SUPERB HOME & STORYBOOK 1.1 ACREMANICURED LOT - NEW ON THE MARKETAND RIGHT IN THE HEART OF PINEHURST

A NEIGHBORHOOD WITH PLENTY OFCHARACTER & PRICED BELOW THE MARKET

20 WINDMERE RD.

Located so close to Midland Rd. and the Pinehursttraffic circle, this street and property will immediatelytake you back in time. Built in 2002, this beautifullycared for home boasts 2340 sq.', 3 Bedrooms 2 1/2baths, a Bonus room, tiled screened porch, backyardpatio, open split floor plan and lots of upgrades.

The yard is almost completely fenced and features astick built utility shed, a split rail fenced asparagus/vegetable garden and lots of privacy. Built in 2002by Danny Strickland, the original owners have

cultivated this property to stand out as a rare findand a compelling value. $279,900.00

CHECKCHECKPAGE 3 FORPAGE 3 FOR

Prudential GougerO’Neal & Saunders

Open HousesNew Listings

Price Reductions141717 Old Town Pinehurst:3200+SF, 4BR/4BA, 3-CarGarage. PRU2F7E6

Eva Toney910.638.0972 910.295.5504

wwwwwwwwwwww....pppprrrruuuuddddeeeennnntttt iiiiaaaallllpppprrrrooooppppeeeerrrr tttt iiiieeeessss....ccccoooommmm.... .... ....YYYYoooouuuurrrr MMMMoooovvvveeee .... .... .... will be easier with a Prudential Real Estate Sales Professional.

NEW LISTING

141737 National: Golf Front,3BR/2.5BA. $459,000 PRU8Q8V9

Frank Sessoms 910.639.3099 910.295.5504

NEW LISTING

141739 Old Town Pinehurst: To-tally Renovated! 3BR/4BA.$769,900 PRU8G3D4

Nettie Calfee 910.315.6225 910.692.2635

NEW PRICE Log on to www.prudentialproperties.com

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©2011 Prudential Financial, Inc. and its related entities. An independently owned and operated broker member of Prudential Real Estate Affiliates, Inc., a Prudential Financial company. Prudential, the Prudential logo and the Rock symbolare service marks of Prudential Financial, Inc. and its related entities, registered in many jurisdictions worldwide. Used underlicense. Equal Housing Opportunity.

$289,500 WATERFRONTTOWNHOME! Easy Care!3BR-2.5 Baths PLUS lgBonus/4th BR. Privatebalcony & boat dock on1200 acre lake. Minutes toFt Bragg MLS# 141660

$199,000 Pinehurst (East-wood) 3BR-2.5BA w/10WOODED ACRES, 3.5miles to Hospital. FamilyRoom, Screened Porch,Pool & 2.5 Car Garage/Shop! MLS #139045

$297,000 PINEHURST #6!Newer 4BR-2.5BA & won-derful Sun Room! Splitfloor-plan on single levelw/Oak floors throughout &Gourmet Kitchen. Very im-pressive.MLS# 140279

$132,500 PINEBLUFF! 3BRranch home on half-acre.Country living but close totown. Oak floors, great Den &NO CITY TAXES! Close FtBragg & Camp Mackall.MLS# 140774

$324,900 VASS GOLFFRONT, 8th Hole @ Wood-lake CC! 4BR-3BA closeto Ft. Bragg. HW floors,split bedrooms, GraniteKitchen & nice MasterSuite. MLS# 140968

$148,500 ABERDEEN,3BR-2BA. Beautiful Cot-tage! Separate LR, PrivateMaster, Det. Storage Bldg,New HVAC, New Deck &Fenced Rear Yard. VeryNice!MLS# 140488

(910) 295-1600Visit www.SellersHomes.com

Commissions arenegotiable

and not set by law.

1 3 5 G L E N M O O R D R I V E , S O U T H E R N P I N E S

IMPROVED PRICE. 5BR/4BA, built in 2007 on .8AC, gourmet kitchen w/stainless appliances,granite counters, walk in pantry, plantationshutters, hardwood floors, loft/computer area,screen porch, huge deck, conv to base!$489,000 MLS#140428

38 GREYABBEY, PINEWILD3BD/2BA plus study/office

Beautiful Pinewild Custom home featuring 3bedrooms, plus study with ceiling to floorbuilt-in bookcases. Bright, open rooms.Large kitchen with sunny breakfast area, sep-arate dining room, full patio across rear ofhome with view of 1st Green and 2nd Tee onthe Magnolia Course. Call Lin for showing.

7 TEWKESBURY, COTSWOLD3BD/2 1/2 Bath plus bonus room

Elegant, top quality, lock-it and leave-itCotswold townhome custom built in 2004.Soaring ceilings and deep molding add to itscharacter. Preferred lot on west side ofCotswold with private patio setting. Easy liv-ing in this unique Pinehurst Community. CallLin for showing.

Lin Hutaff • Cell 910.528-6427

PAGE D2 THE PILOT — SOUTHERN PINES, N.C. FRIDAY, JANUARY 28, 2011

The Moore County Register ofDeeds Office in Carthage hasrecorded the following propertytransfers valued at $50,000 or more.

