RL360°

the perfect all-rounder

whywhy

360°?360°?

Because it perfectly describes our Because it perfectly describes our

all-roundall-round approach to providing approach to providing

superior investment, protection and superior investment, protection and

tax-planning solutions.tax-planning solutions.

A genuinely A genuinely globalglobal business, with an business, with an

experiencedexperienced workforce, that’s workforce, that’s

committed to a philosophy of always committed to a philosophy of always

‘going the extra mile’.‘going the extra mile’.

all roundall round

visionvision

Our philosophy is to focusfocus on

the needs of our customers…

…and deliver solutionssolutions

others may be too blinkered to see.

financialfinancial

strengthstrength

Our customers, and their financial

advisers, need a strongstrong and

reliablereliable partner, who has the

depth of understandingunderstanding to

help them protect their families over

the years to come.

RL360° enjoys financialfinancial and structural stabilitystability

following a management led

buyout in late 2013.The MBO was supportedsupported by private equity

company Vitruvian Partners, and further

strengthenedstrengthened through support from

MunichRe and an element of long term financing

from Royal London Group.

offshoreoffshore

advantageadvantage

Clients can get to hold onto more of their Clients can get to hold onto more of their

moneymoney and have access to a wider and have access to a wider

range of investment range of investment opportunitiesopportunities

than are available onshore.than are available onshore.

Investing offshore can give greater Investing offshore can give greater

scope for tax scope for tax efficiencyefficiency. .

safetysafetywith strong foundationswith strong foundations

In these turbulent financial times, finding a

safesafe and responsibleresponsible place for your

clients’ money is imperative.

The Isle of Man Isle of Man is an established

centre for offshore financial services –

where the needs of investors are taken

very seriously.

The Isle of Man has an impressive country

risk rating of AA1AA1 from Moody’sMoody’s

(as at December 2013).

understandingunderstandingglobalglobal

While based in the While based in the Isle of ManIsle of Man, ,

we operate in markets around the world.we operate in markets around the world.

From Asia to Africa, the Middle East to the From Asia to Africa, the Middle East to the

UK, Latin America to Europe, we have UK, Latin America to Europe, we have

created a created a globally-resourcedglobally-resourced

business that’s always attentive to business that’s always attentive to locallocal

conditions and preferences.conditions and preferences.

solutions for a changing worldsolutions for a changing worldflexibleflexible

No matter how our customers’

financial plans change...

our 360° 360° approach means our products

are as adaptableadaptable as they need to be.

They range from protectionprotection to

investment investment and from taxtax to

estate planningestate planning...

supporting the various needs during each

individual’s investment life cycle.

the perfect productthe perfect product

selectionselectionall in one placeall in one place

For more sophisticated investors there’s our

portfolio bond, PIMSPIMS, which offers a vast

array of investment choicechoice, from cash

deposits to investment funds and from

specialist hedge funds to direct shares.

OracleOracle is a simple investment bond

where you can invest from just $32,000

into a specific, though wide, fund range.

Single premiumSingle premium

For international clients with a lump sum

to invest, we offer 2 choices2 choices.

QuantumQuantum and ParagonParagon offer direct

investment into a quality fund range, with no

initial charges, no spreads and no switching

fees, and with generousgenerous bonuses built in.

Your clients may be internationallyinternationally

mobile, but want a stable, unfussy way to save.

Regular savingsRegular savings

Many clients wish to protect protect their

families against the severe loss of income

that could follow unexpected death or

critical illness.

Our solution is LifePlanLifePlan – which from

just $200 per month gives clients the peace of

mind that comes from comprehensivecomprehensive

coverage, at no extra cost.

ProtectionProtection

planning for theplanning for the

long-termlong-term

We are all challenged by the age-old We are all challenged by the age-old

conundrums of how to conundrums of how to pass on pass on our our

money as money as tax-efficientlytax-efficiently as possible, as possible,

to the right people, at the right time. to the right people, at the right time.

You’ll be You’ll be delighteddelighted to hear we can to hear we can

help. And, to make you even more help. And, to make you even more

delighted, it’s award-winning help.delighted, it’s award-winning help.

We offer a wide range of We offer a wide range of truststrusts to be used to be used

in conjunction with our products and have in conjunction with our products and have

an experienced and highly an experienced and highly qualifiedqualified

technical team to help advisers with tax technical team to help advisers with tax

planning issues.planning issues.

our clients are at theour clients are at the

heartheartof everything we doof everything we do

Without our clientsclients we

wouldn’t have a business...

...so we continually investinvest and add

to our range of customer services,

technical developments and tax

planning solutionssolutions.

Our intention is to benefitbenefit our

customerscustomers both today, and

for generations to come.

means going the extra milemeans going the extra milesuccessucces

ss

With a sound heritage heritage and a global

presence, we can take that all-important,

all-roundall-round view of individual

finances.

We have an all-round perspectiveperspective and

experienceexperience that comes from working

with some of the most financially savvy and

demanding clients and advisers, to be found

at all points of the compass.

building betterbuilding better

relationshipsrelationships

We aim to become your offshore We aim to become your offshore

provider of choice.provider of choice.

We look forward to doing We look forward to doing

business with you.business with you.

http://www.manx.net/tv/mt-tv/watch/59529/royal-london-360-buyout

Important notes

• For financial advisers only. Not to be distributed to, nor relied on by, retail clients.

• For further information on our products please refer to the relevant Product Brochure and the Key Features document, which can be viewed at www.rl360.com.

• Our products are not available to residents of the USA and may be unavailable to residents of other countries.

• Investors receive the protection of the Isle of Man’s Life Assurance (Compensation of Policyholders) Regulations 1991. We reserve the right to adjust the returns from the investments to cater for any levy or charge made on us under these regulations or similar legislation.

• Please note that every care has been taken to ensure that the information provided is correct and in accordance with our understanding of current law and Her Majesty’s Revenue and Customs’ (HMRC) practice . You should note however, that we cannot take upon the role of an individual taxation adviser and independent confirmation should be obtained before acting or refraining from acting upon the information given. The law and HMRC practice are subject to change.

• RL360 Insurance Company Limited (registered in the Isle of Man number 053002C). Registered office: RL360 House, Cooil Road, Douglas, Isle of Man, IM2 2SP, British Isles. RL360 Insurance Company Limited is authorised by the Isle of Man Government Insurance and Pensions Authority. A member of the Association of International Life Offices.

PRES002a 02/13