Saadiq Account Opening Form
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Saadiq Account Opening Form Saadiq Priority Account
Transcript of Saadiq Account Opening Form
Saadiq Account Opening Form
Saadiq Priority Account
NID No.:
Date of Birth:
Signature Date
Name of Introducer:
Account No. (if any):
Introducer Information (applicable only for customers who do not have NID):
1If there are multiple accountholders, or the accountholder is a minor, the personal information of the additional accountholders, or the guardian of the minor accountholder (Father, Mother or any other Legal Guardian) must be added individually with the second section.
2Only the identification document relevant for financial inclusion products are acceptable by the bank
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Personal Account Opening FormPlease complete all details in CAPITAL letter and strike out the non-applicable fields/boxes
Type of Account:
Currency: Taka
Mode of Operation: Either/SurvivorJointly AnyoneSingly
1 Account Related Information
I/We are applying to open an account in your branch/bank. My/Our account-related and personal details are provided below:
Branch
Standard Chartered Bank
Unique Customer ID Code(Bank use only)
Account Number
Amount of Initial Deposit (in digits):
(in words)
Purpose of Opening Account:
Date
Place of Birth:
Please check “√ ” Yes or No for each of the following questions:
1. Are you a U.S. Resident? 2. Are you a U.S. Citizen? 3. Are you holding a U.S. Permanent Resident Card (Green Card)?
Yes/No
I hereby confirm the information provided above is true, accurate and complete. Subject to applicable local laws, I hereby consent for Standard Chartered PLC or any of its affiliates (collectively ‘‘the Bank’’) to share my information with domestic and overseas tax authorities where necessary to establish my tax liability in any jurisdiction.
2 Applicant’s Personal Information1
Name of Accountholder in English:
Name of Accountholder in Bangla:
Father’s Name:
Mother’s Name:
Husband/Wife’s Name:
a. b. c.
Nationality (Please mention all your nationalities) : (For foreign national, copy of valid passport with VISA has to be mandatorily collected.)
Country of Birth:
Date of Birth: D D M M Y Y Y Y/ /
Occupation (with Designation):
Where applicable, Bangladesh Bank’s Guidelines on Foreign Exchange Transactions has to be followed
Residence Status: Resident Non-Resident
Gender:
Salaried (Controller/Owner/Director) Self-EmployedSalariedStudent Unemployed RetiredHomemaker
Work Type:
Organisation’s Name:
Monthly Income:
Source of Fund:
eTIN Number (if any):
(a) National Identification (NID) No.:
(b) Passport No./Birth Certificate Registration No./Other2 (Please specify):
OR
For adult Resident Bangladesh Nationals
Identification Document:
Permanent Address:
Apartment: House No.: Street:
Post Code: Upazila/Thana: District:
Phone No.:
Mobile No.:
E-mail:
Date of Issue:
Expiry Date:
Country of Issuance:
Mailing Address: Permanent AddressPresent Address
Contact Information:
Present Address:
Apartment: House No.: Street:
Post Code: Upazila/Thana: District:If your Present Address is the same as your Permanent Address, then you do not have to fill up the permanent address section below.
Account Title in English:
Account Title in Bangla:
OthersSaadiq Hajj Savers
Saadiq Super Savers PremiumSaadiq Current
Saadiq eSavers Saadiq Savings
(For Non-Resident Bangladeshi, copy of valid passport is mandatory)
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5 Information on your other bank accounts/Other Finance Accounts/Other Credit Card
Bank and Branch NameDeposit Account Finance Account Credit Card
Type of Account operated (Please Tick)
Permanent Address:
Name:
NID No./Passport No./Birth Certificate Registration No./Other(Please specify):
NID No./Passport No./Birth Certificate Registration No./Other(Please specify):
In case the nominee is minor, information on the individual who will receive the money as per section 103 (2) of The Bank Company Act, 1991 in the event of death of the account holder(s) where the nominee still remains a minor:
Relationship with Accountholder:
Account Number:
Number of Nominee(s):
3 Nominee(s)3 Related Information
(Bank Use Only)
I/We hereby nominate the following person(s) to receive the fund of this account after my/our death. I/We reserve the right to cancel/amend this nomination at any time using appropriate forms and giving at least 30 days lead time to the Bank. I/We further declare that the Bank will not be liable for any payment affected according to my/our instruction. This nomination will be applicable for all existing and future accounts with and services from your Bank, unless otherwise specified by me/us. I/We further agree that the Bank will make payments as per my/our instruction and if the payment is made, all its obligations in respect of the fund concerned shall be deemed fulfilled.
Present Address:
Percentage (%) nominated for:
Name:
Nominee Details:
Date of Birth: D D M M Y Y Y Y/ /
Relationship with Nominee:3If there are multiple nominees, each nominee’s personal information has to be recorded separately in Section 3 or as an enclosure with Section 3.
Information Specific to Credit Card (linked to Priority Account Balance)
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Educational Qualification
Post Graduate Graduate HSC Other
Select Your Choice of Card :
Visa Patinum (Saadiq)
Your name, as you would like it on the card(leave one space between names, do not use title and nick name, with spaces maximum 19 characters allowed):
Residence Type (ownership of residence):
Owned/Family Owned Rented Company provided
Card Cheque Application
Yes
Please supply one (1) Cheque Book:
*Note: First Cheque Book of 10 leaves at free of cost
Standing Instruction (Mandatory)
*Monthly Payment % Minimum amount Due% of current balance
Note: *If this is left blank, your account will be debited for the Minimum Amount Due. *Conditions apply (as stated in Credit Card Terms & Conditions)
Yes, I would like to have my Account automatically debited each month for payment of my credit card dues as follows:
Emergency Contact Details (Immediate family members only)
Name
Residential Address
Mobile No.
Relationship.
Mailing Instructions for Card delivery
Your Card will be delivered to your Present Address (address as mentioned in this Application Form)
Please be informed that if we are unable to deliver your Card at your mailing address, the Card may be forwarded to your preferred branch.Please mention your preferred branch for Card delivery:
MOST IMPORTANT DOCUMENT /MÖvnK m¤§wZcÎ*C
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I agree with the weightage applicable for my Saadiq Savings/Saadiq eSavers/Saadiq Super Savers Premium/Saadiq Graduate Account/Term Account/Saadiq Hajj Savers/Saadiq MortgageOne Savings Account which is available at StanChart branch and profit accrual in my account will start from the date of account opening.
Ancillary Products: I understand that Phone Banking (Telephone Identification Number), SMS Banking and Saadiq Debit Card are bundled with my Account and The Bank shall deduct charges as applicable for such services.
Fees & Charges: Fees and charges have been explained to me & I have read and understood the latest Saadiq Schedule of Charges.
(For Personal Account opening only/ïaygvÎ cv‡m©vbvj GKvD›U I‡cwbs‡qi †ÿ‡Î cÖ‡hvR¨)(Please read and sign to confirm that all information relevant to your Bank Account has been provided to you at the time of Account opening)/wb‡¤œ ewY©Z Z_¨mg~n AbyMÖn K‡i c‡o Ges ¯^vÿi K‡i wbwðZ Kiæb †h, Avcbvi GKvD›U †Lvjvi mgq GKvD›U mswkøó mg¯Í Z_¨ m¤ú‡K© Avcwb AeMZ Av‡Qb)
Accountholder’s Declarations: I confirm that I have understood & agreed with all the following product featuresGKvD›U‡nvìv‡ii †NvlYv: Avwg wbwðZ KiwQ †h, wb‡¤œ cÖ`Ë †cÖvWv‡±i mKj welq Avwg AeMZ n‡qwQ I m¤§wZ Ávcb KiwQ
e¨vsK KZ©…K †NvwlZ ZvwjKv Abyhvqx Avgvi mvw`K †mwfsm/mvw`K B-†mfvim/mvw`K mycvi †mfvim wcÖwgqvg/mvw`K MÖ¨vRy‡qU GKvD›U/†gqv`x GKvD›U/mvw`K nR¡ †mfvim/mvw`K gU©‡MR-Iqvb †mwfsm GKvD›U-Gi cÖ‡hvR¨ gybvdvi Zyjbvg~jK aviYv m¤ú‡K© Avwg AeMZ AvwQ Ges GKvD›U †Lvjvi ZvwiL †_‡K Avgvi GKvD‡›Ui gybvdv MYbv ïiæ Kiv n‡e|
wd I PvR©mg~n: wd I PvR©mg~n Avgv‡K we¯ÍvwiZ Rvbv‡bv n‡q‡Q Ges mv¤úªwZK mvw`K PvR©mg~‡ni ZvwjKv Avwg c‡owQ I eyS‡Z †c‡iwQ|
mnvqK †cÖvWv±mg~n: Avwg AeMZ AvwQ †h, †dvb e¨vswKs †Uwj‡dvb AvB‡Ww›Uwd‡Kkb bv¤^vi), GmGgGm e¨vswKs Ges mvw`K †WweU KvW© Avgvi GKvD‡›U AšÍ©f~³ n‡e Ges e¨vsK G msµvšÍ h_vh_ PvR© Av`vq Ki‡e|
Uvb©A¨vivDÛ UvBg: Avwg AeMZ AvwQ †h, Avgvi †WweU KvW© I †PKeB †c‡Z Kgc‡ÿ 2wU Kg©w`em mgq jvM‡e|Turnaround time: I understand that it may require minimum two working days to deliver my Debit Card and Chequebook.
Declaration of the Bank: I understand that the weightages applicable for my Saadiq Savings/Saadiq eSavers/Saadiq Super Savers Premium/Saadiq Graduate Account/Term Account/Saadiq Hajj Savers/Saadiq MortgageOne Savings Account, as well as the fees and charges may change from time to time at the sole discretion of Standard Chartered Bank by displaying a notice of such effect at the branch and/or by any other reasonable means of notification of such changes. I shall be deemed to have accepted such changes if the Bank does not receive any notice to the contrary from me within 3 days from the issuance of such notice.e¨vsK-Gi GLwZqvi: Avwg AeMZ AvwQ †h, Avgvi mvw`K †mwfsm/mvw`K B-†mfvim/mvw`K mycvi †mfvim wcÖwgqvg/mvw`K MÖ¨vRy‡qU GKvD›U/†gqv`x GKvD›U/mvw`K nR¡ †mfvim/mvw`K gU©‡MR-Iqvb †mwfsm GKvD›U-Gi gybvdv wKsev wd I PvR©mg~n ÷¨vÛvW© PvU©vW© e¨vsK-Gi GKK wm×v‡šÍ †h †Kvb mgq cwieZ©b n‡Z cv‡i hv eªv mg~‡n cÖ`wk©Z n‡e A_ev Ab¨ †h †Kvb gva¨‡g Avgv‡K Rvbv‡bv n‡e| D³ †bvwUk cÖ`v‡bi wZb w`‡bi g‡a¨ G msµvšÍ †Kvb AvcwË DÌvwcZ bv n‡j mKj kZ©vejx MÖnY‡hvM¨ I cÖ‡hvR¨ e‡j MwYZ n‡e|I/We hereby declare that I/we agree to have my/our security items (viz. Chequebook, Internet Banking PIN, Debit Card and other security items) delivered to my/our mailing address and also understand that Debit Card will be delivered in deactivated status for security reason.Avwg/Avgiv †NvlYv KiwQ †h, Avgvi/Avgv‡`i e¨vsK m¤úwK©Z wmwKDwiwU AvB‡Ug mg~n (†hgb, †PKeB, B›Uvi‡bU e¨vswKs wc.AvB.Gb, †WweU KvW© I Ab¨vb¨ wmwKDwiwU AvB‡Ug mg~n) e¨vsK KZ…©K Avgvi/Avgv‡`i †hvMv‡hv‡Mi Rb¨ wbewÜZ wVKvbvq cvVv‡Z ivwR AvwQ Ges AviI AeMZ AvwQ †h, †WweU KvW© wbivcËvi ¯^v‡_© wbw¯Œq Ae¯’vq Avgvi wVKvbvq cvVv‡bv n‡e|
I agree that I can apply for the Graduate Account between the age of 18 to 26. Upon reaching the age of 26, my account will be converted to eSavers Account. I also agree that I need to submit a photocopy of my valid student ID card and show my original student ID card for verification purpose.Avwg m¤§wZ cÖKvk KiwQ †h, MÖ¨vRy‡qU GKvD›U-Gi Rb¨ Av‡e`bKv‡j Avgvi eqm 18 †_‡K 26 eQ‡ii AšÍeZ©x n‡Z n‡e| Avgvi eqm 26 eQi c~Y© nIqv gvÎB Avgvi MÖ¨vRy‡qU GKvD›UwU B-†mfvim GKvD›U wn‡m‡e cwiewZ©Z n‡e| Avwg AeMZ AvwQ †h, Av‡e`b Kivi Rb¨ Avgv‡K KvhK©i I ˆea ÷z‡W›U AvBwW Kv‡W©i d‡UvKwc Rgv w`‡Z n‡e Ges wPwýZKiY I hvPvBKi‡Yi Rb¨ Avmj AvBwW KvW©wU cÖ`k©b Ki‡Z n‡e|
If there is no transaction initiated by me for 2 years in case of Savings Account and 1 year in case of Current Account then the account will be classified as ‘Dormant’.mÂqx wnmv‡ei †ÿ‡Î 2 eQi Ges PjwZ wnmv‡ei †ÿ‡Î 1 eQi Avgvi Øviv †Kvb †jb‡`b bv n‡j wnmve ÔWi‡g›UÕ e‡j MY¨ n‡e|
Profit application/gybvdv A¨vwcø‡Kkb: I understand that/Avwg AeMZ AvwQ †h,
Profit in my Saadiq Savings/Saadiq eSavers/Saadiq Hajj Savers/Saadiq MortgageOne Savings Account will be accrued on monthly average balance and applied on quarterly basis.Avgvi mvw`K †mwfsm/mvw`K B-†mfvim/mvw`K nR¡ †mfvim/mvw`K gU©‡MR-Iqvb †mwfsm GKvD›U-Gi gybvdv MYbv Kiv n‡e gvwmK A¨vfv‡iR e¨v‡j‡Ýi wfwˇZ Ges cÖ`vb Kiv n‡e ˆÎgvwmK wfwˇZ|
Profit in my Saadiq Super Savers Premium/Saadiq Graduate Account will be accrued on monthly average balance and applied on monthly basis.Avgvi mvw`K mycvi †mfvim wcÖwgqvg/mvw`K MÖ¨vRy‡qU GKvD›U-Gi gybvdv MYbv Kiv n‡e gvwmK A¨vfv‡iR e¨v‡j‡Ýi wfwˇZ Ges cÖ`vb Kiv n‡e gvwmK wfwˇZ|
Avgvi mvw`K †mwfsm/mvw`K B-†mfvim/mvw`K mycvi †mfvim wcÖwgqvg/mvw`K MÖ¨vRy‡qU GKvD›U/†gqv`x GKvD›U/mvw`K nR¡ †mfvim/mvw`K gU©‡MR-Iqvb †mwfsm GKvD›U gy`vivevi bxwZgvjvi Dci cÖwZwôZ| Bmjvgx kixqvn-Gi Av‡jv‡K, hw` gy`vivevi mÂqx e¨e¯’vcbvi †Kvb ¶wZ nq, Avwg †mB ¶wZ Avgvi As‡ki Abycv‡Z enb Ki‡ev|
My Saadiq Savings/Saadiq eSavers/Saadiq Super Savers Premium/Saadiq Graduate Account/Term Account/Saadiq Hajj Savers/Saadiq MortgageOne Savings Account are based on the principles of Mudaraba. In-line with the rules of Islamic Shariah in case the Mudaraba Asset incurs a loss, I will have to bear this loss in the ratio of my share in the Mudaraba.
