Reporte Captaciones 0313
-
Upload
jordan-coriza -
Category
Documents
-
view
230 -
download
0
description
Transcript of Reporte Captaciones 0313
Captaciones del Público: Red Acción y Partners
MARZO, 2013:
2,321,848
3,377,748
CLIENTES CAPTACIONES
SALDO CAPTACIONES
Acción TENDENCIA Y COMPOSICION CAPTACIONES-12 MESES
SAVINGS TRENDS AND COMPOSITION-LAST 12 MONTHS
2,23
9,47
2
2,24
6,63
5
2,26
0,30
1
2,38
7,34
5
2,14
9,45
5
2,47
5,94
1
2,57
1,95
6
2,59
3,51
7
2,63
5,72
1
2,34
6,38
7
2,36
4,91
9
2,38
8,78
5
2,32
1,84
8
$2,940,849 $2,976,940 $2,985,382 $3,118,841
$3,450,150 $3,411,205
$2,942,862 $2,938,481 $2,924,243
$3,365,543 $3,250,776 $3,209,075
$3,377,748
$-
$500,000
$1,000,000
$1,500,000
$2,000,000
$2,500,000
$3,000,000
$3,500,000
$4,000,000
0
500,000
1,000,000
1,500,000
2,000,000
2,500,000
3,000,000Mar 12 April 12 May 12 Jun 12 Jul 2012 Aug 2012 Sep 2012 Oct 2012 Nov 2012 Dec 2012 Jan 2013 Feb 2013 Mar 2013
Savers Savings ($ 000)
7.7%
0.3%
1.9%
24.4%
1.5% 4.7%
9.5%
1.6% 1.6%
14.5%
7.8%
4.4%
3.7%
1.2%
11.5%
0.5%
3.2%
Composición de Clientes de Captaciones Savers Composition-
March 2013
Banco Ademi
Bandelta
Banco Solidario
BancoSol
Banco Popular
BanGente
FINAMERICA
Financiera El Comercio
FINSOL
Mibanco
Akiba
AMFB
EB ACCION
EAMF
Banco Pichincha
Apoyo Integral
Banco Compartamos
5.0% 4.1%
6.6%
21.9%
0.6% 3.7%
7.5% 3.4%
0.5%
40.8%
1.8%
0.1% 0.3% 0.1%
3.3%
0.3% 0.1%
Composición de Saldos de Captaciones Savings $000 Composition-
March 2013
Banco Ademi
Bandelta
Banco Solidario
BancoSol
Banco Popular
BanGente
FINAMERICA
Financiera El Comercio
FINSOL
Mibanco
Akiba
AMFB
EB ACCION
EAMF
Banco Pichincha
Apoyo Integral
Banco Compartamos
AM
ÉRIC
A L
ATIN
A
Los clientes de captaciones tuvieron un crecimiento constante en la mayoría de las instituciones en América Latina. El ranking en crecimiento en clientes lo lideran este trimestre Apoyo Integral-El Salvador, Banco Compartamos-México y Financiera El Comercio-Paraguay con crecimientos del 26%,18% y 12% re-spectivamente con respecto a Diciem-bre 2012.
Los saldos de captaciones en dólares reflejan una disminución durante el mes de Marzo debido en parte a la devalu-ación de la moneda en Venezuela. Sin embargo, los saldos en Bangente au-mentaron un 5% con respecto a Dic 2012. Por otro lado, instituciones que tienen un peso significativo dentro del total disminuyeron su cifra de saldos.
ÁFR
ICA
Y A
SIA
Los saldos de captaciones tuvieron un crecimiento constante durante el primer trimestre del año. Cabe anotar el que el mayor % de crecimiento lo tuvo AMFB Nigeria con el 11.4% de crecimiento en saldos.
Continúa liderando la cuenta de ahorros como el producto más importante en términos de clientes. Sin embargo, los depósitos continuan siendo un produc-to muy importante que va en constante crecimiento.
Las cuentas de ahorro son el producto más importante de captación dentro de las instituciones en Africa. Sin em-bargo, Akiba mantiene un proporción similar en sus clientes de cuenta corri-ente y ahorros.
La dinámica de crecimiento comercial en términos de clientes se comporta positivamente para todas las institucio-nes en África. En términos de clientes fue EAMF Camerún quien tuvo mayor crecimiento con el 8.5%.
