Rocky Creek - April 2016

Copyright © 2016 Peel, Inc. Rocky Creek Connection - April 2016 1

Rocky Creek Connection

NEIGHBORHOOD NEWSLETTER

VOLUME 3 ISSUE 4

*All dates/events subject to change due to weather or other conditions*

2016 HOA EVENTSROCKY CREEK

SPRING – DATE TBDSaturday 3p – 10pAdult Bus Trip• 3-4FunSurpriseDestinationsaroundAustin,Interactivegames,Discountsatlocations• Inadditionwillprobablycosteachresidentabout$25-$35perseat

MAY – DATE TBD80sThrowbackParty• 80sMusic,Trivia,Sing-A-LongDance-A-Long,InteractiveGames,Entertainment&Prizes,BigScreen,Microbrew

JULY - Sat, Sun or Mon of that weekendJuly4thCelebrationMorningBicycleParade/9a-10a• WhatwedidlastyearwithbicycleparadeandJuly4thstuffDayPoolParty/1p-4p• InsidePool–DJ–Microbrew–July4thDécor–Poolgames–FoodTrucks

AUGUSTONE OF THE LAST WEEKENDS OF THE MONTH

EndofSummerPoolParty&BubblePalooza• DJ,Bubbles&Bubblegames,Parkinglotgames,Microbrew&FoodTrucks

OCT./NOVDATE & TIME TBD

FallFestival• PonyRides,PettingZoo,LiveMusic,FreeCateredFood,BalloonArtists,Microbrew,etc.

DEC.DATE & TIME TBD

Christmas/HolidayParty• Picturesw/Santa,ChristmasMusic,HolidayCheer,HotCocoa&cookiesandactivities

Your community’s banking institution is set to change fromAssociationCapitalBank(ACB)toCommunityAssociationBank(CAB)onApril15,2016.AllpaymentsmailedorpaidonlinetoACBwillprocesssuccessfullythroughtheendofApril,afterwhichtimethepaymentsmailedtoACBwillbereturnedtoyou.

Here are three ways to pay your dues: 1.Online—Youcanpayonlinebyvisitinghttps://cabpayments.

mutualofomaha.com(ifyoucurrentlyhaveautomaticpaymentssetupthroughyourcommunitywebsite,pleasestopthosepaymentsand set upnewones.Your current automatic paymentswill notcontinueafterApril2016.)2.Bill Pay–Youcanalsosetupautomaticbillpaymentsfrom

yourpersonalbankinginstitution.(Ifyouhavethesesetupthroughyourpersonalbankcurrently,pleaseupdatethemail-toaddresstotheonebelow).ThesepaymentswillbesentviacheckfromyourbanktoCAB.Makesureyoureferenceyouraccountnumber,andmakeitpayabletoRockyCreekHOA.Pleasehavepaymentssenttotheaddressbelow.3.By Mail–Youcanmailacheckwithyourstatementstubtothe

addressbelow.Pleasebesuretoincludeyouraccountnumberandpropertyaddressonthefaceofyourcheck.

RockyCreekHOAc/oSouthwestManagementServicesPOBox65733Phoenix,AZ85082

OnlinePaymentInformation:Youcanpayonlineby clickinghere.You’llneed the following

information:•ManagementCompanyID:4013•AssociationID:RC•AssociationAccountNumberlocatedonyourstatement*to request your account number please email: accounts@

southwestmanagement.net *Please note that paper statements are mailed out as a courtesy and you

can always review your account information online. Also, the “Dues and Payments” page located on the community website will list all information needed for paying your HOA Assessments.

