079 19,240 26,416 - - 10,773 13,338 18,228 25,026
56-60 - 19,404 23,439 31,464 38,776 - - 16,758 20,243 27,174 33,488 - - 15,876 19,178 25,744 31,726
61-65 - 24,749 29,895 40,131 49,457 - - 21,374 25,819 34,659 42,713 - - 20,249 24,460 32,834 40,465
66 - 70 - 34,834 42,078 60,250 69,610 - - 30,084 36,340 52,034 60,118 - - 28,500 34,427 49,295 56,953
71 - 75 - 46,132 50,659 72,537 83,806 - - 39,841 43,751 62,645 72,378 - - 37,744 41,448 59,348 68,568
76 - 80 - 53,479 61,634 88,252 1,01,962 - - 46,186 53,229 76,218 88,058 - - 43,756 50,428 72,206 83,424
81 - 85 - 61,997 74,987 1,07,372 1,24,053 - - 53,543 64,762 92,730 1,07,137 - - 50,725 61,353 87,850 1,01,498
86 - 90 - 71,871 91,233 1,30,634 1,50,929 - - 62,071 78,792 1,12,821 1,30,348 - - 58,804 74,645 1,06,883 1,23,488
91 - 95 - 83,319 1,10,999 1,58,937 1,83,629 - - 71,957 95,863 1,37,263 1,58,588 - - 68,170 90,818 1,30,039 1,50,242
96 - 100 - 96,589 1,35,048 1,93,371 2,23,412 - - 83,418 1,16,632 1,67,002 1,92,947 - - 79,027 1,10,493 1,58,212 1,82,792
101 - 105 - 1,11,973 1,64,306 2,35,265 2,71,815 - - 96,704 1,41,901 2,03,183 2,34,749 - - 91,614 1,34,432 1,92,490 2,22,394
106 - 110 - 1,40,995 1,70,315 2,43,869 2,81,756 - - 1,21,769 1,47,090 2,10,614 2,43,334 - - 1,15,360 1,39,348 1,99,529 2,30,527
111 - 115 - 1,78,252 2,15,319 3,08,309 3,56,207 - - 1,53,945 1,85,957 2,66,267 3,07,633 - - 1,45,842 1,76,170 2,52,253 2,91,442
One Adult and One Child Floater
0.25-18 - - - - - - - - - - - - - - - - -
19-35 - 4,395 5,148 7,793 9,386 - - 3,796 4,446 6,730 8,106 - - 3,596 4,212 6,376 7,680
36-40 - 4,578 5,597 7,897 9,710 - - 3,954 4,834 6,820 8,386 - - 3,746 4,580 6,461 7,945
41-45 - 5,425 6,490 10,597 12,243 - - 4,685 5,605 9,152 10,574 - - 4,439 5,310 8,670 10,017
46-55 - 8,301 8,151 12,253 14,628 - - 7,169 7,040 10,582 12,634 - - 6,791 6,669 10,025 11,969
56-60 - 12,233 14,267 19,152 23,603 - - 10,565 12,322 16,541 20,384 - - 10,009 11,673 15,670 19,311
61-65 - 15,065 17,547 23,555 29,029 - - 13,010 15,154 20,343 25,070 - - 12,326 14,357 19,272 23,751
66 - 70 - 21,203 24,698 35,364 40,858 - - 18,312 21,330 30,542 35,286 - - 17,348 20,207 28,934 33,429
71 - 75 - 27,958 32,566 46,631 53,875 - - 24,146 28,125 40,272 46,528 - - 22,875 26,645 38,152 44,080
76 - 80 - 32,412 39,622 56,733 65,547 - - 27,992 34,219 48,997 56,609 - - 26,519 32,418 46,418 53,630
81 - 85 - 37,574 48,206 69,025 79,748 - - 32,450 41,632 59,612 68,874 - - 30,742 39,441 56,475 65,249
86 - 90 - 45,669 55,165 78,990 91,261 - - 39,441 47,643 68,218 78,817 - - 37,365 45,135 64,628 74,668