PAIS/COUNTRY INSTITUCIÓN/INSTITUTION DIC 2012 MAR 2013
Cambio últimos 03
meses/Change last
03 months (%)
Dominican Republic Banco Ademi 179,555 178,169 -0.77%
Mexico Banco Compartamos 62,881 74,357 n/a
Panama Bandelta 7,059 7,685 8.87%
Ecuador Banco Solidario 44,901 45,136 0.52%
Bolivia BancoSol 547,222 565,962 3.42%
Honduras Banco Popular 33,747 35,123 4.08%
Venezuela BanGente 103,751 107,973 4.07%
Ecuador Banco Pichincha 361,839 267,392 -26.10%
Colombia Finamerica 207,878 220,843 6.24%
Paraguay Financiera El Comercio 32,432 38,035 17.28%
Honduras Finsol 35,037 36,004 2.76%
Peru Mibanco 1
342,541 337,445 -1.49%
El Salvador Apoyo Integral 9,461 11,929 26.09%
1,968,304 1,926,053 -2.1%
AFRICA, INDIA, CHINA
Tanzania Akiba 175,428 180,460 2.87%
Nigeria Accion Microfinance Bank 95,128 102,786 8.05%
Ghana EB-ACCION 82,466 85,359 3.51%
Cameroon EAMF 25,061 27,190 8.50%
Total - Africa, India and China 378,083 395,795 4.7%
Grand Total ACCION International 2,346,387 2,321,848 -1.0%1.
This figure used to include clients who own accounts with balance zero. Total as of March 2013 is not including clients with balance zero.
Total Latin America and The Caribbean
Accion CLIENTES CAPTACIONES- CAMBIO PORCENTUAL
SAVERS-PERCENTAGE INCREASE
Usd $(000)
PAIS/COUNTRY INSTITUCIÓN/INSTITUTION DEC 2012 MAR 13
Cambio últimos
03
meses/Change
last 03 months
(%)
Dominican Republic Banco Ademi 169,653 169,397 -0.15%
Mexico Banco Compartamos 1,314 1,780 n/a
Panama Bandelta 131,461 137,696 4.74%
Ecuador Banco Solidario 216,933 222,613 2.62%
Bolivia BancoSol 698,347 739,214 5.85%
Honduras Banco Popular 19,653 21,187 7.81%
Venezuela BanGente 183,391 124,405 -32.16%
Ecuador Banco Pichincha 172,364 111,099 -35.54%
Colombia FINAMERICA 254,243 252,244 -0.79%
Paraguay Financiera El Comercio 104,806 115,412 10.12%
Honduras FINSOL 15,515 15,552 0.24%
Peru Mibanco 1,308,038 1,378,306 5.37%
El Salvador Apoyo Integral 8,221 10,179 23.81%
3,283,940 3,299,084 0.5%
Tanzania Akiba 64,481 60,431 -6.28%
Nigeria Accion Microfinance Bank 3,499 3,898 11.39%
Ghana EB ACCION 9,089 9,323 2.57%
Cameroon EAMF 4,534 5,012 10.54%
81,603 78,664 -3.6%
3,365,543 3,377,748 0.4%
TOTAL LATIN AMERICA AND THE CARIBBEAN
Total - Latin America & Caribbean
AFRICA, INDIA AND CHINA
Total - Africa, India and China
Grand Total - ACCION International
Accion SALDO DE CAPTACIONES- CAMBIO PORCENTUAL
SAVINGS-PERCENTAGE INCREASE
CUSTOMER SAVINGS AT MARCH 31/2013- Figures are in Dollars (Real Amount)
AKIBA COMMERCIAL BANK (Tanzania)
16
3,0
69
16
4,9
77
16
9,3
01
16
3,0
69
17
1,0
66
17
3,0
92
17
4,5
60
17
5,0
49
17
5,2
04
17
5,4
28
17
6,8
13
17
8,4
30
18
0,4
60
$55,531 $54,634
$56,578 $56,695 $57,522
$60,886
$59,472
$61,351
$60,069
$64,481
$58,414 $58,977
$60,431
$48,000
$50,000
$52,000
