V28.2

Tariff & Charges Booklet

Retail

01

04

05

06

Index

Current Account

Saving Account

Children Account

Cheques

Term Deposit

Debit Card

Certified / Bank Cheque

Cheque Clearing

Electronic Banking Services

Mobile Phone E-payment

Transfers

Other Fees

Foreign currency coverage request

Funding (Retail)

07

08

14

15

16

17

18

20

21

22

Current Account

Feature LYD Amount

LYD Account Opening fees (Government Employee) 20.000 once for maximum conditional deposit 75.000

LYD Account Opening fees ( Freelance Work)

LYD Account Opening fees ( Students )

25.000 100.000once for maximum conditional deposit

20.000 once for maximum conditional deposit 75.000

LYD Account Opening fees (Local Currency) 250.000

Account Opening fees (Foreign currency)Equivalent to the amount of 20$ /Not to exceed the conditionaldeposit amount of 50$ according to the official price

Minimum monthly average balance 250.000

Reduction of minimum monthly average balance Free, and the minimum amount of the conditional deposit

to open the account

Annual fees for local currency account 8.000 / Quarterly

Annual fees for foreign currency account USD 2.00 or equivalent per month

Balance inquiry fees from branch 20.000

Number of free debits allowed Infinite

Fees for exceeding number of free debits N/A

withdrawals of foreign currency (FCY) :

Withdrawals of any (FCY) amount for account

balances resulting of inward remittances only.

1.5 % (Min of 10.000) 01

Annual fees for foreign currency electronic account 2.000 per month

Current Account

Feature LYD Amount

Declined cash withdrawals transaction for lessthan ATM limit

Free

Bulk LYD cash deposit Free

Cash withdrawal by bank cheque within thesame branch

Free

Cash withdrawal by bank cheque from another branch for the same bank

2.000

Account closing fees 10.000 (To be requested by the customer)

Fees for activating a dormant account (LCY) 40.000

Fees for activating a dormant account (FCY) Equivalent of USD 30 according to official exchange rate

Account Statements

Account statement fees (less than one year) 0.250 per page

Additional account statement fees (within aperiod of one month)

0.500 LYD per page as long as the account statement is for morethan one year and less than 5 years from the date of request

Additional account fees for more than five years 0.750 per page

02

Cheque Book

Current Account

Fees for issuance of a standard Cheque book : 25 pages

20.000

Fees for issuance of a standard Cheque book : 50 pages

35.000

Issuance counter cheque Free

Fees for stop payment order (Lost Chequebook) 20.000

03

Account Opening fees

Annual Fees

Account closing fees

Fees for excading minimum monthly average balance

Minimum average monthly balance

Account statements fees

Credit or debit operation

LYD large cash deposits deposits

Cash withdrawal over the Counter / month

Issuance Booklet fees

25.000

20.000

20.000

5.000 Monthly

500.000

Saving Account

5.000

Free

Free

Up to 5 transaction free & charged 5.000 after which

Feature LYD Amount

15.000

04

Annual Fees

Account Opening fees

Deposit Booklet fees

Account closing fees

Account statements fees

Debit fees

10.000

10.000

10.000

20.000

5.000

Free

Children Account

Feature LYD Amount

05

Cheques

Foreign Cheques LYD Amount

Cheque purchase drawn on banks overseas

Cheques sent for collection

4 per thousand commission + 2 per thousand (Exchange Commission)

Cheque sold drawn on banks overseas LYD Amount

From 1.000 LYD to 5,000.000 LYD

More than 5,000.000 LYD

1per thousand commission + 2 per thousand (Exchange Commission)

2.5 per thousand

0.5 per thousand commission + 2 per thousand (Exchange Commission)

06

Feature LYD Amount

Account Opening Fees

Annual fees

Penalties on premature withdraw of deposit (breaking)

Profit paid on deposit

Renewal charge

Free

Free

As per bank policies

Upon maturity

Free

Term Deposit

07

Cards (VISA Family) - (500USD)

Card Fees LYD Amount

Card issuing/re-issuing fee

Annual fees

Recharging

Card reissuance fee (Replacement of lost)

70.000 (Charged for first time issuing/re-issuing)

40.000 (Charged at the end of each financial year)

10.000

100.000

Pin Reissue 10.000

Freezing a card 10.000

USD 50.00, and free if the objection is valid

Balance inquiry at local and international ATM’s USD 1.00

Transaction Fees (International)

Withdrawals fees for cash transaction from international ATM’s per transaction

Purchase fees at P.O.S or international online payments

Exchange fees (for cards & P.O.S withdrawal)

USD 4.00 for each USD 100.00

USD 1.00 for each transaction

5%

25 cent

-

Utilizing fees in case of non sufficient balance or exceeding

limit available for each transaction

Feature

Opening USD account for (Visa Family)