91 - 95 - 58,286 70,406 1,00,813 1,16,475 - - 50,338 60,806 87,066 1,00,592 - - 47,689 57,605 82,483 95,298
96 - 100 - 74,389 89,858 1,28,666 1,48,655 - - 64,245 77,605 1,11,120 1,28,384 - - 60,864 73,521 1,05,272 1,21,627
101 - 105 - 94,942 1,14,685 1,64,214 1,89,726 - - 81,995 99,046 1,41,821 1,63,854 - - 77,680 93,833 1,34,357 1,55,230
106 - 110 - 1,21,172 1,46,370 2,09,583 2,42,143 - - 1,04,649 1,26,410 1,81,004 2,09,124 - - 99,141 1,19,757 1,71,477 1,98,117
111 - 115 - 1,54,650 1,86,809 2,67,487 3,09,043 - - 1,33,561 1,61,335 2,31,011 2,66,901 - - 1,26,532 1,52,844 2,18,853 2,52,853
Two Adults and Two Children Floater
0.25-18 - - - - - - - - - - - - - - - - -
19-35 - 5,594 6,596 8,973 12,231 - - 4,831 5,697 7,750 10,563 - - 4,577 5,397 7,342 10,007
36-40 - 5,934 7,256 10,529 15,148 - - 5,125 6,266 9,093 13,082 - - 4,855 5,936 8,614 12,394
41-45 - 6,200 8,413 12,635 16,010 - - 5,354 7,265 10,912 13,827 - - 5,073 6,883 10,337 13,099
46-55 - 10,018 10,986 14,481 22,608 - - 8,652 9,488 12,506 19,525 - - 8,197 8,989 11,848 18,497
56-60 - 13,077 17,325 23,256 28,661 - - 11,294 14,962 20,085 24,752 - - 10,699 14,175 19,028 23,450
61-65 - 16,141 21,447 28,790 35,480 - - 13,940 18,522 24,864 30,642 - - 13,206 17,547 23,555 29,029
66 - 70 - 22,718 30,186 43,223 49,937 - - 19,620 26,070 37,329 43,128 - - 18,587 24,698 35,364 40,858
71 - 75 - 29,956 39,803 56,993 65,847 - - 25,871 34,375 49,221 56,868 - - 24,509 32,566 46,631 53,875
76 - 80 - 34,727 48,427 69,341 80,113 - - 29,991 41,823 59,885 69,189 - - 28,413 39,622 56,733 65,547
81 - 85 - 40,258 58,918 84,364 97,470 - - 34,768 50,884 72,860 84,179 - - 32,938 48,206 69,025 79,748
86 - 90 - 47,744 57,673 82,580 95,409 - - 41,234 49,808 71,319 82,399 - - 39,064 47,187 67,566 78,062
91 - 95 - 60,935 73,607 1,05,395 1,21,769 - - 52,626 63,569 91,023 1,05,164 - - 49,856 60,224 86,233 99,629
96 - 100 - 77,771 93,943 1,34,514 1,55,412 - - 67,166 81,133 1,16,171 1,34,219 - - 63,631 76,862 1,10,057 1,27,155
101 - 105 - 99,257 1,19,898 1,71,678 1,98,349 - - 85,722 1,03,548 1,48,267 1,71,302 - - 81,211 98,098 1,40,464 1,62,286
106 - 110 - 1,26,680 1,53,023 2,19,110 2,53,150 - - 1,09,406 1,32,156 1,89,231 2,18,629 - - 1,03,647 1,25,201 1,79,271 2,07,123
111 - 115 - 1,61,680 1,95,301 2,79,645 3,23,090 - - 1,39,632 1,68,669 2,41,512 2,79,033 - - 1,32,283 1,59,791 2,28,801 2,64,347
If we have a policy holder beyond age of 115, we will continue to charge premiums applicable for age of 115. This is applicable for �oater policies too.