Applicable for Employee Banking/Ggcøwq e¨vswKs Gi Rb¨ cÖ‡hvR¨I agree that if the Salary is not credited/deposited in my account for six (6) consecutive months, the Bank will have the right to de-enroll me from thePayroll Banking benefits at any point in time.GKvav‡i Qq (6) gvm Avgvi †eZb GB GKvD‡›U Rgv bv n‡j, e¨vs‡Ki GLwZqvi Abyhvqx †c‡ivj e¨vswKs myweavw` GB GKvD‡›U cÖ‡hvR¨ n‡e bv|
fzjekZ m¨vjvix GKvD‡›U †eZb Rgv n‡j Zv cÖZ¨vc©‡Yi Rb¨ Avgvi wb‡qvMKZ©vi BÝvUªvKkb cÖ‡hvR¨ n‡e|
Credit reversal or refunds of salary from the payroll accounts will be done based on the instruction from the employer if there is an erroneous instruction from the employer.
Special features applicable only for Saadiq eSavers Account/ïaygvÎ mvw`K B-†mfvim GKvD‡›Ui Rb¨ cÖ‡hvR¨ we‡kl Z_¨mg~n:Usage of Alternate Channels*: I understand that for Saadiq eSavers Account, all transactions are supposed to be carried out through the Alternate Channels of Standard Chartered Bank.Aëvi‡bU P¨v‡bjmg~‡ni e¨enviwewa*: Avwg AeMZ AvwQ †h, mvw`K B-†mfvim GKvD›U-Gi Rb¨ mg¯Í †jb‡`b ÷¨vÛvW© PvU©vW© e¨vsK-Gi Aëvi‡bU P¨v‡bjmg~‡ni gva¨‡g Kiv eva¨Zvg~jK|
†PKeB: mvw`K B-†mfvim GKvD‡›Ui Rb¨ ÒGKvD›U †cwq IbwjÓ wcÖ-wcÖ‡›UW †PKeB cvIqv hv‡e| (GB †P‡Ki gva¨‡g bM` D‡Ëvjb wKsev evn‡Ki gva¨‡g †jb‡`b MÖnY‡hvM¨ bq)
Chequebook: “Account Payee Only” pre printed Chequebook is available for Saadiq eSavers Account. (no bearer or cash withdrawal is allowed through this cheque)
I understand that I will be able to enjoy the benefits of a Credit Card and/or Personal Finance along with my account as part of Easy/Employee Banking Value Pack subject to fulfilment of the Bank’s Credit norms. The annual fees for this Card and Processing fee for Personal Finance will be discounted as appropriate. The activation, usage and retention of this Card will be solely at my discretion.
Avwg AeMZ AvwQ †h, e¨vs‡Ki FY bxwZgvjv c~iY mv‡c‡ÿ Avgvi e¨vsK GKvD‡›Ui cvkvcvwk BwR A_ev Bwe f¨vjy c¨v‡KR Ask wn‡m‡e Avwg GKwU †µwWU KvW©/cv‡m©vbvj dvBbv‡Ýi myweav Dc‡fvM Kie| Kv‡W©i †ÿ‡Î n«vmK…Z evwl©K wd Ges cv‡m©vbvj dvBbv‡Ýi †ÿ‡Î n«vmK…Z cÖ‡mwms wd h‡_vchy³ fv‡e cÖ‡hvR¨ n‡e| KvW© mwµqKiY, e¨envi Ges Pvjy ivLv Avgvi we‡ePbvaxb n‡e|
I/we understand and also agree that I/we will duly notify the bank regarding departure from Bangladesh and I/we agree that my/our account shall be marked as Non Resident Taka (NRT) account from the date specified on the notification. I understand this NRT marking will have consequences of restricting several types of transaction as per applicable laws of Bangladesh. Similarly I/we will duly notify the bank regarding arrival in Bangladesh from abroad on temporary/permanent basis and I/we agree that my/our account shall be marked as Resident from the date specified on the notification.Avwg/Avgvi AeMZ AvwQ Ges m¤§Z n‡qwQ †h Avwg/Avgiv evsjv‡`‡ki evB‡i hvevi c~‡e© h_vh_ fv‡e Avgvi/Avgv‡`i hvÎvi ZvwiL e¨vsK-‡K AewnZ Kie| DcišÍ Avwg/Avgiv AeMZ AvwQ †h, e¨vsK-†K AewnZ Kivi ZvwiL †_‡K Avgvi/Avgv‡`i A¨vKvD›UwU cÖevmx (NRT) wn‡m‡e MY¨ n‡e Ges evsjv‡`‡ki we`¨gvb AvBb Abyhvqx cÖevmx G¨vKvD‡›U wewfbœ †jb‡`‡bi mxgve×Zv Av‡Q| GKBfv‡e Avwg/Avgiv AeMZ AvwQ †h, Avwg/Avgiv †`‡k †divi ci e¨vsK-†K Avgvi/Avgv‡`i evsjv‡`‡ki cÖZ¨veZ©‡bi ZvwiL AewnZ Kie Ges GKvD›UwU wbevmx (Resident) wn‡m‡e we‡ewPZ n‡e D³ cÖZ¨veZ©‡bi welqwU e¨vsK-†K AewnZ Ki‡Yi ZvwiL †_‡K|
Customer Copy/Kv÷gvi Kwc
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mvw`K mycvi †mfvim wcÖwgqvg GKvD›USaadiq Super Savers Premium Account
mvw`K †mwfsm GKvD›USaadiq Savings Account
mvw`K B-†mfvim GKvD›USaadiq eSavers Account
mvw`K MÖ¨vRy‡qU GKvD›USaadiq Graduate Accountmvw`K Kv‡i›U GKvD›USaadiq Current Account
mvw`K nR¡ †mfvim GKvD›USaadiq Hajj Savers Account
mvw`K gU©‡MR-Iqvb †mwfsm GKvD›USaadiq MortgageOne Savings Account
500,000 UvKvTk. 500,000
100,000 UvKvTk. 100,000
50,000 UvKvTk. 50,000
cÖ‡hvR¨ bqNot applicable
cÖ‡hvR¨ bqNot applicable100,000 UvKvTk. 100,000
byb¨Zg GmI 5,000 UvKvMin SO required Tk. 5,000
Minimum Balance Requirement:
15% VAT is applicable for all fees and chargesGovt. Excise Duty is applicable annually for all AccountsThe Bank reserves the right to amend the Saadiq Schedule of Charges at any time by displaying a notice to such effect at the branch and/or any other reasonable means of notification of such changesFor Saadiq Priority and Premium Banking Customers, separate Schedules of Fees & Charges are applicableFor Saadiq Employee Banking clients, fees and charges shall apply as per Employee Banking agreement
Important Notes:
mKj wd I PvR©mg~‡ni Dci 15% f¨vU cÖ‡hvR¨
mKj GKvD‡›Ui Dci evwl©K ivóªxq G·vBR wWDwU cÖ‡hvR¨
†h †Kvb gyn~‡Z© mvw`K GKvD‡›U †h †Kvb PvR© cwieZ©‡bi wm×všÍ e¨vsK KZ…©K msiwÿZ hv eªv mg~‡ni cÖ`wk©Z n‡e Ges Ab¨ †h †Kvb gva¨‡g Kv÷gvi‡`i Rvbv‡bv n‡e
mvw`K cÖv‡qwiwU Ges wcÖwgqvg e¨vswKs MÖvn‡Ki Rb¨ c„_K wdm GÛ Pv‡R©m cÖ‡hvR¨ n‡e
mvw`K Ggcøqx e¨vswKs MÖvn‡Ki Rb¨ Ggcøqx e¨vswKs Pzw³ Abyhvqx wdm GÛ Pv‡R©m cÖ‡hvR¨ n‡e
¸iæZ¡c~Y© Z_¨:
For more details, please refer to Saadiq Schedule of Charges available at all Standard Chartered brancheswe¯ÍvwiZ Z‡_¨i Rb¨ AbyMÖn K‡i ÷vÛvW© PvU©vW© e¨vsK mvw`K Gi PvR©mg~‡ni ZvwjKv msMÖn Kiæb
1. I am aware that I need to set up a Standing Order (SO) at the time of opening Saadiq Hajj Savers Account and choose monthly amount and tenor at my discre-tion. (Minimum tenor six months and maximum tenor is five years)/Avwg AeMZ AvwQ †h, mvw`K nR¡ †mfvim GKvD›U †Lvjvi mgq Avgv‡K GKwU ÷¨vwÛs AW©vi (GmI) ¯’vcb Ki‡Z n‡e Ges Avgvi wm×všÍ Abyhvqx gvwmK cwigvY I †gqv` DËx‡Y©i ZvwiL wba©vwiZ n‡e| (b~¨bZg †gqv` 6 gvm I m‡e©v”P †gqv` 5 eQi)
2. I understand that Chequebook and Debit card are not applicable for Saadiq Hajj Savers Account/Avwg AeMZ AvwQ †h, mvw`K nR¡ †mfvim GKvD‡›Ui Rb¨ †PK eB I †WweU KvW© cÖ‡hvR¨ bq|
3. I understand that I may set up only one SO, per Saadiq Hajj Savers Account/Avwg AeMZ AvwQ †h, mvw`K nR¡ †mfvim GKvD‡›Ui Rb¨ Avwg GKwU gvÎ GmI ¯’vcb Ki‡Z cvi‡ev| 4. I understand, in case of closure before maturity, I have to close the account and the fund will be transferred to my transactional account. Partial withdrawal is
not allowed in Hajj Savers Account/Avwg AeMZ AvwQ †h, †gqv` †kl nIqvi Av‡M GKvD›UwU eÜ Kivi †¶‡Î Avgvi GKvD‡›Ui dvÛ Uªvb‡RKkbvj GKvD‡›U UªvÝdvi n‡e| nR¡ †mfvim GKvD›U-G AvswkK dvÛ D‡Ëvj‡bi my‡hvM †bB|
5. I understand, for early closure of Hajj Savers Account before SO maturity, no profit will be forfeited/Avwg AeMZ AvwQ †h, ÷¨vwÛs AW©v‡ii †gqv` †k‡li Av‡M nR¡ †mfvim GKvD›U eÜ Ki‡j gybvdv‡Z †Kvb ¶wZ n‡ebv|
6. I understand, based on the purpose of this account, the Bank has set a maximum deposit limit of BDT 50 lac. Any additional amount in Hajj Savers Account over this limit will be reversed back to my account from where SO has been set/Avwg AeMZ AvwQ †h GB GKvD‡›Ui D‡Ïk¨ Abyhvqx e¨vsK m‡e©v”P wW‡cvwR‡Ui cwigvY 50 j¶ UvKv avh© K‡i‡Q| Gi AwZwi³ †h †Kvb cwigvY GmI wba©viYKvix g~j GKvD›U-G †diZ hv‡e|
7. I understand, Hajj Savers Account can also be used for the purpose of Umrah/Avwg AeMZ AvwQ †h, nR¡ †mfvim GKvD›U †mevwU Dgivni D‡Ï‡k¨I e¨envi Kiv †h‡Z cv‡i
Special features applicable only for Saadiq Hajj Savers/ïaygvÎ mvw`K nR¡ †mfvim GKvD‡›Ui Rb¨ cÖ‡hvR¨ we‡kl Z_¨mg~n:
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mvw`K nR¡ †mfvimGKvD›U
Saadiq Hajj Savers Account
Saadiq MortgageOneSavings Account
Tk. 600600 UvKv
Not applicablecÖ‡hvR¨ bq
Not applicablecÖ‡hvR¨ bq
Freewd«
Freewd«
ChargesPvR©mg~n mvw`K mycvi †mfvim
wcÖwgqvg GKvD›Umvw`K gU©‡MR-Iqvb
†mwfsm GKvD›U
†WweU KvW© evwl©K wd (1g eQ‡ii wd GKvD›U †Lvjvi mgq)
Debit Card Annual Fee (1st year Fee will be collected up front)
GKvD›U †gBb‡U‡bÝ wd
Saadiq Super Savers Premium Account
mvw`K †mwfsmGKvD›U
mvw`K B-†mfvimGKvD›U
Saadiq SavingsAccount
Saadiq eSaversAccount
mvw`K MÖ¨vRy‡qUGKvD›U
Saadiq Graduate Account
mvw`K Kv‡i›UGKvD›U
Saadiq CurrentAccount
*For Employee Banking, Debit Card Fee is applicable according to payroll agreements
Tk. 600600 UvKv
Tk. 600600 UvKv
Freewd«
Account Maintenance Fee* Tk. 300 halfyearly
300 UvKv Aa© evwl©K