$54,000
$56,000
$58,000
$60,000
$62,000
$64,000
$66,000
150,000
155,000
160,000
165,000
170,000
175,000
180,000
185,000
Mar 12 April 12 May 12 June 12 July 12 Aug 12 Sep 12 Oct 12 Nov 12 Dec 12 Jan 13 Feb 13 Mar 13
Savers Savings ($ 000)
35.2%
42.8%
1.5% 9.2%
4.5% 6.9%
0.00% 0.0%
0.0% Composición de Saldos de Captaciones Savings ($000) Composition
Savings accounts
Current accounts
Up to 30 days
Up to 90 days
Up to 120 days
Up to 360days
> 360 days
Bonds
Others (convertiblebonds)
68.6%
31.3%
0.02% 0.03% 0.03% 0.04% 0.00% 0.00%
0.00% Composición de Clientes de Captaciones
Savers Composition
Savings accounts
Current accounts
Up to 30 days
Up to 90 days
Up to 120 days
Up to 360days
> 360 days
Bonds
Others (convertiblebonds)
Akiba
CUSTOMER SAVINGS AT MARCH 31/2013- Figures are in Dollars (Real Amount)
ACCION MICROFINANCE BANK (AMFB) (Nigeria)
71
,92
1
74
,39
8
76
,18
5
71
,92
1
79
,68
9
83
,01
6
85
,88
9
85
,88
9
88
,80
1
95
,12
8
97
,41
2
99
,81
8
10
2,7
86
$2,817 $2,855 $2,781 $2,803 $2,925
$3,064 $3,139 $3,139 $3,303
$3,499 $3,533 $3,702
$3,898
$-
$500
$1,000
$1,500
$2,000
$2,500
$3,000
$3,500
$4,000
$4,500
0
20,000
40,000
60,000
80,000
100,000
120,000
Mar 12 April 12 May 12 June 12 July 12 Aug 12 Sep 12 Oct 12 Nov 12 Dec 12 Jan 13 Feb 13 Mar 13
Savers Savings ($ 000)
93%
6%
0%
0%
0% 1%
0% 0%
0%
Composición de Saldos de Captaciones Savings ($000) Composition
Savings accounts
Current accounts
Up to 30 days
Up to 90 days
Up to 120 days
Up to 360days
> 360 days
Bonds
Others (convertiblebonds)
98%
2% 0%
0%
0%
0.004%
0%
0%
0%
Composición de Clientes de Captaciones Savers Composition
Savings accounts
Current accounts
Up to 30 days
Up to 90 days
Up to 120 days
Up to 360days
> 360 days
Bonds
Others (convertiblebonds)
AMFB
CUSTOMER SAVINGS AT MARCH 31/2013- Figures are in Dollars (Real Amount)
APOYO INTEGRAL (Salvador)3
,28
8
3,7
03
4,1
96
4,7
00
5,3
23
6,1
97
7,0
93
8,0
59
8,8
59
9,4
61
10
,29
3
11
,07
9
11
,92
9
$6,193 $6,863 $6,977
$7,628 $8,084
$8,724 $9,059
$9,621
$8,603 $8,221 $8,450
$10,049 $10,179
$-
$2,000
$4,000
$6,000
$8,000
$10,000
$12,000
0
2,000
4,000
6,000
8,000
10,000
12,000
14,000
Mar 12 April 12 May 12 June 12 July 12 Aug 12 Sep 12 Oct 12 Nov 12 Dec 12 Jan 13 Feb 13 Mar 13
Savers Savings ($ 000)
Apoyo Integral
CUSTOMER SAVINGS AT MARCH 31/2013- Figures are in Dollars (Real Amount)
BANCO ADEMI (Dominican Republic))1
58
,86
3
16
6,7
16
16
8,4
36
16
2,3
65
17
0,2
62
15
6,7
48
15
7,7
42
15
8,6
49
17
5,3
96
17
9,5
55
17
6,2
45
17
7,4
30
17
8,1
69
$147,594 $152,612
$158,891 $161,355 $167,075
$175,136 $181,283 $176,678
$171,479 $169,653 $169,047 $168,398 $169,397
$-
$20,000
$40,000
$60,000
$80,000
$100,000
$120,000
$140,000
$160,000
$180,000
$200,000
145,000
150,000
155,000
160,000
165,000
170,000
