With One VoiceCapital Campaign

Saint Mary of the Assumption ParishDedham, Massachusetts

Dear Parishioners,

In less than four years, St. Mary of the Assumption Parish will be celebrating a great anniversary. For almost 150 years, our parish has been committed to being a living presence of Jesus Christ, through the proclamation of the Word of God, the celebration of the Sacraments and the lives of our vibrant faith community. While the parish has been blessed with great vitality, recent economic difficulties have had a substantial financial impact on our parish.

I am pleased to announce the inauguration of our parish Debt Reduction Campaign With One Voice to raise the funds necessary to help us address our debt of $1,950,000. This campaign will include pledges from parishioners, a substantial financial gift from the Archdiocese of Boston and a feasible financial plan to pay off the remainder of our loan.

As you can imagine, this is a most important and challenging task and now is the time to come together as a community. The financial plan outlined in this brochure is vital for the life of our parish. I ask that you please read through this brochure and prayerfully consider making a pledge to the best of your ability.

With your help and the help of many in our parish, I am confident we will meet the challenge ahead. I am grateful for the support of so many past and present who continue to make St. Mary Parish a vibrant community of faith.

Sincerely in Christ,

Rev. William T. Kelly Pastor

A Message from Father Kelly

Saint Mary of the Assumption Parish

Parish Debt

Operating Debt owed to the Archdiocese $227,000Parish Debt $1,613,096Church stair repair $85,000

Total Debt $1,925,096

Comprehensive Financial Plan

Debt Reduction Income:Campaign Potential: $400,000 - $800,000RCAB interest adjustment: $390,922RCAB stair contribution: $50,000

Remaining Debt: $684,174 - $1,084,174Loan to be financed over 25 years at 4.5%

Parish BudgetJuly1, 2012 - June 30, 2013(see next page)

Income: $827,450Expenses: $813,274

Net Income or (Loss) $14,176

The Challenge AheadMinimum Goal: $400,000 - Challenge Goal: $800,000

With One Voice

Lay Salaries ........................................$294,000

Nonemployee Compensation ............$18,165

Employee Benefits .............................$79,250

Stipends - Parish Priests .....................$73,350

Stipends - Other ................................$38,325

Professional Development .................$550

Religious Transportation ....................$400

Professional FeeS ...............................$4,908

Office Supplies ..................................$16,600

Telephone..........................................$4,270

Equipment Repair & Contracts .........$4,342

Books & Pamphlets ...........................$13,075

Printing .............................................$4,585

Postage ..............................................$2,200

Dues & Subscriptions .......................$10,100

Equipment Rental .............................$3,570

Weekly Envelopes ..............................$2,675

Household ........................................$1,000

Food ..................................................$32,450

Utilities .............................................$16,175

Heat ..................................................$45,600

Heat Repairs ......................................$7,500

Water & Sewer ..................................$3,480

Property Insurance ............................$26,076

Maintenance - Equipment Contracts $5,261

Maintenance - Supplies .....................$8,025

Maintenance - Grounds ....................$11,325

Maintenance - Buildings ...................$16,100

Vehicle Fuel & Maintenance .............$1,140

Vehicle Insurance & Registration ......$3,312

Pastoral / Liturgical ...........................$18,640

Lifeteen Activities ..............................$15,600

Meetings / Workshops .......................$575

Conference Hospitality......................$400

Acquisition Of Furniture

& Equipment .................................$2,000

Building Improvements .....................$7,500

Retreats .............................................$1,000

Interest On Revolving Loan ..............$9,750

IFMR Assessment .............................$10,000

Total Expenses ................................$813,274

Net Income or (Loss) ......................$14,176

AnnuAl Budget

FoR ThE PERIoD JuLy 1, 2012 To JuNE 30, 2013

Income:

Offertory ...........................................$545,000

Holy Days .........................................$11,400

Grand Annual ...................................$72,500

Sacramental Offerings .......................$66,500

Gifts And Bequest .............................$3,500

Religious Education ..........................$37,500

Donations .........................................$36,000

Interest / Dividend Income ...............$150

Rental Income ...................................$14,400

Fundraising .......................................$35,000

Other Income ...................................$5,500

Total Income ...................................$827,450

Expenses:

An Appeal for Special GenerosityWhatever you decide to contribute should be related to how you live and to the

blessings God has bestowed upon you. If you are financially able to pledge as much as $10,000, $25,000, $50,000 or more, we ask you to be leaders in our campaign with these substantial gifts.