January 18-21, 2011

H&H Homes of FayettevilleLLC to Daniel A. and Emily B.Baugher, Lot 63 P2 Sinclair LittleRiver Township, $222,000.Roger E. Strine to Steven C. and

Rebecca J. Jensen, Lot 106 U16 P2Pinehurst, Mineral Springs Town-ship, $205,000.Carolyn M. Johnson Et al. to

Wells Fargo Bank NA and WellsFargo Mortgage Inc., TrusteesDeed B3394/564 Tract Ritter Town-ship, 10 SP 362 $85,000.Speight Construction Inc. to

Jamar Baldwin, Lot 118 P4 Wood-green Sandhills Township, $142,000.Global Properties and Develop-

ment LLC to Elizabeth Degraeve,Lot 98 The Arboretum, McNeillTownship, $299,000.Dana L. Bullard and Anderson

& Strickland PA to State Employ-ees Credit Union, Trustees Deed

B2744/538 Lots 843 844 SequoiaEast Seven Lakes, Mineral SpringsTownship, $148,500.Grace F. and James K. Jones to

Jere N. and Mary E. McKeithen,Lots 2224 BL F&6 Southern Pines,McNeill Township, $115,000.John E. Ferris to 64/66 Maple

Street LLC, Lot 50 Kensington Vil-lage, Sandhills Township, $110,000.Philip H. Jr. and Erica Peterson

to Renee C. Laughlin Et al., Lot 22Kensington Village Sandhills Town-ship, $149,500.Emily A. Tobias Et al. to Karen

Caulfield, Lot 73A S6 WhisperingPines, McNeill Township, $220,000.Anneliese Hess to Heather Y. and

Scott Sprinkle, Lot 338 PII BlueFarm, McNeill Township, $170,000.Theresa K. Morehead to

Townsend and Imelda Blanchard,Lot 10 P2 Kinross Sandhills Town-ship, $390,000.Della M. Bell to Gregory M. In-

fantolino, Lot 525 U8A P1 Pine-hurst, Mineral Springs Township,$219,000.Stafford Land Company Inc. to

Christopher S. and Rachel K.

Brantley, Lot 21 P1 Sandy SpringsSandhills Township, $241,000.James H. and Mary H. Spotts to

Mitchell and Marion Bereznoff,Unit 404 P1 Foxfire Club Villas,Mineral Springs Township,$160,000.Wendy Bray to Arlene C. Block,

24.34 acres, & 0.45 acres, BensalemTownship, $50,000.William L. an Patricia Pollard to

Douglas and Jessica Sorrow, Lot2430 Shropshire Seven Lakes, Min-eral Springs Township, $155,000.Marguerite M. Laird to

Matthew A. Smith and Heather K.Lewis, Lot 118 S1 Sandhurst South,Sandhills Township, $220,000.Wilma J. Rizzi to Jeffrey S.

Boan, Lot 23 Kensington Village,$135,000.Deutsche Bank National Trust

Company Et al. to David C. andCarolyn A. Delaby, Lot 953Pinecone Seven Lakes, MineralSprings Township, $124,000.DGH Management LLC to

Adam B. and Beverly R. West, Lot21 Laurel Commons, McNeill Town-ship, $185,000.

PROPERTY TRANSACTIONS

Pinehurst $192,500Wonderful Location – Updated Kitchen2 BR / 2 BA Code 744

www.303HamptonDrive.com

Pinehurst $364,900Lovely Pinehurst Golf Front Cottage3 BR / 2 BA Code 745

www.130ThunderbirdLane.com

Seven Lakes West $364,700Elegant & Inviting Golf Front Home3 BR / 2.5 BA Code 746

www.158BanbridgeDrive.com

Seven Lakes West $629,000Exquisite Water Front Home3 BR / 3 BA Code 609

www.156SimmonsDrive.com

Seven Lakes North $349,995Lovely Water Front Home2 BR / 2.5 BA Code 628

www.105BrownBarkRoad.com

Pinehurst $475,000Beautiful Brick Golf Front Home3 BR / 4.5 BA Code 696

www.139JuniperCreekBlvd.com

Pinehurst $235,000Wonderful & Spacious Brick Home3 BR / 2 BA Code 649

www.2SalemLane.com

Pinehurst $349,500Charming Cottage Style Home4 BR / 3 BA Code 652

www.22CedarLane.com

Vass $395,00013 Beautiful Acres with a Pond3 BR / 2 BA Code 653

www.3279LakeBayRoad.com

Aberdeen $135,000Super Condition – Fenced Backyard3 BR / 2 BA Code 654www.240SnoozingPineLane.com

Pinehurst $127,900Great Buy – Furnished Condo2 BR / 2 BA Code 660

www.105StAndrewsCondo.com

McLendon Hills $399,000Lovely Home - Equestrian Community4 BR / 4 BA Code 662

www.192BrokenRidgeTrail.com

Midland CC $219,000Newly Renovated Brick Golf Front2 BR / 2 BA Code 681

www.120SaffordDrive.com

Seven Lakes North $289,900Fantastic & Spacious Water Front3 BR / 2 BA Code 685

www.113CardinalDrive.com

National $489,000Lovely Brick Golf Front Home3 BR / 2 BA Code 672

www.205NationalDrive.com

Seven Lakes South $175,000Lovely & Spacious Golf Front Home3 BR / 2.5 BA Code 686

www.117HastingsRoad.com

Foxfire $420,000Spectacular Brick Golf Front5 BR / 4.5 BA Code 688

www.42WoodlandCir.com

Seven Lakes South $291,000Great Golf Front on 12th Fairway3 BR / 3 BA Code 677

www.116DartmoorLane.com

Seven Lakes South $195,000Open Plan – Beautifully Maintained3 BR / 2 BA Code 680

www.135LancashireLane.com

Southern Pines $175,000Great Location – Inviting Floor Plan3 BR / 2 BA Code 747

www.811GlenwoodTrail.com

Mid South Club $555,000Beautiful Golf Front Home4 BR / 3.5 BA Code 604

www.4NorthSouthCourt.com

CCNC $849,900Exquisite Cedar Shake & Stone Home5 BR / 4.5 BA Code 642www.325LakeDornochDrive.com

Seven Lakes North $149,000Beautiful Home with Water View3 BR / 2 BA Code 633

www.105CobblestoneCourt.com

Seven Lakes West $329,000Great Location & Open Floor Plan4 BR / 3.5 BA Code 691

www.103TeagueDrive.com

Foxfire $225,000Inviting Floor Plan & Great Location3 BR / 2.5 BA Code 693

www.20CardinalDrive.com

NEW ON MARKET NEW ON MARKET NEW ON MARKET NEW ON MARKET

View Floor Plans and Virtual Tours of Our Listings and SeeALL Moore County Listings and Community Information at

wwwwww..MMaarrtthhaaGGeennttrryy..ccoomm www.MarthaGentry.com

Military?!Check out our

MilitaryAdvantage Program at

The “Mystic Cottage” at 105 Magnolia Rd, Pinehurst was built in 1895by the architect who designed The Carolina. This ornate residenceserved as the 1st home of the Leonard Tufts family. Zoned commer-cial & the only retail in the Village that owns its parking. 6000 SF +2,400 SF of covered porches w/ a multitude of uses incl. residentialon the 2nd & 3rd floors. Elevator serves 3 floors. Perhaps convertback to a residence with Carriage House as a guest cottage? Once$2.3 million, reduced to $995,000. Broker/Owner.

