Personal Line Underwriting Sue Blackwell - Senior Underwriter & Mgr. Ext. 57210 sblackwell@american-summit.com

Nancy Davidson-Underwriting Tech-Ext. 57152 ndavidson@american-summit.com

Shantrell Kirk - New Business Tech- Ext. 57105 skirk@american-summit.com

Flood UnderwritingStella Craig-Flood Manager Extension 57570 "ood@natlloyds.com

Licensing Pat Curry-Licensing Manager Extension 57103 marketing@natlloyds.com

Customer ServiceLinda Utton-Manager Extension 57304

lutton@natlloyds.com

800-749-6419Homeowners/Dwelling Fire

Owner, Tenant, Vacant and Rental

Manufactured Homes

Owner, Tenant, Vacant and Rental

Committed and Consistent Since 1948

Sales and MarketingFrank Fletcher -O�ce/Cell (480) 318-0349 !etcher@american-summit.com

Accounting-Commissions and BillingSharon Whitney-Accounting Supervisor Extension 57135 accounting@natlloyds.com

Claims800-749-6419 claims@natlloyds.com

File a Claim Online: www.nationallloydsinsurance.com

Commercial Lines UnderwritingBarbara McInnis -Commercial Underwriting Manager Extension 57247

Commercial @natlloyds.com

© 2015 Hilltop Holdings Inc.

Arizona Personal Product Offerings

Universal◾ Mobile Homes from $3,000 to $100,000◾ Vacant, Canceled, Declined or Non-Renewed

Home Choice◾ Fire and Extended Coverage on Dwelling◾ Basic and Broad Form Perils◾ Primary, Seasonal/Secondary and Rental Units◾ Dwellings from $25,000 to $300,000◾ Personal Liability up to $300,000◾ Premises Liability up to $300,000◾ Optional Replacement Cost and Partial LossReplacement Cost◾ Many Policy Credits/Discounts AvailablePreferred Tier: Not offered on the Value Package,Min Coverage 'A' - $200,000, PPC 1-5, No paid lossesin the past 3 years, Fire extinguisher on premises, 9months of prior coverage

Vacant DP-1

◾ 12 Month Term◾ Fire & Extended Coverage on Dwelling◾ Dwellings from $1,000 to $200,000◾ Renew for Additional Terms◾ Pro-Rata Cancellation◾ Optional $25,000 Premises Liability

Contact Us

Sue Blackwell, Senior Underwriter and Managersblackwell@american-summit.com254.981.7210

Founded in 1955, American Summit Insurance Companyhas a long history of taking care of our customers. Ourfocus is underwriting mobile home, dwelling fire, andhomeowner coverage in the 19 states where we dobusiness. We believe that prompt policyholder service,efficient claims services, and great prices give us thecompetitive edge that has kept our company successful forso many years.

Elite Mobile Homes◾ Mobile Home Values from $25,000 to $200,000◾ Comprehensive Replacement Cost◾ Package Policy◾ Single or Multi Sectional Homes◾ Primary or Seasonal Secondary Residences◾ Optional Coverages◾ Flood and Earthquake Included

Superior Mobile Homes◾ Mobile Homes Values from $5,000 to $100,000)◾Actual Cash Value on the Mobile Home, Attached andUnattached Adjacent Structures◾Comprehensive Coverage on Unattached AdjacentStructures◾Comprehensive Replacement Cost Coverage onPersonal Effects◾Comprehensive Personal Liability◾Optional Coverages◾Flood and Earthquake Included

Rental Mobile Homes◾ Mobile Homes from $1,000 to $100,000◾ Comprehensive Coverage◾ OLT from $25,000 to $300,000◾ Flood and Earthquake Included

© 2015 Hilltop Holdings Inc.