Account Maintenance Fee is not applicable for Employee Banking
0Tk. 100 half yearlyTk. 200 half yearlyTk. 250 half yearlyTk. 300 half yearly
Up to Tk, 10,000Above Tk 10,000 up to Tk. 25,000Above Tk. 25,000 up to Tk 200,000Above Tk. 200,000 up to Tk 1,000,000Above Tk. 1,000,000
10,000 UvKv ch©šÍ10,000 UvKvi D‡×© Ges 25,000 UvKv ch©šÍ25,000 UvKvi D‡×© Ges 200,000 UvKv ch©šÍ200,000 UvKvi D‡×© Ges 1,000,000 UvKv ch©šÍ1,000,000 UvKvi D‡×©
-0-100 UvKv Aa©evwlK-200 UvKv Aa©evwlK-250 UvKv Aa©evwlK-300 UvKv Aa©evwlK
Saadiq Schedule of Charges (Abridged)/mvw`K PvR©mg~‡ni ZvwjKv (ms‡ÿwcZ)
12-wWwRU wU,AvB,Gb MÖn‡Yi †ÿÎ m¤úªmviY: AvqKi Aa¨v‡`‡ki aviv 184A Gi ms‡kvab
A_© AvBb, 2016 Gi gva¨‡g AvqKi Aa¨v‡`k, 1984 Gi aviv 184A Gi Dcaviv (1) †Z bZzb wZbwU K¬R (y), (z) Ges (za) ms‡hvRb K‡i wb¤œewY©Z e¨w³i Rb¨ 12 wWwRU wU,AvB,Gb MÖnY eva¨Zvg~jK Kiv n‡q‡Q-
(1) miKvi A_ev miKv‡ii †Kvb KZ…©cÿ, K‡c©v‡ikb, mËv ev BDwb‡Ui ev cÖPwjZ †Kvb AvBb, Av‡`k ev `wj‡ji gva¨‡g cÖPwjZ MwVZ †Kvb KZ…©cÿ, K‡c©v‡ikb, mËv ev BDwb‡Ui Kg©Pvix (employee), hw` wZwb mswkøó Avq
eQ‡ii †h †Kv‡bv mgq 2015 mv‡j †NvwlZ PvKwi (†eZb I fvZvw`) Av‡`k, 2015 Gi `kg †MÖW Z`yaŸ© †MÖ‡W A_ev 2015 mv‡j †NvwlZ †h †Kvb †c-†¯‹‡ji `kg †MÖW ev Z`yaŸ© †MÖ‡Wi mgZzj¨ †Kvb †MÖ‡W †eZb-fvZvw` MÖnY K‡ib;
(2) Monthly Payment Order (MPO) Gi AvIZvq miKvi gvwmK 16000/- UvKv Gi †ewk A_© cvb Ggb †Kvb e¨w³ ;
(3) e¨e¯’vcbv I cÖkvmwbK c‡` ev Drcv`‡bi mycvifvBRix c‡` wb‡qvwRZ †Kvb employee, Zvi †eZb-fvZvw` hv-B †nvK bv †Kb|
• Any individual who has taxable income needs to have e-TIN• In case of private sector, any individual working in Managerial, Administrative or Supervisory capacity needs to have e-TIN regardless of his/her annual income• In case of government sector, any individual within pay-scale grade 10 or above or receives more than BDT 16,000 per month from the government needs to have e-TIN
MOST IMPORTANT DOCUMENT /MÖvnK m¤§wZcÎ*C
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I agree with the weightage applicable for my Saadiq Savings/Saadiq eSavers/Saadiq Super Savers Premium/Saadiq Graduate Account/Term Account/Saadiq Hajj Savers/Saadiq MortgageOne Savings Account which is available at StanChart branch and profit accrual in my account will start from the date of account opening.
Ancillary Products: I understand that Phone Banking (Telephone Identification Number), SMS Banking and Saadiq Debit Card are bundled with my Account and The Bank shall deduct charges as applicable for such services.
Fees & Charges: Fees and charges have been explained to me & I have read and understood the latest Saadiq Schedule of Charges.
(For Personal Account opening only/ïaygvÎ cv‡m©vbvj GKvD›U I‡cwbs‡qi †ÿ‡Î cÖ‡hvR¨)(Please read and sign to confirm that all information relevant to your Bank Account has been provided to you at the time of Account opening)/wb‡¤œ ewY©Z Z_¨mg~n AbyMÖn K‡i c‡o Ges ¯^vÿi K‡i wbwðZ Kiæb †h, Avcbvi GKvD›U †Lvjvi mgq GKvD›U mswkøó mg¯Í Z_¨ m¤ú‡K© Avcwb AeMZ Av‡Qb)
Accountholder’s Declarations: I confirm that I have understood & agreed with all the following product featuresGKvD›U‡nvìv‡ii †NvlYv: Avwg wbwðZ KiwQ †h, wb‡¤œ cÖ`Ë †cÖvWv‡±i mKj welq Avwg AeMZ n‡qwQ I m¤§wZ Ávcb KiwQ
e¨vsK KZ©…K †NvwlZ ZvwjKv Abyhvqx Avgvi mvw`K †mwfsm/mvw`K B-†mfvim/mvw`K mycvi †mfvim wcÖwgqvg/mvw`K MÖ¨vRy‡qU GKvD›U/†gqv`x GKvD›U/mvw`K nR¡ †mfvim/mvw`K gU©‡MR-Iqvb †mwfsm GKvD›U-Gi cÖ‡hvR¨ gybvdvi Zyjbvg~jK aviYv m¤ú‡K© Avwg AeMZ AvwQ Ges GKvD›U †Lvjvi ZvwiL †_‡K Avgvi GKvD‡›Ui gybvdv MYbv ïiæ Kiv n‡e|
wd I PvR©mg~n: wd I PvR©mg~n Avgv‡K we¯ÍvwiZ Rvbv‡bv n‡q‡Q Ges mv¤úªwZK mvw`K PvR©mg~‡ni ZvwjKv Avwg c‡owQ I eyS‡Z †c‡iwQ|
mnvqK †cÖvWv±mg~n: Avwg AeMZ AvwQ †h, †dvb e¨vswKs †Uwj‡dvb AvB‡Ww›Uwd‡Kkb bv¤^vi), GmGgGm e¨vswKs Ges mvw`K †WweU KvW© Avgvi GKvD‡›U AšÍ©f~³ n‡e Ges e¨vsK G msµvšÍ h_vh_ PvR© Av`vq Ki‡e|
Uvb©A¨vivDÛ UvBg: Avwg AeMZ AvwQ †h, Avgvi †WweU KvW© I †PKeB †c‡Z Kgc‡ÿ 2wU Kg©w`em mgq jvM‡e|Turnaround time: I understand that it may require minimum two working days to deliver my Debit Card and Chequebook.
Declaration of the Bank: I understand that the weightages applicable for my Saadiq Savings/Saadiq eSavers/Saadiq Super Savers Premium/Saadiq Graduate Account/Term Account/Saadiq Hajj Savers/Saadiq MortgageOne Savings Account, as well as the fees and charges may change from time to time at the sole discretion of Standard Chartered Bank by displaying a notice of such effect at the branch and/or by any other reasonable means of notification of such changes. I shall be deemed to have accepted such changes if the Bank does not receive any notice to the contrary from me within 3 days from the issuance of such notice.e¨vsK-Gi GLwZqvi: Avwg AeMZ AvwQ †h, Avgvi mvw`K †mwfsm/mvw`K B-†mfvim/mvw`K mycvi †mfvim wcÖwgqvg/mvw`K MÖ¨vRy‡qU GKvD›U/†gqv`x GKvD›U/mvw`K nR¡ †mfvim/mvw`K gU©‡MR-Iqvb †mwfsm GKvD›U-Gi gybvdv wKsev wd I PvR©mg~n ÷¨vÛvW© PvU©vW© e¨vsK-Gi GKK wm×v‡šÍ †h †Kvb mgq cwieZ©b n‡Z cv‡i hv eªv mg~‡n cÖ`wk©Z n‡e A_ev Ab¨ †h †Kvb gva¨‡g Avgv‡K Rvbv‡bv n‡e| D³ †bvwUk cÖ`v‡bi wZb w`‡bi g‡a¨ G msµvšÍ †Kvb AvcwË DÌvwcZ bv n‡j mKj kZ©vejx MÖnY‡hvM¨ I cÖ‡hvR¨ e‡j MwYZ n‡e|I/We hereby declare that I/we agree to have my/our security items (viz. Chequebook, Internet Banking PIN, Debit Card and other security items) delivered to my/our mailing address and also understand that Debit Card will be delivered in deactivated status for security reason.Avwg/Avgiv †NvlYv KiwQ †h, Avgvi/Avgv‡`i e¨vsK m¤úwK©Z wmwKDwiwU AvB‡Ug mg~n (†hgb, †PKeB, B›Uvi‡bU e¨vswKs wc.AvB.Gb, †WweU KvW© I Ab¨vb¨ wmwKDwiwU AvB‡Ug mg~n) e¨vsK KZ…©K Avgvi/Avgv‡`i †hvMv‡hv‡Mi Rb¨ wbewÜZ wVKvbvq cvVv‡Z ivwR AvwQ Ges AviI AeMZ AvwQ †h, †WweU KvW© wbivcËvi ¯^v‡_© wbw¯Œq Ae¯’vq Avgvi wVKvbvq cvVv‡bv n‡e|
I agree that I can apply for the Graduate Account between the age of 18 to 26. Upon reaching the age of 26, my account will be converted to eSavers Account. I also agree that I need to submit a photocopy of my valid student ID card and show my original student ID card for verification purpose.Avwg m¤§wZ cÖKvk KiwQ †h, MÖ¨vRy‡qU GKvD›U-Gi Rb¨ Av‡e`bKv‡j Avgvi eqm 18 †_‡K 26 eQ‡ii AšÍeZ©x n‡Z n‡e| Avgvi eqm 26 eQi c~Y© nIqv gvÎB Avgvi MÖ¨vRy‡qU GKvD›UwU B-†mfvim GKvD›U wn‡m‡e cwiewZ©Z n‡e| Avwg AeMZ AvwQ †h, Av‡e`b Kivi Rb¨ Avgv‡K KvhK©i I ˆea ÷z‡W›U AvBwW Kv‡W©i d‡UvKwc Rgv w`‡Z n‡e Ges wPwýZKiY I hvPvBKi‡Yi Rb¨ Avmj AvBwW KvW©wU cÖ`k©b Ki‡Z n‡e|
If there is no transaction initiated by me for 2 years in case of Savings Account and 1 year in case of Current Account then the account will be classified as ‘Dormant’.mÂqx wnmv‡ei †ÿ‡Î 2 eQi Ges PjwZ wnmv‡ei †ÿ‡Î 1 eQi Avgvi Øviv †Kvb †jb‡`b bv n‡j wnmve ÔWi‡g›UÕ e‡j MY¨ n‡e|
Profit application/gybvdv A¨vwcø‡Kkb: I understand that/Avwg AeMZ AvwQ †h,
Profit in my Saadiq Savings/Saadiq eSavers/Saadiq Hajj Savers/Saadiq MortgageOne Savings Account will be accrued on monthly average balance and applied on quarterly basis.Avgvi mvw`K †mwfsm/mvw`K B-†mfvim/mvw`K nR¡ †mfvim/mvw`K gU©‡MR-Iqvb †mwfsm GKvD›U-Gi gybvdv MYbv Kiv n‡e gvwmK A¨vfv‡iR e¨v‡j‡Ýi wfwˇZ Ges cÖ`vb Kiv n‡e ˆÎgvwmK wfwˇZ|
Profit in my Saadiq Super Savers Premium/Saadiq Graduate Account will be accrued on monthly average balance and applied on monthly basis.Avgvi mvw`K mycvi †mfvim wcÖwgqvg/mvw`K MÖ¨vRy‡qU GKvD›U-Gi gybvdv MYbv Kiv n‡e gvwmK A¨vfv‡iR e¨v‡j‡Ýi wfwˇZ Ges cÖ`vb Kiv n‡e gvwmK wfwˇZ|
Avgvi mvw`K †mwfsm/mvw`K B-†mfvim/mvw`K mycvi †mfvim wcÖwgqvg/mvw`K MÖ¨vRy‡qU GKvD›U/†gqv`x GKvD›U/mvw`K nR¡ †mfvim/mvw`K gU©‡MR-Iqvb †mwfsm GKvD›U gy`vivevi bxwZgvjvi Dci cÖwZwôZ| Bmjvgx kixqvn-Gi Av‡jv‡K, hw` gy`vivevi mÂqx e¨e¯’vcbvi †Kvb ¶wZ nq, Avwg †mB ¶wZ Avgvi As‡ki Abycv‡Z enb Ki‡ev|
My Saadiq Savings/Saadiq eSavers/Saadiq Super Savers Premium/Saadiq Graduate Account/Term Account/Saadiq Hajj Savers/Saadiq MortgageOne Savings Account are based on the principles of Mudaraba. In-line with the rules of Islamic Shariah in case the Mudaraba Asset incurs a loss, I will have to bear this loss in the ratio of my share in the Mudaraba.