Call Tammy Lyne 910-603-5300 at Keller Williams Realty for thisonce in a lifetime opportunity to own a piece of Pinehurst history!

www.TammyLyne.com

$2,300,000 $995,000!

Open Houses This Weekend!

For directions and more details go to www.BrennerRE.com

offered byBrenner Real Estate910.295.9040866.295.9040

18 HIALEAH PLACEUpdated, double lot, cul-du-sacSunday, January 30 • 1 to 4

80 LOST TREE ROADOn 16th tee of Pinehurst #3Saturday, January 29 • 1 to 4

8B PINEHURST MANOR Great Location

Saturday, January 29 • 1 to 4Sunday, January 30 • 2 to 5

105 PITCH PINE LANENew Construction

Saturday, January 29 • 1 to 3

BBRREENNNNEERRREAL ESTATE

From conventional loans to FHA and VA loans,to NC Housing First Home Mortgages and100% Financing options, First Bank has o�eredloan options, competitive rates and local expertiseto help meet your financing needs.

WE’RE LENDINGYes,

GINNY WEBBMORTGAGE LOANSPECIALIST

Southern Pines205 SE Broad Street910-692-6222www.FirstBancorp.com | 866-792-4357

Member FDIC Equal Housing Lender

145 SKYLINE MANORSituated on 3 Acres, Golf Front with 4 Bedrooms, 3 Baths, LR,Formal DR, FR, Carolina Rm with Finished Lower Level with 1Bdrm, 1 Bath and Utility Rm. This home has a BeautifulBackyard, Deck, 1 Car Garage and an abundance of spaceinside and out! New Roof and Painting 2010 “PLUS” NewAppliances AND New Anderson Windows in 2006. PRICEDAT: $279,900 Visit www.145skylinemanordrive.info/

RE/MAX of THE PINES235 E. Pennsylvania Ave.Southern Pines, NC

28387

SOUTHERN PINES CHARMERS

PPiinnkkyy DDooyyllee , CRS, GREEN, GRIBroker/Owner

Office: 910-695-3651 Mobile: 910-783-6573www.pinkydoyle.com

145 MERRY MOCK HILLNestled on 1 Acre surrounded by Horse Farms, you’ll love the set-ting and enjoy this adorable 3 Bedroom, 2.5 Bath, LR, DR, Fireplace,Beautiful Kitchen w/Center Island home. There is an additionaldetached building with 260 Heated Sq. Ft. with Electric andPlumbing. Attached is a 2 Car Garge, Fencing and Deck in the back.PRICED AT: $235,000 Visit www.145merrymockhillroad.info/

FRIDAY, JANUARY 28, 2011 THE PILOT — SOUTHERN PINES, N.C. PAGE D3

When you need to know...talk to Mickey DeBernard

Affiliated Builders• McArnold

Construction Inc.• Wonderful Life

Construction Inc.

www.NewHeritageRealty.comE-mail: Mickey@NewHeritageRealty.com

1901 N. Poplar Street • Aberdeen NC

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Professionally SpeakingDear Community,

Being a Realtors means weare members of the NationalAssociation of Realtors andtherefore work with real estatecontracts that have beenjointly approved by the NorthCarolina Bar Association andthe North Carolina Associa-tion of Realtors, Inc. This yearon January 1 we received anumber of new forms that wewill be using and you as thepublic will be seeing for thefirst time. Some of theseforms have minor changesand others more extensive.There are new forms that ad-dress due diligence and inter-net advertising. “Time is of the Essence” isa phrase that becomes very important.There are changes in forms for listing andbuying real estate, short sales, lead basedpaint addendums plus more.

When looking to buy orsell real estate in North Car-olina it is in your best inter-est to understand what youare signing. Realtor’s havemandatory education re-quirements that must bemet on a yearly basis. Thepurpose of this education isdesigned to help Realtorshelp you understand thereasons behind thesechanges. The world contin-ues to evolve and as such Iexpect that these forms willchange again in the future.When entering in a real es-tate transaction in North

Carolina whether you are buying or sellingit is in your best interest to contact a Real-tor to assure you are informed and knowl-edgeable about what it is that you aresigning.

Published every Friday by The Pilot in partnership with the Pinehurst-SouthernPines Area Association of REALTORS, with a circulation of 19,000.Deadline for the Sandhills Real Estate Guide is 5:00 pm on Tuesday.

Pinehurst - Southern Pines Area Asso-ciation of REALTORS®, INC.

The Voice for Real Estate in the Sandhillswww.pinehurstncrealtors.com

2011 Board of Directors:Jim Murray - PresidentSteve Ennis - DirectorChristine Menear - Director Barbara Klug - MLS Director Arvilla Sheron - President Elect Peggy Floyd - Director Laurie Davis - DirectorBobby Brooks - MLS DirectorLynne Williams - Secretary/Treasurer

Dave Craft - DirectorElizabeth Childers - Past President Denise Roberts - MLS DirectorLari Dirkmaat - Director Greg Regan - Director Roy Harvel - MLS PresidentDawn Crawley - MLS DirectorPeyton Gentry - MLS President ElectKim Stout - MLS Secretary/Treasurer

Greg Regan

©2011 Prudential Financial, Inc. and its related entities. An independently owned and operated broker member of Prudential Real Estate Affiliates, Inc., a Prudential Financial company. Prudential, the Prudential logo and the Rock symbol are service marks of Prudential Financial, Inc. and its related entities, registered in many jurisdictions worldwide. Used under license. Equal Housing Opportunity.

wwwwwwwwwwww....pppprrrruuuuddddeeeennnntttt iiiiaaaallllpppprrrrooooppppeeeerrrr tttt iiiieeeessss....ccccoooommmm

Your Move...will be easier with a Prudential Real

Estate Sales Professional.

