Reply to motion to dismiss ch 13 bankruptcy: Benjamin L. Jones-Norman

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    UNITED STATES BANKRUPTCY COURT

    DISTRICT OF MINNESOTA

    In Re: Benjamin Jones-Norman Case No. BKY 11-45314

    Debtor.

    REPLY TO MOTION OBJECTING TO CONFIRMATION OF CHAPTER 13 PLAN

    AND FOR DISMISSAL OF CASE

    TO: All parties in interest pursuant to Local Rule 9013-3.

    1. Debtor requests an order of the court denying the relief sought by Jasmine Z.

    Keller, chapter 13 trustee, for the reasons stated in this responsive motion.

    2. Debtor has served and filed a modified chapter 13 plan for hearing at the next

    available hearing date along with required supporting documents. Said modified plan is believed

    by debtor to adequately address the objections raised by the trustee in her motion dated May 8,

    2012 currently scheduled for hearing on 5-24-2012.

    3. The debtor has received two pay stubs from his employment with Paramount

    Pictures in Los Angeles, CA, and attorney for debtor has now provided copies of those pay stubs

    to the trustees office in satisfaction of paragraph 7a of the trustees motion.

    4. The debtor's budget includes a payment for a car loan that is in the name of

    debtor's father as borrower and secured against the car (a 2011 Audi A5) debtor is driving. Both

    the title of the car and the loan (city county credit union is the lender) are in debtor's father's

    name. Debtor does not qualify for a loan or a lease of a suitable work vehicle. Debtor pays the

    monthly car payment directly to city county credit union. The debtor's job with Paramount

    Pictures requires him to have luxury style transportation because he is regularly responsible for

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    transporting and entertaining highly compensated and high demand "talent" such as graphic

    designers, animation professionals, voice actors and actors for which the employer competes

    with other film companies. The car was purchased slightly used, and a lesser car would not be

    acceptable to fulfill the requirements of debtor's job. The debtors attorney has furnished the

    trustee with a copy of the title for the car, which lists a security interest in favor of City County

    Federal Credit Union, and lists debtors father as the sole owner of the vehicle. In addition a

    copy of the check payable from the credit union to the dealer for the purchase of the vehicle was

    provided to the trustee along with the loan disbursement document, showing the repayment

    terms. This information should reasonably satisfy the concerns of paragraph 7b of the trustees

    motion.

    5. The debtors income verification and current budget relating to his relocation to

    California, should reasonably satisfy the concerns of paragraphs 7d and 7e of the trustees motion.

    The debtor is no longer paying the 401k loan on the 401k retirement plan administered at the

    debtors former employment and this item has been removed from the debtors expense schedule

    created in conformity with schedule J.

    6. The debtor remains current in his plan payments and continuance of the trustees

    motion herein to allow confirmation of the debtors modified plan dated 5-17-2012 will not

    unduly prejudice the trustee, or creditors and will allow for the orderly administration of the

    debtors case and payment to creditors in conformity with the bankruptcy code.

    WHEREFORE, Debtor requests an Order from the Court denying the Trustees motions

    herein.

    2

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    LANNERS & OLSON, P.A.

    ATTORNEYS AT LAW

    Dated: 4/7/2009 _/e/David C. Olson______David C. Olson, #169055

    Attorney for Debtor

    12805 Highway 55, Suite 102Plymouth, MN 55441

    (763) 550-9892

    VERIFICATION

    I, David C. Olson, employed as attorney for debtor Benjamin Jones-Norman, debtor

    herein, declare under penalty of perjury that the foregoing is true and correct according to thebest of my knowledge, information and belief.

    Executed: 5-18-2012 /e/David C. Olson

    3

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    1993-201

    1EZ-Filing,

    Inc.

    [1-800-998-2424]-FormsSoftwareOnly

    United States Bankruptcy Court

    IN RE: Case No.

    Debtor(s)

    Chapter

    CERTIFICATE OF MAILING

    The undersigned hereby certifies that a true copy of the following document(s):

    was(were) mailed to all persons in interest at the addresses set forth in the exhibit which is attached hereto, by first class mail

    postage prepaid, on this day of , .

    District of Minnesota

    11-45314

    13Jones-Norman, Benjamin L

    18th May 2012

    response to motion

    s/ David C. Olson

    David C. Olson 169055Lanners and Olson, P.A.12805 Hwy. 55 Suite 102Plymouth, MN 55441(763) 550-9892 Fax: (763) [email protected]

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    1993-201

    1EZ-Filing,

    Inc.

    [1-800-998-2424]-FormsSoftwareOnly

    Acura Financial Services2170 Point Blvd, Ste 100Elgin, IL 60123

    American ExpressP O Box 0001Los Angeles, CA 90096

    AsniP O Box 35171310 MLK DriveBloomington, IL 61702-3517

    Capital One BankBankruptcy DepartmentP O Box 85520Richmond, VA 23285

    Chase Home Finance, LLCP O Box 24696Columbus, OH 43224-0696

    CitiP O Box 6241Sioux Falls, SD 57117

    Direct TVQwest CommunicationP O Box 29080Phoenix, AZ 85038-9080

    TCF Home Equity Line Of Credit US Department Of EducationP O Box 5609Greenville, TX 75403

    Wells Fargo Wells Fargo Home MortgageP O Box 10388Des Moines, IA 50306

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