Applicable for Employee Banking/Ggcøwq e¨vswKs Gi Rb¨ cÖ‡hvR¨I agree that if the Salary is not credited/deposited in my account for six (6) consecutive months, the Bank will have the right to de-enroll me from thePayroll Banking benefits at any point in time.GKvav‡i Qq (6) gvm Avgvi †eZb GB GKvD‡›U Rgv bv n‡j, e¨vs‡Ki GLwZqvi Abyhvqx †c‡ivj e¨vswKs myweavw` GB GKvD‡›U cÖ‡hvR¨ n‡e bv|
fzjekZ m¨vjvix GKvD‡›U †eZb Rgv n‡j Zv cÖZ¨vc©‡Yi Rb¨ Avgvi wb‡qvMKZ©vi BÝvUªvKkb cÖ‡hvR¨ n‡e|
Credit reversal or refunds of salary from the payroll accounts will be done based on the instruction from the employer if there is an erroneous instruction from the employer.
Special features applicable only for Saadiq eSavers Account/ïaygvÎ mvw`K B-†mfvim GKvD‡›Ui Rb¨ cÖ‡hvR¨ we‡kl Z_¨mg~n:Usage of Alternate Channels*: I understand that for Saadiq eSavers Account, all transactions are supposed to be carried out through the Alternate Channels of Standard Chartered Bank.Aëvi‡bU P¨v‡bjmg~‡ni e¨enviwewa*: Avwg AeMZ AvwQ †h, mvw`K B-†mfvim GKvD›U-Gi Rb¨ mg¯Í †jb‡`b ÷¨vÛvW© PvU©vW© e¨vsK-Gi Aëvi‡bU P¨v‡bjmg~‡ni gva¨‡g Kiv eva¨Zvg~jK|
†PKeB: mvw`K B-†mfvim GKvD‡›Ui Rb¨ ÒGKvD›U †cwq IbwjÓ wcÖ-wcÖ‡›UW †PKeB cvIqv hv‡e| (GB †P‡Ki gva¨‡g bM` D‡Ëvjb wKsev evn‡Ki gva¨‡g †jb‡`b MÖnY‡hvM¨ bq)
Chequebook: “Account Payee Only” pre printed Chequebook is available for Saadiq eSavers Account. (no bearer or cash withdrawal is allowed through this cheque)
I understand that I will be able to enjoy the benefits of a Credit Card and/or Personal Finance along with my account as part of Easy/Employee Banking Value Pack subject to fulfilment of the Bank’s Credit norms. The annual fees for this Card and Processing fee for Personal Finance will be discounted as appropriate. The activation, usage and retention of this Card will be solely at my discretion.
Avwg AeMZ AvwQ †h, e¨vs‡Ki FY bxwZgvjv c~iY mv‡c‡ÿ Avgvi e¨vsK GKvD‡›Ui cvkvcvwk BwR A_ev Bwe f¨vjy c¨v‡KR Ask wn‡m‡e Avwg GKwU †µwWU KvW©/cv‡m©vbvj dvBbv‡Ýi myweav Dc‡fvM Kie| Kv‡W©i †ÿ‡Î n«vmK…Z evwl©K wd Ges cv‡m©vbvj dvBbv‡Ýi †ÿ‡Î n«vmK…Z cÖ‡mwms wd h‡_vchy³ fv‡e cÖ‡hvR¨ n‡e| KvW© mwµqKiY, e¨envi Ges Pvjy ivLv Avgvi we‡ePbvaxb n‡e|
I/we understand and also agree that I/we will duly notify the bank regarding departure from Bangladesh and I/we agree that my/our account shall be marked as Non Resident Taka (NRT) account from the date specified on the notification. I understand this NRT marking will have consequences of restricting several types of transaction as per applicable laws of Bangladesh. Similarly I/we will duly notify the bank regarding arrival in Bangladesh from abroad on temporary/permanent basis and I/we agree that my/our account shall be marked as Resident from the date specified on the notification.Avwg/Avgvi AeMZ AvwQ Ges m¤§Z n‡qwQ †h Avwg/Avgiv evsjv‡`‡ki evB‡i hvevi c~‡e© h_vh_ fv‡e Avgvi/Avgv‡`i hvÎvi ZvwiL e¨vsK-‡K AewnZ Kie| DcišÍ Avwg/Avgiv AeMZ AvwQ †h, e¨vsK-†K AewnZ Kivi ZvwiL †_‡K Avgvi/Avgv‡`i A¨vKvD›UwU cÖevmx (NRT) wn‡m‡e MY¨ n‡e Ges evsjv‡`‡ki we`¨gvb AvBb Abyhvqx cÖevmx G¨vKvD‡›U wewfbœ †jb‡`‡bi mxgve×Zv Av‡Q| GKBfv‡e Avwg/Avgiv AeMZ AvwQ †h, Avwg/Avgiv †`‡k †divi ci e¨vsK-†K Avgvi/Avgv‡`i evsjv‡`‡ki cÖZ¨veZ©‡bi ZvwiL AewnZ Kie Ges GKvD›UwU wbevmx (Resident) wn‡m‡e we‡ewPZ n‡e D³ cÖZ¨veZ©‡bi welqwU e¨vsK-†K AewnZ Ki‡Yi ZvwiL †_‡K|
Bank Copy/e¨vsK Kwc
Janu
ary
2021
mvw`K mycvi †mfvim wcÖwgqvg GKvD›USaadiq Super Savers Premium Account
mvw`K †mwfsm GKvD›USaadiq Savings Account
mvw`K B-†mfvim GKvD›USaadiq eSavers Account
mvw`K MÖ¨vRy‡qU GKvD›USaadiq Graduate Accountmvw`K Kv‡i›U GKvD›USaadiq Current Account
mvw`K nR¡ †mfvim GKvD›USaadiq Hajj Savers Account
mvw`K gU©‡MR-Iqvb †mwfsm GKvD›USaadiq MortgageOne Savings Account
500,000 UvKvTk. 500,000
100,000 UvKvTk. 100,000
50,000 UvKvTk. 50,000
cÖ‡hvR¨ bqNot applicable
cÖ‡hvR¨ bqNot applicable100,000 UvKvTk. 100,000
byb¨Zg GmI 5,000 UvKvMin SO required Tk. 5,000
Minimum Balance Requirement:
15% VAT is applicable for all fees and chargesGovt. Excise Duty is applicable annually for all AccountsThe Bank reserves the right to amend the Saadiq Schedule of Charges at any time by displaying a notice to such effect at the branch and/or any other reasonable means of notification of such changesFor Saadiq Priority and Premium Banking Customers, separate Schedules of Fees & Charges are applicableFor Saadiq Employee Banking clients, fees and charges shall apply as per Employee Banking agreement
Important Notes:
mKj wd I PvR©mg~‡ni Dci 15% f¨vU cÖ‡hvR¨
mKj GKvD‡›Ui Dci evwl©K ivóªxq G·vBR wWDwU cÖ‡hvR¨
†h †Kvb gyn~‡Z© mvw`K GKvD‡›U †h †Kvb PvR© cwieZ©‡bi wm×všÍ e¨vsK KZ…©K msiwÿZ hv eªv mg~‡ni cÖ`wk©Z n‡e Ges Ab¨ †h †Kvb gva¨‡g Kv÷gvi‡`i Rvbv‡bv n‡e
mvw`K cÖv‡qwiwU Ges wcÖwgqvg e¨vswKs MÖvn‡Ki Rb¨ c„_K wdm GÛ Pv‡R©m cÖ‡hvR¨ n‡e
mvw`K Ggcøqx e¨vswKs MÖvn‡Ki Rb¨ Ggcøqx e¨vswKs Pzw³ Abyhvqx wdm GÛ Pv‡R©m cÖ‡hvR¨ n‡e
¸iæZ¡c~Y© Z_¨:
For more details, please refer to Saadiq Schedule of Charges available at all Standard Chartered brancheswe¯ÍvwiZ Z‡_¨i Rb¨ AbyMÖn K‡i ÷vÛvW© PvU©vW© e¨vsK mvw`K Gi PvR©mg~‡ni ZvwjKv msMÖn Kiæb
1. I am aware that I need to set up a Standing Order (SO) at the time of opening Saadiq Hajj Savers Account and choose monthly amount and tenor at my discre-tion. (Minimum tenor six months and maximum tenor is five years)/Avwg AeMZ AvwQ †h, mvw`K nR¡ †mfvim GKvD›U †Lvjvi mgq Avgv‡K GKwU ÷¨vwÛs AW©vi (GmI) ¯’vcb Ki‡Z n‡e Ges Avgvi wm×všÍ Abyhvqx gvwmK cwigvY I †gqv` DËx‡Y©i ZvwiL wba©vwiZ n‡e| (b~¨bZg †gqv` 6 gvm I m‡e©v”P †gqv` 5 eQi)
2. I understand that Chequebook and Debit card are not applicable for Saadiq Hajj Savers Account/Avwg AeMZ AvwQ †h, mvw`K nR¡ †mfvim GKvD‡›Ui Rb¨ †PK eB I †WweU KvW© cÖ‡hvR¨ bq|
3. I understand that I may set up only one SO, per Saadiq Hajj Savers Account/Avwg AeMZ AvwQ †h, mvw`K nR¡ †mfvim GKvD‡›Ui Rb¨ Avwg GKwU gvÎ GmI ¯’vcb Ki‡Z cvi‡ev| 4. I understand, in case of closure before maturity, I have to close the account and the fund will be transferred to my transactional account. Partial withdrawal is
not allowed in Hajj Savers Account/Avwg AeMZ AvwQ †h, †gqv` †kl nIqvi Av‡M GKvD›UwU eÜ Kivi †¶‡Î Avgvi GKvD‡›Ui dvÛ Uªvb‡RKkbvj GKvD‡›U UªvÝdvi n‡e| nR¡ †mfvim GKvD›U-G AvswkK dvÛ D‡Ëvj‡bi my‡hvM †bB|
5. I understand, for early closure of Hajj Savers Account before SO maturity, no profit will be forfeited/Avwg AeMZ AvwQ †h, ÷¨vwÛs AW©v‡ii †gqv` †k‡li Av‡M nR¡ †mfvim GKvD›U eÜ Ki‡j gybvdv‡Z †Kvb ¶wZ n‡ebv|
6. I understand, based on the purpose of this account, the Bank has set a maximum deposit limit of BDT 50 lac. Any additional amount in Hajj Savers Account over this limit will be reversed back to my account from where SO has been set/Avwg AeMZ AvwQ †h GB GKvD‡›Ui D‡Ïk¨ Abyhvqx e¨vsK m‡e©v”P wW‡cvwR‡Ui cwigvY 50 j¶ UvKv avh© K‡i‡Q| Gi AwZwi³ †h †Kvb cwigvY GmI wba©viYKvix g~j GKvD›U-G †diZ hv‡e|
7. I understand, Hajj Savers Account can also be used for the purpose of Umrah/Avwg AeMZ AvwQ †h, nR¡ †mfvim GKvD›U †mevwU Dgivni D‡Ï‡k¨I e¨envi Kiv †h‡Z cv‡i
Special features applicable only for Saadiq Hajj Savers/ïaygvÎ mvw`K nR¡ †mfvim GKvD‡›Ui Rb¨ cÖ‡hvR¨ we‡kl Z_¨mg~n:
Janu
ary
2021
mvw`K nR¡ †mfvimGKvD›U
Saadiq Hajj Savers Account
Saadiq MortgageOneSavings Account
Tk. 600600 UvKv
Not applicablecÖ‡hvR¨ bq
Not applicablecÖ‡hvR¨ bq
Freewd«
Freewd«
ChargesPvR©mg~n mvw`K mycvi †mfvim
wcÖwgqvg GKvD›Umvw`K gU©‡MR-Iqvb
†mwfsm GKvD›U
†WweU KvW© evwl©K wd (1g eQ‡ii wd GKvD›U †Lvjvi mgq)
Debit Card Annual Fee (1st year Fee will be collected up front)
GKvD›U †gBb‡U‡bÝ wd
Saadiq Super Savers Premium Account
mvw`K †mwfsmGKvD›U
mvw`K B-†mfvimGKvD›U
Saadiq SavingsAccount