Log on towww.prudentialproperties.com

Enter the PRU ID for our Easy Search orSnap & Searchwith our FREE APP on

your Smart PhoneGet the free mobile app athttp://gettag.mobi

140997 141 LAKEVIEW DR.,WHISPERING PINES, DIR.:Hwy 22 to Rays Bridge Road; LakeView Drive; OR Niagara CarthageRoad to Lake View Drive.Overlooks Thagards Lake.3BR/3.5BA. $399,900 PRU8Z8J4

Mav Hankey910.603.3589 910.692.2635

OPEN HOUSE SATURDAY, JANUARY 29

2:00 - 4:00 P.M.

CCNC

134717 Golf & Water Views!3BR/3.5BA. $663.455 PRU6Q2E7

Joel Rich 910.315.4009 910.295.5504

137743 Lake Front & Golf View!3BR/3BA. $525,000 PRU2S9L5

Joel Rich910.315.4009 910.295.5504

134808 Golf Front on Dogwood.2BR/2.5BA. $325,000 PRU4K3H8

Susan Ulrich 910.603.4757 910.692.2635

140397 52 McMICHAEL DR.,PINEWILD CC, DIR.: FromLinden Road Gatehouse; LeftLasswade; Right McMichael. GolfFront, 3BR/2.5BA, 2 Bonus Rooms& an Office. $545,000 PRU8R8U3

Arvilla Sheron910.639.5133 910.295.5504

141131 64 POMEROY DR.,PINEWILD CC, DIR.: FromLinden Road Gatehouse; LeftLasswade; Left McMichael; LeftPomeroy. Golf Front, 4BR/3.5BA,2-Sided Fireplace. $459,000PRU5L3T2

Arvilla Sheron 910.639.5133 910.295.5504

137849 68 POMEROY DR.,PINEWILD CC, DIR.: FromLinde Road Gatehouse; LeftLasswade; Left McMichael; LeftPomeroy. Golf Front, 3BR/3BA,Bonus Rm. $459,000 PRU3S9H2

Arvilla Sheron 910.639.5133 910.295.5504

OPEN HOUSESUNDAY, JANUARY 30 • 1:00 - 3:00 P.M.

141741 425 DOGWOOD LN, SO.PINES, DIR.: From May Street;Right East Illinois Ave.; Right S.Ridge; Left Dogwood Ln. Lightfilled & Spacious! 4BR/4BA.$389,000 PRU7M9J7

Mav Hankey 910.603.3589 910.692.2635

141171 137 HARDEE LN, WHIS-PERING PINES, DIR.: From So.Pines; Central Drive; Right AirportRoad; Left Hardee; House on theright. Golf Front! 3BR/2BA.$224,000 PRU4P4A7

Carol Haney 910.315.5013 910.692.2635

139717 1200 BURNING TREE,PINEHURST, DIR.: FromPinehurst to Linden Road; Left PineVista; Right Burning Tree. IdealFamily Home w/fenced back yard.4BR/3BA. $339,900 PRU8U9Y3

Bonnie Baker 910.690.4705 910.692.2635

OPEN HOUSESUNDAY, JANUARY 30 • 2:00 - 4:00 P.M.

137858 124 STEEPLECHASEWAY, LONGLEAF, DIR.: FromKnoll Road turn onto SteeplechaseWay. Golf Front, Great Views!3BR/2BA. $349,900 PRU8G3L3

Pat Koubek910.215.2869 910.692.2635

OPEN HOUSESUNDAY, JANUARY 30 • 1:00 - 4:00 P.M.

141312 Extras Galore! 3BR/2BA.$140,900 PRU4S4V2

Nettie Calfee910.315.6225 910.692.2635

PINEBLUFF

138598 Granite & Hardwood. 5BR/3BA.$299,900 PRU5S5W6

Krista Duncan910.690.7009 910.295.5504

PINEHURST LAKE

135043 Turn Key & Golf Front!3BR/3.5BA. PRU2F7J2

Marie O'Brien 910.528.5669 910.295.5504

137804 Fantastic Views! 3BR, 3BA.$599,900 PRU4H7Y9

Pat Wright 910.295.6455 910.295.5504

PINEWILD CC

138958 Golf Front Course #3. 4BR/3.5BA. PCC avail. $525,000 PRU7B9V7

Marie O'Brien910.528.5669 910.295.5504

140390 Turn Key Perfect! PCC & #7Membership. 3BR/2BA. $267,000PRU3A5N7

Debbie Darby 910.783.5193 910.692.2635

PINEHURST

NEWSPAPERS IN EDUCATIONIt's as simple as donating your vacation papers, or a few

dollars added to your paid subscription to Newspapers inEducation. Support our local schools & students -

the future leaders of the community. For more information or to make a donation, call 693-2490

or stop by The Pilot on 145 W. Penn. Ave in Southern Pines.

PAGE D4 THE PILOT — SOUTHERN PINES, N.C. FRIDAY, JANUARY 28, 2011

By John PandichMoore County Home Builders Association PresidentMMOOOORREE CCOOUUNNTTYY HHOOMMEE BBUUIILLDDEERRSS AASSSSOOCCIIAATTIIOONN

Location, location,location! Your lot willbe an actual part ofyour new home andwhere you plan tolive. Be sure thatyou're completelyhappy with it. If youhave doubts abouthow you'll feel 1 year,5 years, or 20 yearsfrom now in this loca-tion, you may need tosearch some more foryour new home's lo-

cation. It is a much better

idea to find the ideallot before you finalizethe design plans ofthe new home. Theland can play a largeroll in how the designplans will work. Thestyle, shape, size,foundation type,width, and etc may allneed to be adjustedto certain land fea-tures and criteria. If

you have decided topurchase the plansfirst, be sure that youknow what criteria tofollow for the lot youselect. Constructionblueprints are non-re-turnable.

