Resume - Aman Gulati

AMAN GULATI

Professional Snapshot

A Fellow Member of the Institute of Chartered Accountants of India with 10 years of rich experience in Finance Management and Credit in bank and industry.

Presently working as a National Sales Head- Icred Finance in Personal & Business loans.

Work Experience

Present Organization

Incred Finance – ( Nov 2016 till date )

Current Work Profile :

Would be responsible for setting up Business Loan and Personal Loan business through DSA from the scratch .

Previous Job Experience :

Bajaj Finance (Sep 2008-July 2016)

Position: National Sales Head – Personal and Small Business Loans (Jan 2016 – Till date)

Zonal Sales Head – Personal and Small Business Loans (Mar 2014 – Dec 2015)

Zonal Credit Head – Personal and Small Business Loans (Sep 2008 – Mar 2014)

Reporting to: Business Head- Personal and Small Business Loans

Work Profile: Managing unsecured business loan acquisition with team of 5 Zonal Heads and 15

Regional Heads Participating in loan installment collection activities Doing personal interaction with clients and understanding their capacity, strengths,

intentions ,abilities etc Identifying Probable Risks by conducting audits at regular intervals. Assessing the small entities worth (firms like prop. concerns, partnership concerns, pvt.

Ltd. Cos) and funding to them based on various policy as well as practical parameters Maintaining TAT, achieving Targets, controlling delinquency and managing team

productivity Conducting training for Business Associates at Regular Intervals. Coordinating with Credit, Collection and RCU for clean sourcing and disbursement. Along with Business loans have also been handing elite segment like self-employed (CA

Firms/Hospitals Doctors) loans.

01-May-2023 AXP Internal of 3

Have also handled AP & Kerala region from June 2011 till April 2012 as Regional Credit Manager (Business loans and salaried loans).

Barclays Bank PLC (Jan 2008 – Sep2008)

Position: Credit Manager – Business Loan

Reporting to: Regional Credit Manager- Business Loans

ICICI Bank (Aug 2006- Jan 2008)

Position: Area Credit Manager – Personal loan Business- Jalandhar & Delhi

Reporting to: Regional Credit Manager-Personal Loan Business

Work Profile: Managing portfolios of Personal Loans and looking after Punjab. Had managed Delhi Pitam Pura ICICI Bank Personal loan credit shop. Handled the responsibility of training of DSA’s and Direct Sales Team for Quality

sourcing. Handled major personal loan channels of Delhi ( in total 20 ) as well managed team of 45 Outsourced credit executives Examining & Analyzing the Data according to Company’s Policies & strategies for

Quality Assurance Regular interaction with collection, sales and operation for process and quality

improvements

Education Background

Qualified as Chartered Accountant in May’ 2006. B.Com (Hons) from Delhi University in 2004. Senior Secondary examination in 2001- Hans Raj Model School (C.B.S.E. Board). Secondary School Examination in 1999- Hans Raj Model School (C.B.S.E Board).

Achievements

Joined Bajaj Finance Ltd. in 2008 as ACM and was promoted as RCM within the span of 2.5 years and later promoted to Zonal Credit Manager within 1.5 years.

Recently promoted to NSM from RSM within one year

Moved to sales from credit portfolio and managing prime locations of Bajaj Finance in April 2014

Have been recognized with various awards (Start performer, Champions Trophy, part of excelsior club) during the stint with Bajaj Finance Ltd.

Personal Details Date of Birth : 25th November 1983


Gender : Male Marital Status : Married Address : Pocket H-17 , House No. 221&222 , Sec-7 ,Rohini , Delhi -110088 Contact No : 09717570606 E-mail : [email protected]

(Aman Gulati)


Resume - Aman Gulati

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