Community Dues

2 Rocky Creek Connection - April 2016 Copyright © 2016 Peel, Inc.


EMERGENCY NUMBERSEMERGENCY................................................................... 911Fire...................................................................................... 911Ambulance.......................................................................... 911PoliceDepartment..............................................512-314-7590Sheriff–Non-Emergency....................................512-974-0845TravisCountyESDNo.6/LakeTravisFireRescue AdministrationOffice......................................512-266-2533TravisCountyAnimalControl............................512-972-6060

SCHOOLSLakeTravisISD...................................................512-533-6000LakeTravisHighSchool......................................512-533-6100LakeTravisMiddleSchool...................................512-533-6200BeeCaveElementary...........................................512-533-6250

UTILITIESWestTravisCountyPUA(Water)........................512-246-0498PedernalesElectric...............................................512-219-2602AlliantGas(Prophane)........................................866-764-0283AT&T NewService..................................................1-800-464-7928 Repair...........................................................1-800-246-8464 Billing...........................................................1-800-858-7928IESI(Garbage&Recycling)................................512-282-3508TravisCountyHazardousWaste..........................512-974-4343

OTHER NUMBERSBeeCaveCityHall..............................................512-767-6600BeeCaveLibrary.................................................512-767-6620MunicipalCourt.................................................512-767-6630LakeTravisPostalOffice......................................512-263-2458CityofBeeCave...................................www.beecavetexas.com

NEWSLETTER PUBLISHERPeel,Inc..............................................................512-263-9181Editor-JonStein................................ rockycreek@peelinc.comAdvertising..........................................advertising@peelinc.com

IMPORTANT NUMBERS

TheRockyCreekConnectionismailedmonthlytoallRockyCreekresidents.Residents,communitygroups,churches,etc.arewelcometosubmitinformationabouttheirorganizationsinthenewsletter.PersonalnewsfortheStorkReport,TeenageJobSeekers,recipes,specialcelebrations,andbirthdayannouncementsarealsowelcome. If you have an article of interest to the community pleasesubmittorockycreek@peelinc.combythe15thofthemonth.Thenewslettercanalsobeviewedonlineatwww.PEELinc.com.

ARTICLE INFO

SouthwestManagementServices..........................512-266-6771ChristyGross....................... [email protected]

HOA MANAGEMENT

The HOA is seeking volunteers!Rocky Creek Safety Provision Council:

TheSafetyProvisionCouncil is responsible for evaluating theneed, designing and implementing certain safety and/or securitycampaignsorenhancementswithinthecommunity.Thecommitteewill provide theBoardOfDirectorswith recommendation forspecificationsandscopeofservicesforsafetyandsecuritycampaignsandenhancements.Volunteermembersshallremainneutralwheninvestigatingallmeasuresandshallnotattempttoinfluenceothercommitteemembers,BODorHOAmembers.Pleasevisitwww.RockyCreekHOA.comtovolunteer!

Christopher(Chris)isanenergeticandfriendlyboywhoislookingforaforeverfamily.Heisbright,creative,andcuriousabouttheworldaroundhim.Hedoesexceptionallywellinschoolandlovestolearn.Heisespeciallyinterestedinartbutalsodoeswillinscience,math,andreading.Hehasagoodsenseofhumorandenjoystellingstories.HeenjoyselectronicssuchascomputerandDSgames.Hisfavoritegamesareonesaboutsuperheroesandaboutwildlife.Heisveryinterestedinlearningaboutanimalsandtheirhabitats.ChristopheralsolovesbuildingthingswithLegos,andaspirestosomedaybeingafootballorsoccerplayer.LearnmoreaboutChristopherandotherchildrenwaitingtobeadoptedhere:www.heartgallerytexas.com.Adopting a child from the foster care system requires little or

no cost to the adoptive family and fundingmay be available tohelp the adoptive family support the childor siblinggroup.TheHeartGallery ofCentralTexas is a programof Partnerships forChildren.Tolearnmoreabouttheadoptionorfosteringprocess,pleasecalltheHeartGalleryofCentralTexasat (512)834-3102,email [email protected] orvisitourwebsiteat www.partnershipsforchildren.org.