Saadiq eSaversAccount
mvw`K MÖ¨vRy‡qUGKvD›U
Saadiq Graduate Account
mvw`K Kv‡i›UGKvD›U
Saadiq CurrentAccount
*For Employee Banking, Debit Card Fee is applicable according to payroll agreements
Tk. 600600 UvKv
Tk. 600600 UvKv
Freewd«
Account Maintenance Fee* Tk. 300 halfyearly
300 UvKv Aa© evwl©K
Account Maintenance Fee is not applicable for Employee Banking
0Tk. 100 half yearlyTk. 200 half yearlyTk. 250 half yearlyTk. 300 half yearly
Up to Tk, 10,000Above Tk 10,000 up to Tk. 25,000Above Tk. 25,000 up to Tk 200,000Above Tk. 200,000 up to Tk 1,000,000Above Tk. 1,000,000
10,000 UvKv ch©šÍ10,000 UvKvi D‡×© Ges 25,000 UvKv ch©šÍ25,000 UvKvi D‡×© Ges 200,000 UvKv ch©šÍ200,000 UvKvi D‡×© Ges 1,000,000 UvKv ch©šÍ1,000,000 UvKvi D‡×©
-0-100 UvKv Aa©evwlK-200 UvKv Aa©evwlK-250 UvKv Aa©evwlK-300 UvKv Aa©evwlK
Saadiq Schedule of Charges (Abridged)/mvw`K PvR©mg~‡ni ZvwjKv (ms‡ÿwcZ)
12-wWwRU wU,AvB,Gb MÖn‡Yi †ÿÎ m¤úªmviY: AvqKi Aa¨v‡`‡ki aviv 184A Gi ms‡kvab
A_© AvBb, 2016 Gi gva¨‡g AvqKi Aa¨v‡`k, 1984 Gi aviv 184A Gi Dcaviv (1) †Z bZzb wZbwU K¬R (y), (z) Ges (za) ms‡hvRb K‡i wb¤œewY©Z e¨w³i Rb¨ 12 wWwRU wU,AvB,Gb MÖnY eva¨Zvg~jK Kiv n‡q‡Q-
(1) miKvi A_ev miKv‡ii †Kvb KZ…©cÿ, K‡c©v‡ikb, mËv ev BDwb‡Ui ev cÖPwjZ †Kvb AvBb, Av‡`k ev `wj‡ji gva¨‡g cÖPwjZ MwVZ †Kvb KZ…©cÿ, K‡c©v‡ikb, mËv ev BDwb‡Ui Kg©Pvix (employee), hw` wZwb mswkøó Avq
eQ‡ii †h †Kv‡bv mgq 2015 mv‡j †NvwlZ PvKwi (†eZb I fvZvw`) Av‡`k, 2015 Gi `kg †MÖW Z`yaŸ© †MÖ‡W A_ev 2015 mv‡j †NvwlZ †h †Kvb †c-†¯‹‡ji `kg †MÖW ev Z`yaŸ© †MÖ‡Wi mgZzj¨ †Kvb †MÖ‡W †eZb-fvZvw` MÖnY K‡ib;
(2) Monthly Payment Order (MPO) Gi AvIZvq miKvi gvwmK 16000/- UvKv Gi †ewk A_© cvb Ggb †Kvb e¨w³ ;
(3) e¨e¯’vcbv I cÖkvmwbK c‡` ev Drcv`‡bi mycvifvBRix c‡` wb‡qvwRZ †Kvb employee, Zvi †eZb-fvZvw` hv-B †nvK bv †Kb|
• Any individual who has taxable income needs to have e-TIN• In case of private sector, any individual working in Managerial, Administrative or Supervisory capacity needs to have e-TIN regardless of his/her annual income• In case of government sector, any individual within pay-scale grade 10 or above or receives more than BDT 16,000 per month from the government needs to have e-TIN
Avwg AeMZ AvwQ †h, Avgvi mvw`K KvW©wU kixqvn& m¤§Z bq Ggb †Kv‡bv c‡q›U Ad †mj/AbjvBb †jb‡`b G e¨envi Kiv hv‡e bv|
I understand that this Saadiq Card cannot be used for any POS/Online transaction(s) which is not Shariah compliant.
m¤§vwbZ Av‡e`bKvix,÷¨vÛvW© PvU©vW© mvw`K †µwWU KvW© -G Av‡e`‡bi Rb¨ Avcbv‡K ab¨ev`| †µwWU KvW© m¤c‡K©
AeMwZi Rb¨ wb‡Pi ¸iæZ¡c~Y© Z_¨vw` AbymiY Kiæb Ges m¤c~Y© AeMZ nIqvi ci Avcbvi
m¤§wZm~PK ¯^v¶i cÖ`vb Kiæb|
Customer Declaration/MÖvnK A½xKvibvgvn¨uv bv
Dear Applicant, Thank you for your application for Standard Chartered Saadiq Credit card. To ensure clarity regarding the Bank’s offer, we request you to go through the declaration and salient points given below and sign your acceptance for the same.
I, ________________________________ _______________ have read and understood the above statements and the contents mentioned overleaf. I also confirm that the declaration provided by me in this form is true and correct. I confirm that I have not given any cash or cheque to any person of the Bank for the approval of this Saadiq Credit Card Application or for any other purpose in relation to this Application.
I also confirm that Mr./Ms. ________________________________________________,
Bearing BDO/RM code ____________________________ has explained to me all the features of Standard Chartered Credit Card.I acknowledge that I have received a copy of this MID.
Avwg,________________________________________________ DcwiwjøwLZ Ges
Aci c„ôvi mg¯Í Z_¨vw` c‡owQ Ges m¤c~Y© AeMZ n‡qwQ| Avwg †NvlYv KiwQ †h, GB Av‡e`bc‡Î
Avgvi cÖ`Ë Z_¨vw` m¤c~Y© wbf©‚j Ges mZ¨| Avwg AviI †NvlYv KiwQ †h, Avgvi mvw`K †µwWU
KvW© Av‡e`bcÎwU Rb¨ e¨vs‡Ki m¤§wZ Av`v‡qi A_ev Ab¨ †Kvb D‡Ïk¨ mva‡b Avwg e¨vs‡Ki †Kvb
e¨w³‡K †Kvbiæc bM` UvKv A_ev †PK cÖ`vb Kwiwb|
Avwg †NvlYv KiwQ †h, Rbve/Rbvev _______________________________________,
wewWI/AviGg †KvW ______________________ Avgv‡K ÷¨vÛvW© PvU©vW© mvw`K †µwWU KvW©
mswkøó welqvw` m¤c~Y©fv‡e eY©bv K‡i‡Qb|
Avwg wbwðZ KiwQ †h GB A½xKvi bvgvi GKwU Kwc Avwg ey‡S †c‡qwQ|
Yes No
Documents Submitted/cÖ‡qvRbxq KvMRcÎ
eTIN/eTIN certificate/IT-88 etc.BwUAvBGb/BwUAvBGb mvwU©wd‡KU/AvBwU-88 BZ¨vw`
Memorandum/Article of Association†g‡gvivÛvg/AvwU©‡Kjm Ae G¨v‡mvwm‡qkb
Standing Instruction to debit my account toward Saadiq Credit Card Paymentsmvw`K †µwWU KvW© †c‡g‡›Ui †¶‡Î GKvD›U n‡Z †WweU Gi Rb¨ ÷¨vwÛs BÝUªvKkb
Others (Please specify)Ab¨vb¨ (AbyMÖnc~e©K D‡jøL Kiæb)
Salary Slip/ Pay Slip/Salary Certificatem¨vjvwi w¯øc/†c- w¯øc/m¨vjvwi mvwU©wd‡KU
Copy of National ID (for Bangladeshi national) or Passport (for foreign nationals only)RvZxq cwiPqc‡Îi Kwc (evsjv‡`kx bvMwi‡Ki Rb¨) A_ev cvm‡cv‡U©i Kwc (ïaygvÎ we‡`kx bvMwi‡Ki Rb¨)
Bank Statementse¨vsK †÷U‡g›U
Trade License†UªW jvB‡mÝ
National ID (NID) No.
RvZxq cwiPqcÎ (GbAvBwW) b¤^i
Applicant’s Signature Application NumberDate (dd/mm/yy)
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Avcbvi mvw`K †µwWU KvW© Av‡e`‡bi Rb¨ ¸iæZ¡c~Y© Z_¨vw`Most Important Information for your Saadiq Credit Card Application
(Global Usage Privileges apply/†Møvevj BD‡mR wcÖwf‡jR cÖ‡qvR¨) Customer Copy/ Kv÷gvi Kwc
Janu
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Avcbvi mvw`K †µwWU KvW© Av‡e`‡bi Rb¨ ¸iæZ¡c~Y© Z_¨vw`Most Important Information for your Saadiq Credit Card Application
(Global Usage Privileges apply/†Møvevj BD‡mR wcÖwf‡jR cÖ‡qvR¨)
Payment due date from statement date/†÷U‡g‡›U D‡jøwLZ ZvwiL n‡Z †c‡g›U ZvwiL ch©šÍ cÖvc¨ mgq
Cash Advance Limit /K¨vk A¨vWfvÝ wjwgU
General/mvaviY
Fees / wd
15 days/15 w`b
50% of credit limit/†µwWU wjwg‡Ui 50%
Tk. 3,000/3,000 UvKv Tk. 5,000/5,000 UvKv
Minimum Amount Due/b~b¨Zg e‡Kqv
Annual Fee (Primary Card)/evwl©K wd (cÖvBgvix KvW©)
1% of principal outstanding and full amount of any fees, charges and instalment amounts, if any (minimum BDT 500)/g~j e‡Kqvi 1% I Ab¨vb¨ cwi‡kvabxq wd, PvR© Ges wKw¯Íi cwigvY-cÖ‡hvR¨ †ÿ‡Î (me©wb¤œ 500 UvKv)
Annual Fee (1st and 2nd Supplementary Card)/evwl©K wd (1g I 2q mvwcø‡g›Uvwi KvW©)
Please make a note of the following Schedule of Charges, so that you remain fully informed as to the charges applicable on your Saadiq Credit Card.
I Frees & Fees I
Avcbvi mvw`K †µwWU KvW©-Gi Dci cÖ‡hvR¨ PvR©mg~n m¤ú‡K© c~Y© AeMwZi Rb¨ AbyMÖn K‡i
wb‡Pi ZvwjKvwU AbymiY Kiæb :
Blocking of card (in case of non-payment)If you are availing multiple Credit Cards from Standard Chartered Bank, we reserve the right to block all the Cards if any of the Cards goes into delinquency due to non-payment. Your Card will only be reinstated once payment on each account is regulated and as per the Bank’s policy.
Disclosure of InformationYou authorise the Bank to use and disclose detailed information relating to the Saadiq Credit Card application and/or Saadiq Credit Card Account, your relationship with the Bank to any credit rating agency, bank, financial institution, leasing company, any regulatory authority with jurisdiction over the bank; any person required by a court of competent jurisdiction; any agent , contractor or third party service providers of the Bank, any potential assignee of the Bank, any company within the Standard Chartered Group and any other person under a duty of confidentiality to the Bank. Such disclosure will be made for purposes as the Bank may in its sole discretion require and without any reference to you.
Please note
• Your Application Form and all supporting documents will form part of Bank’s records and will not be returned.
