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    Risk Management Services

    Safety in our hands.

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    I N D E X

    About Us 3

    Introduction 4

    Health & Safety Support Service 6

    Fire Risk Assessments 8

    Asbestos Management 10

    Employment Service 12

    Other Services 14

    Getting in Touch 15

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    Established in 1992, we are a wholly owned subsidiaryof the NFU Mutual, one of the UKs leading insurers.

    We employ an in-house team of professionally

    qualified Health & Safety Consultants, who cover

    the whole of the UK, working with the NFU Mutualsnetwork of over 320 local agents offices.

    And with the backing of the NFU Mutual group

    you can be confident youre in safe hands.

    A B O U T U S 3

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    Welcome to NFU MutualRisk Management Service

    We help our clients identify, manage

    and reduce all levels of risk, because

    they know the serious financial and

    legal implications of not doing so. Andin todays climate, these implications

    can be more serious than ever.

    Our aim is to assist you in managing

    Health & Safety in your business,

    saving you time and helping to make

    your workplace a safer environment.

    I N T R O D U C T I O N

    The advice of the NFU MutualsSafety and Health Practitioner

    has proved invaluable to us on

    a large mixed farming estate.

    His recommendations are

    unerringly practical, clearly

    explained and, most importantly,

    realistically achievable. His help

    in understanding and putting into

    place todays rules and regulationson staff, machinery and processes,

    across all our different operations,

    has saved many man hours and

    allows me peace of mind.

    Euston Estate

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    A full range of Risk Management Services

    We can offer you cost-effective Risk

    Management Services which include our:

    Health & Safety Support Service

    Task Based Risk Assesments

    Health & Safety Policy

    COSHH Assessments

    Employee Handbook

    Fire Risk Assessments

    Asbestos Management

    Consultancy

    Staff Training

    HACCP (including primary production)

    Fleet (via the RAC)

    Employment Law protection from Associa

    Our services are individually tailored,

    and we have extensive experience ofworking with a wide range of clients.

    Prevention and mitigation

    expertise you can rely on

    Good Risk Management makes excellent

    business sense. As well as accident prevention

    and mitigation, it focuses attention, increases

    confidence, and frees up your time to get

    on with your core business activities.

    Expert advice from qualified specialists

    Risk Management is an ongoing process, and

    new legislation is a major concern for many

    companies. We can remove this worry by

    informing you of the latest legal developments,

    and what they mean for your business.

    Our Risk Management team is highly trained

    and professionally qualified. Because as

    well as being kept updated, our clients know

    the importance of having expert advice they

    can rely on, when and where they need it.And as a subsidiary of NFU Mutual,

    were backed by one of the UKs

    largest and most secure insurers.

    So have a look inside, and find

    what weve got to offer you.

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    Worried about the potentialeffects of Health & Safety

    legislation at work?

    Youre not alone.

    Our clients know that Health &

    Safety legislation is complex and

    ever increasing. Individuals and firms

    who dont comply could face severe

    consequences, including potentially

    heavy fines and even imprisonment.

    Thats why so many businesses rely on

    our specialist Health & Safety Support

    Service to identify and address risks in the

    workplace. We help clients stay protected,

    informed and on the right side of the law.

    How we can help

    You are legally bound to provide a safe

    working environment for your staff

    and anyone else your business and its

    activities may come into contact with.

    But we know how difficult it canbe to do this on your own.

    Our Health & Safety Support

    Service will help you:

    Prevent accidents, saving your

    business time and money

    Get the peace-of-mind you need

    to run a successful business

    Enhance employee safety and well-beingIn short, with us Health & Safety becomes

    an excellent management strategy,

    and not just a legal necessity.

    And we promise that everything we do

    will be tailored to the individual Health

    & Safety needs of your business.

    What we offer

    All levels of service well provide

    you with include your own:

    Site visit by one of our Consultants to

    assess and hazard spot your premises

    Comprehensive Health & Safety Audit

    with graded risk recommendations

    H E A L T H & S A F E T Y S U P P O R T S E R V I C E 6

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    Youll also benefit from:

    A comprehensive Advice Manual which

    provides information on Health and

    Safety issues affecting your business.