There are buildingrestrictions and pro-tected covenants inmany developmentareas. These are min-imum standards fornew constructionswith more stable,controlled home val-ues. If you want alarge lot, consider thetime and money it willrequire keeping itmaintained. Be sureof the requirementson basements, crawl-spaces, or slabs thatyou may choose touse as your founda-tion. Also, considerthe orientation to thesunrise and sunset ifyou are concernedwith interior heatingand cooling consider-ation. If the require-ments do not suit

your preferences, itmay be worth theextra cost to find adifferent location,even if it ismorecostly.

Beskepticalof "bar-gain lots". Ifthe price is togood to be true itquite possible is. Ifthe price is muchlower than the com-munities normal pricerange, there is proba-bly a reason. Look forproblem areas.Check the drainage;low spots wherewater can lay can bethe result of poor soilconditions. This canaffect drainage, foun-dation design, sani-tary disposal,topographical prob-lems, difficult restric-tive covenants oreasements, availabil-ity of utilities [water,sewer, electric, gas].It may be beneficial to

consult a local pro-fessional before mak-ing the decision to

purchase. Be cau-tious, but be

wise. Itmay bedifficultto find agood lot,

so if thereare problems

that you can workwith or around youmay still want to con-sider the purchase.

Make the best effortpossible to build inan area with homesthat will be compara-ble. The surroundinghomes will have amajor impact on theresale value of yourhome someday in thefuture. You shouldn'toverbuild and have ahigh valued home inan area with homesof much less value -as this will lower thevalue of your home.Even if you have builtthe most unique and

most beautiful homein the area, it will bedifficult to sell latersince it does notblend with the neigh-borhood.

Look at the surveythat was done on thelot. The seller shouldbe able to provideyou with a copy of thesurvey prepared by aregistered surveyor. Itshould show all legaleasements, setbackrequirements, base-line elevations, andpossible wetlands,which you may not beable to build on. Thelast required step isto insist on and payfor a title search andtitle insurance. Ifthere would ever be adispute over the landownership, the title in-surance would be anasset. Most lendinginstitutions will re-quire a title that is'free and clear' beforethey will negotiate ona loan.

MCHBA Builders & ServicesDaniel Adams, owner

danny@danieladams.com

(910) 295-1504 • www.danieladams.com

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910.528.2178 • 919.238.4035

marty.gabryszak@pillartopost.comwww.pillartopost-pinehurst.com

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PPrrooggrreessss EEnneerrggyy iiss ooffffeerriinngg $$4455..0000,, uupp ttoo 9900..0000 ffoorr aa

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ABERDEEN, NC 28315License #17864

Purchasing Your Land

FRIDAY, JANUARY 28, 2011 THE PILOT — SOUTHERN PINES, N.C. PAGE D5

By Victoria Spannaus Wells Fargo Home Mortgage

Like Many Ameri-cans, your 2010 holi-day gifts may havebeen purchased withthe help of a creditcard. Will that higherdebt load affect yourability to qualify for amortgage this year?Let’s look at Mari-lyn’s situation. She’sa typical househunter earning$4,000 a month whohas worked hard toaccumulate a$20,000 downpay-ment, but she stillneeds to get preap-proved for financing.How much can Mari-lyn borrow?Worksheet #1:Gross Monthly in-come $4,000X 28% (max. mort-gage payment al-lowed by mostlenders) x.28Total PITI (principal,interest, taxes, insur-ance) $1,120Worksheet #2:Gross monthly in-come $4,000X 36% (monthlylimit for all debt pay-ments) x.36Subtotal $1,440Minus car loan andcredit card payment -600total PITI (principal,interest, taxes, insur-ance) $840Worksheet #1shows that, withoutany other debt Mari-lyn could probably

qualify for a monthlypayment of $1,120.On a 30-year, fixedrate mortgage, thistranslates to a homeloan of about$165,000 at a currentaverage rate. Addedto her $20,000 down-payment, she’d beable to buy a lovelytownhouse in the$185,000 pricerange.Worksheet #2makes it plain, how-ever, that Marilyn’soverall debt dramati-cally reduces herpurchasing power. Inreality, she can onlyafford a home pricedat about $137,000.Even if she appliesfor an FHA loan —which permits aslightly higher debtload — she’ll have tosacrifice many itemson her new-homewish list.While Marilyn coulddelay buying a homewhile she pays off thecar loan and creditcards, she shouldalso consider pur-chasing now. Eventhough she’ll pay aslightly higher inter-est rate on a low-

downpayment loan,using some of her$20,000 fund to elim-inate those otherdebts may be thebetter option. Notonly will she be lock-ing in a home loan attoday’s super-low in-terest ratesshe’ll beable to claim a size-able mortgage inter-est deduction on hernext tax return.Although your indi-vidual situation mayvary, Marilyn’s exam-ple points out how itcan pay to look atyour home buyingpotential from everyangle before thehouse hunt begins.

For a free consulta-tion to discuss whichtype of mortgage loanwill work best for you,call Victoria Spannausat Wells Fargo HomeMortgage at (800)741-7813 or 910-692-6225.

Reprinted with per-mission of The Printer,Inc.

Don’t Let Debt DiminishYour Purchasing Power

LLEETT’’SS TTAALLKK HHOOMMEE FFIINNAANNCCEE

“I will provide an outstanding

mortgage experience from application to

closing”

Every year, millions of Americans enjoy the rewards of homeownership.And they trust their homeownership goals to Wells Fargo Home Mortgage.We’d like to help you too.

With our exclusive programs and dedication to personal service, you canfeel confident that we’ll help you choose the home financing to help fit yourcurrent needs and future goals.