Partnership for Children



Currently located 3miles away in Bee Cave, Bristol Family Eyecare hasbeen serving the communityfor over 17 years

Our New Address:14058 Bee Caves Parkway14058 Bee Caves Parkway(just north of Route 71)Building D, Ste AAustin, Texas 78738512-263-3937

Visit us online atbristolfamilyeyecare.com

is moving to a neighborhood near youin March 2016

Great Customer Service Experienced and Professional Team

led by Dr. Dan BristolAdvanced Technology

Amazing Designer Frames CollectionFull range of contact lens services

Bristol Family Eyecare

Intoday'sworldalmosteveryfamilyistouchedbyAlzheimer's.Someoneinthefamilyfallspreytothisdreadeddiseaseanditeventuallyimpactsimmediateandoftenextendedfamily.Thepersonwiththegreatestresponsibilityistheprimarycaregiver.Alzheimersufferersoftenreachastageofthediseasethatdemandsthatsomeonebewiththemtwenty-fourhourseveryday.Thisplacesthecaregiverinanextremelystressfulposition.Iffamilydoesnotliveinthesamecityoriffamilyisunavailabletohelp,theburdenonthecaregivercanbecomeoverwhelming.Accomplishingthesimplesttasksbecomessometimesimpossiblebecauseofthepressingneedsofthepersontheyarecaringfor.Apublic,on-campusAlzheimer'srespitecenterwasestablishedinAustin,TXseveral

yearsago.ThecenterprovidesfourhoursofweeklycareforpeoplewithAlzheimer'ssothattheircaregiverscanhaveafewhoursofrespitetodowhatevertheyneedtodo.GreatHillsfollowstheguidelinesoftheAlzheimer'sAssociationCapitalofTexasChapter,andworkscloselywiththeirExecutiveVPandProgramDirectortobesurethattheirAlzheimer'srespitecentermeetsallrequiredstandards.TheGreatHillsBaptistChurchRadiant FriendsAlzheimer’sRespiteCenter is

locatedat10500JollyvilleRoad,BuildingA,Austin,TX78759.Alzheimer’spatientsarewelcomedwithskilledcaregivers,enjoyableactivities,anutritiousmeal,andsafeexercisefreeofchargeeveryTuesdayfrom9:30amuntil1:30pm.Ifyouhaveaneedinthisarea,contactBarbaraCrossat512-250-0826formoreinformation,and/ortoapplyforservices.

Alzheimer’s Respite Center in Austin



LTISD School BoardSubmitted by Bob Dorsett, Jr.

LTISD School Board Candidate, Place 7

TheLakeTravisIndependentSchoolDistrictwillholdanelectionforSchoolBoardcandidatesonSaturday,May7,2016withearlyvotingbeginningApril25,2016.Theballotbelowreflectsthattwoincumbents,KimFlaschandAlexAlexander,arerunningunopposedwhile incumbentJohnAoueille’ isrunningacontestedcampaignforPlace4(threeyearterm).IamrunningacontestedcampaignforSeat7(oneyearterm).Ofmostimportance,theDistricthasalotofgrowthfacingitinthenearfutureandweneedpeopletolearnaboutthecandidatesandgetoutandvote.Ifinterested,youcanlearnaboutmyexperienceandcampaignatrobertdorsett.com.AlsowithitemsontheballotwillbetheCityofAustin,Cityof

BeeCaveandmultiplewaterdistricts.

MAY 7, 2016 JOINT GENERAL ANDSPECIAL ELECTION

CONTRACTING ENTITIES

Municipalities Type of Election

1.CityofAustin Referendum2.CityofBeeCave Candidates3.VillageofBriarcliff Candidates4.VillageofVolente Proposition

School DIstricts 5.LakeTravisISD Candidate6.ManorISD Bond7.PflugervilleISD Candidate

MUDs 8.LakewayMUD Candidate9.RiverPlaceMUD Candidate10.TravisCountyMUD22 EstablishingElection11.WestTravisCountyMUDNo.3 Candidate12.WestTravisCountyMUDNo.5 Candidate



Rocky Creek Stork Report

Send your birth announcements to [email protected]

What Can BrownPaint For You?