    Annual membership of our Health &

    Safety Club, keeping you updated

    on all relevant developments

    Access to our expert team via a

    free telephone helpline

    Our personalised service

    We also offer a bespoke documentation

    service to help you meet your legal Health

    & Safety requirements. Tailored documents

    we prepare for clients include:

    Task based Risk Assessments

    Health & Safety policiesCOSHH Assessments

    Employee Handbooks

    Find out more

    To learn more about how our Health &

    Safety Support Service can help yourbusiness, please call 0800 132029.

    We recently used NFU Mutual

    consultants to provide 7 day cover

    at our new dairy helping our safetyteam to control contractors. Their

    professional help allowed a necessary

    breathing space for our management

    Robert Wiseman & Sons Ltd.

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    77% of businessesexperiencing a major fire

    never fully recover.

    Its a frightening statistic.

    But imagine knowing thatyou could have prevented

    such a disaster. . .

    Our clients understand that our Fire Risk

    Assessments are invaluable investmentsthat help prevent major losses and disruption

    caused by fire. And they know the stringent

    fire-related responsibilities UK law imposes.

    Damage caused by fire is hard enough

    to bear when things are going well,

    but during a downturn it could provefatal to many businesses.

    What you need to know

    Under UK Law:

    Every owner/occupier is

    required to carry out a Fire Risk

    Assessment on their buildings

    If you employ 5 or more people,

    you must record any significantfindings of this Assessment

    The Fire Risk Assessment

    must identify:

    - Sources of ignition

    - Evacuation arrangements

    - Warning systems- Risk to personnel

    - Fire safety equipment

    - Signage

    Failure to comply with regulations can lead to a

    fine of up to 10,000, or up to 2 years in prison.

    F I R E R I S K A S S E S S M E N T S 8

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    We are delighted with the

    service you offer and have been

    very impressed with the work you

    have carried out for us over the

    years. I would have no hesitation in

    recommending you (RMS).

    Heatherton Country Sports Park Ltd,Pembrokeshire.

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    How we can help

    Our team of experts can assess

    the broad range of fire-risk factors

    your business is exposed to.

    Well undertake a site survey, and

    provide a comprehensive and clear

    report on your existing fire precautions.This will contain advice on improving

    your risk control measures where

    appropriate, and practical guidance on

    complying with current safety laws.

    The next step

    For further information on how our Fire

    Risk Assessments can protect your

    business, please call 0800 132029

    or speak to your local agents.

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    Asbestos-relateddiseases are responsible

    for over 3,000 deaths

    a year in the UK.

    Make no mistake aboutit - the law takes asbestos

    management very seriously.

    If youre in control of any business premises,

    your legal requirements include:Establishing if asbestos

    is on the premises

    Preparing and implementing

    a risk management plan

    Keeping written records of the

    location and condition of asbestosand presumed asbestos materials

    We have found dealing with NFU

    Mutual and the Risk Management

    Services department extremely

    beneficial to our business. A

    representative has sat in on

    internal committee meetings

    and their input has been both

    valuable and well received. Wehave continued to improve our

    Health & Safety performance

    since they have been involved

    using their proactive approach.

    John Jempson & Son,Haulage Contractors, East Sussex

    A S B E S T O S M A N A G E M E N T1 0

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    Failure to manage workplace asbestos

    poses very real health risks to you

    and your staff. It can also lead to:

    HSE Prohibition Notices closing

    areas or entire sites

    Unlimited fines for companies

    (up to 20 000 fines for individuals)

    Directors being disqualified

    Up to 2 years imprisonment for

    responsible individuals

    Thats where we come in.

    Our team of professionally trained AsbestosConsultants can help you develop your

    asbestos register and management plan

    and provide support and guidance on this

    potentially hazardous material. Well start

    with a survey of your premises for asbestos

    containing materials. Each survey is done tothe HSEs MDHS 100 standard, and all our

    Consultants hold the BOHS P402 qualification.