Tax Advantages of Thoughtful GivingFederal and state laws on income and inheritance taxes encourage charitable

giving. All annual contributions to our campaign are tax deductible for those who itemize their deductions.

It is particularly advantageous for some people to contribute appreciated securities (stock), real property, or other valuables. The current fair market value of securities or property is deductible and by transferring these assets to the church the donor pays no capital gains tax.

Because each family situation is unique, we urge you to discuss your commitments within your family. You may also wish to discuss it with your financial advisor to see which plan would be most beneficial to you and to Saint Mary of the Assumption Parish.

“Everyone must give according to what he has inwardly decided;

not grudgingly, for God loves a cheerful giver. God can multiply his

favors among you so that you will always have enough of everything

and even a surplus for good works.” -- Saint Paul (2 Cor 9:7-8)

Please Keep in MindNo one can tell you how much you should give. You are the only one who

actually decides what to contribute, since everyone’s financial obligations are different. What you give will be held in the strictest confidence.

This is our parish and only through sacrifice can we achieve our goals. All contributions, from the smallest to the largest, will be gratefully appreciated. Your decision is a personal one. It should be made in a spirit of committed Christian stewardship.

Saint Mary of the Assumption Parish

Total Pledge10%

Down Payment

36 Monthly Payments (3 years)

48 Monthly Payments (4 years)

Daily Sacrifice (4 years)

$50,000 $5,000 $1,250 $938 $31.25

$25,000 $2,500 $625 $469 $15.50

$10,000 $1,000 $250 $188 $6.25

$7,500 $750 $188 $141 $4.75

$5,000 $500 $125 $94 $3.00

$4,000 $400 $100 $75 $2.50

$3,000 $300 $75 $56 $1.90

2 Complete the enclosed pledge envelope. State the total amount of your pledge, enclose your down-payment check, and select the payment plan you prefer for the remainder of your pledge.

Payment reminders will be mailed to you based on the schedule you select on your pledge envelope: monthly, quarterly, semi-annually, annually or however you stipulate.

3 Please mail your completed pledge envelope to the parish or drop it in the Sunday collection. We are asking all parishioners to make their pledge within two weeks. This will give our campaign the needed momentum for success.

As You Make Your Pledge, Please Remember ...• Payments would best be made over a period of 36 months.• Pledge payments are in addition to your regular Offertory contribution. The Sunday

offertory collection pays for the day-to-day operations of the parish, while your pledge in this campaign will be used specifically for our debt campaign.

• Payment reminders and a special payment envelope will be mailed to you in accordance with your payment plan.

• Pledges are not legally binding, but rather are an indication of your intention.• Annual payments toward your pledge are deductible for tax purposes.• Please make checks payable to the “St. Mary Capital Campaign.”

What You are Being Asked to Do

1 Read over the information contained in this brochure and prayerfully consider a sacrifi-cial gift to the best of your ability.

We are asking you to consider a leadership pledge of $4,000 or more to the St. Mary Debt Reduction Campaign. This pledge could be paid with a 10% down payment and monthly installments over a three or four year period. If your situation permits a more substantial pledge, your extra generosity will be most appreciated. If your situation warrants a lesser amount, we ask that you respond as generously as possible. Remember, not everyone can give at the same level. however, everyone can make the same sacrifice.

With One Voice

Saint Mary of the Assumption Parish

God for all times,God of every generation, we praise your loving wisdom.You have nurtured our growth and brought us to this moment bright with the promise of possibility.

With One Voice, we are prepared to tend to our future.Bless us as we accept your challenge.Help us to be good stewards of all you entrust to us.

Give us generous hearts, and a spirit willing to sacrifice that all we do may be to your glory and the good of our community.

As we build up our church,build us up— your Church made of living stones with Jesus Christ as our foundation.

We make this prayer through our Lord Jesus Christ, who lives and reigns with You and the Holy Spirit, One God forever and ever.

Amen.

“Campaign Prayer”

Total Pledge10%

Down Payment

36 Monthly Payments (3 years)

48 Monthly Payments (4 years)

Daily Sacrifice (4 years)

$50,000 $5,000 $1,250 $938 $31.25

$25,000 $2,500 $625 $469 $15.50

$10,000 $1,000 $250 $188 $6.25

$7,500 $750 $188 $141 $4.75

$5,000 $500 $125 $94 $3.00

$4,000 $400 $100 $75 $2.50

$3,000 $300 $75 $56 $1.90

SaintMaryParish•25AveryStreet•Dedham,MA02026

(781)326-0550•www.stmarydedham.com

With One Voice

Saint Mary of the Assumption Parish