Interior & Exterior • Residential & CommercialCustom stain or painted cabinets

Family owned Austin companyF AF AAFF AF AA

Family Owned & Operated

BrownPaint.com512.506.9740

Lake Travis ISD-SampleBallotTitle of Election:SCHOOLBOARDTRUSTEEELECTION(ELECCIONESPARACONSEJODEESCUELAS)

LAKETRAVISINDEPENDENTSCHOOLDISTRICT(DISTRITOESCOLARINDEPENDIENTEDELAKETRAVIS)

MAY7,2016(7demayode2016)

Title of Contest:LAKETRAVISISDBOARDOFTRUSTEESLAKETRAVISISDCONSEJODEESCUELAS

Directionsforvoting:Voteforonecandidateineachrace(Voteporunsolocandidatoencadapuesto)

Names of Candidates:

Place 3

AlexAlexander

Place 4

JohnAoueillé

ArielE.Axelrod

Place 5

KimFlasch

Place 7

JuanR.Gutierrez

BobDorsett,Jr.

STEVE’S PLUMBINGREPAIR• Water Pressure Problems• Sewer & Drain Service• Fiber Optic Drain Line Inspections• Free Estimates• Satisfaction Guaranteed

Steve Brougher2605 Buell Ave

Master License: M-39722

512.276.7476satisfaction guaranteedfree estimates

water pressure problems�ber optic drain line inspectionssewer & drain service

Steve Brougher276-7476 ∙ 2605 Buell Ave

STEVE’SPLUMBING

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water pressure problems�ber optic drain line inspectionssewer & drain service

Steve Brougher276-7476 ∙ 2605 Buell Ave

STEVE’SPLUMBING

REPAIRMaster License:

M-39722



Your Rocky Creek Neighbor andInsurance Agent

5800 W SLAUGHTER LANE, SUITE 360 · AUSTIN, TX 78749OFFICE 512-501-2837 · CELL 512-592-8001 · EMAIL [email protected]

Patrick CourtState Farm Agent

ANNUAL LAKEWAY TEA BENEFITING HELP OUR WOUNDED NETS RECORD $4,800

Stunningcenterpieces,gorgeoushatsandspecialcostumesfilledtheHillsCountryClubfortheAnnualLakewayTeabenefitingHelpOurWoundedonSaturday,March5,2016.Theamountraisedfromteaticketsalesanddonationsisarecordsetting$4,800.Thismoneywillbenefitsomanywoundedveterans,whohavevaliantlyservedourcountry.Almost200womenattendedthehighteawithproceedsbenefittingHelpOurWounded.Many

participantscompetedforprizesbydecoratingtableswithmanydifferentandcreativeconcepts.Aftereveryguesthadvotedfortheirfavoritetables,highteawasserved.HelpOurWounded(HOW)wasfoundedin2009byRosieBabinaftertheirsonwasseverely

injured.ThemissionofHOWis tohelpwoundedveterans and their familieswithnecessaryfinancialassistancetoensuretheassistanceisahand-upnotahandout.HOWisuniqueinitsabilitytorespondquicklytotheveterans’needs.“Whatastunninggroupofladies,surroundedbybeautifultablessettingsandallforaworthycausetohelpourwoundedveteransandtheircaregivers.ThankyouforbeingapartofhealingAmericanheroes,”saidRosieBabin.TolearnmoreaboutHOWgotohelpourwounded.org.NancyClaytonandAnnNeighbors,teaco-chairs,thankedeveryonefortheircontributionsto

HOWandformakingtheteasuchasuccess.Thetabledesignerswererecognized,doorprizesgivenoutafterwhichClaytonandNeighborsannouncedthetableprizewinners.

