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RESUME

CA Ashutosh Kumar Sharma Email: Primary: -ashutoshrai@icai.orgSecondary: -pokeashutosh@gmail.com

Contact No.:Primary: - 9403388690Secondary: - 902060999

Personal Data:Date of Birth: 12-05-1988 Sex: MaleNationality: IndianMarital Status: UnmarriedLanguages Known:

English and Hindi

Current AddressManappuram Hostel, Kaikkenada,ThripyarDist:- ThrissurKerala- 680567

Permanent Address:s/o Sh. Arvind Rai Sharma D-48, Ultratech TownshipP.O. RajulaDistt. Amreli GujaratPin:365541

Strengths-Analytical Skills

Career Objectives

Committed to build career in the financial risk management, with an opportunity to1) Advise on the economic capital requirement for the organization to

maintain its sustainability,2) Decide the Risk appetite and thereafter advising the management on

risk mitigation measures by mapping different types of financial risks to particular factors,

3) Quantify different types of financial risks by analyzing their frequencies & severities.

My focus area of work would be value creation in all spheres & image building of the organization. I would like to unearth my full potential to contribute maximum to my job and organization. Moreover, willing to work as a team player in challenging, open and creative environment.

Experience in Manappuram Finance Ltd. , Valapad- KERALA

Department:- Risk ManagementPosition:- Senior ManagerFrom:- 8th August 2016 till presentWork carried are :-

1. In operational risk – i. Periodically review of the vulnerable areas in process of

acquiring customer’s data and KYC. Like testing of customer module to maintain the data integrity.

ii. Analysis of Irregular pledges which were closed down earlier but customer subsequently repledged them again with or without new items.

iii. Analysis of Irregular pledges based on similar type of items pledged.

iv. Advised the management for an additional report to inform the branch staffs while registering any pledge about the similar type of gold’s rejected earlier in any of the branches.

2. In regulatory risk:- i. Analysis of the transactions where customers have tried to

avoid banking channels.ii. Checking of the accounts in which PAN is not available.iii. Sending the customer’s data to credit information companies

like CIBIL, Equifax etc.3. In Credit risk – Periodically reporting of the customer IDs which are

having similar details to any existing customer Id. to reduce concentration risk.

4. In Market Risk –i. Made a report on the impact of Demonetization over our Gold

loan business.ii. Scenario analysis – To check whether the collateral available

with the company is sufficient to be in the business in extreme situations.

iii. Classification of pledges where collateral is not sufficient to recover the principal and interest amount in current scenario.

Experience in Articleship of Chartered Accountancy course