Premium Chart (Exclusive of GST)
SBI General Retail Health Insurance PolicyUIN: SBIHLIP11002V021011
Premium Chart (Inclusive of GST)
Non Floater Policies
Plan A (Mumbai & Delhi) Plan B (Chennai, Kolkata, Bangalore, Ahmedabad, Hyderabad, Pune) Plan C (Rest of India)
Age Band 1,00,000 2,00,000 3,00,000 4,00,000 5,00,000 50,000 1,00,000 2,00,000 3,00,000 4,00,000 5,00,000 50,000 1,00,000 2,00,000 3,00,000 4,00,000 5,00,000
0.25-18 1,653 2,782 3,362 4,890 5,650 1,070 1,428 2,404 2,903 4,223 4,879 1,014 1,352 2,277 2,751 4,001 4,623
19-35 1,943 3,144 3,797 5,573 6,713 1,259 1,678 2,715 3,279 4,813 5,797 1,192 1,589 2,571 3,107 4,560 5,492
36-40 2,470 4,001 4,892 7,764 9,166 1,600 2,133 3,456 4,226 6,706 7,917 1,515 2,020 3,273 4,003 6,353 7,500
41-45 2,869 4,573 5,672 9,618 11,113 1,859 2,478 3,949 4,899 8,307 9,597 1,761 2,347 3,741 4,641 7,869 9,092
46-55 3,875 6,756 8,364 13,144 15,693 2,510 3,346 5,834 7,223 11,352 13,552 2,378 3,171 5,527 6,843 10,755 12,840
56-60 6,298 9,956 12,025 16,142 19,894 4,079 5,440 8,597 10,385 13,942 17,181 3,865 5,153 8,146 9,839 13,208 16,277
61-65 8,033 12,697 15,338 20,589 25,374 5,203 6,937 10,966 13,247 17,781 21,914 4,929 6,573 10,389 12,549 16,846 20,760
66 - 70 12,060 17,871 21,588 30,910 35,713 7,812 10,416 15,434 18,644 26,695 30,843 7,401 9,867 14,621 17,662 25,291 29,219
71 - 75 15,903 23,565 28,465 40,758 47,090 10,300 13,734 20,351 24,584 35,201 40,670 9,759 13,011 19,280 23,290 33,348 38,529
76 - 80 19,817 30,076 36,330 52,019 60,101 12,532 17,115 25,974 31,376 44,926 51,906 11,872 16,214 24,608 29,724 42,561 49,174
81 - 85 24,696 38,385 46,367 66,392 76,706 15,247 21,329 33,151 40,044 57,339 66,246 14,444 20,206 31,406 37,937 54,320 62,759
86 - 90 30,776 48,990 59,177 84,735 97,899 18,551 26,580 42,310 51,108 73,180 84,548 17,574 25,180 40,082 48,418 69,329 80,098
91 - 95 38,352 62,525 75,527 1,08,145 1,24,945 22,570 33,123 53,999 65,228 93,398 1,07,907 21,382 31,379 51,157 61,794 88,482 1,02,228
96 - 100 47,794 79,800 96,394 1,38,023 1,59,466 27,460 41,276 68,918 83,249 1,19,202 1,37,721 26,014 39,104 65,291 78,868 1,12,928 1,30,473
101 - 105 59,559 1,01,847 1,23,026 1,76,156 2,03,524 33,408 51,437 87,958 1,06,250 1,52,135 1,75,770 31,650 48,730 83,329 1,00,658 1,44,129 1,66,519
106 - 110 74,222 1,29,985 1,57,016 2,24,825 2,59,753 40,646 64,101 1,12,259 1,35,604 1,94,168 2,24,332 38,507 60,728 1,06,351 1,28,467 1,83,948 2,12,526
111 - 115 92,494 1,65,897 2,00,396 2,86,941 3,31,519 49,453 79,881 1,43,276 1,73,068 2,47,812 2,86,312 46,850 75,677 1,35,734 1,63,960 2,34,769 2,71,243
Two Adults Floater
0.25-18 - - - - - - - - - - - - - - - - -