Arizona Commercial Product Offerings

Builders Risk-New Construction◾ Basic Coverage (Fire & EC)◾ $500,000 Maximum Coverage◾ 1% Deductible to $1,000 Minimum◾ Theft & VMM Excluded◾ 3, 6 or 12 Month Terms (Fully Earned)

Builders Risk-Renovation◾ Basic Coverage (Fire & EC)◾ $500,000 Maximum Coverage◾ 1% Deductible to $1,000 Minimum ◾ Theft & VMMExcluded◾ $325 Minimum Premium◾ 3 Month Term (Fully Earned)

Contact UsStella Craig, Flood Managerflood@american-summit.com800.749.6419, ext 7570

Barbara McInnis, Commercial Managercommercial@american-summit.com800.749.6419, ext 7247

Flood Insurance (NFIP)◾ Homeowners-Maximum of $250,000 on Dwelling &$100,000 Personal Property◾ Commercial-Maximum of $500,000 on Building &$500,000 on Contents◾ Low Cost Policy Available for Flood Zones B, C or X◾ Free Zone Determinations

Founded in 1955, American Summit Insurance Companyhas a long history of taking care of our customers. Ourfocus is underwriting mobile home, dwelling fire, andhomeowner coverage in the 19 states where we dobusiness. We believe that prompt policyholder service,efficient claims services, and great prices give us thecompetitive edge that has kept our company successful forso many years.

Commercial Small Package◾ Basic, Broad and Special (excludes Theft)◾ Monoline or Package◾ Maximum Property Limit-$750,000 per Location◾ General Liability up to $2,000,000 Aggregate◾ Great for Retail, Offices, and Service Businesses

from

Superior

Universal$3,000 to $100,000Values

from from

Newer Manufactured Homes Older Manufactured Homes

Program Highlights:Comprehensive Coverage

Replacement Cost Available on Homes 30 Years

or Newer

Full Repair Cost - Homes over 30 Years Old

Single or Multi-Sectional Package Policy

Flood and Earthquake Included

Primary, Secondary/Seasonal Homes

Great for Homes Valued Under $100,000Located in a Park or Community

Program Highlights:

Comprehensive Coverage

Vacant or For Sale Risks

Actual Cash Value Loss Settlement

No Age Restrictions

Flood and Earthquake Included Optional Premises Liability up to $50,000

Arizona Manufactured Home Programs

Elitefrom $5,000 to $100,000

NationalLloydsInsurance.com

800.749.6419

Rated “A” Excellent by AM Best

EASY QUOTING SYSTEM NO INSPECTION FEE NO POLICY FEE

alues $25,000 to $200,000 Values

Program Highlights:

Comprehensive Coverage for Dwelling

Optional Named Peril Personal Property

Optional Premises Liability up to $300,000

No Age Restrictions

Flood and Earthquake Included

Program Highlights:Comprehensive Replacement Cost

Package Policy

Single or Multi-Sectional Homes

Flood and Earthquake Included

Primary, Secondary/Seasonal Homes

No Age Restrictions

RentalValues $1,000 to $100,000

Vacant Manufactured Homes Rental Manufactured Homes

Coverage and Eligibility

ELITE

Mobile

Homeowners

SUPERIOR

Mobile

Homeowners

RENTAL

Mobile Home

UNIVERSAL

Mobile Home

OccupancyOwner, Seasonal or

Dwelling Type

Dwelling Coverage TypeComprehensive

Replacement CostsComprehensive Coverage Comprehensive Coverage

Comprehensive

Coverage

Coverage A-Dwelling Limits $25,000 -$200,000 $5,000 - $100,000 $1,000 -$100,000 $3,000 - $100,000

Coverage B-Other Structures

Coverage C- Personal Property

Named Peril Coverage

Optional for Rental Units

Only

Comprehensive

Coverage

Comprehensive Personal

Liability

Premises LiabilityOptional OL&T* Liability

$25,000 to $300,00

(Rental Units Only)

Optional OL&T* Liability

$25,000 & $50,000

Deductible

$250 All Peril /

$500 Wind, Hail & Water

Over 20 Years

$250/$500

$250 All Peril/

$500 Wind, Hail & Water

(expect Yuma County)

Yuma County $250 All Peril

$250 All Perils $250 All Perils

Deductible Options $100, $500, and $1,000 $250 Only

Additional Living Expenses Coverage Not Available 10% of Coverage A

Loss Settlement Replacement CostFull Repair Cost

Replacement Cost

Age Requirements No Age Restrictions

Replacement Cost Available

on Homes 30 Years or Newer

Updates required on homes

over 15 years old.