Annual fees for electronic USD account

Commission deduction of the FCY account (for each family member)

10.000

24.000

7.500

LYD Amount

Objection to a transaction carried out at the teller or point of sale

08

Debit Card (VISA Classic)

Classic Card Fees EUR Amount

Card issuing/re-issuing fee

Card replacement fee

Freezing a card

Pin code issuing

10.00

10.00 (Charged at the end of each financial year)

10.00

10.00

5.00

Annual fees

Transaction Fees (Local)

Withdrawals from NUB ATMs

Withdrawals from other banks ATMs

Payment on other banks POS

LYD Amount

Transaction Fees (International)

Withdrawals fees for cash transaction from international ATM’sper transaction

Purchase fees from P.O.S or international online payments

Interchange fees (for cards & P.O.S withdrawal)

USD 3.00

USD 1.00

5%

25 cent

-

Opening of account in foreign currency 20.00 (Charged for first time)

SMS activating fees 10.00 (Charged at the end of each financial year)

09

15.000

15.000

15.000

Utilizing fees in case of non sufficient balance or exceeding

limit available for each transaction

70.000 (Charged for first time issuing/re-issuing)

Foreign Currency Account For individual (VISA Classic)

Classic Card Fees LYD Amount

Card issuing / re-issuing fee

2.000 per month

20.000

Opening foreign currency account

Card replacement fee 150.000

Recharging

Annual fees for electronic account in foreign currency

Transaction Fees (International) -

USD 4.00 for each USD 100.00

P.O.S and Internet purchase charges USD 1.00

Pin Reissue 10.000

Equivalent to the amount of $20 /Not to exceed the conditionaldeposit amount of $50 according to the official price

40.000 (Charged at the end of each financial year)Annual fee to manage Visa Card account

Freezing a card 10.000

USD 50.00, and free if the objection is valid

Balance inquiry fees in local & international ATM’s USD 1.00

Objection to a transaction carried out at the

teller or point of sale

10

Withdrawals fees for cash transaction frominternational ATM’s per transaction

11

Pin Reissue

Freezing a card

As per circulation on (6/2018) for public and private health sectors

USD 5.00 for each USD 100.00

USD 1.50

5%

25 cent

USD 500.00

USD 8000.00

USD 2000.00

USD 20,000.00

Withdrawals fees for cash transaction from internationalATM’s per transaction

Purchase fees from P.O.S or international online payments

Account annual management fees

Local Currency Account LYD Amount

40.000 (Charged at the end of each financial year)

Opening Local currency account 250.000 (Charged one time on opening account)

Annual fees

Transaction Fees (International) -

USD 4.00 for each USD 100.00

Purchase fees from P.O.S or international online payments USD 1.00

Debit Card For Foreigners (VISA Platinum)

Foreign Currency Account USD Amount

250.00

Opening foreign currency account (USD) 100.00 (Charged one time on opening account)

Platinum Visa Card issuing / re-issuing fee

150.00 (Charged at the end of each financial year)Annual management fees

300.00Card re-issuing / replacement fee

10.00Freezing a card

50.00Pin Reissue

Cash withdrawal daily limit USD 1000.00

Cash withdrawal monthly limit 3000.00

Purchase monthly limit USD 4000.0012

Excluding employees at public sectors and health private sectors

Withdrawals fees for cash transaction from internationalATM’s per transaction

Feature LYD Amount

40.000

75.000

10.000

2.500 / Quarterly

0.500 for each 100.000

5.000

0.25

10.000

Rikaz ATM Card

Card Issuing / Re-Issuing (expired card)

Card reissuance fee (Replacement of lost)

PIN Re-Issuing

Annual fee to manage Rikaz Card account

ATM cash withdrawal commission fees

Internal bank fund transfer(Account to Account Nuran Bank)

Mini statement (4-5 Last Transactions)

Card freezing (Customer Request)

50.000Additional Card Issuing at same account (Family Rikaz)

Complimentary for the cardholder and 3% foreach transaction deducted from the merchant

Purchase fees on points of sale

1.000Balance inquiry fees

20.000, and free if the objection is validObjection to a transaction carried out at theteller or point of sale

10.000Card charging

13

Feature LYD Amount

Fees for issuance of certified cheque in local currency

Fees for issuance of certified cheque in foreign currency

Fees for cancellation of lost certified cheque

10.000 For All Amounts

3 per thousand (Min USD 10 or equivalent in other currency)

10.000

Certified / Cheque

14

Fees for cancellation of cheque 20.000

Feature LYD Amount

Fees for cheque clearing at another local bank

Fee of cheque returned by bank due to insufficient fundsor unmatched signature

Fees for cheque collection in FCY

10.000 including deposit of the monthly wage

10.000 for each cheque

3 per thousand (Min USD 10 or equivalent in other currency)

