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Triple Cash Benefits

“A plan thatgives you

TRIPLE cashbenefits” 

BAJAJ ALLIANZ

CASHRICH INSURANCE

PLAN 

Get Triple Cash benefits of:

I.  Accumulated compound reversionary bonus

on completion of premium payment term.

II. Cash Back benefit of 5% of the sum assured

plus  cash bonus, if any declared every year,

during the cash back period

and

III.Sum Assured plus  terminal bonus, if any

on maturity of the policy.

Other Key Features

•  Flexibility to

 Select policy term from 10 years to 65 years.

 Select limited premium paying term (PPT) from 5

years to 30 years, in multiple of 5 only.

 Pay future premiums in advance and get benefit

of appropriate discounts.

•  Option to:

 Keep the policy in-force for full sum assured fora period of two years, even if the Policyholder

misses to pay premiums on due dates, provided

you have paid at least 3 year’s premiums in full.

 Convert the policy to a “single premium term

cover with return of premium (ROP)” policy,

provided at least 5 years’ premiums have been

paid in full.

•  Attractive high sum assured rebate

•  Optional riders to enhance protection

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Parameter  Details Minimum Entry Age  0 years (18 years for additional riders) Maximum Entry Age  60 years (50 years for additional riders) Minimum Age at Maturity  18 years Maximum Age at Maturity  100 years Policy Term  Minimum: 10 years

Maximum: 65 years Premium Paying Term  5, 10, 15, 20, 25 & 30 years (Maximum premium payment ceasing

age is 65 years) Minimum Premium  Rs. 8,000 per Yearly Installment

Rs. 4,000 per Half-yearly InstallmentRs. 2,000 per Quarterly InstallmentRs. 750 per Monthly installmentAnnualized premium of less than Rs. 10,000 in half yearlymode will be allowed only if premium payment is through direct debit and ECS

 The quarterly and monthly modes will be allowed for directdebit and through ECS only. For monthly mode 3 installments need to be paid at the inception of the policy) 

Maximum Premium  No Limit Minimum Base Sum Assured  Rs. 1,00,000 Maximum Base Sum Assured  No Limit 

Age ofLife

Assured

SumAssured

PremiumPayingTerm(PPT)

CashBack

Period

Annual

Premium

Bonus @2.5%

payableat the end

of PPT

Bonus@ 3.5%payableat theend ofPPT

GuaranteedCash Backper year @5% of Sum

Assured(Rs. 25000)

NonGuaranteed

Cash Back peryear @ 1% ofSum Assured

(Rs. 5000)

MaturValu

excludg

TermiBonus

any

31 yearsRs.

500,00010 years

9years

Rs.561,33

Rs.140,042

Rs.205,299

Rs. 30,000Rs.

5300

This document is for reference only. This document is strictly for internal training purpose only For more information on the Product, Bajaj Allianz CashRich Insurance Plan (UIN: 116N103V01), Pleaserefer to the Sales Brochure and Product Circular

Compiled on February 2011 by Product Launch Team, Product Development Dept  

ELIGIBILITY

Illustration