175,000
180,000
185,000
Mar 12 April 12 May 12 June 12 July 12 Aug 12 Sep 12 Oct 12 Nov 12 Dec 12 Jan 13 Feb 13 Mar 13
Savers Savings ($ 000)
Banco Ademi
CUSTOMER SAVINGS AT MARCH 31/2013- Figures are in Dollars (Real Amount)
BANCO COMPARTAMOS (Mexico)
29
,54
1
40
,97
1
52
,77
3
62
,88
1
74
,35
7
$949 $862 $898
$1,314
$1,780
$-
$200
$400
$600
$800
$1,000
$1,200
$1,400
$1,600
$1,800
$2,000
0
10,000
20,000
30,000
40,000
50,000
60,000
70,000
80,000
Mar 12 June 12 Sep 12 Dec 12 Mar 13
Savers Savings ($ 000)
Banco Compartamos
CUSTOMER SAVINGS AT MARCH 31/2013- Figures are in Dollars (Real Amount)
BANDELTA (Panama)
9,6
24
9,6
42
9,2
36
6,7
62
6,7
65
7,8
23
7,8
89
7,3
73
7,5
71
7,0
59
7,5
55
7,6
51
7,6
85
$96,944 $97,469 $99,817
$123,570 $122,520
$101,715
$125,223
$104,420
$128,917 $131,461 $133,295 $133,581 $137,696
$-
$20,000
$40,000
$60,000
$80,000
$100,000
$120,000
$140,000
$160,000
0
2,000
4,000
6,000
8,000
10,000
12,000
Mar 12 April 12 May 12 June 12 July 12 Aug 12 Sep 12 Oct 12 Nov 12 Dec 12 Jan 13 Feb 13 Mar 13
Savers Savings ($ 000)
17.0% 0.2%
0.0% 0.7%
0.0%
0.8%
65.0%
14.17%
2.14%
Composición de Saldos de Captaciones Savings ($000) Composition
Savings accounts Current accounts
Up to 30 days Up to 90 days
Up to 120 days Up to 360days
> 360 days Bonds
Vcn's
Bandelta
CUSTOMER SAVINGS AT MARCH 31/2013- Figures are in Dollars (Real Amount)
BANGENTE (Venezuela)
10
3,3
34
10
5,0
45
10
6,4
74
90
,66
2
90
,66
3
95
,14
1
97
,38
7
99
,73
5
10
2,1
77
10
3,7
51
10
4,7
80
10
5,9
13
10
7,9
73
$121,186 $123,904 $130,222
$138,660 $144,776
$150,331 $160,188 $164,628
$173,440 $183,391
$174,185
$120,747 $124,405
$-
$20,000
$40,000
$60,000
$80,000
$100,000
$120,000
$140,000
$160,000
$180,000
$200,000
80,000
85,000
90,000
95,000
100,000
105,000
110,000
Mar 12 April 12 May 12 June 12 July 12 Aug 12 Sep 12 Oct 12 Nov 12 Dec 12 Jan 13 Feb 13 Mar 13
Savers Savings ($ 000)
7.5%
29.2%
6.4% 0.7% 0.0% 0.2%
0.0%
46.3%
9.7%
Composición de Saldos de Captaciones Savings ($000) Composition
Savings accounts
Current accounts
Up to 30 days
Up to 90 days
Up to 120 days
Up to 360days
> 360 days
Captaciones conVencimiento a la VistaOtros ( Certificados deMicrocrédito )
27%
73%
0.06%
0.03%
0.00%
0.00%
0.00%
0.04%
0.00%
Composición de Clientes de Captaciones Savers Composition
Savings accounts
Current accounts
Up to 30 days
Up to 90 days
Up to 120 days
Up to 360days
> 360 days
Captaciones con Vencimiento ala VistaOtros ( Certificados deMicrocrédito )
Bangente
CUSTOMER SAVINGS AT MARCH 31/2013- Figures are in Dollars (Real Amount)
BANCO PICHINCHA (Ecuador)
16
8,5
28
17
7,8
43
16
8,0
74
31
4,5
00
33
8,0
83
34
2,8
50
34
8,5
68
35
3,2
72
35
7,9
10
36
1,8
39
36
1,8
39
36
1,8
39
26
7,3
92
$63,723
$79,801
$65,448
$137,323 $149,167 $152,971
