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Readiness for Old Age and Beyond

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Readiness for Old Age and Beyond

Surendra Singh

INKART PUBLISHING

(Since 2011)

www: inkartpublishing.in

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Dedicated to

Late Dr. Gajadhar Singh Late Smt. Lakshmi Singh

Father-in Law Mother-in-Law

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Acknowledgments

I express my thanks to wife Mrs. Beena Singh and

daughter Nidhi Gautam for editing and support.

I express my thanks to Son-In- law Pankaj, Sons Nikhil

and Nitesh, Daughter-In- laws Sneha and Tanya for

support and encouragement to write this book. I also

express my thanks to my grandchildren Ch. Sparsh,

Eshaan and Ahaan, being my source of energy.

I also express my thanks to Ajeet, Shikha, Arpita and

Ayushi for support and in designing dedication frame of

this book.

I thank Tabassum Talkies shows for various inputs

related to miseries faced by great personalities of Indian

cinema.

I express my thanks to all my friends and people who

provided inputs, directly or indirectly and to all those

whom I covered in examples and in case studies for their

direct input provided inadvertently during discussions

and from other sources.

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Author’s Note

This educational book is on a difficult topic. This book is not

meant for entertainment. It is food for thought and to take

corrective action in what so over stage one may be. There is

never late to do something in the life.

Views expressed in “Readiness for life after death” about

god, heaven, hell and rebirth is my personal and may hurt

sentiments of religious people. I am devout Hindu and believe

in all the religions. I seek excuse from the religious people,

whom sentiments I may have hurt.

Case study one forced me to think about old age people,

their problems and to write a book on the subject in 2009 at

Mumbai. I did research, collected the details, had discussions

with many concerned people and started writing it but could

not complete due to office engagements and other

commitments. Case study 2 forced me to complete it in 2018.

The thought on the subject helped me in planning for my old

age. I hope it will help readers also.

The names, places and other essential details have been

changed in the examples and in case studies to hide their

identities. Rest of the details are actual to the best of my

knowledge and belief. Stories may match with many people’s

own stories and they may get hurt. I express my regret in

advance and seek pardon with folded hands.

I and my wife Beena helped many people in this respect in

my life, especially during last 10 years of my service when we

gave farewell to retiring employees and their families. I

cautioned all of them for old age issues and advised them to

protect their retirement corpus. Many did so and thanked me.

I and my beloved wife Beena will continue to help people in

future, as long as feasible.

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My friends, near and dear asked me to write in Hindi. I will

attempt to bring its Hindi version soon, as developing

countries like India needs much more attention, awareness

and care. Problems for aged people is going to aggravate fast.

Many points have been repeated as life is complex and points

are interlinked. Points need hammerings.

This book have many case studies and examples. Each will

give a lesson.

This is my third book after novels “Rasika” and “Curse of a

broken soul”.

Surendra Singh

Writer

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CONTENTS

Sr. Content Page A When old age begins? 1 B Readiness for old age. 1

C Readiness for beyond that is for Life after

death. 67

D Case Studies 80 1 Mr. Ghatak – One son cheated him of his house

and other two children disowned him. He

landed in government rehabilitation center.

80

2 Mrs. Chotu- Greedy sons made her life hell

after death of husband and forced her to lodge

police complaint.

82

3 Mr. Ram Murthy- government official planned

well and lived happily after retirement

86

4 Professor Ram Narayan - His wrong

assumptions about future life in India

ruined his old age life

88

5 Mr. Ramanujam - Workaholic, acentric man

spoilt his family and his old age. Poor work life

balance.

90

6 Mr. Hari Prasad - Purchased flats for sons by

investing retirement funds and savings to live

with them and landed in trouble. Sold flats to

live alone peacefully.

94

7 Dr. Pathak - Government medical doctor

earned a lot but his spoilt sons squandered it

and made their mother maid, after his sudden

death.

96

8 Mr. Gambheer - Second wife made him an

orphan. 99

9 Mr. Gurubax - Remarried after death of first

wife, at 63. Second wife blackmailed him

within 6 months of marriage.

100

10 Mr. and Mrs. Novar - A strange couple suffered

badly in old age due to their poor inter-personal 103

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behavior and relations.

11 Mr. Bhatt - Deserted his wife and son before

retirement and started living with maid, who

deceived him

105

12 Mr. Varma - Built big house for sons but lived

and died in rented house. Family is fighting in

court, in absence of his WILL.