19-35 - 5,658 6,645 10,031 12,083 - - 4,886 5,738 8,664 10,435 - - 4,629 5,436 8,207 9,886
36-40 - 5,802 7,094 10,095 12,191 - - 5,010 6,127 8,718 10,529 - - 4,747 5,804 8,259 9,975
41-45 - 7,316 8,792 14,428 16,670 - - 6,318 7,593 12,461 14,396 - - 5,986 7,193 11,805 13,638
46-55 - 11,484 11,709 17,745 21,185 - - 9,918 10,113 15,325 18,296 - - 9,395 9,580 14,519 17,333
56-60 - 17,919 21,044 28,249 34,815 - - 15,476 18,174 24,398 30,066 - - 14,662 17,219 23,113 28,484
61-65 - 22,855 26,841 36,030 44,403 - - 19,739 23,181 31,118 38,349 - - 18,699 21,961 29,480 36,330
66 - 70 - 32,168 37,778 54,094 62,498 - - 27,782 32,627 46,717 53,976 - - 26,320 30,909 44,258 51,134
71 - 75 - 42,417 49,814 71,327 82,409 - - 36,633 43,022 61,601 71,172 - - 34,705 40,757 58,359 67,425
76 - 80 - 49,173 60,607 86,781 1,00,263 - - 42,467 52,342 74,948 86,591 - - 40,232 49,587 71,003 82,034
81 - 85 - 57,005 73,737 1,05,583 1,21,985 - - 49,232 63,682 91,185 1,05,350 - - 46,641 60,331 86,385 99,807
86 - 90 - 66,085 89,713 1,28,457 1,48,413 - - 57,073 77,479 1,10,940 1,28,175 - - 54,069 73,402 1,05,101 1,21,429
91 - 95 - 75,030 90,632 1,29,774 1,49,936 - - 64,799 78,273 1,12,078 1,29,490 - - 61,388 74,154 1,06,179 1,22,674
96 - 100 - 95,759 1,15,672 1,65,628 1,91,359 - - 82,701 99,899 1,43,042 1,65,265 - - 78,348 94,641 1,35,514 1,56,567
101 - 105 - 1,17,123 1,41,480 2,02,580 2,34,052 - - 1,01,152 1,22,187 1,74,955 2,02,136 - - 95,829 1,15,756 1,65,748 1,91,497
106 - 110 - 1,49,482 1,80,567 2,58,550 2,98,717 - - 1,29,099 1,55,944 2,23,293 2,57,982 - - 1,22,303 1,47,737 2,11,540 2,44,405
111 - 115 - 1,90,782 2,30,455 3,29,981 3,81,246 - - 1,64,766 1,99,029 2,84,984 3,29,259 - - 1,56,094 1,88,553 2,69,985 3,11,929
Two Adults and One Child Floater
0.25-18 - - - - - - - - - - - - - - - - -
19-35 - 6,444 7,783 11,425 13,425 - - 5,565 6,722 9,867 11,595 - - 5,272 6,368 9,347 10,985
36-40 - 7,203 8,806 11,648 14,207 - - 6,220 7,605 10,060 12,271 - - 5,893 7,205 9,530 11,624
41-45 - 9,602 10,778 14,909 18,892 - - 8,293 9,308 12,876 16,316 - - 7,856 8,818 12,198 15,457
46-55 - 13,510 15,891 23,659 26,677 - - 11,668 13,725 20,433 23,040 - - 11,054 13,001 19,358 21,826
56-60 - 21,901 24,051 32,285 39,787 - - 18,915 20,772 27,882 34,362 - - 17,919 19,678 26,415 32,554
61-65 - 27,934 30,675 41,178 50,747 - - 24,125 26,492 35,563 43,826 - - 22,855 25,097 33,691 41,521
66 - 70 - 39,316 43,175 61,821 71,425 - - 33,956 37,288 53,391 61,686 - - 32,168 35,326 50,581 58,440
71 - 75 - 51,843 56,930 81,517 94,182 - - 44,774 49,167 70,401 81,339 - - 42,417 46,579 66,696 77,058