$164,367 $155,548 $154,421
$172,364 $172,364 $172,364
$111,099
$-
$20,000
$40,000
$60,000
$80,000
$100,000
$120,000
$140,000
$160,000
$180,000
$200,000
0
50,000
100,000
150,000
200,000
250,000
300,000
350,000
400,000
Mar 12 April 12 May 12 June 12 July 12 Aug 12 Sep 12 Oct 12 Nov 12 Dec 12 Jan 13 Feb 13 Mar 13
Savers Savings ($ 000)
92%
5% 0.4%
0.7%
0.3%
1.0%
0.0%
0%
0%
Composición de Clientes de Captaciones Savers Composition
Savings accounts Current accounts
Up to 30 days Up to 90 days
Up to 120 days Up to 360days
> 360 days Bonds
Others (convertible bonds)
Banco Pichincha
CUSTOMER SAVINGS AT MARCH 31/2013- Figures are in Dollars (Real Amount)
BANCO POPULAR (Honduras))
24
,20
6
24
,74
0
25
,55
2
24
,20
6
30
,67
8
31
,53
3
32
,18
7
32
,90
0
33
,33
6
33
,74
7
34
,34
4
34
,76
4
35
,12
3
$18,095 $17,931
$18,232 $18,561
$19,261 $19,016
$19,324
$19,706 $19,695 $19,653 $19,849
$20,057
$21,187
$16,000
$17,000
$18,000
$19,000
$20,000
$21,000
$22,000
0
5,000
10,000
15,000
20,000
25,000
30,000
35,000
40,000
Mar 12 April 12 May 12 June 12 July 12 Aug 12 Sep 12 Oct 12 Nov 12 Dec 12 Jan 13 Feb 13 Mar 13
Savers Savings ($ 000)
23.6%
2.7% 0.00%
2.26%
0.00%
71.4%
0.1% 0.0%
0.0%
Composición de Saldos de Captaciones Savings ($000) Composition
Savings accounts
Current accounts
Up to 30 days
Up to 90 days
Up to 120 days
Up to 360days
> 360 days
Bonds
Others (convertible bonds)
93.6%
1.4%
0.01%
0.42%
0.01%
4.49%
0.09%
0%
0%
Composición de Clientes de Captaciones Savers Composition
Savings accounts
Current accounts
Up to 30 days
Up to 90 days
Up to 120 days
Up to 360days
> 360 days
Bonds
Others (convertible bonds)
Banco Popular
CUSTOMER SAVINGS AT MARCH 31/2013- Figures are in Dollars (Real Amount)
BANCO SOLIDARIO (Ecuador)
44
,98
7
45
,18
7
45
,14
8
44
,98
5
44
,70
0
43
,89
9
44
,01
4
44
,49
7
44
,67
9
44
,90
1
45
,06
3
44
,87
0
45
,13
6
$189,947 $188,995 $192,799 $197,003 $196,935 $198,520 $203,536 $205,029 $208,824 $216,933
$230,052 $225,888 $222,613
$-
$50,000
$100,000
$150,000
$200,000
$250,000
43,000
43,500
44,000
44,500
45,000
45,500
Mar 12 April 12 May 12 June 12 July 12 Aug 12 Sep 12 Oct 12 Nov 12 Dec 12 Jan 13 Feb 13 Mar 13
Savers Savings ($ 000)
13%
4%
21%
23%
16%
17%
6% 0%
0%
Composición de Saldos de Captaciones Savings ($000) Composition
Savings accounts
Current accounts
Up to 30 days
Up to 90 days
Up to 120 days
Up to 360days
> 360 days
Bonds
Others (convertible bonds)
91%
1% 2%
2%
1%
3%
0%
0%
0%
Composición de Clientes de Captaciones Savers Composition
Savings accounts
Current accounts
Up to 30 days
Up to 90 days
Up to 120 days
Up to 360days
> 360 days
Bonds
Others (convertible bonds)
Banco Solidario
CUSTOMER SAVINGS AT MARCH 31/2013- Figures are in Dollars (Real Amount)
BANCOSOL (Bolivia)
49
5,4
76
50
1,7
56