• The Bank may communicate with you through electronic means such as SMS, e-mail or facsimile
• The Bank reserves the right to reject this Application without assigning any reason
• Subject to approval of this Application, assignment of credit limit is at the sole discretion of the Bank
KvW© eøwKs (†c‡g›U bv Kivi †¶‡Î cÖ‡hvR¨)hw` Avcwb ÷¨vÛvW© PvU©vW© e¨vs‡Ki GKvwaK KvW© e¨envi K‡i _v‡Kb Ges Avcbvi †h‡Kv‡bv GKwU Kv‡W©i †c‡g›U cwi‡kva bv
Kivi ̀ iƒb KvW©wU e¨vs‡Ki Kv‡Q AwbqwgZ n‡q hvq, Z‡e †m‡¶‡Î e¨vsK Avcbvi e¨envi Kiv Acivci KvW©¸‡jv eøK K‡i †`qvi
¶gZv msi¶Y K‡i| †KejgvÎ KvW© †c‡g›U wbqwgZ KiY Ges e¨vs‡Ki cwjwm AbymiY K‡iB Avcbvi KvW© cybivq Kvh©¶g Kiv
hv‡e|
Z_¨cÖKvk/wWm‡K¬vRvi Ad Bbdi‡gkbAvcbvi mvw`K †µwWU KvW© Av‡e`bcÎ, mvw`K †µwWU GKvD›U A_ev e¨vs‡Ki mv‡_ m¤cwK©Z †h‡Kv‡bv Z_¨vw` e¨vsK e¨envi
I cÖKv‡ki AwaKvi msi¶b K‡i Ges †Kvb †µwWU †iwUs ms¯’v, Ab¨vb¨ e¨vsK, Avw_©K cÖwZôvb, wjwRs †Kv¤cvbx, AvBb
cÖ‡qvMKvix ms¯’v, Av`vjZ KZ©…K `vwqZ¡cÖvß †Kvb e¨w³, ms¯’v, K›UªvKUi A_ev Z…Zxq c¶, e¨vsK KZ©…K `vwqZ¡cÖvß †Kvb e¨w³
A_ev ÷¨vÛvW© PvU©vW© MÖæ‡ci †Kvb A½cÖwZôvb cÖ‡qvR‡b Avcbvi †h‡Kv‡bv Z_¨ we¯ÍvwiZ cÖKv‡ki me©mË¡ AwaKvi e¨vsK msi¶b
K‡i| †m‡¶‡Î Avcbvi †Kvb iKg c~e©vbygwZi cÖ‡qvRb †bB|
j¶¨bxq• Avcbvi Av‡e`bcÎ Ges Zrmswkó KvMRcÎ e¨vsK †iKW© wn‡m‡e msi¶b Ki‡e| d‡j `vwLjK…Z KvMRcÎ †diZ‡hvM¨ bq|
• cÖ‡qvRb †gvZv‡eK e¨vsK Avcbvi mv‡_ B‡j±ªwbK †hvM‡hvM gva¨g; †hgb GmGgGm, B-‡gBj A_ev d¨v‡·i gva¨‡g
†hvMv‡hvM Ki‡e|
• †Kvb iKg cÖ`k©bc~e©K e¨vsK †µwWU KvW© Gi Rb¨ Avcbvi Av‡e`b evwZj Kivi AwaKvi msi¶b K‡i|
• Avcbvi Av‡e`bcÎwU e¨vsK KZ©…K M„nxZ nevi ci, e¨vsK †µwWU wjwgU wba©vi‡bi †¶‡Î me©mË¡ msi¶b K‡i|
KwZcq D‡jøL‡hvM¨ welqOther Key Points
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Card Replacement Fee/KvW© cwieZ©‡bi wd
Monthly Maintenance Fee/gvwmK †gBb‡U‡bÝ wd
Late Payment Fee (Applicable if minimum due is not paid within due date) †jU †c‡g›U wd (wba©vwiZ mg‡qi g‡a¨ b~b¨Zg e‡Kqv cwi‡kva Kiv bv n‡j cÖ‡hvR¨)
Access to Signature Lounge/wmM‡bPvi jvD‡Ä cÖ‡ekvwaKvi
Global usage privileges/†Møvevj BD‡mR wcÖwf‡jR
Saadiq Visa Gold Credit Cardmvw`K wfmv †Mvì †µwWU KvW©
Saadiq Visa Platinum Credit Cardmvw`K wfmv cøvwUbvg †µwWU KvW©
Tk. 500/500 UvKv
Tk. 500/500 UvKv
Tk. 1,000/1,000 UvKv
FREE / wd«
FREE / wd«
FREE / wd«
3rd Supplementary Card & onwards/3q mvwcø‡g›Uvwi KvW©)
Tk. 1,000/1,000 UvKv
Tk. 3,500/3,500 UvKvTk. 2,500/2,500 UvKv
Over Limit Service Fee/Ifvi wjwgU mvwf©m wd
Tk. 1,000/1,000 UvKv
Only Card holder/KvW©‡nvìv‡ii Rb¨Not Applicable/cÖ‡hvR¨ bq
Not Applicable/cÖ‡hvR¨ bq
Not Applicable/cÖ‡hvR¨ bq
Priority Pass Membership Fee/cÖv‡qvwiwU cvm †g¤^vikxd wd
Priority Pass Usage Fee/cÖv‡qvwiwU cvm BD‡mR wd
USD 27 (For the Primary Card holder, 3 FREE visits per calendar year)
Other Fees & Charges/Ab v̈b¨ wd I PvR©mg~n (mKj Kv‡W©i Rb¨ cÖ‡hvR¨)
Cash Advance Service Fee/K¨vk A¨vWfvÝ mvwf©m wd
Duplicate statement fee (last 2 months)/Wzwcø‡KU †÷U‡g›U wd (†kl 2 gvm)
Duplicate statement fee (beyond last 2 months)
Returned cheque fee/wiUvb©W †PK wd
Wzwcø‡KU †÷U‡g›U wd (†kl 2 gvm e¨vwZ‡i‡K Av‡Mi gvm ¸‡jvi Rb¨)
CIB Processing Fee/wmAvBwe cÖ‡mwms wd
Certificate charge/mvwU©wd‡KU PvR©
Cheque book issuance Fee/†PK eyK Bm¨y‡qÝ wd:
* 1st card cheque book (10 leaves)/1g KvW© †PKeyK (10 cvZv)
* 2nd cheque book and onwards (20 leaves)/2q Ges cieZ©x KvW© †PKeyK (20 cvZv)
Card Cheque Transaction Fee/KvW© †PK Uªv‡ÄKkb wd
0% InstaBuys pre-closure fee/0% BÝUvevBm wcÖ-†K¬vRvi wd
SMS Banking Transaction Alert fee/GmGgGm e¨vswKs Uªv‡ÄKkb A¨vjvU© wd
Internet Banking/B›Uvi‡bU e¨vswKs
e-Statements/B-†÷U‡g›Um
Auto Billspay/A‡Uv wejm-†c
Tk. 500/500 UvKv
Tk. 500/500 UvKv
Closed Card Administrative Fee/eÜ Kv‡W©i A¨vW‡gwb‡÷ªwUf wd Tk. 500/500 UvKv
Tk. 100/100 UvKv
Tk. 1,000/1,000 UvKv
Tk. 1,000/1,000 UvKv
FREE/wd«
FREE/wd«
FREE/wd«
FREE/wd«
FREE/wd«
FREE/wd«
Not Applicable/cÖ‡hvR¨ bqPassenger Handling Service/†c‡mbRvi †nÛwjs mvwf©m
FREE/wd« (Up to 2 persons)
Tk. 300/300 UvKv
Tk. 300/300 UvKv
20 Leaves: Tk. 200/20 cvZvi †PKeyK : 200 UvKv
15% VAT will be applicable/15 % f¨vU cÖ‡hvR¨ n‡e
No reward points will be calculated for Card Cheque transactions/KvW© †PK-Gi †jb‡`‡bi †ÿ‡Î †Kvb cÖKvi wiIqvW© c‡q›U †hvM n‡e bv
Govt. excise duty is applicable as per Government Regulations/miKvix cÖweavb Abyhvqx AveMvix ïé cÖ‡hvR¨ n‡e
Fund transfers from your credit card to Mobile Wallets through Online Banking or SC Mobile App will be treated as cash advance transaction, and incur cash advance fee.
÷¨vÛvW© PvU©vW© AbjvBb e¨vswKs A_ev SC †gvevBj A¨vc e¨envi K‡i †µwWU KvW© †_‡K †gvevBj Iqv‡j‡U †h‡Kvb dvÛ UªvÝdvi K¨vk A¨vWfvÝ UªvbRvKkb wn‡m‡e MY¨ n‡e
Ges †m‡¶‡Î K¨vk A¨vWfvÝ wd avh© n‡e|
Effective from 01 January 2021 /01 Rvbyqvwi 2021 †_‡K Kvh©Ki n‡e
27 Wjvi
(cÖvBgvwi KvW© †nvìv‡ii Rb¨ cÖwZ eQi 3wU wd« wfwRU)
Wallet Loading Fee/Iqv‡jU †jvwWs wd
1% of the transaction amount (Applicable when credit card is used to add money through mobile wallet portal)/ †gvU †jb‡`‡bi 1% (†µwWU KvW© e¨envi K‡i †gvevBj Iqv‡jU †cvU©v‡j A¨vW gvwb-i †¶‡Î cÖ‡hvR¨)
Avwg AeMZ AvwQ †h, Avgvi mvw`K KvW©wU kixqvn& m¤§Z bq Ggb †Kv‡bv c‡q›U Ad †mj/AbjvBb †jb‡`b G e¨envi Kiv hv‡e bv|
I understand that this Saadiq Card cannot be used for any POS/Online transaction(s) which is not Shariah compliant.
m¤§vwbZ Av‡e`bKvix,÷¨vÛvW© PvU©vW© mvw`K †µwWU KvW© -G Av‡e`‡bi Rb¨ Avcbv‡K ab¨ev`| †µwWU KvW© m¤c‡K©
AeMwZi Rb¨ wb‡Pi ¸iæZ¡c~Y© Z_¨vw` AbymiY Kiæb Ges m¤c~Y© AeMZ nIqvi ci Avcbvi
m¤§wZm~PK ¯^v¶i cÖ`vb Kiæb|
Customer Declaration/MÖvnK A½xKvibvgvn¨uv bv
Dear Applicant, Thank you for your application for Standard Chartered Saadiq Credit card. To ensure clarity regarding the Bank’s offer, we request you to go through the declaration and salient points given below and sign your acceptance for the same.
I, ________________________________ _______________ have read and understood the above statements and the contents mentioned overleaf. I also confirm that the declaration provided by me in this form is true and correct. I confirm that I have not given any cash or cheque to any person of the Bank for the approval of this Saadiq Credit Card Application or for any other purpose in relation to this Application.
I also confirm that Mr./Ms. ________________________________________________,
Bearing BDO/RM code ____________________________ has explained to me all the features of Standard Chartered Credit Card.I acknowledge that I have received a copy of this MID.
Avwg,________________________________________________ DcwiwjøwLZ Ges
Aci c„ôvi mg¯Í Z_¨vw` c‡owQ Ges m¤c~Y© AeMZ n‡qwQ| Avwg †NvlYv KiwQ †h, GB Av‡e`bc‡Î
Avgvi cÖ`Ë Z_¨vw` m¤c~Y© wbf©‚j Ges mZ¨| Avwg AviI †NvlYv KiwQ †h, Avgvi mvw`K †µwWU
KvW© Av‡e`bcÎwU Rb¨ e¨vs‡Ki m¤§wZ Av`v‡qi A_ev Ab¨ †Kvb D‡Ïk¨ mva‡b Avwg e¨vs‡Ki †Kvb
e¨w³‡K †Kvbiæc bM` UvKv A_ev †PK cÖ`vb Kwiwb|
Avwg †NvlYv KiwQ †h, Rbve/Rbvev _______________________________________,
wewWI/AviGg †KvW ______________________ Avgv‡K ÷¨vÛvW© PvU©vW© mvw`K †µwWU KvW©
mswkøó welqvw` m¤c~Y©fv‡e eY©bv K‡i‡Qb|
Avwg wbwðZ KiwQ †h GB A½xKvi bvgvi GKwU Kwc Avwg ey‡S †c‡qwQ|
Yes No
Documents Submitted/cÖ‡qvRbxq KvMRcÎ
eTIN/eTIN certificate/IT-88 etc.BwUAvBGb/BwUAvBGb mvwU©wd‡KU/AvBwU-88 BZ¨vw`
Memorandum/Article of Association†g‡gvivÛvg/AvwU©‡Kjm Ae G¨v‡mvwm‡qkb
Standing Instruction to debit my account toward Saadiq Credit Card Paymentsmvw`K †µwWU KvW© †c‡g‡›Ui †¶‡Î GKvD›U n‡Z †WweU Gi Rb¨ ÷¨vwÛs BÝUªvKkb
Others (Please specify)Ab¨vb¨ (AbyMÖnc~e©K D‡jøL Kiæb)
Salary Slip/ Pay Slip/Salary Certificatem¨vjvwi w¯øc/†c- w¯øc/m¨vjvwi mvwU©wd‡KU
Copy of National ID (for Bangladeshi national) or Passport (for foreign nationals only)RvZxq cwiPqc‡Îi Kwc (evsjv‡`kx bvMwi‡Ki Rb¨) A_ev cvm‡cv‡U©i Kwc (ïaygvÎ we‡`kx bvMwi‡Ki Rb¨)
Bank Statementse¨vsK †÷U‡g›U
Trade License†UªW jvB‡mÝ
National ID (NID) No.
RvZxq cwiPqcÎ (GbAvBwW) b¤^i
Applicant’s Signature Application NumberDate (dd/mm/yy)
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Avcbvi mvw`K †µwWU KvW© Av‡e`‡bi Rb¨ ¸iæZ¡c~Y© Z_¨vw`Most Important Information for your Saadiq Credit Card Application
(Global Usage Privileges apply/†Møvevj BD‡mR wcÖwf‡jR cÖ‡qvR¨)
Janu
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Bank Copy/ e¨vsK Kwc
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Janu
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Avcbvi mvw`K †µwWU KvW© Av‡e`‡bi Rb¨ ¸iæZ¡c~Y© Z_¨vw`Most Important Information for your Saadiq Credit Card Application
(Global Usage Privileges apply/†Møvevj BD‡mR wcÖwf‡jR cÖ‡qvR¨)
Payment due date from statement date/†÷U‡g‡›U D‡jøwLZ ZvwiL n‡Z †c‡g›U ZvwiL ch©šÍ cÖvc¨ mgq
Cash Advance Limit /K¨vk A¨vWfvÝ wjwgU
General/mvaviY
Fees / wd
15 days/15 w`b
50% of credit limit/†µwWU wjwg‡Ui 50%
Tk. 3,000/3,000 UvKv Tk. 5,000/5,000 UvKv
Minimum Amount Due/b~b¨Zg e‡Kqv
Annual Fee (Primary Card)/evwl©K wd (cÖvBgvix KvW©)
1% of principal outstanding and full amount of any fees, charges and instalment amounts, if any (minimum BDT 500)/g~j e‡Kqvi 1% I Ab¨vb¨ cwi‡kvabxq wd, PvR© Ges wKw¯Íi cwigvY-cÖ‡hvR¨ †ÿ‡Î (me©wb¤œ 500 UvKv)
Annual Fee (1st and 2nd Supplementary Card)/evwl©K wd (1g I 2q mvwcø‡g›Uvwi KvW©)
Please make a note of the following Schedule of Charges, so that you remain fully informed as to the charges applicable on your Saadiq Credit Card.