To put your goals into action, call your Wells Fargo Home Mortgageconsultant today.

Your goals deserve our attention

Wells Fargo Home Mortgage is adivision of Wells Fargo Bank, N.A. © 2010 Wells Fargo Bank, N.A. Allrights reserved. AS482283 12/10-3/11

Victoria SpannausSales ManagerWells Fargo Military Certified10796 US Hwy 15-501 SouthSouthern Pines, NC 28387Office: 910-692-6225Toll Free: 800-741-7813

Deborah LawsonHome Mortgage Consultant Jr 10796 US Hwy 15-501 SouthSouthern Pines, NC 28387Office: 910-692-5118Cell: 910-215-4099

Lisa GibbsHome Mortgage Consultant 600 SW Broad StreetSouthern Pines, NC 28387Office: 910-692-2212

“WISTERIA COTTAGE” IS ONE OFTHE COTTAGES BUILT BY JAMESTUFTS, the founder of Pinehurst.This charming cottage featureswood flrs & wood paneled walls, 3frplcs w/ carved moldings, 4 BRs, 5BAs, gracious Liv. Rm & Din. Rm, &a glassed-in porch w/ stained glassdoor & transom. $1,250,000

BEST LOCATION & VIEW –Pinehurst Course 3, 12th Fairway– 3 BRs (split plan), 2 Baths,open plan, magnificent views,large deck, quiet cul-de-sac,Pinehurst CC Membership avail-able. $299,000

Eva Toney910-638-0972

E-Mail: eva@pinehurst.net

www.RealEstateInPinehurst.com

OLD TOWN GOLF FRONT

©2011 Prudential Financial, Inc. and its related entities. An independently owned and operated broker member of Prudential Real Estate Affiliates, Inc.,a Prudential Financial company. Prudential, the Prudential logo and the Rock symbol are service marks of Prudential Financial, Inc. and its related entities, registered in many jurisdictions worldwide. Used under license. Equal Housing Opportunity.

(ARA) - Water maynot be the renewableresource you think itis. In fact, 36 statesanticipate shortagesby 2013, according toU.S. government esti-mates. But the goodnews is there are mul-tiple ways you can re-duce the amount ofwater you use in thehome, which in theend will save youmoney on your waterbill.

There are ways tocut back on the wastewith every toilet flush,every time the showerruns or each time veg-etables are washed inthe sink. The Environ-mental ProtectionAgency promoteswater efficiency andenhances the marketfor efficient products,programs and prac-tices using the Wa-terSense label.

Several manufactur-ers that actively sup-port WaterSense aretaking the federalmandate of 1.6 gal-lons of water per flushto a new level. KohlerCo. has developedtoilets which use onlyone gallon of water,and there are severalmodels available atthe 1.28 gallons-per-flush level. Dual flushtoilets allow users tochoose a level of

water -- 0.8 gallons forliquid wastes and 1.6gallons for solids --with improved flushingtechnology, meaningconsumers are notgoing to lose out onperformance or de-sign.

If the average familyof four peoplechanges their old, 3.5gallons-per-flush toiletfor a high efficiency,1.28 gallons-per-flushtoilet, they could save20,000 gallons ofwater a year. If everyhousehold did thesame thing, more than1 billion gallons ofwater would be saved.

"Homeowners arewanting energy-effi-cient appliances tosave money aroundthe home, and theyshouldn't overlookplumbing products,"says Master Plumberand Contractor Ed DelGrande, host of "EdThe Plumber" on theDo It Yourself Net-work. "By replacingtoilets with newermodels that flushmuch less water, butstill perform to expec-tations, an averagefamily can save a lotof water. And weknow that perform-ance cannot be over-stated. What good is awater-saving toilet ifyou have to flush

twice?"But toilets are just

the start. The standardrate of water flow inthe shower is 2.5 gal-lons per minute. Thatcan be cut in third byinstalling a high-effi-ciency showerhead,and many shower-heads can be ad-justed to get thehigh-pressure powermassage, if wanted.

The third water-sav-ing opportunity inevery householdtakes the leastamount of work.Faucet aerators arethe screens waterpasses through as itleaves the spout. Thereplacement of a 2.2-gallons-per-minuteaerator with a 1.5-gal-lons-per-minute aera-tor reduces waterusage by 30 percent.

If you are curiousabout how muchwater you are using inyour home, visitwww.savewateramer-ica.com to take a briefquiz that will help de-termine usage andidentify ways to savewater in your home.For each person whotakes the quiz, Kohlerwill donate $1 inwater-saving productsto Habitat For Human-ity for use in theirhomes.

How you can do yourpart - and save money -by conserving water

A family of four can change their old, 3.5 gallons-per-flush toilet for ahigh efficiency, 1.28 gallons-per-flush toilet, and save 20,000 gallons ofwater a year.

PAGE D6 THE PILOT — SOUTHERN PINES, N.C. FRIDAY, JANUARY 28, 2011

(ARA) - An oldadage says that if youlive with a spouse oreven a pet longenough, you maybegin to look like yoursignificant other orprecious pooch. Whileit seems a stretch tosome, there's a fairamount of truth in thenotion that peopletend to surroundthemselves with otherpeople and things thatcapture their ownlooks and personali-ties.

It's fairly common tosee one well-tonedperson on a tread millat the local gymalongside his or herequally well-tonedspouse. A feisty inter-national traveler mightenjoy a kindred spiritwith an eager, well-groomed poodle. Anda couple of warm-hearted grandparentswho like an occa-sional afternoon napprobably pair well witha basket of happilypurring cats.

Some people mayeven look like theirhomes. Like the peo-ple and pets in ourlives, our surround-ings say a lot aboutwho we are, what welike and how we striveto look. If you're thecutting-edge type, youprobably fit well with asleek, moderndwelling. For thosewith more traditionalpersonalities, youwould be right athome in a Victorian,Craftsman or otherhistorical home.