50
8,0
48
51
3,5
91
53
7,9
09
52
5,6
17
53
1,4
23
53
6,0
96
54
2,1
06
54
7,2
22
55
3,7
11
56
1,0
92
56
5,9
62
$592,485 $594,981 $604,493 $605,695 $624,113 $578,535
$661,184 $680,671
$622,488
$698,347 $698,090 $709,271 $739,214
$-
$100,000
$200,000
$300,000
$400,000
$500,000
$600,000
$700,000
$800,000
460,000
480,000
500,000
520,000
540,000
560,000
580,000
Mar 12 April 12 May 12 June 12 July 12 Aug 12 Sep 12 Oct 12 Nov 12 Dec 12 Jan 13 Feb 13 Mar 13
Savers Savings ($ 000)
28%
0%
0% 0%
0% 2%
60%
3% 7%
Composición de Saldos de Captaciones Savings ($000) Composition
Savings accounts Current accounts
Up to 30 days Up to 90 days
Up to 120 days Up to 360days
> 360 days Bonds
Others (convertible bonds)
BancoSol
CUSTOMER SAVINGS AT MARCH 31/2013- Figures are in Dollars (Real Amount)
EAMF (Cameroon)
18
,20
9
19
,26
9
19
,89
3
18
,20
9
22
,92
6
22
,30
7
23
,19
0
23
,78
6
24
,47
6
25
,06
1
25
,75
3
26
,72
6
27
,19
0
$3,283 $2,992 $2,885
$3,494 $3,722 $3,680
$4,159 $4,190 $4,448 $4,534
$4,905 $4,867 $5,012
$-
$1,000
$2,000
$3,000
$4,000
$5,000
$6,000
0
5,000
10,000
15,000
20,000
25,000
30,000
Mar 12 April 12 May 12 June 12 July 12 Aug 12 Sep 12 Oct 12 Nov 12 Dec 12 Jan 13 Feb 13 Mar 13
Savers Savings ($ 000)
88%
7%
0%
0%
5% 0%
0% 0%
0%
Composición de Saldos de Captaciones Savings ($000) Composition
Savings accounts Current accounts
Up to 30 days Up to 90 days
Up to 120 days Up to 360days
> 360 days Bonds
Others (convertible bonds)
EAMF
CUSTOMER SAVINGS AT MARCH 31/2013- Figures are in Dollars (Real Amount)
EB-ACCION (EASL) (Ghana))
75
,14
7
76
,22
8
77
,93
9
75
,14
7
79
,68
6
80
,65
9
81
,24
7
81
,24
7
81
,91
2
82
,46
6
83
,01
8
83
,70
1
85
,35
9
$7,459 $7,820 $7,765 $7,804 $7,749 $7,517 $7,517
$7,881 $8,226
$9,089 $8,723 $8,928
$9,323
$-
$1,000
$2,000
$3,000
$4,000
$5,000
$6,000
$7,000
$8,000
$9,000
$10,000
70,000
72,000
74,000
76,000
78,000
80,000
82,000
84,000
86,000
88,000
Mar 12 April 12 May 12 June 12 July 12 Aug 12 Sep 12 Oct 12 Nov 12 Dec 12 Jan 13 Feb 13 Mar 13
Savers Savings ($ 000)
74%
13%
0%
2% 9% 2%
0% 0%
0%
Composición de Saldos de Captaciones Savings ($000) Composition
Savings accounts Current accounts
Up to 30 days Up to 90 days
Up to 120 days Up to 360days
> 360 days Bonds
Others (convertible bonds)
EB-ACCION
CUSTOMER SAVINGS AT MARCH 31/2013- Figures are in Dollars (Real Amount)
FINAMERICA (Colombia)
16
5,8
65
16
9,7
61
17
3,8
47
17
8,1
98
18
2,5
48
18
7,2
12
19
2,4
29
19
8,3
20
20
3,4
57
20
7,8
78
21
2,3
92
21
7,0
70
22
0,8
43
$196,193 $206,666 $200,668
$219,546 $226,259 $231,687 $240,418 $240,849 $246,877 $254,243 $258,854 $254,986 $252,244
$-
$50,000
$100,000
$150,000
$200,000
$250,000
$300,000
0
50,000
100,000
150,000
200,000
250,000
Mar 12 April 12 May 12 June 12 July 12 Aug 12 Sep 12 Oct 12 Nov 12 Dec 12 Jan 13 Feb 13 Mar 13