I Frees & Fees I
Avcbvi mvw`K †µwWU KvW©-Gi Dci cÖ‡hvR¨ PvR©mg~n m¤ú‡K© c~Y© AeMwZi Rb¨ AbyMÖn K‡i
wb‡Pi ZvwjKvwU AbymiY Kiæb :
Blocking of card (in case of non-payment)If you are availing multiple Credit Cards from Standard Chartered Bank, we reserve the right to block all the Cards if any of the Cards goes into delinquency due to non-payment. Your Card will only be reinstated once payment on each account is regulated and as per the Bank’s policy.
Disclosure of InformationYou authorise the Bank to use and disclose detailed information relating to the Saadiq Credit Card application and/or Saadiq Credit Card Account, your relationship with the Bank to any credit rating agency, bank, financial institution, leasing company, any regulatory authority with jurisdiction over the bank; any person required by a court of competent jurisdiction; any agent , contractor or third party service providers of the Bank, any potential assignee of the Bank, any company within the Standard Chartered Group and any other person under a duty of confidentiality to the Bank. Such disclosure will be made for purposes as the Bank may in its sole discretion require and without any reference to you.
Please note
• Your Application Form and all supporting documents will form part of Bank’s records and will not be returned.
• The Bank may communicate with you through electronic means such as SMS, e-mail or facsimile
• The Bank reserves the right to reject this Application without assigning any reason
• Subject to approval of this Application, assignment of credit limit is at the sole discretion of the Bank
KvW© eøwKs (†c‡g›U bv Kivi †¶‡Î cÖ‡hvR¨)hw` Avcwb ÷¨vÛvW© PvU©vW© e¨vs‡Ki GKvwaK KvW© e¨envi K‡i _v‡Kb Ges Avcbvi †h‡Kv‡bv GKwU Kv‡W©i †c‡g›U cwi‡kva bv
Kivi ̀ iƒb KvW©wU e¨vs‡Ki Kv‡Q AwbqwgZ n‡q hvq, Z‡e †m‡¶‡Î e¨vsK Avcbvi e¨envi Kiv Acivci KvW©¸‡jv eøK K‡i †`qvi
¶gZv msi¶Y K‡i| †KejgvÎ KvW© †c‡g›U wbqwgZ KiY Ges e¨vs‡Ki cwjwm AbymiY K‡iB Avcbvi KvW© cybivq Kvh©¶g Kiv
hv‡e|
Z_¨cÖKvk/wWm‡K¬vRvi Ad Bbdi‡gkbAvcbvi mvw`K †µwWU KvW© Av‡e`bcÎ, mvw`K †µwWU GKvD›U A_ev e¨vs‡Ki mv‡_ m¤cwK©Z †h‡Kv‡bv Z_¨vw` e¨vsK e¨envi
I cÖKv‡ki AwaKvi msi¶b K‡i Ges †Kvb †µwWU †iwUs ms¯’v, Ab¨vb¨ e¨vsK, Avw_©K cÖwZôvb, wjwRs †Kv¤cvbx, AvBb
cÖ‡qvMKvix ms¯’v, Av`vjZ KZ©…K `vwqZ¡cÖvß †Kvb e¨w³, ms¯’v, K›UªvKUi A_ev Z…Zxq c¶, e¨vsK KZ©…K `vwqZ¡cÖvß †Kvb e¨w³
A_ev ÷¨vÛvW© PvU©vW© MÖæ‡ci †Kvb A½cÖwZôvb cÖ‡qvR‡b Avcbvi †h‡Kv‡bv Z_¨ we¯ÍvwiZ cÖKv‡ki me©mË¡ AwaKvi e¨vsK msi¶b
K‡i| †m‡¶‡Î Avcbvi †Kvb iKg c~e©vbygwZi cÖ‡qvRb †bB|
j¶¨bxq• Avcbvi Av‡e`bcÎ Ges Zrmswkó KvMRcÎ e¨vsK †iKW© wn‡m‡e msi¶b Ki‡e| d‡j `vwLjK…Z KvMRcÎ †diZ‡hvM¨ bq|
• cÖ‡qvRb †gvZv‡eK e¨vsK Avcbvi mv‡_ B‡j±ªwbK †hvM‡hvM gva¨g; †hgb GmGgGm, B-‡gBj A_ev d¨v‡·i gva¨‡g
†hvMv‡hvM Ki‡e|
• †Kvb iKg cÖ`k©bc~e©K e¨vsK †µwWU KvW© Gi Rb¨ Avcbvi Av‡e`b evwZj Kivi AwaKvi msi¶b K‡i|
• Avcbvi Av‡e`bcÎwU e¨vsK KZ©…K M„nxZ nevi ci, e¨vsK †µwWU wjwgU wba©vi‡bi †¶‡Î me©mË¡ msi¶b K‡i|
KwZcq D‡jøL‡hvM¨ welqOther Key Points
*Con
diti
ons
app
ly/*
kZ
© cÖ‡hvR
¨
Card Replacement Fee/KvW© cwieZ©‡bi wd
Monthly Maintenance Fee/gvwmK †gBb‡U‡bÝ wd
Late Payment Fee (Applicable if minimum due is not paid within due date) †jU †c‡g›U wd (wba©vwiZ mg‡qi g‡a¨ b~b¨Zg e‡Kqv cwi‡kva Kiv bv n‡j cÖ‡hvR¨)
Access to Signature Lounge/wmM‡bPvi jvD‡Ä cÖ‡ekvwaKvi
Global usage privileges/†Møvevj BD‡mR wcÖwf‡jR
Saadiq Visa Gold Credit Cardmvw`K wfmv †Mvì †µwWU KvW©
Saadiq Visa Platinum Credit Cardmvw`K wfmv cøvwUbvg †µwWU KvW©
Tk. 500/500 UvKv
Tk. 500/500 UvKv
Tk. 1,000/1,000 UvKv
FREE / wd«
FREE / wd«
FREE / wd«
3rd Supplementary Card & onwards/3q mvwcø‡g›Uvwi KvW©)
Tk. 1,000/1,000 UvKv
Tk. 3,500/3,500 UvKvTk. 2,500/2,500 UvKv
Over Limit Service Fee/Ifvi wjwgU mvwf©m wd
Tk. 1,000/1,000 UvKv
Only Card holder/KvW©‡nvìv‡ii Rb¨Not Applicable/cÖ‡hvR¨ bq
Not Applicable/cÖ‡hvR¨ bq
Not Applicable/cÖ‡hvR¨ bq
Priority Pass Membership Fee/cÖv‡qvwiwU cvm †g¤^vikxd wd
Priority Pass Usage Fee/cÖv‡qvwiwU cvm BD‡mR wd
USD 27 (For the Primary Card holder, 3 FREE visits per calendar year)
Other Fees & Charges/Ab v̈b¨ wd I PvR©mg~n (mKj Kv‡W©i Rb¨ cÖ‡hvR¨)
Cash Advance Service Fee/K¨vk A¨vWfvÝ mvwf©m wd
Duplicate statement fee (last 2 months)/Wzwcø‡KU †÷U‡g›U wd (†kl 2 gvm)
Duplicate statement fee (beyond last 2 months)
Returned cheque fee/wiUvb©W †PK wd
Wzwcø‡KU †÷U‡g›U wd (†kl 2 gvm e¨vwZ‡i‡K Av‡Mi gvm ¸‡jvi Rb¨)
CIB Processing Fee/wmAvBwe cÖ‡mwms wd
Certificate charge/mvwU©wd‡KU PvR©
Cheque book issuance Fee/†PK eyK Bm¨y‡qÝ wd:
* 1st card cheque book (10 leaves)/1g KvW© †PKeyK (10 cvZv)
* 2nd cheque book and onwards (20 leaves)/2q Ges cieZ©x KvW© †PKeyK (20 cvZv)
Card Cheque Transaction Fee/KvW© †PK Uªv‡ÄKkb wd
0% InstaBuys pre-closure fee/0% BÝUvevBm wcÖ-†K¬vRvi wd
SMS Banking Transaction Alert fee/GmGgGm e¨vswKs Uªv‡ÄKkb A¨vjvU© wd
Internet Banking/B›Uvi‡bU e¨vswKs
e-Statements/B-†÷U‡g›Um
Auto Billspay/A‡Uv wejm-†c
Tk. 500/500 UvKv
Tk. 500/500 UvKv
Closed Card Administrative Fee/eÜ Kv‡W©i A¨vW‡gwb‡÷ªwUf wd Tk. 500/500 UvKv
Tk. 100/100 UvKv
Tk. 1,000/1,000 UvKv
Tk. 1,000/1,000 UvKv
FREE/wd«
FREE/wd«
FREE/wd«
FREE/wd«
FREE/wd«
FREE/wd«
Not Applicable/cÖ‡hvR¨ bqPassenger Handling Service/†c‡mbRvi †nÛwjs mvwf©m
FREE/wd« (Up to 2 persons)
Tk. 300/300 UvKv
Tk. 300/300 UvKv
20 Leaves: Tk. 200/20 cvZvi †PKeyK : 200 UvKv
15% VAT will be applicable/15 % f¨vU cÖ‡hvR¨ n‡e
No reward points will be calculated for Card Cheque transactions/KvW© †PK-Gi †jb‡`‡bi †ÿ‡Î †Kvb cÖKvi wiIqvW© c‡q›U †hvM n‡e bv
Govt. excise duty is applicable as per Government Regulations/miKvix cÖweavb Abyhvqx AveMvix ïé cÖ‡hvR¨ n‡e
Fund transfers from your credit card to Mobile Wallets through Online Banking or SC Mobile App will be treated as cash advance transaction, and incur cash advance fee.
÷¨vÛvW© PvU©vW© AbjvBb e¨vswKs A_ev SC †gvevBj A¨vc e¨envi K‡i †µwWU KvW© †_‡K †gvevBj Iqv‡j‡U †h‡Kvb dvÛ UªvÝdvi K¨vk A¨vWfvÝ UªvbRvKkb wn‡m‡e MY¨ n‡e
Ges †m‡¶‡Î K¨vk A¨vWfvÝ wd avh© n‡e|
Effective from 01 January 2021 /01 Rvbyqvwi 2021 †_‡K Kvh©Ki n‡e
27 Wjvi
(cÖvBgvwi KvW© †nvìv‡ii Rb¨ cÖwZ eQi 3wU wd« wfwRU)
Wallet Loading Fee/Iqv‡jU †jvwWs wd
1% of the transaction amount (Applicable when credit card is used to add money through mobile wallet portal)/ †gvU †jb‡`‡bi 1% (†µwWU KvW© e¨envi K‡i †gvevBj Iqv‡jU †cvU©v‡j A¨vW gvwb-i †¶‡Î cÖ‡hvR¨)
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CUSTOMER DETAILS
BENEFICIARY DETAILS
PAYMENT DETAILS
AUTHORITY
ACKNOWLDGEMENT
FOR BANK USE ONLY
Name
Name
Branch
Account Number
Payment by :
Currency & Amount:
Tenor: Minimum 6 months to Maximum 5 years
Frequency:
Remarks
Customer’s Signature
For Standard Chartered Bank Date
Account Number
STANDING ORDER FORMDate __________________
Telephone Extn.
First Payment onDay Month Year
Regular Payment onDay Month Year
Last Payment onDay Month Year
Reference (if required)
Internal transfer
Signature verified Authorised Checked ARS Code/SO No
Including charges Excluding charges
Monthly Quarterly Half-yearly Annually Other (specify)
I/We confirm having read and understood the terms and conditions overleaf, please effect the above instructions.
Dear Customer,We confirm having noted the above standing order subject to our terms and conditions overleaf.
Janu
ary
2021
1. You will maintain sufficient balance in your account to enable the Bank to carry out the standing order on the payment date.
2. On the date of payment, the Bank reserves the right to determine the priority of the payment order against cheques presented to any other existing arrangement made with Bank.
3. In case of a payment date failing on a holiday, the Bank will effect the payment on the next working day.
4. If the account has sufficient funds, the Bank is not obliged to advise the customer. It may nevertheless exercise it’s discretion to remit the standing order in which case the customer must cover the cash-line immediately, or alternatively, may not choose to execute the standing order at a later date.
5. If there are insufficient funds in the account for three successive months, irrespective of payment frequency, the Bank may cancel this instruction without any advice to the customer.
6. The Bank may terminate this standing order as to the future payments at any time after being advised by the beneficiary/beneficiaries that no further payment is required.
7. This order will remain effective notwithstanding the death or bankruptcy/liquidation of the customer until notice of such date or bankruptcy/liquidation or the revocation of this order is received by the Bank.
8. Any amendments/cancellations should reach the Bank at least one week before the next successive payment is due. A charge will be levied for any now standing order and for each subsequent amendment.