76 - 80 - 60,100 69,265 99,178 1,14,586 - - 51,905 59,820 85,654 98,961 - - 49,173 56,671 81,146 93,752
81 - 85 - 69,673 84,271 1,20,666 1,39,412 - - 60,172 72,780 1,04,212 1,20,401 - - 57,005 68,950 98,726 1,14,065
86 - 90 - 80,770 1,02,529 1,46,809 1,69,616 - - 69,756 88,547 1,26,789 1,46,486 - - 66,085 83,887 1,20,116 1,38,776
91 - 95 - 93,634 1,24,743 1,78,614 2,06,363 - - 80,865 1,07,732 1,54,258 1,78,224 - - 76,610 1,02,062 1,46,139 1,68,843
96 - 100 - 1,08,548 1,51,768 2,17,312 2,51,073 - - 93,746 1,31,072 1,87,679 2,16,836 - - 88,812 1,24,174 1,77,801 2,05,423
101 - 105 - 1,25,836 1,84,649 2,64,393 3,05,469 - - 1,08,677 1,59,469 2,28,339 2,63,814 - - 1,02,957 1,51,077 2,16,321 2,49,929
106 - 110 - 1,58,452 1,91,402 2,74,062 3,16,640 - - 1,36,845 1,65,301 2,36,690 2,73,461 - - 1,29,642 1,56,601 2,24,233 2,59,069
111 - 115 - 2,00,322 2,41,978 3,46,481 4,00,309 - - 1,73,005 2,08,980 2,99,234 3,45,721 - - 1,63,900 1,97,982 2,83,484 3,27,526
If we have a policy holder beyond age of 115, we will continue to charge premiums applicable for age of 115. This is applicable for �oater policies too.
SBI General Retail Health Insurance PolicyUIN: SBIHLIP11002V021011
Two Adults and Two Children Floater
Plan A (Mumbai & Delhi) Plan B (Chennai, Kolkata, Bangalore, Ahmedabad, Hyderabad, Pune) Plan C (Rest of India)
Age Band 1,00,000 2,00,000 3,00,000 4,00,000 5,00,000 50,000 1,00,000 2,00,000 3,00,000 4,00,000 5,00,000 50,000 1,00,000 2,00,000 3,00,000 4,00,000 5,00,000
0.25-18 - - - - - - - - - - - - - - - - -
19-35 - 7,858 9,492 12,818 16,782 - - 6,786 8,197 11,070 14,494 - - 6,430 7,767 10,488 13,730
36-40 - 8,403 10,274 13,977 19,249 - - 7,257 8,874 12,071 16,624 - - 6,875 8,406 11,435 15,749
41-45 - 10,516 13,047 17,313 21,115 - - 9,082 11,268 14,953 18,236 - - 8,605 10,674 14,166 17,275
46-55 - 15,537 19,236 26,288 36,093 - - 13,418 16,613 22,703 31,171 - - 12,712 15,739 21,509 29,531
56-60 - 22,897 27,658 37,128 45,756 - - 19,774 23,887 32,065 39,516 - - 18,734 22,630 30,378 37,437
61-65 - 29,204 35,276 47,355 58,359 - - 25,221 30,466 40,898 50,401 - - 23,894 28,863 38,744 47,749
66 - 70 - 41,104 49,652 71,095 82,140 - - 35,499 42,881 61,400 70,939 - - 33,630 40,624 58,168 67,205
71 - 75 - 54,436 59,778 85,594 98,891 - - 47,012 51,626 73,921 85,406 - - 44,538 48,909 70,031 80,910
76 - 80 - 63,105 72,728 1,04,137 1,20,315 - - 54,499 62,810 89,937 1,03,908 - - 51,632 59,505 85,203 98,440
81 - 85 - 73,156 88,485 1,26,699 1,46,383 - - 63,181 76,419 1,09,421 1,26,422 - - 59,856 72,397 1,03,663 1,19,768
86 - 90 - 84,808 1,07,655 1,54,148 1,78,096 - - 73,244 92,975 1,33,129 1,53,811 - - 69,389 88,081 1,26,122 1,45,716
