Resource Preferred SBA Business Aquisition, Working Capital and Real Estate Loan Guarantees
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Transcript of Resource Preferred SBA Business Aquisition, Working Capital and Real Estate Loan Guarantees
Resource Realty offers
Commercial Loans in 42 states
and is licensed in the states of
New Jersey, New York and the
Commonwealth of
Pennsylvania.
Commercial Loan Division
We partner with national SBA
“Preferred Lenders” who offer
government guaranteed loans
from $250,000 to $15,000,000.
Commercial Loan Division
They lend to:
(1) Physicians, veterinarians, plastic surgeons and eye
doctors
(2) Professional offices
(3) P&C insurance agents buying a book of business
(4) Manufacturing
(5) Automotive and auto body repair
(6) Motels
(7) Marinas and golf courses
(8) Day care and assisted living
(9) Car washes
(10) Quick service restaurant franchises
(11) Retail and convenience stores
(12) Funeral homes
(13) Or dozens of other industries Commercial Loan Division
Preferred SBA lenders can approve loans
on behalf of the US Government.
They process loans more quickly and
efficiently than other SBA lenders.
They control the whole process.
Commercial Loan Division
Maybe you’d like to:
(1) Expand
(2) Upgrade equipment
(3) Add a new location
(4) Renovate business property
(5) Pay off expensive credit card advances
(6) Buy out a partner to increase profitability
(7) More working capital
(8) Pay taxes
Commercial Loan Division
Our home office:
124 East Camden Avenue
Moorestown, New Jersey 08057-1625
Office: (856) 727-0700 (extension 9)
Cell: (609) 417-9031
Fax: (856) 956-1192
Email: [email protected] Profile: https://www.linkedin.com/in/ejpaul
Commercial Loan Division
Our Founder: Elliot “EJ” Paul
25+ years experience advising bankers, commercial real
estate brokers and owners, business owners and professionals
Vice President: Resource Realty – Commercial Loan Division
President: Archon Advisory Corporation - A Registered
Investment Advisor
Former President: Warton Archon Financial Advisors – a SEC
Registered Investment Advisor
Former VP and Branch Manager: Stifel Nicolaus, NY Stock
Exchange
Former VP of Philadelphia Securities Association
Past President Garden State Rotary of Cherry Hill, NJ
Haddonfield Memorial High School Graduate
University of Pennsylvania – BA Economics
Harvard Graduate Business School Alumnus
Commercial Loan Division
One of our lenders for over 20
years has financed hundreds
of businesses in many
industries.
Commercial Loan Division
As small business owners
themselves, they understand
the needs of your small
business.
Commercial Loan Division
Terms up to 25 years
Fully amortizing loans
No call or balloon provisions
Long term certainty in an uncertain
economic environment.
Commercial Loan Division
Loan Purpose:
(1) Commercial real estate purchase
(2) Refinance
(3) Construction
(4) Working capital
(5) Acquiring other business assets
Commercial Loan Division
Loan to value*
Up to 125% on general purpose real
estate
Up to 130% for medical office condos
and office buildings.
*SBA requires up to
25% down payment
for certain industriesCommercial Loan Division
Term: Up to 25 years based on loan
purposes.
No balloon or calls – fully amortizing over
the life of the loan
Commercial Loan Division
Fees:
(1) No loan origination fee
(2) One-time SBA loan guarantee fee based
on loan size
(3) Good faith deposit for loan closing
costs.
Commercial Loan Division
Recourse:
Personal guarantees for all
individuals owning 20% or more.
Corporate guarantees of affiliated
companies may be required.
Commercial Loan Division