Your home, its fur-nishings and exteriorstyle, probably aremore reflective of yourpersonality than any-thing else in your life.

Only the clothes onyour back wouldcome close to match-ing the relevance ofyour home in terms ofmaking a visible state-ment about your styleand personality.

Even the style ofgarage door that youselect is reflective ofyour personal tastes.That's right - you maylook like your garagedoor. Think about it.Your garage door isprobably the largestaccessory you'll everselect. With the enor-mous variety ofgarage door stylesavailable today,there's a look for everydistinctive personality.

"A generation ago,most garage doorswere fairly plain andlargely reflected theirfunctionality. Flatwhite doors with occa-sional windows wereabout all that you sawon Main Streetsacross America," saysVickie Lents of AmarrGarage Doors."Around 1990, it allchanged when garagedoor manufacturersbegan offering amuch wider range ofgarage door styles,colors and options.Suddenly peoplebegan caring aboutthe design of theirgarage door and howit fit in with the rest oftheir personal and ar-chitectural leanings."

For those who havean old soul, garagedoors with a Euro-pean Old World de-sign and wrought irondecorative details area perfect fit. Peoplewith more traditional,rustic personalitiesoften find themselvesaccenting their homes

with solid woodgarage doors made ofmahogany, Douglasfir and Spanish cedar.

For all the non-con-formists out there,Amarr recently intro-duced a residentialfull-view garage door.Full-view doors havethe modern, glasspaneled look of adoor you might morecommonly find on anauto showroom or firedepartment. Lentssays that non-con-formist personalitytypes often take it astep further by usingthe glass full-viewdoors to divide roomsinside homes, particu-larly downtown lofts.

Who says you haveto select a sleek,glass-paneled or dec-orative wrought irongarage door to makea statement aboutyour personality? Ifyou're the quiet, no-frills type, there's noneed to worry. There'sa garage door for you,too. Garage doormanufacturers stillmake the durable,plain white garagedoors that do theirfunctional jobs day inand day out almostwithout notice.

"In fact, time-hon-ored plain garagedoors continue to beone of our best sell-ers," says Lents.

Want to find agarage door thatmatches your uniquepersonality? Spend arainy afternoon withyour significant otheror family pet at yourside perusing thescores of garagedoors styles availableat www.Amarr.com tofind one that is reflec-tive of your own flair.

Show off your personalitythrough your garage door

(ARA) - Home, safehome ... but is it?Home-related injuriesresult in nearly 20,000deaths and 21 millionmedical visits everyyear, according to theHome Safety Council(HSC). The top threeculprits include falls,poisonings, and firesand burns.

Since we know theseleading injury causes,we should be able toavoid them - right?Unfortunately, that'snot the case. A recentHSC survey showedthat while 92 percentof homeowners thinkabout home safetyoften, only one-thirdwere able to name aprecaution they hadactually taken athome.

It's time to stopthinking and start act-ing. Start off the newyear by completing afew simple home up-dates to help protectyou and your lovedones from these tophome dangers.

Fight against fallsDid you know that a

person who lives to be75 years old will havespent an average of1.5 years in the bath-room? That's why it'sessential that thishighly used room beas safe as possible.Grab bars are an easyand effective solutionto avoiding falls. Prod-ucts such as MoenHome Care Grab Barswith integrated acces-sories combine thesafety benefits of agrab bar with threecommon bath essen-tials - a towel bar, atoilet paper holderand a shelf - makingeach bath functionaland fashionable. And,to motivate you to in-stall these products -not just think about it -each grab bar in-cludes Moen HomeCare's patented Se-cureMount Anchors toquickly, easily and se-curely install the grabbars in just minutes.

Next, add a light-sensor nightlight inthe bathroom - or inthe hall outside thebathroom - to providea well-lit path fornighttime visits to therestroom. The illumi-nation will allow youto see where you'regoing and avoid anypotential tripping haz-ards in the path.

Prevent poisoningAccidental poisoning

is the second leadingcause of unintentionalhome injury deaths inthe United States. Infact, more than 2 mil-lion poisonings are re-ported to poisoncontrol centers eachyear - with the highestrates among childrenyounger than 5. Luck-ily, preventing thesepoisonings can besimple. To start, donothing. That's right -keep all cleaners,chemicals and med-ications in their origi-nal containers withlabels to ensure thatthey are all used prop-erly and not mistakenfor another product.

Next, ensure that allpoisonous items andmedications arelocked and out ofreach of children. Thiscan be as simple asadding child-prooflocks on cabinets(which are simple foradults, but childrenare usually not coordi-nated enough to

open) or purchasingand installing a medi-cine cabinet or stor-age cabinet with abuilt-in lock for addedsafety.

Banish burnsIt's a good thing that

93 percent of adultsreport working smokealarms in their homes.However, some burnsoccur without anysmoke. In fact, morethan 112,000 emer-

gency room visitsoccur each year fromburns caused by hottap water. To preventtap water burns, sim-ply turn your hot waterheater down below120 degrees Fahren-heit. Finally, neverleave potential firehazards, such asspace heaters, can-dles, irons, curlingirons or food on thestove, unattended. Tryreplacing lit candleswith battery-powered"flameless" candles orput your curling or flatiron in a protectivecase (or even a potholder) when finishedfor added precaution.

In no time at all, yourhome will be betterequipped to fend offthe top three homesafety hazards. Formore informationabout Moen HomeCare Grab Bars orother bath safetyproducts, visitwww.moen.com/homecare.

Simple tips and updates toensure a home, safe home

Browse our online photo galleries at www.thepilot.com to order your prints, keyrings, mugs, mousepads & more featuring your favorite local photos!