91 - 95 - 98,316 1,30,979 1,87,546 2,16,682 - - 84,909 1,13,118 1,61,970 1,87,134 - - 80,441 1,07,165 1,53,446 1,77,286
96 - 100 - 1,13,975 1,59,357 2,28,178 2,63,626 - - 98,433 1,37,626 1,97,062 2,27,677 - - 93,252 1,30,382 1,86,690 2,15,695
101 - 105 - 1,32,128 1,93,881 2,77,613 3,20,742 - - 1,14,111 1,67,443 2,39,756 2,77,004 - - 1,08,105 1,58,630 2,27,138 2,62,425
106 - 110 - 1,66,374 2,00,972 2,87,765 3,32,472 - - 1,43,687 1,73,566 2,48,525 2,87,134 - - 1,36,125 1,64,431 2,35,444 2,72,022
111 - 115 - 2,10,337 2,54,076 3,63,805 4,20,324 - - 1,81,655 2,19,429 3,14,195 3,63,007 - - 1,72,094 2,07,881 2,97,659 3,43,902
One Adult and One Child Floater
0.25-18 - - - - - - - - - - - - - - - - -
19-35 - 5,186 6,075 9,196 11,075 - - 4,479 5,246 7,941 9,565 - - 4,243 4,970 7,524 9,062
36-40 - 5,402 6,604 9,318 11,458 - - 4,666 5,704 8,048 9,895 - - 4,420 5,404 7,624 9,375
41-45 - 6,402 7,658 12,504 14,447 - - 5,528 6,614 10,799 12,477 - - 5,238 6,266 10,231 11,820
46-55 - 9,795 9,618 14,459 17,261 - - 8,459 8,307 12,487 14,908 - - 8,013 7,869 11,830 14,123
56-60 - 14,435 16,835 22,599 27,852 - - 12,467 14,540 19,518 24,053 - - 11,811 13,774 18,491 22,787
61-65 - 17,777 20,705 27,795 34,254 - - 15,352 17,882 24,005 29,583 - - 14,545 16,941 22,741 28,026
66 - 70 - 25,020 29,144 41,730 48,212 - - 21,608 25,169 36,040 41,637 - - 20,471 23,844 34,142 39,446
71 - 75 - 32,990 38,428 55,025 63,573 - - 28,492 33,188 47,521 54,903 - - 26,993 31,441 45,019 52,014
76 - 80 - 38,246 46,754 66,945 77,345 - - 33,031 40,378 57,816 66,799 - - 31,292 38,253 54,773 63,283
81 - 85 - 44,337 56,883 81,450 94,103 - - 38,291 49,126 70,342 81,271 - - 36,276 46,540 66,641 76,994
86 - 90 - 53,889 65,095 93,208 1,07,688 - - 46,540 56,219 80,497 93,004 - - 44,091 53,259 76,261 88,108
91 - 95 - 68,777 83,079 1,18,959 1,37,441 - - 59,399 71,751 1,02,738 1,18,699 - - 56,273 67,974 97,330 1,12,452
96 - 100 - 87,779 1,06,032 1,51,826 1,75,413 - - 75,809 91,574 1,31,122 1,51,493 - - 71,820 86,755 1,24,221 1,43,520
101 - 105 - 1,12,032 1,35,328 1,93,773 2,23,877 - - 96,754 1,16,874 1,67,349 1,93,348 - - 91,662 1,10,723 1,58,541 1,83,171
106 - 110 - 1,42,983 1,72,717 2,47,308 2,85,729 - - 1,23,486 1,49,164 2,13,585 2,46,766 - - 1,16,986 1,41,313 2,02,343 2,33,778
111 - 115 - 1,82,487 2,20,435 3,15,635 3,64,671 - - 1,57,602 1,90,375 2,72,593 3,14,943 - - 1,49,308 1,80,356 2,58,247 2,98,367
Two Adults and Two Children Floater
0.25-18 - - - - - - - - - - - - - - - - -
19-35 - 6,601 7,783 10,588 14,433 - - 5,701 6,722 9,145 12,464 - - 5,401 6,368 8,664 11,808
36-40 - 7,002 8,562 12,424 17,875 - - 6,048 7,394 10,730 15,437 - - 5,729 7,004 10,165 14,625
