SBA PPP Lending Solution –

Overview

CARES Act – Small Business Administration

Paycheck Protection Program

April 17, 2020

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Our goal is to support financial institutions to supply small businesses with loans quickly

and easily during this critical time.

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Presenters

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Dan UlrichDirector, Client Solutions Consulting

Ben RaunClient Solutions Consultant

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The PPP Opportunity for Financial Institutions

Revenue Generation Capture SBA lender fees

Customer Engagement Protect small business customer relationships

Community Leadership Demonstrate commitment

to Main Street

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The SBA PPP Lending Journey

Engagement

1

SBA Approval

4

Automate SBAloan numbers confirmation

Servicing

7

Loan processing, reporting and forgiveness

management

FI Review

3

Track applications,

approvals, email status

updates and archive forms

with turnkey workflows

Application

2

Streamline form intake via secure online portal

with e-signature and document upload

Disbursement

6

Disburse loan with preferred funding method; Support

same-day payments

Onboarding

5

Support LOS and existing

documentation and closing process

Engage small business customers across digital channels; Authenticate

online applicants

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End-to-End Digital SBA PPP Lending with Fiserv

Application FI Review SBA Approval Onboarding

2 3 4 5

Servicing

7

Engagement

1

Disbursement

6

Automate SBAloan numbers confirmation

Loan processing, reporting and forgiveness

management

Track applications,

approvals, email status

updates and archive forms

with turnkey workflows

Streamline form intake via secure online portal

with e-signature and document upload

Disburse loan with preferred funding method; Support

same-day payments

Support LOS and existing

documentation and closing process

Engage small business customers across digital channels; Authenticate

online applicants

E-Tran Submission

PPP Application

SBA 1502 Reporting

PPP Loan Forgiveness

PPP Workflow

Activity ManagerAperio™

Business Process ManagerDirector® WorkflowLoanComplete™

Nautilus® WorkflowStreetShares

Secure Forms

PPP Application

FI PPP Portal

ACHOnline Banking

PPP Homepage Ad ~

Website, Online Banking Platform

Merchant Targeting

Document Preparation

PPP Loan Core Onboarding

1 1 1 1 1 1 1

Business Process OutsourcingCustomer Engagement Funding and Servicing

Fiserv SME Guidance

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PPP Application

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Ben RaunClient Solutions Consultant

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Meet Your Business Clients Where They Are

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Digital Ads

Secure Form

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Paycheck Protection Program Secure Form Workflow

Responsive Design

Reduce Inefficiencies

Client completes form

Email notification sent to FI staff

FI staff login to server to view form

Client FI follows up with client for final steps

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Real Time Email Notification To FI

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A new Paycheck Protection Program form is waiting in your inbox.

Click here to log in.

Click on the Secure Forms link to view your inbox

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Real Time Email Notification to Small Business

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Financial Institution can Customize this message

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Demonstration

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Workflow Options for Managing PPP Applications

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PPP Workflow tools:

•Activity Manager

•Aperio™

•Business Process Manager

•Director® Workflow

•LoanComplete™

•Nautilus®

Workflow

•StreetShares

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E-Tran Submission

Application FI Review SBA Approval Onboarding

2 3 4 5

Servicing

7

Small Business

1

Disbursement

6

Capture

loan number

from SBA

Submit

Loan to

E-Tran Portal

• No rekeying – Eliminates manual loan data entry into the SBA portal

• Process more loans, faster -Accelerates application submission and approval

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PPP Loan Forgiveness Management

**Q4 2019 Expected Delivery

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Small Business Loan Forgiveness Eligibility

Loan Forgiveness Application Review

PPP Loan Forgiveness Management

Amount equal to costs incurred and payments made for:

• Payroll costs

• Mortgage payments

• Rent obligation

• Utility payment

Cover 8 week period after the loan is disbursed

Financial institution to verify:

• Payroll documentation

• Other expense documentation

• Certification

Integrated process to automate:

• Document upload

• Verification checklist

• Approval workflows

• Reporting and archiving

© 2020 Fiserv, Inc. or its affiliates. | CONFIDENTIAL – LIMITED

FORTUNE World's Most Admired Companies®

2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 16

End-to-End Digital SBA PPP Lending with Fiserv

Application FI Review SBA Approval Onboarding

2 3 4 5

Servicing

7

Engagement

1

Disbursement

6

E-Tran Submission

PPP Loan Forgiveness

PPP Workflow

Secure Forms

ACHOnline Banking

PPP Onboard

1 1 1 1 1 1 1

Business Process OutsourcingCustomer Engagement Funding and Servicing

Fiserv SME Guidance

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Fiserv is uniquely positioned to bring our technology and expertise together to support your end-to-end SBA PPP lending needs.

**Q4 2019 Expected Delivery

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Fiserv SBA PPP Lending Solution Delivers…

So Financial Institutions Can Drive…

And Small Businesses Have…

• End-to-end capabilities

• Rapid deployment

• Secure online portal for small business customers and FIs

• Automated E-Tran submission

• Team of dedicated SBA PPP experts

• Small business customer engagement and retention

• Loan application and review process efficiency

• Approvals oversight, reporting and archiving

• Ongoing loan servicing and forgiveness management

• Revenue growth

• Streamlined application experience

• Visibility throughout the process

• Confidence in application security

• Speedy access to PPP funding

• With their trusted FI lender

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Thank You!

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