It’s your life, read all about it

If you like a photo put a ring on it

FRIDAY, JANUARY 28, 2011 THE PILOT — SOUTHERN PINES, N.C. PAGE D7

PAGE D8 THE PILOT — SOUTHERN PINES, N.C. FRIDAY, JANUARY 28, 2011

PINEHURST RESORT REALTY

910-235-8700 • 1-800-772-7588E-mail: pinehurstresortrealty@pinehurst.com

Located in the Lobby of the Carolina Hotel

Joanne PadgettBroker in Charge

CRS/GRI & GREEN

Elizabeth ChildersAssociate Broker

CRS/GRI

Joe Violette

Associate Broker

Pete GarnerAssociate Broker

ABR

Roger JohnsonAssociate Broker

Harwell StovallAssociate Broker

Ann BentonAssociate Broker

GRI/ABR/RRS & GREEN

Faye GibsonAssociate BrokerGRI/ABR/RRS

We are here 7 days a week to answer your questions and meet your real estate needs or call 1-800-772-7588 910-235-8722 • E-mail: pinehurstresortrealty@pinehurst.com

RARE FIND IN WEYMOUTHHEIGHT, Hardwood/parquet floorsthroughout. Kitchen w/breakfast area.Carolina Room, wine cellar. Onewing could be apartment for in-law orteenager. In-ground pool. Separateworkshop. 5BR/5BA $539,900(138346)

NICE HOME on a quiet street nearLake Pinehurst Beach. Living Roomplus cozy den w/fireplace off Kitchenand breakfast area. Bamboo floors,screened porch, fenced backyard.Lots of custom features. PCC mem-bership available for transfer.3BR/2BA $259,000 (138975)

FOUR BEDROOM two and a halfbath two story brick home locatedclose to the Seven Lakes West backentrance. Living Room, CarolinaRoom, two Family Rooms, Office,and large garage with workshop.4BR/2.5BA $329,000 (139259)

NEW LISTING! Golf view of #9 teeon PCC Course No. 6. Light & openconcept. Formal Dining, Study,dream Kitchen, hardwood floors.Deck with fenced-in backyard.Stamped concrete driveway, lots ofstorage. 3BR/2BA $299,000(141828)

MAINTENANCE FREE custombuilt home. Hardwood floors, tilebath, granite Kitchen counters, stain-less steel appliances. Office and largeBonus Room. Covered front & backporch plus large deck. Oversizedgarage. Nice big yard. 3BR/3BA$324,000 (140993)

PRICE REDUCED. GOLFFRONT HOME on famed DonaldRoss No. 2 course. Don’t miss this op-portunity. Located in The Fairwoods onSeven, a gated community. Overlooks4th tee of Course No. 2. New roof andheat pump 2009. Large Master Suite,bedroom, sitting room, & office. Work-shop area. 3BR2.5BA $695,000 (137891)

ENJOY your morning coffee fromwrap-around deck of this unique fullyfurnished condo w/views of LakePinehurst and PCC Course No. 5.Completely renovated in last fiveyears. PCC membership available fortransfer. 1BR/1BA $149,000(141506)

VERY NICE all new brick VioletteBrothers home in Whispering Pineswith many upgrades including granitecounters, hardwood flooring, gas fire-place, Carolina Room, whirlpool tub& shower, rear deck, and irrigationsystem. Paved driveway in rear withstone driveway in front. 3BR/2BA$310,000 (139879)

IMMACULATE masonary/ frame home on a cul-de-sac location.Oversized garage (23x26). Level lotwith large back yard. PCC member-ship available for transfer. 3BR/3BA$279,900 (141035)

NICELY FURNISHED unit withall appliances including washer/dryer.Great view of Lake Pinehurst. PCCmembership available for transfer.2BR/2BA $169,000 (131920)

GREAT VIEW the 2nd green ofPCC Course No. 5. Fully furnishedand in good conditions. PinehurstCountry Club transfer fee of $12,000is included in an acceptable purchaseprice. 2BR/2BA $149,900 (133394)

QUIET LOCATION near pool.Good condition with nice furnishings.Stack washer/dryer. Newer heatpump and water heater. PCC mem-bership available for transfer.3BR/2BA $154,000 (138642)

CUSTOM QUALITY WhisperingPines home by Violette Brothers Con-struction. Bright and open floor planwith split bedrooms, vaulted ceilings,fireplace, hardwood floors. BeautifulKitchen and Master Suite. Screenedporch. 3BR/2BA $285,000 (141163)

NEW LISTING! Inviting and im-peccable kept home. High ceilings,natural light, recently remodeledKitchen & Master Bath, Plantationshutters hardwoods and tile. Profes-sionally landscaped yard. Great pri-vacy. 3BR/2BA $231,900 (141770)

Realtor of the WeekJOE VIOLETTE

Pending

LLooccaall RReeaallttoorr DDiirreeccttoorryyLucretiaPinnock692-6767

HolleighMcLaurin

ChristineSellers

295-1600 Office603-0367 Direct

980 Unit 3 Seven Lakes Drive(910) 673-1050Cell: (910) 315-9950

holleighmc@hotmail.com

When Experience Counts...You Can Count on Lucretia!!!!

An Experienced Realtor Will Smooth Your Transaction!!!

murray@basilgrouprealty.comCell: (910) 528-2432Fax: (910) 944-7943Pinehurst, NC 28374

www.basilgrouprealty.com Murray WilliamsonRealtor®

www.PinehurstHomeSearcher.comPinnock Real Estate & Relocation Services, Inc.

Bobby Edwards

Edwards Real Estate &Forestry Consulting(910) 944-2023 (Office)(910) 690-5955 (Cell)

LYNETTE WILLLIAMSBroker

“Specializing in Woodlake for Over 25 Years”

Office.: (910) 245-8683Cell: (910) 624-2997Fax: (910) 245-8684jhornewlcc@pinehurst.net

www.thelakeresortproperties.com

Jim Horne

To Search For Complete Real Estate Listings

go to www.thepilot.com/news/real-estateSpecializing in all of Moore County

910.295.6056lynettwllms@aol.com www.foxcreekre.com

CATHY LAROSEBroker / Owner

Office 910-693-3300Cell 910-690-0362

Cathy@LaroseandCompany.comwww.LaroseandCompany.com

Larose and CompanyIndependently owned and operated