41-45 - 7,316 9,927 14,909 18,892 - - 6,318 8,573 12,876 16,316 - - 5,986 8,122 12,198 15,457
46-55 - 11,821 12,963 17,088 26,677 - - 10,209 11,196 14,757 23,040 - - 9,672 10,607 13,981 21,826
56-60 - 15,431 20,444 27,442 33,820 - - 13,327 17,655 23,700 29,207 - - 12,625 16,727 22,453 27,671
61-65 - 19,046 25,307 33,972 41,866 - - 16,449 21,856 29,340 36,158 - - 15,583 20,705 27,795 34,254
66 - 70 - 26,807 35,619 51,003 58,926 - - 23,152 30,763 44,048 50,891 - - 21,933 29,144 41,730 48,212
71 - 75 - 35,348 46,968 67,252 77,699 - - 30,528 40,563 58,081 67,104 - - 28,921 38,428 55,025 63,573
76 - 80 - 40,978 57,144 81,822 94,533 - - 35,389 49,351 70,664 81,643 - - 33,527 46,754 66,945 77,345
81 - 85 - 47,504 69,523 99,550 1,15,015 - - 41,026 60,043 85,975 99,331 - - 38,867 56,883 81,450 94,103
86 - 90 - 56,338 68,054 97,444 1,12,583 - - 48,656 58,773 84,156 97,231 - - 46,096 55,681 79,728 92,113
91 - 95 - 71,903 86,856 1,24,366 1,43,687 - - 62,099 75,011 1,07,407 1,24,094 - - 58,830 71,064 1,01,755 1,17,562
96 - 100 - 91,770 1,10,853 1,58,727 1,83,386 - - 79,256 95,737 1,37,082 1,58,378 - - 75,085 90,697 1,29,867 1,50,043
101 - 105 - 1,17,123 1,41,480 2,02,580 2,34,052 - - 1,01,152 1,22,187 1,74,955 2,02,136 - - 95,829 1,15,756 1,65,748 1,91,497
106 - 110 - 1,49,482 1,80,567 2,58,550 2,98,717 - - 1,29,099 1,55,944 2,23,293 2,57,982 - - 1,22,303 1,47,737 2,11,540 2,44,405
111 - 115 - 1,90,782 2,30,455 3,29,981 3,81,246 - - 1,64,766 1,99,029 2,84,984 3,29,259 - - 1,56,094 1,88,553 2,69,985 3,11,929
If we have a policy holder beyond age of 115, we will continue to charge premiums applicable for age of 115. This is applicable for �oater policies too.
Premium Chart (Inclusive of GST)
SBI General Retail Health Insurance PolicyUIN: SBIHLIP11002V021011
Disclaimer: The information in the advertisement is indicative in nature. For more details on the risk factor, terms and conditions, please refer to the Sales Brochure and Policy Wordings carefully before concluding a sale. | Tax benefits are subject to changes in tax laws. | For SBI General Insurance Company Limited | IRDAI Reg. No. 144 dated 15/12/2009 | CIN: U66000MH2009PLC190546 | SBI Logo displayed belongs to State Bank of India and used by SBI General Insurance Co. Ltd.under license| UIN: SBIHLIP11002V021011 | ADVERTISEMENT NUMBER: ADBRO/20-21/MAY/264
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1800 22 1111 | 1800 102 1111 www.sbigeneral.in
SBI General Insurance Company Limited
Corporate & Registered Office:
'Natraj', 301, Junction of Western Express Highway &
Andheri - Kurla Road, Andheri (East), Mumbai - 400 069.