Savers Savings ($ 000)
10% 0% 0%
1%
7%
40%
42%
0%
0%
Composición de Saldos de Captaciones Savings ($000) Composition
Savings accounts
Current accounts
Up to 30 days
Up to 90 days
Up to 120 days
Up to 360days
> 360 days
Bonds
Others (convertible bonds)
98%
0% 0.0%
0.2%
0.4%
1%
0.2%
0%
0%
Composición de Clientes de Captaciones Savers Composition
Savings accounts
Current accounts
Up to 30 days
Up to 90 days
Up to 120 days
Up to 360days
> 360 days
Bonds
Others (convertible bonds)
Finamerica
CUSTOMER SAVINGS AT MARCH 31/2013- Figures are in Dollars (Real Amount)
Financiera El Comercio (Paraguay)
28
,95
6
28
,66
7
28
,96
7
30
,04
2
29
,84
5
30
,36
0
31
,59
3
31
,64
8
32
,48
9
32
,43
2
34
,95
3
37
,26
3
38
,03
5
$84,037 $85,072 $82,851 $84,090 $88,564 $87,912 $87,678 $88,796
$97,246 $104,806
$108,766 $114,918 $115,412
$-
$20,000
$40,000
$60,000
$80,000
$100,000
$120,000
$140,000
0
5,000
10,000
15,000
20,000
25,000
30,000
35,000
40,000
Mar 12 April 12 May 12 June 12 July 12 Aug 12 Sep 12 Oct 12 Nov 12 Dec 12 Jan 13 Feb 13 Mar 13
Savers Savings ($ 000)
21%
0%
1% 1%
2%
8%
67%
0%
0%
Composición de Saldos de Captaciones Savings ($000) Composition
Savings accounts Current accounts
Up to 30 days Up to 90 days
Up to 120 days Up to 360days
> 360 days Bonds
Others (convertible bonds)
Financiera El Comercio
CUSTOMER SAVINGS AT MARCH 31/2013- Figures are in Dollars (Real Amount)
FINSOL (Honduras)3
5,4
27
35
,67
2
35
,97
4
33
,49
5
33
,75
9
33
,99
4
34
,19
9
34
,45
1
34
,80
2
35
,03
7
35
,32
6
35
,71
7
36
,00
4
$14,409 $14,339
$14,021
$15,311
$15,938 $15,970 $15,834
$15,491
$15,727 $15,515
$15,675 $15,769
$15,552
$13,000
$13,500
$14,000
$14,500
$15,000
$15,500
$16,000
$16,500
32,000
32,500
33,000
33,500
34,000
34,500
35,000
35,500
36,000
36,500
Mar 12 April 12 May 12 June 12 July 12 Aug 12 Sep 12 Oct 12 Nov 12 Dec 12 Jan 13 Feb 13 Mar 13
Savers Savings ($ 000)
Finsol
CUSTOMER SAVINGS AT MARCH 31/2013- Figures are in Dollars (Real Amount)
MIBANCO (Peru)
27
4,9
69
28
4,5
82
34
2,5
41
33
7,4
45
$1,338,440
$999,583
$1,308,038 $1,378,306
$-
$200,000
$400,000
$600,000
$800,000
$1,000,000
$1,200,000
$1,400,000
$1,600,000
0
50,000
100,000
150,000
200,000
250,000
300,000
350,000
400,000
June 12 Sep 12 Dec 12 Mar 13
Savers Savings ($ 000)
18%
1%
6%
7%
9%
25%
34%
0%
0%
Composición de Saldos de Captaciones Savings ($000) Composition
Savings accounts
Current accounts
Up to 30 days
Up to 90 days
Up to 120 days
Up to 360days
> 360 days
Bonds
Others (convertible bonds)
87%
1% 0.2%
1%
1%
4% 6.5%
0%
0%
Composición de Clientes de Captaciones Savers Composition
Savings accounts
Current accounts
Up to 30 days
Up to 90 days
Up to 120 days
Up to 360days
> 360 days
Bonds
Others (convertible bonds)
Mibanco