FirstPlace–OnBroadwaydesignedbyLindaKephartSecondPlace–PeacockParadisedesignedbyLeanneDuPay

ThirdPlace–AmericanStrong



AprilGardening Tips

Offered by WeekendGardener.Net

Usethislisttohelpyoufigureoutwhatgardeningtasksyouwanttoaccomplishthismonth.

PlanningWhenpurchasingbeddingannualsthisspring,chooseproperly

grownplantswithgoodcolor.Buyplantswithwell-developedrootsystemsthatarevigorous,butnottoo largefortheirpots.Plantsthatbloominthepackareoftenrootboundandcanbesetbackforseveralweeksafterbeingtransplanted.Plantsnotyetinbloomwillactuallybloomsooner,bebetterestablishedandgrowfaster.Forhot-weathercolor,selectoneofthefollowing:GloriosaDaisy,

Madagascar Periwinkle,Ornamental Peppers,MexicanZinniaorAmaranthus 'Joseph'sCoat. Plan to attract hummingbirds toyourgardenthisyearbyplantingredororangeflowers.Monarda(commonnames:beebalm,horsemint,Oswegotea,andbergamot)isagoodperennialplantthatthrivesinsunandprovidesnectarforthesesmallbirds.

PlantingBegin to plant seedlings of warm-season vegetables such as

tomatoes,peppers,andeggplants.Youcanalsostartyourpumpkinseedsnow.Sowbeets, beans, cucumbers, carrots, lettuce, sweet corn and

radishesPlantherbssuchasthyme,sage,parsley,chivesandbasilSodorsownewlawns,andoverseeddamagedolderlawnsStart planting out warm season annuals such as impatiens,

marigolds,petunias,sunflowers,zinnia,lobelia,alyssumFinishplantingsummer-floweringbulbsliketuberose,gladiolus,

dahlias,andcallasPlantchervil,coriander,dill,rosemary,andsummersavoryoutside

afterthelastspringfrostdateforyourarea.YourExtensionagentshouldbeabletogiveyouthedate.

MaintenanceMulchsoiltosavewater,smotherweeds,keepssoilcooler.Spread

1-3 inches (2.5-7cm)of bark chips, compost,wood shavings, orotherorganicmaterialundershrubstrees,annualsandvegetables.Thinvegetablesthatweresowntoothickly,likebasil,carrots,greenonions, or lettuce. Prune spring-flowering shrubs and trees afterbloomisover.Fertilizeeverythingrightnow,butdonotfeedspring-flowering

shrubslikeazaleas,camellias,andrhododendronsuntilaftertheyhavefinishedflowering.Useanacidbasedfertilizer.Theyalsoshouldbeprunedafterblooming.



TheWalk toCureArthritisAustin is celebrating 10 years ofhelpingfindacure,raisingawarenessandsupportingthosesufferingfromarthritis.Arthritisisaserioushealthcrisis.America’snumberonecause

ofdisability,itstrikesoneineveryfiveadultsandabout300,000children—andit’sgrowing.Bytheyear2030,anestimated67millionAmericans—that’s one in four—will bediagnosedwithsomeformofarthritis.Addfamilymembersandothercaregivers,andtheimpactskyrockets.Thosewho suffer from arthritis find everyday activities like

climbingafewstairs,bathing,gettingdressedorcookingapainfulbattle.Theyareaccustomedtosayingnotosomanyofthethingsthatbring them joy.TheArthritisFoundation’spurpose is loudandclear:toconquerarthritisandbetheChampionofYesforallthosewhosufferfromit.TheWalk toCure Arthritis Austin is Saturday, April 23 at

ConcordiaUniversity.Registrationbeginsat8a.m.andthewalkwillstartat9:30a.m.Theeventwillfeatureone-mileandthree-milecoursesaswellasactivities for thewhole family, includingthefamilydog!Thisyear’swalkwillfeatureaSeniorZone,aKid