    Then well provide a comprehensive and

    clear report detailing the location of asbestos

    containing materials and, if found, their type

    and condition. We also give detailed guidance

    on managing asbestos containing materials.

    Making sure youre correctly advised

    Well be happy to talk to you about your

    duties under the Control of Asbestos

    Regulations, and how our Asbestos

    Management team can help you meet them.

    To find out more about our Asbestos

    Management Service, you can

    contact us on 0800 132029.

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    We know that as regulationscontinue to toughen,

    employment law is becoming

    an increasing concern for

    UK companies. And no-one wants to be tied up in

    expensive legal battles.

    Associa are a specialist

    company who we partnerwith to provide employment

    law advice for you.

    A S S O C I A E M P L O Y M E N T

    Whether you have five, 50or 500 employees, constantly

    changing employment legislation

    is having a direct effect on the

    way you manage your business.

    Associa Employment enables you

    to spend more time looking after

    your business while we help to

    address your employment issues.

    We provide a straightforward

    service that will ensure you

    stay compliant and protect your

    business from the threat of

    expensive legal action.

    Steve Burbidge, Sales Manager, Associa

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    Mishandling employment law poses a

    serious risk to the profits and reputation of

    every business. Thats why we work closely

    with Associa, to provide our clients with the

    expert help and advice needed to effectively

    manage their employment law issues.

    Associas specialist employment service

    cuts through hassle and legal red

    tape, leaving you free to concentrate

    on your core business activities.

    Businesses already using the

    Associa Employment service:

    Know the importance of being kept updated on employment law, and

    value help in applying it correctly

    Want immediate assistance and

    advice to avoid minor issues

    becoming expensive tribunals

    Are too busy to resolve employmentissues themselves, and welcome

    expert professional guidance

    Benefits youll receive include:

    Your Employment Manual - written by

    a team of qualified Employment Law

    Advisors, and providing practical advice

    in three straightforward sections pre,

    during and post employment. Subjects

    range from recruiting new staff members,

    through to redundancy procedures and

    maternity/ paternity entitlements.

    Your CD-ROM - containing useful contracts,

    template letters and a complete staff

    handbook to download and personalise.

    Any template documents used can

    be sent to Associa Employment Law

    Advisers for compliance checking.

    Both your Employment Manual and

    CD-ROM are updated twice a year

    in line with new legislation.

    Your Quarterly Magazine - Informativeand enjoyable, keeping you updated

    on new/ pending legislation and topical

    employment issues. With useful, relevant

    case studies on issues and risks affecting

    other businesses, and best practice advice

    on how to deal with them, itll help ensureyour business stays legally protected.

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    Trying to stay on top ofRisk Management can be

    a full-time job, distracting

    you from driving your

    business forward. Andgetting it wrong can be a

    disaster to your companys

    finances and reputation.

    Thats why were committed to providing

    a full range of Risk Management

    Services that will liberate your time,

    increase your confidence and meet your

    requirements under modern legislation.

    All the help youll need

    With a wide and flexible range of products and

    services, we can help businesses of all types

    and sizes with their Risk Management needs.

    So as well as our Health & Safety Support

    Service, Fire Risk Assessments, Asbestos

    Management team, and Employment Law

    services through Associa, there are various

    other options available to your business.

    A F U L L R A N G E O F R I S K M A N A G E M E N T S E R V I C E S 1 4

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    Other services we provide our

    clients with include:

    Consultancy

    HACCP (including primary production)

    Contractor Assistance

    Fleet (via the RAC)

    Training

    Noise Surveys

    Risk Assessment Production

    Hazard Spotting

    Getting in touch

    Thanks for reading.

    Were always happy to talk about the Risk

    Management Services we can offer you. So if

    youd like to know more, please call 0800 132029.

    Risk Management Services

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    www.nfumutual.co.uk

    NFU Mutual Risk Management Services Limited(No. 3350057). Registered in England. RegisteredOffice: Tiddington Road, Stratford-upon-Avon,Warwickshire, CV37 7BJ. A member of theNFU Mutual group of companies. For securityand training purposes telephone calls may berecorded and monitored.

    MK041DLL 0909Risk Management Services