I am an innovative, focused on results business analyst and

developer with certified economic and finance competences. I m operational researcher and expert in the national and international

economic sectors. My vision of the world, sociability and

communication are well exposed in my social networking, outdoor activities wich mean contacts in the 5 continents in business, sports

and cultural areas. A team is defined by you being the first to help others and be a honest person.

ricardofonsecacorfinance@gmail.com

https://www.linkedin.com/in/ricardo-fonseca-1543b19?trk=nav_responsive_tab_profile

+351 913858506

https://www.facebook.com/ricardo.fonseca.566

EXPERIENCE

Maxfinance Portugal 2016-Present

Senior Consultant in financial and real estate products

and services. Start up Açorfinance. Develop business with

employability for university students in networking and

self-employment.

Andrade & Irmão, S.A 2015-2016

Development of auto branch partnerships in dealerships

and aftermarket in Portugal. General direction of the

company. I recovered the Company's financial credibility

in the regional market using my connections.

Galp Açores. S.A 2002-2015

I was a world leader in global innovation at Galpenergia

SGPS in monthly terms 2009-2014 with contributions in all

areas of the company

Development of retail network, gpl, lubricants in the Azores

Management and development of partnerships with public

and private entities in the Azores

Financial, technical and commercial management of

customers, discount cards and loyalty in the area of energy

in the Azores.

EDUCATION

COMPETENCES

Corporate

Finance/

Accounting

Marketing/

Sales

Strategy

IT/Inovation

Portuguese(native)/ English

French

Spanish

RESULTS

DRIVEN

POLIVALENCE

INNOVATIVE 24/7

Ricardo Fonseca

Networking/

Team building

Empowerment

University of the Azores

2012-2016:Thesis on fuel demand for Portugal unique at

the world level by addressing the districts and diversity of

econometric models used.

Ponta Delgada, Azores/

Portugal

2006-2010: Thesis that updated the aggregate demand of

fuels for Portugal that had an absence of contributions in

econometric investigation in 27 years.

SATA GROUP( AZORES AIRLINES) 2000-2001

General and Analytical Accounting at Sata Air Açores and

Sata Internacional, project control and maintenance

accounts, clearing house and leasing involving millions of

euros and USD, preparation of statistics for

Administration.

Italian

SAP/IT/OFFICE

RESILIENCE

Absa_azores

A life dedicated to performance in

sports, culture, education,

environment, business

achievments for a better society

BUSINESS

DEVELOPMENT

SPIRIT

Phd in Economic and

Enterprise Sciences

Master in Economic and

Enterprise Sciences

Post Graduated in Corporate

Finance 2000-2001

Hygiene, Health and Safety at Labour

Portuguese License 2002-2003

HONESTY

SOCIABILITY

TEAM WORK BUILDER

PROACTIVITY