Zone,aDogZone,musicfromtheBruceSmithBandandbreakfasttacosfromMaudie’s!Whetheryouhaveaconnectiontoarthritisorarejustlooking

foragreatcommunityeventosupport,pleasejointhehundredsofwalkersfightingarthritis!Attendeeswillincludeourspecial10thanniversarywalkhonoreeKaylanBerrywhowastheveryfirstwalkhonoreetenyearsagowhenshewasjustsixyearsold.ThewalkwillalsorecognizechildhonoreeJacobLively,adulthonoreeJaneAyalaandmedicalhonoreeDr.HiltonGottschalk.For more information or to form a team, visit www.

walktocurearthritis.org/austin or contactHelen Ross Petty at512.800.4060.TheArthritisFoundationistheChampionofYes.Weleadthe

fightforthearthritiscommunityandhelpconquereverydaybattlesthroughlife-changinginformationandresources,accesstooptimalcare,advancementsinscienceandcommunityconnections.Ourgoalistochartawinningcourse,guidingfamiliesindevelopingpersonalized plans for living a full life—andmaking each dayanotherstridetowardsacure.Forfreearthritisinformation,visitwww.arthritis.org.

The Walk to Cure Arthritis Austin Celebrates 10 Years

512.263.9181Call today for more info

From design to print to mail,

Quality Printing can help you with

all of yourprinting needs! Or visit our website at:

www.QualityPrintingofAustin.com



Partners in Hope is a Lake Travis community ministry that connects people who desire physical,

emotional, and spiritual help with people who will help.

If you fall into either of these categories, we want to meet you!

Visit us at www.partnersinhopelaketravis.org

This summer a new and exciting opportunity for families isbeingpresentedbySpiritInTheHillsLutheranChurch.Onthreeconsecutiveevenings(June14-16)afamilycampwillbeheldfocusingontheParablesofJesusthroughstorytelling,ArtandMusic.Theeveningstartsat5:30withalightsupperandconcludesat

8.P.Mafteraclosingdialog.Adultswillhavetheopportunityofagroupdiscussionoftheparablesandtheirimpactintoday’sworld.Youthwillparticipateintwosessions:oneemphasizingARTled

byanotedartistfromLakeway;theotheremphasizingMusicledbyexceptionalmusiciansfromthearea.Moreinformationwillbeforthcoming.HOLDTHEDATESand

call512-294-2884toleaveyournameandphonenumber.YouwillbecontactedforregistrationinformationinMay.SpiritInTheHillsLutheranChurchislocatedat3001RODrive

inSpicewoodTexas(cornerofRODriveandBeeCreek.Thestatedmissionofthechurch:“WeatSpiritintheHillsare

peoplediverselycenteredinChrist,inspiredbytheHolySpiritandsenttoshareGod’sloveintheworld.”ALLAREWELCOME!

ART AND MUSIC IN THE HILLSSPIRIT IN THE HILLS LUTHERAN FAMILY CAMP

NOT AVAILABLEONLINE



Come have fun with the CAVALETTES

at the Jr. Dance Clinic on Saturday, April 16th! Perform a Dance at the Spring Show Friday,

April 29th

When: Saturday, April 16, 2016 Time: 1:00 pm - 4:00 pm (Check-in begins at 12:45 pm) Where: LTHS Annex Gyms 3 and 4 (Entrance southeast of the Performing Arts Center) Ages: Kindergarten – 5th Grade Price: $45.00 in advance ($50.00 at the door) Includes clinic, snacks, tee & performance at the Cavalette Spring Show

on April 29th

MAIL YOUR PAYMENT AND RESERVATION FORM TO: LT CAVALETTE BOOSTER CLUB

Attn: Jr. Cavalette Spring Clinic, 900 RR 620 S. Suite C101, Box 108, Lakeway, TX 78734