9. A commission charge will be levied for each periodic payment effected by the Bank. In addition, incidental postage and/or stamp duty, if applicable, will also be levied.
10. The Bank may, at its discretion, levy a charge for each payment not effected due to insufficient funds in the account.
11. Neither the Bank nor its branches, correspondents, or agents are responsible for any loss, delay, error or omission arising out of any mode of communication used for effecting these payments.
TERMS AND CONDITIONS GOVERNINGSTANDING ORDERS
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Janu
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2021
Janu
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2021
13 of 16
UNDERTAKING
To The Manager,Standard Chartered Bank67 Gulshan AvenueDhaka 1212
Annexure-Ka
LLID:Amount:
Subject: Provision of information on the ownership of companies and their bank liabilities and authorised for CIB Online.
Dear Sir,
I ………………………………............................……… owner/partner/director/guarantor of ……......................................………………….……….……….
am applying for sanction/renewal/rescheduling of a Finance/Investment in my own name/aforementioned company’s name.
My Father’s name ………….............………………......................……., Mother’s name ……...................………………….............................………………..,
Husband’s name …………………………………………………………………................................................................………, (in case of married woman)
Main (permanent) address: Street No./Village …………………….. Street Name/PS/Upazila …………………… District …………………………………
Postal code ………………………………………………………………………. Country……………………………………………………………......…………
Date of Birth……………….......................……… District of Birth ………...............………........………Country of Birth ..………...................…………….....
National ID Number ……………………...................…....................................…. Other ID documents (Passport/Driving License/Nationality Certificate) :
ID Number ……..…..……..........................................….., ID issue date……..……....….......................…., ID issue country………................……..……......
TIN: .…………............................……… Gender: Male/Female, Telephone Number …………………………… are given for your kind consideration. The
list of companies under the ownership of mine along with their bank liability status is given in the following table:
I would like to authorise you to search CIB report through CIB Online system based on the CIB undertaking provided by me. This undertaking is valid
until I would inform to disregard. You are also authorised to search CIB report through online as and when require by the Bank and use the same for
searching CIB online in future.
Apart from stated above, if any liability in my own name or my company’s name is found. I will be bound to obey any decision made by the authority concerned relating to sanctioning/rescheduling of the Finance/Investment applied for and I will be punishable by law providing this false or fabricated information.
Customer’s Name:
Name of the Borrowing Organisation
*If necessary extra paper could be used for list companies.
SerialNo.
Name of the CompanyMain
Address AdditionalAddress
Whether the company is availingany Finance/Investment or not
Name of thebank/FI
Name of thebranch
NoYes
Seal and Signature of the bank official who certified
the borrower
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PRIORITY ELIGIBILITY CRITERIA: I/We would like to open the account under the below criteria (tick one option):
Minimum half-yearly average balance of BDT 3.5 Million in Current/Savings Account; or
Minimum combined half-yearly average balance of BDT 5.00 Million in Current/Savings Account and Term deposit; or
Home Finance outstanding of minimum BDT 7.00 Million with the Bank; or
Employee Banking customers: Monthly net salary credit of BDT 400,000 or above in payroll account. (Please note that this eligibility is subject to review after one year based on your overall relationship with the Bank).
I/We hereby declare that the above specified information is true. I/we will provide all information/documents as per the Bank’s requirements.
I/We hereby declare that I/we have read and understood the Most Important Document (MID) and Terms and Conditions available at www.sc.com/bd.If required I shall provide additional information at the request of the Bank.
I hereby confirm that upon completion of Standing Order (SO) for Saadiq Hajj Savers account, the entire amount to be transferred to my respective transactional Standard Chartered account. I also, confirm not to withdraw any partial amount from this account and only withdraw the entire accumulated amount at one go.
I have also read and undertsood Bangladesh Bank’s notice on Money Laundering Prevention Act, 2012 (MLPA, amended in 2015) and the Anti Terrorism Act, 2009 (ATA, amended in 2013), available for download from www.sc.com/bd, and will co-operate the Bank and the regulatory authority to prevent money laundering and terrorist financing in the country.
Primary Card Applicant Declaration
Your signature below is proof of having read the following:l/We are applying to open a credit card account with your bank. All my/our account related & personal information are attached herewith. If required, l/we shall provide any additional information/documents at the request of the bank. If the credit card is granted, I shall solely operate the card account unless otherwise instructed. I/We declare that the information provided in this Application Form is true, complete and accurate and l/We have not wilfully withheld any material fact. I shall inform you of any changes thereto. I/We hereby authorize Standard Chartered Bank to verify any information pertaining to this Application Form whatever sources it may consider appropriate. I/We accept that Standard Chartered Bank is entitled in its absolute discretion to accept or reject this Application without assigning any reason whatsoever and that the Application and its supporting documents shall become part of the Bank's records and shall not be returned to me. Upon approval of my Application l/We agree to pay the prevailing fees. Where requested, I authorize Standard Chartered Bank to issue Supplementary Card (s) for use on my account to the person (s) named who I undertake is or over 18 years of age, and is a resident of Bangladesh and I agree that you may provide information to him/her about the account. In consideration of the Bank agreeing to accept my request for sending my Credit Card monthly statements to my e-mail address in lieu of paper statements sent through courier service, I hereby agree that all statements (whether through e-Statements service or other means of transmission) sent by the Bank for my Credit Card shall be accepted and upheld by me as correct and authentic. I declare that I shall not raise any objection against the Bank on its agreeing the same and fully accept the risk and responsibility of statements transmitted by the bank. The Bank does not warrant against any external factors affecting the privacy and/or security of e mails during internet transmission. I also agree to keep the Bank indemnified against all actions, proceedings, liabilities and claims cases damages costs and expenses in relations to or arising out of so accepting my request by the Bank and transmission statements and information through e-mail. I assure the Bank that I shall inform it in writing of any change in my e-mail address or any request for discontinuation of this facility to Card Services, Standard Chartered Bank The Bank shall not be liable or responsible for data corruption, delay and/or interception of the information so given and the Bank reserves the right to update and vary such information from time to time and at any time. I hereby agree to indemnify the Bank against any loss, damage, liability or cost incurred by the Bank on account of any breach by me or the Supplementary Cardholder. I also understand that the Supplementary Card fees shall be billed in my statement and it shall be my primary responsibility to honor all charges incurred on the Supplementary Card. The continuation of the membership of the Supplementary Cardholders shall be dependent on the continuation of my membership, I assume full responsibility for complying with the provisions of the Foreign Exchange Regulation Act 1947, and rules, orders and directives issued there under. I understand this card can be used for Internet transactions in line with Bangladesh Bank regulations pertaining to Internet transactions which may change from time to time. I hereby declare that l/we agree to have my security items (viz. Contact Centre TIN, Card Cheque, Internet Banking PIN, Credit Card PIN and other security items) delivered to my mailing address and also understand that Card Cheque and Credit Card will be delivered in deactivated status for security reason. I/We irrevocably authorize and permit the Standard Chartered Bank to disclose and furnish such information that it deems fit concerning my Application, my business, accounts held with the Bank or my relationship with the Bank to the Bank's associates, branches, assignees, agents or other parties. I also irrevocably authorize and permit the Bank to disclose information about my Application/account to any credit rating /reference agency, bank, financial institution, any government regulatory agency or to any one else when the Bank deems it is in its interest to do so. The Bank will immediately comply with disclosure of information to any authority under any law. The Bank shall have the right to check my credit standing at any times as and when the Bank may deem fit without reference to me.
Terms & Conditions of Standard Chartered Bank (‘the Bank') for Cardholders availing the Card Cheque service:
In consideration of the Bank agreeing to accept my request for Card Cheque, the Bank may, in its absolute discretion, issue a Card Cheque book in my name or in the name of my Supplementary Cardholder(s). If a Card Cheque book is issued, I undertake to be fully responsible for its safe custody at all times and I will immediately notify the Bank if the Card Cheque book or any of the Card Cheques contained therein, is lost or stolen. I understand that .the Bank may in its absolute discretion, accept from me any stop cheque instructions (either orally or in writing) in cases where I have lost the relevant Card Cheque or, in other circumstances in which it shall
Declaration and Signature
Janu
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2021
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2021
15 of 16
be allowed by the law and agreed by the Bank. Should the Bank accept any such instruction from me or from some other person purporting to be me, I hereby undertake to indemnify the Bank against any loss, damage, cost (including any legal cost) or demand incurred by it as a result of, or in connection therewith. I take full responsibility of ensuring availability of necessary credit limit in my Credit Card while issuing a Card Cheque. I also fully acknowledge, confirm and accept that the Card Cheque is subject to the laws of Bangladesh. I further acknowledge and confirm that I shall pay the fees and charges as determined by the Bank for return of Card Cheques where my Card Cheque has been returned due to unavailability of Credit Limit.
I acknowledge that activation of my Card Cheque book will constitute binding and conclusive evidence of my confirmation to be bound by these Terms and Conditions.
Disclosure Clause :
I/We hereby consent to Standard Chartered Bank Bangladesh (the "Bank"), its officers and agents disclosing information relating to me/us and my/our account(s) and/or dealing relationship(s) with the Bank, including but not limited to details of my/our facilities, any security taken, transactions undertaken and balances and positions with the Bank, to (i) the head office of the Bank, any of its subsidiaries or subsidiaries of its holding company, affiliates, representative and branch offices in any jurisdiction (the "Permitted Parties"); (ii) professional advisers and service providers of the Permitted Parties who are under a duty of confidentiality to the Permitted Parties; (iii) any actual or potential participant or sub participant in relation to any of the Bank's rights and/or obligations under any agreement between us, or assignee, novatee or transferee (or any agent or adviser of any of the foregoing); (iv) any rating agency, insurer or Insurance/Takaful broker of, or direct or indirect provider of credit protection to any Permitted Party; (v) any court or tribunal or regulatory, supervisory, governmental or quasigovernmental authority with jurisdiction over the Permitted Parties.
Undertaking of CIB DeclarationI/We would like to authorise the Bank to retrieve my/our CIB report through CIB Online system based on the CIB undertaking provided with this application. This undertaking is valid until we inform the Bank to disregard this instruction. You are also authorised to search CIB report online as and when required by the Bank for the purpose of applied finance or credit card. Please note that for any change in personal information or directorship (where applicable), we will notify the bank in writing to update the CIB database and obtain fresh CIB report.
Undertaking by NomineeI/We do hereby declare that, I/We have accepted the nomination as given above. I/We may or may not become eligible for the balance amount of the account holder(s) as nominee(s) and/or being the custodian(s) and trustee(s) of the said balance of the account holder(s). I/We shall follow and comply with the prevailing laws of the land as nominee(s) and custodian(s) for this nomination.
Please AttachPhotograph(s) Here
[Applicant]
Attested byIntroducer
Applicant’s Signature4
Please AttachPhotograph(s) Here
[Nominee/Legal Guardian]
Attested byApplicant
Nominee/Legal Guardian’s Signature
4If the accountholder is a minor, guardian of accountholder will sign in place of Applicant’s signature.
I/We hereby declare that I/we have read and understood the “Client Terms” and “Credit Card Terms” available at www.sc.com/bd.
Janu
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2021
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(Account Opening Approver)(Account Opening Officer)
Seal:
Date:
Name:
Seal:
Date:
Name:
For Bank Use Only
For Individual Lending:
Branch
Branch Code
Relationship No.
Master
Instt. Class
LLID
QLC Code
Sector Type Code
Sector Code Deposit Code
ARM/PBM Code
NB ARM Code
Customer Segment Code
Product Code
FAM Code(if applicable)
ICM Referance No. 1.
ICM Referance No. 2.
ICDD Reference No.
Employer Code
Economic Purpose Code
Product Code
Security Code
SME Code
Type of Withdrawal
Highest Amount of Single
Transaction
TotalAnticipated
Transaction(s) Amount [Monthly]
No. of Anticipated
Transaction(s) [Monthly]
Highest Amount of Single
Transaction
TotalAnticipated
Transaction(s) Amount [Monthly]
No. of Anticipated
Transaction(s) [Monthly]
Type of Deposit
Foreign Inward Remittance
Deposit through transfer/Instrument
Cash (Including Online & ATM)
Deposit/transfer in BO (Stock market) Account
Deposit/transfer from BO (Stock market) Account
Receipt of Export Proceed
Payment against Import
Foreign Outward Remittance
Payment through transfer/instrument
Cash Withdrawal (Including Online & ATM)
Total Probable Deposit
Total Probable Withdrawal
Others(Specify)
Others(Specify)
Transactional Profile
Important Notes: Transaction Profile of the account will be reviewed by the Bank as per the directions of Bangladesh Financial Intelligence Unit (BFIU), Banking Regulation and Policy Department (BRPD) & Group CDD Standards.
Chattogram
Nasirabad Branch1 Shahid Abdul Halim RoadEast Nasirabad
SylhetSylhet Branch7 Noya Sharak, Jail Road, Ward-16
DhakaGulshan Branch67 Gulshan Avenue Gulshan North BranchGulshan Centre PointHouse 23 - 26, Road 90,Gulshan - 2
Dhanmondi Road 5 BranchHouse 6, Road 5, Dhanmondi R/A
Uttara BranchUpdate Tower, Shahajalal AvenuePlot-1, Sector 6, Uttara
Call our 24-hour Client Care Centre at 8332272 or 16233 (from mobile) or visit your nearest Standard Chartered branch. Ja
nuar
y 20
21
