CA. NAMAN VARMA

Dear Hiring Manager,

This letter is to express my interest in discussing the job vacancy requiring a qualified Chartered Accountant in your organization. I am a newly qualified Chartered Accountant of ICAI in NOVEMBER 2014.

I have successfully completed 3 years of articles training from “BJS & Associates. Chartered Accountants, Ahmedabad”.

Possess skills in the fields of Accounts, Audit (Statutory, Internal and Tax Audit), Finance & Banking, General Management and Leadership with familiarity of applying them in diverse esteemed and reputed organizations which include Gujarat State Crime Prevention Trust, Gujarat State Export Corporation, Komoline, Sarangpur Bank, Bank Of India , and many more diversified organizations.

The above stated experiences coupled with the key strengths that I possess, which include, but are not limited to, the following:

A fluent and articulate communicator with good command in Assertive Public Speaking. A Team Builder with excellent Leadership Qualities thriving for contributing towards the inclusive growth

of organization. Strive for continued excellence and perfection. A fast learner with the ability to adapt quickly to new ideas and situations. Marketing and comforting abilities.

Shall make me a competitive candidate for this position.

You will also find me to be well-spoken, energetic, confident and personable, the type of person on whom management can rely and count on during stressful times. I also have a wide breadth of experience of the type that gives you the versatility to place me in a number of contexts with confidence that the level of excellence you expect will be met. Please see my resume for additional information on my experience.

I hope that you will find my education, experiences and strengths captivating enough to warrant an in person meeting, as I am confident that I could provide value to the company as member of your organization team.

I can be reached anytime through the personal email address or the phone number I have given above. Thank you for your time and consideration. I look forward to speaking with you about this employment opportunity in person.

Please find enclosed a copy of my Resume for your review.

Respectfully Yours,

CA. Kruti Shah

4 , Arihant Flat,Bhagvan Nagar Tekra,PaldiAhmedabad-380007(Gujarat)Mobile: +91 99742-38349Email: kruti2807@gmail.com

KRUTI SHAHA.C.A. , B. ComChartered Accountant

RESUME

CA. NAMAN VARMA Ahmedabad-380015(Gujarat)

Professional Qualification

Name of Examination Institutional Body Month and Year of Passing % Marks

CA FINAL (Group 2) ICAI November 2014 57.25CA FINAL (Group 1) ICAI May 2014 54CA IPCC ICAI May 2011 52.14CA CPT ICAI June 2009 71

Educational Qualification

Course School/ College Board/ University Year % Marks

B.ComS.M.Patel Institute Of Commerce Gujarat University 2012 71

HSC (12th) Navchetan High School Paldi, Ahmedabad

Gujarat Board (G.S.H.E.B.) 2009 90.57SSC (10th) 2007 84.85

Work Experience

Pahal Financial Services Private Limited (March 2015 till date)

Pahal Financial Services P Ltd is a NBFC-MFI registered with RBI having footprints across Gujarat and Madhya Pradesh. PAHAL is dedicated to providing sustainable financial services for rural/urban/semi urban clients, with a target group of economically vulnerable women, on a commercially viable basis

Handling fund raising, fund management and financial reporting of the Company. Responsible for finalization of accounts along with maintaining all the books of accounts of Company and related

records. Responsible for reconciliation between the Accounting Software (Tally ERP 9) and MIS Software (FIMO). Responsible for Service Tax, TDS & all other taxation aspects of the Company. Created new processes and systems to ensure Disbursements & Collection entries are done with practically

100% accuracy.

Jointly responsible for managing funds efficiently to lower the effective cost of funds. Managing the Cash Flow of the Company with prioritizing funder payments and statutory dues Jointly responsible for Coordinating with funders, sending reports and all other required Information on time, to facilitate timely loan arrangements. Preparing MIS reports and all type of other monthly / quarterly reports required by funders at

post-funding stage. Reporting of month end financials to the Board of Directors.

4 , Arihant Flat,Bhagvan Nagar Tekra, PaldiAhmedabad-380007(Gujarat)Mobile: +91 99742-38349Email: kruti2807@gmail.com

KRUTI SHAHA.C.A. , B. ComChartered Accountant

Core team member for strategic decision making pertaining to arranging for debt and equity financing. Actively involved in evaluating and suggesting business expansion plans and initiatives. Maximizing return on invested funds by identifying investment opportunities; maintaining relationships with

the investment community. Monitoring and interpreting cash flows and predicting future trends; Analyzing the market dynamics and changes and initiating strategies Responsible for finance, accounting, taxes,

investor relations, investments, assets/liability management.

Article-ship and Training

I have successfully completed 3 years of articles training from “BJS & ASSOCIATES Chartered Accountants, Ahmedabad” beginning from February, 2011 until February, 2014. The KEY assignments handled and successfully completed include:

INTERNAL AUDITS Komoline , Satellite: [Company –Preparing a weather machine]

- Advising and Internal Audit Shree Ghantakarna Enterprise [Company –Plastic bags manufacturing]

- Balancing and Reconciliation of Inter Branch and Branch -H.O Accounts and Operational Audit .

STATUTORY & TAX AUDITS Gujarat State Export Corporation, Ahmedabad: [Company - The largest Dealer of Import Export ]

- Compliance with the requirements of The Companies Act, CARO and Accounting Standards- Drafting Audit Report

Guajarat State Crime Prevention Trust: [Trust – Religious Trust] - Preparation of Financial Statements as per The Act & other compliances - Preparation of the Annual Report

Apart from the above key organisations I had been allocated a large portfolio of clients ranging from Companies, Firms and Individuals for drafting of Tax Audit Reports and Filing of Tax Returns.

BANK AUDITS Concurrent and Internal Audits : Bank of India , Sarangpur Bank, Syndicate Bank Unit Inspections & Stock Audits for ICICI Bank Limited :

- Physical Verification of Inventory, Sites & Machinery and Analysis of Stock Statements & Customer Balances

Computer Proficiency and Other Trainings

Working Knowledge : MS Word-Power Point-Excel, Easy tax, Tally ERP 9 Successfully completed 100 hours of I.T. Training and Orientation Programme of ICAI, Ahmedabad Computer knowledge: - Ms Office, Craft Silicon, Tally 7.2, ERP 9, FIMO.

Personal Information

Date of Birth : 28th July, 1992 Gender : Female Father’s Name : Rakesh Shah (Businessman) Mother’s Name : Mona Shah (Homemaker) Marital Status : Engaged Languages Known : Read , Write, Speak : English, Hindi, Gujarati Hobbies & Interests : Travelling, Exploring Cuisines, Socialising, Talking with People

References CA Ajit shah (Ex-President of ICAI)- 9824050526,9979544600

CA Urvi Dharaiya (CFO-Pahal)- 9898660893

I hereby declare that the above written particulars are to be best of my knowledge and belief.