Fire/Lighting

Smoke

Windstorm and Hail

Explosion

Aircraft

Riot/Civil Commotion

Flood Coverage

Earthquake

Water Damage

Mold Coverage

Burglary/Robbery (Forced Entry

Coverage not available on

personal property

Theft Coverage not available

All Risk of Direct, Sudden and

Accidental Loss

Arizona Manufactured Home Coverage and Eligibility

10% Included

Increase up to 75% of Coverage A

Policy Covers Attached and Unattached Structures

(Included in Coverage A)

Comprehensive Coverage

Includes 50% of Coverage A

Available up to 75% of Coverage A

Includes $25,000

Increases Available up to $500,00Coverage Not Available

Sudden and Accidental Discharge

Coverage Not Available

Included (Based on Flood Zone Determination)

Single, Multi-Sectional/Modular Manufactured Dwellings

PERIL INSURED AGAINST

Optional Additional Residence Liability from $25,000 to

$300,00 per unit (max 6 units)

$500 and $1,000

20% of Coverage A

Actual Cash Value

Any Age Home in Good Condition

(subject to underwriting approval)

OL&T Owners, Landlords, and Tenants

Secondary Owner, Seasonal or Secondary Tenant Vacant or For Sale

Eff. 03/15/2013 ASIC AZ Home Choice Program Page 1 of 5

ARIZONA HOME CHOICE UNDERWRITING GUIDELINES

COVERAGES AND ELIGIBILITY Coverage and Eligibility Value Package Broad Package Special Package Ultra Package

Occupancy Owner, Seasonal,

Secondary and

Tenant

Owner, Seasonal,

Secondary

Owner Only Owner Only

Coverage A – Dwelling Limits $25,000 to

$300,000

$25,000 to

$300,000

$75,000 to

$300,000

$100,000 to

$300,000

Coverage B – Other Structures 10% of Coverage A Included.

Increase up to Max of 70% of Coverage A.

Coverage C – Personal Property Optional up to 100% of Coverage A

Personal Liability Optional Limits Available

from $25,000 up to $300,000

$25,000 Included

Increases Available up to $300,000

Premises Liability – Rental Units Optional up to

$300,000

N/A N/A N/A

Partial Loss RCV (excludes Roof) Optional Optional Included N/A

Additional Living Expense – Primary N/A 10% of Coverage A Included

Fair Rental Coverage – Rental Units Included N/A N/A N/A

Loss Settlement ACV on Dwelling ACV on

Dwelling

Partial Loss RCV

on Dwelling,

excluded Roof

Full RCV on

Dwelling and

Personal

Property

Age Requirements Any Age 75 Years or

Newer unless

electrical

renovation within

last 15 yrs

75 Years or

Newer unless

electrical

renovation within

last 15 yrs

Dwelling - 35

years or newer

Roof - 15 years

or newer.

PERILS INSURED AGAINST Fire and Lightning

Internal Explosion

Windstorm or Hail

Explosion

Riot or Civil Commotion

Aircraft and Vehicles

Smoke

Volcanic Eruption

Vandalism and Malicious Mischief

Sudden and Accidental Discharge of

Water or Steam 4% of Coverage A up to a maximum of $5,000

Falling of Trees

Weight of Ice, Snow or Sleet

Collapse

Breakage of Glass

Theft

Residential

Building Limits $250,000

Contents Limits $100,000

Commercial

Building Limits $500,000

Contents Limits $500,000

.

.

.

.

.

510 N VALLEY MILLS DR / Po Box 2650 / WACO, TEXAS 76702-2650

800.749.6419 / NATIONALLLOYDSINSURANCE.COM

FLOOD PROGRAM

For additional information on Flood Insurance

Call 800.749.6419, extension 57570 or go online to

www.NationalLloydsInsurance.com

Rated “A” Excellent by AM Best Servicing the Independent

Online Applications

Flood Zone Determination Assistance

Competitive Commission Rates with

Rollover Incentives

Provide Flood Quotes and Applications up to:

Special Consideration for Real Estate Closings