OR REGISTER ONLINE before noon on April 15th at https://cavalettespringclinic2016.eventbrite.com

If you have any questions, please contact Abigail Payne at [email protected] -‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐-‐ Child’s Name: Grade: Campus: Parent’s/Guardian’s Name: Address: Phone: Email: Medical Release: I hereby give permission for the adult sponsors of this event to seek emergency medical attention for my child. I understand that every effort will be made to contact me before seeking medical attention. ***Please list any severe food allergies your child has: (Staff cannot administer medications. In the event of a severe allergic reaction, certified personnel will assist with the child’s prescribed EPI auto injector.) Physician’s Name: Phone: Parent’s Signature: Date: Tee Shirt Size for Dancer: ____YS ____YM ____ YL ____ AS ____AM ____ AL Would you like to Pre-Order a Junior Dance bouquet for your dancer the night of Spring Show? $10 (payable at Clinic) ____Yes ____ No Will your child be performing at the Spring Show on Friday, April 29th? ____ Yes ____ No



April 29th


on April 29th







April 29th


on April 29th







“Buy Low, Sell High”… Sounds so easy doesn’t it. For years I have heard this mantra repeated time and time again. Everyone has.

From beginner investors to the famous gurus, everyone knows this is the basic idea behind successful investing. So here’s the question…..if everybody knows this simple rule, why is it so hard to implement?

I would argue that psychology plays an enormous role in differentiating brilliant investors from the rest of the herd. Sir John Templeton expressed this best when he said, “To buy when others are despondently selling and sell when others are euphorically buying takes the greatest courage, but provides the greatest profit.”

Having the opportunity to “buy low” is generally surrounded by some sort of negative circumstances. Superior investors are able to assess the environment surround a set of negative circumstances and determine there is value in purchases a depressed asset. An example of this would be a real estate investor who purchases a suite of foreclosed homes back in 2008 and waited for the market to recover.

Most people have the tendency to buy when everyone else is buying and sell when everyone else is selling. This is not always the best approach when you have a desire to outperform the marketplace over time with reduced risk.

“From time to time we see rabid buyers or terrified sellers; urgency to get in or get out; overheated markets or ice-cold markets; and prices unsustainably high or ridiculously low.” – Howard Marks

By following the emotional tendencies of the marketplace, you are almost guaranteed to have less than stellar results. In order to succeed in the midst of emotional markets requires skepticism mixed with a balance of pessimism and optimisim.

When you see a trend in an investment, you often should be a bit skeptical of the direction it is taking. If the asset seems to be valued higher than you would prefer to pay for it, then skepticism mixed with pessimism that others are buying for the wrong reasons. If the asset seems undervalued, then skepticism that people are making a wrong judgement would require a mix of optimism that you believe the price will recover.

Investment success requires being comfortable in the uncomfortable scenario that your investment decisions vary from popular opinion. This is what I call comfortably uncomfortable investing. In order to implement this concept in light of “buy low, sell high”, you have to buy when everyone else is selling (and the price is thus low) or you’re selling when everyone else is buying (and the price is high). This can be a very lonely strategy at times, but look at the Warren Buffett’s of the world and you will see that it is often lonely at the top.

If you would like to get a different perspective on your current portfolio or investment plan, feel free to contact us at [email protected] and we can setup a time to visit over a cup of coffee.

RETIRE BETTERCOMFORTABLY UNCOMFORTABLE

JOSH STIVERS [email protected]

Securities offered through GF Investment Services, LLC. Member FINRA/SIPC. Investment Advisory Services offered through Global Financial

Private Capital, LLC, an SEC Registered Investment Adviser.

WITH JOSH STIVERS

512.369.3817

www.PlatinumWealthAdvisory.com

2806 Flintrock Trace, Ste. A203Lakeway, TX 78738



RCC

PRSRT STDU.S. POSTAGE

PAIDPEEL, INC.

Rocky Creek - April 2016

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