107

13 Mr. Rangan - Created big company but

separated from son in old age, seeing his

behavior. He gifted his assets to his care taker.

109

14 Dr. Mangal - Miser man could not educate

children well and suffered badly in old age. He

and his spouse lived separately with sons and

he died without meeting wife for six months.

111

15 Mr Judal - Extreme miser man spoilt his young

life, will spoil his old age and life after death. 113

16 Mr. Ganga Reddy - Total mismanagement of

finances and family affairs spoilt relations

amongst children, which hurt him in old age.

115

17 Mr Giradhar - Saved and managed finances

well and luckily enjoyed its fruits in old age 123

18 Mr Shiva - Deemed ghost of parents haunted

him in old age, as he had mistreated them. 126

19 Mrs. Dukhi - Faced heaven and hell in this

world only. She is praying daily for an early

death.

129

20 Mrs. Sajani - Only son took her total money

after death of husband, misbehaved and sent to

old age home. Her daughters rescued her.

132

21 Mrs. Rajani - One son grabbed her all funds

and started mistreating her. 134

22 Mr and Mrs. Sethi - Got himself transferred to

live with son in his own house but they started

using them as servants. They coolly shifted to

live independently.

137

23 Mr and Mrs. Rama - Their children got spoilt

due to their boosting nature at home. Their son

mistreated them in old age and did not allow

widow sister to help them.

142

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24 Mr and Mrs. Dhatia - Less educated

government officer maintained a very high

artificial life style to impress bosses and spoilt

life of children.

145

25 Mr and Mrs. Dhala - Made son greedy. His

poor financial planning forced them to live in

small town after retirement

150

26 Mr Saiyad - Gave retirement money to only son

to do business but son started mistreating him.

He prohibited son to touch his body after death.

155

27 Mr Mangal - Retired government official sold

his big house in Lukhnow to live with only son

in Mumbai but returned soon and lived in small

rented flat till death.

158

28 Mrs. Bhandari - Younger son carried his dead

body showing as alive to elder son’s house to

avoid last rites expenses.

162

29 Ram Narayan- Senior government official

failed to educate sons properly as he kept

family in village and suffered badly in old age.

165

30 Mr Rami - Senior government official acquired

big properties and money but one spoilt son

made his old age miserable. He sold his most of

the properties.

168

31 Mr C Prasad - Senior government official

settled in home town after retirement but

shifted due to continuous visits of relatives and

their demand of money.

171

32 Mr Nahendra - An excellent technical skilled

officer suffered in carrier and in life due to

poor human and conceptual skills.

175

33 Mr Tiwari - Young M SC student became saint

due to suspected relations between his wife and

father. His wife committed suicide and his

father got worst old age and death.

181

34 Mr and Mrs. Raghu - Young son, in good

service, killed his wife as she forced parents to

live separately. They shifted to village, leading

184

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miserable life.

35 Second marriage cases 189 (!)Mr Chaudhary - Son got him murdered as

he was giving money and property to second

un-declared wife.

189

(2)Mr Prasan - Senior executive suffered in

carrier due to corruption necessitated by two

marriages and multiple children.

190

(3)Mr Mihara - Executive did two marriages

and declared son of first wife as brother and

lost reputation in society.

193

(4)Mr Varmu - Government official divorced

first wife and re- married. He suffered financial

losses and got burdened financially.

194

(5)Mr Mithal - First wife commited suicide

and he married with much younger girl and

suffered

196

(6)Mr Meena - Second wife mistreated son

from first wife and he became mad. They

remain socially aloof, making their old age a

burden.

197

(7)Mr Rai - Married wife’s sister and suffered

in old age.

199

(8)Mr Mataru Rai - He was murdered due to

extra- marital affairs and his son got spoilt and

became contract killer. He was also murdered.

Family went into turmoil.

199

36 Mr Singh - Earned a lot of black money but

kept it hidden from family due to fear of

Income Tax authorities and died suddenly.

Children discovered it by chance.

203

37 Mr and Mrs. Kashyap - Government official

adopted immoral practice of offering his wife

for promotions etc. but suffered in the end.

206

38 Mr Wankhede - Built a 700 crore company

but suffered due to very poor relations with

wife due to extra- marital affairs of both.

208

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