Cheque Clearing

Fee of (NUB) cheque returned by bank due to insufficient funds 30.000

Fees for cheque clearing in same branch 1.000 for all amounts

Fees for cheque clearing at another branch in the samebank

2.000 for all amounts

Fees for returned cheque for technical reasons or otherbank related reasons

Free

15

SMS Banking (Current Account) LYD Amount

3.000/ Quarterly

10.000

Annual fees for subscription SMS Banking services

Mobile number change fees

Electronic Banking Services

Email Services ATM LYD Amount

5.000Annual fees for Email services (ATM)

Internet Banking Services LYD Amount

30.000

50.000

10.000

Subscription Fees

Annual fees for Internet Banking services

PIN number change request fee

Free

Free

Balance inquiry fees online

Account statements fees online

Free

5.000

Freezing a card (Visa / Rikaz) online

Internal transfer from LCY A/C to LCY A/C within the bank online

16

Feature LYD Amount

10.000

1.000

20.000/anuually

100.000/anuually

0.100

3% for each transaction, deducted from merchant only.

Mobile Phone E-payment

Wallet topple-up

Wallet account statement

Wallet account annual management fees (retail)

Wallet account annual management fees (merchants)

Retail fund transfer

Goods payment from individuals to merchants

17

Inward Transfers LYD Amount

Inward Remittances received in FCY and to credit customer in LCY A/C

Inward Remittances received in FCY and to credit customer in FCY A/C

Inward Remittances received in FCY1 and to credit customer in FCY2 A/C

Inward Remittances received in LCY and to credit customer in FCY A/C

5 per thousand (min 20.000)

Null

2 per thousand (min 20.000)

2.000 for all amounts

Not allowed

Outward Transfers LYD Amount

Outward Remittance in LCY Transfer to FCY A/C 2.5% (1% Operational Expenses)

10.000 for all amounts

Outward remittance in FCY Transfer to FCY A/C

Outward Remittance in FCY1 Transfer to FCY2 A/C

1% (min 50.000 FCY)

1% (min 20.000 )

Outward remittance in FCY Transfer to LCY A/C 2 per thousand

Transfers

Outward Remittance (RTGS) in LCY Transfer to LCY A/C

5.000 for all amounts Outward Remittance (ACH) in LCY Transfer to LCY A/C

Inward Remittances (RTGS) received in LCY & to credit customer in LCY A/C

2.000 for all amounts Inward Remittances (ACH) received in LCY & to credit customer in LCY A/C

Amendment / Cancellations of Remittance

Enquiry on Remittance

5.000 for all amounts

25.000

1718

Internal Transfers LYD Amount

Foreign Transfers- Westren Union

From LYD 1.000 to - LYD 400.000

From LYD 401.000 to - LYD 700.000

From LYD 701.000 and above

16.000

20.000

26.000

LYD Amount

Internal transfer from the same customer account within the bank

Internal transfer from LCY A/C to FCY A/C within the bank

Internal transfer from FCY A/C to LCY A/C within the bank

Internal transfer from LCY A/C to FCY A/C within a bank

Internal transfer from FCY1 A/C to FCY2 A/C within the bank

3.000

Not Allowed

2 per thousand (min 20.000)

Null

1 PCT (min 20.000)

Transfers

Internal transfer from LCY A/C to LCY A/C within the bank 5.000

19

Feature LYD Amount

5.000

10.000

20.000

5.000

1.000 per Execution + Annual subscription fee

5.000

25.000

20.000

Photocopy of transaction for 1 month

Photocopy of transaction between 1-3 Month

Photocopy of transaction <3 Month

Fax charges

Standing order execution

Issuing of account balance confirmation letter

Reply to letter from external auditor

Issuing of letter of recommendation from bank

Other Fees

FreeSignature matching

3.000Bank account retention certificate

5.000Certificate of financial solvency / Approval financial statement

to the customer

5.000financial clearance certificate / a certificate of no financial

obligation

5.000 for one timeLetter of pledge of deduct premium for third parties

5.000 for each chequeRequest for copy of a cheque that has been spent

20

Foreign currency coverage LYD Amount

Foreign currency coverage request (Retail) fees 75.000

Foreign currency coverage request

25.000Foreign currency coverage request (NUB Employees) fees

CBL Code LYD Amount

Issuance fee for Individuals

Issuance fee (NUB Employees)

Cancellation fee for Individuals

10.000

10.000

75.000

Cancellation fee (NUB Employees)

Amendment fees

15.000

50.000

21

LYD Amount

Studying file charge for funding 75.000

Feature

Funding (Retail)

22