Gu i d i n G Yo u r Fi n a n c i a l Fu t u r e.

“Safeguard financial and inSurance ServiceS coordinateS all aSpectS of

our clientS’ financial liveS – helping to create, preServe, and protect

wealth for themSelveS, their familieS and their buSineSSeS.”

Jason Lohe, Principal

Safeguard Financial and Insurance Services is a national full service Financial Planning,

Investment Advisory and Benefits firm. We have built a rock-solid reputation by helping our

clients create, preserve, and protect wealth for themselves, their families and their businesses.

Our team of professional advisors listens carefully to your needs and provides you with

strategic alternatives and comprehensive solutions to help you achieve your financial goals.

In addition, Safeguard Benefits and Insurance Services is an independently licensed insurance

brokerage, thus enabling us to offer a complete suite of life, health, personal and business

insurance needs. Because we are not an agent representing just one insurance company, we

are able to search for the most complete plans and coverage options that align best with their

requirements and budget.

Whether we’re working with you to develop an investment, retirement, wealth management

or individual insurance and employee benefits plans, our focus is very clear – to help our

clients’ create and preserve wealth to meet their short and long term financial objectives.

Welcome

“each of our clientS haS a unique viSion of their financial future.

our job iS to clearly identify their intended deStination and map a

Solid Strategy that will guide them through the journey.”

Misty Walker Lohe, Principal

At Safeguard Financial and Insurance Services, our first task is to fully understand your values

and help you clarify your objectives. We work with you to define a vision for your future that

will guide us in developing your plan. We look at your financial life not only in dollars and

cents, but also in terms of your personal values for your life, your family, and your legacy. We

help you create a financial course that is clear, well defined, and-most importantly-quantifiable.

Creating and implementing your comprehensive financial plan is only the beginning of the

journey. We provide an ongoing process of review, evaluation, and action that helps keep

you on course throughout your lifetime. A well-crafted strategy is designed to be adaptive,

flexible, and open to revision as your needs change.

We offer a comprehensive suite of personal and business financial planning and wealth

management services. Here are just a few ways we help you to achieve your financial goals:

• Wealth Accumulation Strategies

• Financial Analysis

• Portfolio Management

• Cash Management

• Risk Management

Financial Planning

• Retirement Planning

• Business Planning

• Estate Planning

• College Planning

• Income Tax Planning

Employers often use employee benefit plans to attract and keep quality employees. These plans

include a wide range of programs from holiday, vacation and sick pay plans to group insurance

programs. The majority of employers offers employees group medical, dental, vision and many

times, group life insurance. In highly competitive workforce environments, group disability

insurance and attractive retirement programs may be offered as well. We strive to provide our

clients with the latest programs and products at the most affordable rate options.

Safeguard offers a complete suite of Employee Benefits Programs and Products.

employee benefit productS:

• Group Medical Insurance

• Group Dental & Vision Coverage

• Group Life Insurance

• Group Disability Insurance

• Short & Long Term Disability

• Long Term Care

Also, because the Safeguard team of professionals has developed outstanding long-term

relationships within the insurance industry, our clients appreciate our ability to assist them

through the red tape and insurer bureaucracy.

Insurance & Benefits

• 401K, 403b & 457 Plans

• Pension & Profit Sharing Plans

• Section 125/Cafeteria Plans

• Partially Self Funded Programs

• Workers Compensation

• Key Employee Policies

You’ve worked hard all of your life. You have unique needs and financial goals. We understand

your situation is the most important one of all. Safeguard Financial and Insurance Services

advisors work with you to customize a plan based on the full range of financial and estate

planning issues you are likely to face over the course of your lifetime. We evaluate your overall

asset allocation to ensure it matches your goals and your tolerance for risk.

When you become a Safeguard client, we will work with you to develop strategies that can help

you achieve your most important financial objectives. It starts with a conversation where we

will talk about your individual goals and aspirations, as well as creating a detailed landscape

of your current financial situation. By sharing this information, we will match your short term

and long term objectives with your personal risk tolerance and goal achievement timelines. As

your priorities or global market conditions change we will help you find the best solutions to

ensure your long term strategies remain on course.

Safeguard offers a comprehensive suite of individual financial planning, wealth management

and insurance products and services. Here are just a few ways we help you to achieve your

financial goals:

• Wealth Accumulation Strategies

• Estate Planning

• Portfolio Management

• Retirement Planning

• College Planning

Individuals & Families

• Medical Insurance

• Dental and Vision Insurance

• Life Insurance

• Disability Income Insurance

• Long Term Care Insurance

co n F i d e n c e. Sta b i l i t Y . So u n d ad v i c e.

phone: 925-627-1800 | webSite: www.Safeguardfinancial.com

c

orporate

o

ffice: 2999

o

ak

r

oad, Suite 120 |

w

alnut creek, ca

94597

Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Advisory services offered through Safeguard Financial and Insurance Services, a Registered Investment Advisor. Safeguard Financial and Insurance Services and Cambridge are not affiliated. CA #0F06671